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Dan James Dallas Center – Grimes HS. Daveramsey.com. Who is Dave Ramsey?. Host of Dave Ramsey Show Straight answers; keeps it simple Author of Multiple Books Total Money Makeover; Financial Peace University Financial Peace University 13 week course for adults Others - PowerPoint PPT Presentation
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PowerPoint Presentation
Dan JamesDallas Center Grimes HS
Daveramsey.com
You can find info on many different topics here. 2Who is Dave Ramsey?Host of Dave Ramsey ShowStraight answers; keeps it simple Author of Multiple BooksTotal Money Makeover; Financial Peace UniversityFinancial Peace University13 week course for adultsOthersEntre Leadership, Live events, HS Curriculum
Pick your Future?!Example A35 years old; Married and 2 kids2 car loans $50,000 Student Loan DebtBoat (with a loan on it)No college savings for kidsRoth IRA each put in $100/monthEmergency Fund What is that?Revolving Credit Card Debt of $3000
Example B35 and married with 2 kidsNo Student Loan DebtYou drive PAID for CarsYour home is paid off NO MORTGAGEMax out Roth IRA (currently $5000/yr)Monthly contributions to kids collegeYou have a boat just no loan6 months emergency fundNo Credit Card Debt (Dont even have one)
Society tells us.Always have a car paymentExtend the Mortgage out need tax breakCompete with friends/neighborsNOW we dont think of retirement
Kids examples6Ramsey tells usPay cash for carsNo credit cardsYou dont have to worship FICO scoreMortgage is it a great tax break NO!Save $ Live on less than you makeSet up a monthly budget
Example of renting unit could buy property but not rent because of FICO scoreDont need credit cards for everything Debit cards with MC/Visa logo will work7Debt Free FridayCallers call in to show and share their stories of becoming debt freeStudents love it. They may not totally understand sacrifices made but starts some very good conversationsMy favorite one!
Kids remind me if I forget to play. 8The CurriculumVideos http://www.daveramsey.com/school/foundations-samples/WorkbookWorksheetsTests and quizzesState Standards and BenchmarksDaveramsey.com/school/foundations-standards/
Increased our numbers in class
Turn key9Dan [email protected]
Other187883.17