Upload
others
View
0
Download
0
Embed Size (px)
Citation preview
Withover2000NHSDentistsquittingtheNHSsincethenewreformswereannouncedinApril20061,BootsknowthatfindinganaffordableDentistmayprovetobearealpain.
That’swhywe’vedeveloped3DentalPlansdesignedtohelpprovidecashlumpsumsbacktoyou,thushelpingtocoverthecostsofyouandyourfamily’sdentalbills.
WehaveoutlinedthePlansoverthefollowingpages,butinsummarytheBootsDentalPlanoffersyou:
3levelsofcover•NHS–Designedtorepay100%ofyourNHSdentalchargesinEnglandandWales2
•Private1–DesignedtohelptowardsprivateDentistcharges•Private2–OffersahigherlevelofreimbursementforprivateDentistbills
Greatvalueprices•NHSPlanfrom£9permonth•PrivateLevel1Planfrom£13.50permonth•PrivateLevel2Planfrom£19.50permonth PricesincludeInsurancePremiumTaxat5%
DirectDebitatnoadditionalcost Hasslefreemonthlypremiumscanbearrangedtospreadyourpayments,
withnoextracharge.
Help reduce the cost of protecting your family’s teeth
Whether NHS or Private, there’s a Boots Plan for you!
2
1.Source:BBCNewsonline,19thOctober2006.2. IfyouliveinNorthernIrelandorScotlandthenyourNHSDentistmaynotchargeyouinlinewiththisPlan’sbenefitlevels.We’llreimburse
youtothelesseramountofeitherthemaximumofthebandlimitapplicableortheamountyouhavepaidforyourtreatment.
Dental planinsurance for your teeth from £9 per month
* see page 8 for details
3
No excess to pay
4
Choosing the right level of cover BoththeNHSandPrivatePlansoffercoverfor:•Routinedentaltreatment–suchascheck-ups,x-raysandhygienistvisits,aswellastreatments
suchasfillings,bridgesandcrowns.•Accidentaldentalinjury–fullreimbursement,subjecttopolicylimitsforanydentalcosts
resultingfromanaccidentaldentalinjury.Annualmaximumsapply.•HospitalCashBenefit–£75perdayforin-patientorday-patientcareforthetreatment
oforalcancerordentalinjury.Annualmaximumof£3,750.
NHS PlanTheBootsDentalPlanhasbeendesignedtoreimburseyouinaccordancewiththerevisedNHSsystemofcharginginEnglandorWales.YoupayonechargeevenifyouneedtovisityourDentistmorethanoncetocompleteyourcourseoftreatment.
Pleasenote,ifyouhaveanNHSDentist,youwillneedanNHSPlan.YoucannotbecoveredforamixtureofprivateandNHStreatments.
What’scovered?
1.Ifyouareadmittedasanin-patientorday-patientforthetreatmentoforalcancerordentalinjuryyoucanclaim£75perday(maximumof50daysperyear).Maximumtotalclaimamount£3,750.
How it works
WhathappensifIliveinNorthernIrelandorScotland? YoucanstillbuytheNHSPlan.However,yourNHSDentistwillchargeyouforindividualtreatments
andthereforethePlanwillworkinadifferentway.Theamountyou’llbereimbursedwilldependonwhatyouhavepaidforyourtreatmentandissubjecttothebandandannuallimits.We’llreimburseyouanamountequaltothelowestofeitherwhatyouhavepaidorthereimbursementlevelofthebandingappropriateforyourmostexpensivetreatment.Pleaseseebelowforanexample.
Amount Maximum Amount Treatment Date of treatment Band level charged by limit under reimbursed Dentist Plan to you
examination 5thApril 1 £9.00
scale & polish20thApril
1 £9.48 £198.00 £123.32 filling 2 £18.80 crown 20thMay 3 £95.04
Total £132.32
Example
Amount Amount Treatment Date of treatment Band level charged by paid under Dentist Plan
examination5thApril
1 scale & polish 1
examination20thApril
1 £198.00 £198.00 filling 2 crown fitted 20thMay 3
£500
£16.20
AlltypesofexaminationsX-rays
SimplescalingTreatmentforsensitiveteethRemovaloffracturedcrowns
Band 1
£44.60
ChronicperiodontalcareFillings
RootcanaltreatmentsExtractionsandremovals
RestorationsTemporarybridges
Band 2(inclusive of band 1)
£198.00
VeneersInlays
CrownsCoreandpost
BridgeworkDentures
Band 3(inclusive of band 1 and 2)
£16.20
TemporarybridgeorcrownRe-fix/repairstoinlays,crownsandbridges
DressingsIncisionofabscess
TreatmentofinfectedsocketsRemovalofcrownfracture
Domiciliaryandemergencyvisits
occasional and emergency treatment
total routine treatments limit
£500accidental dental injury cover
£3,750hospital cash Benefit1
Band What’s coveredMaximum
reimbursement amount
We recommend that you have at least onedental check-up per policy year
6
Private Plans ThePrivatePlansaredesignedtoofferyouahealthycontributiontowardsthecostsofyour
Privatedentaltreatment.
What’scovered? Thissection,alongwiththetableisonlyasummaryofthekeyfeaturesofthePlan.Fulldetails
areavailableinthePolicyWording.IfyouwouldlikeacopyorwanttoknowmoreaboutthePlanthengotoourwebsitewww.bootsdentalplan.com
IfyouhaveaprivateDentist,youwillneedaPrivatePlan.YoucannotbecoveredforamixtureofNHSandprivatetreatments.
5
Significant exclusions or limitations Aswithmostinsuranceplans,therearelimitstocover.Belowisasummaryofthosethings
thatthePlansdonotprovidecoverfor.
BootsDentalPlanwillnotcoveranycosts:•fortreatmentthatwasknowntoberequired,orplannedbyyourDentist,beforetaking
outaPlan•madebyyourDentistforsigningtheClaimForm•forworkcarriedoutpurelyforreasonsofappearance•fordentalimplants•formouthguards(onlyexcludedonPrivatePlans)•forhomevisits,unlessforemergencydentaltreatment•relatedtotreatmentneedinghospitalin-patient,day-patientorout-patientcareexcept
inrespectoforalcancerandaccidentaldentalinjury•asaresultofplayingsports,whereappropriatemouthprotectionhasnotbeenworn•whereclaimsaresubmittedover2monthsaftertheenddateofthecourseoftreatment•forprivatetreatmentifyouhaveanNHSPlanorforNHStreatmentifyouhaveaPrivatePlan•forroutinedentaltreatmentwithinthefirst3months,exceptclaimsforaccidentaldentalinjury
andemergencydentaltreatment•foranytreatmentidentifiedasmedicallynecessaryatyourfirstvisittoaDentistifyouhave
notbeencontinuouslyregisteredwithaDentistandhadanexaminationinthe12monthspriortotakingoutthePolicy
Uptoanannualmaxof£750
Uptoanannualmaxof£1,000
Uptoanannualmaxof£1,500
Uptoanannualmaxof£1,000
1.DenturescanonlybeclaimedforonceyouhaveheldthePlanfor1year.2. Ifyouareadmittedasanin-patientorday-patientforthetreatmentoforalcancerordentalinjuryyoucanclaim£75perday
(maximumof50daysperyear).Maximumtotalclaimamount£3,750.
Pleasenote:privateDentistchargesvaryconsiderablyacrosstheUK,therefore,pleaseensurethatyouarefullyawareofthecostsyou’llneedtopaypriortohavinganytreatment,asthePlan’scontributionforeachtreatmentisafixedamount.
Dental treatment required following an accidental dental injury covers all treatment costs where injury has been caused by a sudden blow to the face
£75perdayupto£3,750
£75perdayupto£3,750
Daily hospital cash Benefit2
provides a daily rate of cover if you are admitted as an in-patient for the treatment of oral cancer or dental injury
Level 1 Level 2 What’s covered Max per year reimbursement reimbursement up to up to
examinations 2 £14.68 £21.96 scale & polish 2 £17.14 £22.50 X-rays 4 £4.28 £6.43 fillings 4 £37.28 £55.81 crowns 1 £117.83 £160.68 inlays/onlays/veneers 1 £74.98 £107.12 Bridges 1 £182.10 £214.24 root canal 1 £73.91 £110.87 simple extractions Unlimited £19.28 £28.92 surgical extractions Unlimited £39.63 £44.99 Dentures1 1 £233.52 £350.28 emergency dental treatment Unlimited £21.42 £32.14 total routine treatments limit -
-
-
8
You don’t have to wait to claim for accidents or emergencies. As soon as you sign up you’re covered!7
Want to know more? HowmuchdoeseachPlancost? Forsinglecover:
•NHS –£9amonth
•Private Level 1 –£13.50amonth
•Private Level 2 – £19.50amonth
PricesincludeInsurancePremiumTaxat5%.Pleasecalluson08458401111orgotoourwebsiteatwww.bootsdentalplan.comfordetailsofourMarried,SingleParentFamilyandFamilyrates.
WhocantakeoutaPlan?•Themainpolicyholdermustbeagedover18andunder65atthePolicycommencementdate.
Ifyouareaged65orover,pleasecall08458401111.•Yourchildrenmustbeagedunder18,beunmarriedandlivepermanentlywithyou.Alternatively,
theycanbeunder23providedthattheyareinfull-timeeducationandthattheylivewithyououtsideoftermtime.
•AllpeoplecoveredbythePlanmustliveintheUnitedKingdom,ChannelIslandsortheIsleofManforatleast180daysineachpolicyyear.
WhatifIchangemymind? Noproblem!There’sa14daycoolingoffperiodfromreceiptofyourWelcomePacksothatyoucan
studyyourPolicyinmoredetailand,ifyoudecidethatthePlanisnotrightforyou,BootsDentalPlanwillrefundyourpaidpremiumsinfull,providedthatyouhaven’talreadymadeaclaimandthatyou’rewithinthe14dayperiod.
HowdoIgoaboutclaiming?•Forroutinetreatments,werequireyoutobeonthePlanfor3monthsbeforeyoucanmake
aclaim.Followingthisqualificationperiod,youcanmakeclaimsasoftenasyourequireprovidedthatyoucontinuetopaytheappropriatepremiumsandthatyouarewithinyourtreatmentandannualtreatmentlimits.
•TreatmentforaccidentaldentalinjuryandemergencytreatmentcanbeclaimedforassoonasyousignuptoaPlan.Call08709083313foradviceorgotoourwebsiteatwww.bootsdentalplan.comtodownloadtherelevantClaimForm.
•AstandardClaimFormwillbesenttoyouinyourPolicyWelcomePack.TakethisClaimFormwithyoueverytimethatyouhaveatreatmentandaskyourDentisttofillintherelevantparts.
•PleasenotethatyoucanonlyusetheNHSPlantocoverNHStreatmentsandyoucanonlyusethePrivatePlantocoverprivatetreatments.YourPlanwillnotcoveryouforamixtureofprivateandNHStreatments.
•SimplysendusyourcompletedClaimForm,togetherwiththereceiptfromyourDentistforyourtreatment.Providedyousendthesetouswithin2monthsofthedateyourtreatmentwascompleted,BootsDentalplanwillreviewitagainstyourbenefitlevelsandarrangeforpaymentwithin5workingdays.Plus–withthisPlanthere’snoexcesstopay.
Want to know more?(continued)
HowdoIreceivepayments?Tomakelifeeasierforyou,payforyourPlanbyDirectDebit,andwewillpayvalidclaimsdirectlyintoyourbankaccount.
Applying is easy…
byphoneCalluson08458401111LinesareopenMondaytoFriday9amto5pm.WeareclosedonweekendsandBankHolidays.Intheinterestsofimprovingourservice,yourcallsmaybemonitoredandrecorded.
orgotoourwebsiteatwww.bootsdentalplan.comandcompleteanapplicationform.
Sendittothefollowingaddress:BootsDentalPlanCustomerCareManagerPOBox120CwmbranNP449BF
www.bootsdentalplan.com
94-39-234 56461/0207/08
TRAVEL INSURANCE0845 125 3840
CURRENCy0845 840 6060
HoLIdAy CAR HIRE0871 472 5172
AIRpoRT pARkINg, HoTELS ANd LoUNgES0845 125 1100
SAVINgS foR CHILdREN0500 800 860
HEALTH INSURANCE0845 125 1910
The legal bit… Your right to complain We’recommittedtoprovidingtheveryhigheststandardsofserviceandifyouaredissatisfied
we’dliketoputthingsrightasquicklyaspossible.PleaserefertoyourPlan’sPolicyWording,whereittellsyouhowtomakeusawareofyourcomplaint.
Improving our service Intheinterestofimprovingourservice,yourcallstousmaybemonitoredorrecorded.
Data Protection Act TheinformationyouprovidewillbeheldinaccordancewiththeDataProtectionAct1998.
Itwillbeusedtoadministerinsurancecoverforyou.Alltheinformationwerequestisnecessaryinordertoarrangethiscover.ThisinformationwillbedisclosedtoBootsUKLimited,theirinsurersandrepresentativesforthispurposeonly.Fromtimetotimeauditorsmayrequireustodisclosesomeorallthisinformationforlegalpurposes.
Choice of Law Unlesstheinsureragreesotherwise,ScottishLawwillapplyifyouliveinScotlandandEnglish
Lawifyouliveelsewhere.
Who we are BootsUKLimitedwillintroduceyoutotheBootsDentalPlanwhichisunderwrittenbyGreatLakes Reinsurance(UK)PLCandadministeredbySwordIPRLimited,whichisanauthorisedrepresentative
ofInsuranceTechnologySolutionsLimited. BootsUKLimited.RegisteredOffice:1ThaneRoadWest,NottinghamNG23AA.Registered
inEnglandandWales928555.BootsUKLimitedisanIntroducerappointedrepresentativeofSwordIPRwhichisauthorisedandregulatedbytheFinancialServicesAuthority.
For instant cover or more information call 0845 840 11119