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With over 2000 NHS Dentists quitting the NHS since the new reforms were announced in April 2006 1 , Boots know that finding an affordable Dentist may prove to be a real pain. That’s why we’ve developed 3 Dental Plans designed to help provide cash lump sums back to you, thus helping to cover the costs of you and your family’s dental bills. We have outlined the Plans over the following pages, but in summary the Boots Dental Plan offers you: 3 levels of cover NHS – Designed to repay 100% of your NHS dental charges in England and Wales 2 Private 1 – Designed to help towards private Dentist charges Private 2 – Offers a higher level of reimbursement for private Dentist bills Great value prices NHS Plan from £9 per month Private Level 1 Plan from £13.50 per month Private Level 2 Plan from £19.50 per month Prices include Insurance Premium Tax at 5% Direct Debit at no additional cost Hassle free monthly premiums can be arranged to spread your payments, with no extra charge. Help reduce the cost of protecting your family’s teeth Whether NHS or Private, there’s a Boots Plan for you! 2 1. Source: BBC News online, 19th October 2006. 2. If you live in Northern Ireland or Scotland then your NHS Dentist may not charge you in line with this Plan’s benefit levels. We’ll reimburse you to the lesser amount of either the maximum of the band limit applicable or the amount you have paid for your treatment. Dental plan INSURANCE FOR YOUR TEETH FROM £9 PER MONTH *See page 8 for details

Dental plan Help reduce the cost of protecting ... - Boots · Boots Dental plan will review it against your benefit levels and arrange for payment within 5 working days. Plus –

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Page 1: Dental plan Help reduce the cost of protecting ... - Boots · Boots Dental plan will review it against your benefit levels and arrange for payment within 5 working days. Plus –

Withover2000NHSDentistsquittingtheNHSsincethenewreformswereannouncedinApril20061,BootsknowthatfindinganaffordableDentistmayprovetobearealpain.

That’swhywe’vedeveloped3DentalPlansdesignedtohelpprovidecashlumpsumsbacktoyou,thushelpingtocoverthecostsofyouandyourfamily’sdentalbills.

WehaveoutlinedthePlansoverthefollowingpages,butinsummarytheBootsDentalPlanoffersyou:

3levelsofcover•NHS–Designedtorepay100%ofyourNHSdentalchargesinEnglandandWales2

•Private1–DesignedtohelptowardsprivateDentistcharges•Private2–OffersahigherlevelofreimbursementforprivateDentistbills

Greatvalueprices•NHSPlanfrom£9permonth•PrivateLevel1Planfrom£13.50permonth•PrivateLevel2Planfrom£19.50permonth PricesincludeInsurancePremiumTaxat5%

DirectDebitatnoadditionalcost Hasslefreemonthlypremiumscanbearrangedtospreadyourpayments,

withnoextracharge.

Help reduce the cost of protecting your family’s teeth

Whether NHS or Private, there’s a Boots Plan for you!

2

1.Source:BBCNewsonline,19thOctober2006.2. IfyouliveinNorthernIrelandorScotlandthenyourNHSDentistmaynotchargeyouinlinewiththisPlan’sbenefitlevels.We’llreimburse

youtothelesseramountofeitherthemaximumofthebandlimitapplicableortheamountyouhavepaidforyourtreatment.

Dental planinsurance for your teeth from £9 per month

* see page 8 for details

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No excess to pay

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Choosing the right level of cover BoththeNHSandPrivatePlansoffercoverfor:•Routinedentaltreatment–suchascheck-ups,x-raysandhygienistvisits,aswellastreatments

suchasfillings,bridgesandcrowns.•Accidentaldentalinjury–fullreimbursement,subjecttopolicylimitsforanydentalcosts

resultingfromanaccidentaldentalinjury.Annualmaximumsapply.•HospitalCashBenefit–£75perdayforin-patientorday-patientcareforthetreatment

oforalcancerordentalinjury.Annualmaximumof£3,750.

NHS PlanTheBootsDentalPlanhasbeendesignedtoreimburseyouinaccordancewiththerevisedNHSsystemofcharginginEnglandorWales.YoupayonechargeevenifyouneedtovisityourDentistmorethanoncetocompleteyourcourseoftreatment.

Pleasenote,ifyouhaveanNHSDentist,youwillneedanNHSPlan.YoucannotbecoveredforamixtureofprivateandNHStreatments.

What’scovered?

1.Ifyouareadmittedasanin-patientorday-patientforthetreatmentoforalcancerordentalinjuryyoucanclaim£75perday(maximumof50daysperyear).Maximumtotalclaimamount£3,750.

How it works

WhathappensifIliveinNorthernIrelandorScotland? YoucanstillbuytheNHSPlan.However,yourNHSDentistwillchargeyouforindividualtreatments

andthereforethePlanwillworkinadifferentway.Theamountyou’llbereimbursedwilldependonwhatyouhavepaidforyourtreatmentandissubjecttothebandandannuallimits.We’llreimburseyouanamountequaltothelowestofeitherwhatyouhavepaidorthereimbursementlevelofthebandingappropriateforyourmostexpensivetreatment.Pleaseseebelowforanexample.

Amount Maximum Amount Treatment Date of treatment Band level charged by limit under reimbursed Dentist Plan to you

examination 5thApril 1 £9.00

scale & polish20thApril

1 £9.48 £198.00 £123.32 filling 2 £18.80 crown 20thMay 3 £95.04

Total £132.32

Example

Amount Amount Treatment Date of treatment Band level charged by paid under Dentist Plan

examination5thApril

1 scale & polish 1

examination20thApril

1 £198.00 £198.00 filling 2 crown fitted 20thMay 3

£500

£16.20

AlltypesofexaminationsX-rays

SimplescalingTreatmentforsensitiveteethRemovaloffracturedcrowns

Band 1

£44.60

ChronicperiodontalcareFillings

RootcanaltreatmentsExtractionsandremovals

RestorationsTemporarybridges

Band 2(inclusive of band 1)

£198.00

VeneersInlays

CrownsCoreandpost

BridgeworkDentures

Band 3(inclusive of band 1 and 2)

£16.20

TemporarybridgeorcrownRe-fix/repairstoinlays,crownsandbridges

DressingsIncisionofabscess

TreatmentofinfectedsocketsRemovalofcrownfracture

Domiciliaryandemergencyvisits

occasional and emergency treatment

total routine treatments limit

£500accidental dental injury cover

£3,750hospital cash Benefit1

Band What’s coveredMaximum

reimbursement amount

Page 3: Dental plan Help reduce the cost of protecting ... - Boots · Boots Dental plan will review it against your benefit levels and arrange for payment within 5 working days. Plus –

We recommend that you have at least onedental check-up per policy year

6

Private Plans ThePrivatePlansaredesignedtoofferyouahealthycontributiontowardsthecostsofyour

Privatedentaltreatment.

What’scovered? Thissection,alongwiththetableisonlyasummaryofthekeyfeaturesofthePlan.Fulldetails

areavailableinthePolicyWording.IfyouwouldlikeacopyorwanttoknowmoreaboutthePlanthengotoourwebsitewww.bootsdentalplan.com

IfyouhaveaprivateDentist,youwillneedaPrivatePlan.YoucannotbecoveredforamixtureofNHSandprivatetreatments.

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Significant exclusions or limitations Aswithmostinsuranceplans,therearelimitstocover.Belowisasummaryofthosethings

thatthePlansdonotprovidecoverfor.

BootsDentalPlanwillnotcoveranycosts:•fortreatmentthatwasknowntoberequired,orplannedbyyourDentist,beforetaking

outaPlan•madebyyourDentistforsigningtheClaimForm•forworkcarriedoutpurelyforreasonsofappearance•fordentalimplants•formouthguards(onlyexcludedonPrivatePlans)•forhomevisits,unlessforemergencydentaltreatment•relatedtotreatmentneedinghospitalin-patient,day-patientorout-patientcareexcept

inrespectoforalcancerandaccidentaldentalinjury•asaresultofplayingsports,whereappropriatemouthprotectionhasnotbeenworn•whereclaimsaresubmittedover2monthsaftertheenddateofthecourseoftreatment•forprivatetreatmentifyouhaveanNHSPlanorforNHStreatmentifyouhaveaPrivatePlan•forroutinedentaltreatmentwithinthefirst3months,exceptclaimsforaccidentaldentalinjury

andemergencydentaltreatment•foranytreatmentidentifiedasmedicallynecessaryatyourfirstvisittoaDentistifyouhave

notbeencontinuouslyregisteredwithaDentistandhadanexaminationinthe12monthspriortotakingoutthePolicy

Uptoanannualmaxof£750

Uptoanannualmaxof£1,000

Uptoanannualmaxof£1,500

Uptoanannualmaxof£1,000

1.DenturescanonlybeclaimedforonceyouhaveheldthePlanfor1year.2. Ifyouareadmittedasanin-patientorday-patientforthetreatmentoforalcancerordentalinjuryyoucanclaim£75perday

(maximumof50daysperyear).Maximumtotalclaimamount£3,750.

Pleasenote:privateDentistchargesvaryconsiderablyacrosstheUK,therefore,pleaseensurethatyouarefullyawareofthecostsyou’llneedtopaypriortohavinganytreatment,asthePlan’scontributionforeachtreatmentisafixedamount.

Dental treatment required following an accidental dental injury covers all treatment costs where injury has been caused by a sudden blow to the face

£75perdayupto£3,750

£75perdayupto£3,750

Daily hospital cash Benefit2

provides a daily rate of cover if you are admitted as an in-patient for the treatment of oral cancer or dental injury

Level 1 Level 2 What’s covered Max per year reimbursement reimbursement up to up to

examinations 2 £14.68 £21.96 scale & polish 2 £17.14 £22.50 X-rays 4 £4.28 £6.43 fillings 4 £37.28 £55.81 crowns 1 £117.83 £160.68 inlays/onlays/veneers 1 £74.98 £107.12 Bridges 1 £182.10 £214.24 root canal 1 £73.91 £110.87 simple extractions Unlimited £19.28 £28.92 surgical extractions Unlimited £39.63 £44.99 Dentures1 1 £233.52 £350.28 emergency dental treatment Unlimited £21.42 £32.14 total routine treatments limit -

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Page 4: Dental plan Help reduce the cost of protecting ... - Boots · Boots Dental plan will review it against your benefit levels and arrange for payment within 5 working days. Plus –

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You don’t have to wait to claim for accidents or emergencies. As soon as you sign up you’re covered!7

Want to know more? HowmuchdoeseachPlancost? Forsinglecover:

•NHS –£9amonth

•Private Level 1 –£13.50amonth

•Private Level 2 – £19.50amonth

PricesincludeInsurancePremiumTaxat5%.Pleasecalluson08458401111orgotoourwebsiteatwww.bootsdentalplan.comfordetailsofourMarried,SingleParentFamilyandFamilyrates.

WhocantakeoutaPlan?•Themainpolicyholdermustbeagedover18andunder65atthePolicycommencementdate.

Ifyouareaged65orover,pleasecall08458401111.•Yourchildrenmustbeagedunder18,beunmarriedandlivepermanentlywithyou.Alternatively,

theycanbeunder23providedthattheyareinfull-timeeducationandthattheylivewithyououtsideoftermtime.

•AllpeoplecoveredbythePlanmustliveintheUnitedKingdom,ChannelIslandsortheIsleofManforatleast180daysineachpolicyyear.

WhatifIchangemymind? Noproblem!There’sa14daycoolingoffperiodfromreceiptofyourWelcomePacksothatyoucan

studyyourPolicyinmoredetailand,ifyoudecidethatthePlanisnotrightforyou,BootsDentalPlanwillrefundyourpaidpremiumsinfull,providedthatyouhaven’talreadymadeaclaimandthatyou’rewithinthe14dayperiod.

HowdoIgoaboutclaiming?•Forroutinetreatments,werequireyoutobeonthePlanfor3monthsbeforeyoucanmake

aclaim.Followingthisqualificationperiod,youcanmakeclaimsasoftenasyourequireprovidedthatyoucontinuetopaytheappropriatepremiumsandthatyouarewithinyourtreatmentandannualtreatmentlimits.

•TreatmentforaccidentaldentalinjuryandemergencytreatmentcanbeclaimedforassoonasyousignuptoaPlan.Call08709083313foradviceorgotoourwebsiteatwww.bootsdentalplan.comtodownloadtherelevantClaimForm.

•AstandardClaimFormwillbesenttoyouinyourPolicyWelcomePack.TakethisClaimFormwithyoueverytimethatyouhaveatreatmentandaskyourDentisttofillintherelevantparts.

•PleasenotethatyoucanonlyusetheNHSPlantocoverNHStreatmentsandyoucanonlyusethePrivatePlantocoverprivatetreatments.YourPlanwillnotcoveryouforamixtureofprivateandNHStreatments.

•SimplysendusyourcompletedClaimForm,togetherwiththereceiptfromyourDentistforyourtreatment.Providedyousendthesetouswithin2monthsofthedateyourtreatmentwascompleted,BootsDentalplanwillreviewitagainstyourbenefitlevelsandarrangeforpaymentwithin5workingdays.Plus–withthisPlanthere’snoexcesstopay.

Want to know more?(continued)

HowdoIreceivepayments?Tomakelifeeasierforyou,payforyourPlanbyDirectDebit,andwewillpayvalidclaimsdirectlyintoyourbankaccount.

Applying is easy…

byphoneCalluson08458401111LinesareopenMondaytoFriday9amto5pm.WeareclosedonweekendsandBankHolidays.Intheinterestsofimprovingourservice,yourcallsmaybemonitoredandrecorded.

orgotoourwebsiteatwww.bootsdentalplan.comandcompleteanapplicationform.

Sendittothefollowingaddress:BootsDentalPlanCustomerCareManagerPOBox120CwmbranNP449BF

Page 5: Dental plan Help reduce the cost of protecting ... - Boots · Boots Dental plan will review it against your benefit levels and arrange for payment within 5 working days. Plus –

www.bootsdentalplan.com

94-39-234 56461/0207/08

TRAVEL INSURANCE0845 125 3840

CURRENCy0845 840 6060

HoLIdAy CAR HIRE0871 472 5172

AIRpoRT pARkINg, HoTELS ANd LoUNgES0845 125 1100

SAVINgS foR CHILdREN0500 800 860

HEALTH INSURANCE0845 125 1910

The legal bit… Your right to complain We’recommittedtoprovidingtheveryhigheststandardsofserviceandifyouaredissatisfied

we’dliketoputthingsrightasquicklyaspossible.PleaserefertoyourPlan’sPolicyWording,whereittellsyouhowtomakeusawareofyourcomplaint.

Improving our service Intheinterestofimprovingourservice,yourcallstousmaybemonitoredorrecorded.

Data Protection Act TheinformationyouprovidewillbeheldinaccordancewiththeDataProtectionAct1998.

Itwillbeusedtoadministerinsurancecoverforyou.Alltheinformationwerequestisnecessaryinordertoarrangethiscover.ThisinformationwillbedisclosedtoBootsUKLimited,theirinsurersandrepresentativesforthispurposeonly.Fromtimetotimeauditorsmayrequireustodisclosesomeorallthisinformationforlegalpurposes.

Choice of Law Unlesstheinsureragreesotherwise,ScottishLawwillapplyifyouliveinScotlandandEnglish

Lawifyouliveelsewhere.

Who we are BootsUKLimitedwillintroduceyoutotheBootsDentalPlanwhichisunderwrittenbyGreatLakes Reinsurance(UK)PLCandadministeredbySwordIPRLimited,whichisanauthorisedrepresentative

ofInsuranceTechnologySolutionsLimited. BootsUKLimited.RegisteredOffice:1ThaneRoadWest,NottinghamNG23AA.Registered

inEnglandandWales928555.BootsUKLimitedisanIntroducerappointedrepresentativeofSwordIPRwhichisauthorisedandregulatedbytheFinancialServicesAuthority.

For instant cover or more information call 0845 840 11119