DHAN Foundation

Giving back to the Society

DHAN FoundationDevelopment of Humane Action

DHAN Foundation

A.Umarani, Director, Tata-Dhan AcademyDecember 02, 2014

First International ART on Micro Pension ProgrammeJC Residency, Madurai

“Social capitalisation – the basis for

sustainable development: DHAN’s Way”

DHAN Foundation

DHAN Mission

“Building people and institutions for development innovations and

scaling up to enable the poor communities for poverty reduction and self

reliance”.

DHAN Foundation

Core ValuesValues are the life line of the organization. Values represent

the core priorities on how the organization chooses to operate

and to be viewed by stakeholders both inside and outside the

organization. DHAN Foundation has six core values which are

briefed as below:•Grassroots Action

•Enabling

•Collaboration

•Innovation

•Excellence

•Self Regulation

DHAN Foundation

Purpose(s)

Mothering development Innovation

It aims to promote and nurture new ideas on

different development themes, which have

larger potential to address the livelihoods

and development of the poor in a region viz.

microfinance, small scale irrigation, dry land

agriculture, working with panchayats.

DHAN Foundation

Purpose(s)

Establishing thematic Institutions and

People Institutions for up scaling

Exclusive thematic organisations will be promoted to

undertake development work with a sub sectoral

focus. The primary role of these institutions is

promotional and to ensure that benefits reach a

large number of poor with quality.

DHAN Foundation

Purpose(s)

Nurturing development professional with

systematic HRD

The institution would bring young professionals into

the development sector and provide them an

opportunity to practice and develop relevant

knowledge, attitudes and skills to work long

term in the development sector.

DHAN Foundation

Principles Socially committed high quality young

professionals to work at villages and slums

Building `nested’ People Institutions for generations with mutuality, self-help and self management

Collaborating with mainstream institutions for development

Thematic focus for enabling Livelihood focus for poverty reduction

DHAN Foundation

Coverage 1.4 million families in 14,000 villages including slums

in 12 states – TN, AP, Karnataka, Orissa, Madhya Pradesh, Jharkhand, Kerala, Assam, Maharasthra, Rajasthan, Bihar and Pondicherry

More than 300 locations (panchayat unions / blocks) with more than 700 professionals

Microfinance, Reviving Traditional Water Bodies, IT for Poor, Rainfed Farming, Coastal conservation & Livelihood restoration, Working with Panchayat, Development Education – Tata-Dhan Academy

DHAN Foundation

Programmes of DHAN Foundation

• Kalanjiam Community Banking Programme• Tank fed Agriculture Development Programme • Coastal rehabilitation and livelihood

restoration programme• Rain-fed Agriculture Development Programme• Democratizing Panchayat• ICT for poor• Tata-Dhan Academy- Development Mgt

Education

DHAN Foundation

Community Organisation

Scale down technology

Facilitating environment

DHAN Foundation’s Approach on its Programmes

DHAN FoundationCommunity Banking Programme

Promote alternative financial services and mechanisms at the grassroots level for poor women

DHAN Foundation

Community Banking Programme

• Savings and credit

• Civic Programmes like health, education, deaddiction

programmes, social security for poor etc

• Fund for supporting and creating infrastructure for members

• Support for income generating activities

• Matching endowment support for institution building

• Collaboration with apex banks/ agencies/ organisations

• Policy Advocacy efforts

DHAN Foundation

Tankfed Agriculture

ProgrammeOrganise the farmers to conserve and develop tanks and improve tank fed agriculture

DHAN Foundation

Activities

Tank rehabilitation

Oorani rehabilitation

Watershed Development project

Promotion of Micro Finance Groups

Promotion of Vayalagam Agriculture Development

Clinics

Endowment Grants

Collaboration with funding agencies/allied institutions

Policy Advocacy efforts

DHAN Foundation

Rehabilitated Tank

DHAN Foundation

Rehabilitated Oorani

DHAN Foundation

Watershed works – Check dam

DHAN Foundation Tata-Dhan Academy

Groom young graduates into development professionals, undertake research studies & documentation of experiences

DHAN FoundationTata Dhan Academy

Groom young graduates into development Groom young graduates into development

professionals, undertake research studies & professionals, undertake research studies &

documentation of experiencesdocumentation of experiences

DHAN Foundation

Education– Programme in Development Management

(PDM)

Faculty Induction and Development

Building Capacity of Practitioners through

Development Management Programmes

Research and Teaching Materials Development

Core Activities

DHAN Foundation

Information Technology for poor

Developing IT applications for

poverty alleviation and

livelihood promotion

DHAN Foundation

Community colleges for computer education

Village Internet Centres

Adult Literacy Programme (ALP)

ICT Groups

Activities

DHAN Foundation

Community College

DHAN Foundation

DHAN FoundationDemocratizing panchayats and

developing them as effective

local governance systems

DHAN Foundation

Multi year planning

DHAN Foundation

Dryland Agriculture

Reviving the best practices of

rain fed farming and promoting

livelihoods

DHAN Foundation

Activities

Transfer of farmers best practices

Transfer of suitable technologies from research

agencies

Experimentation - improved agronomic practices,

plant protection measures, crop improvement, farm

mechanisation

DHAN Foundation

•Relief (immediate)•Livelihood restoration (short term)•Habitat reconstruction (medium term)•Coastal zone conservation and management (long term)

Coastal conservation and Livelihoods Programme

DHAN FoundationNested Institutions

Model: Communities partnership

Cluster

Associations

Primary

functional

Groups

SpecialisedSupra

InstitutionFederation Movement

DHAN FoundationDHAN Collective Structure

SUPRA PEOPLE

INSTITUTIONS

e.g. CLUSTER &

FEDERATION

REGIONAL

RESOURCE

CENTRES

INTEGRATING THEMATIC

PROGRAMS

CENTRES FOR INTEGRATIONHRD, FINANCE

STRATEGIC PLANNINGBUSINESS DEVELOPMENT

SERVICE, RESEARCHDEVELOPMENT

COMMUNICATION

NEW THEMES

RAINFED FARMING/

ICT/TATA – DHAN

ACADEMY

SUPPORT

INSTITUTIONS

FOR PEOPLE

INSTITUTION

e.g. KDFS/KTPL/

PEOPLE MUTUALS

PRIMARY

PEOPLE

INSTITUTIONS

e.g. KALANJIAM &

VAYALAGAM

THEMATICINSTITUTIONSe.g. KALANJIAM FOUNDATIION &

VAYALAGAM PROGRAM

DHAN COLLECTIVE

DHAN Foundation

DHAN Collective

• DHAN Foundation and the thematic institutions promoted together form the DHAN Collective.

• DHAN Collective is a creative concept to nurture and preserve the culture of collegiality, mutuality and solidarity.

• Shared purpose, core values and resources (human, financial and physical resources) bind the DHAN Collective.

DHAN Foundation

DHAN Collective

• DHAN Foundation as the parent institution guides, supports and regulates its family institutions on their mission, policies, strategies and values.

• Each institution defines its ‘own

unique’ space with synergy.

DHAN Foundation

Specialised Service Institutions for People Institutions • People Mutuals

• Kalanjiam Development Financial Services (KDFS)

• Kalanjiam Thozhilagam limited

• SUHAM (SUstainable Healthcare AdvanceMent)

DHAN Foundation

Centres for Integration

• Centre for HRD & People Academy

• Centre for Development Communication

• Centre for Policy and Planning

• Centre for Finance & Centre for facilitating

Philanthropy

• Centre for Research

DHAN Foundation

Movements and Networks

• Kalanjiam & Vayalagam Movement

• INFOS – Indian Network of Federations of

Microfinance Self Help groups

• INAFI-International Network of Alternative

Financial Institutions

DHAN Foundation

Achievements• Bringing new stock of Development

Professionals to grassroots action.• Building Development leaders for the sector.• Pioneering development themes for poverty

reduction.• Formalising, revitalising local practices in

microfinance and small-scale water bodies.• Kalanjiam - Enabling model of microfinance.• Unique and large scale collaboration with

mainstream institutions for program funds.

DHAN Foundation

Achievements

• Reaching out to the poorest and making changes in the lives of about 1.3 million households

• Creative nested institutions for sustainability and solidarity.

• Moving towards people movements on development themes.

• Policy contribution at national and global level- NABARD, RBI, JnNURM, etc

DHAN Foundation

Features of DHAN Model• Community Governance• Professional Management• Self reliance • Primacy on ensuring entitlements• Mainstream linkage• Federation model• Thematic approach• Financial intermediation as a basic service that cuts

across all the themes• Graduated financial services include savings & credit

first then proceed to insurance and pension

DHAN Foundation

Development Approach

Sustainable

growth

Thematic InterventionIntervenon

Mainstream Partnership

Community Organisation

DHAN Foundation

Livelihood

Civic3-5 years

3-5 years

3-5 years

3-5 years

Financial

Social

Inte

rmed

iation

Four Generation Development Model

DHAN Foundation

Goals of DHAN Foundation 2017

Goal 1: Building social capital by organizing the unorganized poor

households including vulnerable, differently-abled, and ultra

poor/poorest of the poor into sustainable community

organizations and integrating them with local

governance/panchayats for grassroots democracy

Sub goal 1.1: Organizing additional one million poor households besides the existing

one million including vulnerable, differently-abled, and ultra poor

Sub goal 1.2: Building 500 nested institutions i.e. federations and movements and

working with 200 panchayats to demonstrate grassroots democracy with local-

governance

Sub goal 1.3: Grooming and nurturing 50000 community leaders for sustaining the

people organizations

DHAN Foundation

Goals of DHAN Foundation 2017

Goal 2: Impacting to bring 0.5 million households out of poverty

through enhancing livelihoods through thematic interventions such

as microfinance, agriculture, water and natural and coastal

resource conservation and enabling access to entitlements related

to social security, health and education services with gender focus.

Sub goal 2.1: Impacting 0.3 million farming households based on agriculture

and livestock (dairy) interventions.

Sub goal 2.2: Facilitating access to financial services of significant scale

(above Rs. 25000) to one million families

DHAN FoundationGoal 2

continues…

Sub goal 2.3: Enabling additional one million families to access

entitlements related to social security programmes including life,

health, crop and livestock insurance and micro-pension.

Sub goal 2.4: Promoting community owned health, sanitation and

educational initiatives among 0.5 million families

Sub goal 2.5: Building skills related to various livelihoods among 0.2

million families for promoting sustainable livelihoods

Sub goal 2.6: Creation of wealth of common assets such as common

funds, reserves and surpluses, common resources with significant

worth of physical works and strong social capital of 500 people

organisations for their sustainability

DHAN FoundationGoals of DHAN Foundation 2017

Goal 3 : Enhancing the resilience of communities in different ecosystems

by catalysing conservation and development of natural resources to

promote sustainable livelihoods, agro-biodiversity, food security and

adaption to climate change through community banking, rainfed

agriculture development, tank fed agriculture development and coastal

conservation programmes.

Goal 4: Contribute significantly to development sector by networking as

knowledge centres with NGOs, academic and research institutions,

corporate, people organisations, government and banks, and donor

organisations through knowledge building by rigorous sub-sectoral

development practice and dissemination, and through grooming and

nurturing 2000 quality human resources for the sector

DHAN Foundation

Goal 5: Influencing sub- sectoral policies

from the learning generated by large

scale community led practice on

microfinance, agriculture, water and

micro insurance to have nationwide and

worldwide impact

DHAN Foundation

Thank You!