81
Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you. Company Waiting Period Partial Disabillity Covered Hours per week can return to work 14 Days 28 or 30 Days 60 Days 90 Days Benefit Period 6 Months 1 Year 2 Years 5 Years Product To Age 65 55-59 Years Male Professional/White Collar Smoker "Outstanding Value" 0 ANZ Income Protection 0 NobleOak Life Premium Life Direct Income Protection 10 InsuranceLine Income Protection Plus Ratesaver 0 NRMA Income Protection 0 Virgin Money Income Protection Tailored 0 AAMI Income Protection 0 Citi Prime Income Cover 10 InsuranceLine Income Protection Plus Timesaver 0 Medibank Income Protection 0 NIB Income Protection 0 RAC Income Protection 0 RACQ Income Protection 0 Suncorp Income Protection 0 Virgin Money Income Protection Quick & Easy 0 Zurich Ezicover Income Protection Direct Income Protection - Star Ratings 2017 - Page 1 Report Date: February, 2017. (All information is correct as at December, 2016.)

Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

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Page 1: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 1Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 2: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 2Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 3: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 3Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 4: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

Direct Income Protection - Star Ratings 2017 - Page 4Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 5: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Light Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 5Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 6: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Light Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 6Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 7: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 7Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 8: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Male Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 8Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 9: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 9Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 10: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 10Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 11: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 11Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 12: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 12Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 13: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Light Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 13Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 14: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Light Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 14Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 15: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 15Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 16: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

55-59 Years Female Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 16Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 17: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 17Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 18: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 18Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 19: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 19Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 20: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 20Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 21: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Light Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Zurich Ezicover Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 21Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 22: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Light Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Zurich Ezicover Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 22Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 23: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 23Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 24: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Male Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 24Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 25: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Professional/White Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 25Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 26: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Professional/White Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 26Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 27: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 27Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 28: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 28Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 29: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Light Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 29Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 30: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Light Blue Collar Non-Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 30Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 31: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 31Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 32: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

50-54 Years Female Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 32Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 33: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Professional/White Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 33Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 34: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Professional/White Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Zurich Ezicover Income Protection

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 34Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 35: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 35Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 36: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

Direct Income Protection - Star Ratings 2017 - Page 36Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 37: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Light Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Zurich Ezicover Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 37Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 38: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Light Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Zurich Ezicover Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 38Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 39: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 39Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 40: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Male Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 40Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 41: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Zurich Ezicover Income Protection

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 41Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 42: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Zurich Ezicover Income Protection

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 42Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 43: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 43Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 44: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 44Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 45: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Light Blue Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Zurich Ezicover Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 45Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 46: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Light Blue Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Zurich Ezicover Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 46Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 47: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 47Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 48: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

40-49 Years Female Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 48Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 49: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 49Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 50: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Zurich Ezicover Income Protection

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 50Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 51: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 51Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 52: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 52Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 53: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Light Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Zurich Ezicover Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 53Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 54: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Light Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Zurich Ezicover Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 54Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 55: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 55Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 56: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Male Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

0Medibank Income Protection

0NRMA Income Protection

0AAMI Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 56Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 57: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 57Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 58: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0RAC Income Protection

0RACQ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 58Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 59: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 59Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 60: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 60Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 61: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Light Blue Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 61Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 62: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Light Blue Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0Zurich Ezicover Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 62Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 63: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 63Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 64: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

30-39 Years Female Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 64Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 65: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Professional/White Collar Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

0AAMI Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 65Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 66: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Professional/White Collar Non-Smoker

"Outstanding Value"

0ANZ Income Protection

0NobleOak Life Premium Life Direct Income Protection

0AAMI Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 66Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 67: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 67Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 68: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Medium Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0Virgin Money Income Protection Tailored

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0NRMA Income Protection

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 68Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 69: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Light Blue Collar Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0ANZ Income Protection

0Suncorp Income Protection

0Zurich Ezicover Income Protection

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0Virgin Money Income Protection Tailored

Direct Income Protection - Star Ratings 2017 - Page 69Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 70: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Light Blue Collar Non-Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0ANZ Income Protection

0Suncorp Income Protection

0Zurich Ezicover Income Protection

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0Virgin Money Income Protection Tailored

Direct Income Protection - Star Ratings 2017 - Page 70Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 71: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 71Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 72: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Male Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 72Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 73: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Professional/White Collar Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0ANZ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 73Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 74: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Professional/White Collar Non-Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0ANZ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0Citi Prime Income Cover

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0RAC Income Protection

0RACQ Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 74Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 75: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Medium Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 75Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 76: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Medium Blue Collar Non-Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0NRMA Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 76Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 77: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Light Blue Collar Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0ANZ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 77Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 78: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Light Blue Collar Non-Smoker

"Outstanding Value"

0AAMI Income Protection

0NobleOak Life Premium Life Direct Income Protection

0ANZ Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0NRMA Income Protection

0Virgin Money Income Protection Quick & Easy

0Zurich Ezicover Income Protection

Direct Income Protection - Star Ratings 2017 - Page 78Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 79: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Heavy Blue Collar Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0NRMA Income Protection

0AAMI Income Protection

10InsuranceLine Income Protection Plus Ratesaver

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 79Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 80: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income ProtectionWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

CompanyWaiting Period Partial

Disabillity Covered

Hours per week can

return to work 14 Days 28 or 30 Days 60 Days 90 Days

Benefit Period

6 Months 1 Year 2 Years 5 YearsProduct

To Age 65

20-29 Years Female Heavy Blue Collar Non-Smoker

"Outstanding Value"

0NobleOak Life Premium Life Direct Income Protection

0NRMA Income Protection

0AAMI Income Protection

0Suncorp Income Protection

0Virgin Money Income Protection Tailored

0ANZ Income Protection

10InsuranceLine Income Protection Plus Ratesaver

10InsuranceLine Income Protection Plus Timesaver

0Medibank Income Protection

0NIB Income Protection

0Virgin Money Income Protection Quick & Easy

Direct Income Protection - Star Ratings 2017 - Page 80Report Date: February, 2017. (All information is correct as at December, 2016.)

Page 81: Direct Income Protection - Canstar...Direct Income Protection We endeavour to include the majority of product providers in the market and to compare the product features most relevant

Direct Income Protection - Star Ratings 2017 - Page 81Report Date: February, 2017. (All information is correct as at December, 2016.)