26

Discover HOW TO STOP - · PDF fileA consumer will have a great chance at pursuing Quiet Title, when there is, clear evidence that a break in the chain of title exists:

Embed Size (px)

Citation preview

|

Discover HOW TO STOP “Fraud-Closures”

Using the American Judicial System

|

........................................................................................... 3

........................................................................................ 4

................................................................ 5

............................................................................ 7

........................................................... 9

................................................................ 11

.............................................................. 14

............................................. 17

................................................................................ 20

............................................................................................ 23

R

|

A quiet title action is a lawsuit which is

brought in circuit court to clear one party’s

title to real property. The main purpose of a

quiet title action is to eradicate all claims to

title, that might stand in the path of a title

insurance company issuing a clear title

insurance policy. Liens, claims by prior

owners, and some other matters affecting

title are known as “clouds” on title. The aim of a quiet title action is to completely

eliminate any of these “clouds” on title.

Quiet title actions can be used in a number of many different situations. For

example, they are usually used after party purchases real property at a tax deed sale. The

main purpose here is to forever bar prior owners, lien and mortgage holders from

asserting any interest in the real property.

You need to understand that quiet title is not some silver bullet. The "lender" could

still attempt to foreclose on property, and you may have to defend it. It is quite important

to serve all the potential defendants to strengthen the quiet title judgment. All the parties

to the mortgage and any party that is involved in assignment of mortgage need to be

included in the QT action.

Some of the main grounds in which a client would move forward and pursue Quiet Title

are:

1. Adverse Possession –when the homeowner brings forth a suit to get title in his or her

name

2. Fraudulent Conveyance –when a property is conveyed by some forged dead or missing

assignment, etc.

3. Competing Claims – This is when many companies, individuals or parties are seeking to

get a said property to satisfy a mortgage lien.

|

A consumer will have a great chance at pursuing Quiet Title, when there is, clear

evidence that a break in the chain of title exists:

Break in the chain of title

Missing Assignments

Foreclosure Fraud

Robo-signers

Forgeries

In short, quiet title actions assist to clarify title issues involving some real property. All

parties who may claim an interest in the real property are notified of the lawsuit and

given an opportunity to assert their interest in the real property. If no one comes forward,

then the court can issue a judgment quieting title in the Plaintiff’s favor. This is the final

goal of the quiet title action. However, if somebody does come forward, then the court

has to determine the interests of the parties in the real property and enter a judgment

accordingly.

When proceeding with a Quiet Title Action, it is very important to remember that the

title is not clear until:

• Superior liens are completely satisfied,

• The quiet title action is 100% complete and court has ruled in your favor, and

• The underwriter is completely satisfied that all parties were named in the quiet title

action.

So if you have a title problem and you want to get it cleared up or you are facing

foreclosure and want a proven way to stop the foreclosure and walk away with clear and

free title to your home –check out this link: http://www.fraudstoppers.org/quiet-title/

And if you’re ready to get started right now and discover what legal ground you have to

sue your lender for mortgage and foreclosure fraud, then fill out the questionnaire on this

page: http://www.fraudstoppers.org/questionnaire and let Fraud Stoppers show you

how to stop your foreclosure and save your piece of the American dream!

|

“Be the best person who does everything they can to make a BIG difference.”

Realize that the customer support we offer at FraudStoppers.org is easily worth tens of

thousands of dollars. The attorney reviewed legal files I provide would simply cost you

several thousands of dollars alone. We have spent many years in the field to get what you

are about to get, don’t miss this opportunity.

What’s the catch? Well, there is no catch! We wanted to offer our services reasonably

enough so that everyone could easily afford it. We know that when homeowners are

facing foreclosure that money is tight, this price is our small gift to you. Our motives are

to offer clarity in the form of several tools that you can actually use in your life right now –

this support goes beyond that.

Why Hesitate? You can simply end your foreclosure worries right now if you act now!

You and your family are worth it!

The power of action and choice belongs to you. You must select a path and act on the

course of action. All we can do is offer you tools and show you the way. Just like right

now – you must act to progress toward that best solution you are looking for.

|

The sooner you get going on using the tools, the better. Time is of the essence with

foreclosure; don’t just waste it, the earlier you start the more options you have! Take

Action NOW and fill out the questionnaire on this page:

http://www.fraudstoppers.org/questionnaire

Until you are victorious!

Jason T. Marks

[1] Emergency Call for a United Front Against Austerity: http://tarpley.net/

[2] The Foreclosure Trap: http://www.consumersdigest.com/home/the-foreclosure-trap//view-all

[3]Case1:12cv00361RMC: https://d9klfgibkcquc.cloudfront.net/Complaint_Corrected_2012-03-14.pdf

[4] Tables Turn: Deputies and movers show up at bank to seize property for homeowner: http://www.winknews.com/Local-Florida/2011-06-03/Tables-Turn-Deputies-and-movers-show-up-at-bank-to-seize-property-for-homeowner-#ixzz1OPgUtnzQ

[5] Family Finds Locks Changed on N.J. House That Escaped Foreclosure, Bank Admits Mistake: http://www.foxnews.com/story/0,2933,579313,00.html

[6] UNBELIEVABLE BREAKING NEWS: Senior Couple Being Screwed Royally By Mortgage Servicer – Specialized Loan Servicers: http://mandelman.ml-implode.com/2009/09/unbelievable-breaking-news-senior-couple-being-screwed-royally-by-mortgage-servicer-specialized-loan-servicers/

[7] Carpenter v. Long-83 U.S 271 (1872): http://supreme.justia.com/cases/federal/us/83/271/case.html

[8] Glass-Steagall Act: http://legal-dictionary.thefreedictionary.com/Glass-Steagall+Act

[9] Financial Weapons of Mass Destruction: http://www.cbsnews.com/video/watch/?id=7406104n

|

[10] Gramm-Leach-Bliley Act: http://banking.senate.gov/conf

[11] Bucket Shops: http://www.chroniclesmagazine.org/2009/06/03/bailing-out-the-bucket-shops/#printpreview

[12] Inside Job: http://www.imdb.com/title/tt1645089

[13] At Freddie Mac, Chief Discarded Warning Signs: http://www.nytimes.com/2008/08/05/business/05freddie.html?_r=3&pagewanted=all&

[14] Audit of Federal Reserve: http://www.gao.gov/new.items/d11696.pdf

[15] The Too Big To Fail Banks Are Now Much Bigger And Much More Powerful Than Ever: http://www.infowars.com/the-too-big-to-fail-banks-are-now-much-bigger-and-much-more-powerful-than-ever/

[16] The “dirty little secret” of the US bank bailout: http://www.informationclearinghouse.info/article21116.htm

[17] States Negotiate $26 Billion Agreement for Homeowners: http://www.nytimes.com/2012/02/09/business/states-negotiate-25-billion-deal-for-homeowners.html?_r=1&pagewanted=all

[18] Mortgage settlement leaves most homeowners to fend for themselves: http://bottomline.nbcnews.com/_news/2012/02/09/10365356-mortgage-settlement-leaves-most-homeowners-to-fend-for-themselves?lite

[19] 5 banks in $26B settlement with feds over abuses: http://www.cbsnews.com/8301-500395_162-57373706/5-banks-in-$26b-settlement-with-feds-over-abuses

[20] The Next Housing Shock: http://www.cbsnews.com/video/watch/?id=7361572n

[21] Audit of Federal Reserve: http://www.gao.gov/new.items/d11696.pdf

[22] The Too Big To Fail Banks Are Now Much Bigger And Much More Powerful Than Ever: http://www.infowars.com/the-too-big-to-fail-banks-are-now-much-bigger-and-much-more-powerful-than-ever/

[23] The “dirty little secret” of the US bank bailout: http://www.informationclearinghouse.info/article21116.htm

[24] States Negotiate $26 Billion Agreement for Homeowners: http://www.nytimes.com/2012/02/09/business/states-negotiate-25-billion-deal-for-homeowners.html?_r=1&pagewanted=all

[25] Mortgage settlement leaves most homeowners to fend for themselves: http://bottomline.nbcnews.com/_news/2012/02/09/10365356-mortgage-settlement-leaves-most-homeowners-to-fend-for-themselves?lite

[26] 5 banks in $26B settlement with feds over abuses: http://www.cbsnews.com/8301-500395_162-57373706/5-banks-in-$26b-settlement-with-feds-over-abuses

|

[27] National Mortgage Settlement: http://nationalmortgagesettlement.com

[28] The Next Housing Shock: http://www.cbsnews.com/video/watch/?id=7361572n

[29] Fraud Factories, MERS, LPS, Forgeries: Rep. Alan Grayson Explains the Foreclosure Fraud Crisis: http://www.ritholtz.com/blog/2010/10/fraud-factories-mers-lps-forgeries-rep-alan-grayson-explains-the-foreclosure-fraud-crisis

[30] Time to Audit the Remic Trusts: http://www.silverbearcafe.com/private/12.10/auditremic.html

[31] Homeowners battle banks to stop foreclosures…and win: http://economywatch.nbcnews.com/_news/2012/03/12/10602545-homeowners-battle-banks-to-stop-foreclosures-and-win?lite

[32] Pretender Defenders: http://www.mortgagefraudexaminers.com/blog/201108/our-latest-press-release-calling-out-the-pretender-defenders

[33] Beware of the Latest Foreclosure Rescue Scam-Securitization Audits: http://www.veteranstoday.com/2012/03/27/beware-of-the-latest-foreclosure-rescue-scam-securitization-audits

[34] Beware of the Latest Foreclosure Rescue Scam-Securitization Audits:

http://www.veteranstoday.com/2012/03/27/beware-of-the-latest-foreclosure-rescue-scam-

securitization-audits

[35] Beyond Robo-Signing: Mortgage Foreclosures Defense Basics: http://www.wisbar.org/AM/Template.cfm?Section=Wisconsin_Lawyer&template=/CM/ContentDisplay.cfm&contentid=101560

[36] Mortgage Fraud Examiners Warns: Beware of the latest foreclosure rescue scam —Securitization audits: http://www.prweb.com/releases/2012/3/prweb9330918.htm

[37] Discharge, Exceptions to Discharge, and Objections to Discharge: http://govinfo.library.unt.edu/nbrc/report/07consum.html

[38] Bankruptcy’s Automatic Stay: http://www.nolo.com/legal-encyclopedia/bankruptcys-automatic-stay

[39] The New Bankruptcy Law: Changes to Chapter 7 and 13: http://www.nolo.com/legal-encyclopedia/new-bankruptcy-law-chapter-7-13-30040.html

[40] Policing Lenders and Protecting Homeowners: Is Misconduct in Bankruptcy Fueling the Foreclosure Crisis? http://www.judiciary.senate.gov/pdf/08-05-06Porter_Testimony.pdf

[41] Weisband Case No. 4:09-bk-05175-ewh. BKR Tucson Judge Hollowell Denies MLS for Lack of Standing: http://livinglies.wordpress.com/2010/05/06/weisband-case-no-409-bk-05175-ewh-bkr-tucson-judge-hollowell-denies-mls-for-lack-of-standing

[42] Division of Supervision and Consumer Protection’s Supervisory Actions Taken for Compliance Violations: http://www.fdicoig.gov/reports06/06-024-508.shtml

[43] Policing Lenders and Protecting Homeowners: Is Misconduct in Bankruptcy Fueling the Foreclosure Crisis? http://www.judiciary.senate.gov/pdf/08-05-06Porter_Testimony.pdf

|

[44] Policing Lenders and Protecting Homeowners: Is Misconduct in Bankruptcy Fueling the Foreclosure Crisis? http://www.judiciary.senate.gov/pdf/08-05-06Porter_Testimony.pdf

[45] H.R 3808: http://www.govtrack.us/congress/bills/111/hr3808

[46] H.R. 3808: Obama Prepares to ‘Legalize’ Foreclosure Fraud: http://www.peakprosperity.com/forum/hr-3808-obama-prepares-legalize-foreclosure-fraud/46104

[47] Bank foreclosure cover seen in bill at Obama’s desk: http://www.reuters.com/article/2010/10/06/us-usa-foreclosures-bill-idUSTRE6955YX20101006?pageNumber=1