The Membership Rewards Program.Enjoy Amazing New Rewards!

Ways to earn pointsMaximise your earning power and redeem your points

for fabulous gifts.

Everyday purchasesPay for everyday purchases with your card and see how fast your point

balance grows.

TravelPay your air tickets, transfers, hotels and tours with your card and earn

great points that can be redeemed against travel vouchers.

Additional cardsGet additional cards for your loved ones and earn points on those cards, too.

Membership Rewards™Enrich your life with rewards

In the Membership Rewards Program, there is no limit

to the number of points you can earn and the points have

no expiry date. Receive the balance of your Membership

Rewards points in your monthly card statement.

Contents

Travel p. 4

Golf p. 5

Lifestyle p. 7

Technology p. 12

Appliances p. 18

Experiences p. 23

Hotel p. 25

Gift Vouchers p. 26

Green Products p. 28

Enjoy amazing rewards! Treat yourself, your family and your friends by redeeming the points you earn with your MCB American Express® Card.

Offers valid up to 31st August 2014

4

Planning business trips or great holidays?

Use points to book flights, hotels, cruises, vacation packages and pay part of your trip.

Travel Voucher of Rs. 5,000 + One Free Service Fee: 850,000 points TV01

Travel Voucher of Rs. 10,000 + One Free Service Fee: 1,700,000 points TV02

For your booking, kindly contact MCB American Express Travel on 404 4364 (5) or at mcbamextravel@mcb.mu

Your MCB American Express® card membership also offers you the Priority Pass card membership, providing you with special treatment at more than 600 airport lounges worldwide. Benefit from one exclusivecomplimentary lounge access with the Priority Pass card for each travel package purchased from MCB American Express® Travel.

Travel

5

BMW Golf Club Towel LE08

Golf club towel in black with white and green stripes at the upper edge and silvertone BMW Golfsport wordmark across the white stripe.

95,000 points

BMW Golf bag LE01

This practical golf sports bag with shoulder strap and large compartment provides ample storage for a day on the court.

1,650,000 points

BMW Golf bag LE07

This practical golf sports bag with shoulder strap and large compartment provides ample storage for a day on the court.

1,650,000 points

Golf

BMW Golf Sports Bag LE09

Highly functional, sporty cart bag with eleven special compartments and the spacious club compartment with seven subdivisions.

455,000 points

6

BMW Luxury Umbrella LE10

Black umbrella with storm protection, silvertone and green edging stripes, printed BMW Golfsport wordmark and BMW logo.

480,000 points

Green Fee & Cart at Tamarina Golf Club for one person TG01

Enjoy a round of golf and the natural beauty of Tamarina Club’s challenging 18 hole championship golf course. *Golf Cart Sharing

220,000 points

Golf

Golf Discovery at the Tamarina Golf Academy for one person TG02        

For all those who always wanted to try out golf. These 1.5 hours of initiation give you an overview on all the different aspects of the game. You will learn basic techniques and have the opportunity to go on a first discovery tour of the course.

220,000 points

7

Golf Green Fee at Paradis Golf Club for one person PG01

The Paradis golf course sits under the gaze of Le Morne mountain. With its superb facilities, stunning views and challenging layout, it is one of the most spectacular golf courses in Mauritius.

135,000 points

BMW Thermo Mug LE01

This premium thermo mug is made from brushed steel and will provide you with much- needed warmth on cold days. Plastic lid with premium enamel BMW logo.

85,000 points

BMW BoardcaseLE02

This lightweight boardcase has one main storage area and several mesh organiser compartments. It also has dimensions that conform perfectly to airplane regulations. Dimensions (L x W x D): 38 x 33 x 18 cm. Weight: 2.5 kg.

830,000 points

Lifestyle

8

BMW M Personal Care BagLE03        

High-quality personal care bag having a roomy main compartment, two mesh compartments and two side pockets.

335,000 points

BMW M iPhone 5 SleeveLE05

Stylish carbon-style sleeve with pull strap in the three M colours. Visual highlight: red seal along the outer edges. Material: PU leather outer and microfiber inner.

280,000 points

BMW Credit Card Holder LE04

This elegant, high quality holder is made from real leather and has four slots for cards and one compartment for notes.

275,000 points

Lifestyle

9

Ombracio Pillow by TempurHH02

This pillow supports you in your preferred sleep position. The special design allows easy breathing, even when sleeping on your stomach. The shape, the material and the cover of the pillow have been designed for better ventilation, comfort and simply a more restful sleep.

875,000 points

BMW M Hard Cover for iPhone 5LE06

Dynamic carbon-style hard cover to protect your smartphone from scratches and impacts. Precise openings for connectors and the camera lens. BMW M stripe on the front and coloured BMW M metal logo. Material: plastic shell with PU Leather.

270,000 points

Lifestyle

Comfort Cloud Pillow by TempurHH03        

Made with a specially developed TEMPUR® ES (Extra-Soft) material, to provide an innovative balance of softness and support. Ideal for those who want the support that TEMPUR® can offer with a softer pillow feel.

760,000 points

10

Safe EM02

You need to securely store some valuable objects , this is an ideal metal container which has a lock. Colour: Dark grey

131,000 points

Round Wooden Umbrella EM01

Nothing feels better than lounging by the pool on a hot, sunny afternoon than the sheltered protection of an outdoor patio umbrella. An outdoor umbrella is definitely an essential and beneficial addition to your backyard or deck and is also great for shade and creating a gathering space for meals outside.Dimension: 3Mx8R Colour: Beige #43

610,000 points

Steel Folding Gazebo EM03

This gazebo will be a delightful and functional addition to any outdoor space. Use the gazebo as a shelter from sun or rain. Made from high quality materials with a smart easy-to-assemble roof system. Dimension: 3mx3m Colour: Green

580,000 points

Lifestyle

11

Sofa Set EM04

Made from durable, weather-resistant resin, this light weight and easy to move sofa set will work wonders for elevating and finishing the design of an outdoor deck or patio. Dimensions: 142x83.4x82.3cm; 87.3x81.5x82cm; 84x65.7x42cm. Colour: Brown

2,410,000 points

Pressure Washer EM05

This machine forces water out of a container very quickly and helps to clean things such as cars, engines, machines, the floor, etc

980,000 points

Lifestyle

Weber Q220 and StandEM06        

The Weber® Q® 220 gas grill’s electric ignition will fire up your spacious cooking area while the infinite burner control valve puts all the power in your hands. Colour: Black

2,850,000 points

12

iPod Nano 16GBIP03

iPod nano is all about music and portability. With music, FM radio, and built-in fitness features, iPod nano is your perfect companion, no matter where you take it.

950,000 points

iPad Air WiFi 16GBIP02

iPad Air is 20 percent thinner and weighs just one pound, so it feels unbelievably light in your hand. It comes with a 9.7-inch Retinadisplay, the A7 chip with 64-bit architecture, ultrafast wireless, powerful apps, iOS 7, and up to 10 hours of battery life. And over 475,000apps on the App Store are just a tap away.

3,300,000 points

iPad Mini with Retina Display WiFi 16GB IP01 

iPad mini with Retina display has a stunning 7.9-inch Retina display with over 3.1 million pixels. It also comes with the A7 chip with64-bit architecture, ultrafast wireless, iSight and FaceTime HD cameras, powerful apps, and up to 10 hours of battery life. Yet it still fits easily in one hand.

2,705,000 points

Technology

13

iPod Touch 16GBIP04

With an ultrathin design, a 4-inch Retina display, a 5-megapixel iSight camera, iTunes and the App Store, Siri, iMessage, FaceTime, Game Center, iPod touch loop, and more—it’s the most fun iPod touch ever.

1,500,000 points

Technology

iPad Air Smart CoverIP05        

The lightweight, durable Smart Cover has been completely redesigned for the all-new design of iPad Air. It protects your iPad Air screen without covering up its durable aluminum back. So your iPad still looks and feels like an iPad — just with a little extra protection.

250,000 points

iPad Mini Smart CoverIP06

The slim, yet sturdy Smart Cover protects your iPad screen without covering up its durable aluminum back. So your iPad still looks and feels like an iPad — just with a little extra protection.

250,000 points

14

Galaxy YoungBH02

So smart, so advanced! Samsung’s Galaxy Young works like magic. The mobile is packed to the max with advanced features and powerful performance! Compact enough to fit comfortably in the hand, the mobile also features a large 3.27” full touch display to enjoy all the advanced features. Powered by a 1GHz processor, everything works quickly – whether you’re browsing through your photos, music, videos and more! Colour: Blue

600,000 points

Galaxy S4 and Flip Cover BH01 

Samsung Galaxy S4 allows you to capture every moment with its Slow Motion video recording and its 13 MP autofocus Dual Camera - the perfect combination to make Story Album. You can view all your content and relive your memories on a stunning 5-inch Full HD Super AMOLED™ display that’s powered by a robust 1.9GHz quad-core processor - all in a light 0.29LB smartphone. Now available with a Samsung flip cover - the perfect cover to better protect your Galaxy S4- your life companion. Colour: Black or white depending on stock availability.

3,450,000 points

Technology

Apple EarPods with Remote and MicIP07

Unlike traditional, circular earbuds, the design of the new Apple EarPods is defined by the geometry of the ear which makes them more comfortable for more people than any other earbud-style headphone. The Apple EarPods with remote and mic also include a built-in remote that lets you adjust the volume, control the playback of music and video, and answer or end calls with a pinch of the cord.

195,000 points

15

Galaxy S4 ZoomBH03

A revolutionary new device that converges the best of a high performance smartphone and camera, the Galaxy S4 Zoom delivers the best of both worlds. Combining 10x optical zoom, 16 megapixel CMOS sensor, OIS and xenon flash with the very latest Samsung Galaxy S4 technology, the Galaxy S4 Zoom sets new standards for perfect mobile photography. It is the ultimate smartphone and camera experience in one! Colour: Black

2,900,000 points

Technology

Galaxy Tab (wifi) 10.1’’BH04        

Samsung’s Galaxy Tab3 10.1 (WiFi) has been fine-tuned for your family’s multimedia pleasure! The luxurious 10.1” screen showcases everything that is great about this tablet, from the enhanced cameras (rear and front) to the amped up media experience. Colour: White

2,050,000 points

Samsung CameraBH05

The combination of 16.2 megapixels and bright F2.5 lens captures brilliant details in low lighting. The Samsung camera is equipped with auto & red-eye reduction, fill-in flash to allow you to take the best picture. Colour: Black

395,000 points

16

Technology

Samsung LED Monitor 19’’BH08

The Samsung LED monitor helps improve work efficiency; it is perfect for educational purposes and to work smartly. With a stylish design, this monitor is all you need.

550,000 points

Notebook - Ultra Slim Series 5 BH07 

With the Samsung Series 5 ULTRA there’s no compromise, as it’s the perfect combination of performance and portability. It offers an ultra large capacity HDD (up to 1TB) and integrated Optical Disk Drive (ODD). The Ultra Slim model is remarkably thin and light so you can take it anywhere easily.

4,460,000 points

Galaxy CameraBH06

The Samsung Galaxy camera gives you the magic of professional digital photography with the powerful intelligence of the Android Jelly Bean OS. It’s one of the smartest camera ever, with stunning photographic. It is the truly connected camera - straight from the camera, you can connect, upload, share, and even post to your favourite social media. So the next time you’re out vacationing and want to instantly share all your memories with the folks back home, the Galaxy camera is the only thing that you need. Colour: Black

2,050,000 points

17

Samsung 32’’ LED TVBH09

Experience the joy of Samsung’s award winning LED picture quality for enhanced contrast and quicker response times. This energy-efficient TV is the perfect way to discover the beauty of LED picture quality.

1,550,000 points

Technology

Samsung Home TheatreBH10        

Experience your movies like never before with the 3D Blu Ray, dolby digital Samsung home theatre. It’s the perfect home entertainment sytem to hear high quality surround sound. Your perfect movie time just got better.

2,000,000 points

Sony Digital Camera DSC-W710

Stunningly styled, compact and beautifully easy to use, the Cyber-shot W710 digital camera offers extraordinary imaging possibilities and limitless creative options.

630,000 points

18

Tefal Raclette/Grill/BruschettaRE9016        

A multi-function appliance which has it all: non-stick pans, grill function plate with non-stick coating, plate compatible dishwasher, bruschetta function, panière bread strap, storage cordset switch with indicator light heating. Power: 800W

355,000 points

Moulinex Blender and Mill LM3011

The Moulinex blender has a capacity of 1.25 lt and makes sauces, soups, and milkshakes very quickly with its 2 speeds and pulse button. Using the dry mill, you can grind coffee beans, spices and more at the touch of a button.

205,000 points

Moulinex Plancha AccessimoCB5608

Cook everything you wish - fish, chicken, vegetables - healthy and easy with the Moulinex Plancha grill. Adjustable thermostat and grease collection plate are easy to remove and clean making this appliance low-maintenance.

235,000 points

Appliances

19

Calor Hair ClipperTN8200

A rechargeable hair clipper with approximately 45 mins battery life and 1-21 mm cutting height.

300,000 points

Philips Handheld Vacuum CleanerFC6148

This bagless handheld vacuum cleaner has a powerful cyclonic crevice and brush tool eco which uses a 10.8V Lithium battery.

410,000 points

Moulinex Kettle Noveo BY2821

The Moulinex Noveo kettle has a capacity of 1.7lt, with water level indicator, a removable scale filter and a multi-base 360 degrees.

165,000 points

Moulinex Toaster Subito 3LT2608 

A stainless steel toaster with two slots.

165,000 points

Appliances

20

Samsung MicrowaveBH11        

Samsung’s microwave ovens provide the convenience of one-touch cooking. The 40L microwave oven is featured with the grill function and it is of ceramic inside.

670,000 points

Nespresso Pixie C60NP01

The Nespresso Pixie is designed as the smart coffee machine condensing a wide range of innovative, advanced features in a surprisingly small machine. Fast, intuitive, ergonomic and energy efficient, Pixie will make your coffee experience a wonderful one. Colour at choice depending on stock availability - Silver, titan or red.

1,030,000 points

Appliances

Samsung Wine CoolerBH12

Store your wine in style with Samsung’s stylish wine cooler. Equipped with recess handle this model can easily store 33 bottles of wine. The Samsung wine cooler has a UV protection triple-ply glass door, protecting wine from direct light and UV rays. The electronic control helps in precise temperature setting and the LED lighting allows you to easily locate the bottle.

1,250,000 points

Calor Hairdryer RespectissimCV6070

A 2200 watts hairdryer with 2 speeds / 3 temperatures, advanced function care and ionic technology.

350,000 points

21

Nespresso Pixie Sleeves NP05

Aluminium sleeve dispenser for table top use. Capacity : 4 sleeves (40 capsules). Supplied without the capsules.

295,000 points

Nespresso Pixie Lungo GlassNP04

Set of two double-walled lungo cups (160ml) in stainless steel, matching the colours of the Nespresso Grand Crus capsules, with two stirrers in stainless steel (colour at choice depending on stock availability).

230,000 points

Nespresso Pixie CarrierNP02

With a metallic base, the Pixie carrier bag will enable you to carry your preferred coffee machine where you want safely. Convenient for one machine. Colour: Black

540,000 points

Nespresso Pixie Espresso GlassNP03 

Set of two double-walled espresso cups (80ml) in stainless steel, matching the colours of the Nespresso Grand Crus capsules, with two stirrers in stainless steel (colour at choice depending on stock availability).

140,000 points

Appliances

22

Nespresso U Magnet SetNP07        

Set of two black magnetic melamine dispensers, with one removable inner and a tray, the dispensers are stackable and can be magnetized to each side of the U machine. Supplied without capsules, sugar sticks and stirrers.

230,000 points

Nespresso Espresso Glass Cup and Black SaucerNP09

Set of two espresso cups in tempered glass (80ml) and bi-color black and charcoal grey saucers in melamine.

100,000 points

Appliances

Nespresso U CarrierNP08

Bi-colored PVC carrier bag designed to hold one U machine and enable you to carry your preferred coffee machine where you want.

355,000 points

Nespresso CubeNP06

In plexiglas, this transparent cube-shaped capsule dispenser can fit 50 capsules. Supplied without capsules.

155,000 points

23

Nespresso Lungo Glass Cup and Black SaucerNP10

Set of two lungo cups in tempered glass (150ml) and bi-color black and charcoal grey saucers in melamine.

115,000 points

Kairali Spa- Gold Facial KS02

The Gold Facial is a powerful anti-ageingtreatment, with revitalizing and rejuvenating effects. Gold is one of the softest metals and is easily absorbed by the skin.

165,000 points

Exotic Massage at Rituals SpaRS01

A 90 min relaxing full body massage done with coconut oil & ylang-ylang essential oil; a complete fruity tropical escape.

295,000 points

Kairali Spa- Sirodhara MassageKS01

Oil is dripped gently and continuously across the forehead to revitalize the mind and body. Dhara is also a special massage therapy for stress and strain, while reducing hypertension.

290,000 points

Experiences

Appliances

24

Absolut Pearl facial at Rituals SpaRS02        

A 75 min facial for an immediate freshness, vitality and luminosity action due toantioxidant, smoothing and whitening products.

320,000 points

Thai Massage at Five Elements Spa - 60 minsFE02

With expert stretching techniques, the energy meridians are stimulated to promote a deep sense of well-being.

195,000 points

Manicure or Pedicure at Five Elements Spa FE01

Five Elements Spa offers therapeutic techniques to reduce tension in the hands and arms while addressing your grooming manicure needs. The pedicure treatment addresses concerns of dry rough heels, calluses or just maintenance to achieve soft, well-groomed and invigorated feet!

100,000 points

Experiences

25

Marine Body Peel at Five Elements - 25 minsFE03

A mild scrub to cleanse, exfoliate, mineralise and soften the skin.

135,000 points

Double Superior Room on half board basis at Le Mauricia Hotel Located on the sun-drenched northern coast of Mauritius, Le Mauricia, a 4-star Beachcomber hotel, is cosmopolitan and relaxed, simple yet cosy.

1st February to 30th April: 1,005,000 points MA01

1st May to 31st August: 850,000 points MA02

Hotel

Double Tropical Junior Suite on half board basis at Trou aux Biches Resort & Spa Located on the north west coast of of Mauritius, Trou aux Biches Resort & Spa ranks among one of the most romantic hotels in Mauritius!

1st February to 30th April: 1,750,000 points TB01

1st May to 31st August: 1,500,000 points TB02

Experiences

26

Mont Blanc Gift VoucherGV01

The Mont Blanc brand is committed to its 100 years old traditions, and master craftsmanship and believes that ”True perfection never ages”. Choose a Mont Blanc gift at Adamas with a gift voucher of Rs 4,000.

535,000 points

La Potiniere Dining Voucher Enjoy a lovely dining experience at La Potinière which boasts modern versions of classic dishes. It has all the ingredients to offer you a blend of traditional and innovative Mauritian cuisine.

Gift Vouchers

Hotel

Rs 1,000 voucher: 145,000 points GV02

Rs 2,000 voucher: 295,000 points GV03

Double Junior Suite on half board basis at Dinarobin Hotel Golf & Spa An elegant 5-star resort, Dinarobin Hotel Golf & Spa is a haven of peace and tranquility - the ideal setting for your luxury holiday and the perfect sanctuary to rejuvenate your body and soul.

1st February to 30th April: 1,750,000 points DR01

1st May to 31st August: 1,500,000 points DR02

27

361 Gift Voucher GV04

Make your home comfortable with an electronic appliance from 361. Choose a gift voucher of Rs 3,000 at 361.

410,000 points

20/Vin Gift VoucherGV05

20/Vin are wines experts and offers more than a thousand types of wines, champagne, spirits and cigars. Choose a gift voucher of Rs 3,000 at 20/Vin.

410,000 points

Gift Vouchers

Cocoon Gift VoucherGV06        

Cocoon located at Caudan Waterfront offers a wide range of exquisite and luxury fragrances from prominent perfumeries. Choose a gift voucher of Rs 3,000 at Cocoon.

410,000 points

28

Espace Maison Gift VoucherGV08

Looking for something special for your home or your garden, choose a gift voucher of Rs 3,000 at Espace Maison.

450,000 points

Gift Vouchers

Green Products

Compost Bin EM07

Help the planet by recycling vegetables, fruits, leaves and plants in this great composter. Composting produces a valuable soil amendment for use in gardening and landscaping

375,000 points

The Winestore Gift Voucher GV07

Choose your favorite wines and spirits on www.thewinestore.mu with a gift voucher of Rs 2, 000.

300,000 points

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Redemption Form

Redeem your points now!

+230 454 0530 cardsadmin@mcb.mu

MCB Cards, MCB Building, Saint Jean Roundabout, Quatre Bornes.

For more information SMS “MCB Amex” to 8188 orvisit www.americanexpress.mu

Your gift voucher for the requested service/product will be sent by post. Please specify your mailing address below.

Mailing address:

Please deduct the following Membership RewardsTM points from my MCB American Express® card.

30

Terms & Conditions1. GENERALMembership Rewards® is the program offered by The Mauritius Commercial Bank Ltd to reward its Cardmembers for using their American Express® cards.

2. DEFINITIONSWith reference to all communications regarding Membership Rewards®, the following terms are defined as follows:

«Bank» means The Mauritius Commercial Bank Ltd.

«Card(s)» means the primary and any supplementary American Express® card(s) (Gold American Express®, Green American Express®) issued by The Mauritius Commercial Bank Ltd.

«Cardmember Agreement» means the agreement between the Bank and the Cardmember with regard to issued American Express® cards.

«Cardmember» means the holder of the primary Card, and who has signed the Bank’s Cardmember Agreement.

«Membership Rewards» or «Program» means the rewards program operated by the Bank, according to which the use of the Card at service establishments accepting American Express® is rewarded with points that Cardmembers can redeem as further described below.

«Points» means the points earned on eligible card transactions performed with the use of the Card, and may be redeemed by the Cardmember as further described below.

«Reward» means the possibility the Cardmember has to redeem those Points collected in ways further described below, as well as in the information materials sent by the Bank.

«Partners» means businesses or organizations participating with the products and/or services in the Program and having special agreements with the Bank.

«Program Account» means the Points account the Bank maintains to correspond to Cardmembers’ Card account(s), and is the account in which Points are stored according to the relevant terms and conditions of collecting and redeeming points.

«Point Activity Statement» means the particular information notice sent by the Bank to the Cardmember stating the total number of Points collected and redeemed.

3. ELIGIBILITY CRITERIA• All approved and active eligible Cards can participate in the Program in accordance with the

Cardmember Agreement.

• Supplementary cards shall automatically be included with the Primary Card on enrolment. Supplementary Cards cannot be enrolled separately from the Primary Card.

• An annual fee shall be charged for participation in the Membership Rewards.The annual fee for the Membership Rewards shall be charged to the Primary Card only and will be billed to the Cardmember’s account on the enrolment date, and thereafter, automatically each year on the enrolment date anniversary. The enrolment date shall be the first day of the month in which the enrolment application processing is completed by American Express®. The annual fee for the Membership Rewards is not refundable.

• All Cards participating in the Membership Rewards must be in good standing (ie not overdue or in collection). Any Card account which is not in good standing shall not be eligible for enrolment in the Program or for rewards redemption.

4. POINT COLLECTION – VALIDITY PERIOD – REDEMPTION• The Cardmember collects Points by using the Card at merchants accepting the American

Express® Card in Mauritius and abroad.

• The Cardmember earns one (1) Point for each Mauritian Rupee (MUR) spent. Points collected on transactions performed through supplementary cards are added to the Cardmember’s Program Account. Only the Cardmember is entitled to redeem these Points.

• Points are not accrued on cash advance transactions, payment of outstanding balances, fees or interest charges.

• Points accrued in any Program account shall not constitute property of the Cardmember and are not transferable to any person, entity and/or other Program account.

31

• Credits posted to a Cardmember’s Account (other than Cardmember payments received), including those arising from returned goods or services, shall reduce the Points accrued in the Cardmember’s Program account.

• The Bank shall send informative materials to the Cardmember in connection with Point redemption possibilities for a range of Rewards, and shall promptly notify the Cardmember in case of edits to the process or offerings.

• In the case of a complete or partial cancellation, for any reason whatsoever, of any transaction for which Points were earned, the equivalent number of Points is automatically subtracted from the Cardmember’s Program Account.

• The Bank, in its sole and absolute discretion, may on certain occasions offer Cardmembers additional Points for using the Card at certain merchants and/or for a certain time period as well as for other reasons, which shall be officially announced on a timely basis to Cardmembers through appropriate marketing channels.

• In case the Cardmember Agreement expires for whatever reason, any Points, which have not yet been redeemed, shall be automatically erased from the Program Account.

• The Bank reserves the right, in its sole and absolute discretion, to alter or cancel the Program at any time.

• The Cardmember may redeem Points for certificates, products and/or services of establishments that participate in the Program.

• The Partners, the Points redemption process and any modifications to the Program, shall be announced to Cardmembers through appropriate communication channels as decided by the Bank.

• Points shall not under any circumstances whatsoever be redeemed for cash.

• The Cardmember may redeem Points as long as :- these Points have been accrued;- the Card is valid and active;- there are no late payments for card balances due;- the Cardmember Agreement is in effect, and- the Cardmember provides any personal identification information at the time of the redemption.

• The Bank reserves the right to suspend Point redemption privileges to Cardmembers who do not satisfy the ‘good standing’ criteria of the Bank.

5. OTHER CONDITIONS• Participation in the Program reflects complete and unconditional acceptance of its Terms and

Conditions.

• Rewards are subject to availability. The Bank shall not be held responsible or liable in case of inability to fulfill on a particular out-of-stock reward.

• The Bank shall not be held responsible for any acts or omissions on behalf of third-party Partners.

• The Bank reserves the right to modify the Program’s Terms and Conditions, to replace the Program with another and/or cancel it and notify such cancellation of the Program to Cardmembers through appropriate communication channels as so decided by the Bank.

• The Cardmember formally and irrevocably authorizes the Bank to disclose his/her personal data to third-party legal or actual parties for the purpose of administering the Program, and servicing the Cardmember within the guidelines of the Program.

• The present Terms and Conditions are construed in accordance with the laws of the Republic of Mauritius and all disputes in relation hereto shall be submitted to the jurisdiction of the Courts of the Republic of Mauritius.

• The present terms and conditions are supplementary to those contained in the Cardmember Agreement. For matters not contained within it, all terms and conditions of the Cardmember Agreement remain in full force and effect.

www.americanexpress.mu Enjoy it all at