e Brochure Zenith Bank

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Our Services

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z-Prompt

Zenith Point of Sale Terminal

Zenith Mobile Banking Products

Visa Classic Cards (Verified by Visa)

i-Banking

Cheque and Save

ZECA

ZECA Plus

Contents

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0800 10100. . . in your best interestZENITH BANK

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...with zPrompt via sms or email anywhere in the world

BE AUTOMATICALLY ALERTEDWHEREVER & WHENEVER

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zPromptWhy go to the banking hall simply to enquire about your

transactions? Be automatically alerted wherever and

whenever….with zPrompt via SMS or email anywhere in

the world.

What is zPromptZ-Prompt is an SMS notification system which informs

customers about transactions on their accounts. Prompts

are sent to a customer’s GSM handset immediately a

transaction is processed on the account. The notifications

are delivered via email or mobile SMS technologies.

Zenith bank’s suite of Z-prompt include:

• Transaction notification (Deposits & withdrawals).

• Monthly statement notifications SMS notifications have

been activated for the following:

• All withdrawals from accounts.

• All ATM withdrawals.

• All POS purchases.

• All Internet banking transfers to and from accounts.

Benefits• Convenient – saves you from visits to the bank

• Payments made by distributors can be certified event

without deposit slips

• Organisations can go a step further by not requiring

their distributors to visit their premises but instead conclude

requests for goods via phone calls. This is possible since

companies can verify requests via real time• Customers do not have to wait for printed activity reports to

learn about new deposits or withdrawals• View available balance after every debit or credit• Set limit on threshhold amount as to which one will receive

notifications• Select to either have deposit notification or withdrawal

notification or transaction notification• Receive notifications when salary accounts are credited

To sign up for zPrompt • Have a Zenith Bank account

• Have a mobile phone, an email address or both

• Collect and fill out an application form from any Zenith Bank

branch

• Download an application form from www.zenithbank.com.gh

or request for an application form from your relationship

manager

zPrompt

“This is what we call service”

ZENITH BANK... in your best interest

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Zenith Point of Sale Terminal (POS)ACCEPTS THE FOLLOWING CARDS

VISA

e-zwich

MasterCard

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The Zenith Point of Sale (POS) terminal is an electronic

device or a solution which allows merchants to accept and

process card payments.

Our POS terminals accept both local and international

cards. As soon as payment is done at the retail location,

money is transferred from the buyer’s account into the

retailer’s account and a receipt is immediately issued to

confirm the transaction.

Forms of Transaction Authorization A buyer can approve payment in two ways: • PIN (digits) • Biometric (fingerprint)

Types of POS• Zenith POS• Zenith Hybrid POS• Zenith e-Tranzact POS

Zenith POSThe Zenith POS allows merchants to process card transactions

from Visa, MasterCard, Diners Club International, China Union Pay

and gh-link electronically for clients at their premises.

Zenith Hybrid POSThe Zenith Hybrid POS allows merchants to process card

transactions from e-zwich and gh-link electronically on their

premises.

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Why Choose a POS Terminal from

Zenith Bank?• Zenith Bank PoS accept multiple card platforms

(One – 2 – Many).- Gh-Link- e-zwich- Visa- MasterCard- China Union Pay (CUP)• 24/7 availability with uninterrupted back-up power source• Fast and easy payment processing • Shorter settlement periods: Merchants receive value within a

minimum of 72 hours after transaction.

BenefitsZenith POS Network connects financial institutions, merchants

and cardholders with payment processing services that ensure

unparalleled payment experience. Its;

• Reliable - knowing payments will be managed quickly,

seamlessly and accurately.• Secure - knowing payment data is protected under the

strictest compliance guidelines. Protecting information is a

MasterKey™ priority at Zenith Bank.• Valuable - knowing unique value-added payment programs are available and tailored to spending needs.• Lower processing costs as compared to

cash or cheques

• Eliminates cash handling and associated errors • Guaranteed payment; elimination of billing and collection

costs• Reduced fraud and related costs• Easy transaction reconciliation• Reduces the cost and risk associated with handling cash• Enables businesses to operate longer hours; no need to close early to make deposit at the bank.• New income streams

Features• Accepts multiple card platforms • Fast and easy payment processing• Shorter settlement periods• Transaction authorization (every transaction authorized

by cardholder via pin or biometric)• Real time transaction processing• Easy transaction reconciliation with audit reports.• Diners Club (DCI)• Prompt payment• Global reach

Requirements• Open a corporate account with Zenith Bank• Complete a POS merchant application form at

any Zenith Bank branch

POINT�OF�SALE�TERMINAL

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Zenith Mobile Banking ProductsZ-MOBILE

SMS BANKING

MTN MOBILE MONEY

AIRTEL MONEY

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Z-MOBILEZenith Bank’s mobile banking service allows

customers to access their accounts and

conveniently carry out banking transactions from

anywhere in Ghana using a menu driven phone.

Features• Balance enquiry• Account-to-card transfers• Card-to-card transfers• View transaction history (last 5 transactions) • Airtime purchases• Bill payments e.g. DStv, MTN postpaid• Transfer funds between user’s accounts

and third party accounts• PIN Change• Password change

Benefits• Convenience• Simplicity • Accessibility• Security• Affordability

Requirements• An account with Zenith Bank• Complete and sign an application form• Java enabled Mobile Phone

SMS BANKINGThis is a service that enables users access their

account information via SMS/ texts messages on

their mobile phones.

Features• Account balance enquiry• Transfer funds between user’s account and third

party accounts• View transaction history (last 5 transactions) • Statement request • Cheque book request• Bill payments

Benefits• 24/7 Access to account information• Ease and convenience • Security

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Features• E-wallet linked to Bank account • Bill payments• Payment for goods and services• Receive money from friends and family on Airtel• Send money to any mobile phone user• Deposit cash to e-wallet and bank account• Withdraw cash from e-wallet and bank account• Top up airtime account or that of anyone on

telecom network • Check bank account balance

Benefits• Convenience• Simplicity • Ease of registration• Accessibility• Affordability• Security• Ease of movement of funds between e-wallet

and bank account• No need for internet service or a computer

Requirements• An account with Zenith Bank• A complete and signed application form

MTN MOBILE MONEYThis is a collaboration between MTN & Zenith Bank

to enable subscribers undertake basic banking via

their mobile phones.

Features• Bill payments• Pay for goods and services online • Receive money from any mobile phone user• Deposit or withdraw cash from e-wallet• View mini statement• Top up airtime account or that of friends

and family

Benefits• Convenience• Simplicity • Accessibility• Security

Requirement• Complete and sign an application form

Requirements• An account with Zenith Bank• New customers must tick for the service on account opening form

AIRTEL MONEYThis is a collaboration between Airtel and Zenith

bank to enable subscribers undertake basic

banking via their mobile phones.

z-MOBILE

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Zenith

VISA CLASSIC CREDIT CARD

VISA CLASSIC DEBIT CARD

VISA CLASSIC PREPAID CARD

Classic Cards

“WORLDWIDE ACCEPTANCE”

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Zenith Bank now offers exclusively for its account holders*, the• Zenith Visa Classic Debit card and• Zenith Visa Classic Credit Card.These cards are acceptable worldwide and offercustomers true financial freedom, security, flexibilityand convenience.

ZENITH VISA CLASSIC DEBIT CARDThis is an electronic visa classic card which allows

cardholders to withdraw cash or pay for goods and services

worldwide, with funds from their accounts.

• How does the Zenith Visa Classic

Debit Card work? The Zenith Visa Classic Debit Card unlike the Easy Pay

ATM card can be used to make withdrawals on all Visa

branded ATMs. It can be used to make purchases locally

and internationally on points of sale at retail outlets that

accept Visa cards such as grocery stores, petrol stations,

retail stores, and restaurants. It can also be used on the

internet for online purchases and payments. Whenever

the Visa debit card is used to make purchases or cash

withdrawals, funds are deducted directly from the

customer's account.

• What are the advantages of the Zenith Visa

Classic Debit Card?- It provides real time access to your money for cash

withdrawals, payments and purchases at more than 29

million outlets around the world.- It is safer than carrying cash.- The Zenith Visa Classic Debit Card when stolen or lost

can be quickly cancelled and replaced.- Chip and pin security features are present on all the cards.

ZENITH VISA CLASSIC CREDIT CARDA credit card is a payment card with access to a monthly revolving line of credit. The amount of credit available to an

individual cardholder is based on a credit score, derived from

an individual’s financial and demographic history.

With the Zenith Visa Classic credit card, you can spend any

amount within your credit limit wherever Visa cards are

accepted.

• How do I pay my bills?Monthly statements are generated reflecting all transactions

within each billing cycle of 30 days. There is a requirement to

pay a minimum of 30% of the statement balance within I5 days

after the statement billing date. Any outstanding balance will

then begin to accrue interest'. With a billing cycle of 30 days

and an extra 15 days before a payment due date, one may

benefit from up to 45 days interest-free credit if the bills are

settled in full before the payment due date [retail purchases

only)*. Cash withdrawals will attract daily interest charges

immediately*.

• Where can I use the Zenith Visa Classic

Credit Card? The Zenith Visa Classic Credit Card can be used on- All Zenith Bank ATMs.- All Visa branded ATMs Worldwide.- Local and international retail outlets that accept Visa cards.- The internet, for online purchases and payments.

• Advantages of the Zenith Visa Classic Credit Card? Convenience- Freedom to spend and opportunity to pay later on flexible

terms.- Worldwide acceptance.- Security.- Chip and pin security features .- If stolen or lost the Zenith Visa Classic Credit Card can be

quickly cancelled and replaced.

VISA�CLASSIC�DEBIT,�CREDIT�&�PREPAID�CARDS

13 VISA�CLASSIC�DEBIT,�CREDIT�&�PREPAID�CARDS- A detailed monthly account statement is generated tor easy tracking of purchases and other expenses.* Applicable to all account holders aged at least 18 years with a verifiable source of income.

ROAM WITH YOUR BANKIN YOUR WALLET

Unlock your potential

Zenith Bank now offers a Visa classic prepaidcard to account and non-account holders. The ZenithVisa Classic prepaid card provides convenience, accessand security.

• What is a prepaid card?A prepaid card is a reloadable card you load with yourown funds for purchases or withdrawals. It is a smartand cost-effective alternative to carrying cash. You canload money on your card at any Zenith Bank branchnear you.

• Who qualifies for the Zenith Visa Classic prepaid card?- Existing account holders- Non account holders- All participants must be at least `I8 years of age and must provide a government-issued ID

• Where can I use the Zenith Visa Classic prepaid card? The Zenith Visa Classic prepaid card can be used on- All Visa branded ATMs Worldwide- Local and international retail outlets that accept Visa cards / with the Visa brand- Online purchases and payments.- All Zenith Bank ATMs

• Advantages of the Zenith Visa Classic

prepaid card

Convenience- Eliminates the need to carry large amounts of cash- Global access withdrawals or purchases every where Visa cards accepted- Pay bills and make other payments- Immediate access to your funds. - Available at thousands of retail locations- Withdraw cash at over 1 million ATMs worldwide

Security- Chip and pin security features are present on all the cards- The Zenith Visa Classic prepaid card when lost or stolen

can be quickly cancelled and replaced- Spend only what you load on the card- Track your spending online for improved budgeting and cash flow management

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Verified By Visa (VbyV) is a service designed by Visa to

protect cardholders against fraud when they use their Visa

cards to make payments on the Internet. Zenith Bank offers

this service to all our Visa cardholders. VbyV is easy-to-use

and adds another level of security to online payments at

participating web retailers that request for a PIN(password)

known ONLY to the cardholder. However, your card will still

be accepted at non-participating web retailers.

How does VbyV work?• Request your VbyV PIN from the nearest Zenith

Bank branch/agency• Collect PIN from branch/agency• Proceed to make payment online• On sighting the VbyV screen, enter your PIN• Transaction will be authorized with the right PIN

Benefits of VbyVBuy online with confidence. By inputting a VbyV for online

payments, you (the cardholder) help ensure that only you

can make online payments with your Zenith Bank Visa

card(s).

Verified by Visa Sites• Currently over 25,000 online merchants participate in the

VbyV scheme; and the number is growing.

Terms and conditions apply.

VERIFIEDBY�VISA



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What is the GlobalTravelWallet™ Card?The GlobalTravelWallet™ Card is a Bank of Ghana approved

Visa USD pre-paid card that is instantly available to the entire

public. It is reloadable and can only be used internationally via

the ATM, POS and internet channels worldwide. The

GlobalTravelWallet™ Card is a collaboration between Card

Programs International (CPI), Zenith Bank (Ghana) Limited and

the Ghana Association of Forex bureaus.

Features• Usable on POS, ATM & Web• Chip & PIN protection• SMS transaction alert• Card to card funds transfer• Customer Web Profile• Reloadable• Globally accepted (Not accepted in Gh)• Max load: US$10,000 per Quarter

Benefits• Loyalty Reward available• Convenience • Reloadable• Security & Privacy• 24/7 customer service• Globally Acceptable on any Visa channel• Free from currency fluctuation

NB: Send Copy of Passport be issued @ FX Bureaus & ZBG

GlobalTravelWallet™ Card

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What is the Kudi Card?The Kudi Card is a Visa enabled prepaid salary solution

card which doubles as an ID card and access control

card for staff of various companies. The Kudi Card is a

collaboration between MakYoung, Zenith Bank (Ghana)

Limited and the various companies.

Features• Usable on POS, ATM & Web• Chip & PIN protection• SMS transaction alert• Card to card funds transfer• Customer Web Profile• Reloadable• Globally accepted• Access Cards

Benefits• Reloadable• Secure• A multi purpose card• Globally accepted

NB: Can be issued only through the Human Resource

Dep’t of partner

What is the Cruz-Card?The Cruz-Card is a Visa enabled prepaid card which

doubles as an ID card and access control card for

students and staff of the various Universities in Ghana.

The Cruz Card is a collaboration between MakYoung,

Zenith Bank (Ghana) Limited and tertiary institutions

( GIMPA & Univ. of Ghana so far).

Features• Usable on POS, ATM & Web• Chip & PIN protection• SMS transaction alert• Card to card funds transfer• Customer Web Profile• Reloadable• Globally accepted• Access Cards

Benefits• Reloadable• Secure• A multi purpose card• Globally accepted

NB: Can be issued only through the University(school’s)

Registry

Cruz-Card Kudi Card

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Enjoy the convenience of Internet Banking

WHEREVER & WHENEVER

Zenith

What is i-Banking?i-Banking is a flexible service from Zenith Bank that allows

you to access and manage your account from anywhere and

at anytime via the internet. You get to carry out banking

operations without physically being at the bank.

Why Bank Online?Online banking is a fast, easy and secure way to manage

money in your account. It gives you access to your account

24/7 and 365 days in a year.

What can I do with Zenith i-banking?• Get real time balances on your account(s)• View and download your individual or consolidated

account activity

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i-BANKING• Promptly transfer funds between your accounts• Promptly transfer funds to other Zenith account holders• Promptly transfer funds to account holders in other banks• Request for cheque books • Pay your Databank mfund, bfund, arkfund and epack

contributions.• Initiate and conclude payment from the comfort of your home

or office to your family, friends, contractors or suppliers

without any bank instrument.• Pay bills e.g. Multichoice• Load funds on your personal shell card• Communicate with a Customer Care Representative via

secure email.

What are the benefits Zenith i-banking?

• Helps you stay in control of your finances You get the needed tools online to manage your money;

knowing promptly what goes on in your account.

• It saves time and money You save a great deal of time by banking from your

home/office; travel time to the bank is saved and long

queues in banking halls are avoided. Online funds transfers

cost less than banker’s draft or issuing cheques to pay

suppliers or contractors

• It’s easy You do not need to download any software or learn to use

new programs – online banking is as simple as surfing the

web or checking emails. Online banking puts your financial

data in one place where it is well organized, well presented

and accessible - so keeping track of information is easier than ever!

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i-BANKING“This is what we call service”


How secure is Zenith i-banking?At Zenith Bank, issues such as security, protection from fraud

and personal privacy mean as much to us as they do to you.

Our advanced security measures include a state of the art

website that employs 128 bit encryption, the highest level of

protection for financial transactions. You can recognize this at

the address bar which starts with ‘https’. The computer

encryption technology ensures that data passing between your

computer and the Bank is secure and that your account(s)

cannot be accessed by anyone else online.

Our login process also requires the use of a unique customer

access code, username and password. This provides additional

security.

• Open an account with Zenith Bank• Complete i-Banking request form• Pick up your Internet Banking access code, username and

password from your branch or the nearest Zenith Bank

branch. • Visit www.zenithbank.com.gh• Select internet Banking• Login to change your password (first time users only)• Login with new password

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A savings account with a difference

CHEQUE & SAVE ACCOUNT(Savings Plus)

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The Cheque and Save account is a savings account that allows

you to write cheques on the account. This means you can

withdraw and deposit funds yourself or someone else can do

so on your behalf. Cheque deposits can also be made into the

account. You only need an initial deposit of GHS 100.00. All

cheques issued are non-clearing cheques. They can only be

cashed at a branch of Zenith Bank.

Benefits• You earn a very good interest on your savings.• You can easily apply for a loan and pay back with a very low

interest. • Allows flexibility of thirt party cash withdrawals at any of our

branches. • Free COT• Access to the Internet Banking service and our range of

proprietary and Visa classic cards. • Free monthly statement via email.

To Open this Account • Fill a form at any Zenith Bank branch • Bring an ID, such as- Passport/Driver’s License/ Voter

Identification Card.• Submit two recent endorsed passport sized pictures.• Minimum initial deposit of GHC100. 00.• Submit a proof of address e.g. utility bill. Add a tenancy

agreement if the utility bill is not in your name.• Provide a directional map to your current residential address.• Enjoy the option of SMS and/or free email notofications on

transactions



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A service designed to serve all between theages of zero and seventeen

ZENITH CHILDREN’S ACCOUNT(ZECA)

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Zenith Children’s Account (ZECA) is a savings account for

children aged between 0 and 17. A parent/guardian’s consent

is needed.You can start with a minimum initial deposit of GHS

100.00.

ZECA Benefits:• Encourages the habit of savings from an early stage in life.• Minimum initial deposit is GHS100.00 per child• You or your child can make regular deposits with as little

as GHS 10.00• You earn interest of 6% per annum• You enjoy free standing orders and Banker’s drafts to pay

school fees• Free monthly E-statements to confirm transactions.• Free internet banking access to help manage the

savings your own way. • Free branded gifts for accounts opened with GHS500.00 or

more• Up to four children can apply on a single form• Savings may be held as security for loans to Guardians.

ZECATo Open this Account:• Fill a ZECA account opening form• Copy of birth certificate of the child/Children • Parent/guardian’s ID such as- Passport/Driver’s

License/ Voter Identification card.• Utility bill e.g. telephone/water/electricity• Two passport sized pictures each of applicant and

guardian of the child/Children• Mandate card completed by parent/guardian



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Saving for your child’s future just got easier with ZECA Plus

ZENITH CHILDREN’S PLUS ACCOUNT(ZECA PLUS)

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• Two passport-sized pictures each of parent/guardian and

child/Children• Mandate cards completed by parent/guardian• Utility bill. e.g. telephone/water/electricity

Saving for your child’s future just got easier with ZECA Plus

Features and Benefits• For children between 0-12 years• Minimum initial deposit is GHS500.00 per child• Minimum monthly deposit is GHS50.00 per child• Earn interest of 8% per annum• Free Internet banking access• Receive monthly e-statements• Branded gifts for accounts opened with GHS500.00

and above• Free standing order/banker’s drafts to pay school fees

Requirements• Copy of birth certificate of beneficiary• Duly completed account opening form by parent/guardian• Means of Identification such as – passport/driver’s

license/voter identification card of parent/guardian

ZECA�PLUS



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ZECA PLUS

RSM: ................................................................................. DATE: ...............

CSU OFFICER: ................................................................. DATE: ...............

APPROVAL: ...................................................................... DATE: ...............

CHILDREN’S DETAILS

FIRST CHILD

Surname: .................................. Other Names: .....................

Date of Birth: ............................ Nationality: .......................

Sex: Male Female

State of origin: .....................................................................

Age of Child: ................ School: ..........................................

Mother’s Maiden Name: .....................................................

Maturity Age: 16 18 21

SECOND CHILD



Sex: Male Female

State of origin: .....................................................................




THIRD CHILD



Sex: Male Female

State of origin: .....................................................................




FOR BANK USE ONLY...CTDZenith Bank (Ghana) Limited

Application for the opening of Zenith Bank

Children’s Account

Mandatory Initial Deposit ................................................

PARENT/GUARDIAN DETAILS



Sex: Male Female

Office Address: .....................................................................

Foreign Office Address (if any): ............................................

Mailing Address: ...................................................................

Residential Address (not P.O.Box): .......................................

...............................................................................................

Tel No.: ......................... Email Address: ..............................

Office Tel No.: ......................................................................

Occupation: ............................... Employer: ........................

Region of Origin: .................................................................

Fax No: ..........................Professional ID No: ......................

Marital Status: Single Married

Name of Spouse: .................................................................

Spouse’s Occupation: ..........................................................

I request the opening of a ZECA account and confirm that the above information is true.

..........................................................

FOR BANK USE ONLY

SN Documents Obtained In Place Waiver

1. Identification: International Passport/Driver’s License

2. Passport Photographs (Plus Children’s)

3. Verification of Signature

4. Mandate (For joint Signatories)

5. Residence Permit

6. KYC/Money Laundering Form

Customer Introduced by ...............................................................................

Parent’s/Guardian’s Signature & Date

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ZECA

FOURTH CHILD



Sex: Male Female

State of origin: .....................................................................

Age of Child: ................ school: ..........................................



OPERATOR OF ACCOUNT: ................................................

RELATIONSHIP TO CHILD: .................................................

SIGNATURE SECTION

Name: .................................................................................

Account No: ........................................................................

1. Name of Signatory: .......................................................

2. Name of Signatory: ........................................................

Mandate (For Joint Signatories Only)

CSU OFFICER: ................................................................. DATE: ...............

APPROVAL: ...................................................................... DATE: ...............

Signature:

Signature:

ACH CREDIT TRANSFER FORM

New Instruction Ammendment Instruction

Stop Instruction Date: ..............................................

Branch: .............................................................................

Account Name: ................................................................

Account No:. ....................................................................

I authorize that an amount of ..........................................

................................................................. GHC..............

should be transferred in favour of ....................................

......................................................... (name of beneficiary)

domiciled in .............................................. (name of bank)

.............................................................................. (branch)

with account number ........................................................

as follows:

PURPOSE OF TRANSFER: ................................................

NARRATION: ....................................................................

(Reference no. to be quoted in transfer)

TYPE OF TRANSFER

One off Daily Weekly Monthly Other

(Please attach signed schedule)

FREQUENCY OF TRANSFER (Recurring Transfers Only)

Day of Weekly Transfer (Mon-Fri): ...................................

Day of Monthly Transfer (1st - 28th) ...............................

EFFECTIVE DATE OF TRANSFER: Start Date:

......./ ....... /....... End Date: ......./ ...... /..... (DD/MM/YYYY)

Verify the beneficiary account number. Please note that

this takes a minimum of 24hours and will attract the

same fee as a normal transfer.

............................................... ..............................................

Authorised Signature Authorised Signature

FOR BANK USE ONLY

CSU (Name): ........................................ Signature: ...............

FT (Name): ........................................... Signature: ...............

HOP (Name): ....................................... Signature: ...............

ENJOY LONG BANKING HOURS . MON.-FRI. 8:00AM - 5PM | SAT. 9:00AM - 1:00PM

NAME OF BRANCH ADDRESS PHONE NO

GREATER ACCRA

(+233) 302 55158 – 60 Plot 176, Old Town, Section B, Bogyawe Road (Opposite Nakani and Hagan) Adum, Kumasi

(+233) 343 021742 Church Ridge Akosombo

(+233) 332 135644 Casford Street UCC New Site, near Casford Hall, P. O. Box UC 182, Cape Coast

(+233) 302 774090 Plot No. A.229 Patrice Lumumba Road, Airport Residential Area Kaneshie, Accra

(+233) 302 815595-7 18 Ayiku Lane Accra, Kaneshie, Accra

(+233) 302 01252 - 66 Kasapa Building, Meridian Drive Community One, Tema

(+233) 307 010513 Opp. Maxmart, Tema Oil Refinery (TOR) Rd Tema Industrial Area

(+233) 303 207044Tema Metropolitan Assembly, TMA Works Yard Market Road, Tema Community 1Tema Industrial Area

(+233) 362 025671 Ho Polytechnic Campus, Ho

(+233) 372 027420 – 1 Central Market Tamale Takoradi.

. . . in your best interest

ZENITH BANK www.zenithbank.com.gh

ASHANTI REGION

EASTERN REGION

CENTRAL REGION

BRONG AHAFO REGION

VOLTA REGION

NORTHERN REGION

WESTERN REGION

(+233) 302 611500-29 Premier Towers, Opposite Pension House, Liberia Road, Ministries, Accra, Ghana. HEAD OFFICE

ADUM BRANCH

AKOSOMBO

CAPE COAST

(+233) 302 522170 - 5 Lagos Street East Legon EAST LEGON

(+233) 302 253376 - 81 Tamakloe House, 45 Ring Road Industrial Estates, South Extension, Accra GRAPHIC ROAD

(+233) 302 681965-6Darmak House, Accra KOJO THOMPSON ROAD

(+233) 302 784179 House No. F166-6, Adjacent Jet Link North Labone, Accra LABONE

(+233) 302 55158 – 60 32 Kakatsofa street, North Industrial Area Kaneshie, Accra NORTH INDUSTRIAL AREA

PATRICE LUMUMBA

SPINTEX ROAD

(+233) 322 046122 Plot 53 A, Tarkwa Makro, Suame SUAME

(+233) 352 025888 Sunyani Central, J. A. Adom Building (Old GNTC), Sunyani. SUNYANI

TEMA COMMUNITY 1

TEMA INDUSTRIAL AREA

TEMA METROPOLITAN ASSEMBLY

HO AGENCY

(+233) 289 516792 Tarzan House Kantamanto, Accra Tema Industrial Area KANTAMANTO AGENCY

(+233) 307 020193Arrival Hall, Kotoka International Airport KOTOKA INTERNATIONAL AIRPORT AGENCY

TAMALE

(+233) 3120-21121 Takoradi Market Circle PMB 37 Takoradi. TAKORADI

(+233) 3120-23363No. 49A Nzema Road Opposite European Hospital Takoradi. TAKORADI HARBOUR

(+233) 31 232192/4/5/8/9 St. Matthew’s Roman Catholic Park Tarkwa Abosso Rd Tarkwa TARKWA

(+233) 307 020178 C26/30 Adjacent Neoplan Accra - Nsawam Rd, Achimota ACHIMOTA

(+233) 352 025888 Bui Dam Project Site Bui BUI AGENCY

(+233) 322 083281Plot No. 22, Block T, Ahojo Road Adiebeba, Kumasi KUMASI MAIN

(+233) 322 048249 - 50 Kumasi Polytechnic Campus Kumasi KUMASI POLYTECHNIC AGENCY

ABORA AGENCY Main Building, Ghana Rubber Estate Ltd. Abora

Zenith Bank ATM locations:

Aboadze Thermal Plant

Accra Mall

Airport Arrival Hall

Cape Coast Old Site

Cape Coast Poly

Central University College

East Legon Shell

Golden Tulip

Korle-Bu

Legon Limann Hostel

Legon Volta Hall

Maersk Line (GPHA)

Marina Mall

Tamale Hospital

The Junction Mall (Nungua Barrier)

Volta Hall

West Hills Mall (Weija)

Sakumono (Corpus Christi)

Silverbird Weija

Sunyani Polytechnic

University of Ghana Central Cafeteria

Also available at all Zenith Bank branches and agencies nationwide.