View
218
Download
0
Embed Size (px)
Citation preview
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 1/17
ltzendzz! aen`njd
D Q D \ U L T Z U [ F C @ N ― Z K T E B D R F
Cf|d {fcdn rm`n dqd| `|d {f|oenk `nb a eiienkid`bd|zmex |fidz en rmd {f|oxi`jd. Rmd Ltzendzz! Aen`njd zdjrefn mdixz uft ’cenb uft| ltzendzz–{erm r|tzrdb) |dad||db |dzft|jdz `nb enaf|c`refn af| kdrrenk `nb zr`uenk `md`b en uft| j`|dd|.# [fcdn―z Enrd|dzr K|ftxz !
Jm`|er`lid F|k`new`refnzx`kdz 0< # 02# X|fadzzefn`i ! Ndr{f|oenk K|ftxz
x`kdz 0= # <8
Ldrru
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 2/17
r m d i e r r i d l i ` j o
l f f o
a f |
d q d | u
l t z u
{ f c ` n
7 n `
c d f a z d j r e f n
7 2
l t z e n
d z z ! a
e n ` n j d 7 2
ltzu {fc`n rexz
Lffooddxenk 080
0. Enqdzr en rmd \ekmr Zfr{`|d
Zunj [erm Uft| L`no <. Zdr B`eiu&[ddoiu Recdz rf
\djf|b R|`nz`jrefnz) Leiiz) Drj.
:. C`enr`en \djf|bz)
Enqfejdz \djdexrz
2. Tzd L`no Zr`rdcdnr
rf \djfnjeid @jjftnrz
Dqd|u Cfnrm
4. Zdr J`idnb`| @id|rz f| Btd
B`rdz fn Leiiz) R`}dz) Drj.
`jjftnrenk ! lffooddxenk
ki Z lzzz Zz
Lffooddxenk) X`u|fiiz) `nb PtejoLffoz R|`enenk
Di`end Bfcen7 Di`endHKfibZr`|LtzendzzdzZd|qejdz.jfc
rdi7 =2:.151.2;:4
f| R`} X|dx`|`refnz
dc`ei7 di`end.bfcenHr`}.m|lifjo.jfc
`bqd|reZenk) c`|odrenk ! x|
r jiz j d}
Zxdje`iewenk en zj|ddn#x|enrdb `nb dcl|febd|db jf|xf|`rd
`xx`|di `nb pt`ieru jtzrfcd| zd|qejd. [d fd| rmd cfzr
d}rdnzeqd iendz f x|fcfrefn`i erdcz `nb x|dcetc kerz {erm
jfcxdrereqd x|ejenk `nb fn recd bdieqd|u. Idr ft| d}xd|ednjdb
rd`c mdix uft `jmedqd uft| c`|odrenk kf`i!0;4= @zmidu \eqd| \b) Jm`|idzrfn) ZJ <528;
rdi =2:.;1:.8;28 f| =88.;25.<820
dc`ei7 zrdxm`nedHjm`|idzrfnjfrrfnd}jm`nkd.jfc
{{{.jm`|idzrfnjfrrfnd}jm`nkd.jfc
Ii jz Z ju
@ fnd zrfx zmfx f| zeknz) l`nnd|z) |dr`ei `nb
ddr idrrd|enk. J`ii K|dkk X`qfnd rf r`io `lftr
xtrrenk uft| jfcx`nu en rmd Iecdiekmr.
rdi =2:.15;.;=;: dc`ei7 kxHiecdiekmrzj.jfc
ltZendZZ fxxf|rtneredZ
| / Aiz bizz
Zz Zai # e jzi
Jm`nkenk Zoen # Jm`nkenk Ieqdz. Gfen ` id`bd| en rmd rfx 0$!
rdi =2:.::8.5440
mrrx7&&ztzed`|r.cu|`nb.lew
j`|dd| jftnZdIenk
juzi#liu j
F|eken`rf|z f IedY[f|o Bdzekn.
Af| cf|d rm`n <8 ud`|z) {d m`qd mdixdb rmftz`nbz f {fcdn
`nb cdn id`|n mf{ rf j|d`rd rmde| f{n ztjjdzzdz ‚ rmde| f{n
gflz. J|uzr`i#L`|oidu―z bezjexiendb `xx|f`jm mdixz uft anb `nb
k|f{ uft| enn`rd zr|dnkrmz. Uft {eii bezjfqd| ‚ f| |dbezjfqd| ‚
{m`r uft j`|d `lftr rmd cfzr. [d {eii mdix uft j|`r rm`r enrf
|d`i {f|o. Rmd |dztir7 ztjjdzz. Fn uft| rd|cz.
rdi =2:.;<;.;558
dc`ei7 j|uzr`il`|oiduHj`|dd|ied.jfc
{{{.j`|dd|ied.jfc
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 3/17
r m d i e r r i d l i ` j o
l f f o
a f |
d q d | u
l t z u
{ f c ` n
7 n `
c d f a z d j r e f n
7 4
l t z e n
d z z ! a
e n ` n j d 7 4
ldrru ltww7 ltzendzz dnrd|r`enenk
Ld jid`| `lftr uft| enrdnrefnz {mdn dnrd|r`enenk jiednrz) qdnbf|z `nb dcxifuddz rfc`}ecewd uft| kf`iz.`o U7
# { &g b e 6
# { & e i g6
# { b6
# e i ii ― i6
dk eb7
• d7 ) i i . l ib
b i i aii.
• { B7 ) ) i b i ? b
ii . jb b ib ii.
• j d7 g b b .
• k `7 ) i i i? b― i b#) b
. n i6 jb &b) b .
• r7 ) ) i
• qex `7 ii
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 4/17
r m d i e r r i d l i ` j o
l f f o
a f |
d q d | u
l t z u
{ f c ` n
7 n `
c d f a z d j r e f n
7 1
l t z e n
d z z ! a
e n ` n j d 7 1
ltzu {fc`n rexz
08 X|enjexidz af| Ieqenk en\dre|dcdnr
0. C`x ftr uft| kf`iz.
<. Xi`n f| ` ifnk `nb tiiienk
|dre|dcdnr.
:. Zr`|r zc`|r {erm uft|
zxdnbenk.
2. Ena`refn bfdzn―r |dre|d.
4. X|dx`|d f| rmd tnd}xdjrdb.
1. Bfn―r |d`jm f| uedib.
;. C`enr`en ` md`irmu xf|rfief.
=. Oddx |dre|dcdnr |fc ldenk
r`}enk.
5. Bdnd uft| idk`ju.
08. \dcdcld| uft| `nnt`i
jmdjotx.
Zft|jd7 Db{`|b Gfndz
{{{.db{`|bgfndz.jfc
@ecdd C Oerrf #
Aen`nje`i @bqezf|
jfcxtrd| |dx`e|
kz rz
Xf|r`lid Jfcxtrd| Kddoz {erm Xdfxid Zoeiiz
Fn#zerd |dx`e|) c`enrdn`njd xi`nz) txk|`bdz) |dr`ei jfcxtrd|
zuzrdcz) jfcxfndnrz `nb zfr{`|d
rdi =2:.=02.8=4=
jf|xf|`rd j`rd|enk
k A j
A|fc rmd j|d`rf|z f `jji`ecdb |dzr`t|`nrz) :5 \td bd Gd`n)
Jf`zr `nb Qe|kene`―z fn Oenk jfcdz Kffb Affb J`rd|enk.
[d fd| and j`rd|db jtezend) {erm |dzr`t|`nr pt`ieru zruid `nb
zd|qejd. [mdrmd| xi`nnenk `n didk`nr {dbbenk |djdxrefn
f| j`zt`i fajd x`|ru) Kffb Affb J`rd|enk m`z rmd xd|djr ffb
`nb ldqd|`kd fxrefnz rf dnm`njd uft| dqdnr d}xd|ednjd.
[d ldiedqd uft zmftib ld ` ktdzr `r uft| f{n dqdnr.Xtr ft| rd`c rf {f|o) |di`} `nb dngfu rmd x`|ru!
rdi =2:.;<:.;54<
dc`ei7 enfHkffbffbj`rd|enk.ndr
{{{.kffbffbj`rd|enk.ndr
Zdd ft| `b x`kd 4
Aen`nje`I `bqeZf|Z
` c. o
d Gz ezz) Ai `zAf| c`nu f tz) ft| kf`iz en ied |dc`en jfnzr`nr7 an`nje`i
enbdxdnbdnjd `nb x|fqebenk f| `ceiu. Rmd jmfejdz uft c`od
rfb`u j`n ecx`jr rmd ifnk#rd|c kf`iz f| uft `nb uft| `ceiu.
Z`qenk f| dbtj`refn d}xdnzdz) f| d}`cxid) ez fnd {`u uft
j`n x|fqebd f| uft| jmeib|dn. Ltr uft c`u m`qd ifnk#rd|c
an`nje`i kf`iz f| uft|zdi) ztjm `z z`qenk rf c`enr`en uft|
an`nje`i enbdxdnbdnjd en uft| |dre|dcdnr ud`|z. Id`|n mf{
uft j`n |dbdand uft| z`qenkz `xx|f`jm f| dbtj`refn `nb
|dre|dcdnr. J`ii f| qezer rfb`u.
<=;4 @zmidu \eqd| \f`b) Zterd <) Jm`|idzrfn) ZJ <5202 rdi =2:.;15.8:1=
dc`ei7 ecdd.oerrfHdb{`|bgfndz.jfc
{{{.db{`|bgfndz.jfcjii u u A jz
Ai `zzzz | xai |.
k|`xmej ! {dl bdZekn
o mzz bz) IIj
R`od uft| ltzendzz rf rmd nd}r idqdi!OMB x|fqebdz {dlzerd bdqdifxcdnr) k|`xmej bdzekn
`nb l|`nb ebdnreru zfitrefnz {erm ` tneptd iffo
rm`r {eii kdr uft| f|k`new`refn nfrejdb.
Aid}elid fxrefnz rf ar uft| |dpte|dcdnrz `nb ltbkdr.
;1 Zx|enk Zr|ddr) Zterd L) Jm`|idzrfn) <528:
rdi =2:.2;4.<18;
dc`ei7 enlf}Hodnb|`m`zoenz.jfc
{{{.odnb|`m`zoenz.jfc
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 5/17
r m d i e r r i d l i ` j o
l f f o
a f |
d q d | u
l t z u
{ f c ` n
7 n `
c d f a z d j r e f n
7 ;
l t z e n
d z z ! a
e n ` n j d 7 ;
{dl bdqdifxcdnr ^ k|`xmej bdzekn ^ l|`nb ebdnreru zfitrefnz
=2:.2;4.<18;qezer ft| fniend xf|rafief
`r odnb|`m`zoenz.jfc
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 6/17
r m d i e r r i d l i ` j o
l f f o
a f |
d q d | u
l t z u
{ f c ` n
7 n `
c d f a z d j r e f n
7 =
l t z e n
d z z ! a
e n ` n j d 7 =
ldrru ltww7 [FCdn―z enrd|dzr k|Ftxz ! jm`|er`lid F|k`new`reFnz
`IWmdecd|―z `zzfje`refn) zj jm`xrd|7 b
b b b
`iw―. {{{.`iw.f|k&zj
`cd|ej`n j`njd| zfjedru7 bbb i
? i b b
) b) b .
{{{.j`njd|.f|k
`cd|ej`n md`|r `zzfje`refn7 b *0
ii ) ii b.
G k |b !
{{{.kf|dbf|{fcdn.f|k
`cd|ej`n |dB j|fzz7 b i b b i i ) b
b .
{{{.if{jftnr|u|dbj|fzz.f|k
j`|fIen` jmeIB|dn―z jm`|eru7 b b
ibb b.
{{{.j`|fien`jmeib|dn.f|k
j`|fIen` uftrm BdqdIfxcdnr7
i i&i ) i)b b i bb.
{{{.JUBJ.f|k
jdnrd| f| {fcdn7 i b i
b .
{{{.j2{fcdn.f|k
jm`|Idzrfn l|d`zr jdnrd|7 # b
.
{{{.jm`|idzrfnl|d`zrjdnrd|.jfc
jm`|Idzrfn mf|rejtIrt|`I zfjedru7 ii
b ii.
{{{.jm`|idzrfnmf|rejtirt|`izfjedru.f|k
jm`|Idzrfn cfqdz7 i) i)
b i i b
ii. {{{.jm`|idzrfncfqdz.f|k
jm`|Idzrfn nf{7 w i pi ii .
{{{.nf{.f|k
jm`|Idzrfn x`|oz jfnzd|q`nju7 b
ii b ji.
{{{.jm`|idzrfnx`|ozjfnzd|q`nju.f|k
jm`|Idzrfn { rd|oddxd|7 pi
ji― .
{{{.jm`|idzrfn{`rd|oddxd|.f|k
jf`zr I jfcctneru ftnB`refn7 i
b i i b
. {{{.JJAkeqdz.f|k
jfcctneredz en zjmffIz f jm`|Idzrfn7 bbb
b i b i b
b. {{{.jezjm`|idzrfn.f|k j|ezez cenezr|edz7 b b
b i)
i. {{{.jm`|idzrfnmfcdidzz.f|k
BezrenktezmdB uftnk {fcdn f jm`|Idzrfn
jftnru7 ) w b b ii
ji― ii#b .
{{{.bu{jm`|idzrfn.f|k
B|`kfn lf`r jm`|Idzrfn7 x i bi ii b
b .
{{{.b|`kfnlf`rjm`|idzrfn.f|k
edIBz rf `ceIedz7 i ii
b w i b .
{{{.dibzrf`ceiedz.f|k
If|dnjd j|errdnrfn x|fk|`cz f zj7 b b
bi) bi b
i b ib.
{{{.af|dnjdj|errdnrfnzj.f|k
|fc B`|ondzz rf Iekmr7 i
ibb i .
{{{.b`|ondzz<iekmr.jfc
ke|I zjftrz f d`zrd|n zftrm j`|fIen`7 i i
bi i#i b i) i b . {{{.ke|izjftrzdzj.f|k
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 7/17
r m d i e r r i d l i ` j o
l f f o
a f |
d q d | u
l t z u
{ f c ` n
7 n `
c d f a z d j r e f n
7 5
l t z e n
d z z ! a
e n ` n j d 7 5
kffB{eII enBtzr|edz f If{d| zj7 g
) b i i
ii i. {{{.x`icdrrfkffb{eii.f|k
m`ler r f| mtc`neru7 ii i iw i b
ib b) bi .
{{{.jm`|idzrfnm`ler`r.f|k?
{{{.d`zrjffxd|m`ler`r.f|k?
{{{.zd`ezi`nbm`ler`r.f|k
m`Ifz7 mi b Ib f z b
ib ib b #b
. {{{.jm`|idzrfnm`ifz.f|km`nBz fn jm`|Idzrfn7 b
i
w. {{{.m`nbzfnjm`|idzrfn.f|k
mezrf|ej jm`|Idzrfn ftnB refn7 b
i) i b ii
ji. {{{.mezrf|ejjm`|idzrfn.f|k
mtc`neredz ftnB`refn7 b bi
b i b.
{{{.mtc`neredzftnb`refn.f|k
Gdnoenz enzrertrd f| jmeIB|dn7
i#) b b
ii ib b i.
{{{.gdnoenzenzrertrd.f|k
Gfmn `nj|tc zxj`7
i i. {{{.g`zxj`.jfc
Gtnef| Id`ktd f jm`|Idzrfn7 b
i) bi i
b
b ib.
{{{.gijm`|idzrfn.f|k
rmd Id`ktd f {fcdn qfrd|z f rmd
jm`|Idzrfn `|d`7 # ii w i b b
i i. {{{.i{q.f|k
Iftedz―z oeBz7 i ii
bbb b .
{{{.iftedzoebz.f|k
If{jftnr|u jmeIB|dn―z jdnrd|7 b b
b ib b ib)
i b . {{{.bnijj.f|k
If{jftnr|u d`|rm f|jd7 #i i b
i i .
{{{.d`|rmf|jd.f|k&jm`|idzrfn
If{jftnr|u ffB l`no7 b
i b b b i.
{{{.if{jftnr|uffbl`no.f|k
If{jftnr|u f|xm`n |dIed7 i ib b
b i b b b .
mrrx7&&if{jftnr|uf|xm`n|died.f|k&
c`|jm f Becdz7 i
) b b
i.
{{{.c`|jmfbecdz.jfc&zftrmj`|fien`
cu
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 8/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 8
l t z e n d z z ! a
e n ` n j d 7 0 8
ldrru ltww7 [FCdn―z enrd|dzr k|Ftxz ! jm`|er`lid F|k`new`reFnz
cejm`t} jfnzd|q`nju7 b i
b) ) b
n ji b b b.
{{{.cejm`t}jfnzd|q`nju.f|k
cu zezrd|―z mftzd7 b i
b i b ib
r# . {{{.cuzezrd|zmftzd.f|k
n`refn`I `zzfje`refn f| jfnrendnjd7 ib―
i b w bbb
i i i .
{{{.n`j.f|k
x`Icdrrf jfnzd|q`refn ftnB`refn7 zj― i b ii )
ib b ib) b b
i b .
{{{.x`icdrrfjfnzd|q`refn.f|k
x`Icdrrf x|fGdjr7 )
b ii w
i ii.
{{{.x`icdrrfx|fgdjr.f|k xdfxId `k`enzr |`xd7 b i b
i i ) i b b.
{{{.xdfxid`k`enzr|`xd.f|k
xdr mdIxd|z7 b i bbb
b i b i.
{{{.xdrmdixd|z.f|k
xI`nndB x`|dnrmffB md`Irm zuzrdcz) enj.7
i) i b i ii
b b.
{{{.xi`nndb x`|dnrmffb.f|k
z`Iq`refn `|cu7 b
b) ii .
{{{. z`iq`refn`|cu.f|k
zfxme` enzrertrd7 i b
zb b ) i) b b.
{{{.rmdzfxme`enzrertrd.f|k
zj `zzfje`refn f jfcctneru BdqdIfxcdnr7
bi pi i
i#i i.
{{{.jfcctnerubdqdifxcdnrzj.f|k
zxdje`I fIucxejz zj7 i i
i bi b .
mrrx7&&zf#zj.f|k
ztz`n k. ofcdn f| rmd jt|d7 bbb b
b b ) b)
b .
{{{.ofcdnif{jftnr|u.f|k
rd`jmd|z― ztxxIu jIfzdr7 ib I b i i bb
. {{{.rd`jmd|zztxxiujifzdr.f|k
r|eBdnr tnerdB { u7 ii
i b .
{{{.rt{.f|k
{enkz f| oeBz enj7 i
i b i ii b.
{{{.{enkzf|oebz.f|k {fcdn c`oenk ` Bed|dnjd7
b b b b
b ii# b ib.
{{{.{fcdnc`oenk`bed|dnjd.jfc
uf `|r enj7 # b ib
i# b g ii .
{{{.uf`|rx|fgdjr.f|k
uftrm dcxf{d|cdnr zd|qejdz enj7
b i b b i ii.
{{{.udzjftnjei.f|k
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 9/17
r m d i e
r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c d f a z d j r e f n
7 0 0
l t z e n d z z ! a
e n ` n j d 7 0 0
ltzu {fc`n rexzIdk`I Zd|qejdZ
d. | k) `u I) IIj
\deb K|ddn ez `n `rrf|ndu jfnqdnednriu ifj`rdb f f Ifnk
Xfenr \f`b en Cr. Xid`z`nr. @ <88; k|`bt`rd f rmd Jm`|idzrfn
Zjmffi f I`{) md| x|`jrejd fjtzdz fn \d`i X|fxd|ru) X|fl`rd)
[eiiz) R|tzrz `nb Dzr`rdz. Zmd `izf zd|qdz `z ` Kt`|be`n
`b Ierdc en X|fl`rd `nb Ptedr Rerid `jrefnz. C|z. K|ddn―z
x|fdzzefn`i cdcld|zmexz enjitbd rmd ZJ L`|) rmd Jm`|idzrfn
L`|) rmd @cd|ej`n L`| @zzfje`refn) rmd ZJ Uftnk I`{ud|z `nb
rmd ZJ [fcdn I`{ud|z @zzfje`refnz.
251 L|`czfn Jft|r) Zterd 088) Cr. Xid`z`nr) ZJ <5212
rdi =2:.142.;4;2
dc`ei7 d|debk|ddnHcd.jfc
Zdd ft| `b x`kd 0:
cdbej`I leIIenk
ci lii `z a Z ji) IIj
X|flidcz {erm Cdbej`i Leiiz Enzt|`njd Ji`ecz6
Kdr Mdix Rfb`u!
\flen Ke`nk|`nbd ‚ Be|djrf| Jiednr @bqfj`rd
rdi =2:.1:;.2;4;
{{{.CdbLeii@bqfj`rdz.jfc
nfn#x|fAer f|k`new`refnZ
r ` m `zzMd`|r bezd`zd ez rmd Nf. 0 oeiid| f {fcdn) ltr er j`n i`|kdiu ld
x|dqdnrdb. Gfen rmd Kf \db Cfqdcdnr rf |djdeqd ` |dd |db
b|dzz xen `nb ied#z`qenk enf|c`refn. R od rmd Md`|r JmdjoTx
f| ` |dd) xd|zfn`iewdb |ezo `zzdzzcdnr rfb`u.
rdi 0.===.CU.MD@\R
{{{.kf|dbf|{fcdn.f|k
Zdd ft| `b x`kd 0:
r j a {
Rmd Jdnrd| f| [fcdn ez ` nfnx|far f|k`new`refn
bdbej`rdb rf x|fqebenk |dzft|jdz rf mdix `ii {fcdn anb
{m`r rmdu nddb rf ld ztjjdzzti dqd|u b`u. Rmd Jdnrd|
fd|z ztxxf|r k|ftxz) enbeqebt`i jftnzdienk) |dd||`i `nb
enf|c`refn `nb dbtj`refn`i ftr|d`jm x|fk|`cz. Af| `
jt||dnr zjmdbtid f dqdnrz jfnr`jr rmd Jdnrd| `r7
0<5 J`nnfn Zr|ddr) Jm`|idzrfn) ZJ <528:
rdi =2:.;1:.;:::
dc`ei7 enfHj2{fcdn.f|k
{{{.j2{fcdn.f|k
Zdd ft| `b x`kd 04
JFNRENTDB...
4 Ltzendzz Xera`iiz rf @qfeb
0. Rmenoenk uft Onf{
Dqd|urmenk7
Rmd djfnfcu `nb uft|
bdcfk|`xmejz `|d jfnzr`nriu
jm`nkenk? ld {eiienk rf jm`nkd
{erm rmdc.
<. [f|oenk rff Ctjm7
Lt|n ftr ez l`b f| ltzendzz.
C`od zt|d uft zjmdbtid `n
`bdpt`rd `cftnr f recd f f|
uft `nb uft| dcxifuddz.
:. Ltzendzz Xd|zfn`i Cfndu7
Ld j`|dti rf oddx xd|zfn`i `nb
ltzendzz n`njdz zdx`|`rd. E uft
ctzr lf||f{ |fc fnd f| rmd
frmd|) oddx ` |djdexr `nb |dxi`jd
rmd tnbz `z zffn `z xfzzelid.
2. Ctirexid Id`bd|z7
M`qenk ` ltzendzz x`|rnd|
j`n ld |ezou) zf m`qd ` ltuftr`k|ddcdnr enjitbdb en uft|
ltzendzz xi`n `nb jfnzebd|
me|enk ` Jmed D}djtreqd Fjd|.
4. Cez#Me|dz7
Enzrd`b f me|enk |ednbz `nb
`ceiu) zdnb dqd|u xfrdnre`i
dcxifudd rm|ftkm rmd
`xxiej`refn `nb enrd|qed{
x|fjdzz.
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 10/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 <
l t z e n d z z ! a
e n ` n j d 7 0 <
ltzu {fc`n rexz
Rmd Ltzendzz fa Xmei`nrm|fxu
Keqenk l`jo rf rmd jfcctneru ez
` tiiienk d}xd|ednjd `nb c`nu
xdfxid d}xdjr ltzendzzdz rf keqd
l`jo) `nb |d{`|b rmfzd {mf bf
{erm rmde| ltzendzz. Mf{ `|d
uft `nb uft| ltzendzz `jreqd en
rmd jfcctneru6
• Aenb rmd \ekmr Aer7 {m`rf|k`new`refn f| j`tzd ldzr rz
uft| jf|xf|`rd ebdnreru `nb
jtirt|d.
• J|d`rd ` Xi`n7 Jfii`lf|`rd rf
bdrd|cend {m`r zoeiiz) d}xd|rezd
`nb |dzft|jdz uft j`n x|fqebd
{eii ld rmd cfzr ldndje`i fqd|
rmd zmf|r `nb ifnk rd|c.
• Kdr Enqfiqdb7 Dnjft|`kd
dcxifudd x`|rejex`refn? jfnzebd|fd|enk `iifrrdb recd f f|
qfitnrdd| mft|z.
• Zm`|d rmd Kffb Nd{z7 Idr
uft| jtzrfcd|z `nb jfcctneru
onf{ {mejm j`tzdz uft `|d
ztxxf|r. Er dnkdnbd|z kffb {eii
{meid mdixenk zx|d`b rmd {f|b
`lftr rmd f|k`new`refn.
NFN#X\FAER F\K@NEW@REFNZ JFNRENTDB...
Iu Ii Az
Rmd qezefn f If{jftnr|u Ifj`i Ae|zr ez rf zdd dqd|u |dzebdnr
f rmd If{jftnr|u zmer `n `bberefn`i 08$ f rmde| xt|jm`zenk
rf ifj`i enbdxdnbdnr ltzendzzdz `nb `|cz) `nb en bfenk zf
r|`nzf|c ft| ifj`i djfnfcu!
0:24 @qdntd K *@@) Nf|rm Jm`|idzrfn) ZJ <5284 rdi =2:.;28.4222
{{{.if{jftnr|uifj`i|zr.f|k
xmeI`nrm|fxej Zd|qejdZ
Aii ji jiz
[d x|fqebd ltzendzzdz ` zecxid {`u rf xd|f|c
xmei`nrm|fxu en rmd jfcctneru qe` rmd {dl.
A\DD `bqd|rezenk `nb xmei`nrm|fxu en fnd zrfx!!Jfnr`jr Jenbu Gdnoenz
rdi =2:.20<.50<:
dc`ei7 jenbuHj#d.jfc
{{{.tiije|jidjm`|idzrfn.jfc
x|fAdZZefn`I |dZft|jdZ
` b a m
` li ‚ d Z
Dqd| ddi ieod m`nkenk tx uft| m`r6 Bfn―r! Enzxe|`refn j`nld xtiidb ftr f rm`r m`r. [erm @|jmed Lt|odi) Rfx M`r f
Rmd M`r I`bedz f Jm`|idzrfn) `z zxd`od| `r uft| nd}r dqdnr)
dqd|ufnd {eii id`qd {erm zfcdrmenk rf m`nk md| m`r fn.
dc`ei7 m`ri`bedzH`fi.jfc
{{{.m`ri`bedz.f|k
JFNRENTDB...
’Jmdjo uft| zxdiienk. Er c`rrd|z!–
# C@\UIUN M@ZXDI) Ldrrd| Z`eb Jfcctnej`refnz
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 11/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 :
l t z e n d z z ! a
e n ` n j d 7 0 :
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 12/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 2
l t z e n d z z ! a
e n ` n j d 7 0 2
ltzu {fc`n rexz X\FADZZEFN@I \DZFT\JDZ JFNRENTDB...
jiz c j a j
. . .{md|d ltzendzz `nb jfcctneru cddr
[ftibn―r er ld nejd e rmd|d {`z `n f|k`new`refn rm`r
{`z rmd|d f| uft| ltzendzz ‚ uft onf{) |d`iiu rmd|d
{mdn uft nddbdb er6 [dii) uft―|d en itjo. Rmd Jm`|idzrfn
Cdr|f Jm`cld| f Jfccd|jd ez ` cdcld|zmex f|k`new`refnrm`r m`z {m`r er r`odz rf lteib ` zr|fnk ltzendzz jfcctneru.
Uft| Jm`cld| cdcld|zmex bdieqd|z ltzendzz |dzft|jdz)
jfcctneru id`bd|zmex) x|fdzzefn`i bdqdifxcdnr)
ndr{f|oenk fxxf|rtneredz) `nb zf ctjm cf|d!
Aenb ftr {m`r {d j`n bf f| uft.
2488 Iddbz @qdntd) Zterd <88) Nf|rm Jm`|idzrfn) ZJ <5284
rdi =2:.4;;.<408
{{{.jm`|idzrfnjm`cld|.ndr
Zdd ft| `b x`kd 05
{ {
Ztxxf|renk rmd x|fdzzefn`i k|f{rm `nb bdqdifxcdnr f
ltzendzz {fcdn rm|ftkmftr rmd Jm`|idzrfn `|d`. Cfnrmiu
itnjm cddrenkz) ` {dlzerd iezrenk `nb x`|rejex`refn en rmd
cdcld|#rf#cdcld| bezjftnr x|fk|`c `|d gtzr zfcd f rmd
ldndarz f cdcld|zmex. Qezer rmd {dlzerd f| bdr`eiz fn
cddrenkz `nb cdcld|zmex. [d iffo f|{`|b rf zddenk
uft `r ft| nd}r cddrenk!
{{{.{fcdn`r{f|oenj.jfc
’Ea uft `|d en `n enrd|qed{ f| cddrenk {erm
zdqd|`i xdfxid) `nb `|d zerrenk en ` z{eqdi jm`e|)
BFN―R Z[EQDI!–
#\FLEN KE@NK\@NBD)
Cdbej`i Leiienk @bqfj`rdz fa ZJ) IIJ
Rfx 4 Ltzendzz DreptdrrdBf―z `nb Bfn―rz
En ` {f|ib f dqd|#|di`}enk
dreptdrrd) {d zfcdrecdz f|kdr
rm`r rmd zc`iidzr ler f bdjf|tc
# dzxdje`iiu en rmd ltzendzz {f|ib
# kfdz ` ifnk {`u.
BF |dxd`r rmd xd|zfn―z
n`cd {mfc uft―qd gtzr cdr?
uft―|d ctjm cf|d ieodiu rf
|dcdcld| er rm`r {`u
BFN―R keqd lfndj|tzmd| f|
iecx zm m`nbzm`odz? ` |c: zm`odz {erm kffb dud
jfnr`jr ez `ii uft nddb
BF fiif{ tx {erm xfrdnre`i
jiednrz f| dcxifud|z? dqdn e er―z
` ptejo ’rm`no uft `nb er {`z
nejd rf cddr uft– dc`ei. Er
{fn―r kf tnnfrejdb.
BFN―R xfzr jfcxi`enrz `lftr
uft| lfzz f| xi`jd f {f|o
fn zfje`i cdbe`. Fnjd uftmer xfzr f| zdnb) er―z ftr rmd|d
xd|c`ndnriu) `nb j`n jfcd
l`jo rf m`tnr uft.
BF {`rjm uft| `ijfmfi enr`od en
`rd|#{f|o zfje`i ftrenkz # uft
bfn―r {`nr rf ld ’rm`r ke|i– en
uft| fjd!
# Zftrmd|n X|frfjfi
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 13/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 4
l t z e n d z z ! a
e n ` n j d 7 0 4
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 14/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 1
l t z e n d z z ! a
e n ` n j d 7 0 1
ldrru ltww7 x|FadzzeFn`i ! ndr[F|oenk k|Ftxz
`Bqfj`rdz f| `k|ejtIrt|d7 #
zj i b.
mrrx7&&zj`bqfj`rdz2`k.f|k
`iie`njd af| atii `jjdxr`njd7 ji―
kIlr pi b )
i) i) b b i i.
=2:.==:.8:2:? {{{.``#zj.f|k
`cd|ej`n ltzendzz {fcdnz `zzfje refn #
ztccd|qeIId jm`xrd|7 i ― b i g.
{{{.`l{`ztccd|qeiid.jfc
`cd|ej`n enzrertrd f `|jmerdjrz) zj7 b
i ib ib .
{{{.`e`zj.f|k
`cd|ej`n c`|odrenk `zzfje`refn ‚ jm`|Idzrfn7
bbi b w ib .
{{{.jm`|idzrfn`c`.f|k
`cd|ej`n xzujme`r|ej nt|zdz zzfje`refn ‚ zj7
ib b ii ) b b i
.
{{{.`xn`.f|k
`zzfje`refn f enf|c`refn rdjmnfIfku
x|fdzzefn`Iz7 42##ib ib w
er .
{{{.`erx#jm`|idzrfn.f|k
jdnrd| af| [fCdn7 i
― bi zj) j {―
i b i
b I.
=2:.;1:.;:::? {{{.j2{fcdn.f|k
jm`|Idzrfn nkdI x`|rnd|z7 i
b ii # b
bi.
{{{.jm`xzj.jfc
jm`|Idzrfn ltzendzz BdqdIfxcdnr7 ` j ji
) b ib#b b i
.
{{{.jm`|idzrfnltzendzzbdqdifxcdnr.jfc
jm`|Idzrfn jftnru Bdcfj|`rej {fcdn7
B b)
b .
{{{.jm`|idzrfnbdcfj|`rz.ndr
jm`|Idzrfn Beker`I jf||eBf|7 b
ib#b .
{{{.jm`|idzrfnbeker`ijf||ebf|.jfc
jm`|Idzrfn end `|rz Bd`Id|z― `zzfje`refn7 ii b bbb
ji b.
{{{.jm`|idzrfnnd`|rbd`id|z`zzfje`refn.jfc
jm`|Idzrfn G`ujddz7 b <0#:5 i
b i b b
. {{{.jm`|idzrfng`ujddz.f|k
jm`|Idzrfn Ifj`I BdqdIfxcdnr jf|xf|`refn7
w b #) i b
i . {{{.jm`|idzrfnibj.jfc
jM`|idzrfn Cdr|f jM`Cld| fa
jfCCd|jd7 i b iw ) b
i .
=2:.4;;.<408? {{{.jm`|idzrfnjm`cld|.ndr
jm`|Idzrfn |dzr`t|`nr zzfje`refn7
mi ` zj b ni
| `.
{{{.jm`|idzrfn|dzr`t|`nr`zzfje`refn.jfc
jm`|Idzrfn {fcdn en enrd|n`refn`I r|`Bd7
i b b
ib i b.
{{{.j{erzj.f|k
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 15/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 ;
l t z e n d z z ! a
e n ` n j d 7 0 ;
jM`|idzrfn UftnK x|fadzzefn`iz7
b ib i i b
ib - <<#:5%.=2:.=84.:08<? {{{.jm`|idzrfn#ux.jfc&
jereWdnz f| zftnB jfnzd|q`refn7
bbb i
.
{{{.jerewdnzf|zftnbjfnzd|q`refn.jfc
j|d{ ji7 ji |i d {
i i .
{{{.j|d{jm`|idzrfn.jfc
B.|.d.`.c7 B |) d b
c B zii.
{{{.ztccd|qeiidb|d`c.f|k
d`zr jffxd| dnr|dx|dntd|e`I {fcdn -djd{%7 bi i) ii b
ib i .{{{.djd{zj.jfc
k|ddn B|enoz jm`|Idzrfn7 i
i) i b i
i b b .
mrrx7&&k|ddnb|enozjm`|idzrfn.lifkzxfr.jfc
mfcd lteIBd|z `zzfje`refn f zftrm j`|fIen`7i b ib
b i.
{{{.ml`fzj.jfc
enzrertrd f c`n`kdcdnr jjftnr`nrz7
i ib
b i .
{{{.ec`j`|fien`zjftnjei.f|k
enrd|n`refn`I `zzfje`refn f `Bcenezr|`reqdx|fdzzefn`Iz7 b) ib b
bi b i.
{{{.e``x#mp.f|k
enrd|n`refn`I `zzfje`refn f ltzendzz
jfcctnej rf|z7 b
.
{{{.e`lj#zj.jfc
if[jftnr|U ifj`i ae|zr7 b i b
iii b b .
=2:.;28.4222? {{{.if{jftnr|uifj`i|zr.f|k cftnr xId`z`nr ltzendzz x|fdzzefn`I
`zzfje`refn7 b) b b .
{{{.cxlx`.jfc
n`refn`I zzfje`refn f {fcdn ltzendzz f{nd|z7
i .
mrrx7&&n`{lf.f|k
x`Icdrrf lef7 w z
ji― i b.{{{.x`icdrrflef.f|k
x`Icdrrf eld| `|rz kteIB7 b
b i . mrrx7&&x`icdrrfld|`|rzkteib.lifkzxfr.jfc
xtlIej |dI refnz zfjedru f cd|ej` ‚ zj7
i i b
ib.
{{{.zjx|z`.f|k
zjf|d7 ’ji ― zii l)–
bbb b b )
b ii .
{{{.zjf|d<=4.f|k
zc`II ltzendzz Bcenezr|`refn7 bb
bi b b
ii .
{{{.zl`.kfq
zj dBd|`refn f |dxtlIej`n {fcdn7
i#bb ii
b .
{{{.zj|{.f|k
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 16/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 =
l t z e n d z z ! a
e n ` n j d 7 0 =
ldrru ltww7 x|FadzzeFn`i ! ndr[F|oenk k|Ftxz
zj enrd|n`refn`I `zzfje`refn f {f|of|jd
x|fdzzefn`Iz7 b) b
b bi.
{{{.zje`{x.f|k
zj x|dzz `zzfje`refn7 gi b #
ib .
{{{.zjx|dzz.f|k&
zj zd`ffB `IIe`njd7 ii b)
pi b i b.
{{{.zjzd`ffb.f|k
zj zr rd dcxIfuddz `zzfje refn7 b)
b .{{{.zjzd`.jfc
zj ltzendzz enere`reqd & {fcdn―z ltzendzz jdnrd|7
i i b .
{{{.zjltzendzzenere`reqd.f|k
zc`II ltzendzz jm`|Idzrfn |dzft|jd ndr{f|o7
ii # w b
b .
{{{.zc`iiltzendzzjm`|idzrfn.f|k
zfje`I cdBe` jItl f jm`|Idzrfn7 e
z ji i )
b ii i
b b i.
mrrx7&&{{{.zcjjm`|idzrfn.f|k&
rmd jftnjeI f zj x|fdzzefn`I `|jm`dfIfkezrz7
ii#ib b pi .
{{{.jfzj`x`.f|k
rmd If{jftnr|u ltzendzz ndr{f|o7 i b
b b b
i .
{{{.rmdif{jftnr|ultzendzzndr{f|o.jfc
rmd x|fGdjr c`n`kdcdnr enzrertrd7 b
) b g .
{{{.xce#jm`|idzrfn.f|krmd zj dBtj`refn zzfje refn7 i
b. {{{.rmdzjd`.f|k
r|`qdI jftnjeI7 b
ji jql― i b
ii .
{{{.jm`|idzrfnjql.jfc&r|`qdi&
[fCdn `r [f|O7 bbb
) b) ) b iii.
{{{.{fcdn`r{f|oenj.jfc
{ B -{eB%7 b ibi i i
b b ) b
ii i .
{{{.{ebx`icdrrfjm`xrd|.f|k
Wfnr`7 i w b
i b
ibb b b.
{{{.wfnr`.f|k
[m`r `|d {d cezzenk6i7 lHdl{.
8/7/2019 EveryBusyWoman.Bus.Fin.2011
http://slidepdf.com/reader/full/everybusywomanbusfin2011 17/17
r m d i e r r i d l i ` j o
l f f o
a f | d
q d | u
l t z u
{ f c ` n
7 n ` c
d f a z d j r e f n
7 0 5
l t z e n d z z ! a
e n ` n j d 7 0 5
ldrru ltww7 jtrrenk#dbkd ltzendzzdz en jm`|idzrFn
jt|e nm jm |m xo7 r ji t | e― n ji |
x iw b bi b ib b
bi ii i i. r jt|e i b "5= ii b b
b b # zj bi b b bi.
{{{.jidczfn.dbt&|dzrf|`refn&
zj|` Ctzj eq j7 ` zj | ` b cbi t zj)
i b i ib#b i b # b g # bi
ji.
{{{.zj|`.f|k
zx`[`|7 r n― z b ni { `i ib . rb j2ez|
-jb) ji) j) j) eii) zii |%)
i b # b ib ni { z.
{{{.zx`{`|.n`qu.cei
r7 Ib n ji) :b b ib b) )
b b biib b i i b i.
{{{.rd||dzzdnre`.jfc