2
継続サポート大疾病保障保険は 「死亡保障を抑え、がん・急性心筋梗塞・脳卒中に重点的に備える保険」です! ▶保険金等のお受取りイメージ 3大疾病 保険金 継続 サポート 年金 所定の3大疾病【がん(悪性新生物)・急性心筋梗塞・脳卒中】 になられた場合、3大疾病保険金を一時金で受取れます 3大疾病保険金の支払事由該当日の毎年の応当日に生存されていた場合、 継続サポート年金(最大4回)を受取れます 継続 サポート 年金 継続 サポート 年金 継続 サポート 年金 お客様のニーズにあわせて、ご契約時に保険契約の型を 「10倍型」「5倍型」「同額型」の3つの中から選択できます。 最大のお受取りにより、最長年間、継続的な治療等をサポート! 3大疾病保険金や継続サポート年金の使途は自由ですので、治療はもちろん、 収入減少分を補うことや治療後のリハビリテーションや再発予防等にもお役立ていただけます。 Activities to Achieve the New Three-Year Management Plan Launch of Nissay Mirai no Katachi “Five Stars” Plan Featuring Dread Disease Insurance Coverage with Continuous Support Launch of 12th type of insurance policy under Mirai no Katachi Three dread diseases insurance payment Main Points of Dread Disease Insurance Coverage with Continuous Support With continuous support, up to five payments can be received over a maximum of five years. Dread disease insurance coverage with continuous support Continuous support for up to 5 years! Support is not conditional on receiving treatment or on the type of treatment! Support for the three dread diseases! Expansion of Domestic Life Insurance Business (Segment Strategy Progression) Providing Attractive Products and Services As the first part of our segment strategy progression, we introduced the new Nissay Mirai no Katachi “Five Stars” plan featuring dread disease insurance coverage with continuous support in April 2015. The Mirai no Katachi product is able to meet diversifying customers’ needs in detail by enabling them to freely select and combine the protection they need. We currently provide 11 types of insurance for this product. We have added a 12 th type of insurance to the Mirai no Katachi range. The new offering will provide insurance coverage for continuous support if customers contract one of the three dread diseases (cancer (malignant neoplasm), acute myocardial infarction, or cerebral stroke). Plans with this type of insurance included will be provided under the name Nissay Mirai no Katachi “Five Stars” plan featuring dread disease insurance coverage with continuous support. Support is not conditional on receiving treatment or on the type of treatment. Funds can be used for any purpose—to supplement income, pay for rehabilitation, prevent recurrence of the condition, or fund medical treatment using more advanced technology (if available). Each anniversary of the date of first claim qualifies policyholders for continuous support annuity (up to four times). Customers insured under dread disease insurance coverage with continuous support can also access the Best Doctors ® Service*. Access to this service continues throughout the payment period of the continuous support annuity. Compared with the previous three dread disease insurance plans, this policy puts more weight on the three dread diseases than on death protection (which is limited to 10% of the three dread diseases insurance payment). Policy pays out if the insured suffers from one of the three dread diseases (cancer, acute myocardial infarction, and cerebral stroke). Date of when the reason for payment of the three dread diseases insurance occurs (date of first claim) 1st anniversary of first claim date 2nd anniversary of first claim date 3rd anniversary of first claim date 4th anniversary of first claim date Use for treatment for 1st year Continuous support annuity Continuous support annuity Continuous support annuity Continuous support annuity Use for treatment for 2nd year Use for treatment for 3rd year Use for treatment for 4th year Use for treatment for 5th year * Please refer to p. 83 for details of the Best Doctors ® Service. Point Point Point Point Point Point 16

Expansion of Domestic Life Insurance Business …Expansion of Domestic Life Insurance Business (Segment Strategy Progression) Providing Attractive Products and Services As the first

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Page 1: Expansion of Domestic Life Insurance Business …Expansion of Domestic Life Insurance Business (Segment Strategy Progression) Providing Attractive Products and Services As the first

継続サポート3大疾病保障保険は「死亡保障を抑え、がん・急性心筋梗塞・脳卒中に重点的に備える保険」です!

継継続続続サポサポサポート33大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保険険険はは

5年目の治療等に活用

4年目の治療等に活用

3年目の治療等に活用

2年目の治療等に活用

1年目の治療等に活用

▶保険金等のお受取りイメージ

1年後▲

3大疾病保険金の支払事由該当日

▲2年後▲

3年後▲

4年後▲

3大疾病保険金

(保険契約の型が5倍型の場合)

継続サポート年金

所定の3大疾病【がん(悪性新生物)・急性心筋梗塞・脳卒中】になられた場合、3大疾病保険金を一時金で受取れます

3大疾病保険金の支払事由該当日の毎年の応当日に生存されていた場合、継続サポート年金(最大4回)を受取れます

継続サポート年金

継続サポート年金

継続サポート年金

お客様のニーズにあわせて、ご契約時に保険契約の型を「10倍型」「5倍型」「同額型」の3つの中から選択できます。

最大5回のお受取りにより、最長5年間、継続的な治療等をサポート!

3大疾病保険金や継続サポート年金の使途は自由ですので、治療はもちろん、収入減少分を補うことや治療後のリハビリテーションや再発予防等にもお役立ていただけます。

継続サポート3大疾病保障保険の特徴については、裏面をご確認ください!

新3カ年経営計画の達成に向けた取組状況

▲▲▲▲

Activities to Achieve the New Three-Year Management Plan

Launch of Nissay Mirai no Katachi “Five Stars” Plan Featuring Dread Disease Insurance Coverage with Continuous Support

Launch of 12th type of insurance policy under Mirai no Katachi

Three dread diseases insurance payment

Main Points of Dread Disease Insurance Coverage with Continuous Support

With continuous support, up to five payments can be received over a maximum of five years.

Dread disease insurance coverage with continuous support

Continuous support for up to 5 years!

Support is not conditional on receiving treatment or on the type of treatment!

Support for the three dread diseases!

Expansion of Domestic Life Insurance Business (Segment Strategy Progression)

Providing Attractive Products and Services

As the first part of our segment strategy progression, we introduced the new Nissay Mirai no Katachi “Five Stars” plan featuring dread disease insurance coverage with continuous support in April 2015. The Mirai no Katachi product is able to meet diversifying customers’ needs in detail by enabling them to freely select and combine the protection they need. We currently provide 11 types of insurance for this product. We have added a 12 th type of insurance to the Mirai no Katachi range. The new offering will provide insurance coverage for continuous support if customers contract one of the three dread diseases (cancer (malignant neoplasm), acute myocardial infarction, or cerebral stroke). Plans with this type of insurance included will be provided under the name Nissay Mirai no Katachi “Five Stars” plan featuring dread disease insurance coverage with continuous support.

Support is not conditional on receiving treatment or on the type of treatment.Funds can be used for any purpose—to supplement income, pay for rehabilitation, prevent recurrence of the condition, or fund medical treatment using more

advanced technology (if available).

Each anniversary of the date of first claim qualifies policyholders for continuous support annuity (up to four times).

Customers insured under dread disease insurance coverage with continuous support can also access the Best Doctors® Service*.

Access to this service continues throughout the payment period of the continuous support annuity.

Compared with the previous three dread disease insurance plans, this policy puts more weight on the three dread diseases

than on death protection (which is limited to 10% of the three dread diseases insurance payment).

Policy pays out if the insured suffers from one

of the three dread diseases (cancer, acute myocardial infarction, and cerebral stroke).

Date of when the reason for payment of the three dread diseases insurance occurs

(date of first claim)

1st anniversary of first claim date

2nd anniversary of first claim date

3rd anniversary of first claim date

4th anniversary of first claim date

Use for treatment for

1st year

Continuous support annuity

Continuous support annuity

Continuous support annuity

Continuous support annuity

Use for treatment for

2nd year

Use for treatment for

3rd year

Use for treatment for

4th year

Use for treatment for

5th year

* Please refer to p. 83 for details of the Best Doctors® Service.

Point ①

Point ②

Point ③

Point ①

Point ②

Point ③

171716

Page 2: Expansion of Domestic Life Insurance Business …Expansion of Domestic Life Insurance Business (Segment Strategy Progression) Providing Attractive Products and Services As the first

継続サポート3大疾病保障保険は「死亡保障を抑え、がん・急性心筋梗塞・脳卒中に重点的に備える保険」です!

継継続続続サポサポサポート33大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保大疾病保障保険険険はは

5年目の治療等に活用

4年目の治療等に活用

3年目の治療等に活用

2年目の治療等に活用

1年目の治療等に活用

▶保険金等のお受取りイメージ

1年後▲

3大疾病保険金の支払事由該当日

▲2年後▲

3年後▲

4年後▲

3大疾病保険金

(保険契約の型が5倍型の場合)

継続サポート年金

所定の3大疾病【がん(悪性新生物)・急性心筋梗塞・脳卒中】になられた場合、3大疾病保険金を一時金で受取れます

3大疾病保険金の支払事由該当日の毎年の応当日に生存されていた場合、継続サポート年金(最大4回)を受取れます

継続サポート年金

継続サポート年金

継続サポート年金

お客様のニーズにあわせて、ご契約時に保険契約の型を「10倍型」「5倍型」「同額型」の3つの中から選択できます。

最大5回のお受取りにより、最長5年間、継続的な治療等をサポート!

3大疾病保険金や継続サポート年金の使途は自由ですので、治療はもちろん、収入減少分を補うことや治療後のリハビリテーションや再発予防等にもお役立ていただけます。

継続サポート3大疾病保障保険の特徴については、裏面をご確認ください!

新3カ年経営計画の達成に向けた取組状況

▲▲▲▲

Cover FeatureBusiness Perform

anceM

anagement of N

ippon LifeNippon Life’s Products and Services

Company Inform

ationFinancial Data

Operational Data

Cover FeatureBusiness Perform

anceM

anagement of N

ippon LifeNippon Life’s Products and Services

Company Inform

ationFinancial Data

Operational Data

Main Points about Health Insurance

Main points of Long Dream GOLD

Capital and Business Alliance with Nomura Research Institute (NRI)

Introduction of the Medi-A×N Health Plan Developed in Partnership with AXA Life

Launch of Long Dream GOLD Nissay Single-premium Whole Life Insurance Policy with Variable Accumulation Rate in Designated Currency

❶ Easy to apply for, even if you have pre-existing conditions, have had surgery or have been hospitalized.Applicants are only required to make four simple declarations to be eligible.

❷ Lifetime coverage is provided for hospital treatment, surgery, or radiotherapy for illnesses or injuries. Hospital treatment, surgery, or radiotherapy for deterioration or recurrence of pre-existing conditions are also covered.Hospital admission coverage also covers out-patient treatment. Claims for surgical procedures are handled using the Japanese NHI classification.

❸ Customers insured under the Medi-A×N plan can access the Best Doctors® Service*.* Please refer to p. 83 for details of the Best Doctors® Service.

❶ The whole life insurance policy is paid via a single premium in a foreign currency designated by the customer.For the policy currency, customers can choose between Australian dollars, U.S. dollars and euros at the time of enrollment.

❷ Returns in the designated currency are automatically secured as yen-based gains.The policy automatically converts to a yen-based whole life policy once returns reach a target level predesignated by the customer.We check returns for each policy on a daily basis once one year has elapsed from the date of enrollment to determine whether the target level has been reached.

❸ No declarations are required at enrollment.

We began marketing the Medi-A×N whole life health plan in June 2015. Developed jointly with and underwritten by AXA Life, the policy is a limited notification-type plan with no surrender value. We will leverage sales of this product to develop a new customer base. Sales began in June 2015 in Nissay Life Plazas, with the full domestic sales force of Nippon Life marketing the policy from August. This marks the first time that we have developed a new product with another life insurance company for marketing by our entire national sales force.

We introduced Long Dream GOLD as a single-premium whole life insurance policy with a variable accumulation rate in a designated currency in July 2015. It is designed to be marketed through the bancassurance channel. As an upgrade of our Long Dream PLUS single-premium whole life insurance policy denominated in U.S. dollars, it is the first Nippon Life product to include Australian dollars as a policy option. The automatic translation of foreign-currency returns into yen-based gains is another novel feature. The policy aims to provide whole life coverage while responding to the wealth accumulation needs of customers in Japan within a low interest rate environment.

In May 2015, we concluded a capital and business tie-up with NRI. Through this alliance, we plan to undertake research into more efficient and robust insurance systems based on advanced IT, while also studying new insurance business models.

✳ This section presents a summary of the products of AXA Life and is not intended to contain all information about these products. Please read sales pamphlets and other materials before reaching a purchase decision.

✳ Sales of euro-denominated policies were on hold as of July 1, 2015.

171716