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Legal Services Take advantage of MetLaw ® — a money-saving benefit. When you need legal assistance, as we all do at some point, will you be prepared to handle the high legal fees - which can range upwards of $338 1 an hour? MetLaw is a smart, simple, affordable way to plan ahead and save money on common legal issues we all face. For a low $18.00 a month, you'll have access to a network of experienced attorneys, ready whenever you are. Whether you are just starting out, married with kids or getting ready to retire, MetLaw can save you money. Just a few times in life you might need legal help MetLaw is as easy to use as it is affordable, with an experienced service team to help you find the right lawyer. Plus, there are no deductibles, copays, or claim forms when you use a network attorney. Age range Common legal matters by age 18 – 34 • Dealing with credit card debt • Resolving landlord disputes • Marriage agreements • Buying a first home or condo 35 – 50 • Refinancing a home • Adopting a child • Legal help for a child at college • Preparing a will 51 – 69 • Preparing for a tax audit • Selling a home • Resolving ID theft • Arranging care for an elderly parent Expert legal help could cost you hundreds, even thousands. Or less than $1 a day.

Expert legal help hundreds, even Or less than $1 a day....Whether you are just starting out, married with kids or getting ready to retire, MetLaw can . save you money. Just a few times

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Page 1: Expert legal help hundreds, even Or less than $1 a day....Whether you are just starting out, married with kids or getting ready to retire, MetLaw can . save you money. Just a few times

Legal Services

Take advantage of MetLaw® — a money-saving benefit.

When you need legal assistance, as we all do at some point, will you be prepared to handle the high legal fees - which can range upwards of $3381 an hour? MetLaw is a smart, simple, affordable way to plan ahead and save money on common legal issues we all face. For a low $18.00 a month, you'll have access to a network of experienced attorneys, ready whenever you are.

Whether you are just starting out, married with kids or getting ready to retire, MetLaw can save you money.

Just a few times in life you might need legal help

MetLaw is as easy to use as it is affordable, with an experienced service team to help you find the right lawyer. Plus, there are no deductibles, copays, or claim forms when you use a network attorney.

Age range Common legal matters by age

18 – 34 • Dealing with credit card debt• Resolving landlord disputes

• Marriage agreements• Buying a first home or condo

35 – 50 • Refinancing a home• Adopting a child

• Legal help for a child at college• Preparing a will

51 – 69 • Preparing for a tax audit• Selling a home

• Resolving ID theft• Arranging care for an elderly parent

Expert legal help could cost you hundreds, even thousands.Or less than $1 a day.

Page 2: Expert legal help hundreds, even Or less than $1 a day....Whether you are just starting out, married with kids or getting ready to retire, MetLaw can . save you money. Just a few times

When life calls for legal help, MetLaw is there for you.MetLaw is like having an attorney on retainer. It provides you and your family with the peace of mind of knowing legal assistance is always just a call, click, or tap away.

Money Matters

• Identity Theft Defense• Personal Bankruptcy

• Tax Audit Representation• Debt Collection Defense• Negotiations with Creditors

• Tax Collection Defense• Promissory Notes• Financial Education

Workshops3

Home & Real Estate

• Foreclosure• Tenant Negotiations• Boundary & Title Disputes• Deeds• Mortgages

• Sale or Purchase of Primaryand Vacation Home

• Eviction Defense• Property Tax Assessments• Security Deposit Assistance

• Refinancing & HomeEquity Loan of Primaryand Vacation Home

• Zoning Applications

Estate Planning

• Simple Wills• Complex Wills• Revocable & Irrevocable Trusts

• Powers of Attorney(Healthcare, Financial,Childcare, Immigration)

• Healthcare Proxies• Living Wills• Codicils

Family & Personal

• Adoption• Guardianship• Conservatorship• Prenuptial Agreement• Name Change• Review of ANY Personal Legal

Document

• Juvenile Court DefenseIncluding Criminal Matters

• Parental ResponsibilityMatters

• School Hearings• Demand Letters• Personal Property Issues

• Affidavits• Garnishment Defense• Protection from

Domestic Violence• Review of Immigration

Documents

Civil Lawsuits

• Civil Litigation Defense• Disputes Over Consumer Goods

& Services

• Small Claims Assistance• Administrative Hearings

• Incompetency Defense• Pet Liabilities

Elder-Care Issues

Consultation & Document Review for issues related to your parents:• Medicare• Medicaid

• Prescription Plans• Nursing Home Agreements• Leases• Notes

• Deeds• Wills• Powers of Attorney

Vehicle & Driving

• Repossession• Defense of Traffic Tickets4

• Driving PrivilegesRestoration

• License SuspensionDue to DUI

Group legal plans are provided by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, OH. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI. Payroll deduction required for group legal plans. For costs and complete details of the coverage, call or write the company.

Some services not available in all states. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) matters involving the employer, MetLife and affiliates and plan attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters.

Hyatt Legal Plans, Inc., A MetLife Company, 1111 Superior Avenue, Suite 800, Cleveland, OH 44114 –– All Rights Reserved.L0818507720[exp0919][All States][DC,PR] ©2018 MetLife Services and Solutions, LLC

1. Average hourly rate of $338.00/hour based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2016).

3. MetLife administers PlanSmart’s Retirewise program which provides these workshops, but has arranged for Massachusetts Mutual Life Insurance Company (MassMutual) to have specially-trained financial professionals offer financial education and, upon request, provide personal guidance to employees and former employees of companies providing these programs through MetLife.

4. Does not cover DUI.