FEDERAL INSURANCE AND MITIGATION ADMINISTRATION

Hazard Mitigation Overview

Franki Coons

Chief, Grants Implementation Branch

Risk Reduction Division

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What Is Hazard Mitigation?

Any sustained action taken to reduce or eliminate long-term risk to human life and property from natural hazards

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Examples of Mitigation Actions

Seismic Retrofit

Minor Localized Flood Reduction

Tornado Safe Rooms

Floodproofing

Structure Elevation

Acquisition/Demolition

Acquisition/Relocation

Ignition Resistant Construction

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Mitigation Actions – Flood Insurance

The National Flood Insurance Program (NFIP)

is backed by the Federal government. It provides flood insurance for at-risk

properties.

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Mitigation’s Value to Society

Mitigation creates safer communities.

Mitigation saves money for: Individuals Government Society

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Mitigation’s Value to Society

Mitigation promotes encourages sustainable residential and commercial redevelopment.

Mitigation provides a long-term solution to a hazard problem.

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Mitigation Planning

Mitigation Plans form the foundation for a community's long-term strategy to reduce disaster losses and breaks the cycle of disaster damage, reconstruction, and repeated damage.

Mitigation Planning: Is the first step in the mitigation process. Identifies potential projects relative to

hazard risk. Is required to receive project funding

through FEMA’s Unified Hazard Mitigation Assistance Grants.

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Hazard Mitigation Assistance (HMA)

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Hazard Mitigation Grant Program (HMGP)

To provide opportunities to incorporate mitigation actions during recovery

HMGP is made available when requested by the Governor, post a Presidential Major Disaster Declaration

HMGP funds mitigation projects and plans that address all natural hazards

Program is administered by the State or Eligible Indian Tribal Nation

Local communities submit applications to the state. State prioritizes and selects projects to be submitted to FEMA

FEMA reviews for eligibility Eligible projects are approved and funded.

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Pre-Disaster Mitigation Program (PDM)

Goal: To reduce overall risk to people and property from future hazard events

Funding is made available annually by Congress

PDM is a national competitive program

PDM funds mitigation projects and plans that address natural hazards

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Flood Mitigation Grant Programs

Flood Mitigation Assistance Program (FMA)

To reduce or eliminate flood damage through appropriate mitigation actions

Funded by the National Flood Insurance Fund

Funding is made available annually by Congress

NFIP participation is required

FMA funds only flood hazard mitigation activities

FEMA prioritizes grant funding based on SRL percentage

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Flood Insurance vs. Disaster Assistance

Flood Insurance:Is a payment on a claim

Coverage amounts vary, but insured losses are paid up to the limits of coverage

Disaster Assistance:Is only available after a Presidential major disaster declaration

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What’s next?

Deliver better mitigation faster

Incorporate mitigation earlier during response and recovery

Include planning, environmental and cost-effectiveness

Reduce administrative burden and streamline requirements

Coordinate mitigation into PA assessment process

Educate and engage stakeholders more effectively