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SUPREME COURT FILED No. S226529 JAN 11 20'l6 IN THE SUPREME COURT OF CALIFORNIA Frank A. McGuire Clerk Deputy ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA, Plaintiffs and Respondents, v. DAVE JONES IN HIS CAPACITY AS COMMISSIONER OF THE CALIFORNIA DEPARTMENT OF INSURANCE, Defendant and Appellant. After A Decision By The Court Of Appeal Second Appellate District, Case No. B248622 Los Angeles County Superior Court Case No. BC463124 The Honorable Gregory W. Alarcon, Judge Presiding ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA'S MOTION FOR JUDICIAL NOTICE IN SUPPORT OF THEIR ANSWER BRIEF ON THE MERITS GREENBERG TRAURIG, LLP GENE LIVINGSTON, SBN 44280, LIVINGSTONG@GTLA W .COM STEPHEN E. PAFFRATH, SBN 195932, PAFFRA THS@GTLA W .COM 1201 "K" STREET, SUITE 100 SACRAMENTO, CALIFORNIA 95814 TELEPHONE: 916.442.1111 GIBSON, DUNN & CRUTCHER LLP THEODORE J. BOUTROUS JR., SBN 132099, TBOUTROUS@GIBSONDUNN .COM JULIAN W. POON, SBN 219843, JPOON@GIBSONDUNN .COM VANESSA C. ADRIANCE, SBN 247464, VADRIANCE@GIBSONDUNN .COM 333 SOUTH GRAND AVENUE LOS ANGELES, CA 90071-3197 TELEPHONE: 213.229.7000 ATTORNEYS FOR PLAINTIFFS AND RESPONDENTS ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA

FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

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Page 1: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

SUPREME COURT

FILED No. S226529 JAN 11 20'l6

IN THE SUPREME COURT OF CALIFORNIA Frank A. McGuire Clerk

Deputy

ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA,

Plaintiffs and Respondents,

v.

DA VE JONES IN HIS CAPACITY AS COMMISSIONER OF THE CALIFORNIA DEPARTMENT OF INSURANCE,

Defendant and Appellant.

After A Decision By The Court Of Appeal Second Appellate District, Case No. B248622

Los Angeles County Superior Court Case No. BC463124 The Honorable Gregory W. Alarcon, Judge Presiding

ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA'S MOTION FOR JUDICIAL NOTICE IN SUPPORT OF THEIR

ANSWER BRIEF ON THE MERITS

GREENBERG TRAURIG, LLP GENE LIVINGSTON, SBN 44280,

LIVINGSTONG@GTLA W .COM STEPHEN E. PAFFRATH, SBN 195932,

PAFFRA THS@GTLA W .COM 1201 "K" STREET, SUITE 100

SACRAMENTO, CALIFORNIA 95814 TELEPHONE: 916.442.1111

GIBSON, DUNN & CRUTCHER LLP THEODORE J. BOUTROUS JR., SBN 132099,

TBOUTROUS@GIBSONDUNN .COM JULIAN W. POON, SBN 219843,

JPOON@GIBSONDUNN .COM VANESSA C. ADRIANCE, SBN 247464,

VADRIANCE@GIBSONDUNN .COM 333 SOUTH GRAND A VENUE

LOS ANGELES, CA 90071-3197 TELEPHONE: 213.229.7000

ATTORNEYS FOR PLAINTIFFS AND RESPONDENTS ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND

PERSONAL INSURANCE FEDERATION OF CALIFORNIA

Page 2: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

No. S226529

IN THE SUPREME COURT OF CALIFORNIA

ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA,

Plaintiff.sand Respondents,

v.

DA VE JONES IN HIS CAPACITY AS COMMISSIONER OF THE CALIFORNIA DEPARTMENT OF INSURANCE,

Defendant and Appellant.

After A Decision By The Court Of Appeal Second Appellate District, Case No. B248622

Los Angeles County Superior Court Case No. BC463124 The Honorable Gregory W. Alarcon, Judge Presiding

ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA'S MOTION FOR JUDICIAL NOTICE IN SUPPORT OF THEIR

ANSWER BRIEF ON THE MERITS

GREENBERG TRAURIG, LLP GENE LIVINGSTON, SBN 44280,

LIVINGSTONG@GTLA W.COM STEPHEN E. PAFFRATH, SBN 195932,

PAFFRA THS@GTLA W .COM 1201 "K" STREET, SUITE 100

SACRAMENTO, CALIFORNIA 95814 TELEPHONE: 916.442.1111

GIBSON, DUNN & CRUTCHER LLP THEODORE J. BOUTROUS JR., SBN 132099,

TBOUTROUS@GIBSONDUNN .COM JULIAN W. POON, SBN 219843,

[email protected] VANESSA C. ADRIANCE, SBN 247464,

V ADRIANCE@GIBSONDUNN .COM 333 SOUTH GRAND A VENUE

LOS ANGELES, CA 90071-3197 TELEPHONE: 213.229.7000

ATTORNEYS FOR PLAINTIFFS AND RESPONDENTS ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND

PERSONAL INSURANCE FEDERATION OF CALIFORNIA

Page 3: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

MOTION FOR JUDICIAL NOTICE

Pursuant to Evidence Code section 451 and California Rules of

Court, rule 8.520(g), Respondents Association of California Insurance

Companies and Personal Insurance Federation of California

("Respondents"), respectfully request that this Court take judicial notice of

the following matters which are referenced in Respondents' Answer Brief

on the Merits and are relevant to the interpretation of Insurance Code

section 790.06, et seq., which is critical to the subject of this proceeding.

I. Legislative History

A. Assembly Bill No. 1353

(1) The Department of Finance, Enrolled Bill Report on

Assembly Bill No. 1353, October 8, 1971 (1971 Reg. Sess.), which is

attached as Exhibit A to the Declaration of Stephen E. Paffrath ("Paffrath

Declaration").

(2) The July 9, 1971 version of Assembly Bill 1353, reflecting

prior and amended versions of the Bill (1971 Reg. Sess.), which is attached

as Exhibit B to the Paffrath Declaration.

B. Senate Bill No. 1500

(3) The Senate Committee on Insurance, Analysis of Senate Bill

1500 (2000 Reg. Sess.) (April 26, 2000), which is attached as Exhibit C to

the Paffrath Declaration.

II. True Significance of Words

(4) The true significance of the English word "administer," as

defined in the American Heritage Dictionary, Second College Edition,

1982, which definition is attached as Exhibit D to the Paffrath Declaration.

The foregoing are appropriate subjects of judicial notice under the

California Rules of Court:

1

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( 1) The items are relevant to Respondent's arguments relating to

the interpretation of Insurance Code section 790.06 (Cal. Rules

of Court, rule 8.252(a)(2)(A));

(2) The items submitted with this motion are admissible

legislative history and evidence of the true significance of

English words (Cal. Rules of Court, rule 8.252(a)(2)(C); Evid.

Code§ 451);

(3) None of the items submitted with this motion relates to

proceedings occurring after the judgment that is the subject of

this appeal (Cal. Rules of Court, rule 8.252(a)(2)(D)); and

( 4) the items submitted were not presented to the trial court but

were presented to the Court of Appeal and judicial notice was

granted. (Cal. Rules of Court, rule 8.252(a)(2)(B).)

DATED: January 11, 2016

GIBSON, DUNN & CRUTCHER LLP THEODORE J. BOUTROUS JR., SBN 132099 JULIAN W. POON, SBN 219843 VANESSA C. ADRIANCE, SBN 247464

2

GREENBERG TRAURIG, LLP GENE LIVINGSTON, SBN 44280 STEPHENE. PAFFRATH, SBN 195932

By:L~(c~1J oeneLVil1iston 7

Attorneys for Plaintiffs-Respondents ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES and PERSONAL INSURANCE FEDERATION OF CALIFORNIA

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TABLE OF CONTENTS

MEMORANDUM OF POINTS AND AUTHORITIES ..................... .1

I. INTRODUCTION .......................................................... 1

II. ARGUMENT ............................................................... 1

A. ITEMS 1-3 ARE PROPERLY NOTICED DOCUMENTATION OF RELEVANT LEGISLATIVE HISTORY ...................................... .1

B. ITEM 4 IS PROPERLY NOTICED AS INDICIA OF THE TRUE MEANING OF THE ENGLISH WORD "ADMINISTER." .................... 2

CONCLUSION ..................................................................... 3

DECLARATION OF STEPHEN E. PAFFRATH ............................. .4

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TABLE OF AUTHORITIES

Page(s)

Cases

Campbell v. Regents of University of California (2005) 35 Cal.4th 311, 330-331 ............................................................... 1

Golden Security Thrift & Loan Assn. v. First American Title Inc. Co. (1997) 53 Cal.App.4th 250, 256 .............................................................. 2

Statutes

Evid. Code § 451 ........................................................................................... 2

Evid. Code § 452 ........................................................................................... 1

Insurance Code§ 790.06 ........................................................................... 1, 2

Other Authorities

Rule 8.252(a), California Rules of Court ...................................................... 1

Rule 8.520(g), California Rules of Court ...................................................... 1

11

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MEMORANDUM OF POINTS AND AUTHORITIES

I. INTRODUCTION

Pursuant to Rule 8.252(a), and Rule 8.520(g) of the California Rules

of Court, Plaintiffs and Respondents Association of California Insurance

Companies and Personal Insurance Federation of California

("Respondents"), through their attorney of record, request that the Court

take judicial notice of the following matters in support of Respondents'

Answer Brief on the Merits:

1. ·The Enrolled Report of the Department of Finance on

Assembly Bill No. 1353 (1971 Reg. Sess.) (October 8, 1971).

2. The July 9, 1971 version of Assembly Bill 1353, reflecting

prior and amended versions of the Bill (1971 Reg. Sess.).

3. The Bill Analysis of Senate Bill 1500 in the Senate

Committee on Insurance (2000 Reg. Sess.) (April 26, 2000).

4. The true significance of the English word "administer," as

defined in the American Heritage Dictionary.

Respondents request that this Court take judicial notice of items 1

through 4 in order to aid the Court in its interpretation of Insurance Code

section 790.06. Although not offered in the trial court, these items were all

granted judicial notice in the Court of Appeal.

II. ARGUMENT

A. ITEMS 1-3 ARE PROPERLY NOTICED

DOCUMENTATION OF RELEVANT LEGISLATIVE

HISTORY.

The Court may take judicial notice of "[o]fficial acts of the

legislative, executive, and judicial departments of the United States or of

any state .... " (Evid. Code§ 452, subd. (c).) This includes the legislative

history of a bill, such as committee reports and versions of the legislation.

(See Campbell v. Regents of University of California (2005) 35 Cal.4th

1

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311, 3 3 0-3 31 (considering the prior versions and committee reports related

to a bill).)

The enrolled report of the Finance Department to the Governor on

Assembly Bill 1531 (Item 1) and the Assembly Amendment to the bill

(Item 2) are relevant to the issues because they demonstrate the

Legislature's intent to limit the role ofthe·Commissioner.

Further, the Senate analysis of Senate Bill 1500 in the 2000

legiSlative session (Item 3) is relevant to the issues because it demonstrates

the Legislature's continued intent to limit the role of the Commissioner.

B. ITEM 4 IS PROPERLY NOTICED AS IND I CIA OF

THE TRUE MEANING OF THE ENGLISH WORD

"ADMINISTER."

The Court may take judicial notice of"[ t ]he true significance of all

English words and phrases .... " (Evid. Code§ 451, subd. (e).) Dictionary

definitions are "the best arbiter of the ordinary and popular meaning, i.e.,

'[t]he true signification' of the word." Golden Security Thrift & Loan Assn.

v. First American Title Inc. Co. (1997) 53 Cal.App.4th 250, 256.

Here, the meaning of "administer" is relevant to the issues on appeal

as it illustrates the Legislature's intent to limit the Commissioner's

authority. A prior version of the Assembly Bill used the term "implement,"

but the Legislature amended the bill, removing "implement" in favor of

"administer." The definition of "administer" elucidates the intent behind

this amendment.

II

II

II

II

II

II

2

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CONCLUSION

For the reasons above, Respondents respectfully request that the

Court grant its Motion for Judicial Notice in Support of Respondents'

Answer Brief on the Merits.

DATED: January 11, 2016

GIBSON, DUNN & CRUTCHER LLP THEODORE J. BOUTROUS JR., SBN 132099 JULIAN W. POON, SBN 219843 VANESSA C. ADRIANCE, SBN 24 7 464

3

Respectfully submitted,

GREENBERG TRAURIG, LLP GENE LIVINGSTON, SBN 44280 STEPHEN E. PAFFRATH, SBN 195932

By: h~(s,,f ! Geneuvngst<;n I

Attorneys for Plaintiffs-Respondents ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES and PERSONAL INSURANCE FEDERATION OF CALIFORNIA

Page 10: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

DECLARATION OF STEPHEN E. PAFFRATH

I, Stephen E. Paffrath, declare:

1. I am an attorney with Greenberg Traurig, LLP, attorneys of

record for Plaintiffs and Respondents ASSOCIATION OF CALIFORNIA

INSURANCE COMPANIES and PERSONAL INSURANCE

FEDERATION OF CALIFORNIA. I have personal knowledge of the facts

stated in this Declaration and, if called as a witness, could and would testify

competently to those facts.

2. The document attached hereto as Exhibit A is a true and

correct copy of the Enrolled Report of the Department of Finance on

Assembly Bill No. 1353, dated October 8, 1971 (1971 Reg. Sess.), located

in the Governor's 1971 Chaptered Bill File.

3. The document attached hereto as Exhibit B is a true and

correct copy of the July 9, 1971 version of Assembly Bill 1353, reflecting

prior and amended versions of the Bill (1971 Reg. Sess.).

4. The document attached hereto as Exhibit C is a true and

correct copy of the Bill Analysis of Senate Bill 1500 in the Senate

Committee on Insurance, 2000 Regular Session.

5. The document attached hereto as Exhibit D is a true and

correct copy of the definition of "administer" as it is defined and appears in

the American Heritage Dictionary, Second College Edition, 1982.

I declare under penalty of perjury under the laws of the State of

California that the foregoing is true and correct and that this declaration

was executed on this LL th day of January 2016 in Sacramento, California.

4

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EXHIBIT A

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\:::=:=-'. ;; . suJJECTl

Authot'izes lnsurnnc.e Commissioner to promulgate 1~\les and. ragulat:t.onn to administer proviaions relating to unfair practi.ces of insurers,;

!!ISXORY, SPONSORSHIP AND :Rl::LATED BILLS :

Sponsored by Department: of Inaurance (B71--l74).

tNAt.YSlS

1, Specific Findings:

.•

Tbe insurance code sections whi.ch define unfn·fW! trade practices• which includes misleading advert.ising, are .rather broad and .!mbject to considerab1e interpretation.

'.L'his. bill autborizes the Insurance Cotmiissione:r to promulgate -reasonable rulen and re., gulations 4cessary to admini$ter the provisions of the existing law.

Fiscal Effect

One tfrne ~1,.SOO hearing coats.

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EXHIBITB

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l St:cTmN l. Section 790.10 i~ addedt6 the I1ieuranco OOdo; 2 to l'Clld:

3 · 700.10. 'fhe conniliH6ioncr nhnll,.li·oin tlincto. time M ton. 4 dlt\omi wnrrnut; 11ftor notfoo l\Jld p11bllc lu~iirinq, promulgato 5 reosmwble n1lc11 mHI l'el(ntnilono, nml nmi!1id111c11tn and uddl. 6 tlons th<>r~to, n~. :u•e 11ec11N!ltll'.Y to tint~ 11ittniililfl»' thiff 7 nrticle.

0

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EXHIBITC

Page 16: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

SB 1500 Senate 'Bill - Bill Analysis

Nf~WA't"t~ CO:.¥.M1'i"f'f~!~ ON 1NSUHANC~~

Senator: ~fn...:-kis;i Sp(f.\.P.r, Ch.a;ir

Hea.rinlf Date: 1\pi::·U. 26,

1n.ocaJ. ~ Urgency: No

Yea

·----- 'l'h.1.i.~ h.tll "'!<'1.Ui.tt<!'i ar. rnsur1.11H::-.;; t.:0nvd.ssior.1cn:'s "<Yn..it.~t" to .;<)how caus:e'1 tu .sp~ci:!y th~ X~i'SsCn why tht.~ tfl!d:hod of ;;omµ1..tU ti on in unt1Ji:r or t.he -Act i"ll. nnfai~: or.· ~focfJptive.

l. l>rl~\1'ides that whenever the lnsm:ance Com;r,is~\jotH!:J: t1l\S .rth\50!l t.c. b€"li.av~ o plHson ti:mrnactimJ iri~nJ.rM1<:t.~ thn·g1i.ges ln an unfili.t ()r dec~p~iVt~ practice th.ot is hOt de~ined by a -s~;.;.~U.m) et .i..<'lw (In~. Cude 7.90.03j_, the Comr;li~3Si<:iner t~eiy .\~sue r.rnd ~t>~:vu upo'r"1 thdt pm-~H.m ,'Jn order ~:o £how <:>!<Use.

2. r<equi1:t.~s the C<1.l'tWissione::·~9· 9rder. UJ show cause to· cont_,1ln a st~tem~nt of. the me_tht.1<.:b, u.ct.s or ·J:i.tactices al.le:.g.ted to bf!! m~f.a.tr ot dt~ci:i.pt:tVt>: <M~d· ~" notice- ol' the t"iroc ~nd !:i_lilCt'! ~>f ~Jte hearinq Ol) the ttl'.'Jtte.t. 'rhe p1.n:post~ ot ti-)e· hend.ng is t.o <l.eterm:l.ne •···ti:ethf.'.l'. the

_____ }.

~l l~g~d 1netho4s 1 at:;ts or pfi).C\:li:lH> iih~uhl be dfic:l.dn~d t . .;:i be 'Jnl';::.ir o~ deceptive,

l\othcriu·,':1 the (.'01;J.tt1is:0-J01HH: to t>:l<i!itnlne r.'l:nd inves:U . .gate- the -0f.!1J~rs of v.'<.Jt>:rY per:gon (';ngJ.t.qad in th(.~ butJ.in~ss ct !n;<JUrllrH,':~ to ,1t!t.ermlnc .ti'. t.h~ person hlin enqagf.~d .~n .. any un"fai.t PV!ttn.1d. r.;f comp:a~.i.ttori >:>i:· u.n un!ilir or deceptive a .. -:-1:.~ <l'Jthe.r. .Sf.'f!Clf.lc11ll.Y defined i!)

law ol· olbt;r.Wi.se d~ten"<lined in n~co.tdance with law,

This bi.ll .::equi?:'.!:13 the lns1u:-1w.'-;.e t:c-n:r11.is1,3:foner's ox:der to ·s·ht;~;-··;;.:-~~;;:Se .. to !!pec1fy th~ 1:eascn why the ructhod of ,-;or..1peU.t.:ton "i::.; !m.falr or the 1rc:t Ol' pn:H:.:tit:e iu un(;;i1 QI:

l. ,,~~Ui.~~.b.!L..k:LLL. t:w µuq:K}Se .. ">t thls bill t:i-;·t;."> u:qu.i re f:.h(~ Ocp~n:mont of. ln.s:ur.:HH.';C: to c>\p.L'Ltn Wlly ~

pr.sct:ice or ~·11.::t is !:;<.>li<!-Vlf..!d. to b~ Old..l:'.~: (;?'" dscl'..:ptlVt':..

ly B~H::kgr.nvnq_ ~ Pnun.mt l.;.w d1afir.=tw a s~t: o! unf~d.r methc<...tt. or 60:mpo:t1 ti an· and un!:-o1r etld decept1V(! ~cts ~:r practices in the bi.:;~Jirte!i<..\: o:f intrnr~n<:::~ {Section 190.03 ~}·J; qie- .r~~;ur.anoe f.'.{)de.), Tht-~~e. act5

include making f.a~se 1.'):t m·islmodinQ s~atmments, ~nt~.d.01 intt; no "'qte{':'rnent t.o cn!Tlm.\ t. c.oerc:ion <.H .lr:timidtitJ.on to un:rm.asonably :re.strain or mooopoli M?! t~he

b=Jsin.~H.\S of .in~u:r:ar1Cl! 1 wiH·fully omitUng .J1 ?!Hlt(.tl'.ili.1 fiH.-:t lri the- hoo"ks of th~ .insurer, or corn.mitt.ln-;i- 1.ir\fiti.t' CL)i.l!'ls &{"1\'.tlement: practi(.~eb', A.HY pei:son 1.,1hl) -tr1qa~1~!'t ln th(!se d~·!'in~d set ot 1:.mU1l.r pi:acticc!i i~ j i.abl<!J fer. i; eJ.vl1 p~;<hLity n~~i:. to 1.•X<.'0{.~d ~~10,0t)O pe:r v.lo-l~tion if U:e act ts 'i-JilJ.tul.

i'his bill tJd<.b:f;'.~rnl"..!S the i.\Uthor.·it.y <.>f tlw !n.5Ul'.<rnce Co1N!ii~;l~icn<3t. whi:tn ttoe (r1mn1..!.s!.ti..(,."l!1t~r ll>'Jt> r&as<~n tu trn.U.~Vff hn ~mtu1r Qt" d~cepU.vn pr.)ct.i.ce h.b.::': ~•cclH::ed that i~ not one: spt!.1::.i f.1.cai.J.y d.\":.fi.nnd in Jnsu:.:mo.~ \-:od'r 5ection i9o .. o:r. ln that inst>:'!ncr;:~ the C!:;Hnmissicnor m~'Y .l.$:5'.l~ vri or.dei: tu 1:1.how ~;,rn5e (1pon a fH.:t'~iDn an<j shul.1 cuntw.ir: <t ~taLt<;;11frnt of Ui~ <.:cts oi prac:Uces ~1h~g(~d to btt. ;.m.fa.1i.· r.,;r d.-ec~(]ptivt~, 'i'h>.>!.l: nothJe n:.ust a.lso note- the: U.ml?. and p.l.-'f."C !or n h~H:trl.ng to .dl'.:l'.t':l·mirm ~hel'hcr tht: .tJl.\.o-ged ~cts or pnJctices. s.houl.d Ce di.~r.:1ac:1'?d. un·rair· ot: dt~Ci.;;pti.VO-,

Page 1 of2

flrt,l, A!l.%YSTS

http://www.leginfo.ca.gov/pub/99-00/bill/sen/sb __ l 45 l-1500/sb .. 1500 __ cfa .. 20000425 ~1619,.. 2/25/2014

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SB 1500 Senate Bill - Bill Analysis

>- lli2M.-'ll.!Lfil~i' AA t.anilllJ\\SJLJl~.ll'l r1a,J1'.Y!mtl T}~e· bill rotjuite.~ ti)e r.itder to shOW c;.Stis0 to specify the re1J.:&1:1n why tht.,· ·method ~t comp·et"1t:ion .{s un·ta·.u: or t.h-0 act Qr practice is \).nfai.r or decopti.ve. Ho1-1eve.r1 under p.reaent. law, t::hia orde;:r, to show c.:1Jutre 18: nent to· a per~cm whtm t)H? (;QmJili.s.tt.ioni):.r lrnll "~e;1~on t·o balhrve" that the pera.011 anqaged in a nmt)1ot1", IH-;t.. or practic~

that is unt.ui.r or dt>:cepti:vft. Thus, an ord:lflr to ~hl.1W c;,1u;;rn does not mean that a final determin~tion has been made.

rn Ol'·d~r. t:ti ~ake t~e bill. co.nsi·sttt:nt wit.h e;xi.$t1nq l.aw,, shi::11.1ld a .::t .. .,rifyirr.;, i'm.14.mdmurit. be· m<.ide f.h<iot. t.h~ or91'fF rnutst :specify the r<!ason why the met.hod ot co;r.pst1.t.ion is bt!:1leved to ~ unfair 01· the llCt 01· µ?:actiC1.~ lS belieV4!d to ·bm u"fah: n.r deo.~PUwi"t Alte.rriilt:iv~iYt the amendment could read T•aJ.leged to be" unfair or d.eceptlve.

-l. ....&.1:!J?N.a:i·.. • Me:r<.~ury !nsllr-anc~ Gn,up st.atc-.s th~re .aro i nst-ances Whi!Jr<!: an ·cn:rier. ~·.o sho\o/ G<W!H? ~ 11 1.H..'n~: t~ut. there- is lntrnt'f-ic.l.ent info.r:~at.ion p.t·ovlde.d for. the basis of the q.rth.~r_, M~n:c1.>ry points t<> a cas(! where- a d-e_p.ai-.tmental auditor: saw nu!MJ't'QlH> pit~ces ct i;on·(?spood~ncc 1,letween an h:tmr.IUH.~e company and 8

clairoant 1 and. in c\l1· but (m\1 ploeo of. cor.respondonce. t.he adjust.er cor"rectly id~ntifil.':d_ .the inetix·1.1:nc.e ccm:panyts name. HowcV<!t, due: to tht': one {i:r-rcr, the insu:nwce company "'.cm fined ~10..-000,

--------------·-- P0!).11],Q\l~

~-~---··~·-·-~~ ----- Kercury Io.SU);ance (;.l'<H;µ

ormo&t'l NQnc r.-e~;igived.

Cc>rH.Hilta:nt i

..

Page 2 of2

http://www.leginfo.ca.gov/pub/99-00/bill/sen/sb.J45J-1500/sb _ 1500 ___ cfa __ 20000425 _1619... 2/25/2014

Page 18: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

EXHIBITD

Page 19: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

,,· •19

: tion.otc;ycl!c AMP loom_ ATP; [ADEN(lNB) + -n + ·ATE' :+ CYet-. .+ •Mi.) . . a-depl·(~l') adj, Highly sl<illed or ~r<>ficii;nL ,,,,,.n, (id'·

, •q.1'). A highly skilled ptrM>n; eli:pert. [Lat. ad<ptWJ,. p,part, l tft,, u_dlptsd,. lo ,airlvc -ai.] _. • ..i.,.ny. aifv_, """'. •'<Hl13l'neaa h. ,

~ .. u111e_ <_Aldd'.l'.l_··k.wft) riil;._1_ ... Able to sail .. ·s. _fY_."• req.· .. ill~nt. :. ! suitable, . 2. ~ly utWacfui'y (>t :sufficient; (Lat •. iu14•qllll-, tu.r,.p.part; of adae~, weqiialiiio :lid·;to.+a..~,,. to

!Ullkc\>lual <a•qtnu; "'lual.J -ad'e,qua'C)' (·kwO-S!}, 8d'e• qua1<1-nna 11, ~.-qu-ly.IU/li,. . · · , · . ·

1' 't14'i,jx (ll' d<e'} citt'·. Of or in'iolviilg twci lndMduaJ.t; esp, · w!i# oh pnvatc or intimate natuie, ~;. Privatd)'willi

qnly two jridivi,du~,inV!>lveci: dining a. dir;x, [Fr.) · . . : .ad-here (id•l!!t') lnir. \i, >MN<!, -1\el"lftQ, -hero,· 1.:To- stick ' :fl!St or ti>sc;the; liy ofu If 1:/y ~- siictiori, or .tiemg \ lllued., 2; 'fo "ti doyotlid aS • tol10Wci: or ,tlPporter. 3. 'fo :···follow<:!Osdy;'liair)i,O<itwithbu.t.dcviation: .aillitn t<i a plan.

[Fr. lti/JWtr <Late ·adhatnie,;.-i.o .tick to : ad-, to + hatnn,. tO •tidi.J· • .

· ad-heHI"'*. (ld'l)li:'"ns) n. _ 1. The pr«,w or condition of idhcriµg. 2; FaltltfiJI attachriierit· dc:Vohon. . ·

ad•hef'en_ .t. (l!i·hl. r' __ .. on1_>. ·D!fj .. '.. d_i ti. _clciri_._'' .. or !\old_. in.• g Cast. :2. Bot •. Growing ·or fused. t~:. adnate. --11. A sup­poricr, ... or ii cause or indh>i.uuAI. ;.;...:i~erent-ly lidY.

adihe-slo;i (ilcMft'wn) n. 1, 'The act or stil10 of ildltcring. 2. Attachment·or dev0t1on: I.or.atty; 3. Amnt or.agreement.

· 4. A c<indiiion in whl~ bodily liuues lliat arc normally !CPJ!rali are joiri<d to8elhiir. 5. Thc·phy~fcalattracti'1n or jomlng of two iubitances Up, the macroscopJeally observ· ·ab!O il11rae1fon of di.Si. subitances. ~. A· fibrous band ·holdinpogether riOriiiiilly separ11te anatomical struc1urei,

: .·7. Tlie paiholOgical iipgition of dissimilar bOdy m;ilcriaJs "-.to a vi*1'al autfACe'due to lnllaJ:iunalioll or lialima; {Ft. i '41tl!ihlon <.Lal. adhau/o < adhaerere, to adh.,...,,] '_iid-he-sl•o-io•m_ }i(ld;li~z&.6i'~m!. >_JI.; pl • .... tea. The suigi· ' ·mi dMifon of. i><!liCslons. · · !~d·hil-<ilve CilM1i'.slv; ,:il'v) ,;t/j.1; 'fending 10 adhct:'l; slicfy. f •f:.Ouinmed so as to· adhcr~ .,..,., /\n adhesive subst'a.nee; -.ffsuch'_i1s, paste or cemeill • .;_Ml-,,.. .. _,, adv. "-ad~'shi ..

n. . va· ta. pe n. ~ UlpC lined on_on.· c •. Ide. with. a1>ad. hesive; c (l\i Mk', hOI<') acff.-. & adv. For a sPecific ·purpose,

or situatlill>:."" ad hoc. i:Ommit1e •. {Lat, to thiS;j · -t.•nilm (ld hllm';.mm') adj. cl ,,,:1,., .To the. mart;

i toc • pel'$()rial · interli$u, piejildl~e.,. ot emotions · to :reascm: .an od Mttilnmi argwnmt. {.Late)

(ld~o-bAt'lk, I'd!;~) a4f, Of; .pCrlainiog 10, ·or m-etsiblc lhennOdynainic,Pto<:csuxccu1ed at

crcj>y; l~y. <*)urriJlg Will)oul gain-or ''™ or k. adiafiatos, ililil1LSsrible : a-. not + di~o.r. pu$S­a. through + futo.r, pwable < balntlir, ~o go):J -Vat'.l·caMy adv.

{><lydb', >HliRI} int~d .. Good· by; J11tcwcll. -n., pl. ;. ol" il•dt1tt,1i( (~y&>z:', ",cl&>z.'). A fa!twetL{ME <

a di~U. (I eonunerid you) to Ood : a; 10 .(< Lat,· ad) + OOd < LAI; 'd~.J . . .

-ll•nMuili .(lei. iri'!~nl't"m} adj. d\ adv, To infinity; I .end: Jimitlcsg, {Ui.J · m-(ld fn't0Mm1)'..q/. & a<b. ln the .meantime:

white;. (U.1.1 '. • (Ad~-6s', ll'd!') lnttrJ. Oood·by;farcwell. fSp. aJros : (< t.111; ad)+' 1:>101, Ood < Ut. din# I

ero (ld'~pll,ili') it; A brown,· fatty, wnxlike sub· t _lonni _on dead '1lliJnal tissue. in respomc to

(ADIPO{se).. + Lat. tt1•a. w~.J '•·¢s'> a4J. Ot ofrdated to animal ta1; rauy.

efat found In adijime tlS$1lo; INLat. adf P"""'' < Wit. , lard.J-*<l'I.,... ... ,,...; acl'l'i><>a'My ('pO.'I·a) n. ·•e llssue ii, Coimociive tisliue in Ike. body th~• c(m· :stored cellular fat. td'It) 11. Aiulrii<>sthorizoiltal eno·ancc. to a mine. [Lat. · IXCU < adire, to approach f ad·; toward + lrt; to

cy (>Jil!son. ·st!) 11., pl ·cl••~ 1 •. The __ sll)tc of bci. 'itg con 'ty. 2. A thing thal is adjac:em.

t) adj, 1.. Close.10; lying ·n.ear. 2. Next to; < Lat. iu(/OUIU, pr.part. or a4Jaelre, to lie

-, nw.to. +fodre, io lie.) -.ed•Ja'eenNy adv. angle-.n.. Ether: of tV;o,l\llgleJ having ·a common a· <:Ommon veil.X: ·al (lj'll<Af'vol) ii4J, Of; perWniug to, or function· . ad' eclive. -ad'jao-tl'VaMy aJ.J •.

} n. 1 • .Gram. Any of a class of words oun or olh<T •ubstantive by limiting,

g. 2. Linf.. Any of 1t 1orm class distin~ · liologie;illy by •one or severa.1 suf·

0$, ..,i', and ~t, or syntactically by.position :sentence; as whi11 in ·a while. ho_w;e. 3; A d.,.

tdinato. [MB< OFr. adJ•<'if'< La.1; ad}l'Cti· to add to : "4-. tO · + jacert, to throw.]

adv. . pronoi.m ii. (from, .A pronbun actli\$ 8' ·an adjee•

whiCh in.which dictiorwrlts7 or hlmst/f m-Jle hlmsef/

<•iciio') " •Jolnec;I, --Jol"'.lng, ·jciln•. ~r. 1. To be be contlguou. lo. 2. To·altacli to;. unite. -lntr. To

adept\ administer

be conli(!uoµs. [ME ajoine11 < Orr. a}oimh'• < Lat. tu!JW.· .gf!rc, to Join to : ad-. to + junB!rt.. to join.)

ad•joln•lng (o-joi'nJng) aql; Ne1ghborlng; contiguou.•: next 10; . ..

Ad•joum (~jOm') "• -Jou~; ·Joum>lni;i, "Journ•, .,..tr. To .Uspcnd ·until'~ -later.stated time, -lntr; 1; To,suspcnd pro· cetdings to :ailothcr tiinc ()' place; 2.br/armal, To move from one.place 10 another; Dt/f.ourned 10 the living /¥Hml .[ME .o/"""rnm < Oflr. qta11nw: a, t9 (< ~•t .. ad) + Jaui, day < Late d1""1Wtl.) "':-ad•Joum•menf n. · . : · · ,

ad'.Ju.dge(,.·Jllj') '.'.''• ··.Jud9•d.-IU<I. _11"1"9 .• _·Juci~·ea. 1; 'fo-dc-tirliline-.or decide byjudii;iul piOc:tidurc; adjudicate. 2. To ord<:r jUdic;ially; riJlo. 3; Tcfawittd. (damages, for cxanipl~) by law. 4;_To rewd; COD$ider,' or deem. {ME ajugel'I < OFr. ajuger <.Lat.: adjutJlr;ar~; ..,... • .., ADJ\JDICATB.)

.ad•Ju~l-cate ("". j<Xt. dr·Ut. '>_·tr.,_•. -•".6!11·,cat·li>IJ_. ._-Iii• ... To hear and settle (a case) by judicial. proudure .. 11.a1. iu(ludi· r:ar,_ iu(ludiciJI', 1_0-.aw111_ d 10 (judicially) : ad-, t(J +Jud/car~ tojudge <Jud.ex. J_u. dg ... o.) --&<11u'dl_..,.,uon.11. -"ed•}u'dl.•ca'• 11..i adj, .;..,,o.)l;'dl•ca'tor n,.

ad·Ji.mct (6,J'illigkt') ,.; 1, Something aitiiched _10 another thing but in a cf•l?•ndent or subordi11<1te position. 2; A per· son· associated wnh a:nother _in some duty or scrYiee m a iubordinate Ot auxiliary eap"c;it)', 3; A WO!'d or WO\dS added in ot<ltt t(Jcl•rily, qua)i!y, or m~lfy other words. 4. Logk A noncsscntllll atttibute of a thing. -iiqj. ~. Added ?' conritc1ed in uubotdi11ato or auxiliary caj;>ac· 11y: a11 ad;unc/'Cl11uu. 2. A_lla!'hed.to a faculty or.stafhn a tcm?orory ot aUJdliary .c:ipaci(y. (1..111. a4i1U1<tum < atijunc· "'" p.part. of .(lif/ungm, tojoin to .. "'."see ADJOIN.) -ad· Jun!>'tlon ("·jun~'sha) _n. -,ad•JunC'tl•e adj.

ad•JU•m•tlon.· (llj <>-ril'shon) n., An. earnest or :!Olemn appeal. "'-ad•JllJ'!l'to'..Y. (•·j<lbr'""t{)r'C; ·IOl"'C) adj'

ad•Jui:o (>'joor') tr.•· clu_rod •. 'JU,r:lng, .'Jure•. 1; To command or cnJo. In_·'°. lemnl ... 1y. ~ und_er. oath. i2• To appc<ll to or entreat earnestly. (ME olfjUren <-.Lal. "4iurart1. IO swear to tad·, 10 +jur<Ji'e, to &wear.J-·J<,i!'.,., ad·Ju•ror n, .

ad•juat (~·jilst') v. -jua~d. •Ju.•t'"1ci. -iu-,ts. .,..tr. ·1. To 'chailgc si> as 10.·match. of.fit:· cause to correspond. 2. To bring into proper relationship: 3. To adaptor cOnforru, as fo n_'. c_w_co .. n. ditio.ris: wt.11. bl~ to aq/u.rUh•. "'1!1•.uJo .. th __ ~ir:tm_._•I· ronmi!nL 4 ... To make :accurate by. regulauon:. 5, 'fo· dcade ho_w much ls to be paid on (ail 'insurancc.ctalm). fl. To cor· rioct (the range and direction or a gun) bl .firing. ~1ntr. 1'o adap1 oneself; become M1ed or fit; confomi. (Qbs.::Fr. ad. JWit•i<OFi.q/ost~r :LaL ad, .to+ l.&t.jmeta. ilear,j .-8d· Juol'a'bl•:n'<'!f, '""'.Ad'.Juaea:bly tid•. ,,...ad-juat'lir, .ed•Ju•'."?r .n. lid•just-me.nl (O-Jilst'm:>nl} n. 1_,. a.-TI1e act' of making !11 pr conformable. b; Th• condition· of ·being·. iuljusted.' 2..A means for 8.djultinj:; 3.1'be 8citlcinci\t of a debt oi clalin. .4. A mOdiiicadoi).or c<i.iucll.on: ·an dd;iuimenton a bilt .

ad•ju-tant (lll'~tonl) ·11. 1,.A •tafCoflicer who help• a' com· · 11111Ddirig officer willi adruinutrutive affairs. 2. An assistli.nl.

3, The: marabotl:JLat. od,Jumns, odllitiJ,nl·. pr.pan. or ad,JU.· 'tar<'; freq.' (!f adjfnar., _to help : aJ.; to + fuvar., to hdp.J ....-Ju•tarl'C)'·(,tim·se)'n, ·

ad)utonl general n~. p/.:adjutanta g<>nuiit, 1. Ari adjutant of a .lirut.h&ving • generul sto!f .. 2. An offleer iii charge or the

·National Guard of one of'lhc statt3 of tlic United. States. 3. AdJolant _Ge.)eral. Tl\c Chief adriiiriistrittivci Ortieer, a major gcileral.-of thio U.S. Army.. .

adfutant stork 1t The marabou. lld·Ju.,,11rit <•r~v:.nt) · n. 1: J\ phannAcologic'!l · ngent 11<l~cd

to a .drug·•? 10crease or md 1.1s clfcc:t; 2 .. An rrnmunological agen\ that. mcreascs the anugenic response. (Lat. adjuvims, a4fli<iant·, p·r.part. of adj1NaF~ to help. -see Alt>.]

Ad•le'l'l•an (!d-ltr'!-:m) adj. or or relating .to a psychological school holding that behavior arises in •ubcon!lcious efforts t~. Comp:en~ate "for lnf~ori~y or deficiency and .tha• neurosis rcsut~· ·rrom oveicompeniation. [Afkr Alfred Adler (IS70-1937).J · ·

ad .llb·.(id lib') adv . .. Jn an unres_tr_ ain_cd manner; freely; spon· taneou.ly, jShort·for Al> uarrou;)

ad~llb (lld'~tb'), lnf""1!a/, -•. '41bbod, ·llb•blng., ..irb!. -.tr. To lmprovisc·and debvcr CKtcmporancously • .,-mrr •. ro im· provlsc, ·as a speech; cxtcniponte. -n. Word5. mu.le, or actions ad-libbed, ·"'."a4f· ·Spoken or performed spontanc· ouslx. -ad;Hb'be• n, .

ad Jlb•l-tum. (!d lib'I't"ru) adj. Miu. Performed willi Cree· dom, Used""' .a direction. (LaL tUJ. .to + llbl11im. plea•ure.l

ad•man (Ad'rullri') n, Informal. A person employed in"th• advertising bwln•'SS• · . " .

ad'lneau.1re (Ad,riiC..h'or) ''·'· ·u~ cu,.lng •• u,..... To di.­vidti and distribute_ proportiomtlly;- apportion.[ME amesu· ren < OFr . .. Dl!ttSu.ret: : a..··· l~ ·(< Lat~ :·qt/) + ·'!1.t.ture_r; to m<:Mure.) -ad•mea1-'ure-.~•nl:n. -:...ad·m~a~'ur...w '-'•

Ad·m6'tus {Ad•m!'faS) 11, Gk Myth. A klng or The>saly and hu.band of_Alce11io.,{Lat.·< Gk. Admit,,..,) . .

ad•mln•la•tor (Ad·mln'l-Sl•r) •. -tered, -te"'.lng, -ters. ,,_,;., 1. To !)ave ch•r•e of; numuge. 2. .a.To give or. apply in a fotm~l.way: administer the last rl1e,, b •. To apply as a rem· ed>': administ1:r. a·t~4atfvt. 3. ~o r.ne~e:oui: dispCn~.: (!dmin· tsier JUstict •. . 4. To manage. or dispose -of (a; trusr or ""taie) under.a will or an orticial appointnienl s. To impose, o'ffer, ortcnder. (an·oath;-lor example}• '-'-intt . . 1. To manage a• an administrator. 2, To minister: adml>1isrer/11g to their f!llery

adjacant angle AOB and BOC are

adja<icnt an1le•

f<iarl uaua~/ili.Sliip, d;°ib/ ttiehti th thin, pathith du., bathe/ O cut/ Or urgc/vvalvc/ ~with/ y yc.•/z zebra, si:r.e I I nbout, ilam; edible, gallop, circus'"' Fr. Celi, Gtr. sclilln I a Fr, tu. .Gtr. Uber I KH Ger. ich, Seer. locl1/· N Fr. bon_,

Page 20: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

ad ml nlstrate /adrenal. gland sq

adobe 16th'(:~ry chur<:h

ncv Albtiquerque, New MeXlco

plctuUre. [ME admlnlstrc11 < OFr .. adm/nistrer < Lat .. ·odml· nfa·tif:IN·:. ad... tQ ·,* .~lnt:~rare. to mariage.). -ad~mfn'laAra• blo '1'lj. ~1n1w•n1 o<ff •.. & n. .

ad•mln'la•trit.t& .. (ld·min1·•ti"4t') tr.v. •lrat'MI. ·tr•M!';. ·tr•te•.'1'o :administer.. . . .

acl'mln-14'1i'a.tlon (Ad'.Jnln'l·•lrli'shon) "· 1. The manage. n>ent of.aft~ 2. 'Th<; activity .of Ii. sovereign• staie.in .the exen:!se· of -tts -.powers.<>< .duues, .. 3.'0!tcn J!dmlnlstrauo.n; T1ie.j>er110111 oolleCtiV!'IY who make. up iM dieeuiiY:C:. brancli. ·

. of a government. 4<' Jhe:Wana:gen\ellt of an insii1ilii0n,.put>­lic orprivar,e; 6. ,ne. ""1l! of Offu>e ot an ex~dvc otnccr-or bOdy; •• ·I.aW.· The; ~cni and disposal ot a. trust.or e.statc. ;7. Tile ·wpc.jJU.., aPPIYin& <l' . tendering .of. some' tbiilg; suCh ~ ilil. oalh; Sl\cfa!llel\I, or me4icilic. ...,.i:i<l..nln~•'.· lrli'Uve· (~trl'1Iv,·-i1~) a<!J. ~·m1n1s-.~1..-1y .adv.

ad'.ftiln-la•trij•tor (Ad·min'i·Slrli'tor) n. 1. Ono who-.adm!nJs.. 1e~. ~j). bu$illl'iss. Of publ,ic llffilirs: execullve. 2. A' pOr.on app0111tod to adilliruster an estate.

ad•inl'ni-ble; (i4'in~r;a·bol~ a4J, ~erving admiration; ex· ccllt;nt. ·-'ad'rril•ra'bkr11 .. • n. -;ad'ml'nl'l>ly: adv. ad•111l•ral·(lld'm~r.Q]) n. .1.The commaJider in chief <:>f 11 .navy or neet:<;l. An Adiniial of.~ J'lce1; 3. ln 1he;U.S; Navy; U.S~ Cc;iasi Quilrd, _and Royal:<::41ladlan Navy: a'. An offi~. o!. tbc. l\exl'lc>'lhe-,higllest raiilt:. ,b;A_ re11.r,adnural, c. ,Ai:vlce adn\l:tnl; 4.,ThC sbjp ~ilg iin 11dmirill; ~p; 6. Clt,iefly lJrit. The head of a fWuni;.nce1. 6. AiIY of vanow briglnl}'. eo!Ortd.. b. utiertl.. . ies.of the. se .. ner,· .a LJmml_ru.i, and Va.··

· ne.uo. (ME omirOJ.· < (Yflr.' <. Ar. 'amrr tff., c0nunanden>f.} Admiral of lhe.Fle;et n. Tb_e highest rank u\lhe U.S. Navy

and ltoyal Ciuiadian Navy, cquival~nt.to Gencr.slof 1he Army or field mliishal. ·.

ad·ml.,.aMy (l<l'ni:>r~~l-te) n., pL •llios. 1. a •. A court. cxerds­. lrigjtirisdlclloli ovei all 111i>riiui>c .cases. b. ¥ari1im~ law. 2. Admiralty. TliC: depU®eal Gr. the Bri11$h government {Boaf\I of Adll\iultyJ haviilg;~trol oyei '!"Y•l affair.~.

ad•ml'fa•Uon (ld'moorli'shon). n. .1; "·feeling of'pl~lll'.e; ~ondti-; .and appwv&J. 2. An objecr of wonc:ICT: ma.rVel. 3.Archaic. Wond...... . ild·ml~ (ld-mrr'),~. ""''""'· ·mlMng, ·mi .. >; -;tr. 1. To re­gard.:witli plw(lro. viOrider,_and approval.2. To have a high opinion of;; esteem or ~espec1. 3. Archo!c. T<? marvel Qr wo11· dcrat.. · . .;.... Jn. _rr •. :I. To Cieel or~ .. rel$ adml. TllllOa 2.; fl.. ~g .. lonal· To:ICel pleasure; be pleased. (Fr. ilt;lmli1r < .OFt. amit(r .< Lat; a;Jmlrarl, to:wondet a1 : ad•,.at + .m/r9rl, to WO!lder < ;,;irw;·wbiiderfut) :..;;.:...i-mk'ern, -.ad-mlr'lnirlY adv.

ad'.filla•al;bl• (4d,,mJs'>b~I). adj; .. 1, Cllpabl• of being ac7 cepied; alloviAAlc. 2, WC)J'thy ofadinls•ion. -..m•'*l'bll'· My,:_1M:N'1l•'*':"b'~~·-";.-ac1..n1a'sH>ly at/v. ·.

ad·mls•slon: (ld·niWl'~nl ·n. 1/ a;-1'he ac1: ol odin!ttlng· or illlowiiig .10 enu•r. q; The mie Of .beiil,a allo~ to cnt~t; 2, The.r!jlht ,IO.enwt: acces1, 3; The pn"" required or prud for eatcnng;: en1ranc1de.,, 4. The. act or process ·ot. acccp-' llince ilnd "'1'1'.Y lilt<> a pcmlioii or ~i\laiicil:;liPi>oiniment; 6. A ooitfes5!0n of crime or 11ironJidQma; G. A v(>lun tary ac, llnowledamci:lt' iitai som<:>tliing is tl'.lic •. 7. A fa Cl or sliltcmcn t ~ant"'1 ,or .adfuj1tec1; 00n<if!•sfon, {11(6 <'.Lal. admluio < itdmitten,,IO lldmlt:J .......i·ml•'.alve('mis'IV) a4J.

. Uaag.t_ A<{ittlffion has a more . general inl'llni!'l\ th.an admitf(llt«, which a.u.edonly.10.de\lote the.obtauim.a.or physiClll access lo a place. To gAlii.Odltil11ancuo 11 dub " IQ enttjr.lis facilitiesi to Pl!i Od»tlr•ioii to irclub is 10 become.• member, .Oiie pays. ildmlil/011 10 · • I.heater (I.e., tho price ol cntcrlni!Jin ordor to be alloWed qrimlttflJfCe (pby$lcal entry 10 ~ theater i1$Cll), · · .

ad•!i'llt(~;mit')_Y ..... 11-18d, .mtt-Ung, ·mile. -tr. 1; To per· mil tp'cnier. 2._T~ serve u a mcans of en_1ralice: A (lcket lhilt a;m.1u 1/Ut. whi>lt groop.· 3•To permit lojoin cir Wteri:ise ¢.rtain rights, lllnllifol\lo or privileges. 4. To l!llVC ropm for; a:cc<immooiitt>; ,s. -X:o affoid <il'i>ortwiily tor; pemu1. 6. To acknowledgC; cX>nl...S: admit the 1rutk 7; To grannis true or valid, as for the ;a.tie t>f arglinient; oonciede; 8. To ~pt or allow'a$' ttu~ or. valid. -"ilitr; 1; To.afford posiiibl!!tj: a probl•in ildmlttlniof .no .wluilon. 2. To allow enlrilncc: ~f­iord ~: . . a door. ad.ml11/11g. 10 .tht. hall .. [ME.·admltte.n < Lat. oJmfi1er~ .: ""·to + mltti,,, io send.]:: . .

ad·inlt~nllf> (ld~l'nlt'ns) Ii.. 1; The act ofadmilling or cn!et· i·ng.··· .. 2 •. Pcrmissio_n to cntm:. ; 1hq. ->o wcr or .. righ1 of. ciitrdricc_, 3. Elter. The reciprocal of impedance. '-"Sec Usage note at Adml••IOn a~;~d~ly (ld·lnlt'ltHe) adv .. By Sl>neral admi>:sion; con-

ad•mlic ~lid-miks') tr. ~ lntr. v; -mlxeU_, •mlx~ng, -nitx..,a. To mix or 't>lend, {llaclr.-formation < -obS.:admlx1, mixed inco < Lat • . atlmixtus. p.pan. of Qdmlsc#r~. ti> mix into : pd. to + mlscir~, to mlx,J

ad•mlx•Wre (lld·ml1's'dtor) n. 1. a. The act of mingling or mlxlna; b. Th<' •.tale of !>¢ing mingled or mix<d. 2. A combi· n•lion; inli<1ure, oi blend; 3. Something added in mi<.ing.

ad•mowlah (Ad·m6n'lsh) rr.v, •lah...i, 710Mng, ·lsh'9a. 1, To reprove.mildly or kindly liilt seriously, 2; To eounsel •!!~inst som•thln&: caution; 3. To point out something forgonen or disreprded, by. means of a warning. reproor, or exhortation. (ME atlntMIShen, Alteration _ol amoii-stei; < (>Fr • . tmwnmer < VLflt. •adtlf()nesrore, ·var. Qf Lat. admMire : ad, to + monlret· to warn.) ~•d-mon~liih"'er. "n. -ad-mon'lih•lnsrty cuh. -lld·mon'l•h~t n.

~ynonym.t:·. a·. dmonis_h, .. reprove~ rebuke~ repr~·fnand. tt .. pr<>ach. Th~se verbo-refor.10 odvcru <:riticillrh in1cndiod·as a com:ctiv~ Admonl•h str""""" lhncl of advislng or ,.;aniiflg so 111'-1 ~ fau!t may .be re~~~i:d or a danger av~id".4, R•pravt usually implies gentle cnucum an.d tol\Struebvc 1n1en1, Re· buke refers .10 sharp. tituaUy angry, criticism', as doi:S repri· man4. whlel) often ;llso impliils an. official or othcrwi>e fomial acL Reproach usually rcf'9'S .lo sharp criticism madt reiretfully or 'unhappily out of a seitso ot IJiiappqiittmilrii .

· ad-mo.•.nl•llon. (lld'mQ:-n!sli'~fl) · /1, 1~ Mild .or )(ind_' reproof. 2.'.C11111lono.ry "lvlce or warning. (ME amolilclou'! .< OFr. omon//1911 < LAkadm...,11.1<> < adnl(Jnlr,, IO' adniC?nish.)

' ad~m!'!''l-lQ•fY:{~!l·llWn'l·t6r'!, •!Orie) alff. . Expremt1s ad· morµ~on. :..:~. ;. :·:: . . .· ·.. . . : .· .. ·. '

a<N:iata (~'!\41").tidf.Ulpt. Joinecl _lo orfugcd with ~Iller ·part or:orgAli.'as parts not ·usually unltod; [Lat. ildnatus.. var. ot agna1us, connected by birth <.ogn..rcl, io.bo boni In, add!· liO·i\ . .IQ •. -_.ieo:•i<Gio<i.U,1-i>d.· .... a'llon·{4d·n«'shai1)·n.

ad '!au-.~·am (¥ ?b'~m) odV. To the poin1·or1111usea; 10 a dugusung or nd1culoti! d~. {Lat;). . .

ad•nex•a ·(ad,nEk'si>) Ii. A¢!:e5soiy :or. subordlnale anatom­ieal p~. as ovaries and ,oVld®~· fl'i!Lat. < Lai •. odMXlil. anne~Us-~,p.pan •. ·ol a~~#~e~ 1~ ."blrid. ti)~ -:...zce. :ANlol8X..]

,...,.ad...ex'a1:a4J. · · .· acN10.un (ld'noun') 11. Gram; An, adjective, •R"Cifically when . Used ... a: noun. ,,,. in thr bold and th~ brov~. ;...all...Om'l•Mt

(iid·il<'lm'o-n;il).adj. . ' · . . . . a,do (1>od<W)':/i. · Blll!lc:. fllss;. tr.ouble; .. bother. (ME < 1he -phr~ otdo: at, .10·+ do, 1o·do.J. . a,do-be. ·. (oo~'~).11 .. 1._A suMlriep, unb_ .. urn<ld Ml'!< o_r.cJay. and straw. 2. Cla)I pdoil-from.wlil~h·a<lobc is ruade,;3. A 11ructure btiil1 wiiit ·adiibc. .,;,.,,;°"'"""· on • .iul~ hoiJsj, JSp . < Ar, at1oba < aJ. raba. ihe. brick : al, the + 16ba,. bncl:..l ad•o-leis-cen~ {lid'l'ei'~ils), 11: · t The· period ot physical and p•ychologicaldcvclopmcilt fronnbe <iliiel of puberty 10 maturity .. 2. A ltl>iuilionol period of,dCllolOpmenl betwccil youth and matiu:itl": /he adol~n~ o/ifnal/011. . ad·~·~'C(Ol)I (ld'l-&':intJti4;; Of, pCrtainin& to, 9t under• ,gQmg adolesccn~ ..... n. .. An adol""\'Cnt boy or iltl, t!IP· a tcCn·ager,{ME< OFr. <Lat. adoluce!U, pr.part. o(adof~•· .clrtt;· iolirow up·::ad, ·mward + aJisc..,., 1o'grow, itichoalive or al~rt, 10 nourish. I . . . , ·

Ad•o'iial Cld'n,r. Ad'n-oi') n. l.<>td; .Used iii _Judftlsm as a spoken sub1ti1u1c loi. the incffabie riame'of QOd. [Hi:b; ado· niil. ·my' lord < Ph~_nlcian iidon. lo<d.} . ·

A·don•ls (3-dOn'ls. ~-dO'njs)11. l • . Gk: Myth, Ayoulh lovtd by AphrOdite tot hi• ilrikln& bca_u•Y· 2. Olten. edon_1 .. A young man of gi;ca1 physieal'beauty. [Ok• AdOnl.t ·<' Phocni' cian won. lord.]

11'.dopt (o-d6pl') rr.v; *'dopt-:o<t, ·.-.:fopt-lng, a-dopto; 1. To take, into om:'s family thiough legal means ind raise ..S one'.• .own child. 2 •. .To t_iike and follow (a cou~ of action. for eµmple),by choke or a$$cn1: adopt .,:,u.w 1«1i1tiqu•. 3. To take up and makci.>ne's own, as on id~ 4 • .To tilke on or assume: .ndpp1.J an a.ir.ef ln1poi:1atice. S; Tp, vok _10 •t':· «pt:. iu/Qp1.·a ruolurt~•.· 6 •. To·choose.u • st11ndard-.or re­quired teJ<tbOOk cir relercn<1>. book u.- ~ course; JME ildopitn < Of'r. adopter< ~I. uaopuw:: ~to t 'fJplQIV,' to c!io<>sc.I -a-dopt'a-01!> ·o4J . ..,..~>d.opt'er n. "'.'.'"""llopilon 11,

Usuifjl1: One. rcrcrs lo an adop1od.child but ·10 °""P'''" pareitu. . : . :· · . · .. . . . · ·

a'do;rtH (>d6p'~) n. One d1•lis adopted. a-dop•lllle (ood6p'dv)iulf.,1-.a. ~dill& 10 adopt. b. Char· acte1iilic o{ adoption. 2 •. Rdaied,.>r-ac:qulred by adoption. -,-sec. Usnge note Al adopt. ,.-,,,.~ioP'l!Ye-ly. ach, ·

a-do_,.a•ble (Q-d6r'o-b;,I; ~dOr'-)-o<Q. 1.lnforninf. Delight· 1111; lov11bte; chilrmfag. 2. A~l«il~; Worthy of worship 0r adoratian • ..,..a..ior' .. blr1'1y, · aiuor'a-1>1 .. n.sa ·Ii. -'a'd<>r' .. bly adv: . . . . .

ad_·o,ta·Uon (ad'.l>'ri'shon) n, 1. The act of worship. 2, Pro-found· love or' t<>$otd.

a·doraJ•-dOr'; .. ;,.d()r') •. a-do~; •'do,.lng, .. do"'•· -tr. 1 • .To worship ""divinr>, 2'. To lo.ve. deep.ly; revere. 3 .• /lifor, ma/, To like very much. -i11tr,. To worship. (ME adouren < Orr. ad6urer <Ult. adorare, to pray to: <U(-IQ + orare,Jo pray.) -aodor'GY n. -n-dorltt;·I~ adv, ..

a·dQm (o'<IOrn') tr,•, a-dorn<Od. <N!om·lng, a-dom•. l. To be ·a decoration .1.0;. lend bcauiy_ to. 2. To Cit out or dec-0rate with or •• if with orn.amenL''· 3 •. To onhancc· thci distlnctl<>n, beailty, splondor; or gl<>ry ·or; ndd 1.us1er 10. (MElldcurntn < OFr.:a_d~er~ .L.at.11dorit"ar~ tad. to+ ornate,.tO d~ rut~.} ~~dorn~~r n. , .

a'.dom•menl (•·dOrn'm~nl) n. 1; The &al. of adorning. 2. Something 1hat adorn• or beautific•; ornament.

AOP (A'dE'pe') n, An e.<ter.-C .. H1iN;O.,P,. that is an udeno­sine derivatiye f~rmcd in cells and c-0nve:rtcd 10 ATP for the slot'age of onergy,

ad fOn'I (Ad. rern') adj, Law. To the poh>t; pertinent. {Lat.) -ad t•madv, · ·

ad-re•nat· (o-4r~'nol) adj. 1. At, n<'1r, or on. the k.idnoys. 2. Of or pc. ruiininJ! to the •.drenal glands. or their secretions. -n. An. adrenal gland; -,.ad-r<>'naHy ad•. .

adrenal cortex n. The- ·ihree,zoncd ccn1<:r of the adrenal gland•.

adre1tal gland n. · Ehn.er or two small. dissimilarly •haped endocrine glllJldS, ono looitcd aboVe ·~ch k.idney, c0n•istlng

i ptll A p•y i Ar C11re / l father I b blb l ch Church Id deed I~ p<>t I~ be I !fife' I g gag l h hat i·.hw Milch I I pit /I pie/ IT pl,r I j jUdge I k kfok / l lid, needle Im mum I n oo, &udden t ng thing I 6 p<>l / 6 toe I 0 paw, for/ -Oi !l<>lso I ou ciutl (Ji) look I ii<> 'boot I

Page 21: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

PROOF OF SERVICE

I, Carol J. Aranda, declare as follows:

I am employed in the County of San Francisco, State of California; I am over the age of eighteen years and am not a party to this action; my business address is 555 Mission Street, Suite 3000, San Francisco, California 94105, in said County and State. On January 11, 2016, I served the following documents:

ASSOCIATION OF CALIFORNIA INSURANCE COMPANIES AND PERSONAL INSURANCE FEDERATION OF CALIFORNIA'S MOTION

FOR JUDICIAL NOTICE IN SUPPORT OF THEIR ANSWER BRIEF ON THE MERITS

to the persons named below at the address shown, in the manner described:

PLEASE SEE ATTACHED SERVICE LIST

BY MAIL: I placed a true copy in a sealed envelope addressed as indicated above for collection and mailing at my business location, on the date mentioned above, following our ordinary business practices. I am readily familiar with this business's practice for collecting and processing correspondence for mailing with the United States Postal Service. On the same day that correspondence is placed for collection and mailing, it is deposited in the ordinary course of business with the U.S. Postal Service in a sealed envelope with postage fully prepaid. I am aware that on motion of the party served, service is presumed invalid if the postal cancellation date or postage meter date on the envelope is more than one day after the date of deposit for mailing contained in the affidavit.

I certify under penalty of perjury that the foregoing is true and correct,. that the foregoing document(s) were printed on recycled paper, and that this Proof of Service was executed by me on January 11, 2016, at San Francisco, CA 94105.

(

Page 22: FILED - California Department of Insurance · PDF fileMOTION FOR JUDICIAL NOTICE Pursuant to Evidence Code section 451 and California Rules of Court, rule 8.520(g), Respondents Association

Service List

Kamala D. Harris Lisa W. Chao California Attorney General's Office 300 S. Spring Street, Suite 1702 Los Angeles, CA 90013

Clerk of the Court of Appeal · Second Appellate District, Division One 300 South Spring Street, 2nd Floor Los Angeles, CA 90013

Clerk of the Los Angeles County Superior Court Hon. Gregory W. Alarcon Department 36 Stanley Mosk Courthouse 111 North Hill Street Los Angeles, CA 90012