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“The single
most powerful
asset we all
have is our
mind. If it is
trained well,
it can create
enormous
wealth in
what seems to
be an instant”
- Robert T.
Kiyosaki,
Rich Dad,
Poor Dad
Bullock
County High
School stu-
dent with his
SM$ Poster
For Additional Information
Lila B Karki, PhD [email protected]
Ntam Baharanyi, PhD
Learn How to Handle &
Grow Your Money!
1 Land-grant system, cooperative
extension education, SM$ Finan-
cial Literacy (training-of-trainers)
2 Managing credit responsibly
3 Money management actions and
tips for adult learners
4 Budgeting: keeping track of mon-
ey, saving and spending plan
5 Dealing with debt for youths/adults
6 Budgeting for life after graduation
7 Money potholes
8 Family money skills
9 Putting yourself in the driver’s
seat
10 Living on your own with entry-
level wages
11 Financial aid and repaying student
loans
12 Planning and paying for utility cost
13 Changing your life through better
money management
14 Protecting identity theft and fraud
15 Financial planning to success
16 Risk management/Insurance
17 The basics of savings and invest-
ing: options and opportunities
Financial Literacy Modules
The Tuskegee University Cooperative Extension Program
offers educational programs to persons regardless of race,
color, national origin, sex, age, veteran status, or disability
and is an equal opportunity employer.
Tuskegee University, College of Agriculture, Environment, and Nutrition Sciences, COOPERATIVE EXTENSION PROGRAM
The information that is learned dur-
ing financial literacy training is of-
ten applicable to the students life
and can serve as “training wheels”
for good financial habits that can
create a stable life financially down
the road. Students who take finan-
cial literacy courses often feel that
they are more prepared for life
ahead because they realize that the
lack of understanding how money
works is one of the biggest obsta-
cles that stand in their way of suc-
cess. We teach participants how to
create SMART goals (goals that are
Specific, Measurable, Achievable,
Realistic, and Time-bound) that
help them get where they want to
be financially, along with other in-
teresting concepts like the Rule of
Why Financial Training?
Certificate of completion
upon completion of program. Par-
ticipants will be awarded:
Skegee Money Smart (SM$):
Training-of-Trainers (TOT) on
Financial Literacy
SM$ General
Objectives
To meet the HBCU’s focused stu-
dents’ financial capacity:
Enhance and strengthen their
ability to effectively manage fi-
nancial resources
Enhance their knowledge on five
core competencies as identified
by the U.S. Department of Treas-
ury’s national strategy for finan-
cial literacy:
Earning
Spending
Saving and interest
Borrowing
Protecting against Risk Student Presenting in SM$ Poster Contest
Students in Financial Literacy Workshop
SM$ in Action
Students at Money Smart Workshop
72 ———– Interest Rate
=
Number of
Years to
double your
money
