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FIPG Risk Management is Everyone’s Responsibility

FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

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Page 1: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FIPG Risk Management is Everyone’s Responsibility

Page 2: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

#AdvanceU

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Page 3: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FRATERNITY EXECUTIVES ASSOCIATION

Mybackgroundincludesnineyearsasanassistantprosecu4nga5orney;18yearsasCEOofmyna4onalsfraternityand10yearsasaconsultantworkingwithover30men’sandwomen’sna4onalorganiza4onsandmanycampuses.

I’m Dave Westol

Page 4: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

I also have had the privilege of serving as Director of Policy Interpretation for FIPG since

1995 That’s a lot of questions! But let’s start with these.

FRATERNITY EXECUTIVES ASSOCIATION

I’m Dave Westol

Page 5: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

11 men’s national fraternities 1987

“Fraternity Insurance Purchasing Group” They were clever, eh?

FRATERNITY EXECUTIVES ASSOCIATION

How did FIPG start?

Page 6: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Liability insurance Group purchasing “Sixth worst risk” Policy needed

FRATERNITY EXECUTIVES ASSOCIATION

Page 7: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Policy is drafted and approved The policy addresses key liability points

Size of events: # of organizations Size of events: # of people

FRATERNITY EXECUTIVES ASSOCIATION

Page 8: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Restrictions on how people may access alcohol No “open” events Definition of event

FRATERNITY EXECUTIVES ASSOCIATION

Also

Page 9: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Note how the authors of the policy: Placed emphasis upon the event as opposed to

the venue Addressed every possible way that chapters could

purchase alcohol

FRATERNITY EXECUTIVES ASSOCIATION

Page 10: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FIPG has never, ever served as a protection against litigation.

It is a means of helping our undergraduates reduce risk or engage in harm reduction.

FRATERNITY EXECUTIVES ASSOCIATION

Caveat:

Page 11: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Remember: Before 1987 there were…

FRATERNITY EXECUTIVES ASSOCIATION

Page 12: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Definitions—some in Manual Areas such as firearms, sexist behavior,

fire safety, drugs FIPG becomes Fraternal Information &

Programming Group in 1990s

FRATERNITY EXECUTIVES ASSOCIATION

FIPG evolves

Page 13: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Either use FIPG or a similar policy The policy becomes the standard and is utilized by

many campuses

FRATERNITY EXECUTIVES ASSOCIATION

Most national organizations

Page 14: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Fifty women’s and men’s national organizations + NIC & NAPA

Board of Directors Dues, donations

FRATERNITY EXECUTIVES ASSOCIATION

By 2012

Page 15: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Discussions are being held at the Board level Does FIPG need to exist as an association?

Or, can its important work be accomplished in other ways?

FRATERNITY EXECUTIVES ASSOCIATION

By 2013

Page 16: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Decision is made: We don’t need a stand-alone association

“Policy” will become “Guidelines” No membership

No meetings or bylaws

FRATERNITY EXECUTIVES ASSOCIATION

November 2015

Page 17: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FRATERNITY EXECUTIVES ASSOCIATION

It takes time to wind up the affairs of a non-profit. Hills, curves.

Page 18: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FIPG is now a resource of the Fraternity Executives Association

FRATERNITY EXECUTIVES ASSOCIATION

October 2016

Page 19: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

All may access All may implement

All may benefit

FRATERNITY EXECUTIVES ASSOCIATION

Page 20: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Committee of women’s and men’s executives + Nicki Meneley and me.

Chairman: Jeremy Slivinski

FRATERNITY EXECUTIVES ASSOCIATION

FEA Committee for FIPG

Page 21: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Add definitions Expand the Manual

FRATERNITY EXECUTIVES ASSOCIATION

Next Steps

Page 22: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

When is an event an event? BYOB: Six-pack

Third Party Vendor Monitor system

FRATERNITY EXECUTIVES ASSOCIATION

Definitions such as?

Page 23: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

How is “Premises” defined? Specific mention of “satellite” or annex houses

Examples of guest lists

FRATERNITY EXECUTIVES ASSOCIATION

Definitions such as?

Page 24: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FRATERNITY EXECUTIVES ASSOCIATION

We have lots of work to do!

Page 25: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Remains the province of national organizations And our host institutions

Guidelines provide guidance

FRATERNITY EXECUTIVES ASSOCIATION

Enforcement of Policy

Page 26: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FIPG never had an enforcement arm or procedure Member orgs affirmed that they would

follow the policy

FRATERNITY EXECUTIVES ASSOCIATION

Contrary to popular opinion

Page 27: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Policy interpretation Website & Manual

FIPG Programming at AFA

FRATERNITY EXECUTIVES ASSOCIATION

Resources

Page 28: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

FIPG Guidelines have never been considered “Perfect”

But no one else has advanced a better version

FRATERNITY EXECUTIVES ASSOCIATION

Perspective I

Page 29: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Often asked itself, “Where would we be if we didn’t have the (Guidelines)?”

FRATERNITY EXECUTIVES ASSOCIATION

The Board of Directors

Page 30: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

One may sum up the entire set of Guidelines in one word:

Care

FRATERNITY EXECUTIVES ASSOCIATION

Perspective II

Page 31: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

1)  How can we get around the policy? 2)  Definition of “event” 3)  “All Greekers”

FRATERNITY EXECUTIVES ASSOCIATION

Policy Interpretation ‘95-’16

Page 32: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

The “What if” series The “Why can’t we…” series

FRATERNITY EXECUTIVES ASSOCIATION

Others:

Page 33: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Your questions! Please!

FRATERNITY EXECUTIVES ASSOCIATION

Page 34: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

www.fea-inc.org/fipg David Westol, J.D., Principal & Owner, Limberlost Consulting, Inc.

FIPG Committee Member [email protected]

FRATERNITY EXECUTIVES ASSOCIATION

For More Information

Page 35: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No

Thank you for Participating

Page 36: FIPG · They were clever, eh? FRATERNITY EXECUTIVES ASSOCIATION How did FIPG start? Liability insurance Group purchasing “Sixth worst risk” Policy needed ... No membership No