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Forum on Catastrophe Preparedness: Partnering to Protecting Workplaces
IIHS Crashes CarsIBHS Crashes Structures
All Hazards - National
Backbone of Economy
Small businesses• 98 % of all firms in US• Employ 50% of workforce• 85% of small businesses
employ 10 or fewer• 44% of nation’s payroll• Generate 41% of US business
receipts
Reality Check One of every five
businesses experiences a major disruption each year.
Small business owners have a higher probability of being impacted by a disaster.
Small business owners have fewer recovery resources and a lower tolerance for losses.
As many as 90% of small businesses do not have a business continuity plan in place.
More than 60% of small businesses do not have a backup power supply.
What Causes Disaster Losses?
• Where You Build
• How You Build– Design– Construction
• How Well You Maintain
OUR GOAL: Disaster-Resistant Businesses
Make natural disasters a part of how we build and maintain
businesses
That Is: We Must Make disaster Protection a PUBLIC VALUE
OUR GOAL: Disaster-Resistant Businesses
We Must
Promote construction of disaster-resistant businesses
Promote retrofitting of existing structures
Promote maintenance of structures
Stronger Building Codes Work
So, We Know• Buildings built under the latest codes
where enforcement was good performed very well
• Keys are:– Good up to date code– Uniform and thorough enforcement– Builders and subs who understand and
appreciate the risks– Special inspections for key functions
97%
The 97% Problem
What About Existing Structures?
97%97%
97%
97%
We will never be fully successful in protecting
businesses until we solve the retrofit problem!
What About Existing Structures?
We Must Keep Businesses Open
• Business Impact & Recover Planning
• Property & Asset Evaluation & Protection
• Pre-disaster Property Protection & Post Disaster Recovery Plans
FILLMORE, CA
FILLMORE, CA
“I think it’s time to activate our Plan”
You Must Give Me Incentives to Take
Property Protection Action
PUBLIC OPINION RESEARCH TELLS US
FEDERAL INCENTIVES
Income tax deductions / credits
Increased funding for states with a mandatory state-wide building code
Preferred SBA loans
STATE INCENTIVES
No sales tax on disaster-resistant materials
No increase in property assessment for disaster-resistant structures
Reduced property transfer tax
LOCAL GOVERNMENT INCENTIVES
Reduced permit fees
Fast tracking permit process
Also see property tax and sales tax incentives listed under state
BANKING INCENTIVES
Lower interest rates for construction loans
Lower interest rates for mortgages
Lower interest rates for business improvement loans
Reduced loan application fees
Reduced down-payment requirement
RETAIL INCENTIVES Reduced architect / engineer fees
Material manufacturers discounts
Reduced moving company fees
Discounts from furniture / office supply dealers
Discounts on landscape design, installation and maintenance
Monthly discounts on utilities. For example: energy, telephone, cable and security
OUR ASSIGNMENTS
• Help make disaster protection a public value• Help educate business owners & managers• Promote New disaster-resistant construction• Promote retrofitting of existent structures• Promote adoption & enforcement of strong
commercial building codes• Establish Incentives
If not us, then who?
If not now, then when?