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FRONT PORCH FRONT PORCH Nov. - Dec. 2012 arfb.com The year’s top story VOTE VOTE F F O R R ISSUE #1 ISSUE #1 More highways More jobs A stronger Arkansas Holiday turkey misconceptions One dough, five holiday cookies

Front Porch - Nov./Dec. 2012

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Vote FOR Issue #1; D-R-O-U-G-H-T, Everyone’s pocketbook will feel its lingering effects; Five common misconceptions about your holiday bird; The Lindsey family and its Rainbow Resort; Building Wealth - Prevent a holiday spending hangover; A present from the kitchen: Simple, easy gifts with no cleanup necessary.

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Page 1: Front Porch - Nov./Dec. 2012

FRONT PORCHFRONT PORCHNov. - Dec. 2012

arfb.com

The year’s top story

VOTEVOTEFFORR ISSUE #1ISSUE #1More highwaysMore jobsA stronger Arkansas

Holiday turkey misconceptionsOne dough, fi ve holiday cookies

Page 2: Front Porch - Nov./Dec. 2012

BECAUSE THANK YOU ISN’T THANKS ENOUGH.

$500ON TOP OF MOST CURRENT OFFERS1

PRESENTING A PRIVATE OFFER FOR FARM BUREAU MEMBERS.

1 Offer available through 4/1/14. Available on all 2011, 2012 and 2013 Chevrolet vehicles (excluding Volt). This offer is not available with some other offers, including private offers(for example, Owner Loyalty). Only customers who have been active members of an eligibleFarm Bureau for a minimum of 60 days will be eligible to receive a certificate. Customers canobtain certificates at www.fbverify.com/gm. Farm Bureau and the FB logo are registered servicemarks of the American Farm Bureau Federation and are used herein under license by General Motors.

You choose Farm Bureau because you never know where life will take you.

To thank you, we’re proudly extending this special $500 private offer1

good toward the purchase or lease of nearly any new Chevrolet vehicle—

from Equinox to Malibu. Don’t wait, get your personal authorization

number now at fbverify.com/gm and visit your Chevrolet dealer today.

®

Page 3: Front Porch - Nov./Dec. 2012

Farm Bureau members can get a $5001 private offer toward the purchase or lease of most new GM vehicles,including the Chevrolet Silverado 2500hD and 3500hD lineup. Visit fbverify.com for more details. They get tough jobs done with a maximum payload of up to 6,635 lbs.2 and a conventional towing capacity of up to 17,000 lbs.3And through the GM Business Choice Program,4 business owners receive even more when purchasing or leasing an eligible Chevrolet or GMC truck or van for business use. Visit gmbusinesschoice.com for details.

Bull Motor Company729 Hwy 64 W, Wynne

870-238-2800www.BullMotorCo.com

Smith Chevrolet-Cadillac Co.1215 Hwy 71 S, Fort Smith

479-646-7301

Crain Chevrolet, LLC9911 Interstate 30,

Little Rock501 255-5300

www.crainchevy.com

Landers Chevrolet19236 Interstate 30,

Benton501-315-2500

Lucky’s of Monticello 1215 hway 425 North, Monticello

870-367-6000www.autobylucky.com

Continuing the Hometown Experience

HUG

Central Chevrolet-Cadillac3207 Stadium Blvd,

Jonesboro870-935-5575

Everett-Maxey Buick-GMC

Moberly Lane, Bentonville

866-812-3307EverettMaxey.com

Stanley Wood Chevrolet Buick GMC Cadillac290 South Central Avenue, Batesville

870-793-8440

Holt Auto Group905 Unity Rd., Crossett

(870)364-4424www.holtautogroup.net

Smart Chevrolet Cadillac Buick GMC

515 W 5th, Pine Bluff870-534-8122

www.smartdrive.com

Everett Buick-GMCI-30 Alcoa Exit, Bryant

501-315-7100EverettBGMC.com

Allen Tillery Auto4573 Central, Hot Springs

1-888-TILLERYwww.allentilleryauto.com

Everett ChevroletI-540 at

Elm Springs Road, Springdale

888-536-0352EverettChevroletNWA.com

Gerren Motor CompanyChevrolet Buick GMC

2190 US Hwy 165 W, England501-842-2527

Holly Chevrolet6601 Interstate 55 N,

Marion870-739-7337

Gwatney ChevroletGregory Street Exit

Jacksonville800-697-9586

www.GoGwatney.com

Gwatney Buick/GMC5700 Landers Road,North Little Rock

www.GoGwatney.com

Rhodes Chevrolet2800 Alma Hwy.-

Exit 2A/I-540Van Buren

1-866-679-2438www.rhodeschevy.com

Bale Chevrolet13101 Chenal Pky

Little Rock800-467-2253

www.balechevrolet.com

Russell Chevrolet6100 Landers Road,

Sherwood800-511-5823

www.russellchevrolet.com

1 Off er valid toward the purchase of new 2011, 2012 and 2013 Buick, Chevrolet and GMC models,

excluding Chevrolet Volt.2 Requires Regular Cab model and gas engine. Maximum payload capacity includes weight of driver,

passengers, optional equipment and cargo.3 Requires available 6.6L Duramax® diesel engine. Maximum trailer ratings assume a properly-equipped

base vehicle plus driver. See dealer for details.4 To qualify, vehicles must be used in the day-to-day operation of the business and not solely for

transportation purposes. Must provide proof of business. Th is program may not be compatible with other

off ers or incentive programs. Consult your local Chevrolet or GMC dealer or visit gmbusinesschoice.com

for program compatibility and other restrictions. Take delivery by 4/1/2014.

Farm Bureau and the American Farm Bureau Federation® are registered service marks owned by the

American Farm Bureau Federation, and are used herein (or by

GM) under license.©2011 General Motors LLC

Exclusive $500 Member Private Offer is Available at any Arkansas

Chevy, GMC or Buick Dealer.

®

- GM Dealership locations - Select dealer contact info on the right.

in BENTON

Classic

Stanley Wood

Orr Bull

LandersEverett

Gerren

HugRhodes

CrainRussellGwatney ChevyGwatney

Buick/GMC

Bale

Central

Smart

Lucky’s

Holt

Holly

Allen Tillery

Everett

Smith

Everett-Maxey

$500PRIVATE OFFER

Page 4: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com2

ruralhealth.uams.edu/M*A*S*H

M*A*S*H (Medical Applications of Science for Health) provides an important early start toward medical education for rural Arkansas high school students. They’re the ones

most likely to come back home to practice. In summer 2012, more than 390 students experienced actual medical

practices in 29 M*A*S*H locations around the state.

Thank You

for supporting homegrown health care

from the 5,656 students who have graduated from the M*A*S*H program between 1994-2012

ARKANSAS MEDICALMENTOR PARTNERSHIP

Arkansas Medical MENTOR Partners ($5,000+ each)

UAMS Area Health Education Centers (AHEC) Arkansas Blue Cross and Blue Shield Arkansas Farm Bureau Baptist Health UAMS Rural Hospital Program

Arkansas Department of Health, Office of Oral Health UAMS Center for Diversity Affairs

Gold ($501-$1,000)Boone County Farm Bureau

Clark County Farm Bureau

Cleveland County Farm Bureau

Craighead County Farm Bureau

Greene County Farm Bureau

Jefferson County Farm Bureau

Sebastian County Farm Bureau

Ken and Karen Tillman

Silver ($251-$500)Arkansas County Farm Bureau

Chicot County Farm Bureau

Clay County Farm Bureau

Cleburne County Farm Bureau

Desha County Farm Bureau

Hot Spring County Farm Bureau

Marion County Farm Bureau

Phillips County Farm Bureau

Polk County Farm Bureau

Scott County Farm Bureau

Van Buren County Farm Bureau

White County Farm Bureau

Yell County Farm Bureau

Bronze (up to $250)Ashley County Farm Bureau

Benton County Farm Bureau

Calhoun County Farm Bureau

Conway County Farm Bureau

Crawford County Farm Bureau

Cross County Farm Bureau

Dallas County Farm Bureau

Drew County Farm Bureau

Faulkner County Farm Bureau

Garland County Farm Bureau

Grant County Farm Bureau

Howard County Farm Bureau

Independence County Farm Bureau

Lee County Farm Bureau

Lincoln County Farm Bureau

Madison County Farm Bureau

Monroe County Farm Bureau

Montgomery County Farm Bureau

Newton County Farm Bureau

North Logan County Farm Bureau

Pike County Farm Bureau

Pope County Farm Bureau

Saline County Farm Bureau

South Logan County Farm Bureau

Stone County Farm Bureau

Union County Farm Bureau

Washington County Farm Bureau

Woodruff County Farm Bureau

Local PartnersACUMEN Brands/Scrub Shopper

Air Evac Emergency Transport

Arkansas Children’s Hospital

Arkansas Methodist Medical Center Auxiliary

and Foundation

Arkansas SAVES

Arkansas State Police

Arkansas Regional Organ Recovery Agency (ARORA)

Baptist Health Heber Springs Auxiliary

Center for Crisis Intervention

Chicot Memorial Hospital

City of Fort Smith, Transit Department & Bomb Squad

Clinton Meat Processing Center

Community Health Centers of Arkansas

CPR Center

CHISTUS St. Michael Health System

Delta Memorial Hospital

Diamond Head Restaurant, Harrison

Fort Smith EMS

Health South Rehabilitation Hospital

HMG

Homey Hearth, Harrison

Howard Memorial Hospital

Jefferson Regional Medical Center

Kistler Center

Laine Ragsdale, The Nest Financial, Harrison

Lou’s Meat Market, Pottsville

McDonald’s, Harrison

Mercy Medical Center, Fort Smith

Mercy Hospital, Hot Springs

Neighbor’s Mill, Harrison

Newton’s Locker & Processing Plant, Harrison

North Arkansas College, Allied Health & Nursing

North Star EMS

Reynolds Cancer Support House

Shepherd Florist

Sparks’ Regional Medical Center and Women’s

and Radiation Center

Southern Paramedic Service

St. Bernards Medical Center

Summit Medical Center

Superior Uniform Group

University of Arkansas Fort Smith

UAMS Auxiliary

Van Buren Co Farm Bureau Women’s Committee

Wadley Regional Medical Center

A special

‘thank you’

to all medical

professionals

and educators

who gave their

time. Without

you, M*A*S*H

programs would

not be possible.

Platinum Level Contributors ($1,001+)Lonoke County Farm Bureau Women’s Committee

Page 5: Front Porch - Nov./Dec. 2012

3F R O N T P O R C H I arfb.com

IFRONT PORCH

November - December 2012

For address changes, contact:Rhonda Whitley at [email protected]

Arkansas Farm Bureau Federation Farm Bureau Center

P.O. Box 31 • Little Rock, AR 72203-0031Fax: (501) 228-1557

Please provide membership number.

Edition 83

6 D-R-O-U-G-H-T Everyone’s pocketbook will feel its lingering effects

Gregg Patterson

3 Farm Bureau MattersRandy Veach

4 Food for ThoughtEwell Welch

14 Taste Arkansas Tara Johnson

18 Land & People Gregg Patterson

22 Building Wealth Allyson Hamlin

24 In the Kitchen Tara Johnson

C O V E R

On the cover — When it comes to the year’s top stories, it’s hard to argue against the longest-running media saga being that of the drought. Everybody loves to talk about the weather — especially farmers.

Farm Bureau Matters

by RANDY VEACHPresident, Arkansas Farm Bureau

Send comments to:[email protected]

I was fortunate to be among several

dozen farmers and ranchers who took

part in a mid-October USDA workshop

to outline resources available to assist

with drought recovery efforts, one of

four regional hearings held around the

country.

There was broad dialogue, including

some creative thinking and discussion

from farmers and ranchers about things

that could help them crawl out of the

deep hole so many were left in by the

Drought of 2012 (and its predecessors,

the almost-as-bad Drought of 2011 and a

not-so-pleasant 2010).

But, frankly, for all the positive

rhetoric from the workshop, there has

been very little action. The hour is

late, too late for some of our farmers

and ranchers, and a show of force at

workshop doesn’t necessarily help those

who fought this drought on the ground.

The over-arching sense from the day

seemed to be that the meeting needed

to have been two months earlier, when

the drought had a death-grip around the

throat of livestock and row-crop farmers

alike.

It could be that farmers and ranchers

are still stung from the blow they

had been dealt by Congress’ inaction

on a new farm bill, which expired

Oct. 1. This federal legislation is the

backbone of our country’s farm and

agricultural policy and, without it, a

number of important programs are

in danger, including dairy programs,

disaster assistance, crop insurance,

commodity support, food stamps and

programs that support conservation

and environmental protection, rural

economic and community development

and agricultural research.

We have hope that Congress will

take up the issue when they return

after the Nov. 6 election, but with a

lame duck session, who knows what is

likely to occur.

Let me say very clearly that

Arkansas’ Congressional delegation

was not the problem during the farm

bill discussion. Each member of our

delegation worked diligently to get a

meaningful piece of legislation passed

before the expiration of the farm bill.

They just couldn’t get enough help.

This leaves our farmers and

ranchers in limbo, unclear how to plan

and arrange for the lending critical to

our day-to-day operations. It leaves

planting decisions unmade. Signup

for conservation programs is now

frozen, as is export assistance. Disaster

assistance doesn’t exist currently,

on the heels of this terrible drought.

USDA is not providing any additional

assistance to the Beginning Farmer and

Rancher Development program. All

these issues, and more, are causalities

of Congressional inaction.

A fair question to ask, particularly

by those who participated in

the drought workshop, is ‘What

support will be there for our farmers

and ranchers?’ While seeing the

governmental resources that could be

stockpiled for the drought workshop

was impressive, the farmers and

ranchers I talk to every day would

all feel a lot better if Congress would

pass a workable farm bill. That will

also have the most meaniful impact to

consumers, as well.

God Bless you and your families.

God bless the farmers and ranchers.

And God bless Arkansas Farm Bureau. � pcipublishing.com

Created by Publishing Concepts, Inc.David Brown, President • [email protected]

For Advertising info contact Tom Kennedy • 1-800-561-4686

[email protected]

Page 6: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com4

EOffi cial membership publication of Arkansas Farm Bureau Federation.

Front Porch is mailed to approximately 212,000 member-families.

SUBSCRIPTIONS: Included in membership dues.

ARKANSAS FARM BUREAU OFFICERS: President

Randy VeachManila

Vice PresidentRich Hillman

CarlisleSecretary/Treasurer

Tom Jones Pottsville

Executive Vice PresidentEwell WelchLittle Rock

DIRECTORS:Richard Armstrong, Ozark

Troy Buck, Alpine Jon Carroll, Moro

Joe Christian, Jonesboro Terry Dabbs, Stuttgart Mike Freeze, England

Bruce Jackson, Lockesburg Johnny Loftin, El Dorado

Gene Pharr, Lincoln Rusty Smith, Des Arc Allen Stewart, Mena

Mike Sullivan, Burdette Leo Sutterfi eld, Mountain View

EX OFFICIOSue Billiot, Smithville Janice Marsh, McCroryKirk Meins, StuttgartBrian Walker, Horatio

Executive Editor: Steve EddingtonEditor: Gregg Patterson

Contributing Editors: Ken Moore, Keith Sutton, Chris Wilson

Research Assistant: Brenda Gregory

ADVERTISING: Contact David Brown at Publishing Concepts, Inc. for

advertising [email protected]

(501) 221-9986 Fax (501) 225-3735

Front Porch (USPS 019-879) is published bi-monthly by the Arkansas Farm Bureau Federation, 10720 Kanis Rd., Little Rock, AR 72211.

Periodicals Postage paid at Little Rock, Ark. POSTMASTER: Send address changes to Front Porch,

P.O. Box 31, Little Rock, AR 72203.

Publisher assumes no responsibility for any errors or omissions. All rights reserved. Reproduction without

permission is prohibited.

The Arkansas Farm Bureau Federation reserves the right to accept or reject all advertising requests.

FRONT PORCHArkansas Farm Bureau © 2012

Food for Thought

by EWELL WELCHExecutive Vice President, Arkansas Farm Bureau

Election Day.

I may be old school, but I still believe

Election Day is one of the most important

days in America. This time, of course, it’s a

presidential election, so the stakes are a little

higher. But no matter if it’s a spring primary;

a local school board or city council seat;

county sheriff; mayor or that proverbial butt

of political jokes, the offi ce of dog catcher,

there is something uniquely American about

Election Day. It’s the opportunity to freely

express one’s preference for everything from

the lowliest village offi ce to the highest

offi ce in the free world.

I have a co-worker who tells the story

of a situation we’ve all faced at one time or

another, that of being dissatisfi ed with the

available choices for an elected position.

My friend used the power of the write-in

vote and voted for his father, who he said

was a man of great character and moral

endurance, the most honest man he knew.

A wasted vote you might think?

Think again.

Voting is a duty — a responsibility —

an act of service to the community, the

state, the nation and even the world. Few

things you can do resonate to that level of

importance.

Voting is an expression of honor to

those who fought for that freedom. What

better way to thank all of the veterans who

served and to honor those who died since

this country was birthed, than by voting?

***

The Arkansas Farm Bureau board of

directors recently voted to support and

encourages you to vote FOR Issue #1 when

you go to the polls this Nov. As you’re

likely aware, Issue #1 would fi nance a $1.3

billion bond issue for the construction of

four-lane highways throughout the state.

Additionally, it would divide more than

$700 million between all 75 counties and

every incorporated town and community to

repair streets and fi x county roads.

One of the primary functions of

government, from my standpoint, is

to provide the infrastructure needed to

conduct business on a day-to-day basis. I

believe good, safe roads are important for

the citizens, and the economy, of this state.

From agriculture’s standpoint, our products

can’t get to market without good roads. It’s

as simple as that.

Arkansas Farm Bureau’s member-defi ned

policy supports funding for a road program

that includes a combination of bonds and

sales taxes. Issue #1 seems to be created to

match that requirement. The ballot issue

was put in front of voters by the 2011

General Assembly, in a bipartisan vote that

now allows you to decide on the measure.

The temporary half-cent sales tax will last

only for 10 years. When the bonds are

repaid the tax is automatically abolished.

The temporary sales tax will be shared

by consumers and road users statewide,

and will not apply to groceries, medicine,

gasoline or diesel. The temporary tax has an

automatic end once the bonds have been

paid off. Additionally, this money can only

be spent on roads and can’t be re-designated

for other uses. And 40,000 jobs statewide

will be supported by the activity that

surrounds the expanded highway program. I

encourage you to vote FOR Issue #1.

Election Day is a special day. Make sure

you exercise your right to vote.

4

Page 7: Front Porch - Nov./Dec. 2012

5F R O N T P O R C H I arfb.com

BETTER HIGHWAYS LEAD TO A BETTER ARKANSAS.

Vote FOR Issue #1On Tuesday, Nov. 6

Issue #1 will:Continue to build four-lane highways connecting all parts of the state.

Authorize a $1.3 billion construction bond issue for the four-lane work.

Provide new revenue to every city, town and county to fix city streets and improve county roads.

Turn back more than $700 million in local revenue for the city and county road programs.

Improve the Arkansas economy and support economic development.

Create local jobs through local city and county construction and maintenance road projects.

Support more than 40,000 jobs statewide.

Madison Murphy and Mark Lamberth, Co-ChairmenRandy Zook, Treasurer

Issue #1 WILL NOT RAISE TAXES on groceries, medicine, gasoline or diesel.

Issue #1 will be funded by a temporary 1/2¢ sales tax limited to the 10-year bond issue.

When the bonds are paid off in 10 years or less, the tax will be abolished and cannot be renewed.

Learn more about what your city and county will receive from local turnback revenue.

Plus, view maps, a fact sheet and other information, at www.MoveArkansasForward.com .

®

Endorsed by

Page 8: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com6

Page 9: Front Porch - Nov./Dec. 2012

7F R O N T P O R C H I arfb.com

TEveryone’s pocketbook will feel its lingering effects

The year’s top story was the

drought. It was the worst drought

in Arkansas since 1988 as it was

nationally. To put it in sharper

perspective, the drought of 2012 is

the third costliest natural disaster

— $77 billion according to Purdue

University economist Chris Hurt

— in our country’s history. Only

Hurricane Katrina in 2005 and the

drought of 1988 wreaked more

economic havoc.

Correspondingly, the summer of

2012 was the third hottest in U.S.

weather record keeping, and July

was the hottest this country has

ever recorded. Arkansas’ farmers and

ranchers suffered to varying degrees.

However, those with access to water

and the ability to place it efficiently

on their crops when needed were

able to successfully bring off a crop

and take advantage of this year’s

high corn and soybean prices.

by Gregg Patterson

Page 10: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com8

Beef ranchers hit hardThe drought certainly adversely affected

those in the livestock business, particularly cattle

ranchers. The University of Arkansas Division of

Agriculture studied the drought’s impact on cow/

calf operations in the state. A cow/calf operation

breeds cows and sells the calves, usually when the

calf is seven or eight months old. The calves graze

on grass in a pasture or eat hay when pasture forage

is insuffi cient. The study was done by agriculture

economics and agribusiness professor Michael Popp

along with Nathan Kemper, the trade adjustment

assistance program coordinator for the Southern Risk

Management Education Center. They found that

Arkansas cattle ranchers lost $128 million because

of the drought. Major factors in that overall loss

included increased hay costs, reduced hay sales and

decreased revenue in calf sales due to lighter-weight

calves being sold.

The drought was devastating to the hay crop so

necessary to cattle ranchers for feeding their stock

and damaged and destroyed pastures. Travis Justice,

a senior economist for Arkansas Farm Bureau (ARFB)

and its Beef Cattle Division coordinator says the

inconvenience cattle ranchers faced due to reduced

capacity of pasture and availability of hay seriously

hindered them. “Not only were they constantly trying

to fi nd hay but in the areas of most extreme drought,

they were losing pasture that will have to be replaced,

because the grass died off completely,” he said.

“It will take time for the soils to fully recover in

those areas,”

Justice said.

“And some

pastures need

complete

restoring.”

Popp and

Kemper found

that cattle

ranchers lost

an average of

$141 per bred cow because of the drought. Popp says

almost half of those losses resulted from spending

for extra feed and the other half was what ranchers

weren’t paid, because they had to sell their calves

earlier and at a lower weight. “We found that most

operations had to buy another $65 of hay per cow,”

Popp said in a report released by the UofA Division of

Agriculture’s Cooperative Extension Service.

Not a blade of grass worth eating The drought wiped out this Pope County pasture of Bermuda grass leaving cattleman Gary Rowlands

to contemplate its total loss. Rowlands (left) and Pope County Extension Service Chair Phil Sims assess the damage.

Ken

Moo

re p

hoto

s

Page 11: Front Porch - Nov./Dec. 2012

Consumer prices to riseJustice says the effects of this summer’s

drought on beef prices in the grocery store

will begin to be seen sometime in early 2013.

“The higher beef prices in the grocery store

already seen this year are a result of last

year’s drought,” he said.

Cattle ranchers have actually been selling

off more of their herds since 2009. That

continued reduction in overall herd size

has Arkansas with less cattle than at any

time in the last 40 years. The trend is worse

nationwide with the overall U.S. herd at its

lowest level since the 1950s. Supply is down

and won’t recover for a while. Popp says

pastures must recover and hay has to be

readily available for ranchers to rebuild their

herds.

Justice says it takes about three years

before the fi rst pound of fi nished beef

reaches the supermarket. It takes 15 months

before a female calf can be bred, nine

months to successfully bring off a pregnancy,

then seven months before that calf is ready

to go to the feedlot and, fi nally, six to eight

more months for that animal to be ready

as fi nished meat in the grocery store. If

everything in that process began today and

went perfectly, that’s the fall of 2015 before

the fi rst pound of additional beef is ready for

you to buy.

Overall, Justice says consumers will

not only pay a higher price for beef but

also for all animal protein, including dairy

products, eggs, pork, poultry and fi sh raised

in confi nement. Confi ned animals eat

predominantly a corn-based feed diet, and

record corn prices — another result of the

drought — have driven up the cost for those

animal feeds.

Mixed bag for row-crop farmers

While beef producers and other

livestock growers took it on the chin

from the drought, crop farmers in

Arkansas fared somewhat better — if

they could irrigate their crops. Matt

King is an economist for ARFB and keeps

9F R O N T P O R C H I arfb.com

Irrigate or die Arkansas row-crop farmers learned a hard lesson during the drought-stricken decade of the 1980s and committed to develop the irrigation necessary to make it through dry times. Those who had water did well, though their costs to get their crop through harvest increased dramatically.

Keith

Sut

ton

Page 12: Front Porch - Nov./Dec. 2012

10 F R O N T P O R C H I arfb.com

his fi nger on the pulse of row crop

production. He says farmers learned

a valuable lesson during the drought

of 1980 about the need for irrigated

cropland and began making sure they

had access to water from then on.

“Our farmers made the investment

to put irrigation in for their crops other

than rice,” he said. “Now, 85 to 90

percent of our crops are irrigated.”

That irrigation made corn growing

in Arkansas a winner this year while

corn burned up from the intense

heat, drought and lack of irrigation

in traditionally strong Midwest corn

states. With record corn prices, farmers

bringing in big yields got big returns.

But the drought still exacted a toll on

them. The cost to irrigate was expensive

this year.

“Instead of irrigating a fi eld fi ve times,

you might have to irrigate it 12 times,”

King said. “It’s not unlike a homeowner

watering their lawn. During a normal

summer, you might water that lawn one

or two times a week. This summer required

watering it every day. You realize the

impact when you get your water bill at the

end of the month.”

For farmers, that bill wound up being

the cost for diesel fuel to pump the water.

The UofA Cooperative Extension Service

pegged the cost for one or two extra rounds

of irrigation for corn and soybeans at $4

to $8 an acre, and for rice at $20 to $41 an

acre more than normal.

Even though consistent fall rains are

helping alleviate the drought around most

of the state, the drought is still causing

shipping problems on the Mississippi River.

Low water is stalling barge traffi c. To get

a barge through, it can only be loaded to

70 to 75 percent capacity. Smaller barge

capacity and slower movement on the river

has grain storage elevators and on-farm

grain bins near capacity and no place to

adequately store the crops coming out of

the fi elds right now. In some cases, grain is

simply being dumped on the ground and is

being exposed to the elements. Or farmers

are paying extra to have it trucked farther

distances to an adequate storage facility.

In the heat of the night A cattle sale barn in Glenwood operates to a near capacity crowd. Sale barns statewide often stayed open well past midnight as ranchers raced to sell off stock that was increasingly diffi cult to feed due to lack of hay and pastureland damaged by the drought.

Beans big too Soybeans like these near Wynne also did well

on irrigated land.

Keith

Sut

ton

Keith

Sut

ton

Keith

Sut

ton

Page 13: Front Porch - Nov./Dec. 2012

Lingering costs from this year’s near-

record drought will continue affecting

ranchers and farmers who are already

working on restoring pastures, and

planning and preparing the ground for

next year’s crops. And there’s no doubt

that consumers will be reminded of it,

too, every time they go to the grocery

store.

11F R O N T P O R C H I arfb.com

No corny joke A cornfi eld dependant on rain near Scott lies burnt by the drought. Corn states in the Midwest that predominantly depend on rain as the way to water crops suffered a similar fate as the drought was especially hard there. Corn prices shot above $8 a bushel, providing Arkansas corn farmers with irrigation a silver lining to help offset high irrigation costs.

Life is priceless.Insuring it should be affordable.There’s no limit to what you would do for your children. But there is a limit to your budget. We know how to help you with both. Call now for a Get Real Review from your local Farm Bureau Insurance Agent.

Southern Farm Bureau Life Insurance Co., Jackson, MS

www.sfbli.com

LILF

PR41

005

Keith

Sut

ton

Page 14: Front Porch - Nov./Dec. 2012

12 F R O N T P O R C H I arfb.com

®

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Page 15: Front Porch - Nov./Dec. 2012

13F R O N T P O R C H I arfb.com

R E T I R E M E N T F O R F A R M E R SYes, farmers can retire. And by investing your assets in a Charitable Remainder Unitrust,

you can significantly reduce your tax burden, generously provide for your golden years

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Page 16: Front Porch - Nov./Dec. 2012

14 F R O N T P O R C H I arfb.com

TFive common misconceptions about your holiday bird

It’s no secret that my parents raise

turkeys for Butterball. Last year in this

magazine, I shared a behind-the-scenes

look at how your holiday turkey is

raised. As an insider, my friends that

don’t have access to the farm lifestyle

ask me tons of questions. I’m happy

to share about our family farm and

what I’ve learned about agriculture. I

thought this year I should share fi ve

misconceptions that I’m asked about on

a regular basis.

1. Turkeys are given

hormones. The Food and Drug

Administration does not approve

hormone use in poultry. Despite

packaging that claims some

poultry products are hormone

free, by law, all poultry products

are raised hormone free.

2. All free-range poultry live

outside and roam freely.

By law, poultry products can

be labeled as “free-range” if the

birds had access to the outdoors

in some form, not that they

ever used it.

3. Free-range poultry is

safer than conventionally

raised poultry. All U.S.

meat and poultry are subject

to the same government

regulations and inspection

procedures.

4. Commercially raised

livestock, including

poultry, comes from

farms owned by big

business. Today, individuals,

family partnerships or family

corporations own 98 percent

of all U.S. farms.

5. Consumers should be

able to tour poultry

and livestock farms.

Consumers aren’t allowed to

tour poultry and livestock

farms to keep the animals

safe. It’s very easy to spread

diseases if the proper steps

aren’t taken to ensure

biosecurity.

One dough, five ways. When I hear about a great idea, I

can’t wait to share it with everyone

I know. In fact, writing for “Taste

Arkansas” gives me the opportunity

to share ideas with people I don’t

know personally. So, when I found

out people use one “mother dough” to

make multiple holiday cookie recipes, I

couldn’t wait to share it right here. Now,

there are a lot of dough recipes out there

that could serve as the mother dough,

but I like this one. Anything with cream

cheese in it has my vote every time. Pick

one of the variations listed below or

come up with your own. This recipe has

me excited to experiment this holiday

season.

Ingredients

1 package cream cheese, softened

1-½ sticks butter, softened

1 cup granulated sugar

2 teaspoons vanilla extract

2-¼ cups fl our

½ teaspoon baking soda

Directions

1. Beat cream cheese, butter, sugar

and vanilla until well blended.

Add fl our and baking soda; mix

well. Cover.

2. Refrigerate for at least 30

minutes. Prepare and bake

cookies after performing a

variation listed below.

Variations

Sugar cookies: Preheat oven to

350 degrees. Roll dough to 1/8-inch

thickness on lightly fl oured surface.

Cut into assorted shapes using 3-inch

cookie cutters. Place on foil-covered

baking sheets. Bake for 10 to 15 minutes

or until edges start to lightly brown.

Taste Arkansas From farm to table

Healthy bird Despite packaging that claims some poultry products are hormone free, by law, all poultry products are raised hormone free.

compiled by Tara Johnson

Page 17: Front Porch - Nov./Dec. 2012

15F R O N T P O R C H I arfb.com

Cool and decorate with colored frosting.

Makes about 3-½ dozen.

Mosaic cookies: Preheat oven to

350 degrees. Roll dough to 1/8-inch

thickness on lightly fl oured surface.

Cut into assorted shapes using 3-inch

cookie cutters. Place on foil-covered

baking sheets. Sprinkle each cookie

with 1 teaspoon crushed ring-shaped

hard candies. Press gently into dough.

Bake for 10 to 15 minutes or until edges

start to lightly brown. Makes about 3-½

dozen.

Choco-Orange cookies: Add 1

tablespoon grated orange peel to dough.

Shape into two 8-inch by 1-½-inch logs;

wrap in plastic wrap. Refrigerate 1 hour.

Preheat oven to 350 degrees. Unwrap

logs; cut into ¼-inch-thick slices. Place

2 inches apart on baking sheets. Bake

12 to 15 minutes or until edges begin to

brown. Cool on wire racks. Drizzle with

4 melted squares of semi-sweet baking

chocolate; let stand until set. Makes fi ve

dozen.

Spiced cookies: Add 1 teaspoon each of

ground cinnamon, ground ginger and

ground nutmeg. Refrigerate 30 minutes.

Meanwhile, combine ¼ cup granulated

sugar and ½ teaspoon ground cinnamon;

set aside. Preheat oven to 350 degrees.

Shape dough into balls. Roll dough

in cinnamon-sugar mixture. Place

on baking sheets. Flatten to ¼-inch

thickness with bottom of glass dipped in

the remaining cinnamon-sugar mixture.

Repeat with remaining dough. Bake 10

to 12 minutes or until lightly browned.

Makes about 3-½ dozen.

Almond crescents: Add ½ teaspoon

almond extract and 1 cup fi nely

chopped slivered almonds to dough.

Refrigerate 30 minutes. Preheat oven to

350 degrees. Shape balls of dough into

crescent shapes; place 2 inches apart on

baking sheets. Flatten slightly. Bake 10

to 12 minutes or until lightly browned.

Cool slightly on wire racks; sprinkle with

sifted powdered sugar. Makes fi ve dozen.

Tara Johnson is a contributor to Arkansas

Farm Bureau’s Taste Arkansas blog. For

recipes, videos and farmer profi les visit

tastearkansas.com today.

Gimme some sugar Use the same dough recipe to make fi ve different cookies, like these sugar cookies, and spend less time in the kitchen this holiday season.

1. Always make extra gravy. There is never

enough gravy.

2. Don’t try to please everyone. Everyone has a

favorite dish, but you shouldn’t try to make

them all. Make the dishes that the most

people will enjoy and one or two favorites.

3. Call in reinforcements. If you really want a

lot of family favorites, ask the guests to bring

their favorite sides. No one ever said that

one person has to cook the whole meal.

4. Prepare ahead of time. Do as much

preparation before the big day as possible,

even if that’s just chopping, mincing and

grating the necessary ingredients.

5. Invest in a meat thermometer. Meat

thermometers are one of my favorite kitchen

tools and are especially important to get the

ham, roast or turkey cooked just right.

Page 18: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com16

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Page 19: Front Porch - Nov./Dec. 2012

17F R O N T P O R C H I arfb.com

Food, like nothing else, brings us together.

After all, everyone eats.

On Taste Arkansas, a new food blog

by Arkansas Farm Bureau, this simple truth

is connecting those interested in

food production with the farmers and ranchers

who provide us with an abundance

of Arkansas agricultural products.

TASTE ARKANSAS.COM

FROM FARM TO TABLE

Page 20: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com18

OOptimism is meted out in various

measures. Some (like fi shermen) seem

to be born with it. Those fortunate few

know things will work out for the best

no matter the odds. The late Bill Lindsey,

Sr. must have been blessed with a strong

measure of it along with a stout work

ethic. In 1965, he opened Bill Lindsey’s

Rainbow Resort and Trout Dock on the

Little Red River near Heber Springs.

Only ... there were no trout in the

Little Red River at the time — at least not

yet.

In fact, there were no other fi shing

resorts along the river. That is if you can

call a dock with only fi ve boat slips and

two cabins for rent a “resort.”

“Using the term resort back then

was probably pretty generous,” said

Billy Lindsey, Jr., who now oversees the

family-run business that will celebrate its

50th anniversary in 2015. “Most people

thought Dad was crazy to do what he was

trying to do.”

The trout eventually came because of

the completion of Greers Ferry Dam in

1962 along with Greers Ferry National

Fish Hatchery that annually stocks the

Little Red River with more than a quarter

of a million rainbow trout.

Now, with remodeling of the 46

overnight lodging units, including

riverside cabins; an RV and tent camping

park; a remodeled marina; the start of a

vacation home community; the recently

remodeled Pot ‘o’ Gold restaurant; and

the opening this year of a new offi ce

and retail store, the present-day version

of Lindsey’s Rainbow Resort probably

exceeds anything Bill Lindsey, Sr. dreamed

of in 1965.

Like any successful small, family

business with a long history, there have

been lean times for Lindseys. A buyout/

partnership deal to create a timeshare

resort fell through just hours before

signing the fi nal paperwork, leaving the

business with signifi cant debt. Then the

economy went into an extended recession

in 2007. Two years later, Billy and his

wife Carol each lost their father within

a month. The loss of resort founder

and mentor Bill, Sr. left Billy, Jr. and

the extended Lindsey family seriously

questioning whether they wanted to

continue running a fi shing resort. In June

2010, the resort went on the auction block

but failed to attract a bidder to meet the

minimum price.

“It’s during times like those that I

have to wonder how anyone can possibly

doubt God or even whether there is a

God,” Lindsey said. “I’m here to tell

you that there is, and He is good all the

time.”

Lindsey says the family “rolled up our

sleeves, spent some time on our knees

and went to work as a family to fi gure

out what to do.”

The result was securing funding from

the Small Business Administration and the

bank, resulting in a complete makeover

of the facilities and the new offi ce and

riverfront store.

“The family, staff and fi shing guides

here have never been more excited

about any change that has taken place

at Lindseys than we are right now,” Billy

Lindsey said. “We’re a family-run business,

and we’re all about providing a great

experience for families that come to fi sh

here or attend our outdoors seminars.”

Oh yeah, the trout fi shing on the river

is great, too.

by Gregg Patterson

A classic gets a makeoverGreat facilities, family and

fi shing

Land&People

Small business, big family The Lindsey family and its Rainbow Resort (lindseysresort.com) have been a fi xture on the Little Red River in Heber Springs for almost 50 years guiding trout anglers. Once you become a friend, you’re quickly considered “family.” (L-r) Colton Lindsey, Billy Lindsey, Conner Lindsey, Lindsey White, Terri Lindsey White and husband Sonny Martin.

Keith

Sut

ton

Page 21: Front Porch - Nov./Dec. 2012

19F R O N T P O R C H I arfb.com

Fly to Anchorage to start your land tour of the “best of Alaska’s interior!” Tour includes theIditarod Headquarters; Talkeetna (made famous in the TV show Northern Exposure); Scenicdrive to Denali; Denali National Park and Preserve; city tour of Anchorage; and the scenic driveto Seward. Board your state-of-the-art ship the 5-STAR Celebrity Millennium for your seven-dayAlaska cruise from Seward, through the Gulf of Alaska, to Hubbard Glacier (the largest tidewa-ter glacier in North America); located on the edge of Mendenhall Glacier, the state capital ofJuneau; Skagway (where the gold rush began); uniquely Alaskan, Icy Strait Point; and the fish-ing village of Ketchikan. You’ll disembark in Vancouver and take the picturesque drive toSeattle for one-night, then fly home. *Price per person, based on double occupancy. Airfare is extra. Add $200 for July 23.

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JOIN OTHER FARMERS FORDENALI NATIONAL PARK

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U. S. Postal Service Statement of Ownership, Management, and Circulation (Required by 39 U.S.C. 3685). 1. Publication title: Front Porch. 2. Publication number: 01-9879. 3. Filing date: 9/21/12. 4. Issue frequency: Bi-monthly. 5. No. of issues published annually: six. 6. Annual Subscription Price: 0. 7. Complete mailing address of known office of publication: Arkansas Farm Bureau Federation, 10720 Kanis Road, Little Rock, AR 72211-3825. 8. Complete mailing address of headquarters of General Business office of Publisher: Same as #7. 9. Full names and complete mailing address of Publisher, Editor and Managing Editor: Publisher, Arkansas Farm Bureau Federation; Executive Editor, Steve Eddington; Editor, Gregg Patterson. All addresses same as #7. 10. Owner: Arkansas Farm Bureau Federation. 11. Know Bondholders, Mortgages and other Security Holders owning or holding 1 percent or more of total amount of bonds, mortgages or other securities: None. 12. Tax Status: unchanged. 13. Publication title: Front Porch. 14. Issue date for Circulation date: Sept./Oct. 2012. 15. Extent and nature of circulation: Average no. copies each issue during preceding 12 months : Actural no. copies of single issue published nearest to filing date. 15a. Total no. of copies net press run average each issue 203,065 (issued published nearest to filing date 203,197). 15b. Paid/Requested outside-country mail subscription: 201,665 (most recent 201,797). 15c. Total paid and/or requested circulation: 201,665 (most recent 201,797). 15d., e. Not Applicable. 15f. Total Distribution: 201,665 (most recent 201,797). 15g. Copies not distributed: 1,400 (most recent 1,400). 15h. Total: 203,065 (most recent 203,197). 15i. Percent paid and/or requested circulation: 100%. 16. This statement of ownership will be printed in the November/December 2012 issue of the publication. 17. Signature and Title of Editor, Publisher, Business Manager or Owner:

Gregg Patterson Date: 9/21/12

Page 22: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com20

Tby Gregg Patterson

DoItYourself

www . g r ow i n g a r k a n s a s . o r g

Meet Lacy GloverFormer Miss Arkansas and Spokesperson for the Arkansas Foundation for Agriculture

Arkansas Farm and Ranch Families Provide…

ArkansasFoundation for Agriculture

Safe, affordable food

24% of Arkansas Jobs

75% of Wildlife Habitat

Protecting the Environment

Page 23: Front Porch - Nov./Dec. 2012

21F r o n t P o r c h I www.arfb.com

Locally Owned and OperatedHome Services Inc.

Call 870-798-3807 • Toll-Free 1-877-256-7900

HOME SERVICES, INC. SAVES YOU MONEY!

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• Raising & Leveling

• Brick Repairs

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• Sills Replaced

• Joist Replaced

• Rotten Floors Replaced

• Raising & Leveling

• Termite Damage Repair

Page 24: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com22

WWhile families benefi t from saving

money all year, the holidays are a time

when saving money can be diffi cult.

Black Friday spending should never

lead to black marks on your credit

report. That’s why Farm Bureau Bank

believes it’s important to begin the

busiest shopping season with some

useful money management tips.

• Create a budget and stick

to it — Set a dollar amount

based on what you can afford

this holiday season considering

your current savings, income

and other expenses. Be sure to

include a $20 to $100 cushion

for unexpected expenses.

• Make a list (and check it

twice) — Write down the

names of the people you plan

to buy gifts for and how much

you can afford to spend on

each person. Don’t forget to

budget for expenses other

than gifts, including wrapping

paper, cards and postage.

• Bake some cookies — That’s

right. If you can’t afford to

buy gifts for everyone on

your list, bake some holiday

goodies and wrap them in

cellophane with a holiday bow.

Handmade gifts are a special

way to say “Happy Holidays”

without overspending. Be sure

to include these costs in your

budget.

• Use credit wisely — Your

credit card balance shouldn’t

be a complete surprise when

you open your statement in

January. Take only the credit

cards you need when holiday

shopping, and try to use the

card with the lowest interest

rate.

• Save your receipts — Keep

track of your expenses, and

add them up weekly to be sure

you’re sticking to your budget.

If you’re getting close to your

spending limit, reevaluate your

list and bake more cookies!

• Shop around and shop

early — Start your holiday

shopping early to give yourself

time to comparison shop.

Take time to do some research

before you hit the stores by

going online or looking at

your local newspaper circulars.

Also, check to see if free

shipping is available. Not only

is last-minute shopping nerve

racking, but the best bargains

are usually gone. You may

have to settle on a different gift

than you planned at possibly a

higher price by waiting.

• Give your time — Dad

already has socks and ties from

Father’s Day, and Mom has a

full drawer of kitchen towels.

Just spending more time

together and a simple hug will

mean more than another gift

that just gets stored away.

The holidays are a time of

celebration and meant to be enjoyed

with family and friends. They’re much

more enjoyable when expenses don’t

create deeper debt. It doesn’t have

to be a Blue Christmas. Follow this

checklist to keep spending within your

budget, and you’ll be sure to enjoy the

season without suffering any fi nancial

hangovers.

If you’re interested in opening

a Farm Bureau Bank product, please

contact your local Farm Bureau

agent today. You also can visit

farmbureaubank.com. Farm Bureau

Bank wishes you a very Happy Holiday

Season!

BuildingWealth

by Allyson Hamlin

Prevent a holiday spending hangover

Page 25: Front Porch - Nov./Dec. 2012

23F R O N T P O R C H I arfb.com

SEASON EVENTSN O V E M B E R8-10: Fall Bluegrass Festival8-10: Ozark Holidays Craft Show9-10: Free Admission to Craft Village15: Handmade Holiday Craft Classes22: Thanksgiving Buffet & Gospel

Concert

23: Holiday Concert24: Last Day of the Season

AFTER SEASON EVENTSD E C E M B E R1: Healthy Holiday Cookies7: Ozark Christmas Feast &

Dinner Theatre

Head to The Ozark Folk Center State Park and take a step back to a time when the holidays were relaxing family fun and gifts were handmade. Try your hand at a craft in one of our classes, enjoy the down-home good cooking at the Skillet Restaurant and spend the night in one of the cozy Cabins at Dry Creek.

Come enjoy shopping in the craft village and keep an eye out for the mischievous elf for a chance to win the perfect handcrafted gift. We’ll be serving a delicious Thanksgiving Buffet at The Skillet Restaurant and an Ozark Christmas Feast, so plan to spend the holidays with us!

Page 26: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com24

Chocolate Chip Cookies in a JarIngredients

1-⅔ cups all-purpose fl our

¾ teaspoon baking soda

½ cup white sugar

2 cups semisweet chocolate chips

½ cup packed brown sugar

Instructions1. Combine the fl our, baking soda, white sugar and the

chocolate chips. Place ½ of the mixture in a clean quart-

sized glass jar, and pack fi rmly. Place the brown sugar on

top, again packing fi rmly. Place the remaining fl our mixture

on top. Cover with a lid.

2. Attach an index card with the following directions: Empty

contents of jar into a large bowl. In a separate bowl,

combine ¾ cup of butter, 2 eggs, and 1 teaspoon vanilla.

Beat until creamy and add to dry ingredients. Drop by

tablespoonful onto an ungreased cookie sheet, and bake in a

preheated oven at 375 degrees for 8 to 10 minutes.

Tara Johnson is a contributor to Arkansas Farm Bureau’s Taste

Arkansas blog. For recipes, videos and farmer profi les visit

tastearkansas.com today.

T Dry goodies Impress family and friends with the creative and inexpensive gift of Cookies in a Jar.

by Tara Johnson

A present from the kitchenSimple, easy gifts with no cleanup necessary

InTheKitchen

The holidays are stressful. Family

gatherings, dinners, gifts and baking are

hard to juggle on top of an already busy

schedule. Sometimes it’s easy to forget

how important it is to show people you

care during the holidays. My goal this

year is to do something small for all

the people in my life. Everyone knows

I love to cook, and I started giving

cookies my mom helped me bake as

gifts when I was a kid. This year, I want

to spread the baking bug and give a

little gift from my kitchen: Cookies in

a Jar. Chocolate chip cookies are my

go-to for picky eaters, but you could

make almost any cookie or brownie

recipe work. Grab a few Mason jars or

glass canisters, and whip up Cookies in

a Jar for your loved ones this Holiday

Season. Don’t forget to garnish with

seasonal ribbon and a card!

Page 27: Front Porch - Nov./Dec. 2012

25F R O N T P O R C H I arfb.com

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Page 28: Front Porch - Nov./Dec. 2012

F R O N T P O R C H I arfb.com26

Tby Jennifer Victory

Health&Safety

M*A*S*H camps successful againPine Bluff camp celebrates 25th anniversary

F R O N T P O R C H I arfb.com26

by Jennifer Victory

&&&

Pine Bluff camp celebrates25th anniversary

NOTICE OF ANNUAL MEETING

OF THE MEMBERS OFARKANSAS FARM BUREAU

FEDERATION

Notice is hereby given that the annual meeting of the members ofArkansas Farm Bureau Federation

will be held at 8 a.m., Friday,November 30, 2012, in Horner

Hall at the Hot Springs ConventionCenter, Hot Springs, Ark.

The purpose of this meeting is to elect a Board of Directors for the

ensuing year and for the transaction of such other business as may properly come before the

meeting.

Ewell R. WelchExecutive Vice President

NOTICE OF ANNUAL MEETING

OF THE MEMBERS OFFARM BUREAU MUTUAL

INSURANCE COMPANY OF ARKANSAS, INC.

Notice is hereby given that the annual meeting of the members of Farm Bureau Mutual Insurance Company of Arkansas, Inc. will be held at 1 p.m., Friday, November 30, 2012, in Rooms A & B at the Embassy Suites, Hot Springs, Ark.

The purpose of this meeting is to elect a Board of Directors for the

ensuing year and for the transaction of such other business as may

properly come before the meeting.

Tom JonesSecretary

Real service. Real people.

www.afbic.com

*Not all discounts are subject to semi-annual automatic review.*Discounts may vary, and do not apply to life insurance products.

More service. Same auto discounts.Any insurance company can offer “discounts”. But with us, you talk with your local agent face to face. That way, you know you’re getting the premium discounts you qualify for, from day one. And you know we’ll check for more discounts every six months. That’s why our customers stay happy. And we think you will, too. Call today.

ARAUPR41596

Farm Bureau Mutual Insurance Co. of Arkansas, Inc.Southern Farm Bureau Casualty Insurance Co. Southern Farm Bureau Life Insurance Co., Jackson, MS

Page 29: Front Porch - Nov./Dec. 2012

27F R O N T P O R C H I arfb.com

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Sunflowers - 00334 Leather Cover and Labels - 00334�

Le Rooster - 00217 Leather Cover and Labels - 00217�

Blue Safety - 00027 One image. Leather Cover and Labels - 00155 �

Scroll - 00044 One image. Burgundy Leather Cover - 00030-004 Labels - 00032-008 �

St. Louis Cardinals - Major League Baseball - 00149 Leather Cover and Labels - 00149 �See our webstie for more teams!

Grandkids Rule! w/verse - 00437 Leather Cover and Labels - 00437

Baby Owls - 00457 Leather Cover and Labels - 00457

3 EASY WAYS TO ORDER

MAIL — Send completed Order FormAlso include: 1. Payment Check or money order (no cash please) 2. Voided Check with changes noted OR Reorder Form 3. Deposit Slip from same account Mail to address at top of coupon

3.

2.

PHONE 1-800-323-8104Phone Hours: Mon-Fri 7:00 am to 8:00 pm (CST)Sat/Sun 7:00 am to 4:00 pm (CST)

Call Toll-Free Mention offer code to receive this special offer.

2-box minimum and processing fee apply. Se habla Español. Call for Signature Required Delivery option.

1.

INTERNET — SAFE SECURE SITE

www.BradfordExchangeChecks.com Over 300 Designs Online

Master Checks� Choice Checks� Designer Checks�

Additional breeds available! Call or see our website!

Golden Retriever - 00011 Leather Cover and Labels - 00011

Faithful Friends - Pug w/verse - 00098 One image. Leather Cover and Labels - 00098� �

Just Bee w/verse “Bee Kind” - 00386 Leather Cover and Labels - 00386��

Lena Liu’s Morning Serenade - 00029 Leather Cover and Labels - 00029 �

Thomas Kinkade’s Country Escapes - 00162Leather Cover and Labels - 00162 �

John Deere Vintage - 00005 Leather Cover - 00397 Labels - 00005�

Garden Graces w/verse - 00172 Leather Cover and Labels - 00172�

��

Winter Calm - 00017Leather Cover and Labels - 00017

StationeryAvailable

StationeryAvailable

StationeryAvailable

StationeryAvailable

Farmall - 00328Leather Cover and Labels - 00328 �

StationeryAvailable

StationeryAvailable

StationeryAvailable

StationeryAvailable

StationeryAvailable

Cowboy Boots - 00434 Leather Cover and Labels - 00434�

StationeryAvailable

StationeryAvailable

Personalized Stationery!www.bradfordexchange.com/stationeryw.bradf yNEW!NEW!

More products and designs available online! ©2011 CNH America LLC

Tropical Paradise - 00052 Leather Cover and Labels - 00052

The LORD is My Shepherd w/psalm “The LORD is my shepherd; I shall not want.” - 00353 Leather Cover and Labels - 00353�

StationeryAvailable

New Day w/verse “Each day brings hope!” - 00447 Leather Cover and Labels - 00447�

StationeryAvailable

Cardinals - 00532Leather Cover and Labels - 00532�

Backyard Beauties - 00360 Leather Cover and Labels - 00360�

Bumble Bee Buzz - 00535 Leather Cover and Labels - 00535�

Spirit of America - 00442 Leather Cover and Labels - 00442�

Live, Laugh, Love, Learn w/verse - 00332 Leather Cover and Labels - 00332�

StationeryAvailable

Cowboy Kids - 00527Leather Cover and Labels - 00527�

Botanical Fruits - 00541 Leather Cover and Labels - 00541�

Great Outdoors - 00552 Leather Cover and Labels - 00552�

Words of Faith w/verse “With God all things are possible.” - 00551 Leather Cover and Labels - 00551�

TOTAL:

Add sales tax for shipment to Illinois (9.5%)

SUBTOTALOffer Code: 20895XMV $

Checks Only

$

$

$❏ IN-PLANT RUSH (checks only) Saves 1-3 Days (070) $4.95 $

NOCHARGE

❏ Untrackable delivery: Allow 2-3 weeks for delivery. All items shipped separately. Delivery to Alaska and Hawaii may take longer.

(4-9 bus. days) Check boxes shipped together.

1 Box $6.952 Box $7.954 Box $10.95

PLEASE MATCH # OF BOXES IN STEP 2**

(045)Includes FREE IN-PLANT RUSH

Enter Check price from chart above

$

*If no check start number is specified, 1001 will be used.

Check Design

Start Checks at #

$

*

Matching Cover Code No. __________add $19.99❏Zippered Black (00031-002) ❏Zippered Cognac (00031-004) ❏Zippered Pink (00031-005)

❏Non-Zip Black (00030-002) ❏Non-Zip Burgundy (00030-004) add $14.99

$

✔Check the items you wish to order and enter the price in the spaces provided. Only ONE check design per order.

NAMEPHONE☎ ❏ Day ❏ EveningE-MAIL ADDRESS

( )

9305 N. Mi lwaukee Ave. Ni les , IL 60714

Duplicate Checks Single Checks DESIGNER TOP TEAR CHECKS

Duplicate Checks Single Checks MASTER TOP TEAR CHECKS

CHOICE TOP TEAR CHECKSDuplicate Checks Single Checks

Your Information

Shipping & Handling

Check Options

(Must also purchase EZShield Check Fraud Protection above) Add $6.00 totalEZSHIELD IDENTITY RESTORATION®

$ $2.45 x # of Boxes =

EZSHIELD CHECK FRAUD PROTECTION PROGRAM®

REQUIRED SERVICE/HANDLING $2.95 x # of Boxes/Items= $ Required

FREEDistinctive Lettering Olde

English$2.50 each

❏ ❏ ❏ ❏

$

ScriptCORDIAL GRAND

❏ 1 Box $6.99❏ 2 Boxes $13.98 $6.99❏ 4 Boxes $27.96 $13.98

❏ 1 Box $8.49❏ 2 Boxes $16.98 $8.49❏ 4 Boxes $33.96 $16.98

��

��❏ 1 Box $8.99❏ 2 Boxes $17.98 $8.99❏ 4 Boxes $35.96 $17.98

❏ 1 Box $10.49❏ 2 Boxes $20.98 $10.49❏ 4 Boxes $41.96 $20.98

❏ 1 Box $7.99❏ 2 Boxes $15.98 $7.99❏ 4 Boxes $31.96 $15.98

❏ 1 Box $9.49❏ 2 Boxes $18.98 $9.49❏ 4 Boxes $37.96 $18.98

��

Matching Labels Code No. ______________Add $6.99 for DESIGNER � LabelsAdd $7.99 for CHOICE � & MASTER � Labels

(If name and address other than checks,

please enclose separate paper)

Please respond promptly!

LIMITED-TIME OFFER FOR NEW CUSTOMERS

Page 30: Front Porch - Nov./Dec. 2012

SCHOOLS, SECOND CAREERS JOBS ARE OPEN& recruiters are anxious to talk with you about your future!

The Healthcare Industry is thrivingand jobs are available in every category.REGIONALREGIONAL

9thAnnual

JOBS AND EDUCATIONSaturday 12/1

NURSING AND

AL

LIED H

EALTHCARE PROFESSIONALS

FREE ADMISSION!

ONE DAY ONLY...SATURDAY, DEC. 1ST

SEND US YOUR EMAIL TO WIN!!

pci@thinknurse..

FREE iPADS! AWAY!

FOR INFORMATIONCALL MICHELE AT

ALLIED HEALTH

AT DISCOUNT PRICES!JEWELRY!$

Help us Kick off ASBN’s 100 Year Celebration!

1913 2013

A Century of Nursing LeadershipThe Arkansas State Board of Nursing

Page 31: Front Porch - Nov./Dec. 2012

®

FARM BUREAU MEMBERS EXCLUSIVE SAVINGS AND OFFERS. SAVE OVER $2,000!

DISCOUNT PRESCRIPTION

DRUG PROGRAMFor information on program

availability

call 1-866-292-7822

FARM BUREAU APPARELOfficial Arkansas Farm Bureau-identified

apparel and more now available.

www.FBApparel.comfor special requests and details contact

John Speck847-622-4892

[email protected]

Arkansas Farm Bureau

Purchase Program

Discounted Pricing not available in retail or dealer Sears stores.

Complete details from [email protected] or Ph. 931-553-2173.

Have your Farm Bureau membership number and discount code CUO88430 in your email, or ready if calling.

Hearing Healthcare

Benefits PlanStatewide network of Professional Audiologists and Specialists

-FREE Hearing tests and discounted hearing instruments for members

20-25% ACTUAL SAVINGS1-888-497-7447

www.clearvaluehearing.com

DEPOSIT ACCOUNTS;

CREDIT CARDS; AUTO AND MORTGAGE

LOANS

1-800-492-3276 www.farmbureaubank.com

Save up to 20% off at Participating Choice Hotels

Call 800-258-2847 Mention your State ID# 00223030

Online Booking – www.choicehotels.com enter your ID#

Farm Bureau Vehicle Purchase Program

Save time & money on your next new or used car or truck purchase.Program users have seen an average savings of $2,572 off MSRP.

Visit FBVerify.com/Drive to get started

Visit our website to learn more about savingswww.arfb.com

CHILD SAFETY SEATS for $25 each and

CHILD BOOSTER SEATS for $15 each

Contact County Farm Bureau

SAVE UP TO 40% OFF CARPET

20% Off Hard Surfaces

866-758-0801 Ext. 203North Little Rock, AR 72113

Contact: Bill Ross

10% discount on Grainger ProductsAccount Number 805-059-599

Free Shipping for Online Orderswww.grainger.com

$500 EXCLUSIVE

SAVINGSFOR FARM BUREAU MEMBERS

on the purchase or lease of most new GM vehicles. Certain restrictions apply.

Visit www.fbverify.com/gm.

America’s #1 Choice for satellite Internet$0 Upfront

after $99 instant savingsHave your Farm Bureau membership number ready

and call 1-877-579-4555 .

®

Osteoporosisscreening &

4 Ultrasound screenings only $135 for Members

Screen for stroke, aneurysm and Heart disease.

FREE

R

Page 32: Front Porch - Nov./Dec. 2012

Contact your local agent today!

Get what you want and save money - just in time for the holidays. Take advantage of Farm Bureau Bank’s special member rates on new and used recreational vehicle loans, plus flexible terms and affordable protection plans.

Existing Farm Bureau Bank recreational loans are excluded from this offer.*Rate disclosed as Annual Percentage Rate and is based on automated payments (ACH) and acquiring the Guaranteed Asset Protection (GAP) collateral protection product. The advertised APR of 3.99% is effective as of October 15, 2012. Final APR may differ from the loan interest rate due to additional fees (such as a loan documentation fee, which may be applicable). For a $25,050

origination date of the loan. The APR may increase during the term of the loan if automatic payments are discontinued for any reason. Some restrictions apply based on the make and model of