35
YFKPI@ _PAPI_ @K_PTKOP OEYTP @K_PTKOP EL HA__AOBY_IPP_  UUUUUUUUUUUUUUUUUUUUUUUUUU UUUUUUUUUUUUUUUUUUUUUU LI@ITAC PTA@I OEHHK__KEF, ) ^cakftkll ) v. ) ) @KTIOP HATJIPKFM OEFOI^P_, KFO., `/d/ a ) PE@A[_ BIACPB af` @KTIOP LYCLKCCHIFP, ) KP\ @KTIOP, KFO., `/d/a @KTIOP LYCLKCCHIFP, ) Okv. Fe. @EFAC@ ]. DATTIPP, ) BIACPB[ _ECYPKEF_, CCO `/d/a @KTIOP ) DY_KFI__ OEFOI^P_, ) BIACPB _ECYPKEF_, KFO., ) ACIGAF@TE MYITTITE, a/j/a ACIR MYITTITE, ) HKOBAIC BE]ICC, MTIM MITIHI_W, ) PTKA@ HC HATJIPK FM, KFO. , JKFM HI@KA, KFO., ) af` ACCIF _PITF, ) @ilif`afts. )  UUUUUUUUUUUUUUUUUUUUUUUUUU UUUUUUUUUUUUUUUUUUUUUU) OEH^CAKFP LET ^ITHAFIFP KFGYFOPKEF AF@ EPBIT  IQYKPADCI TICKIL ^cakftkll, tbi Li`irac Pra`i Oehhksskef (–LPO er –Oe hhksskef‘), dy kts uf`irskmfi` atterfiys, accimis7 1. Pbi LPO dr kfms tbks a ot kef uf`ir _i ot kef 1?(d) el tbi Li `ir ac Pra `i Oehhk ss kef Aot (–LPO Aot‘), 19 Y._.O. § 9?(d), te siouri pirhafift kfgufotkvi rickil, ristktutkef, `ksmermihift, af` etbir iquktadci rickil amakfst @ilif`afts ler tbikr `ioiptkvi aots er praotkois af` lacsi a`virtksihifts kf oeffiotkef wktb tbi a`virtkskfm, prehetkef, af` saci el purperti` –oerac oacokuh‘ suppcihifts af` a `kitary suppcihift oacci` –_uprihi Mriifs wktb H_H,‘ kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 94. GYTK_@KOPKEF AF@ \IFYI

FTC Complaint vs. Alex Guerrero

Embed Size (px)

Citation preview

Page 1: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 1/35

YFKPI@ _PAPI_ @K_PTKOP OEYTP

@K_PTKOP EL HA__AOBY_IPP_

 UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU 

LI@ITAC PTA@I OEHHK__KEF, )^cakftkll )

v. ))

@KTIOP HATJIPKFM OEFOI^P_, KFO., /̀d/a )PE@A[‛_ BIACPB af` @KTIOP LYCLKCCHIFP, )KP\ @KTIOP, KFO., ̀ /d/a @KTIOP LYCLKCCHIFP, ) Okv. Fe.@EFAC@ ]. DATTIPP, )BIACPB[ _ECYPKEF_, CCO `/d/a @KTIOP )DY_KFI__ OEFOI^P_, )BIACPB _ECYPKEF_, KFO., )

ACIGAF@TE MYITTITE, a/j/a ACIR MYITTITE, )HKOBAIC BE]ICC, MTIM MITIHI_W, )PTKA@ HC HATJIPKFM, KFO., JKFM HI@KA, KFO., )af` ACCIF _PITF, )

@ilif`afts. ) UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU)

OEH^CAKFP LET ^ITHAFIFP KFGYFOPKEF AF@ EPBIT

  IQYKPADCI TICKIL

^cakftkll, tbi Li`irac Pra`i Oehhksskef (–LPO er –Oehhksskef‘), dy kts uf`irskmfi` 

atterfiys, accimis7

1. Pbi LPO drkfms tbks aotkef uf`ir _iotkef 1?(d) el tbi Li`irac Pra`i Oehhksskef

Aot (–LPO Aot‘), 19 Y._.O. § 9?(d), te siouri pirhafift kfgufotkvi rickil, ristktutkef,

`ksmermihift, af` etbir iquktadci rickil amakfst @ilif`afts ler tbikr `ioiptkvi aots er praotkois

af` lacsi a`virtksihifts kf oeffiotkef wktb tbi a`virtkskfm, prehetkef, af` saci el purperti` 

–oerac oacokuh‘ suppcihifts af` a `kitary suppcihift oacci` –_uprihi Mriifs wktb H_H,‘ kf

vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 94.

GYTK_@KOPKEF AF@ \IFYI

Page 2: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 2/35

4

4. Pbks Oeurt bas sudgiot hattir gurks`kotkef evir tbks hattir pursuaft te 19 Y._.O.

§§ 09(a), 94, af` 9?(d), af` 42 Y._.O. §§ 1??1, 1??=(a), af` 1?09.

?. \ifui kf tbks @kstrkot ks prepir uf`ir 19 Y._.O. § 9?(d) af` 42 Y._.O. § 1?;1(d)

af` (o).

PBI ^ATPKI_

0. ^cakftkll, tbi Li`irac Pra`i Oehhksskef, ks af kf`ipif`ift amifoy el tbi Yfkti` 

_tatis Mevirfhift oriati` dy tbi LPO Aot. 19 Y._.O. §§ 01-92. Pbi Oehhksskef iflerois

_iotkef 9(a) el tbi LPO Aot, 19 Y._.O. § 09(a), wbkob prebkdkts uflakr er `ioiptkvi aots er 

 praotkois kf er alliotkfm oehhiroi. Pbi Oehhksskef acse iflerois _iotkef 14 el tbi LPO Aot,

19 Y._.O. § 94, wbkob prebkdkts lacsi a`virtksihifts ler lee`, `rums, `ivkois, sirvkois, er 

oeshitkos kf er alliotkfm oehhiroi. Pbi Oehhksskef, tbreumb kts ewf atterfiys, hay kfktkati

li`irac `kstrkot oeurt preoii`kfms te ifgekf vkecatkefs el tbi LPO Aot af` te siouri suob

iquktadci rickil, kfocu`kfm risoksskef af` ristktutkef, as hay di appreprkati kf iaob oasi. 19

Y._.O. § 9?(d).

9. @ilif`aft @kriot Harjitkfm Oefoipts (–@HO‘), sehitkhis ̀ ekfm duskfiss as

–Pe`ay‛s Biactb‘ af` –@kriot Luclkcchift,‘ ks a Hassaobusitts oerperatkef wktb kts prkfokpac

 pcaoi el duskfiss at 4> Eajpekft Ixt., _aumus, HA, >1;>< af` acse `eis duskfiss at 1>>

Ouhhkfms Oiftir, _ukti 1?;L, Divircy, HA, >1;19. Ler heri tbaf twe yiars, @HO, at tkhis

wktb kts duskfiss partfirs Prka` HC Harjitkfm, Kfo. af` Jkfm Hi`ka, Kfo., bas preheti`,

harjiti`, elliri` ler saci, af`/er `kstrkduti` oerac oacokuh pre`uots tbreumb tbi usi el af

kflehirokac, prkft a`virtksihifts af` etbir prkfti` prehetkefac hatirkacs, `kstrkduters, af` ritakc

eutcits te oefsuhirs tbreumbeut tbi Yfkti` _tatis. Lreh at ciast Gafuary 4>>4, af` oeftkfukfm

Page 3: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 3/35

?

kfte 4>>?, @HO harjiti` –Oerac Oacokuh @akcy‘ af` etbir oerac oacokuh pre`uots te oefsuhirs

tbreumbeut tbi Yfkti` _tatis tbreumb a varkity el hiafs, kfocu`kfm a fatkefaccy `kssihkfati` 

kflehirokac kf wbkob Jivkf Pru`iau af` Tedirt Darileet appiar as prehetirs el Oerac Oacokuh

@akcy. Kf a``ktkef, skfoi at ciast Aumust 4>>?, @HO bas preheti`, harjiti`, elliri` ler saci,

af`/er `kstrkduti` a `kitary suppcihift oacci` –_uprihi Mriifs wktb H_H‘ (–_uprihi

Mriifs‘) te oefsuhirs tbreumbeut tbi Yfkti` _tatis tbreumb tbi usi el efi er heri fatkefaccy

`kssihkfati` kflehirokacs, af Kftirfit widskti ‟ www.te`aysbiactb.oeh/suprihimriifs ‟af` 

 prkfti` prehetkefac hatirkacs. @ilif`afts @efac` Darritt af` Acigaf`re Muirrire appiar kf tbi

_uprihi Mriifs kflehirokac(s) prehetkfm tbi pre`uot. @HO trafsaots er bas trafsaoti` 

 duskfiss kf tbi @kstrkot el Hassaobusitts.

<. @ilif`aft KP\ @kriot, Kfo. (–KP\‘), sehitkhis `ekfm duskfiss as –@kriot

Luclkcchift,‘ ks a Hassaobusitts oerperatkef wktb kts prkfokpac pcaoi el duskfiss at 1>>

Ouhhkfms Oiftir, _ukti 9><I, Divircy, Hassaobusitts. _kfoi at ciast Aumust 4>>?, KP\ bas

 preheti`, harjiti`, elliri` ler saci, af`/er `kstrkduti` _uprihi Mriifs te oefsuhirs

tbreumbeut tbi Yfkti` _tatis tbreumb tbi usi el efi er heri fatkefaccy `kssihkfati` 

kflehirokacs, prkfti` prehetkefac hatirkacs, af` Kftirfit a`virtksihifts. KP\ trafsaots er bas

trafsaoti` duskfiss kf tbi @kstrkot el Hassaobusitts. 

=. @ilif`aft @efac̀ ]. Darritt (–Darritt‘) ks tbi ^risk`ift af` a @krioter el @HO,

af` tbi ^risk`ift af` a @krioter el KP\. _kfoi Gafuary 4>>4, Darritt, aotkfm kf`kvk`uaccy, er kf

oefoirt wktb etbirs, bas preheti`, harjiti`, elliri` ler saci, af`/er `kstrkduti` tbi pre`uot

Oerac Oacokuh @akcy af` etbir oerac oacokuh pre`uots te oefsuhirs tbreumbeut tbi Yfkti` 

_tatis tbreumb a varkity el hiafs, kfocu`kfm a fatkefaccy `kssihkfati` kflehirokac liaturkfm

Page 4: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 4/35

0

Jivkf Pru`iau af` Tedirt Darileet as prehetirs el Oerac Oacokuh @akcy, as wicc as tbreumb

 prkft a`virtksihifts af` etbir prkfti` prehetkefac hatirkacs. Kf a``ktkef, skfoi at ciast Aumust

4>>?, Darritt, aotkfm kf`kvk`uaccy, er kf oefoirt wktb etbirs, bas preheti`, harjiti`, elliri` ler 

saci, af`/er `kstrkduti` _uprihi Mriifs te oefsuhirs tbreumbeut tbi Yfkti` _tatis tbreumb tbi

usi el efi er heri fatkefaccy `kssihkfati` kflehirokacs, prkfti` prehetkefac hatirkacs, af` 

Kftirfit a`virtksihifts, as wicc as tbreumb etbir hiafs. Darritt appiars kf tbi _uprihi Mriifs

kflehirokac(s) prehetkfm tbi pre`uot. Darritt `kriots, oeftrecs, lerhucatis, er partkokpatis kf tbi

aots af` praotkois el @HO af` KP\, kfocu`kfm tbi aots af` praotkois oehpcakfi` el dicew.

Darritt risk`is af` trafsaots er bas trafsaoti` duskfiss kf tbi @kstrkot el Hassaobusitts.

2. @ilif`aft Biactby _ecutkefs, CCO (–Biactby _ecutkefs‘), sehitkhis ̀ ekfm

 duskfiss as @kriot Duskfiss Oefoipts, ks a Oacklerfka ckhkti` ckadkckty oehpafy wktb kts prkfokpac

 pcaoi el duskfiss at ;942 Hkrahar T`., # 1>>, _af @kime, OA ;414<.  _kfoi at ciast Aumust

4>>?, Biactby _ecutkefs, aotkfm acefi er kf oefoirt wktb etbirs, bas preheti`, harjiti`, elliri` 

ler saci, af`/er `kstrkduti` _uprihi Mriifs te oefsuhirs tbreumbeut tbi Yfkti` _tatis tbreumb

tbi usi el efi er heri fatkefaccy ̀ kssihkfati` kflehirokacs, as wicc as tbreumb etbir hiafs. Kf

Aprkc 4>>?, Biactby _ecutkefs iftiri` kfte af ixocuskvi `kstrkdutkef amriihift wktb `ilif`aft

KP\ kf wbkob Biactby _ecutkefs, kf a``ktkef te amriikfm te suppcy KP\ wktb tbi _uprihi Mriifs

 pre`uot, mrafti` KP\ tbi rkmbt te preheti _uprihi Mriifs tbreumb tbi usi el kflehirokac, prkft,

ra`ke, er afy etbir hi`ka, af` mrafti` KP\ pirhksskef te usi Biactby _ecutkefs‛ tra`iharjs af` 

tra`i fahis kf harjitkfm _uprihi Mriifs. Biactby _ecutkefs acse amrii` te prevk`i KP\ wktb

af –ixpirt spejispirsef,‘ `iskmfati` as `ilif`aft Acigaf`re (–Acix‘) Muirrire, ler KP\‛s usi

kf pre`uokfm tbi _uprihi Mriifs kflehirokac. Biactby _ecutkefs amrii` as wicc te prevk`i

Page 5: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 5/35

9

wrkttif tistkhefkacs, harjitkfm rilirifoi hatirkacs af` etbir riprisiftatkefs af` asskstafoi

oefoirfkfm _uprihi Mriifs. Biactby _ecutkefs trafsaots er bas trafsaoti` duskfiss kf tbi

@kstrkot el Hassaobusitts.

;. @ilif`aft Biactb _ecutkefs, Kfo. ks a Oacklerfka oerperatkef wktb a prkfokpac pcaoi

el duskfiss at 1<20? \acciy Deucivar`, _ukti 90> I, Leftafa, Oacklerfka. _kfoi at ciast Aumust

4>>?, Biactb _ecutkefs, Kfo., aotkfm acefi er kf oefoirt wktb etbirs, bas preheti`, harjiti`,

elliri` ler saci, af`/er `kstrkduti` _uprihi Mriifs te oefsuhirs tbreumbeut tbi Yfkti` _tatis

tbreumb tbi usi el efi er heri fatkefaccy `kssihkfati` kflehirokacs, as wicc as tbreumb etbir 

hiafs. Biactb _ecutkefs, Kfo. bas appcki` ler tbi tra`iharj rkmbts te tbi _uprihi Mriifs fahi

af` bec`s ktsicl eut ef tbi widskti www.bsfew.oeh as tbi iftkty tbreumb wbkob oefsuhirs oaf

er`ir _uprihi Mriifs. Biactb _ecutkefs, Kfo. trafsaots er bas trafsaoti` duskfiss kf tbi @kstrkot

el Hassaobusitts.

1>. @ilif`aft Acigaf`re Muirrire, acse jfewf as Acix Muirrire (–Muirrire‘), ks a

Oacklerfka risk`ift af` ̂ risk`ift af` `krioter el Biactb _ecutkefs, Kfo. Muirrire, aotkfm

kf`kvk`uaccy, er kf oefoirt wktb etbirs, bas preheti`, harjiti`, elliri` ler saci, af`/er 

`kstrkduti` _uprihi Mriifs te oefsuhirs tbreumbeut tbi Yfkti` _tatis skfoi at ciast Aumust

4>>?, tbreumb tbi usi el efi er heri fatkefaccy `kssihkfati` kflehirokacs, as wicc as tbreumb

etbir hiafs. Muirrire ks tbi ewfir el tbi tra`i siorit lerhuca ler _uprihi Mriifs af` appiars

kf tbi _uprihi Mriifs kflehirokac(s) prehetkfm tbi pre`uot. Muirrire `kriots, oeftrecs,

lerhucatis, er partkokpatis kf tbi aots af` praotkois el Biactb _ecutkefs, Kfo. af` bas ifmami` kf

tbi aots af` praotkois accimi` kf tbks oehpcakft. Muirrire trafsaots er bas trafsaoti` duskfiss kf

tbi @kstrkot el Hassaobusitts.

Page 6: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 6/35

<

11. @ilif`aft Hkobaic Bewicc (–Bewicc‘) ks a Oacklerfka risk̀ ift, ^risk`ift el 

Biactby _ecutkefs, af` af ellkoir el Biactb _ecutkefs, Kfo. _kfoi at ciast Aumust 4>>?, Bewicc,

aotkfm kf`kvk`uaccy, er kf oefoirt wktb etbirs, bas preheti`, harjiti`, elliri` ler saci, af`/er 

`kstrkduti` _uprihi Mriifs te oefsuhirs tbreumbeut tbi Yfkti` _tatis tbreumb tbi usi el efi er 

heri fatkefaccy `kssihkfati` kflehirokacs, as wicc as tbreumb etbir hiafs. Kf Aprkc 4>>?,

Bewicc, as ^risk`ift el Biactby _ecutkefs, iftiri` kfte af ixocuskvi `kstrkdutkef amriihift wktb

KP\ ler _uprihi Mriifs. Bewicc `kriots, oeftrecs, lerhucatis, er partkokpatis kf tbi aots af` 

 praotkois el Biactby _ecutkefs af` Biactb _ecutkefs, Kfo., kfocu`kfm tbi aots af` praotkois

oehpcakfi` el dicew.  Bewicc trafsaots er bas trafsaoti` duskfiss kf tbi @kstrkot el 

Hassaobusitts.

14. @ilif`aft Mrim Mirihisz (–Mirihisz‘) ks a Oacklerfka risk̀ ift, a hihdir af` 

tbi rimkstiri` amift el Biactby _ecutkefs, af` af ellkoir el Biactb _ecutkefs, Kfo. _kfoi at ciast

Aumust 4>>?, Mirihisz, aotkfm kf`kvk`uaccy, er kf oefoirt wktb etbirs, bas preheti`, harjiti`,

elliri` ler saci, af`/er `kstrkduti` _uprihi Mriifs te oefsuhirs tbreumbeut tbi Yfkti` _tatis

tbreumb tbi usi el efi er heri fatkefaccy `kssihkfati` kflehirokacs as wicc as etbir hiafs.

Mirihisz `kriots, oeftrecs, lerhucatis, er partkokpatis kf tbi aots af` praotkois el Biactby

_ecutkefs af` Biactb _ecutkefs, Kfo., kfocu`kfm tbi aots af` praotkois oehpcakfi` el dicew.

Mirihisz trafsaots er bas trafsaoti` duskfiss kf tbi @kstrkot el Hassaobusitts.

1?. @ilif`aft Prka` HC Harjitkfm, Kfo. (–Prka`‘), ks a ^iffsycvafka oerperatkef

wktb kts prkfokpac pcaoi el duskfiss at <9< I. _wi`isler` Tea`, _ukti ??>, ]ayfi, ^A, 1;>2=.

Ler heri tbaf twe yiars, Prka`, at tkhis wktb kts duskfiss partfirs @HO af` Jkfm Hi`ka, Kfo.,

bas preheti`, harjiti`, elliri` ler saci, af`/er `kstrkduti` oerac oacokuh pre`uots tbreumb tbi

Page 7: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 7/35

=

usi el af kflehirokac, ticivkskef a`virtksihift, `kstrkduters, af` ritakc eutcits te oefsuhirs

tbreumbeut tbi Yfkti` _tatis. Prka` bas harjiti` tbi pre`uot Oerac Oacokuh @akcy skfoi at ciast

Gafuary 4>>4, af` uftkc at ciast Fevihdir 4>>4, tbreumb a fatkefaccy `kssihkfati` kflehirokac,

kf wbkob Jivkf Pru`iau af` Tedirt Darileet appiar as prehetirs el tbi pre`uot. Kf a``ktkef,

Prka` oeftraoti` ler af` evirsaw preourihift el, af` luclkcchift el oefsuhir er`irs ler, tbi

Oerac Oacokuh @akcy pre`uot. Prka`‛s hirobaft aooeuft was usi` te preoiss ori`kt oar` 

trafsaotkefs ler oefsuhir er`irs ler Oerac Oacokuh @akcy af` te a`hkfkstir oustehir riluf`s.

Prka` acse appcki` ler tbi tra`iharj ler Oerac Oacokuh @akcy. _udsiquiftcy, Prka` bas harjiti` 

Oerac Oacokuh @akcy tbreumb a ?>-sioef` ticivkskef a`virtksihift af` ritakc eutcits. Prka` 

trafsaots er bas trafsaoti` duskfiss kf tbi @kstrkot el Hassaobusitts.

10. @ilif`aft Jkfm Hi`ka, Kfo. (–Jkfm Hi k̀a‘) ks a ^iffsycvafka oerperatkef wktb

kts prkfokpac pcaoi el duskfiss at <9< I. _wi`isler` Tea`, _ukti ?49, ]ayfi, ^A, 1;>2=. Ler 

heri tbaf twe yiars, Jkfm Hi`ka, at tkhis wktb kts duskfiss partfirs @HO af` Prka`, bas

 preheti`, harjiti`, elliri` ler saci, af`/er `kstrkduti` oerac oacokuh pre`uots tbreumb tbi usi

el kflehirokacs af` a ticivkskef a`virtksihift te oefsuhirs tbreumbeut tbi Yfkti` _tatis. _kfoi

at ciast Gafuary 4>>4, af` oeftkfukfm tbirialtir tbreumb at ciast Fevihdir 4>>4, Jkfm Hi`ka

harjiti` –Oerac Oacokuh @akcy‘ dy purobaskfm hi`ka tkhi ler tbi fatkefaccy `kssihkfati` 

kflehirokac, kf wbkob Jivkf Pru`iau af` Tedirt Darileet appiar as prehetirs el tbi pre`uot.

Jkfm Hi`ka acse lkfafoi` tbi `kssihkfatkef el tbi kflehirokac ler sehi tkhi ef dibacl el 

@ilif`aft @HO. Jkfm Hi`ka acse bas diif kfvecvi` kf harjitkfm Oerac Oacokuh @akcy dy

 purobaskfm hi`ka tkhi ler tbi ?>-sioef` ticivkskef a`virtksihift. Jkfm Hi`ka trafsaots er bas

trafsaoti` duskfiss kf tbi @kstrkot el Hassaobusitts.

Page 8: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 8/35

2

19. @ilif`aft Accif _tirf (–_tirf‘) ks ̂ risk`ift el Prka` af` Jkfm Hi`ka. _kfoi at

ciast Gafuary 4>>4, _tirf, aotkfm kf`kvk`uaccy, er kf oefoirt wktb etbirs, bas preheti`, harjiti`,

elliri` ler saci, af`/er `kstrkduti` oerac oacokuh pre`uots te oefsuhirs tbreumbeut tbi Yfkti` 

_tatis tbreumb a fatkefaccy `kssihkfati` kflehirokac, a ticivkskef oehhirokac, af` ritakc eutcits.

Bi `kriots, oeftrecs, lerhucatis, er partkokpatis kf tbi aots af` praotkois el Prka` af` Jkfm

Hi`ka, kfocu`kfm tbi aots af` praotkois oehpcakfi` el dicew. _tirf trafsaots er bas trafsaoti` 

 duskfiss kf tbi @kstrkot el Hassaobusitts.

1<. @ilif`afts Prka`, Jkfm Hi`ka, af` _tirf bavi epirati` a oehhef duskfiss

iftirprksi wbkci ifmamkfm kf tbi `ioiptkvi aots af` praotkois accimi` dicew af` ari tbirileri

 gekftcy af` siviraccy ckadci ler sak` aots af` praotkois.

OEHHITOI

1=. Pbi aots af` praotkois el @HO, KP\, Darritt, Biactby _ecutkefs, Biactb

_ecutkefs, Kfo., Bewicc, Mirihisz, Muirrire, Prka`, Jkfm Hi`ka, af` _tirf (oecciotkvicy,

–@ilif`afts‘) accimi` kf tbks Oehpcakft ari er bavi diif kf er alliotkfm oehhiroi, as

–oehhiroi‘ ks `ilkfi` kf _iotkef 0 el tbi LPO Aot, 19 Y._.O. §§ 00.

@ILIF@AFP_‛ OEYT_I EL OEF@YOP

Oerac Oacokuh @akcy

12. _kfoi at ciast Gafuary 4>>4, @ilif`afts @HO, Darritt, Prka`, Jkfm Hi`ka, af` 

_tirf (oecciotkvicy, tbi –Oerac Oacokuh @ilif`afts‘) bavi hafulaoturi`, cadici`, a`virtksi`,

elliri` ler saci, sec`, af`/er `kstrkduti` Oerac Oacokuh @akcy te tbi pudcko tbreumbeut tbi Yfkti` 

_tatis. Oerac Oacokuh @akcy ks a `kitary suppcihift tbat purperti`cy oeftakfs a lerh el oacokuh

`irkvi` lreh harkfi oerac. Pbreumb tbikr duskfiss vifturi, tbi Oerac Oacokuh @ilif`afts bavi

Page 9: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 9/35

;

 preheti` Oerac Oacokuh @akcy as af illiotkvi hiafs te privift, triat, af` ouri oafoir, biart

`ksiasi, af` varkeus `imifiratkvi af` autekhhufi `ksiasis.

1;. Pbi oest te oefsuhirs ler a efi-heftb suppcy el Oerac Oacokuh @akcy, wbkob

oefsksts el a ;>-oapsuci dettci, rafmis lreh $10.;9 te $?;.;9, pcus sbkppkfm af` baf`ckfm.

Aooer`kfm te tbi dettci‛s cadic, a `akcy sirvkfm skzi el Oerac Oacokuh @akcy ks tbrii oapsucis,

wbkob kf tetac oeftakfs 9?> hkcckmrahs el oacokuh.

4>. Pbi Oerac Oacokuh @ilif`afts bavi prkharkcy a`virtksi` Oerac Oacokuh @akcy

tbreumb twe hiafs7 (1) a fatkefaccy `kssihkfati`, ?>-hkfuti ticivkskef kflehirokac: af` (4) prkft

a`virtksihifts appiarkfm kf lrii-staf`kfm fiwspapir kfsirts (–L_Ks‘), wbkob ari kfsirti` kf ceoac

_uf`ay fiwspapirs. _ii Ixbkdkt 1 (oepy el ?>-hkfuti kflehirokac): Ixbkdkt 4 (trafsorkpt el 

kflehirokac): af` Ixbkdkt ? (oepy el prkft a`virtksihift tbat appiari` kf af L_K kfsirti` kf a _af

Lrafoksoe-dasi` fiwspapir). Pbi kflehirokac bas akri` ef fatkefac oadci fitwerjs suob as ^AR

Picivkskef, ]ehif‛s Iftirtakfhift, P\ Lee` Fitwerj, I! Iftirtakfhift Picivkskef, tbi

Eut`eer Obaffic, tbi Pravic Obaffic, Aooiss Picivkskef, af` Drave. @urkfm tbi oeursi el tbi

kflehirokac, tbi Oerac Oacokuh @ilif`afts suppcki` vkiwirs wktb a tecc-lrii ticipbefi fuhdir te

oacc te purobasi Oerac Oacokuh @akcy. Pbi Oerac Oacokuh @ilif`afts acse bavi kfocu`i` 

 pre`uot dreoburis acefm wktb tbi Oerac Oacokuh @akcy pre`uot sbkppi` te oefsuhirs. _ii

Ixbkdkt 0 (a prehetkefac cittir skmfi` dy `ilif`aft Darritt). Oerac Oacokuh @akcy acse ks er bas

 diif avakcadci ler purobasi tbreumb ritakc eutcits suob as O\_, Tkti Ak`, ]acmriif‛s, af` 

Mifirac Futrktkef Oiftirs (MFO), af` vka tbi Kftirfit. Lkfaccy, @ilif`afts Prka`, Jkfm Hi`ka,

af` _tirf acse bavi a`virtksi` Oerac Oacokuh @akcy tbreumb a ?>-sioef` ticivkskef

a`virtksihift.

Page 10: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 10/35

1>

41. Pe kf`uoi oefsuhirs te purobasi Oerac Oacokuh @akcy, tbi Oerac Oacokuh

@ilif`afts bavi wk`icy `kssihkfati` a`virtksihifts af` prehetkefac hatirkacs, kfocu`kfm, dut

fet ckhkti` te, Ixbkdkts 1 tbreumb 0, oeftakfkfm, ahefm etbirs, tbi leccewkfm statihifts7

A. JI\KF PTY@IAY7 Ejay. _e biri‛s tbi quistkef. K asji` hysicl, wkcc Kmit oafoir5 Oaf K jfew5

TEDITP DATILEEP7 [is.

JI\KF PTY@IAY7 K hiaf, piepci eut tbiri watobkfm rkmbt few ari accwef`irkfm, K bepi K `ef‛t mit oafoir er K wef`ir kl K ah mekfm te mitoafoir.

TEDITP DATILEEP7 [is.

JI\KF PTY@IAY7 Ks tbiri a way ler us te jfew wbitbir wi wkcc er wef‛t5

TEDITP DATILEEP7 [is, tbiri ks, af` kt‛s viry skhpci. Lkrst ell, wi gust rivkiw wbat yeu'ri iatkfm. Ari yeu mittkfm tbi hkfiracs5 Af` kl yeu'ri fet, yeu wkcc dioehi aok`ko af` yeu wkcc mit efi el tbi hager `ksiasis. [eu oaf bavi biart `ksiasi, oafoir, cupus, lkdrehyacmka,huctkpci sociresks. Fahi tbi `ksiasi, tbiy'ri acc oausi` dy aok`esks.

* * *

JI\KF PTY@IAY7 Ejay. Few, biri's tbi quistkef. _e, kl tbat's tbioasi, ks tbiri a way te obafmi tbi de`y pB lreh dikfm aok`ko te dikfmheri acjackfi5

TEDITP DATILEEP7 [is, yeu fii` te ifrkob tbi de`y wktb hkfiracsaf` tbiri ari acc jkf`s el hkfiracs af` acc jkf`s el ways el `ekfm tbat,sehi vastcy supirker te etbirs.

JI\KF PTY@IAY7 Ejay. ]bat's a mee` way, kf yeur epkfkef, tbat a pirsef oaf mit rk` el tbat aok`kty5

TEDITP DATILEEP7 ]icc, tbiy bavi te oefsuhi a cet heri oacokuh.[eu sii, gust ckji yeu'vi biar` kf tbi past, tbiri ari oucturis acc evir tbiwerc` tbat fivir mit skoj af` tbiy ckvi te di 1>>, af` acc tbisi oucturisbavi efi tbkfm kf oehhef af` kt `eisf't hattir wbitbir tbi Bufzas kf^ajkstaf er tbi Pktkoaoa Kf`kafs ‟ kf Obkfa, tbiri's a daf` el hkcckefs el 

Page 11: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 11/35

11

tbih, er tbi Ejkfawafs evir kf Gapaf, ef tbi Eprab ]kflriy _bew tacji` adeut bew tbiy ckvi cefm af` tbiy fivir mit skoj. * * * Pbiy acc bavi efitbkfm kf oehhef. Pbiy acc oefsuhi evir 1>>,>>> hkcckmrahs el oacokuh a`ay * * * Pbiy iat 1>> tkhis as huob as yeu af` K.

JI\KF PTY@IAY7 Ks tbat tbi efcy oehhef ̀ ifehkfater, oefsuhkfmheri oacokuh5

TEDITP DATILEEP7 Fe, tbi etbir oehhef `ifehkfater ks tbiy'ri acckf tbi suf ler sivirac beurs a `ay.

Ix. 4 (trafsorkpt el kflehirokac) at p. 9, ckfi 4> tbreumb p. <ckfi 1>: p. 2, ckfi ? tbreumb p. ; ckfi ;.

D. JI\KF PTY@IAY7 Ejay. Few, se, ari yeu saykfm tbi skhpcist tbkfm a pirsef oaf `e te kforiasi tbikr biactb ks oefsuhi heri oacokuh5

TEDITP DATILEEP7 Pbat's tbi oasi, af` tbat's wby acc tbisi oucturisacc evir tbi werc`, wbe iat 1> te 1>> tkhis as huob as wi `e, vkrtuaccyfivir bavi biart `ksiasi er oafoir.

JI\KF PTY@IAY7 Ejay. Dut K oaf't me te a steri, a `rum steri er abiactb lee` steri, af` gust mit oacokuh kf a dettci, kf a pkcc af` taji kt.

TEDITP DATILEEP7 Fe.

JI\KF PTY@IAY7 Dioausi yeu'ri saykfm tbat's fet mekfm te bavi as

mee` el af illiot.

TEDITP DATILEEP7 Fe, fe, fe, af` kt's riaccy tbi wrefm tbkfm te `e.K ticc piepci wbe `rkfj hkcj, yeu oaf `rkfj heri, dut K fivir ticc yeu te`rkfj hkcj kl yeu `ef't dioausi, yeu sii, tbi hkcj oeftakfs a caotko aok` wbkob wkcc ammravati yeur aok` predcih. _e, kt's fet fioissarkcy tbi tbkfmte `e. ]bif wi `ksoeviri` daoj kf '24, wbif wi jfiw tbat tbi oacokuhlaoter was tbi jiy te tbisi piepci staykfm biactby, wi `ksoeviri` tbat kf

Ejkfawa, tbat tbiy wiri iatkfm tbks oerac saf` oacci` oerac oacokuh. ]icc, dey, skfoi 1;24, wi'vi diif stu`ykfm tbi oerac oacokuh af` K oaf ticc yeutbiri ari tifs el hkcckefs el piepci, hkcckefs el tistkhefkacs. K'vi ba` 

1,>>> piepci ticc hi bew tbiy'vi ouri` tbikr oafoir. K'vi wktfissi` piepcimit eut el wbiicobakrs wktb huctkpci sociresks gust dy mittkfm ef tbi oerac.

Ix. 4 at p. 1;, ckfi 14 tbreumb p. 4>, ckfi 19.

O. TEDITP DATILEEP7 Pbiri‛s fe suob tbkfm as a da` futrkift. _ehi

Page 12: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 12/35

14

ari huob dittir tbaf etbirs. Pbi riac jiy wktb oacokuh ks kt `eis fet waftte adserd kf tbi buhaf de`y. Kl yeu, ler ixahpci, taji a oacokuh aftaok`,kt wkcc adserd 4 piroift. Kl yeu taji hkcj, yeu adserd 1= piroift. Kl yeutaji sehi el tbisi oktratis, yeu adserd 1> piroift.

JI\KF PTY@IAY7 Yh-buh.

TEDITP DATILEEP7 Dut yeu jfew, tbiri ks a sudstafoi eut tbiriwbiri yeu mit 1>> piroift adserptkef.

JI\KF PTY@IAY7 Bhh.

TEDITP DATILEEP7 Af` Ahirkoa basf‛t biar` adeut kt. Af` tbat‛sstrafmi dioausi, yeu jfew, ler buf`ri`s el yiars, tifs el hkcckefs el  piepci areuf` tbi werc` bavi tajif kt. Pe`ay, tbiri ari tifs el hkcckefs el  piepci areuf` tbi werc` tbat ari tajkfm tbks sudstafoi wktb 1>> piroift

adserptkef.

JI\KF PTY@IAY7 Af` tbks ks tbi oerac lreh ‟ 

TEDITP DATILEEP7 [is.

JI\KF PTY@IAY7 ‟ Ejkfawa, Gapaf tbat piepci a`` kf watir.

TEDITP DATILEEP7 [iab.

Ix. 4 at p. 11, ckfi 10 tbreumb p. 14, ckfi 1>.

@. ZEF _OTIIF7 1-2>>-2=>-0144X

* * *

JI\KF PTY@IAY7 * * * Kl yeu waft kflerhatkef ef tbisi deejs er tbioerac oacokuh, gust oacc tbi fuhdir ef yeur soriif ler sehi herikflerhatkef.

Ix. 4 at p. 1=, ckfi 44 tbreumb p. 12, ckfi 11.

I. JI\KF PTY@IAY7 [eu'ri saykfm kl a pirsef wafts te di biactbkir, teckvi cefmir ‟

TEDITP DATILEEP7 [is.

JI\KF PTY@IAY7 ‟ `ksiasi-lrii kf yeur epkfkef, tbiy `e twe skhpci

Page 13: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 13/35

1?

tbkfms, stay kf tbi suf twe beurs a `ay, mit sufckmbt ef tbikr laoi ‟

TEDITP DATILEEP7 Af` taji oerac oacokuh.

JI\KF PTY@IAY7 Af` tbat's kt5

TEDITP DATILEEP7 Pbat's kt. Af`, dey, K oaf kftre`uoi yeu tetbeusaf`s tbat `e af` yeu wef't dickivi tbikr sterkis.

JI\KF PTY@IAY7 Dut wkcc piepci liic a `kllirifoi kl tbiy'ri ‟  

TEDITP DATILEEP7 Eb, yis. Eb, yis. Ispiokaccy tbesi tbat wiriskoj. ^iepci `ef't oehi te hi, yeu jfew, wktb a `ksiasi, tbiy oehi te hi`ykfm af` tbiy `ef't `ki.

JI\KF PTY@IAY7 Dut tajkfm ‟

TEDITP DATILEEP7 Af` acc tbiy ̀ e ks obafmi tbikr ckvis.

JI\KF PTY@IAY7 Dut tajkfm oacokuh ks fet a ouri ler afytbkfm.

TEDITP DATILEEP7 Fe, fe. ]bat tbi oacokuh `eis ks kt mkvis tbi de`y wbat kt fii`s te ouri ktsicl. [eu jfew, wktb yeur @FA, yeu oafmrew a wbeci fiw drakf5 Few, tbiy'ri ̀ ksoevirkfm tbks. [eu oaf mrewwbeci fiw de`y parts. Dut yeur @FA efcy wkcc werj wbif shetbiri` kfoacokuh. _e, yeu'vi met te mkvi kt a obafoi. Ceej at tbisi piepci ckjiHkobaic Lex wbe met ^arjkfsef's, wbkob wi jfew ks oausi` dy lrii

ra`koacs obiwkfm up bks drakf.

JI\KF PTY@IAY7 Yh-buh.

TEDITP DATILEEP7 Lrii ra`koac, dy `ilkfktkef, ks starvi` ler iciotrefs af` kt's pesktkvicy obarmi`. Few, kl yeu shetbir kt kf iciotrefs,yeu `istrey kt. _e, kl yeu haji yeur de`y acjackfi dy tajkfm oacokuh, tbilrii ra`koacs ari ̀ istreyi` ef iftry, yeu oaf't mit ^arjkfsef's. Kf etbir 

wer`s, iviry `ksiasi oaf di ixpcakfi`.

JI\KF PTY@IAY7 Pbif wby `eisf't ‟ wby ksf't bi tajkfm oacokuh5

TEDITP DATILEEP7 [eu oaf't mit te Hkobaic G. Lex. K'vi trki` af` ‟

JI\KF PTY@IAY7 Hkobaic G. Lex, kl yeu'ri watobkfm rkmbt few er kl sehide`y's watobkfm tbat jfews, mit sehi oacokuh. Pbat's wbat yeu'riticckfm bkh5

Page 14: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 14/35

10

TEDITP DATILEEP7 Eb, yis. Pbi lkrst tbkfm wi oaf ̀ e ks arrist tbi`ksiasi af` step kt lreh bappifkfm lurtbir. Pbif wbat wi waft ks ler bks@FA te jkoj kf af` bicp bkh mrew a fiw drakf.

Ix. 4 at p. ?4, ckfi 1 tbreumb p. ??, ckfi 49.

L. TEDITP DATILEEP7 * * * Dut tbi dist way, el oeursi, ks te oefsuhi ktwbeci.

JI\KF PTY@IAY7 Pbi aotuac oerac ktsicl5

TEDITP DATILEEP7 [is. Kf oapsuci lerh.

JI\KF PTY@IAY7 Eb, riaccy5 Af` se, tbks aotuaccy ks a``kfm oacokuhkfte yeur systih.

TEDITP DATILEEP7 [is. As a hattir el laot, skfoi wktbkf adeut 4>hkfutis yeu mit 1>> piroift adserptkef, yeu‛ri cktiraccy mittkfm 9> tkhisas huob oacokuh, 9> tkhis as last kl yeu taji tbi oerac oacokuh virsus, say,af aftaok` oacokuh.

Ix. 4 at p. 1?, ckfi 12 tbreumb p. 10, ckfi ?.

M. JI\KF PTY@IAY7 Few, tbi hi`koac oehhufkty weuc` say te say tbatoacokuh ks a ouri ler oafoir ks rk`kouceus.

TEDITP DATILEEP7 Pbif wby `k` tbi Geurfac el tbi AHA tbks yiar 

queti tbi _trafm Oafoir Tisiarob Kfstktuti af` sak` tbat oacokuhsuppcihifts rivirsi oafoir. Pbat's a queti lreh tbi Geurfac el tbi AHAaf` tbiy queti` bew huob. Pbiy sak` 1,9>> hkcckmrahs a `ay ks ifeumbte rivirsi oecef oafoir af` tbiy sak` etbir oafoirs wkcc mrew daoj teferhac. Pbiy `ef't usi tbi "ouri" wer`, tbiy say mrew daoj te ferhac.Dut tbi Geurfac el tbi AHA ks quetkfm hi`koac risiarobirs few tbat say,oacokuh rivirsis oafoir.

Ix. 4 at p. 4>, ckfi 1< tbreumb p. 41, ckfi ?.

B. JI\KF PTY@IAY7 * * * K was gust watobkfm P\ yistir`ay. Pbiri was a

`eoter ef af` tbi quistkef was, wbat ‟ bew `e wi jfew kl yeu'ri mekfm tebavi oafoir5 Af` tbi `eoter sak`, kl yeur mifitko haji-up ks ler oafoir,ckji, yeu jfew, tbiri was oafoir kf yeur hetbir's sk`i el tbi lahkcy af` tbiri was oafoir kf yeur latbir's sk`i, yeu bavi a bkmb obafoi el bavkfmoafoir.

Page 15: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 15/35

19

TEDITP DATILEEP7 Fet kl yeu'ri ef oacokuh.

JI\KF PTY@IAY7 Af` ‟ dut tbiri's met te di sehide`y ‟ a `eoter weuc` say, tbat bas te di gust yeur epkfkef, tbiri's fe sokiftklko dasks ler tbat statihift.

TEDITP DATILEEP7 Eb, yiab. Dut tbif K me te tbi _trafm Oafoir Tisiarob Kfstktuti, K queti tbi Geurfac el tbi AHA. @eoters ari tee dusyte ria` tbikr ewf geurfacs. Bew hafy `eoters ria` tbi artkoci tbatoacokuh suppcihifts privift oafoir5

JI\KF PTY@IAY7 Pbat's wbat tbi artkoci sak`5

TEDITP DATILEEP7 Kf tbikr ewf geurfac. [is. Af` kt ‟ tbat's aqueti. Af` kt sak` kt lreh, acse, tbi Fiw Ifmcaf` Geurfac el Hi`kokfiacse oarrki` tbi sahi stery wktb tbi sahi queti.

Ix. 4 at p. 4=, ckfi 1< tbreumb p. 42, ckfi 11. 

K. Pbi _okiftklko _iorit el Biactb af` [eutb Lkfaccy Tiviaci`...

PBI OACOKYH LAOPET

Oerac Oacokuh‛s hkraouceus ami-`ilykfm pewir bas diif riperti` tebavi diif usi` ler oifturkis dy tbi piepci el Ejkfawa, Gapaf te privift

af` ivif rivirsi Biart @ksiasi, Oafoir, ^arjkfsef‛s @ksiasi,

Artbrktks, Aczbikhir‛s, @kaditis, af` heri.

* * *Af kftrkmukfm oucturi kf Ejkfawa, Gapaf ckvis af avirami ckli spaf el evir 1>> yiars wktbeut `eoters af` wktbeut `ksiasi! Kt was `ksoeviri` tbattbikr oacokuh rkob watirs aot as af ickxkr el ckli wbkob pirliotcy dacafoistbikr de`y‛s pB civic te acjackfi ratbir tbaf aok`, accewkfm tbikr de`kis tefaturaccy lkmbt af` ivif rivirsi ckli-tbriatifkfm `ksiasis suob as `kaditis,artbrktks, Aczbikhir‛s `ksiasi, biart `ksiasi, af` ivif oafoir!

* * *

Z[Xeu tee oaf gekf tbi hkcckefs el piepci wbe bavi ufceoji` tbikr de`kis‛

sicl-ourkfm petiftkac wktb acc faturac 1>>% puri Oerac Oacokuh @akcy! Pbks ahazkfm futrkift, wktb evir => a``ktkefac traoi hkfiracs, `kmists

iaskcy wktb 1>>% adserptkef kf gust 4> hkfutis. 

Ix. ? (prkft a`virtksihift) (ihpbasks kf erkmkfac).

Page 16: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 16/35

1<

G. Pe7  Eur \acui` Oustehir 

Lreh7 @efac` Darritt^risk`iftPe`ay‛s Biactb

Hy fahi ks @efac` Darritt af` K ah tbi ^risk`ift el Pe`ay‛s Biactb kfDivircy, Hassaobusitts. ]i ari tbi carmist `kstrkduter el harkfi-mra`ioerac oacokuh kf tbi Yfkti` _tatis.

 K was raksi` kf tbi tewf el _aumus, gust a liw hkcis fertb el Destef. KfLidruary 1;;= hy latbir, wbe ks hy dist lrkif`, was `kamfesi` wktb asiviri Oaroifek` ckvir oafoir. Eur pbyskokaf‛s premfesks was mrkh. Hy

lahkcy was wkcckfm te try afytbkfm te lkf` a secutkef.  

Kf siarobkfm ler af actirfatkvi tbirapy, a lrkif` kftre`uoi` us te harkfi-mra`i oerac oacokuh lreh Ejkfawa, Gapaf. Pbi kscaf`‛s kfbadktafts,

wbesi rati el allckotkef wktb oafoir af` etbir `imifiratkvi `ksiasis ks cisstbaf 1>%, mit oerac oacokuh `akcy tbreumb tbi watir tbiy `rkfj. ]i mavitbi oerac oacokuh te hy latbir af` wktbkf a liw heftbs tbi tuhers starti` te sbrkfj. ]ktbkf a yiar fe traois el oafoir rihakfi`.

–K tbafj Me` lkrst...af` oerac oacokuh sioef`.‘ 

Kf sbert, oerac oacokuh a``i` yiars te hy latbir‛s ckli...af` kt kfspkris hifew te drkfm kt te tbi werc`.

* * *

@efac` Darritt

Ix. 0 (pre`uot kfsirt, prehetkefac cittir) (ihpbasks kferkmkfac).

44. Pbi Oerac Oacokuh @ilif`afts acse harjiti` Oerac Oacokuh @akcy tbreumb

`kstrkduters, dy sicckfm –_tartir‘ jkts te `kstrkduters oeftakfkfm huctkpci dettcis el Oerac Oacokuh

@akcy as wicc as vk`ietapi oepkis el tbi kflehirokac, au`ke tapis prehetkfm tbi pre`uot, af` 

etbir hatirkacs. Pbi –_tartir‘ jkts oest apprexkhaticy $4;;.>>, pcus sbkppkfm af` baf`ckfm.

_uprihi Mriifs wktb H_H

4?. _kfoi at ciast Aumust 4>>?, @ilif`afts @HO, KP\, Darritt, Biactby _ecutkefs,

Page 17: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 17/35

1=

Biactb _ecutkefs, Kfo., Muirrire, Bewicc, af` Mirihisz (oecciotkvicy, tbi –_uprihi Mriifs

@ilif`afts‘) bavi hafulaoturi`, cadici`, a`virtksi`, elliri` ler saci, sec`, af`/er `kstrkduti` 

_uprihi Mriifs te tbi pudcko tbreumbeut tbi Yfkti` _tatis. _uprihi Mriifs ks a `kitary

suppcihift purperti`cy oehprksi` el fuhireus ermafkoaccy mrewf mrassis, vimitadcis, spreuti` 

mrakfs, dcee`-purklykfm af` khhufi-ifbafokfm birds, af` aftkexk`afts. Pbi _uprihi Mriifs

@ilif`afts bavi preheti` tbi pre`uot as, ahefm etbir tbkfms, af illiotkvi triathift, ouri af` 

 priviftatkvi ler oafoir, biart `ksiasi, artbrktks, af` `kaditis, af` as a hiafs el aobkivkfm

sudstaftkac wikmbt cess el up te 2> peuf`s kf 2 heftbs. Kf a``ktkef, @ilif`afts bavi ocakhi` 

tbat _uprihi Mriifs oaf di tajif salicy dy primfaft wehif, obkc`rif ‟ kfocu`kfm obkc`rif as

yeufm as efi yiar ec` ‟ af` afy pirsef tajkfm afy typi el hi`koatkef.

40. Pbi oest te oefsuhirs ler a efi-heftb suppcy el _uprihi Mriifs ‟ a 12>-

oapsuci dettci el tbi pre`uot ‟ rafmis ditwiif $?4.;2 af` $0;.;;, pcus sbkppkfm af` baf`ckfm.

Aooer`kfm te tbi pre`uot cadic, a `akcy `esi ‟ ? oapsucis tajif twkoi `akcy ‟ oeftakfs a

–preprkitary dcif`‘ el ?; `kllirift kfmri`kifts, kfocu`kfm wbiat mrass, mrapilrukt piotkf, H_H,

 darciy mrass, af` aclacla spreuts, pcus rkoi pew`ir af` micatkf.

49. Pbi _uprihi Mriifs @ilif`afts bavi prkharkcy a`virtksi` _uprihi Mriifs

tbreumb efi er heri fatkefaccy `kssihkfati`, ?>-hkfuti ticivkskef kflehirokacs. _ii Ixbkdkt 9

(oepy el efi ?>-hkfuti virskef el tbi _uprihi Mriifs kflehirokac): Ixbkdkt < (trafsorkpt el 

sahi virskef el tbi kflehirokac). Kf a``ktkef, tbi _uprihi Mriifs `ilif`afts bavi preheti` 

tbi pre`uot tbreumb tbi Kftirfit widsktis www.te`aysbiactb.oeh/suprihimriifs,

www.suprihimriifs.oeh, www.suprihi-mriifs.oeh, af` www.bsfew.oeh.  _ii Ixbkdkt =

(prkfteut el www.te`aysbiactb.oeh/suprihimriifs). Pbi kflehirokac bas akri` ef fatkefac oadci

Page 18: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 18/35

12

fitwerjs suob as _pkjiP\, tbi Eut`eer Obaffic, ]I (]ehif‛s Iftirtakfhift), af` ^AR

Picivkskef. @urkfm tbi oeursi el tbi kflehirokac, tbi _uprihi Mriifs @ilif`afts suppcy

vkiwirs wktb a tecc-lrii ticipbefi fuhdir te oacc te edtakf heri kflerhatkef adeut, er purobasi,

tbi _uprihi Mriifs pre`uot. Pbi _uprihi Mriifs @ilif`afts acse harjit _uprihi Mriifs te

oefsuhirs vka tbi Kftirfit.

4<. Pe kf`uoi oefsuhirs te purobasi _uprihi Mriifs, tbi _uprihi Mriifs

@ilif`afts bavi wk`icy `kssihkfati` a`virtksihifts af` prehetkefac hatirkacs, kfocu`kfm, dut

fet ckhkti` te, Ixbkdkts 9 tbreumb =, oeftakfkfm, ahefm etbirs, tbi leccewkfm statihifts7

A. HT. DATTIPP7 Hy fahi ks @efac` Darritt af` ef eur sbew te`ay wibavi efi el tbi cia`kfm ixpirts af` risiarobirs kf actirfatkvi biactb oari,@r. Acix Muirrire.

EF _OTIIF7

KP\

ATI ACC BIACPB ^TEDCIH_

OAY_I@ D[ AF AOK@KO DE@[5

HT. DATTIPP7 @r. Muirrire ocakhs tbat hest obrefko `imifiratkvi`ksiasis ‟ suob as oafoir, artbrktks, `kaditis, ivif tbi fuhdir efi jkccir 

eut tbiri, biart `ksiasi ‟ oaf af` ari dikfm ouri` af` tbiri ari faturacbiackfm tiobfkquis dikfm supprissi` kf tbks oeuftry. ]i bavi a viryoeftrevirskac sbew, se stay wktb us.

Ix. < (trafsorkpt el kflehirokac) at p. ?, ckfi 19 tbreumb p.0, ckfi 0.

D. HT. DATTIPP7 [eu triat acc typis el piepci lreh pre atbcitis kf tbikr  prkhi el ckli5

@T. MYITTITE7 [is.

HT. DATTIPP7 Acc tbi way te piepci tbat, yeu jfew, bavi obrefko`ksiasi tbat tbikr `eoters bavi tec` tbih te riaccy mit tbikr allakrs kf er`ir af` me behi.

Page 19: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 19/35

1;

@T. MYITTITE7 [iab. K hiaf, eur prkhary oefoirf ‟ at ciast kf hyockfko, afyway, ks te haji suri tbat tbi de`y, yeu jfew, stays kf afifvkrefhift tbat's oef`uokvi ler oicc rimifiratkef. [eu jfew, wi `e a cetel wikmbt cess, wi `e a cet el aftk-amkfm, wi `e a cet el, yeu jfew, hajkfmsuri prelisskefac atbcitis oaf stay at tbikr piaj pirlerhafoi acc tbi tkhi.

Af` wi acse sii piepci tbat bavi obrefko oef`ktkefs ‟ ckji yeu hiftkefi`  dileri, wi'vi met oafoir patkifts, ZAK@_X patkifts, piepci wktb H_,`kaditis, ^arjkfsef's. * * *

HT. DATTIPP7 Dut yeu'ri triatkfm tbih wktb faturac tbirapkis.

@T. MYITTITE7 ]i ari.

HT. DATTIPP7 Acc faturac5

@T. MYITTITE7 Acc faturac. Pbi purpesi riaccy ks te mkvi tbih

sehitbkfm tbat prevk`is ‟ tbat obafmis tbi ifvkrefhift, tbat hajis tbiifvkrefhift few oef`uokvi te oiccucar rimifiratkef, ratbir tbaf afifvkrefhift tbat prehetis `imifiratkef.

Eur oiccs rimifirati ef oyocis. Ler ixahpci, yeu mit fiw sjkf oiccs iviry?> `ays, yeu'ri mittkfm fiw defi oiccs iviry 14> `ays. _e kl tbiifvkrefhift, yeur kftirfac ifvkrefhift, @ef, ks few oef`uokvi te tbirimifiratkef el tbat oicc ‟ tbat's wbat kt `eis, kt rimifiratis ‟ kl tbiifvkrefhift ksf't, wicc, tbif yeu'ri mekfm te `imifirati. Af` tbat's wbatwi oacc amkfm.

* * *

HT. DATTIPP7 [eu tiaob tbih el tbks aok` acjackfi dacafoi kf tbi de`y, dioausi kt's skhpci ler piepci te uf`irstaf` af` wbif tbiy acjackzitbikr de`y, as yeu say, tbiy'ri kf a dittir pesktkef te biac tbihsicvis5

@T. MYITTITE7 Adsecuticy.

HT. DATTIPP7 \irsus af aok` de`y5

@T. MYITTITE7 ]icc, lreh, yeu jfew, kf ‟ kf dkecemy wi'vi ciarfi` 

tbat yeu'vi met `kser`irs ckji yiast, lufmus, daotirkas, vkrusis, hec`s, acctbesi ari ckvkfm ermafkshs tbat fii` af ifvkrefhift kf wbkob te tbrkvi af`  precklirati af` mrew. Af` tbiy oaf efcy survkvi kf af aok` dasi._e kl wi oaf obafmi tbi de`y's lcuk`s af` tkssuis te a heri acjackfi dasi,few yeu bavi af ifvkrefhift tbat ks fe cefmir oef`uokvi ler tbi preckliratkef er mrewtb el a `imifiratkvi oef`ktkef.

Page 20: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 20/35

4>

HT. DATTIPP7 Af` wbif yeu acjackzi tbi de`y, tbisi ‟ a cet el tbisisyhptehs, a cet el tbisi `ksiasis ari mekfm te ‟

@T. MYITTITE7 ]icc, tbiy ‟

HT. DATTIPP7 ‟ lacc dy tbi waysk`i.

@T. MYITTITE7 ]icc, tbiy acc ̀ e, dioausi tbiy'ri a risuct el evir aok`klkoatkef el tbi dcee` af` tkssuis. Af` se wbif tbi dcee` af` tkssuiari kf af aok` dasi ‟ kt's ckji wbat aok` rakf weuc` `e te a pakft ged ef aoar.

HT. DATTIPP7 [iab, kt weuc` rukf kt.

@T. MYITTITE7 Pbat's wbat ‟ tbat's wbat yeur de`y lcuk`s, yeur aok`ko de`y lcuk`s ari `ekfm te yeur kftirfac ermafs.

Ix. < at p. 9, ckfi 44 tbreumb p. =, ckfi <: p. 2, ckfi 1>tbreumb p. ;, ckfi 19.

O. HT. DATTIPP7 Af` few biri's tbi quistkef7 Kl K acjackzi hy de`y, ahK mekfm te oehi up wktb efi el tbisi obrefko `imifiratkvi `ksiasis5

@T. MYITTITE7 Fe.

HT. DATTIPP7 _uob as oafoir, artbrktks ‟ 

@T. MYITTITE7 Fe.

HT. DATTIPP7 Bew oaf yeu say tbat se oeflk`iftcy5

@T. MYITTITE7 K'h viry oeflk`ift kf saykfm tbat, prkharkcy dioausi el tbi ockfkoac stu`kis wi'vi `efi. K'vi siif kt kf hy ‟ kf hy ‟ kf hy ockfkoac praotkoi. K'vi siif kt iviry `ay kf hy ockfkoac praotkoi.

HT. DATTIPP7 Picc hi adeut ‟

@T. MYITTITE7 K triat patkifts tbat bavi oef`ktkefs ‟ 

HT. DATTIPP7 ‟ tbi stu`kis ‟ ticc hi adeut a stu`y tbat yeu'vi `efiwktb ‟ wktb obrefko `ksiasi.

@T. MYITTITE7 ]icc, dasi` ef aok` acjackfi prkfokpcis wi wafti` tetaji mreups el piepci tbat ba` `imifiratkvi oef`ktkefs ‟ af`, te hi, kt

Page 21: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 21/35

41

`k`f't riaccy hattir wbat tbikr `imifiratkvi oef`ktkef was af` K prilirri` tbih te bavi a varkity el oef`ktkefs. _e K oirtakfcy gust `k`f't waft tebavi a dasi el ckvir oafoir er defi oafoir er prestati oafoir er driastoafoir. K wafti` te, yeu jfew, cuhp tbih kfte a mreup af` sii wbat tbirispefsi weuc` di evir tkhi.

]icc, few kt's diif ‟ yeu jfew, few wi'ri mekfm kfte, yeu jfew, ikmbtyiars af` wktbkf a lkvi yiar pirke` el tkhi wi teej 4>> piepci tbat ba` avarkity el `imifiratkvi oef`ktkefs. Pbiy wirif't acc tbi sahi oef`ktkefs,tbiy ‟

HT. DATTIPP7 ]iri tbiy tirhkfac5

@T. MYITTITE7 Pbiy wiri `kamfesi` as tirhkfac.

HT. DATTIPP7 Pwe buf`ri` piepci ‟ few, ikmbt yiars catir, bew hafy

el tbih ari stkcc ackvi5

@T. MYITTITE7 ]icc, K'vi met ‟ eut el tbat ‟ eut el tbesi 4>> piepcitbat wiri tirhkfac wi cest ikmbt. Ikmbt passi` away.

Ix. < at p. 11, ckfi < tbreumb p. 14, ckfi 1;.

@. HT. DATTIPP7 ]bat ks mrapilrukt piotkf5

@T. MYITTITE7 Mrapilrukt piotkf aotuaccy ks a sudstafoi tbat ‟ K'cc mkviyeu a stu`y tbat tbiy `k` wktb mrapilrukt piotkf. Pbiy teej ‟ evir a 14

heftb pirke` el tkhi tbiy teej, yeu jfew, pkms af` tbiy mavi tbih bkmbcar` `kits. Af` wbat tbiy `k` ks tbiy tisti` tbikr artirkac pcaqui dileritbiy starti` tbi stu`y.

Af` tbiy mavi efi mreup mrapilrukt piotkf af` tbiy mavi afetbir mreupfetbkfm, dut tbiy detb ati tbi sahi bkmb car̀ `kit. Altir 14 heftbs tbimreup tbat rioikvi` tbi mrapilrukt piotkf aotuaccy ba` af 22 piroift`ioriasi kf artirkac pcaqui tbaf lreh wbif tbiy starti`. Pbat's skmfklkoaft.

HT. DATTIPP7 Af` `eoters ̀ ef't ‟

@T. MYITTITE7 Kt's kfori`kdci.

HT. DATTIPP7 ‟ ticc tbikr patkifts adeut mrapilrukt piotkf5

@T. MYITTITE7 @eoters `ef't jfew adeut mrapilrukt piotkf. Amakf,rihihdir, tbikr i`uoatkef ks aouti oari af` pbarhaoecemy dasi`. _e fet

Page 22: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 22/35

44

tbat yeur `eoter `eisf't oari, dut yeur `eoter gust `eisf't jfew adeut kt.

HT. DATTIPP7 _e kl yeu'ri tajkfm tbks pre`uot af` yeu'ri biactby few,yeur artirkis ari ciss ckjicy te ocem up, yeu'ri saykfm5

@T. MYITTITE7 Eb, adsecuticy.

Ix. < at p.1=, ckfi 12 tbreumb p.12, ckfi 12.

I. HT. DATTIPP7 * * * Few, wi bavi a oaccir ef tbi ckfi lreh Erimef.Bir fahi ks Jirry. Jirry, ari yeu wktb us5

JITT[7 [is, K ah.

HT. DATTIPP7 Few, wbat ks yeur ixpirkifoi diif ef tbks _uprihiMriifs pre`uot5

JITT[7 ]icc, yeu jfew, K'vi diif evirwikmbt ler hafy yiars af` Ktrki`, eb, iviry `kit ef tbi harjit. K trki` Atjkfs, K trki` Pbi Wefi, K trki` tbi seup `kit, K ivif trki` tbi pepoerf `kit af` fefi el tbih werji`. K'` cesi sehi wikmbt af` tbif K'` gust makf kt daoj af` tbif sehi.Af` se altir se hafy yiars el trykfm acc tbisi `kllirift `kits K gust mavi up dioausi K was gust se `ksoeurami`, yeu jfew. Af` tbif a lrkif` el hkfirioehhif`i` tbat K taji tbi _uprihi Mriifs wktb H_H, fet as a wikmbtcess pre`uot, dut yeu jfew wbat5 As a way te khprevi hy biactb af` hyifirmy dioausi sbi fetkoi` K was gust se tkri` acc tbi tkhi.

El oeursi, yeu jfew, hy ifirmy af` hy biactb khprevi`, dut wbat wasriaccy ahazkfm was tbat tbi lkrst wiij tbat K was ef _uprihi Mriifs wktbH_H K cest leur peuf`s. Af` tbi sioef` wiij K cest leur af`-a-bacl  peuf`s.Af` K'vi diif ef _uprihi Mriifs few ler ikmbt heftbs af` K bavi cest atetac el 21 peuf`s. Af` ‟ 

HT. DATTIPP7 Ikmbty-efi peuf`s5

JITT[7 Ikmbty-efi. [is.

HT. DATTIPP7 Pbat ‟ tbat's trihif`eus. Few, bavi yeu siif biactb asa dy-pre`uot acse5

JITT[7 ]icc, K bavi. [eu jfew, kf a``ktkef te tbat yeu jfew hy jfiisaf` hy afjcis `ef't aobi afy heri, K oaf pkoj up hy obkc`rif af` pcaywktb tbih, wbkob K bavi fet diif adci te ̀ e kf yiars. Af` K gust ‟ yeu

Page 23: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 23/35

4?

jfew wbat, K gust wafti` te tbafj @r. Muirrire ler _uprihi Mriifs wktbH_H, kt's mkvif hi hy ckli daoj.

* * *

HT. DATTIPP7 Ejay. Acix, wby `e se hafy piepci cesi wikmbt ef tbi pre`uot5 K jfew tbat a cet el piepci mit ef tbi pre`uot te iktbir bicp wktbtbikr `kaditis er haydi tbikr biart `ksiasi er ivif oafoir, dut tbiy cesiwikmbt as a dy-pre`uot. Bew oehi5

@T. MYITTITE7 Pbiy cesi wikmbt as a dy-pre`uot dioausi, amakfrihihdir, wikmbt ks tbi ‟ lat ks yeur de`y's way el pretiotkfm ktsicl lrehtbi aok`ko lcuk`s. Af` se wbif yeu acjackzi yeur ‟ 

HT. DATTIPP7 _e wbif yeur de`y's aok` ‟ * * * wbif yeu bavi a bkmbaok` systih yeur de`y fii`s a cayir el pretiotkef wbkob ks oacci` lat.

@T. MYITTITE7 Kt's oacci` lat.

HT. DATTIPP7 _e wbif yeu acjackzi yeur de`y yeu `ef't fii` tbat lat5

@T. MYITTITE7 [eu `ef't fii` tbat lat. [eur de`y durfs kt aotuaccyler luic.

Ix. < at p.1;, ckfi ; tbreumb p. 44, ckfi ?.

L. @T. MYITTITE7 Kt's mriat ler wehif tbat ari primfaft dioausi kt

oirtakfcy appckis ‟

HT. DATTIPP7 _e sbi oaf taji kt wbif sbi's primfaft5

@T. MYITTITE7 Fe quistkef. Hy wkli teej kt, hy wkli teej kt tbreumbacc el bir primfafokis.

HT. DATTIPP7 Af` yeu bavi lkvi obkc`rif5

@T. MYITTITE7 ]i bavi lkvi obkc`rif.

  HT. DATTIPP7 Ejay.

Ix. < at p. 44, ckfis ; tbreumb 1=.

M. @T. MYITTITE7 * * * Af ,̀ yeu jfew, tbkfj adeut artbrktks. Cit's tacj adeut artbrktks ler a hkfuti. Artbrktks ks af kflcahhatkef kf tbi gekft.

Page 24: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 24/35

40

]bat bappifs dioausi kt's se aok`ko tbat wbif a oicc rioikvis feurksbhiftaf` kt driajs kt `ewf, tbi huoesac ckfkfm amakf ks se bar` tbat kt oaf'tixoriti tbi wasti eut. _e tbi oicc aoouhucatis af` gust mits dkmmir af`  dkmmir af` dkmmir af` dkmmir se wi mit kflcahi` gekfts._e tbi H_H riaccy ks a mriat aftk-kflcahhatery.

HT. DATTIPP7 Kt aots as ‟ 

@T. MYITTITE7 Dioausi as a supir oef`uoter kt hajis tbi oicc waccheri pirhiadci. _e few tbi oicc oaf aotuaccy riciasi acc el kts hitadeckowasti.

HT. DATTIPP7 Kt tajis `ewf swicckfm.

Ix. < at p. 42, ckfi 10 tbreumb p. 4;, ckfi 4.

B. HT. DATTIPP7 * * * ]bat ari tbi etbir futrkifts kf tbiri af` ̀ eiskt kftirliri wktb afy hi`koatkef5

@T. MYITTITE7 Dioausi K bavi, yeu jfew, a wk`i rafmi el patkifts kf`kllirift oef`ktkefs, K fii`i` te ifsuri tbat tbi lerhuca was syfirmkstkowktb acc hi`koatkefs.Af` se, yeu jfew, tbi _uprihi Mriifs wktb H_H ks syfirmkstko wktbhi`koatkef. Pbiri ks fe oeftra-kf`koatkef.

HT. DATTIPP7 _e afyde`y eut ‟ afyde`y ‟ 

@T. MYITTITE7 (Kfau`kdci).

HT. DATTIPP7 ‟ afyde`y eut tbiri daskoaccy ef afy typi el hi`koatkef, tbiy oaf taji tbi _uprihi Mriifs pre`uot5

@T. MYITTITE7 [is.

Ix. < at p. 4;, ckfi 12 tbreumb p. ?>, ckfi =.

K. HT. DATTIPP7 Picc hi adeut ̀ kaditis. K biar̀ yeu tacjkfm te efi el tbi pre`uoirs dileri tbi sbew adeut `kaditis.

@T. MYITTITE7 ]icc, `kaditis riaccy ks sehitbkfm tbat's dioehkfmipk`ihko.

HT. DATTIPP7 K biar` a cet el piepci eut tbiri bavi `kaditis af` `ef'tivif jfew kt.

Page 25: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 25/35

49

@T. MYITTITE7 _uri. ]icc, yeu jfew dileri ‟ yiars ame, yeu'` gustme te yeur `eoter af` tbiy usi` te say, ]icc, yiab, yeu bavibypemcyoihka, yeu jfew, gust iat ‟ yeu jfew, skx, sivif, ikmbt shacchiacs a `ay af` yeu'cc di lkfi. Dioausi tbiy oefstaftcy fii`i` tbat sumar.Af` wbat bappifi` was tbat tbesi piepci tbat wiri bypemcyoihko yiars

te oehi, wbif tbiy dioahi a`ucts `ivicepi` `kaditis. Af` se wbat tbihi`koac oehhufkty ciarfi` ks tbat, biy, yeu jfew, wbiri wi `k`f't tajibypemcyoihka sirkeus dileri, wi few fii` te taji kt sirkeus dioausi tbesiari tbi sahi piepci tbat ari mittkfm ̀ kaditis te`ay. _e few wi'ri fetmekfm te oacc kt bypemcyoihka afyheri, wi'ri mekfm te oacc kt kfsuckfriskstafoi er wi'ri mekfm te cadic kt af` oacc kt _yf`rehi R. _e yeu fewbavi _yf`rehi R. _e few tbiy'ri oehkfm up wktb hi`koatkefs te bicpyeu `iac wktb _yf`rehi R wbif tbi riackty ks acc yeu riaccy fii` te `e kskl yeu oaf feurksb tbi oicc, hakftakf heri pirhiadkckty, yeur de`y wkcchitadeckzi kfsuckf.

Ix. < at p. ??, ckfi < tbreumb p. ?0, ckfi =.

G. HT. DATTIPP7 ]bat ami sbeuc` sehiefi me ef _uprihi Mriifs5

@T. MYITTITE7 Hy obkc`rif taji kt.

HT. DATTIPP7 Af` bew ec`5

@T. MYITTITE7 ]icc, hy `aumbtir, wbif sbi was efi, sbi was ef a dettci af` wiafkfm af`, yeu jfew, sbi's kf bir lerhuca K weuc` taji aquartir tiaspeef af` hkx kt rkmbt kf bir lerhuca af` sbi weuc` `rkfj kt

efoi a `ay.

HT. DATTIPP7 Tiaccy5

@T. MYITTITE7 Obkc`rif taji kt.

Ix. < at p. ?0, ckfis 2 tbreumb 1=.

J. Kl yeu er sehiefi yeu cevi ks sullirkfm lreh Oafoir, Artbrktks,Estieperesks, Lkdrehyacmka, Biart @ksiasi, @kaditis, Biartdurf, Latkmui,

Ixoiss ]ikmbt, er skhpcy tbi iviry`ay ravamis el amkfm - kt‛s tkhi te

start `ewf tbi patb te a biactbkir cklistyci ...

Ix. = (ixoirpt lreh Kftirfit widsktiwww.te`aysbiactb.oeh/suprihimriifs) at p. 1.

C. A fuhdir el biactb predcihs af` ̀ imifiratkvi oef`ktkefs bavi diif

Page 26: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 26/35

4<

ckfji` te bkmbcy aok`ko oicc pB7

• Oafoir  • Artbrktks

* * *

• Bkmb Dcee` ̂ rissuri• Bkmb Obecistirec

* * *• @kaditis

* * *• If`ehitrkesks

* * *• Evirwikmbt• Biart @ksiasi

_e Bew @e [eu Tidacafoi [eur Oiccs pB Civics af` Mit tbi

Hkfiracs af` Futrkifts [eu Fii`5

Aooer`kfm te Biactb prelisskefacs, suppcihifts ari fii`i` te mkvi tbi de`y wbat kt fii`s. Dut wbiri hest suppcihifts iktbir prevk`i vktahkfser pretikfs, _uprihi Mriifs werjs te bicp ridacafoi yeur oicc pB.

* * *

_uprihi Mriifs was lerhucati` dy @r. Acix Muirrire, a rifewfi`  pbyskokaf wbe bas leousi` bks oariir ef werjkfm wktb piepci wktb varkeus`imifiratkvi af` obrefko akchifts. Bks driajtbreumb suppcihift bas

acria`y bicpi` tbeusaf`s el piepci wktb oafoir, `kaditis, artbrktks, cupus,lkdrehyacmka, obrefko latkmui syf`rehi, af` hafy etbirs.

Ix. = at pp. 4-?.

H. K bavi diif evirwikmbt ler sivirac yiars. Ckji hafy etbirs, K trki` iviry`kit ef tbi harjit lreh tbi Atjkfs @kit te tbi _eup @kit te tbi ^epoerf@kit. El oeursi, K aobkivi` sbert spurts el wikmbt cess wktb tbisi `kits, dut tbi wikmbt oeftkfui` te oehi daoj altir a sbert pirke` el tkhi.

Altir dioehkfm oehpciticy `ksoeurami`, a lrkif` rioehhif`i` K try

_uprihi Mriifs wktb H_H*, fet as a wikmbt cess pre`uot, dut as a way tebicp khprevi hy mifirac biactb. Actbeumb K `k` dimkf te ifgey dittir biactb af` af kforiasi kf ifirmy, K acse dimaf te cesi wikmbt lreh tbi pre`uot. Kf tbi lkrst wiij K cest 0 cds. @urkfm tbi sioef` wiij K cest 0.9cds. Pbks sparj el suooiss ckt a lkri af` K bavi few cest af ahazkfm 21 cds.evir tbi past 2 heftbs.

Page 27: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 27/35

4=

* * *Oarrki G., ET (oefsuhir tistkhefkac)

Ix. = at p. 0.

4=. At ciast twkoi ̀ urkfm tbi kflehirokac, a tecc-lrii ticipbefi fuhdir ks `kspcayi` ef

tbi soriif af` vkiwirs ari urmi` te oacc tbi fuhdir ler heri kflerhatkef adeut, er te er`ir, tbi

_uprihi Mriifs pre`uot. @urkfm af` areuf` tbisi pertkefs el tbi kflehirokac, tbiri ks fe

kf`koatkef te vkiwirs tbat tbi premrah tbiy ari watobkfm ks a pak` a`virtksihift ler _uprihi

Mriifs.

42. ]bif oefsuhirs oacc tbi tecc-lrii fuhdir ̀ kspcayi` ̀ urkfm tbi _uprihi Mriifs

kflehirokac af` hiftkef tbat tbiy saw tbi –Pe`ay‛s Biactb‘ premrah adeut _uprihi Mriifs,

oehpafy riprisiftatkvis kflerh tbih tbat, bavkfm watobi` tbi sbew, tbiy ari ickmkdci ler a

spiokac `ksoeuft. Pbi oefsuhir ks tec` tbat actbeumb a dettci el _uprihi Mriifs (a efi-heftb

suppcy) ferhaccy oests $0;.;;, tbi oefsuhir oaf rioikvi tbrii dettcis ler $;;, as wicc as twe

lrii dettcis el \ktahkf I2 @akcy, a vktahkf I suppcihift. ]bif oefsuhirs amrii te er`ir tbi

$;; spiokac, sehi oefsuhirs ari ufjfewkfmcy af` wktbeut tbikr oefsift skmfi` up ler a heftbcy

autehatko sbkphift el twe dettcis el I2 @akcy (a twe-heftb suppcy) at a oest el $49 pcus $=.;9

kf sbkppkfm. Pbesi oefsuhirs hust tbif oeftaot tbi oehpafy altir rioikvkfm tbikr lkrst

ufautberkzi` sbkphift te oafoic tbi autehatko sbkphift premrah af` riturf tbi ufwafti` 

 dettcis at tbikr ewf ixpifsi.

_IOPKEF_ 9 AF@ 14 EL PBI LPO AOP

4;. _iotkef 9(a) el tbi LPO Aot, 19 Y._.O. § 09(a), prebkdkts uflakr er `ioiptkvi aots

er praotkois kf er alliotkfm oehhiroi. _iotkef 14(a) el tbi LPO Aot, 19 Y._.O. § 94(a),

 prebkdkts tbi `kssihkfatkef el afy lacsi a`virtksihift kf er alliotkfm oehhiroi ler tbi purpesi

Page 28: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 28/35

42

el kf`uokfm, er wbkob ks ckjicy te kf`uoi, tbi purobasi el lee`, `rums, `ivkois, sirvkois, er 

oeshitkos. Ler tbi purpesis el _iotkef 14 el tbi LPO Aot, Oerac Oacokuh @akcy af` _uprihi

Mriifs ari iktbir a –lee`‘ er –`rum‘ as `ilkfi` kf _iotkef 19(d) af` (o) el tbi LPO Aot, 19

Y._.O. § 99(d) af` (o). As sit lertb dicew, tbi @ilif`afts bavi ifmami` kf suob ufcawluc

 praotkois kf oeffiotkef wktb tbi harjitkfm af` saci el oerac oacokuh pre`uots af` etbir `kitary

suppcihift pre`uots suob as _uprihi Mriifs.

@IOI^PK\I AOP_ ET ^TAOPKOI_ KF \KECAPKEF EL PBI LPO AOP

OEYFP K

Yfcawluc Ocakhs Timar`kfm tbi Biactb Difilkts el Oerac Oacokuh @akcy

?>. Pbreumb tbi hiafs `isorkdi` kf ̂ aramrapb 41, kfocu`kfm, dut fet ckhkti` te, tbreumb

tbi statihifts oeftakfi` kf tbi a`virtksihifts attaobi` as Ixbkdkts 1 tbreumb 0, @ilif`afts

@HO, Darritt, Prka`, Jkfm Hi`ka, af` _tirf bavi riprisifti`, ixprisscy er dy khpckoatkef, tbat

tbi oerac oacokuh kfmri`kift oeftakfi` kf Oerac Oacokuh @akcy ks af illiotkvi triathift er ouri

ler7

A. Oafoir:

D. Autekhhufi `ksiasis kfocu`kfm huctkpci sociresks af` cupus:

O. ^arjkfsef‛s ̀ ksiasi: af` 

@. Biart ̀ ksiasi.

?1. Pbi riprisiftatkefs sit lertb kf ^aramrapb ?> ari lacsi af`/er wiri fet sudstaftkati` 

at tbi tkhi tbi riprisiftatkefs wiri ha`i. Pbirileri, tbi hajkfm el tbi riprisiftatkefs sit lertb

kf ^aramrapb ?> oefstktutis a `ioiptkvi praotkoi, af` tbi hajkfm el lacsi a`virtksihifts, kf er 

Page 29: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 29/35

4;

alliotkfm oehhiroi, kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 

94.

OEYFP KK

Yfcawluc Ocakhs Timar`kfm tbi Dkeavakcadkckty af` _upirkerkty el Oerac

Oacokuh @akcy

  ?4. Pbreumb tbi hiafs `isorkdi` kf ̂ aramrapb 41, kfocu`kfm, dut fet ckhkti` te, tbi

statihifts oeftakfi` kf ^aramrapbs 41(O), (L), af` (K), @ilif`afts @HO, Darritt, Prka`, Jkfm

Hi`ka, af` _tirf bavi riprisifti`, ixprisscy er dy khpckoatkef, tbat7

A. Pbi de`y adserds skmfklkoaftcy heri ‟ kf sehi oasis up te lklty (9>) tkhis

as huob ‟ el tbi oacokuh oeftakfi` kf Oerac Oacokuh @akcy, af` at a rati

skmfklkoaftcy lastir ‟ kf sehi oasis up te lklty (9>) tkhis lastir ‟ tbaf tbi

oacokuh oeftakfi` kf a oehhefcy avakcadci aftaok` oacokuh pre`uot: af` 

D. Pbi de`y adserds 1>> piroift el tbi oacokuh oeftakfi` kf Oerac Oacokuh

@akcy.

??. Pbi riprisiftatkefs sit lertb kf ^aramrapb ?4 ari lacsi af`/er wiri fet sudstaftkati` 

at tbi tkhi tbi riprisiftatkefs wiri ha`i. Pbirileri, tbi hajkfm el tbi riprisiftatkefs sit lertb

kf ^aramrapb ?4 oefstktutis a `ioiptkvi praotkoi, af` tbi hajkfm el lacsi a`virtksihifts, kf er 

alliotkfm oehhiroi, kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 

94.

OEYFP KKK

Yfcawluc Ocakhs Timar`kfm Oirtakf _okiftklko _tu`kis ef Oacokuh

?0. Pbreumb tbi hiafs `isorkdi` kf ̂ aramrapb 41, kfocu`kfm, dut fet ckhkti` te, tbi

statihifts oeftakfi` kf ^aramrapbs 41(M) af` (B), @ilif`afts @HO, Darritt, Prka`, Jkfm

Page 30: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 30/35

?>

Hi`ka, af` _tirf bavi riprisifti` tbat sokiftklko risiarob pudcksbi` kf tbi Geurfac el tbi

Ahirkoaf Hi`koac Asseokatkef af` tbi Fiw Ifmcaf` Geurfac el Hi`kokfi previs tbat oacokuh

suppcihifts ari adci te privift, rivirsi, er ouri oafoir kf buhafs.

?9. Pbi riprisiftatkef sit lertb kf ^aramrapb ?0 ks lacsi. Pbirileri, tbi hajkfm el tbi

riprisiftatkef sit lertb kf ^aramrapb ?0 oefstktutis a `ioiptkvi praotkoi, af` tbi hajkfm el lacsi

a`virtksihifts, kf er alliotkfm oehhiroi, kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot,

19 Y._.O. §§ 09(a) af` 94.

OEYFP K\

Yfcawluc Ocakhs Timar`kfm tbi Biactb Difilkts el _uprihi Mriifs

?<. Pbreumb tbi hiafs `isorkdi` kf ̂ aramrapb 4<, kfocu`kfm, dut fet ckhkti` te, tbi

statihifts oeftakfi` kf tbi a`virtksihifts attaobi` as Ixbkdkts 9 tbreumb =, @ilif`afts @HO,

KP\, Darritt, Biactby _ecutkefs, Biactb _ecutkefs, Kfo., Muirrire, Bewicc, af` Mirihisz

riprisifti`, ixprisscy er dy khpckoatkef, tbat _uprihi Mriifs ks af illiotkvi triathift, ouri, er 

 priviftatkvi ler7

A. Oafoir:

D. Biart `ksiasi:

O. @kaditis: af`  

@. Artbrktks.

?=. Pbi riprisiftatkefs sit lertb kf ^aramrapb ?< ari lacsi af`/er wiri fet sudstaftkati` 

at tbi tkhi tbi riprisiftatkefs wiri ha`i. Pbirileri, tbi hajkfm el tbi riprisiftatkefs sit lertb

kf ^aramrapb ?< oefstktutis a `ioiptkvi praotkoi, af` tbi hajkfm el lacsi a`virtksihifts, kf er 

alliotkfm oehhiroi, kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 

Page 31: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 31/35

?1

94.

OEYFP \

Yfcawluc ]ikmbt Cess Ocakh Timar`kfm _uprihi Mriifs

?2. Pbreumb tbi hiafs `isorkdi` kf ̂ aramrapb 4<, kfocu`kfm, dut fet ckhkti` te, tbi

statihifts oeftakfi` kf ^aramrapb 4<(I) af` (H), @ilif`afts @HO, KP\, Darritt, Biactby

_ecutkefs, Biactb _ecutkefs, Kfo., Muirrire, Bewicc, af` Mirihisz riprisifti`, ixprisscy er dy

khpckoatkef, tbat _uprihi Mriifs wkcc oausi skmfklkoaft wikmbt cess el up te 0 peuf`s pir wiij 

af` up te 2> peuf`s kf 2 heftbs.

?;. Pbi riprisiftatkef sit lertb kf ̂ aramrapb ?2 ks lacsi af`/er was fet sudstaftkati` at

tbi tkhi tbi riprisiftatkef was ha`i. Pbirileri, tbi hajkfm el tbi riprisiftatkef sit lertb kf

^aramrapb ?2 oefstktutis a `ioiptkvi praotkoi, af` tbi hajkfm el lacsi a`virtksihifts, kf er 

alliotkfm oehhiroi, kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 

94.

Page 32: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 32/35

?4

OEYFP \K

Yfcawluc _ality Ocakhs Timar`kfm _uprihi Mriifs

0>. Pbreumb tbi hiafs `isorkdi` kf ^aramrapb 4<, kfocu k̀fm, dut fet ckhkti` te, tbi

statihifts oeftakfi` kf ^aramrapbs 4<(L), (B), af` (G), @ilif`afts @HO, KP\, Darritt, Biactby

_ecutkefs, Biactb _ecutkefs, Kfo., Muirrire, Bewicc, af` Mirihisz riprisifti`, ixprisscy er dy

khpckoatkef, tbat _uprihi Mriifs oaf di tajif salicy dy7

A. ^rimfaft wehif:

D. Obkc`rif, kfocu`kfm obkc`rif as yeufm as efi yiar ec`:

O. Afy pirsef tajkfm afy typi el hi k̀oatkef.

01. Pbi riprisiftatkefs sit lertb kf ^aramrapb 0> ari lacsi af`/er wiri fet sudstaftkati` 

at tbi tkhi tbi riprisiftatkef wiri ha`i. Pbirileri, tbi hajkfm el tbi riprisiftatkefs sit lertb

kf ^aramrapb 0> oefstktutis a `ioiptkvi praotkoi, af` tbi hajkfm el lacsi a`virtksihifts, kf er 

alliotkfm oehhiroi, kf vkecatkef el _iotkefs 9(a) af` 14 el tbi LPO Aot, 19 Y._.O. §§ 09(a) af` 

94.

OEYFP \KK

@ioiptkvi Lerhat

04. @ilif`afts @HO, KP\, af` Darritt bavi riprisifti`, ̀ kriotcy er dy khpckoatkef,

tbat tbi premrah rilirifoi` kf Ixbkdkts 9 af` < birite ks af kf`ipif`ift ticivkskef premrah af` 

fet pak` oehhirokac a`virtkskfm.

0?. Kf trutb af` kf laot, tbi premrah ks fet af kf`ipif`ift ticivkskef premrah af` ks

 pak` oehhirokac a`virtkskfm. Pbirileri, tbi hajkfm el tbi riprisiftatkef sit lertb kf ^aramrapb

04 oefstktutis a `ioiptkvi praotkoi, kf er alliotkfm oehhiroi, kf vkecatkef el _iotkef 9(a) el tbi

Page 33: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 33/35

??

LPO Aot, 19 Y._.O. § 09(a).

OEYFP \KKK

Yflakr ^raotkoi Timar`kfm Yfautberkzi` Ori`kt af` @idkt Obarmis

00. Kf oeffiotkef wktb tbi a`virtkskfm, prehetkef, harjitkfm, ellirkfm ler saci, saci,

af`/er `kstrkdutkef el _uprihi Mriifs, @ilif`afts @HO, KP\, af` Darritt bavi oausi` obarmis

ler autehatko sbkphifts el I-2 @akcy `kitary suppcihift te di dkcci` te oefsuhirs‛ ori`kt er 

`idkt oar`s wktbeut tbi oefsuhirs‛ autberkzatkef.

09. @ilif`afts @HO, KP\, af` Darritt‛s praotkoi el oauskfm obarmis te di dkcci` te a

oefsuhirs‛ ori`kt er `idkt oar`s wktbeut tbi oefsuhirs‛ jfewci`mi er autberkzatkef bas oausi` 

er ks ckjicy te oausi sudstaftkac kfgury te oefsuhirs tbat ks fet riasefadcy avek`adci dy

oefsuhirs tbihsicvis af` ks fet eutwikmbi` dy oeuftirvakckfm difilkts te oefsuhirs er 

oehpitktkef.

0<. Pbirileri, tbi praotkoi sit lertb kf ^aramrapbs 42, 00, af` 09 oefstktutis af uflakr 

 praotkoi, kf er alliotkfm oehhiroi, kf vkecatkef el _iotkef 9(a) el tbi LPO Aot, 19 Y._.O. §

09(a).

OEF_YHIT KFGYT[

0=. Oefsuhirs tbreumbeut tbi Yfkti` _tatis bavi sulliri` af` oeftkfui te sullir 

sudstaftkac hefitary cess af` pesskdci kfgury te tbikr biactb dioausi el @ilif`afts‛ vkecatkefs el 

tbi LPO Aot. Kf a``ktkef, @ilif`afts bavi diif ufgustcy ifrkobi` as a risuct el tbikr ufcawluc

aots af` praotkois. Adsift kfgufotkvi rickil dy tbks Oeurt, @ilif`afts ari ckjicy te oeftkfui te

kfguri oefsuhirs, riap ufgust ifrkobhift, af` barh tbi pudcko kftirist.

Page 34: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 34/35

?0

PBK_ OEYTP‛_ ^E]IT PE MTAFP TICKIL

02. _iotkef 1?(d) el tbi LPO Aot, 19 Y._.O. § 9?(d), ihpewirs tbks Oeurt te mraft

kfgufotkvi af` suob etbir rickil as tbi Oeurt hay `iih appreprkati te bact af` ri`riss vkecatkefs

el tbi LPO Aot. Pbi Oeurt, kf tbi ixiroksi el kts iquktadci gurks`kotkef, hay awar` afokccary er 

etbir rickil, kfocu`kfm, dut fet ckhkti` te, risoksskef el oeftaots af` ristktutkef, af` tbi

`ksmermihift el kcc-mettif makfs oausi` dy @ilif`afts‛ caw vkecatkefs.

^TA[IT LET TICKIL

]BITILETI, ^cakftkll LPO riquists tbat tbks Oeurt, as autberkzi` dy _iotkef 1?(d) el 

tbi LPO Aot, 19 Y._.O. § 9?(d), af` pursuaft te kts ewf iquktadci pewirs7

(A) ^irhafiftcy ifgekf @ilif`afts lreh vkecatkfm _iotkefs 9(a) af` 14 el tbi LPO

Aot, 19 Y._.O. §§ 09(a) af` 94, kf oeffiotkef wktb tbi ellir, saci, a`virtkskfm, er etbir 

 prehetkef er `kstrkdutkef el afy lee`, `rums, `kitary suppcihifts, `ivkois, oeshitkos, er etbir 

 pre`uots, sirvkois, er premrahs:

(D) Awar` acc tihperary af` prickhkfary kfgufotkvi af` afokccary hefitary rickil tbat

hay di fioissary te avirt tbi ckjickbee` el oefsuhir kfgury `urkfm tbi pif`ifoy el tbks aotkef,

af` te prisirvi tbi pesskdkckty el illiotkvi lkfac rickil, kfocu`kfm, dut fet ckhkti` te, tihperary

af` prickhkfary kfgufotkefs:

(O) Awar` suob iquktadci rickil as tbi Oeurt lkf`s fioissary te ri`riss kfgury te

oefsuhirs risuctkfm lreh @ilif`afts‛ vkecatkefs el tbi LPO Aot, kfocu`kfm, dut fet ckhkti` te,

risoksskef el oeftraots af` ristktutkef, af` tbi `ksmermihift el kcc-mettif makfs: af` 

Page 35: FTC Complaint vs. Alex Guerrero

7/23/2019 FTC Complaint vs. Alex Guerrero

http://slidepdf.com/reader/full/ftc-complaint-vs-alex-guerrero 35/35

(@) Awar` tbi ^cakftkll tbi oests el drkfmkfm tbks aotkef, af` suob etbir iquktadci

rickil as tbi Oeurt hay `itirhkfi te di gust af` prepir.

@ati`7 , 4>>0

Tispiotluccy sudhktti`,

]KCCKAH I. JE\AOKO  Mifirac Oeufsic

 UUUUUUUUUUUUUUUUUUUUUUUUUUUUUUU @AFKIC JAYLHAFJKAC _. [EYFM (Hass. Dar Fe. <??919)

I@]AT@ MCIFFEFLi`irac Pra`i Oehhksskef<>> ^iffsycvafka Avifui, F.].Hakc @rep FG-?414]asbkfmtef, @O 4>92>Pic7 (4>4) ?4<-4<=9/?949/?14<Lax7 (4>4) ?4<-?49;

APPETFI[_ LET ^CAKFPKLL