Fund Update Cover -x5 - Kotak Mahindra Bank · 2017-07-27 · Market Outlook Fund Performance Contents Individual Funds Group Funds MARKET OUTLOOKMARKET OUTLOOK MONTHLY UPDATE FEBRUARY

FUND UPDATEYOUR INVESTMENT PERFORMANCE

February 2017

Market Outlook Fund Performance Contents Individual Funds Group Funds

MONTHLY UPDATE FEBRUARY 2017

AS ON 31st JANUARY 2017

CONTENTS

MARKET OUTLOOK 2 KOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107) 25

FUND PERFORMANCE OF ULIP FUNDS 5 KOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107) 26

PRODUCT - FUND MATRIX 8 PENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107) 27

CLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107) 10 KOTAK PENSION OPPORTUNITIES FUND

(ULIF-032-17/07/09-PNOPPFND-107) 28

FRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107) 11 PENSION FRONTLINE EQUITY FUND

(ULIF-044-11/01/10-PNFRLEQFND-107) 29

DYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107) 12 PENSION GUARANTEE FUND

(ULIF-038-21/12/09-PNGRTFND-107) 30

BALANCED FUND(ULIF-037-21/12/09-BALKFND-107) 13 KOTAK PENSION GROWTH FUND

(ULIF-030-07/01/09-PNGWTFND-107) 31

KOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107) 14 KOTAK PENSION FLOOR FUND

(ULIF-031-13/07/09-PNFLRFND-107) 32

KOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107) 15 PENSION FLOOR FUND II

(ULIF-043-08/01/10-PNFLRKFND2-107 ) 33

GUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107) 16 KOTAK PENSION BALANCED FUND

(ULIF-011-27/06/03-PNBALFND-107 ) 34

MONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107) 17 PENSION BALANCED FUND II

(ULIF-046-24/01/10-PNBALFND2-107) 35

KOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107) 18 KOTAK PENSION BOND FUND

(ULIF-017-15/04/04-PNBNDFND-107) 36

DYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107) 19 KOTAK PENSION GILT FUND

(ULIF-008-27/06/03-PNGLTFND-107) 37

KOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107) 20 KOTAK PENSION FLOATING RATE FUND

(ULIF-022-07/12/04-PNFLTRFND-107) 38

KOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107) 21 PENSION MONEY MARKET FUND II

(ULIF-039-28/12/09-PNMNMKFND-107) 39

KOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107) 22 KOTAK ADVANTAGE MULTIPLIER FUND II

(ULIF-026-21/04/06-ADVMULFND2-107) 40

KOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107) 23 DISCONTINUED POLICY FUND

(ULIF-050-23/03/11-DISPOLFND-107) 41

PEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107) 24

INDIVIDUAL FUNDS

Click on the Fund Name for details

GROUP FUNDS

Click on the Fund Name for details

KOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107) 43 KOTAK GROUP SECURE CAPITAL FUND

(ULGF-016-12/04/11-SECCAPFND-107) 49

KOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107) 44 KOTAK GROUP SHORT TERM BOND FUND

(ULGF-018-18/12/13-SHTRMBND-107) 50

KOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107) 45 ANNEXURE 51

KOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107) 46 DISCLAIMER 57

KOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107) 47

KOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107) 48

01


MARKET OUTLOOKMARKET OUTLOOKMONTHLY UPDATE FEBRUARY 2017


02

Month Gone By – Markets

Economy

In January, Indian equities have recovered sharply (Sensex up 3.9%) from December lows supported by receding concerns over a potential growth shock due to demonetization, expectations of an expansionary Budget and better global risk appetite. On Domestic front, GST Council finally resolved the contentious issue of “dual control” in Januray. The GST rollout date is set to be 1 Jul 2017, a quarter later than the original implementation date of April, 2017. The Election Commission announced the dates for assembly elections in five states - Uttar Pradesh, Punjab, Uttrakhand, Goa and Manipur and results of the same will be announced together on March 11. The 10 year benchmark yield declined by 11bps in January. This comes after a meaningful increase seen in Dec (27bps) as expectations of rate cut were belied. Crude prices corrected by 3% in January as rising US output offsets production cuts by OPEC producers

Source: Bloomberg

In January, the INR remained largely stable (vs. USD). Foreign

Institutional Investors (FIIs) selling reduced substantially in January

with net outflows of USD 152mn. Domestic Institutional Investors

(DIIs) continued to be buyers in the month, with net inflows of USD

697mn. Among DIIs, Mutual Funds led the buying with USD 803mn

of inflows while Insurance companies accounted for USD 106mn of

outflows. FIIs sold Indian debt worth USD 451mn in January.

Index of Industrial Production (IIP) surged sharply to 5.7% in November

vs -1.8% in October, partly led by base. Within manufacturing,

capital goods recorded growth (+15%) after several months of

contraction. Mining rose to 3.9% while electricity picked up to 8.9%.

Consumer Price Index (CPI) came in at a 2 year low with December

CPI at 3.4% led by lower food inflation. Core CPI inflation fell in

December (4.7% vs 4.8%), however decline in core CPI was driven

by “Miscellaneous-Personal care” segment which fell due to sharp

correction in gold/silver and ornaments. In contrast, the Wholesale

Price Inflation (WPI) moved up to 3.39% vs 3.15% in November led

by fuel & power inflation (8.65%) while the food inflation remained

subdued (-0.7%). December trade deficit declined to USD 10.4bn vs

USD13bn in November, led by a correction in gold imports (USD 2bn

vs USD 4.4bn in November) as well as a recovery in exports. Export

growth rebounded to 5.7%YoY from 2.3% last month with strong

growth in the non-oil exports segment.

Source: Bloomberg

Source : MOSL and Citi

6.35%

6.40%

6.45%

6.50%

6.55%

26500

26900

27300

27700

30-Dec-16 04-Jan-17 09-Jan-17 14-Jan-17 19-Jan-17 24-Jan-17 29-Jan-17Sensex 10 yr Gsec

GST council resolvedual control issue,implementationdelayed to Jul 17

Inflation prints remain soft, NovIIP surprised positively at 5.7%

FOMC minutesindicate less

aggressive stanceon policy tightening

Election date for 5major statesannounced

Trump inaugration ceremonyand speech

Economic surveyreleased. Budgetsession kicks off

-2.0-1.00.01.02.03.04.05.06.07.0

CPI WPI

May-16

Dec-15

Jan-16

Feb-16

Mar-16

Apr-1

6

Jun-16

Jul-1

6

Aug-16

Sep-16

Oct-1

6

Nov-16

Dec-16

65

66

67

68

69

70

Jan-

16Fe

b-16

Mar

-16

Apr-1

6M

ay-1

6Ju

n-16

Jul-1

6Au

g-16

Sep-

16Oc

t-16

Nov-

16De

c-16

Jan-

17

Exchange Rate (INR/USD)


MARKET OUTLOOKMONTHLY UPDATE FEBRUARY 2017


03

On the domestic front

• IndianequitieshadastrongstartintothenewyearwithbetterthanexpectedQ3earningsseasondespitedemonetisation.

• Budget-TheFY18budgetdoesafinebalancingactinmaintainingtheglidepathtofiscalconsolidation(3.0%ofGDPbyFY19 – a key positive)while sustaining the spending momentum in key flagship schemes and rural infra and housing seg-ments to support equitable growth.

• Overall,giventhemanymovingparts(noseparaterailwaysbudget,doingawaywiththenomenclatureofplanandnon-plan and the implementation of GST) and the extraordinary macro environment (impact of demonetisation and global policy headwinds), the budget has steered clear of any negative surprises while building in realistic growth assumptions for tax collections.

• Government’sFY2018GFD/GDPtargetof3.2%looksachievablegivenmodestincreaseinspendingoninfrastructureandrural sectorsandbroadlyunchangedcorporateand individual tax rates.Therearepotentialupsides to thegovernment’srevenue projections from additional tax revenues from the ongoing income tax declaration scheme (IDS-II) and unexplained bank deposits; 0.15 mn bank accounts have seen cash deposits of a staggering Rs5 tn. However, potential slippages to the government’sfiscaltargetcancomefromlower-than-estimateddivestmentrevenuesandhigher-than-expectedcrudeoilprices

• Stronggrowthinhouseholdfinancialsavings(includingequities)inthemediumtermisexpectedonthebackof(1)afa-vorable monetary policy for financial savings in the form of positive real interest rates, (2) favorable government policy on financial inclusion and (3) unfavorable government policy towards black money including the recent action of demonetiza-tion, which will likely divert household savings into financial savings, away from physical savings over a period of time.

On the global front,

• Thereisalsoagrowingbeliefthatglobalcentralbanksandgovernmentsmayexplore‘non-monetary’meanstorevivede-mandasthepoliciesoflowinterestratesandQEprogrammes(QuantitativeEasing)haveyieldedlimitedsuccess.

Equities can react in the coming months based on following events:-

• TherehavebeensomeremarksbythenewUSPresidentregardingtheUSdollarbeingtooStrong.Ifanyeffortweretobemade to ensure that the US Dollar does not rise much from here, it could be good news for the emerging markets in general, due to which foreign flows into India could also see uptick

• UnexpectedglobalanddomesticeventsderailedearningsinFY2014-16.Valuationsforthebroadmarketlookmorereason-able in the context of earnings growth and bond yields. 60% of the net profits of the Nifty-50 Index does not depend on India’sGDPgrowthastheirrevenues,profitsandprofitabilitylargelydependonglobalfactorsand/orregulations—(1)globalGDP growth in the case of IT, (2) global commodity prices or profitability in the case of metals and oil & gas and (3) regula-tions in the case of regulated utilities. Any major negative surprises in the case of earnings of the aforementioned sectors is not anticipated.

• Corporate earnings growth trajectory would be key factor to determine the path of domestic markets, especially after the Demonetisationimpact.WithRBIcuttinganother25bps,itisbelievedthatIndia’scostofcapital(COC)willalsoprogressivelyreduce especially as seen from bond yields. The consequent expansion in the ROCE-COC spread could be one of the drivers of the next leg of re-rating in Indian equities.Operating leverage will likely support earnings once India crosses its potential GDP growth, which will get more accentuated post FY17

Deal activity moderated in January with 5 deals albeit of small

ticket size amounting to USD 261mn. This was largely led by the

BSEIPO(USD220mn).Insecondarymarket,LakshmiVilasBank’s

QIP(USD25mn)wasthenotableone.

YTD FIIs are marginal sellers to the tune of 152mn while DIIs were

buyers to the tune of USD 697mn.

Equity Market Outlook

Source : MOSL and Citi

CY06

CY07

CY08

CY09

CY10

CY11

CY12

CY13

CY14

CY15

CY16

CY17

8.117.8

-12.2

17.629.3

-0.5

24.5 20.0 16.1

3.4 2.9-0.2

Net FII Flows (USD b) Net DII Flows (USD b)


MARKET OUTLOOKMONTHLY UPDATE FEBRUARY 2017


04

Debt Market OutlookThe Union Budget stuck to the path of fiscal consolidation, albeit at a less aggressive pace. The fiscal deficit was pegged at 3.2% for FY18 compared to 3.5% in FY17.

The new fiscal road map will target reduction of government debt. Debt to GDP to be lowered to 60% of GDP by 2023 compared with 66% currently. Government has set a target of 3% fiscal deficit for FY19 and FY20.

Governement is focussed on higher spending on rural, agriculture and infrastructure sectors. The budget initiated measures to boost digital payments, affordable housing.

Tax breaks provided for the middle class and the medium and small enterprises should boost incomes and consump-tion.

Government recognises growing external threats to macro-stability for EMs and gradual US rate hikes, rise in crude oil prices in the future could pose a risk to fiscal health and economic growth.

Rise in crude oil prices and INR would be a key risk to inflation and inturn bond yields.

However, if RBI induces liquidity to maintain its durable liquidity framework through OMO purchases, G-sec will re-main supported and lead to excess demand as the net supply is lower next FY.

There is an expectation that RBI might cut repo rate by 25 bps on 8th of February as a prudent path of fiscal consoli-dation was adopted in the budget. It is widely expected that inflation would be undershooting the near term inflation target of 5% in March 2017.

Market will expect RBI to continue its accomodative policy stance given the external situation. 10 year benchmark yields may trade between 6.25%-6.50% in the near term.

Source: Bloomberg

Source: MOSL

17.1

24.6

15.5

15.6

8.0

7

12

17

22

27

Jan-0

2

Jan-0

3

Jan-0

4

Jan-0

5

Jan-0

6

Jan-0

7

Jan-0

8

Jan-0

9

Jan-1

0

Jan-1

1

Jan-1

2

Jan-1

3

Jan-1

4

Jan-1

5

Jan-1

6

Jan-1

7

Sensex P/E (x) Peak(x) Avg(x) Median(x) Min(x)

8.64

6.02 6.41

7.87

4.004.505.005.506.006.507.007.508.008.509.009.50

10.00

Jan-07

Jan-08

Jan-09

Jan-10

Jan-11

Jan-12

Jan-13

Jan-14

Jan-15

Jan-16

Jan-17

10-Year India G-Sec Yield (%)


FUND PERFORMANCE OF ULIP FUNDSMONTHLY UPDATE FEBRUARY 2017


Funds available with insurance plans launched on & post Sept. 1, 2010.Returns AsOn 31st Jan2017

ClassicOpportunitiesFund (AUM:

` 2,04,014.63Lakhs)

FrontlineEquity Fund

(AUM:` 47,108.72

Lakhs)

DynamicFloor Fund II

(AUM:` 62,907.42

Lakhs)

BalancedFund

(AUM:` 6,347.92

Lakhs)

GuaranteeFund

(AUM:` 3,632.44

Lakhs)

Kotak Dynamic

Bond Fund(AUM:

` 1,04,951.65Lakhs)

Kotak DynamicGilt Fund

(AUM:` 5,036.87

Lakhs)

Kotak Dynamic

Floating RateFund

(AUM:` 1,977.46

Lakhs)

Money MarketFund

(AUM:` 21,511.16

Lakhs)

DiscontinuedPolicy Fund

(AUM:` 19,351.10

Lakhs)

1 month 6.8 5.9 2.8 3.6 2.3 0.9 0.6 0.5 0.5 0.5

3 months -1.3 -2.6 0.4 -0.6 0.2 2.4 2.5 1.7 1.9 1.6

6 months 1.6 0.1 3.1 1.9 1.1 5.7 6.1 3.8 3.7 3.2

1 year 20.2 17.8 16.1 15.8 11.6 15.3 16.4 8.6 7.5 6.8

2 years 4.6 4.0 4.2 6.0 2.6 9.6 9.9 7.7 7.8 7.2

3 years 20.7 18.8 11.0 15.7 9.8 12.1 13.1 8.8 8.1 7.7

4 years 14.9 14.0 7.6 12.0 6.7 9.6 9.8 9.3 8.2 7.8

5 years 16.0 14.8 8.6 12.6 7.9 10.1 10.2 9.2 8.5 8.3

6 years 12.2 11.2 7.4 10.4 6.9 10.1 9.9 8.9 8.4 n.a

7 years 12.8 11.6 7.5 10.3 n.a 9.5 9.2 8.4 7.9 n.a

10 years n.a n.a n.a n.a n.a 10.1 9.1 8.1 n.a n.a

Inception 12.1 10.6 7.1 10.0 7.4 9.0 7.8 7.7 7.8 8.2

Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st Jan2017

Kotak OpportunitiesFund

(AUM: ` 1,04,734.85 Lakhs)

Kotak Aggressive Growth Fund

(AUM: ` 30,202.73 Lakhs)

Kotak DynamicGrowth Fund

(AUM: ` 6,449.60 Lakhs)

Dynamic FloorFund

(AUM: ` 1,02,140.95 Lakhs)

Kotak DynamicBalanced Fund

(AUM: ` 2,146.94 Lakhs)

1 month 6.8 6.0 4.8 2.7 3.5

3 months -1.5 -2.3 -1.6 0.4 -0.7

6 months 1.2 -0.7 0.6 3.0 1.8

1 year 19.5 17.5 16.8 15.6 16.1

2 years 3.8 3.1 4.7 4.4 5.9

3 years 20.2 18.3 17.0 10.8 15.9

4 years 14.3 13.6 12.8 7.1 12.1

5 years 15.3 14.4 13.5 8.1 12.7

6 years 11.6 10.7 10.5 7.0 10.5

7 years 12.2 11.1 10.7 7.1 10.4

10 years n.a 10.2 8.9 9.5 9.4

Inception 18.1 16.2 14.7 9.5 13.5

Returns AsOn 31st Jan2017

Peak GuaranteeFund I(AUM:

` 1,921.80 Lakhs)

Kotak GuaranteedGrowth Fund

(AUM:` 1,01,551.18

Lakhs)

Kotak GuaranteedBalanced Fund

(AUM:` 8,759.11

Lakhs)

Pension ClassicOpportunities Fund

(AUM:` 12,409.47

Lakhs)

Kotak PensionOpportunities Fund

(AUM:` 2,452.19

Lakhs)

Pension FrontlineEquity Fund

(AUM:` 2,488.49

Lakhs)

PensionGuarantee Fund

(AUM:` 9,959.63

Lakhs)

1 month 2.2 3.7 3.2 6.9 6.8 6.0 2.3

3 months 0.2 -0.4 0.1 -1.4 -1.6 -2.8 0.2

6 months 1.1 2.2 2.9 1.5 1.1 -0.6 1.1

1 year 11.2 16.5 16.5 20.4 19.2 18.0 11.7

2 years 2.3 6.2 7.0 4.3 3.8 3.9 2.6

3 years 9.4 14.5 14.1 20.9 19.9 18.9 9.8

4 years 6.4 10.8 10.6 15.1 14.0 14.1 6.7

5 years 7.5 11.5 11.1 16.1 15.1 14.9 7.9

6 years 6.6 10.0 10.0 12.3 11.5 11.2 6.9

7 years n.a 9.6 9.6 12.9 12.1 11.7 7.0

10 years n.a 7.8 8.4 n.a n.a n.a n.a

Inception 6.7 13.6 12.4 12.7 11.5 11.6 6.6

05




Funds available with insurance plans launched Prior to Sept. 1, 2010.Returns AsOn 31st Jan2017

Kotak PensionGrowth Fund

(AUM:` 1,844.77

Lakhs)

Kotak PensionFloor Fund

(AUM:`4,698.09

Lakhs)

Pension FloorFund II(AUM:

` 7,211.51 Lakhs)

Kotak PensionBalanced Fund

(AUM:`22,072.26

Lakhs)

PensionBalancedFund II

(AUM: ` 350.22 Lakhs)

Kotak PensionBond Fund

(AUM:` 6,947.01

Lakhs)

Kotak PensionGilt Fund

(AUM:` 855.34 Lakhs)

Kotak PensionFloating RateFund (AUM:

` 315.77Lakhs)

Pension MoneyMarket Fund II

(AUM:` 897.97 Lakhs)

1 month 3.5 2.8 2.8 3.1 3.8 0.9 0.6 0.5 0.5

3 months -0.4 0.3 0.3 0.1 -0.5 2.4 2.5 1.7 1.9

6 months 2.0 2.9 3.1 2.9 2.1 5.7 6.1 3.8 3.7

1 year 16.1 15.6 16.2 16.3 16.3 15.4 16.5 8.6 7.5

2 years 6.1 4.4 4.2 7.0 6.0 9.7 9.9 7.7 7.9

3 years 14.4 10.9 11.0 14.0 15.9 12.2 13.0 8.8 8.1

4 years 10.7 7.4 7.6 10.6 12.1 9.7 9.8 9.3 8.2

5 years 11.3 8.3 8.6 11.1 12.6 10.1 10.2 9.2 8.4

6 years 9.8 7.0 7.4 10.0 10.5 10.1 9.9 8.9 8.4

7 years 9.5 6.6 7.5 9.5 9.9 9.5 9.2 8.4 7.9

10 years n.a n.a n.a 8.5 n.a 10.2 9.3 8.1 n.a

Inception 11.4 6.6 7.1 12.5 9.9 9.0 7.9 7.7 7.8

06




KOTAK PRIVILEDEGE ASSURANCE PLANSReturns AsOn 31st Jan2017

Kotak AdvantageMultiplier Fund II

(AUM: `0.39Lakhs)

1 month 0.4

3 months 0.9

6 months 1.8

1 year 3.8

2 years 4.3

3 years 5.3

4 years 4.9

5 years 5.3

6 years 4.6

7 years 4.8

10 years 4.7

Inception 5.2

07

Returns less than or equal to a year are absolute. Returns greater than a year are compounded annualised.

Sr No. Fund Manager Equity Debt Balanced

1 Rohit Agarwal 7 NA 18

2 Kunal Shah NA 15 25

NO. OF FUNDS MANAGED BY FUND MANAGER

Mr. Rohit Agarwal has over 10 years of experience in capital markets, looks at the Unit Linked Equity funds at Kotak Life Insurance . Before joining Kotak in 2011, Mr. Agarwal was associated with JP Morgan for about 6 years. Rohit is a Bachelor of Commerce (2001) and has done PGDBM, Symbiosis Pune (2005).

Mr. Rohit Agarwal– Equity Fund Manager

Mr. Kunal Shah has overall experience of over a decade and has been associated with the Kotak Life Insurance since May 2008. His key responsibilities include management of fixed income portfolios in Unit Linked and managing alternative investments for the company. Kunal is a Bachelor of Commerce (2001) , MBA (Finance), Sinhgad Institute, Pune (2004) and CFA (CFA Institute, USA)

Mr. Kunal Shah – Debt Fund Manager

Returns AsOn 31st Jan2017

Kotak Group Dynamic Floor Fund

(AUM: ` 385.71 Lakhs)

Kotak Group Balanced Fund

(AUM: ` 42,370.76 Lakhs)

Kotak Group Bond Fund (AUM:

` 1,11,675.80 Lakhs)

Kotak Group Gilt Fund (AUM: ` 3,688.85

Lakhs)

Kotak Group Floating Rate Fund (AUM: ` 1,464.82

Lakhs)

Kotak Group Money Market Fund (AUM:

` 6.83 Lakhs)

Kotak Group Secure Capital (AUM: ` 15,367.72

Lakhs)

1 month 2.2 3.6 0.9 0.6 0.5 0.3 0.9

3 months 0.9 -0.3 2.5 2.5 1.9 0.9 2.4

6 months 3.5 2.2 5.9 6.2 4.1 1.8 5.7

1 year 15.5 16.7 15.7 16.5 9.1 4.2 15.2

2 years 4.5 6.4 10.0 10.0 8.2 6.0 9.7

3 years 11.2 16.4 12.6 13.3 9.2 6.9 12.3

4 years 7.7 12.5 10.1 10.0 9.7 n.a 9.8

5 years 8.6 13.1 10.5 10.4 9.6 n.a 10.3

6 years 7.6 10.9 10.6 10.1 9.4 n.a n.a

7 years 7.6 10.7 10.2 9.5 8.8 n.a n.a

10 years n.a 9.6 10.8 9.4 8.5 n.a n.a

Inception 7.1 13.7 9.5 8.1 8.1 7.3 10.3

KOTAK FIXED MATURITY PLANSReturns AsOn 31st Jan2017

Kotak Group ShortTerm Bond

Fund (AUM: ` 5,004.16 Lakhs)

1 month 0.7

3 months 2.1

6 months 4.2

1 year 9.4

2 years n.a

3 years n.a

4 years n.a

5 years n.a

6 years n.a

7 years n.a

10 years n.a

Inception 8.6

KOTAK GROUP PLANS


PRODUCT - FUND MATRIX*MONTHLY UPDATE FEBRUARY 2017


Kotak WealthInsurance

Kotak AceInvestment

Kotak SingleInvest

Advantage

Kotak HeadstartChild Assure

KotakPlatinum

Kotak InvestMaxima

Fund

s

Classic Opportunities Fund ü ü ü ü ü ü

Frontline Equity Fund ü ü ü ü ü ü

Balanced Fund ü ü r ü ü ü

Dynamic Bond Fund ü ü ü ü ü ü

Dynamic Floating Rate Fund ü ü r ü ü r

Money Market Fund ü ü ü ü ü ü

Dynamic Gilt Fund ü ü ü ü ü r

Discontinued Policy Fund ü ü ü ü ü ü

*currently active plans

08


INDIVIDUAL FUNDSMONTHLY UPDATE FEBRUARY 2017


CLASSIC OPPORTUNITIESFUND

FRONTLINE EQUITYFUND

DYNAMIC FLOORFUND II

BALANCEDFUND

KOTAK OPPORTUNITIESFUND

KOTAK AGGRESSIVEGROWTH FUND

GUARANTEEFUND

MONEY MARKETFUND

KOTAK DYNAMICGROWTH FUND

DYNAMIC FLOORFUND

KOTAK DYNAMICBALANCED FUND

KOTAK DYNAMICBOND FUND

KOTAK DYNAMICGILT FUND

KOTAK DYNAMICFLOATING RATE FUND

PEAK GUARANTEEFUND I

KOTAK GUARANTEEDGROWTH FUND

KOTAK GUARANTEEDBALANCED FUND

PENSION CLASSICOPPORTUNITIES FUND

KOTAK PENSIONOPPORTUNITIES FUND

PENSION FRONTLINEEQUITY FUND

PENSION GUARANTEEFUND

KOTAK PENSIONGROWTH FUND

KOTAK PENSIONFLOOR FUND

PENSION FLOORFUND II

KOTAK PENSIONBALANCED FUND

PENSION BALANCEDFUND II

KOTAK PENSIONBOND FUND

KOTAK PENSIONGILT FUND

KOTAK PENSIONFLOATING RATE FUND

PENSION MONEYMARKET FUND II

KOTAK ADVANTAGEMULTIPLIER FUND II

DISCONTINUEDPOLICY FUND

09


MONTHLY UPDATE FEBRUARY 2017 AS ON 31st JANUARY 2017

based on last business day

INDIVIDUAL FUNDCLASSIC OPPORTUNITIES FUND(ULIF-033-16/12/09-CLAOPPFND-107)

10

Holdings % to Fund

EQUITY 96.16

HDFC Bank Ltd 5.78

Infosys Ltd 4.86

Tata Motors Ltd 4.16

IndusInd Bank Limited 4.03

Maruti Suzuki India Ltd 3.99

Kotak Banking ETF - Dividend Payout Option 3.98

ICICI Bank Ltd 3.50

I T C Ltd 3.34

Larsen And Toubro Ltd 3.20

Britannia Industries Ltd 2.98

YES BANK LTD 2.72

Axis Bank Ltd 2.05

R Shares Banking ETF 1.95

Shree Cement Ltd 1.84

Zee Entertainment Enterprises Ltd 1.78

Bharat Petroleum Corporation Ltd 1.72

Indian Oil Corporation Ltd 1.63

HCL Technologies Ltd 1.53

UltraTech Cement Ltd 1.52

Sun Pharmaceuticals Ltd 1.48

Others 38.12

Corporate Debt 0.02

7.25% HDFC Bank FD NSE - 09.08.2017 0.01

7.50% HDFC Bank FD NSE - 24.07.2017 0.01

7.50% HDFC Bank FD BSE - 24.07.2017 0.003

MMI 3.12

NCA 0.70

Sector Allocation as per NIC 2008 % to Fund**

22.83

3.18

3.34

3.34

4.57

4.80

4.92

5.15

7.86

10.15

29.86

Others

Warehousing and supportactivities for transportation

Mfg of other transportequipment

Mfg of tobacco products

Mfg of pharmaceuticals,medicinal chemical &botanical products

Mfg of coke and refinedpetroleum products

Civil engineering

Mfg of other non-metallicmineral products

Computer programming,consultancy and related

activities

Mfg of motor vehicles,trailers and semi-trailers

Financial and insuranceactivities

Debt Ratings Profile (%)

48.32

43.62

7.56 0.49 CBLO & MutualFund Investments

Govt & GovtGuaranteed Bonds

A1+

Fixed Deposit

Investment Objective of The Fund

Aims to maximize opportunity for you through long-term capital growth, by holding a significant portion in a diversified and flexible mix of large / medium sized company equities

NAV

22.6438

Benchmark Details

Equity - 100% (BSE 200)

Performance Meter

Classic Opportunities

Fund (%)

Benchmark (%)

1 month 6.8 5.4

3 months -1.3 -1.4

6 months 1.6 0.2

1 year 20.2 16.0

2 years 4.6 0.8

3 years 20.7 15.1

4 years 14.9 10.7

5 years 16.0 12.0

6 years 12.2 8.4

7 years 12.8 8.6

10 years n.a n.a

Inception 12.1 8.1

Past performance is not necessarily indicative of future performance

Date of Inception

16th December 2009

Modified Duration

Asset Allocation

Debt & MoneyMarket Instruments :

0.10

Modified Duration

Fund Manager

Approved (%) Actual (%)

Equity 75 - 100 96

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 4

**NIC 2008 - Industrial sector as defined under National Industrial Classification 2008.

AUM (in Lakhs)

Equity : Rohit AgarwalDebt : Kunal Shah

1,96,189

6,406 1,420 Equity

Debt

NCA


INDIVIDUAL FUNDFRONTLINE EQUITY FUND(ULIF-034-17/12/09-FRLEQUFND-107)

11


Holdings % to Fund

EQUITY 95.18

HDFC Bank Ltd 7.10

I T C Ltd 6.01

Infosys Ltd 5.69

ICICI Bank Ltd 4.39









YES BANK LTD 2.66


Hero Honda Motors Ltd 2.30

Mahindra & Mahindra Ltd 2.19


Tech Mahindra Ltd 1.96


Hindustan Petroleum Corporation Ltd 1.69

Others 28.78

Corporate Debt 0.01

7.50% HDFC Bank FD NSE - 24.07.2017 0.005

7.25% HDFC Bank FD NSE - 09.08.2017 0.005

7.50% HDFC Bank FD BSE - 24.07.2017 0.002

MMI 4.39

NCA 0.42


17.39

2.95

2.98

3.37

4.12

5.60

6.00

6.01

9.58

10.29

31.73

Others

Civil engineering









activities



62.33

37.40

0.27 CBLO & MutualFund Investments


Fixed Deposit


Aims for a high level of capital growth for you, by holding a significant portion in large sized company equities

NAV

20.4582

Benchmark Details

Equity - 100% (BSE 100)

Performance Meter

FrontlineEquity Fund

(%)

Benchmark (%)

1 month 5.9 5.3

3 months -2.6 -1.0

6 months 0.1 -0.3

1 year 17.8 15.4

2 years 4.0 -0.4

3 years 18.8 13.3

4 years 14.0 9.7

5 years 14.8 11.2

6 years 11.2 7.9

7 years 11.6 8.1

10 years n.a n.a

Inception 10.6 7.6


Date of Inception

17th December 2009


0.11

Modified Duration

Fund Manager


AUM (in Lakhs)

44,837

2,072 200 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 60 - 100 95

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 5




INDIVIDUAL FUNDDYNAMIC FLOOR FUND II(ULIF-035-17/12/09-DYFLRFND2-107)

12

Holdings % to Fund

EQUITY 38.10HDFC Bank Ltd 2.59

I T C Ltd 2.40

Infosys Ltd 2.27

ICICI Bank Ltd 1.81









YES BANK LTD 1.03








Others 11.23

G-Sec 25.228.13% GOI - 22.06.2045 8.00

8.30% GOI - 31.12.2042 7.24

7.72% GOI - 26.10.2055 1.89

8.30% GOI - 02.07.2040 1.71

7.16% NABARD - 12.01.2032 1.33

1.44% INFLATION INDEX GS 2023 1.21

8.07% GOI - 03.07.2017 1.10

7.20% NABARD - 21.10.2031 0.35

8.59% GJ SDL - 20.07.2021 0.16

9.65% KA SDL - 14.08.2023 0.16

Others 2.07

Corporate Debt 32.577.37% NTPC - 14.12.2031 2.66

7.95% HDFC Bank - 21.09.2026 2.17

8.20% PGC - 23.01.2030 1.35

8.48% KMPL - 13.04.18 1.33

7.80% HDFC - 11.11.2019 1.127.60% Axis Bank InfrastructureBonds - 20.10.2023

1.08

8.82% REC - 12.04.2023 0.978.51% Mahindra and MahindraFinancial Services Ltd- 22.06.20

0.93

8.92% L&T Finance Ltd. - 06.07.2018 0.88

9.78% Tata Sons - 13.01.2019 0.83

Others 19.25

MMI 1.84NCA 2.26


11.63

2.05

2.26

2.40

2.46

2.51

3.88

4.06

6.71

21.50

40.54

Others

State Development Loan

NCA






activities

Electricity, gas, steam and airconditioning supply

Govt. of India



50.83

39.48

5.21

2.59 1.33

0.50

0.07

AAA

Govt & GovtGuaranteed BondsAA+

CBLO & MutualFund InvestmentsAA

A1+

Fixed Deposit


Aims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.

NAV

16.2701

Benchmark Details

Equity - 37.5% (Nifty);Debt - 62.5% (Crisil Bond)

Performance Meter

Date of Inception

17th December 2009


6.30

Modified Duration

Fund Manager


AUM (in Lakhs)

23,969

37,516

1,422 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 75 38

Gsec / Debt

00 - 100 58

MMI /Others

00 - 40 4



Dynamic Floor Fund II

(%)

Benchmark (%)

1 month 2.8 2.5

3 months 0.4 1.6

6 months 3.1 3.7

1 year 16.1 13.8

2 years 4.2 6.1

3 years 11.0 12.3

4 years 7.6 9.9

5 years 8.6 10.3

6 years 7.4 9.1

7 years 7.5 8.9

10 years n.a n.a

Inception 7.1 8.6



INDIVIDUAL FUNDBALANCED FUND(ULIF-037-21/12/09-BALKFND-107)

13

Holdings % to Fund


I T C Ltd 3.45

Infosys Ltd 3.36

ICICI Bank Ltd 2.58








YES BANK LTD 1.54









Others 15.69

G-Sec 19.088.30% GOI - 31.12.2042 5.81

8.13% GOI - 22.06.2045 5.26

7.72% GOI - 26.10.2055 1.17

8.30% GOI - 02.07.2040 1.11

7.50% GOI - 10.08.34 0.82

7.16% NABARD - 12.01.2032 0.78

8.07% GOI - 03.07.2017 0.70

7.28% GOI - 03.06.2019 0.57

9.40% MP SDL - 30.01.2024 0.44

8.19% GOI - 16.01.2020 0.41

Others 2.01


7.95% HDFC Bank - 21.09.2026 1.61

7.80% HDFC - 11.11.2019 1.59

8.20% PGC - 23.01.2030 1.00

8.48% KMPL - 13.04.18 0.797.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.79

8.82% REC - 12.04.2023 0.68

9.50% HDFC - 13.08.2024 0.52

9.34% HDFC - 28.08.2024 - P - 28.09.15 0.51

9.65% HDFC - 19.01.2019 P -20.03.15 0.49

Others 11.56

MMI 4.41NCA 1.98


14.39

2.33

2.53

3.06

3.37

3.45

4.25

5.50

6.06

16.75

38.30

Others









activities

Govt. of India



43.57

40.53

9.85

5.32 0.73

0.001

AAA

Govt & GovtGuaranteed BondsCBLO & MutualFund InvestmentsAA+

AA

Fixed Deposit


Aims for moderate growth for you by holding a diversified mix of equities and fixed interest instruments.

NAV

19.7647

Benchmark Details

Performance Meter

BalancedFund(%)

Benchmark (%)

1 month 3.6 3.7

3 months -0.6 0.6

6 months 1.9 2.5

1 year 15.8 15.1

2 years 6.0 4.1

3 years 15.7 13.1

4 years 12.0 10.1

5 years 12.6 10.9

6 years 10.4 8.8

7 years 10.3 8.6

10 years n.a n.a

Inception 10.0 8.4


Date of Inception

21st December 2009


5.90

Modified Duration

Fund Manager


AUM (in Lakhs)


Equity - 60% (BSE 100);Debt - 40% (Crisil Bond)

Modified Duration

Asset Allocation


Equity 30 - 60 53

Gsec / Debt

20 - 70 40

MMI /Others

00 - 40 6



3,381

2,842

125 Equity

Debt

NCA


INDIVIDUAL FUNDKOTAK OPPORTUNITIES FUND(ULIF-029-02/10/08-OPPFND-107)

14

Holdings % to Fund

EQUITY 97.51

HDFC Bank Ltd 5.85

Infosys Ltd 4.96





ICICI Bank Ltd 3.54

I T C Ltd 3.38



YES BANK LTD 2.72

Axis Bank Ltd 2.05









Others 38.71

Corporate Debt 0.12

7.25% HDFC Bank FD NSE - 09.08.2017 0.05

7.50% HDFC Bank FD NSE - 24.07.2017 0.05

7.50% HDFC Bank FD BSE - 24.07.2017 0.02

MMI 2.53

NCA -0.16


21.96

3.17

3.38

3.41

4.72

4.90

4.98

5.23

8.01

10.27

29.96

Others






Civil engineering



activities




53.73

41.86



Fixed Deposit


Aims to maximize opportunity for long term capital growth, by holding a significant portion in a diversified and flexible mix of large/medium sized company equities.

NAV

40.0755

Benchmark Details

Performance Meter

OpportunitiesFund (%)

Benchmark (%)

1 month 6.8 5.4

3 months -1.5 -1.4

6 months 1.2 0.2

1 year 19.5 16.0

2 years 3.8 0.8

3 years 20.2 15.1

4 years 14.3 10.7

5 years 15.3 12.0

6 years 11.6 8.4

7 years 12.2 8.6

10 years n.a n.a

Inception 18.1 10.6


Date of Inception

02nd October 2008


0.15

Modified Duration

Fund Manager


AUM (in Lakhs)


Equity - 100% (BSE 200)

Modified Duration

Asset Allocation


Equity 75 - 100 98

Gsec / Debt

00 - 25 2

MMI /Others

00 - 25 3



1,02,125

2,777 -167 Equity

Debt

NCA


INDIVIDUAL FUNDKOTAK AGGRESSIVE GROWTH FUND(ULIF-018-13/09/04-AGRGWTFND-107)

15

Holdings % to Fund

EQUITY 98.55

HDFC Bank Ltd 6.89

I T C Ltd 6.64

Infosys Ltd 6.11



ICICI Bank Ltd 4.26








YES BANK LTD 2.68







Others 27.21

Corporate Debt 0.34

7.50% HDFC Bank FD NSE - 24.07.2017 0.14

7.25% HDFC Bank FD NSE - 09.08.2017 0.14

7.50% HDFC Bank FD BSE - 24.07.2017 0.06

MMI 0.99

NCA 0.12


12.36

3.57

3.90

4.42

5.19

6.01

6.29

6.64

10.10

10.32

31.20

Others

Civil engineering









activities



48.34

26.30

25.36


CBLO & MutualFund Investments

Fixed Deposit


Aims for a high level of capital growth by holding a significant portion in large sized company equities.

NAV

64.4661

Benchmark Details

Equity - 100% (BSE 100)

Performance Meter

AggressiveGrowth Fund

(%)

Benchmark (%)

1 month 6.0 5.3

3 months -2.3 -1.0

6 months -0.7 -0.3

1 year 17.5 15.4

2 years 3.1 -0.4

3 years 18.3 13.3

4 years 13.6 9.7

5 years 14.4 11.2

6 years 10.7 7.9

7 years 11.1 8.1

10 years 10.2 8.0

Inception 16.2 13.1


Date of Inception

13th September 2004


0.21

Modified Duration

Fund Manager


AUM (in Lakhs)


Modified Duration

Asset Allocation


Equity 60 - 100 99

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 1



29,765

401 37 Equity

Debt

NCA


INDIVIDUAL FUNDGUARANTEE FUND(ULIF-048-05/02/10-GRTFND-107)

Fund Strategy

16

Holdings % to Fund

EQUITY 51.48I T C Ltd 3.72

HDFC Bank Ltd 3.38

Infosys Ltd 3.06

Reliance Industries Ltd 2.94

Housing Development Finance Corp. Ltd 2.83


ICICI Bank Ltd 2.04

Tata Consultancy Services Ltd 1.96




Hindustan Unilever Ltd 1.25

Oil & Natural Gas Corporation Ltd 1.07

State Bank of India 1.06

Axis Bank Ltd 1.03


Bharti Airtel Ltd 0.97

Power Grid Corporation of India Ltd 0.94

Asian Paints Ltd 0.90

National Thermal Power Corporation Ltd 0.89

Others 15.85

G-Sec 19.278.30% GOI - 31.12.2042 5.87

8.13% GOI - 22.06.2045 5.23

8.30% GOI - 02.07.2040 1.12

7.16% NABARD - 12.01.2032 1.10

7.72% GOI - 26.10.2055 1.08

8.31% GJ SDL - 03.02.2020 1.00


8.07% GOI - 03.07.2017 0.61

7.20% NABARD - 21.10.2031 0.27

8.59% GJ SDL - 20.07.2021 0.18

Others 1.86


7.95% HDFC Bank - 21.09.2026 1.40

8.92% L&T Finance Ltd. - 06.07.2018 1.39

8.20% PGC - 23.01.2030 0.88

8.48% KMPL - 13.04.18 0.83

7.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.82

8.82% REC - 12.04.2023 0.599.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.58

8.27% REC - 06.02.2025 0.58

9.90% State Bank of Patiala - 28.09.2022 CALL 28.09.2017

0.56

Others 9.80

MMI 9.40NCA 0.75


13.16

2.68

2.75

3.54

3.60

3.72

4.45

5.45

6.72

15.23

38.70

Others


Mfg of chemicals andchemical products





Electricity, gas, steam andair conditioning supply


activities

Govt. of India



37.48

35.70

19.68

6.39 0.60

0.16 Govt & GovtGuaranteed BondsAAA

CBLO & MutualFund InvestmentsAA+

AA

Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks

NAV

16.5071

Benchmark Details


Performance Meter

GuaranteeFund (%)

Benchmark (%)

1 month 2.3 2.5

3 months 0.2 1.6

6 months 1.1 3.7

1 year 11.6 13.8

2 years 2.6 6.1

3 years 9.8 12.3

4 years 6.7 9.9

5 years 7.9 10.3

6 years 6.9 9.1

7 years n.a n.a

10 years n.a n.a

Inception 7.4 9.1


Date of Inception

05th February 2010


5.44

Modified Duration

Fund Manager


AUM (in Lakhs)

1,870

1,735

27 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 75 51

Gsec / Debt

00 - 100 38

MMI /Others

00 - 100 10




INDIVIDUAL FUNDMONEY MARKET FUND(ULIF-041-05/01/10-MNMKKFND-107)

17

Holdings % to Fund

MMI 100.00


8.73

8.81

8.81

8.93

18.88

45.84


Undifferentiated goods &services-producing activities

of private


Mfg of basic metals

Govt. of India



66.86

18.88

14.26 A1+




Aims to protect your capital and not have downside risks

NAV

17.0074

Benchmark Details

Equity - 0% (NA);Debt - 100% (Crisil Liquid)

Performance Meter

MoneyMarket Fund

(%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.9 1.7

6 months 3.7 3.4

1 year 7.5 7.5

2 years 7.8 7.8

3 years 8.1 8.2

4 years 8.2 8.5

5 years 8.5 8.5

6 years 8.4 8.4

7 years 7.9 8.0

10 years n.a n.a

Inception 7.8 7.9


Date of Inception

05th January 2010


0.39

Modified Duration

Fund Manager


AUM (in Lakhs)

21,511

0

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


MMI /Others

100 100




INDIVIDUAL FUNDKOTAK DYNAMIC GROWTH FUND(ULIF-012-27/06/03-DYGWTFND-107)

18

Holdings % to Fund


I T C Ltd 4.76

Infosys Ltd 4.45

ICICI Bank Ltd 3.55









YES BANK LTD 2.04








Others 22.45

G-Sec 16.508.60% GOI - 02.06.2028 3.48

8.97% GOI - 05.12.2030 2.72

8.30% GOI - 31.12.2042 1.74

8.13% GOI - 22.06.2045 1.73

8.17% GOI - 01.12.2044 1.56

8.30% GOI - 02.07.2040 1.30

7.16% GOI - 20.05.2023 0.89

8.42% TN SDL - 25.08.2020 0.65

7.72% GOI - 26.10.2055 0.42

7.95% MAH SDL - 03.07.2023 0.40

Others 1.61

Corporate Debt 5.0811.15% REC - 24.10.2018 1.66

9.36% IDFC Bank - 21.08.24 0.849.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.49

9.70% PFC - 15.12.2018 0.49

9.02% REC - 19.11.2022 0.33

8.65% PFC - 28.12.2024 0.339.85% Shriram Transport Finance Co Ltd 15.07.2017

0.31

9.75% REC - 11.11.2021. 0.17

8.23% REC - 23.01.2025 0.16

7.50% HDFC Bank FD NSE - 24.07.2017 0.12

Others 0.17

MMI 2.13NCA 0.79


16.61

2.38

2.62

3.29

4.31

4.76

4.92

7.65

7.95

15.00

30.51

Others

Civil engineering








activities

Govt. of India



69.59

18.88

8.99 1.32 1.22 Govt & Govt

Guaranteed Bonds

AAA


AA+

Fixed Deposit



NAV

64.8198

Benchmark Details


Performance Meter

KotakDynamic Growth

Fund (%)

Benchmark (%)

1 month 4.8 4.5

3 months -1.6 -0.2

6 months 0.6 1.1

1 year 16.8 15.3

2 years 4.7 1.9

3 years 17.0 13.3

4 years 12.8 10.0

5 years 13.5 11.1

6 years 10.5 8.4

7 years 10.7 8.4

10 years 8.9 8.3

Inception 14.7 13.3


Date of Inception

27th June 2003


6.35

Modified Duration

Fund Manager


AUM (in Lakhs)

4,869

1,530

51 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 40 - 80 75

Gsec / Debt

20 - 60 22

MMI /Others

00 - 40 3




INDIVIDUAL FUNDDYNAMIC FLOOR FUND(ULIF-028-14/11/06-DYFLRFND-107)

19

Holdings % to Fund


I T C Ltd 2.40

Infosys Ltd 2.27

ICICI Bank Ltd 1.81









YES BANK LTD 1.00








Others 10.88

G-Sec 25.528.13% GOI - 22.06.2045 8.00

8.30% GOI - 31.12.2042 7.27

7.72% GOI - 26.10.2055 1.89

8.30% GOI - 02.07.2040 1.71

7.16% NABARD - 12.01.2032 1.33


8.07% GOI - 03.07.2017 1.10

7.20% NABARD - 21.10.2031 0.35

8.59% GJ SDL - 24.08.2021 0.16

9.65% KA SDL - 14.08.2023 0.16

Others 2.42


7.95% HDFC Bank - 21.09.2026 2.23

8.48% KMPL - 13.04.18 1.35

8.20% PGC - 23.01.2030 1.337.60% Axis Bank Infrastructure Bonds - 20.10.2023

1.24

7.80% HDFC - 11.11.2019 1.09

8.82% REC - 12.04.2023 0.988.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

0.90

9.85% Shriram Transport Finance Co Ltd 15.07.2017

0.87

8.92% L&T Finance Ltd. - 06.07.2018 0.84

Others 19.64

MMI 1.55NCA 2.38


11.38

2.24

2.38

2.40

2.47

2.54

3.87

4.06

7.00

21.58

40.08

Others


NCA






activities


Govt. of India



50.24 39.56

6.18

1.96 1.35

0.61 0.11

AAA



A1+

Fixed Deposit


Aims to provide you with stable long-term inflation beating growth over medium to long-term and defend your capital against short-term capital shocks.

NAV

25.2645

Benchmark Details


Performance Meter

DynamicFloor

Fund (%)

Benchmark (%)

1 month 2.7 2.5

3 months 0.4 1.6

6 months 3.0 3.7

1 year 15.6 13.8

2 years 4.4 6.1

3 years 10.8 12.3

4 years 7.1 9.9

5 years 8.1 10.3

6 years 7.0 9.1

7 years 7.1 8.9

10 years 9.5 8.6

Inception 9.5 8.7


Date of Inception

14th November 2006


6.28

Modified Duration

Fund Manager


AUM (in Lakhs)

38,151

61,557

2,433 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 75 37

Gsec / Debt

00 - 100 59

MMI /Others

00 - 40 4




INDIVIDUAL FUNDKOTAK DYNAMIC BALANCED FUND(ULIF-009-27/06/03-DYBALFND-107)

20

Holdings % to Fund


Infosys Ltd 3.20

I T C Ltd 3.19

ICICI Bank Ltd 2.38









YES BANK LTD 1.42








Others 15.34

G-Sec 17.538.30% GOI - 31.12.2042 5.41

8.13% GOI - 22.06.2045 5.25

7.72% GOI - 26.10.2055 1.13

8.30% GOI - 02.07.2040 1.12

8.07% GOI - 03.07.2017 0.68


9.40% MP SDL - 30.01.2024 0.52

7.16% NABARD - 12.01.2032 0.46

7.20% NABARD - 21.10.2031 0.46

7.50% GOI - 10.08.34 0.24

Others 1.58

Corporate Debt 21.288.20% PGC - 23.01.2030 1.48

7.37% NTPC - 14.12.2031 1.40

9.34% HDFC - 28.08.2024 - P - 28.09.15 1.01

7.95% HDFC Bank - 21.09.2026 0.95

8.48% KMPL - 13.04.18 0.94

8.85% PGC - 19.10.2026 0.65

9.75% REC - 11.11.2021. 0.52

9.50% HDFC - 13.08.2024 0.51

9.35% REC - 15.06.2022 0.51

9.47% LIC Housing Finance - 23.08.2024 0.51

Others 12.81

MMI 8.12NCA 1.80


14.69

2.25

2.90

3.15

3.19

3.29

5.06

5.10

5.73

14.70

39.92

Others









activities

Govt. of India



43.91

35.37

17.31

1.99 1.03

0.39 AAA


AA

Fixed Deposit


Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments.

NAV

56.0410

Benchmark Details


Performance Meter

DynamicBalancedFund (%)

Benchmark (%)

1 month 3.5 3.7

3 months -0.7 0.6

6 months 1.8 2.5

1 year 16.1 15.1

2 years 5.9 4.1

3 years 15.9 13.1

4 years 12.1 10.1

5 years 12.7 10.9

6 years 10.5 8.8

7 years 10.4 8.6

10 years 9.4 8.5

Inception 13.5 11.9


Date of Inception

27th June 2003


5.54

Modified Duration

Fund Manager


AUM (in Lakhs)

1,101

1,008

39 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 30 - 60 51

Gsec / Debt

20 - 70 39

MMI /Others

00 - 40 10




INDIVIDUAL FUNDKOTAK DYNAMIC BOND FUND(ULIF-015-15/04/04-DYBNDFND-107)

21

Holdings % to Fund

G-Sec 40.33

8.13% GOI - 22.06.2045 13.06

8.30% GOI - 31.12.2042 12.00

7.72% GOI - 26.10.2055 3.09

8.30% GOI - 02.07.2040 2.81

7.16% NABARD - 12.01.2032 2.18

8.07% GOI - 03.07.2017 1.83


7.20% NABARD - 21.10.2031 0.58

9.65% KA SDL - 14.08.2023 0.26

8.18% HR SPL SDL - 15.06.2022 0.24

Others 2.69

Corporate Debt 53.25

7.37% NTPC - 14.12.2031 4.36

7.95% HDFC Bank - 21.09.2026 3.12

8.20% PGC - 23.01.2030 2.19


2.18

8.48% KMPL - 13.04.18 2.08

7.80% HDFC - 11.11.2019 1.73

8.82% REC - 12.04.2023 1.62

8.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

1.36


1.35

9.65% HDFC - 19.01.2019 P -20.03.15 1.25

Others 32.01

MMI 2.84

NCA 3.58


0.49

0.67

2.78

3.41

3.58

9.72

34.78

44.56


Mfg of basic metals



NCA


Govt. of India



51.40

38.96

6.00 2.00

0.95 0.69

AAA


CBLO & MutualFund InvestmentsA1+

AA


Aims to preserve capital and minimize downside risk, with investment in debt and government instruments.

NAV

30.0263

Benchmark Details

Debt - 100% (Crisil Bond)

Performance Meter

Dynamic BondFund(%)

Benchmark (%)

1 month 0.9 1.2

3 months 2.4 3.0

6 months 5.7 6.4

1 year 15.3 13.8

2 years 9.6 10.5

3 years 12.1 12.1

4 years 9.6 9.9

5 years 10.1 9.8

6 years 10.1 9.5

7 years 9.5 8.7

10 years 10.1 8.1

Inception 9.0 6.8


Date of Inception

15th April 2004


6.43

Modified Duration

Fund Manager


AUM (in Lakhs)

1,01,196

3,756

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


Gsec 00 - 75 40

Debt 25 - 100 53

MMI /Others

00 - 40 6




INDIVIDUAL FUNDKOTAK DYNAMIC GILT FUND(ULIF-006-27/06/03-DYGLTFND-107)

22

Holdings % to Fund

G-Sec 96.18

8.30% GOI - 31.12.2042 23.17

8.13% GOI - 22.06.2045 23.02

8.30% GOI - 02.07.2040 8.55

8.99% MP SDL - 07.03.2022 3.30

7.72% GOI - 26.10.2055 2.98

7.62% TN SDL - 09.08.2026 2.70

9.40% MP SDL - 30.01.2024 2.51

7.84% MH SDL - 13.07.2026 2.30

8.63% MH SDL - 09.01.2023 2.27

9.39% GJ SDL - 20.11.2023 2.19

Others 23.18

MMI 3.13

NCA 0.69


0.69

2.54

30.92

65.85

NCA



Govt. of India


97.44

2.56 Govt & GovtGuaranteed Bonds



Aims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.

NAV

27.7807

Benchmark Details

Debt - 100% (IBEX)

Performance Meter

Dynamic GiltFund (%)

Benchmark (%)

1 month 0.6 0.8

3 months 2.5 2.7

6 months 6.1 6.1

1 year 16.4 13.9

2 years 9.9 10.3

3 years 13.1 12.4

4 years 9.8 10.0

5 years 10.2 10.2

6 years 9.9 10.0

7 years 9.2 9.3

10 years 9.1 9.0

Inception 7.8 7.8


Date of Inception

27th June 2003


8.66

Modified Duration

Fund Manager


AUM (in Lakhs)

5,002

35

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


Gsec 80 - 100 96

MMI /Others

00 - 40 4




INDIVIDUAL FUNDKOTAK DYNAMIC FLOATING RATE FUND(ULIF-020-07/12/04-DYFLTRFND-107)

23

Holdings % to FundG-Sec 54.22

GOI FRB - 21.12.2020 14.12

8.19% GOI - 16.01.2020 7.67

6.05% GOI - 12.06.2019 4.22

8.13% OMC GOI Special Bond - 16.10.21 3.36

8.79% GOI - 08.11.2021 2.92

9.37% MAH SDL - 04.12.2023 2.90

8.15% GOI FCI Bonds - 16.10.22 2.82

7.28% GOI - 03.06.2019 2.69

8.07% GOI - 03.07.2017 2.68

8.51% PN SDL - 10.04.2023 2.43

Others 8.42

Corporate Debt 17.02L&T Finance Ltd NSE Mibor +2% - 05.08.2019

8.89

Shriram Transport Finance Co Ltd Floater - 19.07.19

8.13

MMI 27.68

NCA 1.07


1.07

4.42

4.42

6.17

11.98

29.69

42.24

NCA


of private





Govt. of India


54.81

21.73

17.21


A1+

AA+




NAV

24.6032

Benchmark Details

Debt - 100% (Crisil Liquid)

Performance Meter

Dynamic Floating Rate

Fund (%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.7 1.7

6 months 3.8 3.4

1 year 8.6 7.5

2 years 7.7 7.8

3 years 8.8 8.2

4 years 9.3 8.5

5 years 9.2 8.5

6 years 8.9 8.4

7 years 8.4 8.0

10 years 8.1 7.6

Inception 7.7 7.2


Date of Inception

07th December 2004


2.42

Modified Duration

Fund Manager


AUM (in Lakhs)

1,956

21

Debt

NCA

Debt : Kunal Shah

Modified Duration

Asset Allocation


Gsec 00 - 75 40

Debt 25 - 100 31

MMI /Others

00 - 40 29




INDIVIDUAL FUNDPEAK GUARANTEE FUND I(ULIF-049-14/02/10-PKGRTFND1-107)

24

Holdings % to FundEQUITY 49.18I T C Ltd 3.55

HDFC Bank Ltd 3.24

Infosys Ltd 2.92




ICICI Bank Ltd 1.96








Axis Bank Ltd 0.99






Others 15.13

G-Sec 20.658.30% GOI - 31.12.2042 6.11

8.13% GOI - 22.06.2045 5.24

8.31% GJ SDL - 03.02.2020 1.63

7.72% GOI - 26.10.2055 1.16

8.30% GOI - 02.07.2040 1.12


8.07% GOI - 03.07.2017 0.66

7.16% NABARD - 12.01.2032 0.52

7.20% NABARD - 21.10.2031 0.52

8.59% GJ SDL - 20.07.2021 0.28

Others 2.35


8.92% L&T Finance Ltd. - 06.07.2018 1.31

8.20% PGC - 23.01.2030 1.10

7.95% HDFC Bank - 21.09.2026 1.06

8.48% KMPL - 13.04.18 1.05

9.30% PGC - 28.06.2024 0.72

9.50% HDFC - 13.08.2024 0.57

9.69% Tata Sons - 12.06.2022 0.56

8.82% REC - 12.04.2023 0.56

8.65% PFC - 28.12.2024 0.56

Others 9.61

MMI 10.05NCA 1.45


13.57

2.63

3.38

3.44

3.55

3.76

4.25

5.46

6.42

15.85

37.69

Others

Mfg of chemicals and chemicalproducts

Mfg of pharmaceuticals, medicinalchemical & botanical products

Mfg of coke and refined petroleumproducts



Mfg of motor vehicles, trailers andsemi-trailers


Computer programming,consultancy and related activities

Govt. of India

Financial and insurance activities


39.72

32.72

20.36

5.84 1.09

0.28 Govt & GovtGuaranteed BondsAAA


AA

Fixed Deposit



NAV

15.7357

Benchmark Details


Performance Meter

PeakGuaranteeFund I (%)

Benchmark (%)

1 month 2.2 2.5

3 months 0.2 1.6

6 months 1.1 3.7

1 year 11.2 13.8

2 years 2.3 6.1

3 years 9.4 12.3

4 years 6.4 9.9

5 years 7.5 10.3

6 years 6.6 9.1

7 years n.a n.a

10 years n.a n.a

Inception 6.7 9.1


Date of Inception

14th February 2010


5.21

Modified Duration

Fund Manager


AUM (in Lakhs)

945

949

28 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 100 49

Gsec / Debt

00 - 100 39

MMI /Others

00 - 100 12




INDIVIDUAL FUNDKOTAK GUARANTEED GROWTH FUND(ULIF-013-27/06/03-GRTGWTFND-107)

25

Holdings % to FundEQUITY 54.61HDFC Bank Ltd 3.81

I T C Ltd 3.39

Infosys Ltd 3.22

ICICI Bank Ltd 2.60










YES BANK LTD 1.47







Others 16.23

G-Sec 18.798.13% GOI - 22.06.2045 5.91

8.30% GOI - 31.12.2042 5.20

7.72% GOI - 26.10.2055 1.42

8.30% GOI - 02.07.2040 1.27


7.16% NABARD - 12.01.2032 0.98

8.07% GOI - 03.07.2017 0.82

7.20% NABARD - 21.10.2031 0.23

9.18% PN SDL 2021 - 09.11.2021 0.15

9.65% KA SDL - 14.08.2023 0.12

Others 1.71

Corporate Debt 23.887.95% HDFC Bank - 21.09.2026 1.73

7.37% NTPC - 14.12.2031 1.34

8.48% KMPL - 13.04.18 1.09

8.20% PGC - 23.01.2030 0.94


0.93


0.68


0.65

7.80% HDFC - 11.11.2019 0.60

9.65% HDFC - 19.01.2019 P -20.03.15 0.56

Others 14.66

MMI 0.97NCA 1.75


15.02

2.43

2.95

3.39

3.60

3.61

4.62

5.58

5.61

15.96

37.22

Others









activities

Govt. of India



50.22

40.29

6.05

2.23 0.62

0.58 AAA


CBLO & MutualFund InvestmentsFixed Deposit

AA



NAV 56.4156

Benchmark Details


Performance Meter

GuaranteedGrowth Fund

(%)

Benchmark (%)

1 month 3.7 2.8

3 months -0.4 1.5

6 months 2.2 3.8

1 year 16.5 14.7

2 years 6.2 6.3

3 years 14.5 12.9

4 years 10.8 10.1

5 years 11.5 10.6

6 years 10.0 9.2

7 years 9.6 8.9

10 years 7.8 8.7

Inception 13.6 11.5


Date of Inception

27th June 2003


6.33

Modified Duration

Fund Manager


AUM (in Lakhs)

55,454

44,324

1,773 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 80 55

Gsec / Debt

20 - 60 43

MMI /Others

00 - 40 3




INDIVIDUAL FUNDKOTAK GUARANTEED BALANCED FUND(ULIF-010-27/06/03-GRTBALFND-107)

26

Holdings % to Fund Sector Allocation as per NIC 2008 % to Fund**

13.40

2.47

2.60

2.77

2.90

4.45

4.48

4.66

5.41

19.62

37.24

Others








activities


Govt. of India



49.70

41.64

6.00

2.12 0.33

0.22 AAA


CBLO & MutualFund InvestmentsFixed Deposit

AA



NAV

49.1719

Benchmark Details


Performance Meter

GuaranteedBalanced Fund

(%)

Benchmark (%)

1 month 3.2 2.4

3 months 0.1 1.9

6 months 2.9 4.5

1 year 16.5 14.5

2 years 7.0 7.4

3 years 14.1 12.7

4 years 10.6 10.1

5 years 11.1 10.4

6 years 10.0 9.3

7 years 9.6 8.9

10 years 8.4 8.6

Inception 12.4 10.4


Date of Inception

27th June 2003


6.44

Modified Duration

Fund Manager


AUM (in Lakhs)

3,873

4,702

184 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 00 - 60 44

Gsec / Debt

20 - 70 53

MMI /Others

00 - 40 3




I T C Ltd 2.77

Infosys Ltd 2.61

ICICI Bank Ltd 2.10










YES BANK LTD 1.20







Others 13.20

G-Sec 23.838.13% GOI - 22.06.2045 7.20

8.30% GOI - 31.12.2042 6.60

7.72% GOI - 26.10.2055 1.71

8.30% GOI - 02.07.2040 1.54


7.16% NABARD - 12.01.2032 1.14

8.07% GOI - 03.07.2017 0.99

7.20% NABARD - 21.10.2031 0.34

9.18% PN SDL 2021 - 09.11.2021 0.20

8.59% GJ SDL - 20.07.2021 0.18

Others 2.69


7.95% HDFC Bank - 21.09.2026 1.867.60% Axis Bank Infrastructure Bonds - 20.10.2023

1.37

8.20% PGC - 23.01.2030 1.09

8.48% KMPL - 13.04.18 1.04


0.92


0.92

8.82% REC - 12.04.2023 0.86

9.78% Tata Sons - 13.01.2019 0.71

9.65% HDFC - 19.01.2019 P -20.03.15 0.71

Others 16.83

MMI 1.14NCA 2.10


INDIVIDUAL FUNDPENSION CLASSIC OPPORTUNITIES FUND(ULIF-042-07/01/10-PNCLAOPFND-107)

27


21.89

3.16

3.39

3.51

4.76

4.90

4.94

5.21

8.06

10.26

29.93

Others






Civil engineering



activities




62.30

36.44



Fixed Deposit


Aims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks.

NAV

23.2383

Benchmark Details

Equity - 100% (BSE 200)

Performance Meter

Pension Classic

Opportunities Fund (%)

Benchmark (%)

1 month 6.9 5.4

3 months -1.4 -1.4

6 months 1.5 0.2

1 year 20.4 16.0

2 years 4.3 0.8

3 years 20.9 15.1

4 years 15.1 10.7

5 years 16.1 12.0

6 years 12.3 8.4

7 years 12.9 8.6

10 years n.a n.a

Inception 12.7 7.5


Date of Inception

07th January 2010


0.13

Modified Duration

Fund Manager


AUM (in Lakhs)

12,104

319 -14 Equity

Debt

NCA


Modified Duration

Asset Allocation


Equity 75 - 100 98

Gsec / Debt

00 - 25 -

MMI /Others

00 - 25 2




Infosys Ltd 5.00





ICICI Bank Ltd 3.53

I T C Ltd 3.39



YES BANK LTD 2.72

Axis Bank Ltd 2.04









Others 38.79

Corporate Debt 0.037.25% HDFC Bank FD NSE - 09.08.2017 0.01

7.50% HDFC Bank FD NSE - 24.07.2017 0.01

7.50% HDFC Bank FD BSE - 24.07.2017 0.01

MMI 2.54NCA -0.11


INDIVIDUAL FUNDKOTAK PENSION OPPORTUNITIES FUND(ULIF-032-17/07/09-PNOPPFND-107)

28


22.24

3.04

3.32

3.46

4.90

4.93

4.96

5.10

8.31

10.19

29.56

Others




Civil engineering





activities




72.87

24.40



Fixed Deposit


Aims to maximize opportunity for long term capital growth by holding significant portions in a diversified and flexible mix of large/medium sized stocks

NAV

22.7679

Benchmark Details

Equity - 100% (BSE 200)

Performance Meter

PensionOpportunities

Fund (%)

Benchmark (%)

1 month 6.8 5.4

3 months -1.6 -1.4

6 months 1.1 0.2

1 year 19.2 16.0

2 years 3.8 0.8

3 years 19.9 15.1

4 years 14.0 10.7

5 years 15.1 12.0

6 years 11.5 8.4

7 years 12.1 8.6

10 years n.a n.a

Inception 11.5 9.7


Date of Inception

17th July 2009

Fund Manager


AUM (in Lakhs)

2,382

48 23 Equity

Debt

NCA



0.08

Modified Duration

Modified Duration

Asset Allocation


Equity 75 - 100 97

Gsec / Debt

00 - 25 0

MMI /Others

00 - 25 3




Infosys Ltd 5.11





ICICI Bank Ltd 3.48

I T C Ltd 3.32



YES BANK LTD 2.70


Axis Bank Ltd 2.02








Others 38.57


7.25% HDFC Bank FD NSE - 09.08.2017 0.02

7.50% HDFC Bank FD BSE - 24.07.2017 0.01

MMI 1.89NCA 0.94


INDIVIDUAL FUNDPENSION FRONTLINE EQUITY FUND(ULIF-044-11/01/10-PNFRLEQFND-107)

Fund Strategy

29


14.37

2.76

3.19

3.50

4.59

5.52

5.73

6.13

9.42

9.85

34.95

Others

Information service activities

Civil engineering








activities



99.21

0.79


Fixed Deposit



NAV

21.6763

Benchmark Details

Equity - 100% (BSE 100)

Performance Meter

PensionFrontline

Equity Fund (%)

Benchmark (%)

1 month 6.0 5.3

3 months -2.8 -1.0

6 months -0.6 -0.3

1 year 18.0 15.4

2 years 3.9 -0.4

3 years 18.9 13.3

4 years 14.1 9.7

5 years 14.9 11.2

6 years 11.2 7.9

7 years 11.7 8.1

10 years n.a n.a

Inception 11.6 7.1


Date of Inception

11th January 2010

Fund Manager


AUM (in Lakhs)

2,375

116 -2 Equity

Debt

NCA



0.09

Modified Duration

Modified Duration

Asset Allocation


Equity 60 - 100 95

Gsec / Debt

00 - 40 0

MMI /Others

00 - 40 5




I T C Ltd 6.13

Infosys Ltd 5.64

ICICI Bank Ltd 4.62









YES BANK LTD 2.75








Others 26.34


7.50% HDFC Bank FD NSE - 24.07.2017 0.01

7.50% HDFC Bank FD BSE - 24.07.2017 0.01

MMI 4.63NCA -0.09


INDIVIDUAL FUNDPENSION GUARANTEE FUND(ULIF-038-21/12/09-PNGRTFND-107)

30


13.41

2.79

2.82

3.64

3.76

4.50

5.45

5.47

6.80

15.30

36.05

Others

Mfg of chemicals andchemical products








activities

Govt. of India



38.57

37.27

14.81

4.75

4.01 0.44 0.16

Govt & GovtGuaranteed BondsAAA


A1+

AA

Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks

NAV

15.7622

Benchmark Details


Performance Meter

PensionGuarantee Fund (%)

Benchmark (%)

1 month 2.3 2.5

3 months 0.2 1.6

6 months 1.1 3.7

1 year 11.7 13.8

2 years 2.6 6.1

3 years 9.8 12.3

4 years 6.7 9.9

5 years 7.9 10.3

6 years 6.9 9.1

7 years 7.0 8.9

10 years n.a n.a

Inception 6.6 8.8


Date of Inception

21st December 2009

Fund Manager


AUM (in Lakhs)

5,189

4,679

91 Equity

Debt

NCA



5.45

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 75 52

Gsec / Debt

00 - 100 38

MMI /Others

00 - 100 10



EQUITY 52.10I T C Ltd 3.76

HDFC Bank Ltd 3.42

Infosys Ltd 3.10




ICICI Bank Ltd 2.07








Axis Bank Ltd 1.05






Others 16.04

G-Sec 19.228.30% GOI - 31.12.2042 5.82

8.13% GOI - 22.06.2045 5.23

8.30% GOI - 02.07.2040 1.12

7.72% GOI - 26.10.2055 1.07

8.31% GJ SDL - 03.02.2020 1.02


7.16% NABARD - 12.01.2032 0.90

8.07% GOI - 03.07.2017 0.60

8.59% GJ SDL - 20.07.2021 0.22

7.20% NABARD - 21.10.2031 0.20

Others 2.06


7.95% HDFC Bank - 21.09.2026 1.43

8.92% L&T Finance Ltd. - 06.07.2018 1.01

8.48% KMPL - 13.04.18 1.01

7.80% HDFC - 11.11.2019 1.017.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.80

8.20% PGC - 23.01.2030 0.75

9.85% HDFC Bank 2019 - 17.03.2024 CALL 17.03.2019

0.74

8.82% REC - 12.04.2023 0.549.90% State Bank of Patiala - 28.09.2022 CALL 28.09.2017

0.51

Others 9.40

MMI 8.84NCA 0.92


INDIVIDUAL FUNDKOTAK PENSION GROWTH FUND(ULIF-030-07/01/09-PNGWTFND-107)

31


14.91

2.30

3.04

3.37

3.47

4.37

4.45

5.40

5.68

15.85

37.17

Others









activities

Govt. of India



48.05 38.79

9.15

2.40 1.24

0.37 AAA


AA

Fixed Deposit



NAV

23.9086

Benchmark Details


Performance Meter

PensionGrowth

Fund (%)

Benchmark (%)

1 month 3.5 2.8

3 months -0.4 1.5

6 months 2.0 3.8

1 year 16.1 14.7

2 years 6.1 6.3

3 years 14.4 12.9

4 years 10.7 10.1

5 years 11.3 10.6

6 years 9.8 9.2

7 years 9.5 8.9

10 years n.a n.a

Inception 11.4 11.3


Date of Inception

07th January 2009

Fund Manager


AUM (in Lakhs)

977

836

32 Equity

Debt

NCA



6.19

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 80 53

Gsec / Debt

20 - 60 41

MMI /Others

00 - 40 6




I T C Ltd 3.37

Infosys Ltd 3.19


ICICI Bank Ltd 2.51








YES BANK LTD 1.43








Others 15.79

G-Sec 18.668.13% GOI - 22.06.2045 5.90

8.30% GOI - 31.12.2042 5.36

7.72% GOI - 26.10.2055 1.37

8.30% GOI - 02.07.2040 1.26


8.07% GOI - 03.07.2017 0.81

7.16% NABARD - 12.01.2032 0.54

7.20% NABARD - 21.10.2031 0.54

9.18% PN SDL 2021 - 09.11.2021 0.13

8.56% TN SDL - 22.06.2021 0.13

Others 1.71


8.20% PGC - 23.01.2030 1.72

7.37% NTPC - 14.12.2031 1.63

9.34% HDFC - 28.08.2024 - P - 28.09.15 1.18

8.48% KMPL - 13.04.18 1.09

10.08% IOT Utkal Energy Services Limited - 20.03.2026

0.63

9.50% HDFC - 13.08.2024 0.59


9.69% Tata Sons - 12.06.2022 0.59

8.82% REC - 12.04.2023 0.58

Others 11.70

MMI 4.15NCA 1.73


INDIVIDUAL FUNDKOTAK PENSION FLOOR FUND(ULIF-031-13/07/09-PNFLRFND-107)

32


11.72

2.14

2.23

2.40

2.40

2.57

3.88

4.06

6.94

21.86

39.80

Others


NCA






activities


Govt. of India



43.56

40.73

6.92

6.67 1.85

0.27 AAA


AA

Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.

NAV

16.2100

Benchmark Details


Date of Inception

13th July 2009

Fund Manager


AUM (in Lakhs)

1,796

2,798

105 Equity

Debt

NCA


Performance Meter

Pension FloorFund (%)

Benchmark (%)

1 month 2.8 2.5

3 months 0.3 1.6

6 months 2.9 3.7

1 year 15.6 13.8

2 years 4.4 6.1

3 years 10.9 12.3

4 years 7.4 9.9

5 years 8.3 10.3

6 years 7.0 9.1

7 years 6.6 8.9

10 years n.a n.a

Inception 6.6 9.6



6.18

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 75 38

Gsec / Debt

00 - 100 55

MMI /Others

00 - 40 6




I T C Ltd 2.40

Infosys Ltd 2.28

ICICI Bank Ltd 1.82










YES BANK LTD 1.02







Others 11.10

G-Sec 25.958.13% GOI - 22.06.2045 8.00

8.30% GOI - 31.12.2042 7.33

7.72% GOI - 26.10.2055 1.90

8.30% GOI - 02.07.2040 1.71


7.16% NABARD - 12.01.2032 1.27

8.07% GOI - 03.07.2017 1.11

7.20% NABARD - 21.10.2031 0.42

8.59% GJ SDL - 20.07.2021 0.25

9.72% PN SDL - 28.08.2023 0.16

Others 2.46


7.95% HDFC Bank - 21.09.2026 1.95

8.20% PGC - 23.01.2030 1.58

8.90% SAIL - 01.05.2019 CALL 01.05.2014 1.10

8.92% L&T Finance Ltd. - 06.07.2018 1.07

8.48% KMPL - 13.04.18 1.07

8.82% REC - 12.04.2023 0.91

9.78% Tata Sons - 13.01.2019 0.898.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

0.86


0.86

Others 16.40

MMI 4.12NCA 2.23


INDIVIDUAL FUNDPENSION FLOOR FUND II(ULIF-043-08/01/10-PNFLRKFND2-107)

Fund Strategy

33


11.45

2.06

2.24

2.39

2.55

2.79

3.87

4.03

6.70

22.02

39.89

Others


NCA






activities


Govt. of India



45.20 41.86

6.49

5.07 1.21

0.17 AAA



Fixed Deposit


Aims to provide stable, long-term inflation beating growth over medium to long-term and defend capital against short-term capital shocks.

NAV

16.1875

Benchmark Details


Performance Meter

Pension FloorFund II

(%)

Benchmark (%)

1 month 2.8 2.5

3 months 0.3 1.6

6 months 3.1 3.7

1 year 16.2 13.8

2 years 4.2 6.1

3 years 11.0 12.3

4 years 7.6 9.9

5 years 8.6 10.3

6 years 7.4 9.1

7 years 7.5 8.9

10 years n.a n.a

Inception 7.1 8.5


Date of Inception

08th January 2010

Fund Manager


AUM (in Lakhs)

2,776

4,274

162 Equity

Debt

NCA



6.21

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 75 38

Gsec / Debt

00 - 100 56

MMI /Others

00 - 40 5




I T C Ltd 2.39

Infosys Ltd 2.26

ICICI Bank Ltd 1.81









YES BANK LTD 1.05








Others 11.26

G-Sec 26.478.13% GOI - 22.06.2045 7.99

8.30% GOI - 31.12.2042 7.31

7.72% GOI - 26.10.2055 1.89

8.30% GOI - 02.07.2040 1.71


7.16% NABARD - 12.01.2032 1.38

8.07% GOI - 03.07.2017 1.10

8.59% GJ SDL - 20.07.2021 0.30

7.20% NABARD - 21.10.2031 0.28

8.20% GOI - 15.02.22 0.19

Others 2.85


7.95% HDFC Bank - 21.09.2026 1.84

8.48% KMPL - 13.04.18 1.54

8.20% PGC - 23.01.2030 1.32

8.92% L&T Finance Ltd. - 06.07.2018 1.05

9.78% Tata Sons - 13.01.2019 1.01

8.82% REC - 12.04.2023 0.897.60% Axis Bank Infrastructure Bonds - 20.10.2023

0.83

9.65% HDFC - 19.01.2019 P -20.03.15 0.72

8.90% SAIL - 01.05.2019 CALL 01.05.2014 0.72

Others 17.23

MMI 3.01NCA 2.24


INDIVIDUAL FUNDKOTAK PENSION BALANCED FUND(ULIF-011-27/06/03-PNBALFND-107)

Fund Strategy

34


13.32

2.26

2.54

2.77

2.91

4.36

4.51

4.70

5.56

19.56

37.50

Others

NCA







activities


Govt. of India



51.93

40.55

6.37

0.44 0.36 0.35

AAA


Fixed Deposit




NAV

49.9432

Benchmark Details


Performance Meter

PensionBalancedFund (%)

Benchmark (%)

1 month 3.1 2.4

3 months 0.1 1.9

6 months 2.9 4.5

1 year 16.3 14.5

2 years 7.0 7.4

3 years 14.0 12.7

4 years 10.6 10.1

5 years 11.1 10.4

6 years 10.0 9.3

7 years 9.5 8.9

10 years 8.5 8.6

Inception 12.5 10.4


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

9,703

11,871

498 Equity

Debt

NCA



6.42

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 60 44

Gsec / Debt

20 - 70 54

MMI /Others

00 - 40 2




I T C Ltd 2.77

Infosys Ltd 2.63

ICICI Bank Ltd 2.10









YES BANK LTD 1.17








Others 13.22

G-Sec 23.168.13% GOI - 22.06.2045 7.22

8.30% GOI - 31.12.2042 6.62

7.72% GOI - 26.10.2055 1.71

8.30% GOI - 02.07.2040 1.55


7.16% NABARD - 12.01.2032 1.04

8.07% GOI - 03.07.2017 1.00

7.20% NABARD - 21.10.2031 0.32

8.52% GJ SDL - 19.01.2021 0.19

9.18% PN SDL 2021 - 09.11.2021 0.15

Others 2.26


7.95% HDFC Bank - 21.09.2026 1.90

8.20% PGC - 23.01.2030 1.25

8.48% KMPL - 13.04.18 1.23


1.22

7.80% HDFC - 11.11.2019 0.91

8.82% REC - 12.04.2023 0.88


0.87


0.82

9.65% HDFC - 19.01.2019 P -20.03.15 0.71

Others 18.28

MMI 0.19NCA 2.26


INDIVIDUAL FUNDPENSION BALANCED FUND II(ULIF-046-24/01/10-PNBALFND2-107)

35


13.59

2.11

2.53

3.04

3.47

3.72

4.91

5.47

5.68

14.74

40.73

Others









activities

Govt. of India



38.05

34.64

20.76

6.49 0.06 Govt & Govt

Guaranteed Bonds

AAA


AA+

Fixed Deposit



NAV

19.3838

Benchmark Details


Performance Meter

PensionBalanced

Fund II (%)

Benchmark (%)

1 month 3.8 3.7

3 months -0.5 0.6

6 months 2.1 2.5

1 year 16.3 15.1

2 years 6.0 4.1

3 years 15.9 13.1

4 years 12.1 10.1

5 years 12.6 10.9

6 years 10.5 8.8

7 years 9.9 8.6

10 years n.a n.a

Inception 9.9 8.4


Date of Inception

24th January 2010

Fund Manager


AUM (in Lakhs)

191

155

4 Equity

Debt

NCA



5.33

Modified Duration

Modified Duration

Asset Allocation


Equity 30 - 60 54

Gsec / Debt

20 - 70 35

MMI /Others

00 - 40 10



EQUITY 54.47HDFC Bank Ltd 3.82I T C Ltd 3.47Infosys Ltd 3.21ICICI Bank Ltd 2.53IndusInd Bank Limited 2.46Tata Motors Ltd 2.33Kotak Banking ETF - Dividend Payout Option 2.18Larsen And Toubro Ltd 2.07Maruti Suzuki India Ltd 1.87UltraTech Cement Ltd 1.65Bharat Petroleum Corporation Ltd 1.57Zee Entertainment Enterprises Ltd 1.51YES BANK LTD 1.49R Shares Banking ETF 1.42Hero Honda Motors Ltd 1.30Mahindra & Mahindra Ltd 1.27Shree Cement Ltd 1.15Sun Pharmaceuticals Ltd 1.14Tech Mahindra Ltd 1.12HCL Technologies Ltd 1.07Others 15.84G-Sec 16.868.30% GOI - 31.12.2042 5.368.13% GOI - 22.06.2045 5.257.72% GOI - 26.10.2055 1.198.30% GOI - 02.07.2040 1.081.44% INFLATION INDEX GS 2023 0.888.07% GOI - 03.07.2017 0.699.40% MP SDL - 30.01.2024 0.649.69% PN SDL - 12.02.2024 0.109.65% KA SDL - 14.08.2023 0.108.18% HR SPL SDL - 15.06.2022 0.09Others 1.47Corporate Debt 18.259.34% HDFC - 28.08.2024 - P - 28.09.15 3.109.36% IDFC Bank - 21.08.24 3.098.65% PFC - 28.12.2024 3.068.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

2.88

9.35% Bajaj Finance Ltd - 31.10.2017 2.88


0.66


0.65


0.64


0.33


0.32

Others 0.63MMI 9.20NCA 1.24


INDIVIDUAL FUNDKOTAK PENSION BOND FUND(ULIF-017-15/04/04-PNBNDFND-107)

36


0.54

0.67

3.35

3.44

3.56

9.80

35.42

43.22


Mfg of basic metals

NCA




Govt. of India



51.55 40.20

6.61

0.69 0.56

0.39 AAA


AA

A1+




NAV

30.1594

Benchmark Details

Equity - 0% (NA);Debt - 100% (Crisil Bond)

Performance Meter

PensionBond Fund

(%)

Benchmark (%)

1 month 0.9 1.2

3 months 2.4 3.0

6 months 5.7 6.4

1 year 15.4 13.8

2 years 9.7 10.5

3 years 12.2 12.1

4 years 9.7 9.9

5 years 10.1 9.8

6 years 10.1 9.5

7 years 9.5 8.7

10 years 10.2 8.1

Inception 9.0 6.8


Date of Inception

15th April 2004

Fund Manager


AUM (in Lakhs)

6,714

233

Debt

NCA

Debt : Kunal Shah


6.49

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 42

Debt 25 - 100 54

MMI /Others

00 - 40 4



G-Sec 41.588.13% GOI - 22.06.2045 12.96

8.30% GOI - 31.12.2042 11.67

7.72% GOI - 26.10.2055 3.17

8.30% GOI - 02.07.2040 2.83


7.16% NABARD - 12.01.2032 2.15

8.07% GOI - 03.07.2017 1.86

7.20% NABARD - 21.10.2031 0.57

9.69% PN SDL - 12.02.2024 0.30

9.65% KA SDL - 14.08.2023 0.27

Others 3.50


7.95% HDFC Bank - 21.09.2026 3.23

8.20% PGC - 23.01.2030 2.14

8.48% KMPL - 13.04.18 1.89


1.87


1.45

7.80% HDFC - 11.11.2019 1.45

9.65% HDFC - 19.01.2019 P -20.03.15 1.359.85% Shriram Transport Finance Co Ltd 15.07.2017

1.30

Others 33.44

MMI 0.92NCA 3.35


INDIVIDUAL FUNDKOTAK PENSION GILT FUND(ULIF-008-27/06/03-PNGLTFND-107)

37


0.93

1.66

32.55

64.86

NCA



Govt. of India


98.33




Aims to preserve your capital and minimize your downside risk, with investment in debt and government instruments.

NAV

28.3039

Benchmark Details

Equity - 0% (NA);Debt - 100% (IBEX)

Performance Meter

PensionGilt Fund

(%)

Benchmark (%)

1 month 0.6 0.8

3 months 2.5 2.7

6 months 6.1 6.1

1 year 16.5 13.9

2 years 9.9 10.3

3 years 13.0 12.4

4 years 9.8 10.0

5 years 10.2 10.2

6 years 9.9 10.0

7 years 9.2 9.3

10 years 9.3 9.0

Inception 7.9 7.8


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

847

8

Debt

NCA

Debt : Kunal Shah


8.59

Modified Duration

Modified Duration

Asset Allocation


Gsec 80 - 100 97

MMI /Others

00 - 40 3



G-Sec 96.798.30% GOI - 31.12.2042 23.40

8.13% GOI - 22.06.2045 23.20

8.30% GOI - 02.07.2040 8.64

7.72% GOI - 26.10.2055 3.06

8.99% MP SDL - 07.03.2022 2.84

7.62% TN SDL - 09.08.2026 2.78

9.39% GJ SDL - 20.11.2023 2.74

8.63% MH SDL - 09.01.2023 2.65

9.11% MP SDL - 28.05.2024 2.59

9.40% MP SDL - 30.01.2024 2.56

Others 22.33

MMI 2.27NCA 0.93


INDIVIDUAL FUNDKOTAK PENSION FLOATING RATE FUND(ULIF-022-07/12/04-PNFLTRFND-107)

38


0.97

4.62

5.95

12.97

33.25

37.62

NCA





Govt. of India


51.09

21.40

14.46


A1+

AA+




NAV

24.6835

Benchmark Details


Performance Meter

PensionFloating Rate

Fund (%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.7 1.7

6 months 3.8 3.4

1 year 8.6 7.5

2 years 7.7 7.8

3 years 8.8 8.2

4 years 9.3 8.5

5 years 9.2 8.5

6 years 8.9 8.4

7 years 8.4 8.0

10 years 8.1 7.6

Inception 7.7 7.2


Date of Inception

07th December 2004

Fund Manager


AUM (in Lakhs)

313

3

Debt

NCA

Debt : Kunal Shah


2.26

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 38

Debt 25 - 100 27

MMI /Others

00 - 40 35



G-Sec 50.59GOI FRB - 21.12.2020 12.67

8.19% GOI - 16.01.2020 6.03

6.05% GOI - 12.06.2019 5.04

8.84% PN SDL - 11.06.2024 4.77


8.07% GOI - 03.07.2017 2.66

8.15% GOI FCI Bonds - 16.10.22 2.57

8.79% GOI - 08.11.2021 2.43

9.37% MAH SDL - 04.12.2023 2.30

7.28% GOI - 03.06.2019 2.11

Others 7.23


7.95

Shriram Transport Finance Co Ltd Floater - 19.07.19

6.37

MMI 34.11NCA 0.97


INDIVIDUAL FUNDPENSION MONEY MARKET FUND II(ULIF-039-28/12/09-PNMNMKFND-107)

39


0.001

8.36

8.66

8.66

8.78

19.48

46.07

NCA



of private


Mfg of basic metals

Govt. of India



67.88

19.48

12.63 A1+




Aims to protect your capital and not have downside risks

NAV

17.0382

Benchmark Details


Performance Meter

PensionMoneyMarket

Fund II (%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.9 1.7

6 months 3.7 3.4

1 year 7.5 7.5

2 years 7.9 7.8

3 years 8.1 8.2

4 years 8.2 8.5

5 years 8.4 8.5

6 years 8.4 8.4

7 years 7.9 8.0

10 years n.a n.a

Inception 7.8 7.9


Date of Inception

28th December 2009

Fund Manager


AUM (in Lakhs)

898

0

Debt

NCA

Debt : Kunal Shah


0.40

Modified Duration

Modified Duration

Asset Allocation


MMI /Others

100 100



MMI 100.00


INDIVIDUAL FUNDKOTAK ADVANTAGE MULTIPLIER FUND II(ULIF-026-21/04/06-ADVMULFND2-107)

40


3.31

9.40

87.28

NCA




90.28




Aims for a high level of capital growth by holding a significant portion in equities. May experience high levels of shorter term volatility (downside risk).

NAV

17.3189

Benchmark Details

Equity - 50% (Nifty);Debt - 50% (Crisil Bond)

Performance Meter

KotakAdvantageMultiplier Fund II (%)

Benchmark (%)

1 month 0.4 2.9

3 months 0.9 1.1

6 months 1.8 2.8

1 year 3.8 13.8

2 years 4.3 4.7

3 years 5.3 12.3

4 years 4.9 9.8

5 years 5.3 10.4

6 years 4.6 8.9

7 years 4.8 8.9

10 years 4.7 8.6

Inception 5.2 8.9


Date of Inception

21st April 2006

Fund Manager


AUM (in Lakhs)

0.38

0.01

Debt

NCA



3.19

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 100 -

Gsec / Debt

00 - 100 87

MMI /Others

00 - 40 13



G-Sec 87.288.56% TN SDL - 22.06.2021 87.28

MMI 9.40NCA 3.31


INDIVIDUAL FUNDDISCONTINUED POLICY FUND(ULIF-050-23/03/11-DISPOLFND-107)

41


0.24

21.99

77.77

NCA


Govt. of India


77.96

14.18


A1+



Aims to provide secure returns to policies in the discontinued state, by investing in low- risk debt instruments.

NAV

15.8371

Benchmark Details

Debt - 100% (Crisil Liquid)

Performance Meter

DiscontinuedPolicy Fund

(%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.6 1.7

6 months 3.2 3.4

1 year 6.8 7.5

2 years 7.2 7.8

3 years 7.7 8.2

4 years 7.8 8.5

5 years 8.3 8.5

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 8.2 8.4


Date of Inception

23rd March 2011

Fund Manager


AUM (in Lakhs)

19,305

46

Debt

NCA

Debt : Kunal Shah


0.53

Modified Duration

Modified DurationApproved (%) Actual (%)

Gsec 60 - 100 78

MMI /Others

00 - 40 22



Asset Allocation

G-Sec 77.778.07% GOI - 03.07.2017 38.40364 Days T Bill - 04.01.2018 31.79

182 Days T Bill - 15.06.2017 7.58MMI 21.99NCA 0.24


GROUP FUNDS

42

KOTAK GROUPDYNAMIC FLOOR FUND

KOTAK GROUPBALANCED FUND

KOTAK GROUPBOND FUND

KOTAK GROUPGILT FUND

KOTAK GROUPFLOATING RATE FUND

KOTAK GROUP MONEYMARKET FUND

KOTAK GROUP SECURECAPITAL FUND

KOTAK GROUP SHORTTERM BOND FUND




GROUP FUNDSKOTAK GROUP DYNAMIC FLOOR FUND(ULGF-015-07/01/10-DYFLRFND-107)

43



Holdings % to Fund


I T C Ltd 1.90

Infosys Ltd 1.80

ICICI Bank Ltd 1.46









YES BANK LTD 0.80








Others 8.47

G-Sec 25.728.13% GOI - 22.06.2045 8.77

8.30% GOI - 31.12.2042 8.03

7.72% GOI - 26.10.2055 2.06

8.30% GOI - 02.07.2040 1.88


8.07% GOI - 03.07.2017 1.21

8.56% TN SDL - 22.06.2021 0.62

9.65% KA SDL - 14.08.2023 0.17

8.18% HR SPL SDL - 15.06.2022 0.16

9.72% PN SDL - 28.08.2023 0.15

Others 1.40

Corporate Debt 29.369.30% PGC - 28.06.2023 3.57

8.85% PGC - 19.10.2021 3.47

8.90% PFC - 18.03.2028 2.89

8.65% PFC - 28.12.2024 2.788.25% LIC Housing Finance - 23.10.2025P 23.11.18

2.66

8.25% Bajaj Finance Ltd - 19.08.2019 2.628.51% Mahindra and Mahindra Financial Services Ltd- 22.06.20

2.62

8.48% KMPL - 13.04.18 2.61

7.37% NTPC - 14.12.2031 2.607.60% Axis Bank InfrastructureBonds - 20.10.2023

2.59

Others 0.95

MMI 14.18NCA 1.40


1.40

1.68

1.90

1.96

2.17

3.03

3.20

10.31

23.56

42.78

Others

NCA







activities


Govt. of India



41.10

37.14

20.47

1.29 AAA



Fixed Deposit


Aims to provide stable long term inflation beating growth over the medium to longer term and defend capital against short term capital shocks.Is likely to out-perform traditional balanced or equity funds during sideways or falling markets and shadow the rising equity markets

NAV

26.0864

Benchmark Details

Equity - 30% (Nifty)Debt - 70% (Crisil Bond)

Performance Meter

Kotak Group Dynamic Floor

Fund (%)

Benchmark (%)

1 month 2.2 2.2

3 months 0.9 1.9

6 months 3.5 4.3

1 year 15.5 13.8

2 years 4.5 7.0

3 years 11.2 12.3

4 years 7.7 9.9

5 years 8.6 10.2

6 years 7.6 9.2

7 years 7.6 8.9

10 years n.a n.a

Inception 7.1 8.6


Date of Inception

07th January 2010

Fund Manager


AUM (in Lakhs)

113

267

5 Equity

Debt

NCA



5.62

Modified Duration

Modified Duration

Asset Allocation


Equity 00 - 60 29

Gsec / Debt

00 - 100 55

MMI /Others

00 - 40 16


GROUP FUNDKOTAK GROUP BALANCED FUND(ULGF-003-27/06/03-BALFND-107)

44



Holdings % to Fund


I T C Ltd 3.50

Infosys Ltd 3.39

ICICI Bank Ltd 2.60







YES BANK LTD 1.55










Others 15.69

G-Sec 17.068.13% GOI - 22.06.2045 5.25

8.30% GOI - 31.12.2042 5.10

7.72% GOI - 26.10.2055 1.18

8.30% GOI - 02.07.2040 1.11

7.16% NABARD - 12.01.2032 0.87

8.07% GOI - 03.07.2017 0.71


7.20% NABARD - 21.10.2031 0.21

9.40% MP SDL - 30.01.2024 0.17

8.24% GOI - 15.02.27 0.14

Others 1.83


7.37% NTPC - 14.12.2031 1.807.60% Axis Bank InfrastructureBonds - 20.10.2023

1.13

8.20% PGC - 23.01.2030 0.83

8.48% KMPL - 13.04.18 0.71

7.80% HDFC - 11.11.2019 0.71


0.50


0.50

9.65% HDFC - 19.01.2019 P -20.03.15 0.49

Others 14.19

MMI 4.36NCA 1.66


13.33

2.67

3.12

3.28

3.36

3.50

4.61

5.59

6.12

14.35

39.30

Others









activities

Govt. of India



49.50 35.69

9.22

4.78

0.52

0.16 0.12 AAA


A1+

AA

Fixed Deposit


Aims for moderate growth by holding a diversified mix of equities and fixed interest instruments. May also be susceptible to moderate levels of shorter-term volatility(downside risk)

NAV

57.1019

Benchmark Details

Equity - 60% (BSE 100)Debt - 40% (Crisil Bond)

Performance Meter

Kotak Group Balanced Fund

(%)

Benchmark (%)

1 month 3.6 3.7

3 months -0.3 0.6

6 months 2.2 2.5

1 year 16.7 15.1

2 years 6.4 4.1

3 years 16.4 13.1

4 years 12.5 10.1

5 years 13.1 10.9

6 years 10.9 8.8

7 years 10.7 8.6

10 years 9.6 8.5

Inception 13.7 11.9


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

22,703

18,966

702 Equity

Debt

NCA



5.74

Modified Duration

Modified Duration

Asset Allocation


Equity 30 - 60 54

Gsec / Debt

20 - 70 40

MMI /Others

00 - 40 6


GROUP FUNDKOTAK GROUP BOND FUND(ULGF-004-15/04/04-BNDFND-107)

45



Holdings % to Fund

G-Sec 39.36

8.13% GOI - 22.06.2045 13.07

8.30% GOI - 31.12.2042 12.35

7.72% GOI - 26.10.2055 3.05

8.30% GOI - 02.07.2040 2.76

7.16% NABARD - 12.01.2032 2.15

8.07% GOI - 03.07.2017 1.80


7.20% NABARD - 21.10.2031 0.57

9.65% KA SDL - 14.08.2023 0.25

8.18% HR SPL SDL - 15.06.2022 0.23

Others 2.16


7.37% NTPC - 14.12.2031 4.29

7.95% HDFC Bank - 21.09.2026 3.02

7.60% Axis Bank InfrastructureBonds - 20.10.2023

2.35

8.20% PGC - 23.01.2030 2.14

7.80% HDFC - 11.11.2019 1.89

8.48% KMPL - 13.04.18 1.82

9.85% Shriram Transport FinanceCo Ltd 15.07.2017

1.61

8.82% REC - 12.04.2023 1.59


8.51% Mahindra and MahindraFinancial Services Ltd- 22.06.20

1.34

Others 32.15

MMI 3.41

NCA 3.67


0.62

0.67

2.25

2.60

3.67

9.63

34.39

46.17

Mfg of basic metals




NCA


Govt. of India



51.48 38.03

6.30

2.46 1.08

0.64 AAA


CBLO & MutualFund InvestmentsA1+

AA


Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will preserve capital and minimize down-side risk, with investment in debt and government instruments.

NAV

31.9515

Benchmark Details

Equity - 0% (NA)Debt - 100% (Crisil Bond)

Performance Meter

Kotak Group Bond Fund

(%)

Benchmark (%)

1 month 0.9 1.2

3 months 2.5 3.0

6 months 5.9 6.4

1 year 15.7 13.8

2 years 10.0 10.5

3 years 12.6 12.1

4 years 10.1 9.9

5 years 10.5 9.8

6 years 10.6 9.5

7 years 10.2 8.7

10 years 10.8 8.1

Inception 9.5 6.8


Date of Inception

15th April 2004

Fund Manager


AUM (in Lakhs)

1,07,572

4,104

Debt

NCA

Debt : Kunal Shah


6.36

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 39

Debt 25 - 100 54

MMI /Others

00 - 40 7


GROUP FUNDKOTAK GROUP GILT FUND(ULGF-002-27/06/03-GLTFND-107)

46




1.05

5.03

30.64

63.27

NCA



Govt. of India


94.92




Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases. Will preserve capital and minimize down-side risk, with investment in debt and government instruments.

NAV

28.8111

Benchmark Details

Equity - 0% (NA)Debt - 100% (IBEX)

Performance Meter

Kotak Group Gilt Fund

(%)

Benchmark (%)

1 month 0.6 0.8

3 months 2.5 2.7

6 months 6.2 6.1

1 year 16.5 13.9

2 years 10.0 10.3

3 years 13.3 12.4

4 years 10.0 10.0

5 years 10.4 10.2

6 years 10.1 10.0

7 years 9.5 9.3

10 years 9.4 9.0

Inception 8.1 7.8


Date of Inception

27th June 2003

Fund Manager


AUM (in Lakhs)

3,650

39

Debt

NCA

Debt : Kunal Shah


8.46

Modified Duration

Modified Duration

Asset Allocation


Gsec 80 - 100 93

MMI /Others

00 - 20 7

G-Sec 93.32

8.30% GOI - 31.12.2042 23.59

8.13% GOI - 22.06.2045 23.36

8.30% GOI - 02.07.2040 8.32

8.99% MP SDL - 07.03.2022 3.11

7.72% GOI - 26.10.2055 2.86

9.39% GJ SDL - 20.11.2023 2.74

8.14% GJ SDL - 14.01.2025 2.70

8.25% MH SDL - 13.05.2025 2.26

7.62% TN SDL - 09.08.2026 2.23

9.40% MP SDL - 30.01.2024 2.05

Others 20.09

MMI 5.63

NCA 1.05


GROUP FUNDKOTAK GROUP FLOATING RATE FUND(ULGF-005-07/12/04-FLTRFND-107)

47



Holdings % to Fund

G-Sec 49.04

GOI FRB - 21.12.2020 11.83

8.19% GOI - 16.01.2020 6.94

6.05% GOI - 12.06.2019 3.94

8.79% GOI - 08.11.2021 3.00

8.15% GOI FCI Bonds - 16.10.22 2.93

8.07% GOI - 03.07.2017 2.69

9.37% MAH SDL - 04.12.2023 2.69


8.84% PN SDL - 11.06.2024 2.60

8.51% PN SDL - 10.04.2023 2.40

Others 7.41


8.57

Shriram Transport Finance Co LtdFloater - 19.07.19

8.24

MMI 33.15

NCA 1.00


1.00

4.31

5.77

11.45

35.57

37.59

NCA





Govt. of India


49.54 20.43

16.97


A1+

AA+



Returns will be in line with those of fixed interest instruments, and may provide little protection against unexpected inflation increases Will preserve capital and minimize downside risk, with investment in debt and government instruments.

NAV

25.8258

Benchmark Details

Equity - 0% (NA)Debt - 100% (Crisil Liquid)

Performance Meter

Kotak Group Floating Rate

Fund (%)

Benchmark (%)

1 month 0.5 0.5

3 months 1.9 1.7

6 months 4.1 3.4

1 year 9.1 7.5

2 years 8.2 7.8

3 years 9.2 8.2

4 years 9.7 8.5

5 years 9.6 8.5

6 years 9.4 8.4

7 years 8.8 8.0

10 years 8.5 7.6

Inception 8.1 7.2


Date of Inception

07th December 2004

Fund Manager


AUM (in Lakhs)

1,450

15

Debt

NCA

Debt : Kunal Shah


2.24

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 37

Debt 25 - 100 29

MMI /Others

00 - 40 34


GROUP FUNDKOTAK GROUP MONEY MARKET FUND(ULGF-001-27/06/03-MNMKFND-107)

48



Holdings % to Fund

MMI 99.84

NCA 0.16


0.16

14.49

85.36

NCA

Govt. of India



85.49




Will protect capital and not have downside risks.

NAV

12.7824

Benchmark Details

Equity - 0% (NA)Debt - 100% (Crisil Liquid)

Performance Meter

Kotak Group Money

Market Fund (%)

Benchmark (%)

1 month 0.3 0.5

3 months 0.9 1.7

6 months 1.8 3.4

1 year 4.2 7.5

2 years 6.0 7.8

3 years 6.9 8.2

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 7.3 8.6


Date of Inception

12th August 2013

Fund Manager


AUM (in Lakhs)

7

0

Debt

NCA

Debt : Kunal Shah


0.04

Modified Duration

Modified Duration

Asset Allocation


MMI /Others

100 100


GROUP FUNDKOTAK GROUP SECURE CAPITAL FUND(ULGF-016-12/04/11-SECCAPFND-107)

49



Holdings % to Fund

G-Sec 37.66

8.13% GOI - 22.06.2045 13.20

8.30% GOI - 31.12.2042 12.06

8.30% GOI - 02.07.2040 2.81

7.72% GOI - 26.10.2055 2.66

7.16% NABARD - 12.01.2032 2.40

8.07% GOI - 03.07.2017 1.76

7.20% NABARD - 21.10.2031 0.65

8.56% TN SDL - 22.06.2021 0.27

9.65% KA SDL - 14.08.2023 0.21

8.18% HR SPL SDL - 15.06.2022 0.19

Others 1.46


7.37% NTPC - 14.12.2031 4.44

7.95% HDFC Bank - 21.09.2026 4.32

7.60% Axis Bank InfrastructureBonds - 20.10.2023

2.47

8.20% PGC - 23.01.2030 2.07

8.48% KMPL - 13.04.18 2.03

7.80% HDFC - 11.11.2019 1.97

9.85% Shriram Transport FinanceCo Ltd 15.07.2017

1.77

8.82% REC - 12.04.2023 1.75

8.51% Mahindra and MahindraFinancial Services Ltd- 22.06.20

1.38

8.55% Sundaram Finance - 27.10.17 1.37

Others 30.83

MMI 4.20

NCA 3.75


0.55

0.91

1.55

1.65

3.75

9.40

32.97

49.21


Mfg of basic metals



NCA


Govt. of India



52.73

35.97

5.99 3.80

0.95 0.57

AAA



A1+


The portfolio will consist of highly rated debt instruments including corporate debt and infrastructure debt assets as defined in the IRDA regulations, Government securities and short term investments.

NAV

17.6690

Benchmark Details

Debt - 100% (Crisil Bond)

Performance Meter

Kotak Group Secure Capital

Fund (%)

Benchmark (%)

1 month 0.9 1.2

3 months 2.4 3.0

6 months 5.7 6.4

1 year 15.2 13.8

2 years 9.7 10.5

3 years 12.3 12.1

4 years 9.8 9.9

5 years 10.3 9.8

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 10.3 9.5


Date of Inception

12th April 2011

Fund Manager


AUM (in Lakhs)

14,791

577

Debt

NCA

Debt : Kunal Shah


6.25

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 75 38

Debt 25 - 100 54

MMI /Others

00 - 40 8


GROUP FUNDKOTAK GROUP SHORT TERM BOND FUND(ULGF-018-18/12/13-SHTRMBND-107)

50




1.69

2.16

3.35

11.09

19.42

62.28


NCA

Mfg of basic metals

Govt. of India




39.60

31.19

13.74

11.81 3.66

AAA



A1+

AA+

Will generate stable returns through investments in a suitable mix of debt and money market instruments.

NAV

11.1200

Benchmark Details

Crisil Short Term Bond Fund Index

Performance Meter

Kotak Group Short Term Bond Fund

(%)

Benchmark (%)

1 month 0.7 0.8

3 months 2.1 2.3

6 months 4.2 4.7

1 year 9.4 10.2

2 years n.a n.a

3 years n.a n.a

4 years n.a n.a

5 years n.a n.a

6 years n.a n.a

7 years n.a n.a

10 years n.a n.a

Inception 8.6 9.3


Date of Inception

19th October 2015

Fund Manager


AUM (in Lakhs)

4,896

108

Debt

NCA

Debt : Kunal Shah


2.49

Modified Duration

Modified Duration

Asset Allocation


Gsec 00 - 50 30

Debt 25 - 75 39

MMI /Others

10 - 75 32

G-Sec 30.52

9.50% GJ SDL - 11.09.2023 11.21

8.13% GOI - 21.09.2022 4.27

6.05% GOI - 12.06.2019 3.52

8.92% TN SDL - 05.09.2022 2.71

8.19% GOI - 16.01.2020 2.41

9.69% PN SDL - 12.02.2024 2.27

9.17% PN SDL - 11.04.2022 2.18

8.52% GJ SDL - 19.01.2021 1.06

8.30% GOI - 31.12.2042 0.90

Corporate Debt 42.328.60% Mahindra and Mahindra Financial Services Ltd- 28.06.20

6.00

8.25% Bajaj Finance Ltd - 19.08.2019 4.05



9.70% PFC - 31.01.2020 3.43

9.25% Tata Sons - 19.06.2019 2.91

8.61% L&T Finance Ltd. - 25.09.2017 2.51

9.65% HDFC - 19.01.2019 P -20.03.15 2.50

11.15% REC - 24.10.2018 2.14

7.80% HDFC - 11.11.2019 2.01

Others 9.67

MMI 25.00

NCA 2.16



ANNEXURE

Equity Classic Opportunities Fund

Others 38.12Tech Mahindra Ltd 1.46Power Grid Corporation of India Ltd 1.33Mahindra & Mahindra Ltd 1.32Aurobindo Pharma Ltd 1.30Hindalco Industries Ltd 1.20Bharat Electronics Ltd 1.18Hindustan Petroleum Corporation Ltd 1.15Petronet L N G Ltd 1.13VedantaLimited 1.07The Ramco Cements Limited 1.06Havells India Ltd 1.01Equitas Holding Ltd 1.00Dalmia Bharat Ltd 1.00Indraprastha Gas Ltd 1.00Techno Electric & Engg. Co. Ltd 0.99Arvind Ltd 0.98S R F Ltd 0.98F A G Bearings India Ltd 0.98L I C Housing Finance Ltd 0.97Asian Paints Ltd 0.97Whirlpool Of India Ltd 0.96Max Financial Services Ltd 0.95Supreme Industries Ltd 0.94Bayer Cropscience Ltd 0.93Strides Arcolab Ltd 0.92Motherson Sumi Systems Ltd 0.92Hero Honda Motors Ltd 0.90Torrent Pharmaceuticals Ltd 0.87State Bank of India 0.85TVSMotorCo.Ltd. 0.76Eicher Motors Limited 0.75VoltasLtd 0.73Kajaria Ceramics Limited 0.72Greenply Industries Ltd 0.72Ashok Leyland Ltd 0.68Gujarat State Petronet Ltd 0.66National Buildings Construction Corporation Ltd 0.63ABB Ltd 0.49GAIL (India) Ltd 0.39Somany Ceramics ltd 0.37Bajaj Finance Ltd 0.31Reliance Industries Ltd 0.30National Thermal Power Corporation Ltd 0.276% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Dynamic Floor Fund II

Others 11.23Hindustan Petroleum Corporation Ltd 0.66Britannia Industries Ltd 0.63Whirlpool Of India Ltd 0.55Asian Paints Ltd 0.52The Ramco Cements Limited 0.50Power Grid Corporation of India Ltd 0.50Axis Bank Ltd 0.49GAIL (India) Ltd 0.49L I C Housing Finance Ltd 0.46Indraprastha Gas Ltd 0.44Lupin Ltd 0.44Hindalco Industries Ltd 0.36Infrastructure Development Finance Company Ltd 0.35Motherson Sumi Systems Ltd 0.30Strides Arcolab Ltd 0.30VedantaLimited 0.30NHPC Ltd 0.29ABB Ltd 0.27Torrent Pharmaceuticals Ltd 0.26Bata India Limited 0.26Aurobindo Pharma Ltd 0.25Equitas Holding Ltd 0.25Container Corporation of India Ltd 0.24Supreme Industries Ltd 0.22Tata Consultancy Services Ltd 0.22Max Financial Services Ltd 0.19F A G Bearings India Ltd 0.18Mundra Port and Special Economic Zone Ltd 0.17Emami Ltd 0.16S R F Ltd 0.15Greenply Industries Ltd 0.14Dalmia Bharat Ltd 0.13Kajaria Ceramics Limited 0.13Bharat Electronics Ltd 0.13TVSMotorCo.Ltd. 0.10Gujarat State Petronet Ltd 0.09Somany Ceramics ltd 0.07Bajaj Finance Ltd 0.03

Equity Frontline Equity Fund

Others 28.78Shree Cement Ltd 1.64Britannia Industries Ltd 1.51L I C Housing Finance Ltd 1.47Power Grid Corporation of India Ltd 1.29Asian Paints Ltd 1.29GAIL (India) Ltd 1.25Whirlpool Of India Ltd 1.22The Ramco Cements Limited 1.20Axis Bank Ltd 1.19Lupin Ltd 1.09Indraprastha Gas Ltd 1.07Hindalco Industries Ltd 0.89Motherson Sumi Systems Ltd 0.82Infrastructure Development Finance Company Ltd 0.82VedantaLimited 0.74Strides Arcolab Ltd 0.72Tata Consultancy Services Ltd 0.72Aurobindo Pharma Ltd 0.71S R F Ltd 0.71NHPC Ltd 0.70F A G Bearings India Ltd 0.70Torrent Pharmaceuticals Ltd 0.67Bata India Limited 0.65Container Corporation of India Ltd 0.62Equitas Holding Ltd 0.58ABB Ltd 0.53Max Financial Services Ltd 0.53Supreme Industries Ltd 0.52Greenply Industries Ltd 0.46Emami Ltd 0.44Mundra Port and Special Economic Zone Ltd 0.43Bharat Electronics Ltd 0.32Kajaria Ceramics Limited 0.31Dalmia Bharat Ltd 0.25TVSMotorCo.Ltd. 0.24Gujarat State Petronet Ltd 0.23Somany Ceramics ltd 0.18Bajaj Finance Ltd 0.076% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Balanced Fund

Others 15.69Shree Cement Ltd 0.88L I C Housing Finance Ltd 0.87Britannia Industries Ltd 0.82Asian Paints Ltd 0.75GAIL (India) Ltd 0.74Power Grid Corporation of India Ltd 0.71Axis Bank Ltd 0.70The Ramco Cements Limited 0.66Indraprastha Gas Ltd 0.62Whirlpool Of India Ltd 0.62Lupin Ltd 0.59Hindalco Industries Ltd 0.52Motherson Sumi Systems Ltd 0.45VedantaLimited 0.44Strides Arcolab Ltd 0.43Infrastructure Development Finance Company Ltd 0.42Tata Consultancy Services Ltd 0.42NHPC Ltd 0.41Bata India Limited 0.39Torrent Pharmaceuticals Ltd 0.38Container Corporation of India Ltd 0.37Equitas Holding Ltd 0.32Aurobindo Pharma Ltd 0.31Supreme Industries Ltd 0.29ABB Ltd 0.27Max Financial Services Ltd 0.27F A G Bearings India Ltd 0.26Greenply Industries Ltd 0.24Mundra Port and Special Economic Zone Ltd 0.23Emami Ltd 0.20Bharat Electronics Ltd 0.19S R F Ltd 0.18Kajaria Ceramics Limited 0.17Dalmia Bharat Ltd 0.17TVSMotorCo.Ltd. 0.14Gujarat State Petronet Ltd 0.13Somany Ceramics ltd 0.10Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.01

51

The Break-up of Others is as given below




ANNEXURE

Equity Kotak Opportunities Fund

Others 38.71Tech Mahindra Ltd 1.51Mahindra & Mahindra Ltd 1.35Aurobindo Pharma Ltd 1.33Power Grid Corporation of India Ltd 1.32Bharat Electronics Ltd 1.20Hindustan Petroleum Corporation Ltd 1.19Hindalco Industries Ltd 1.19Petronet L N G Ltd 1.13VedantaLimited 1.08The Ramco Cements Limited 1.07Asian Paints Ltd 1.03Techno Electric & Engg. Co. Ltd 1.03Equitas Holding Ltd 1.02Dalmia Bharat Ltd 1.02Havells India Ltd 1.01S R F Ltd 0.99Arvind Ltd 0.99Max Financial Services Ltd 0.98F A G Bearings India Ltd 0.98Indraprastha Gas Ltd 0.98Supreme Industries Ltd 0.98L I C Housing Finance Ltd 0.97Whirlpool Of India Ltd 0.97Motherson Sumi Systems Ltd 0.96Strides Arcolab Ltd 0.94Bayer Cropscience Ltd 0.90Hero Honda Motors Ltd 0.90Torrent Pharmaceuticals Ltd 0.88State Bank of India 0.87TVSMotorCo.Ltd. 0.78Eicher Motors Limited 0.77Kajaria Ceramics Limited 0.76Greenply Industries Ltd 0.74VoltasLtd 0.72Ashok Leyland Ltd 0.69Gujarat State Petronet Ltd 0.67National Buildings Construction Corporation Ltd 0.64ABB Ltd 0.50GAIL (India) Ltd 0.39Somany Ceramics ltd 0.37Bajaj Finance Ltd 0.31Reliance Industries Ltd 0.30National Thermal Power Corporation Ltd 0.276% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Guarantee Fund

Others 15.85Hero Honda Motors Ltd 0.84UltraTech Cement Ltd 0.84IndusInd Bank Limited 0.82Bajaj Auto Ltd 0.80HCL Technologies Ltd 0.76Dr Reddys Laboratories Ltd 0.71Lupin Ltd 0.66Bharat Petroleum Corporation Ltd 0.66Eicher Motors Limited 0.63Grasim Industries Ltd 0.60YES BANK LTD 0.60Zee Entertainment Enterprises Ltd 0.58Mundra Port and Special Economic Zone Ltd 0.55Cipla Ltd 0.55Hindalco Industries Ltd 0.54Tata Steel Ltd 0.54Coal India Ltd 0.51GAIL (India) Ltd 0.51Wipro Ltd 0.49Tech Mahindra Ltd 0.46Ambuja Cements Ltd 0.42Bosch Ltd 0.41Bharti Infratel Ltd. 0.37Aurobindo Pharma Ltd 0.34ACC Ltd 0.32Idea Cellular Ltd 0.31Bharat Heavy Electricals Ltd 0.30TataMotorsLimited-DVR 0.29Tata Power Company Ltd 0.25Bank of Baroda 0.20

Equity Kotak Aggressive Growth Fund

Others 27.21HCL Technologies Ltd 1.92L I C Housing Finance Ltd 1.74GAIL (India) Ltd 1.55Lupin Ltd 1.48Britannia Industries Ltd 1.42Axis Bank Ltd 1.40Asian Paints Ltd 1.29Power Grid Corporation of India Ltd 1.25TVSMotorCo.Ltd. 1.15Indraprastha Gas Ltd 1.10VedantaLimited 1.01Hindalco Industries Ltd 0.96The Ramco Cements Limited 0.90Infrastructure Development Finance Company Ltd 0.83Strides Arcolab Ltd 0.82Motherson Sumi Systems Ltd 0.78S R F Ltd 0.77Torrent Pharmaceuticals Ltd 0.76NHPC Ltd 0.74Aurobindo Pharma Ltd 0.71Max Financial Services Ltd 0.64Container Corporation of India Ltd 0.62Equitas Holding Ltd 0.52ABB Ltd 0.49Mundra Port and Special Economic Zone Ltd 0.46Gujarat State Petronet Ltd 0.44Emami Ltd 0.36Petronet L N G Ltd 0.34Supreme Industries Ltd 0.29Tata Consultancy Services Ltd 0.26Bharat Forge Ltd 0.176% Zee Entertainment Enterprises Ltd Pref Shares 0.04

Equity Kotak Dynamic Growth Fund

Others 22.45Hindustan Petroleum Corporation Ltd 1.31Britannia Industries Ltd 1.24L I C Housing Finance Ltd 1.15Whirlpool Of India Ltd 1.11Asian Paints Ltd 1.02The Ramco Cements Limited 0.98Power Grid Corporation of India Ltd 0.97GAIL (India) Ltd 0.97Axis Bank Ltd 0.96Lupin Ltd 0.88Indraprastha Gas Ltd 0.86Hindalco Industries Ltd 0.71Infrastructure Development Finance Company Ltd 0.69Motherson Sumi Systems Ltd 0.62VedantaLimited 0.58Strides Arcolab Ltd 0.58NHPC Ltd 0.57Torrent Pharmaceuticals Ltd 0.53Bata India Limited 0.51Container Corporation of India Ltd 0.48Equitas Holding Ltd 0.48Aurobindo Pharma Ltd 0.48ABB Ltd 0.46F A G Bearings India Ltd 0.45Tata Consultancy Services Ltd 0.42Supreme Industries Ltd 0.41Max Financial Services Ltd 0.39Greenply Industries Ltd 0.36Mundra Port and Special Economic Zone Ltd 0.35Emami Ltd 0.29S R F Ltd 0.29Kajaria Ceramics Limited 0.25Bharat Electronics Ltd 0.25Dalmia Bharat Ltd 0.25TVSMotorCo.Ltd. 0.20Gujarat State Petronet Ltd 0.17Somany Ceramics ltd 0.14Bajaj Finance Ltd 0.056% Zee Entertainment Enterprises Ltd Pref Shares 0.03

52





ANNEXURE

Equity Dynamic Floor Fund

Others 10.88Hindustan Petroleum Corporation Ltd 0.66Britannia Industries Ltd 0.62L I C Housing Finance Ltd 0.59Asian Paints Ltd 0.52Power Grid Corporation of India Ltd 0.49Axis Bank Ltd 0.49GAIL (India) Ltd 0.49The Ramco Cements Limited 0.48Indraprastha Gas Ltd 0.44Lupin Ltd 0.43Whirlpool Of India Ltd 0.40Hindalco Industries Ltd 0.36Motherson Sumi Systems Ltd 0.30VedantaLimited 0.30Strides Arcolab Ltd 0.30NHPC Ltd 0.29Infrastructure Development Finance Company Ltd 0.29Torrent Pharmaceuticals Ltd 0.26Bata India Limited 0.26ABB Ltd 0.24Container Corporation of India Ltd 0.24Aurobindo Pharma Ltd 0.24Equitas Holding Ltd 0.24Tata Consultancy Services Ltd 0.21Supreme Industries Ltd 0.20Greenply Industries Ltd 0.17Mundra Port and Special Economic Zone Ltd 0.17F A G Bearings India Ltd 0.15S R F Ltd 0.14Emami Ltd 0.14Bharat Electronics Ltd 0.13Dalmia Bharat Ltd 0.13Kajaria Ceramics Limited 0.13TVSMotorCo.Ltd. 0.10Gujarat State Petronet Ltd 0.09Max Financial Services Ltd 0.08Somany Ceramics ltd 0.07Bajaj Finance Ltd 0.03

Equity Peak Guarantee Fund I

Others 15.13UltraTech Cement Ltd 0.80Hero Honda Motors Ltd 0.80IndusInd Bank Limited 0.79Bajaj Auto Ltd 0.76HCL Technologies Ltd 0.72Dr Reddys Laboratories Ltd 0.67Lupin Ltd 0.63Bharat Petroleum Corporation Ltd 0.63Eicher Motors Limited 0.60YES BANK LTD 0.58Grasim Industries Ltd 0.57Zee Entertainment Enterprises Ltd 0.55Mundra Port and Special Economic Zone Ltd 0.52Cipla Ltd 0.52Hindalco Industries Ltd 0.52Tata Steel Ltd 0.51Coal India Ltd 0.49GAIL (India) Ltd 0.48Wipro Ltd 0.46Tech Mahindra Ltd 0.44Ambuja Cements Ltd 0.40Bosch Ltd 0.39Bharti Infratel Ltd. 0.35Aurobindo Pharma Ltd 0.33ACC Ltd 0.30Idea Cellular Ltd 0.30Bharat Heavy Electricals Ltd 0.28TataMotorsLimited-DVR 0.28Tata Power Company Ltd 0.24Bank of Baroda 0.20

Equity Kotak Dynamic Balanced Fund

Others 15.34Shree Cement Ltd 0.91L I C Housing Finance Ltd 0.83Britannia Industries Ltd 0.81Whirlpool Of India Ltd 0.73Asian Paints Ltd 0.72GAIL (India) Ltd 0.71The Ramco Cements Limited 0.67Power Grid Corporation of India Ltd 0.65Axis Bank Ltd 0.64Indraprastha Gas Ltd 0.58Lupin Ltd 0.57Hindalco Industries Ltd 0.48Infrastructure Development Finance Company Ltd 0.45VedantaLimited 0.42Motherson Sumi Systems Ltd 0.40Tata Consultancy Services Ltd 0.39Strides Arcolab Ltd 0.39NHPC Ltd 0.38Bata India Limited 0.37Container Corporation of India Ltd 0.35Torrent Pharmaceuticals Ltd 0.35Aurobindo Pharma Ltd 0.31Equitas Holding Ltd 0.31ABB Ltd 0.30F A G Bearings India Ltd 0.29Supreme Industries Ltd 0.28Max Financial Services Ltd 0.26Greenply Industries Ltd 0.24Mundra Port and Special Economic Zone Ltd 0.23Emami Ltd 0.19S R F Ltd 0.19Bharat Electronics Ltd 0.18Dalmia Bharat Ltd 0.17Kajaria Ceramics Limited 0.16TVSMotorCo.Ltd. 0.13Gujarat State Petronet Ltd 0.12Somany Ceramics ltd 0.09Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Kotak Guaranteed Growth Fund

Others 16.23Britannia Industries Ltd 0.97Hindustan Petroleum Corporation Ltd 0.93Whirlpool Of India Ltd 0.86Asian Paints Ltd 0.74The Ramco Cements Limited 0.74Power Grid Corporation of India Ltd 0.71Axis Bank Ltd 0.71GAIL (India) Ltd 0.69L I C Housing Finance Ltd 0.65Indraprastha Gas Ltd 0.56Infrastructure Development Finance Company Ltd 0.56Lupin Ltd 0.53Hindalco Industries Ltd 0.52Motherson Sumi Systems Ltd 0.45F A G Bearings India Ltd 0.44Strides Arcolab Ltd 0.43NHPC Ltd 0.42VedantaLimited 0.42Torrent Pharmaceuticals Ltd 0.39Bata India Limited 0.37Aurobindo Pharma Ltd 0.37Equitas Holding Ltd 0.36ABB Ltd 0.36Container Corporation of India Ltd 0.34Max Financial Services Ltd 0.30Supreme Industries Ltd 0.30Greenply Industries Ltd 0.27Mundra Port and Special Economic Zone Ltd 0.24S R F Ltd 0.22Emami Ltd 0.22Dalmia Bharat Ltd 0.20Kajaria Ceramics Limited 0.19Bharat Electronics Ltd 0.18Tata Consultancy Services Ltd 0.17TVSMotorCo.Ltd. 0.14Gujarat State Petronet Ltd 0.13Somany Ceramics ltd 0.10Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.02

53





ANNEXURE

Equity Kotak Guaranteed Balanced Fund

Others 13.20Britannia Industries Ltd 0.76Hindustan Petroleum Corporation Ltd 0.76Whirlpool Of India Ltd 0.64Asian Paints Ltd 0.60The Ramco Cements Limited 0.60Power Grid Corporation of India Ltd 0.57Axis Bank Ltd 0.57GAIL (India) Ltd 0.56L I C Housing Finance Ltd 0.53Indraprastha Gas Ltd 0.51Infrastructure Development Finance Company Ltd 0.44Lupin Ltd 0.43Hindalco Industries Ltd 0.42Motherson Sumi Systems Ltd 0.36F A G Bearings India Ltd 0.36Strides Arcolab Ltd 0.34VedantaLimited 0.34NHPC Ltd 0.34Torrent Pharmaceuticals Ltd 0.31Bata India Limited 0.30ABB Ltd 0.30Aurobindo Pharma Ltd 0.30Equitas Holding Ltd 0.29Container Corporation of India Ltd 0.28Tata Consultancy Services Ltd 0.25Supreme Industries Ltd 0.24Max Financial Services Ltd 0.23Greenply Industries Ltd 0.21Mundra Port and Special Economic Zone Ltd 0.21S R F Ltd 0.18Emami Ltd 0.18Dalmia Bharat Ltd 0.16Kajaria Ceramics Limited 0.16Bharat Electronics Ltd 0.15TVSMotorCo.Ltd. 0.12Gujarat State Petronet Ltd 0.10Somany Ceramics ltd 0.08Bajaj Finance Ltd 0.036% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Kotak Pension Opportunities Fund

Others 38.57UltraTech Cement Ltd 1.51Mahindra & Mahindra Ltd 1.37Aurobindo Pharma Ltd 1.35Hindalco Industries Ltd 1.28Power Grid Corporation of India Ltd 1.25Hindustan Petroleum Corporation Ltd 1.23Petronet L N G Ltd 1.09Bharat Electronics Ltd 1.08VedantaLimited 1.06Asian Paints Ltd 1.05The Ramco Cements Limited 1.05Motherson Sumi Systems Ltd 1.03F A G Bearings India Ltd 1.03Whirlpool Of India Ltd 1.03Arvind Ltd 1.03Equitas Holding Ltd 1.03S R F Ltd 1.02Max Financial Services Ltd 1.01Havells India Ltd 1.00Supreme Industries Ltd 1.00Techno Electric & Engg. Co. Ltd 0.99Indraprastha Gas Ltd 0.98L I C Housing Finance Ltd 0.97Strides Arcolab Ltd 0.97Hero Honda Motors Ltd 0.96Dalmia Bharat Ltd 0.96Bayer Cropscience Ltd 0.95Torrent Pharmaceuticals Ltd 0.90State Bank of India 0.89Greenply Industries Ltd 0.78TVSMotorCo.Ltd. 0.76VoltasLtd 0.74Kajaria Ceramics Limited 0.71Eicher Motors Limited 0.70Ashok Leyland Ltd 0.68Gujarat State Petronet Ltd 0.65National Buildings Construction Corporation Ltd 0.56ABB Ltd 0.52Somany Ceramics ltd 0.34GAIL (India) Ltd 0.32Reliance Industries Ltd 0.30Bajaj Finance Ltd 0.25National Thermal Power Corporation Ltd 0.176% Zee Entertainment Enterprises Ltd Pref Shares 0.03

Equity Pension Classic Opportunities Fund

Others 38.79Tech Mahindra Ltd 1.51Power Grid Corporation of India Ltd 1.36Mahindra & Mahindra Ltd 1.35Aurobindo Pharma Ltd 1.33Hindustan Petroleum Corporation Ltd 1.20Hindalco Industries Ltd 1.20Bharat Electronics Ltd 1.16Petronet L N G Ltd 1.12VedantaLimited 1.08The Ramco Cements Limited 1.07Asian Paints Ltd 1.03Equitas Holding Ltd 1.02Supreme Industries Ltd 1.02Havells India Ltd 1.01Dalmia Bharat Ltd 1.00S R F Ltd 0.99Max Financial Services Ltd 0.99Motherson Sumi Systems Ltd 0.99Indraprastha Gas Ltd 0.98Techno Electric & Engg. Co. Ltd 0.98Arvind Ltd 0.98F A G Bearings India Ltd 0.98L I C Housing Finance Ltd 0.97Whirlpool Of India Ltd 0.96Hero Honda Motors Ltd 0.96Strides Arcolab Ltd 0.94Bayer Cropscience Ltd 0.93Torrent Pharmaceuticals Ltd 0.88State Bank of India 0.87TVSMotorCo.Ltd. 0.78Eicher Motors Limited 0.78Greenply Industries Ltd 0.74Kajaria Ceramics Limited 0.74VoltasLtd 0.73Ashok Leyland Ltd 0.68Gujarat State Petronet Ltd 0.67National Buildings Construction Corporation Ltd 0.64ABB Ltd 0.50GAIL (India) Ltd 0.39Somany Ceramics ltd 0.37Reliance Industries Ltd 0.30National Thermal Power Corporation Ltd 0.27Bajaj Finance Ltd 0.266% Zee Entertainment Enterprises Ltd Pref Shares 0.05

Equity Pension Frontline Equity Fund

Others 26.34L I C Housing Finance Ltd 1.48Asian Paints Ltd 1.32Power Grid Corporation of India Ltd 1.27Axis Bank Ltd 1.25GAIL (India) Ltd 1.25Shree Cement Ltd 1.20Lupin Ltd 1.15The Ramco Cements Limited 1.15Indraprastha Gas Ltd 1.12Whirlpool Of India Ltd 1.11Hindalco Industries Ltd 0.93Britannia Industries Ltd 0.91Motherson Sumi Systems Ltd 0.85Strides Arcolab Ltd 0.79NHPC Ltd 0.75VedantaLimited 0.74ABB Ltd 0.72F A G Bearings India Ltd 0.72Torrent Pharmaceuticals Ltd 0.71Equitas Holding Ltd 0.68Bata India Limited 0.65Container Corporation of India Ltd 0.62Max Financial Services Ltd 0.60Supreme Industries Ltd 0.53Greenply Industries Ltd 0.49Aurobindo Pharma Ltd 0.45S R F Ltd 0.42Emami Ltd 0.40Kajaria Ceramics Limited 0.37Bharat Electronics Ltd 0.32TVSMotorCo.Ltd. 0.26Tata Consultancy Services Ltd 0.25Gujarat State Petronet Ltd 0.23Infrastructure Development Finance Company Ltd 0.18Dalmia Bharat Ltd 0.16Mundra Port and Special Economic Zone Ltd 0.13Bajaj Finance Ltd 0.07Somany Ceramics ltd 0.066% Zee Entertainment Enterprises Ltd Pref Shares 0.05

54





ANNEXURE

Equity Pension Guarantee Fund

Others 16.04UltraTech Cement Ltd 0.85Hero Honda Motors Ltd 0.85IndusInd Bank Limited 0.83Bajaj Auto Ltd 0.81HCL Technologies Ltd 0.76Dr Reddys Laboratories Ltd 0.72Lupin Ltd 0.67Bharat Petroleum Corporation Ltd 0.66Eicher Motors Limited 0.64Grasim Industries Ltd 0.61YES BANK LTD 0.61Zee Entertainment Enterprises Ltd 0.59Mundra Port and Special Economic Zone Ltd 0.56Cipla Ltd 0.55Hindalco Industries Ltd 0.55Tata Steel Ltd 0.54Coal India Ltd 0.52GAIL (India) Ltd 0.51Wipro Ltd 0.49Tech Mahindra Ltd 0.47Ambuja Cements Ltd 0.43Bosch Ltd 0.42Bharti Infratel Ltd. 0.38Aurobindo Pharma Ltd 0.35ACC Ltd 0.32Idea Cellular Ltd 0.31Bharat Heavy Electricals Ltd 0.30TataMotorsLimited-DVR 0.30Tata Power Company Ltd 0.25Bank of Baroda 0.21

Equity Kotak Pension Floor Fund

Others 11.10Hindustan Petroleum Corporation Ltd 0.66Britannia Industries Ltd 0.65L I C Housing Finance Ltd 0.58Asian Paints Ltd 0.52The Ramco Cements Limited 0.51Power Grid Corporation of India Ltd 0.50Axis Bank Ltd 0.49GAIL (India) Ltd 0.49Whirlpool Of India Ltd 0.45Indraprastha Gas Ltd 0.44Lupin Ltd 0.37Hindalco Industries Ltd 0.37Infrastructure Development Finance Company Ltd 0.31Motherson Sumi Systems Ltd 0.31VedantaLimited 0.30Strides Arcolab Ltd 0.30NHPC Ltd 0.30ABB Ltd 0.27Torrent Pharmaceuticals Ltd 0.27Bata India Limited 0.26Aurobindo Pharma Ltd 0.26Equitas Holding Ltd 0.25Container Corporation of India Ltd 0.24Tata Consultancy Services Ltd 0.22Supreme Industries Ltd 0.20Greenply Industries Ltd 0.18Mundra Port and Special Economic Zone Ltd 0.18F A G Bearings India Ltd 0.16S R F Ltd 0.15Emami Ltd 0.15Dalmia Bharat Ltd 0.14Kajaria Ceramics Limited 0.13Bharat Electronics Ltd 0.13TVSMotorCo.Ltd. 0.10Gujarat State Petronet Ltd 0.09Max Financial Services Ltd 0.08Somany Ceramics ltd 0.07Bajaj Finance Ltd 0.03

Equity Kotak Pension Growth Fund

Others 15.79Hindustan Petroleum Corporation Ltd 0.93Britannia Industries Ltd 0.86L I C Housing Finance Ltd 0.82Whirlpool Of India Ltd 0.80Asian Paints Ltd 0.72The Ramco Cements Limited 0.70Power Grid Corporation of India Ltd 0.69GAIL (India) Ltd 0.69Axis Bank Ltd 0.68Indraprastha Gas Ltd 0.61Lupin Ltd 0.61Hindalco Industries Ltd 0.50Motherson Sumi Systems Ltd 0.42VedantaLimited 0.42Strides Arcolab Ltd 0.41NHPC Ltd 0.41Infrastructure Development Finance Company Ltd 0.41Torrent Pharmaceuticals Ltd 0.37Bata India Limited 0.37Container Corporation of India Ltd 0.34ABB Ltd 0.34Aurobindo Pharma Ltd 0.33Equitas Holding Ltd 0.33F A G Bearings India Ltd 0.32Tata Consultancy Services Ltd 0.30Supreme Industries Ltd 0.29Max Financial Services Ltd 0.27Greenply Industries Ltd 0.25Mundra Port and Special Economic Zone Ltd 0.24Emami Ltd 0.21S R F Ltd 0.20Bharat Electronics Ltd 0.18Dalmia Bharat Ltd 0.18Kajaria Ceramics Limited 0.17TVSMotorCo.Ltd. 0.14Gujarat State Petronet Ltd 0.12Somany Ceramics ltd 0.10Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.02

Equity Pension Floor Fund II

Others 11.26Britannia Industries Ltd 0.67Hindustan Petroleum Corporation Ltd 0.66Whirlpool Of India Ltd 0.63The Ramco Cements Limited 0.53Asian Paints Ltd 0.52Power Grid Corporation of India Ltd 0.50Axis Bank Ltd 0.49GAIL (India) Ltd 0.49L I C Housing Finance Ltd 0.46Indraprastha Gas Ltd 0.44Infrastructure Development Finance Company Ltd 0.38Lupin Ltd 0.37Hindalco Industries Ltd 0.36ABB Ltd 0.32Motherson Sumi Systems Ltd 0.31Strides Arcolab Ltd 0.30VedantaLimited 0.30NHPC Ltd 0.29Torrent Pharmaceuticals Ltd 0.27Bata India Limited 0.26Equitas Holding Ltd 0.24Container Corporation of India Ltd 0.24Supreme Industries Ltd 0.22Tata Consultancy Services Ltd 0.21Max Financial Services Ltd 0.21Mundra Port and Special Economic Zone Ltd 0.18Aurobindo Pharma Ltd 0.17Emami Ltd 0.17S R F Ltd 0.16Greenply Industries Ltd 0.14Dalmia Bharat Ltd 0.14Bharat Electronics Ltd 0.13Kajaria Ceramics Limited 0.12F A G Bearings India Ltd 0.10TVSMotorCo.Ltd. 0.10Gujarat State Petronet Ltd 0.09Somany Ceramics ltd 0.07Bajaj Finance Ltd 0.03

55





ANNEXURE

Equity Kotak Pension Balanced Fund

Others 13.22Hindustan Petroleum Corporation Ltd 0.76Britannia Industries Ltd 0.73L I C Housing Finance Ltd 0.68Whirlpool Of India Ltd 0.66Asian Paints Ltd 0.60The Ramco Cements Limited 0.58Power Grid Corporation of India Ltd 0.57Axis Bank Ltd 0.57GAIL (India) Ltd 0.56Lupin Ltd 0.51Indraprastha Gas Ltd 0.51Hindalco Industries Ltd 0.42Infrastructure Development Finance Company Ltd 0.41Motherson Sumi Systems Ltd 0.35VedantaLimited 0.34Strides Arcolab Ltd 0.34NHPC Ltd 0.34Torrent Pharmaceuticals Ltd 0.31Bata India Limited 0.30Aurobindo Pharma Ltd 0.28Equitas Holding Ltd 0.28Container Corporation of India Ltd 0.28ABB Ltd 0.27F A G Bearings India Ltd 0.27Tata Consultancy Services Ltd 0.25Supreme Industries Ltd 0.24Max Financial Services Ltd 0.23Greenply Industries Ltd 0.21Mundra Port and Special Economic Zone Ltd 0.20Emami Ltd 0.17S R F Ltd 0.17Kajaria Ceramics Limited 0.15Dalmia Bharat Ltd 0.15Bharat Electronics Ltd 0.15TVSMotorCo.Ltd. 0.12Gujarat State Petronet Ltd 0.10Somany Ceramics ltd 0.08Bajaj Finance Ltd 0.036% Zee Entertainment Enterprises Ltd Pref Shares 0.01

Equity Kotak Group Dynamic Floor Fund

Others 8.47Hindustan Petroleum Corporation Ltd 0.52Britannia Industries Ltd 0.47L I C Housing Finance Ltd 0.46Asian Paints Ltd 0.41Axis Bank Ltd 0.39Power Grid Corporation of India Ltd 0.39GAIL (India) Ltd 0.39The Ramco Cements Limited 0.39Indraprastha Gas Ltd 0.35Lupin Ltd 0.32Whirlpool Of India Ltd 0.32Hindalco Industries Ltd 0.29VedantaLimited 0.23Strides Arcolab Ltd 0.23Motherson Sumi Systems Ltd 0.23NHPC Ltd 0.23Infrastructure Development Finance Company Ltd 0.22Bata India Limited 0.21Torrent Pharmaceuticals Ltd 0.20ABB Ltd 0.19Container Corporation of India Ltd 0.19Aurobindo Pharma Ltd 0.19Equitas Holding Ltd 0.18Tata Consultancy Services Ltd 0.16Supreme Industries Ltd 0.15Greenply Industries Ltd 0.14Mundra Port and Special Economic Zone Ltd 0.13Emami Ltd 0.11Dalmia Bharat Ltd 0.10S R F Ltd 0.10Bharat Electronics Ltd 0.10Kajaria Ceramics Limited 0.09F A G Bearings India Ltd 0.08TVSMotorCo.Ltd. 0.08Gujarat State Petronet Ltd 0.07Max Financial Services Ltd 0.06Somany Ceramics ltd 0.05Bajaj Finance Ltd 0.02

Equity Pension Balanced Fund II

Others 15.84Hindustan Petroleum Corporation Ltd 0.96Britannia Industries Ltd 0.92L I C Housing Finance Ltd 0.82The Ramco Cements Limited 0.74Asian Paints Ltd 0.73GAIL (India) Ltd 0.71Power Grid Corporation of India Ltd 0.70Axis Bank Ltd 0.68Whirlpool Of India Ltd 0.66Indraprastha Gas Ltd 0.62Infrastructure Development Finance Company Ltd 0.53Lupin Ltd 0.52Hindalco Industries Ltd 0.51Motherson Sumi Systems Ltd 0.46NHPC Ltd 0.42VedantaLimited 0.42Strides Arcolab Ltd 0.41Torrent Pharmaceuticals Ltd 0.39Bata India Limited 0.36Aurobindo Pharma Ltd 0.36Equitas Holding Ltd 0.36Container Corporation of India Ltd 0.35F A G Bearings India Ltd 0.33ABB Ltd 0.33Supreme Industries Ltd 0.29Tata Consultancy Services Ltd 0.29Greenply Industries Ltd 0.27Mundra Port and Special Economic Zone Ltd 0.25Emami Ltd 0.21Dalmia Bharat Ltd 0.20Kajaria Ceramics Limited 0.19Bharat Electronics Ltd 0.18Max Financial Services Ltd 0.17TVSMotorCo.Ltd. 0.14Gujarat State Petronet Ltd 0.13Somany Ceramics ltd 0.10S R F Ltd 0.076% Zee Entertainment Enterprises Ltd Pref Shares 0.04Bajaj Finance Ltd 0.04

Equity Kotak Group Balanced Fund

Others 15.69L I C Housing Finance Ltd 0.88Shree Cement Ltd 0.84Britannia Industries Ltd 0.80Asian Paints Ltd 0.76GAIL (India) Ltd 0.74Power Grid Corporation of India Ltd 0.71Axis Bank Ltd 0.71The Ramco Cements Limited 0.67Indraprastha Gas Ltd 0.63Whirlpool Of India Ltd 0.63Lupin Ltd 0.58Hindalco Industries Ltd 0.53Motherson Sumi Systems Ltd 0.45VedantaLimited 0.44Strides Arcolab Ltd 0.44Tata Consultancy Services Ltd 0.43NHPC Ltd 0.42Infrastructure Development Finance Company Ltd 0.42Bata India Limited 0.39Torrent Pharmaceuticals Ltd 0.38Container Corporation of India Ltd 0.37Equitas Holding Ltd 0.32Aurobindo Pharma Ltd 0.30Supreme Industries Ltd 0.29ABB Ltd 0.27F A G Bearings India Ltd 0.26Max Financial Services Ltd 0.26Greenply Industries Ltd 0.25Mundra Port and Special Economic Zone Ltd 0.23Emami Ltd 0.20Bharat Electronics Ltd 0.19S R F Ltd 0.18Kajaria Ceramics Limited 0.17Dalmia Bharat Ltd 0.16TVSMotorCo.Ltd. 0.15Gujarat State Petronet Ltd 0.13Somany Ceramics ltd 0.10Bajaj Finance Ltd 0.046% Zee Entertainment Enterprises Ltd Pref Shares 0.01

56





Disclaimer

Disclaimer :

About Us :About Kotak Mahindra Old Mutual Life Insurance

Kotak Mahindra Group

Old Mutual plc

Risk factors :

Though document is thoroughly researched & prepared by our fund experts. kotak life insurance ltd however makes no warranties, representations, promises or statements that the information contained herein is clear, correct, precise or accurate. this document has been prepared for the purpose of providing an overview ofklifundswithouttakingaccountofanyparticularinvestor’sobjectives,financialsituationorneedsyouarethereforerequestednottosubstitutethisdocumentwith any professional opinion/advice and to use your discretion basis your financial objectives.

Kotak Mahindra Old Mutual Life Insurance Ltd. is a 74:26 joint venture between Kotak Mahindra Bank Ltd., its affiliates and Old Mutual plc.

KotakMahindraGroupisoneofIndia’sleadingbankingandfinancialservicesorganizations,offeringawiderangeoffinancialservicesthatencompasseverysphere of life. From commercial banking, to stock broking, to mutual funds, to life insurance, to investment banking, the group caters to the diverse financial needs of individuals and corporate sector.

Old Mutual plc is an international long-term savings, protection and investment Group. Originating in South Africa in 1845, the Group provides life assurance, asset management, banking and general insurance in Europe, the Americas, Africa and Asia. Old Mutual plc is listed on the London Stock Exchange and the JSE, among others.

Kotak Mahindra Old Mutual Life Insurance Ltd; Regn. No.:107, CIN : U66030MH2000PLC128503, Regd. Office: 2nd Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai- 400 051.

Website: http://insurance.kotak.com, Email: [email protected].

• Unit Linked Life Insurance Products are different from traditional insurance products and are subject to the risk factors.

• ThepremiumpaidinUnitLinkedLifeInsuranceProductsaresubjecttoinvestmentriskassociatedwithcapitalmarketsandtheNAVsoftheunitsmaygoup or down based on the performance of the fund and factors influencing the capital market and insured is responsible for his/her decisions.

• Kotak Life Insurance is only the name of the Insurance Company and the specified Unit Linked funds do not in any way indicate the quality of the contract, its future prospects or returns.

• Please know the associated risks and the applicable charges from your insurance agent or the intermediary or policy document of the insurer.

• Past performance of any of the funds is not indicative of their future prospects or returns.

57



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Fund Update Cover -x5 - Kotak Mahindra Bank · 2017-07-27 · Market Outlook Fund Performance Contents Individual Funds Group Funds MARKET OUTLOOKMARKET OUTLOOK MONTHLY UPDATE FEBRUARY