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Fundamentals of Investing Workbook

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Workbook for Investing in Property

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Page 2

Your Name

Where do you come from?

Your 9-5 Job

Why are you here?

If you were a superhero… who would it be?

And why?

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Page 4

Attribute A or S

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2

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10

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14

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On The Market: 215,000

Purchase Price 200,000

Purchase Costs 6,000

Rental Income (Monthly) 1,500

Taxes (Monthly) 100

Insurance (Monthly) 50

Vacancy Rate 1 month

LTV 80%

Growth (Per Year) 10%

Interest Rate 5%

Term (Years) 20

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Loan Amount

LTV

Deposit

Investment

Interest Only Payment

Monthly Repayment

Gross Yield

Net Yield

Monthly Cashflow

Occupancy Rate

Vacancy Rate

Yearly Cashflow

Equity

Page 9

4

3

2

1

Val

ue

Mo

rtga

ge

LT

V

Equit

y

Gro

wth

Cas

hfl

ow

RO

I (E

G)

RO

I

(Cas

hfl

ow

)

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On The Market: 390,000

Purchase Price 385,000

Purchase Costs 9,500

Rental Income (Monthly) 2,100

Taxes (Monthly) 200

Insurance (Monthly) 75

Vacancy Rate 1 month

LTV 85%

Growth (Per Year) 8%

Interest Rate 7%

Term (Years) 20

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Loan Amount

LTV

Deposit

Investment

Interest Only Payment

Monthly Repayment

Gross Yield

Net Yield

Monthly Cashflow

Occupancy Rate

Vacancy Rate

Yearly Cashflow

Equity

Page 12

4

3

2

1

Val

ue

Mo

rtga

ge

LT

V

Equit

y

Gro

wth

Cas

hfl

ow

RO

I (E

G)

RO

I

(Cas

hfl

ow

)

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On The Market: 1,250,000

Purchase Price 1,100,000

Purchase Costs 100,000

Rental Income (Monthly) 9,800

Taxes (Monthly) 800

Insurance (Monthly) 275

Vacancy Rate 2 months

LTV 75%

Growth (Per Year) 12%

Interest Rate 4%

Term (Years) 25

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Loan Amount

LTV

Deposit

Investment

Interest Only Payment

Monthly Repayment

Gross Yield

Net Yield

Monthly Cashflow

Occupancy Rate

Vacancy Rate

Yearly Cashflow

Equity

Page 15

4

3

2

1

Val

ue

Mo

rtga

ge

LT

V

Equit

y

Gro

wth

Cas

hfl

ow

RO

I (E

G)

RO

I

(Cas

hfl

ow

)

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Portfolio Value Mortgage

2006

2012

2018

2024

2030

2036

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Portfolio Value Mortgage

2006

2012

2018

2024

2030

2036

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Portfolio Value Mortgage

2006

2012

2018

2024

2030

2036

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5

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