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Future Card Products What’s Coming Next
Magellan Consulting, Inc.
David Tushie Magellan Consulting, Inc.
Timeframes
u Near Term u Longer Term
Magellan Consulting, Inc.
2
The wisdom of…
“It's tough to make predictions, especially about the future.”
- Yogi Berra
“We always overestimate the change that will occur in the
next two years and underestimate the change
that will occur in the next ten. Don't let yourself be lulled
into inaction.”
- Bill Gates
“Capitalism can only be understood as an evolutionary
process of continuous innovation driven by the perennial gale of
creative destruction.”
- Joseph Schumpeter
“It’s tough to make predictions, especially about the future.”
Magellan Consulting, Inc.
Near Term Prospects
Magellan Consulting, Inc.
Longer Card Life
u Card Life: 3 years u Life Affected by
§ Materials § Manufacturing Processes § Perso Durability/Readability
Magellan Consulting, Inc.
5 years
Card Life: Materials
u Polycarbonate and Composite § PVC/PC composite development § Fused layers
§ Less reliance on adhesives
Magellan Consulting, Inc.
Card Life: Processes
u Reduce card to card variation u Low Stress Levels u Eliminate delamination u Reliability of electronic components u Security feature integrity
Magellan Consulting, Inc.
Card Life: Perso Durability
u Laser u Tipping/Topping Foil u Magnetic Stripe u Chip u Printed Image
Magellan Consulting, Inc.
Longer Term Prospects
Magellan Consulting, Inc.
Technology Developments
u High Integrity Secure Credential u OLED Displays u Issuer Applications u Driver Licenses & Secure ID
Magellan Consulting, Inc.
Secure Credentials
u Mobile Wallet Focus
Magellan Consulting, Inc.
OLED Displays
u Full Surface Display u Contactless Vicinity and Proximity u Digital Images u Photo, Fingerprint Biometrics
Magellan Consulting, Inc.
Contactless Cards
u Apple Pay NFC
u Card
u Power Harvesting
Magellan Consulting, Inc.
Biometrics
u Fingerprint
u Facial u Iris u Voice
Magellan Consulting, Inc.
Issuer Applications
u Suite of offerings
u Digital images per application
u Cardholder choice
Magellan Consulting, Inc.
Drivers License/Secure ID
u ISO 18013
u EU Drivers License Standard
u AAMVA Drivers License Spec.
Magellan Consulting, Inc.
Summary
u Near Term
§ Technology employed will drive durability
u Longer Term
§ Technology deployed will fundamentally change the card industry
Thank You! David R. Tushie
Magellan Consulting, Inc. 7825 Washington Ave. So.
Suite 500 Minneapolis, MN 55439
+1 612.747.6553
Magellan Consulting, Inc.
