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G 2018 OUTLOOK G
MEET THE SALESTEAM
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Alicia ZaretBrand & Marketing
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Emeritus
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:: COVERAGE MAP ::ST. LAWRENCE
COUNTY
LEWISCOUNTY
JEFFERSONCOUNTY
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CENTRAL NEW YORKOSWEGO
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ONEIDACOUNTYONONDAGA
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TIOGACOUNTY
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CAYUGACOUNTY
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SENECACOUNTY
The Central New York Business Journal: 44,000 print and digital readers
HCP HCP
HCP
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HCP
HCP
HCP
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HCP
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HCP
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HCP
HCP
HCP
SOUTHERN TIER
CHEMUNGCOUNTY
TOMPKINSCOUNTY
TIOGACOUNTY
BROOME COUNTY
CHENANGOCOUNTY
The Southern Tier Business Journal: 5,000 digital readers
HERKIMERCOUNTY
ONEIDACOUNTY
MOHAWK VALLEY
The Mohawk Valley Business Journal: 5,000 digital readers
*HCP - HealthCare Provider E-Newsletter:Written for and about healthcare professionals.5,300+ digital readers.
58%Of readers visit
cnybj.com more than once a week
91% of readers stated advertising and editorial in�uence business and personal
decisions they make.
91%
73%Decision Makers 73% of subscribers are in a
management level position at their company
87%Sales Growth
Companies’ whose averageannual percent sales hasgrown over past 3 years.
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incomes between $100K-$250K
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75%Hold a
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27%Have children that will be entering some level
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JUST THE FACTS
53%Of readers read the Of readers read the
Daily News Alerts and Daily News Alerts and CoffeeBreak dailyCoffeeBreak daily
Daily News Alerts and
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on to other people
40%Have attended
a BizEventz event
Over Over Over Over Over HalfHalf
of BJNN readers are of BJNN readers are within the ages of within the ages of
45-5945-59
44%
Book of Lists
Percent of readers Percent of readers that use their Book of that use their Book of that use their Book of that use their Book of
Lists throughout the year Lists throughout the year Lists throughout the year Lists throughout the year as a reference tool.as a reference tool.
(17% more than (17% more than 4X per year)4X per year)
BY THE
NUMBERSYOUR MESSAGE. OUR CONNECTIONS. 120,000
Print, Digital and Online
weekly reach
5,300HealthCare
Provider Subscribers
85,975Email News Alerts
sent weeklyand Online
weekly reachSubscribersSubscribers
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at cnybj.comPage views per year
at cnybj.com
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Provider SubscribersSubscribers
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(Mohawk Valley/Southern Tier Business Journals) Page views per year
at cnybj.comBusiness Journals)
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The Business Journal News Network is the #1 content generator in CNY!
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TOTAL GROSS CONTACTS:
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DECEMBER 4, 2017 I BUSINESS JOURNAL NEWS NETWORK I 1 CNYBJ.COM
TRUCKING, EQUIPMENT & LOGISTICS COMPANIES
Ranked by Total No. of CNY Employees
Rank
NameAddressPhone/Website
CNY:EmployeesBranches Type ofFirmServices Offered Include
Areas ServedKey Local Executives Year
Estab.
1. Riccelli Enterprises, Inc.6131 E. Taft RoadNorth Syracuse, NY 13212
(315) 433-5115/ riccellienterprises.com
3306 Logistics,Trucking
short haul-heavy haul C aggregates sand andsalt
Northeast; primarilyNew York andPennsylvaniaRichard J. Riccelli, Sr., President& COO 1971
2. Gypsum Express, LTD8280 Sixty RoadBaldwinsville, NY 13027(315) 638-2201/ gypsumexpress.com
2204 Trucking
flatbed carrier, vansUnited States, Canada John Wight, President/Owner 1985
3. Thompson & Johnson Equipment Co.,
Inc.6926 Fly RoadEast Syracuse, NY 13057
(315) 437-2881/ thompsonandjohnson.com
1414 Equipment material handling and compact construction
equipment from manufacturers including
Toyota, Crown, Clark, Bobcat, and Bandit,
along with service repair, replacement parts,
short-term rentals, and leasing solutions
Central NY, MohawkValley, Northern NY,Southern Tier, CapitalDistrict, Hudson Valley,Northeast PA, WesternVT, MA
David Schneckenburger,PresidentWilliam MacBlane, VP of Finance
1954
4. Tracey Road Equipment, Inc.6803 Manlius Center RoadEast Syracuse, NY 13057(315) 437-1471/ traceyroad.com
1003 Trucking,Equipment
heavy-duty truck and construction equipment
dealership with full parts, service, warranty,
and financing capabilitiesCapital District, Central,Western New Yorkmarkets
Gerald Tracey, President & CEODebbie Tracey, VPJoel Chesley, VP/Controller
1976
5. Mohawk Global Logistics123 Air Cargo RoadNorth Syracuse, NY 13212
(315) 455-3003/ mohawkglobal.com
861 Logistics logistics and trade specialists, emphasis on
Customs brokerage, domestic andinternational transportation, trade
compliance, education, and consulting
worldwideMichael J. McSherry, ChairmanGar Grannell, President & CEO
1970
6. Cook Brothers Truck Parts/NEC Leasing
76 Frederick StreetBinghamton, NY 13901(607) 723-7481/ cookbrothersco.com
815 Logistics,Equipment
full service leasing, daily rental fleet, custom
maintenance plans, truck repair and service,
parts sales, equipment financingNew York, Pennsylvaniadirectly; nationwide as
part of the NationaLeaseorganization
Henry B. Cook, Jr., PresidentBob J. Seyerlein, VP, SalesMichael D. Venuti, VP,Operations
1918
7. Barr Transportation Corp.174 York St.Auburn, NY 13021(315) 255-1259/ barrtransport.com
661 Logistics,Trucking commercial flatbed carrier, service
maintenance shopworldwide
Andy Phelps, PresidentJames Phelps, Operations 1974
8. Terpening Trucking Co., Inc.115 Farrell RoadSyracuse, NY 13209(315) 451-8661/ terpeningtrucking.com
601 Trucking
transporter of petroleum productsNew York, Pennsylvania Charles Terpening, Owner
Craig Terpening, OwnerGeorge Terpening, OwnerRichard Terpening, Owner
Richard Terpening, Jr., Owner
1917
9. Tri Tank Corp.115 Farrell RoadSyracuse, NY 13209(315) 451-8663/ tritank.com501 Equipment tank trailers, tank trailer parts, snowplows,
sales and service of utility trailers, aluminum
and stainless steel fabricationNortheastern Region George Terpening, President 1977
10. Bossong's Commercial Delivery, Inc.
P.O. Box 536Syracuse, NY 13211(315) 455-7431/ bossongs.com451 Trucking transportation and freight services including
local pickup/delivery, commercial/residential,
air-freight handling, hazmat, specials, andwarehousing
all of Central New York Frederick Bossong, President 1943
11. DeCarolis Truck Rental, Inc.402 N. Central Ave.East Syracuse, NY 13116
(315) 656-0090/ decarolis.com384 Trucking,Equipment
full-service commercial truck, tractor, trailer
rental and leasing, custom maintenance
contracts, driver safety programs, service andparts sales
Central and upstate NY,United States, Canada
Michael Margarone, PresidentJaime Jimenez, Syracuse BranchManager
1938
12. Conway Beam Leasing, Inc.6260 E. Molloy RoadEast Syracuse, NY 13057
(315) 437-5068/ conwaybeamleasing.com
325 Trucking,Equipment
full-service truck, tractor, van, and trailer
leasing; long and short term rentals; custom
maintenance contracts; professional truck and
body design; D.O.T. safety and compliance
consultation; equipment financing
Central-Southern-Western and upstateNew York; Northern PA;United States; Canada
Marc Schmidt, VPSue Shaffer, Office Manager/
Rental CoordinatorJohn Rotunno, Service Manager
1959
13. Empire Crane Company LLC7021 Performance DriveNorth Syracuse, NY 13212(315) 458-4101/ empirecrane.com
261 Equipment Terex Crane dealer, authorized Tadano Mantis
dealer, certified dealers for Kobelco Crawler,
Shuttlelift, Manitex Boom Trucks, Magni
rotating telehandlers, and Wolffkran tower
cranes; parts department; service department
for maintenance and OSHA annual inspections
worldwidePaul Lonergan, PresidentLuke Lonergan, VP 2002
14. Empire Freight Logistics6567 Kinne RoadDeWitt, NY 13214(315) 414-0399/ shipefl.com
251 Logistics 3PL providing LTL, truck load, expedited, and
internationalworldwide
Daniel Meldrim, President 2003
. Bay Brokerage, Inc.44951 County Route 19Wellesley Island, NY 13640(315) 482-6161/ baybrokerageus.com
253 Logistics U.S. Customs brokerage, international
logisticsworldwide
Ken Carmon, PresidentAdam A Carmon, Controller 2004
16. Cavalier Transportation Services, Inc.
6501 Chrysler LaneEast Syracuse, NY 13057(315) 452-5662/ cavalier.ca
221 Logistics,Trucking,Equipment
transportation & logistics companyNew York, Canada,Ohio, Indiana, Illinois Kurt F. Hartmann, SyracuseTerminal Manager 1979
17. C.H. Robinson126 North Salina St., Suite 250Syracuse, NY 13202(315) 471-7395/ chrobinson.com
171 Logistics third-party logistics provider offering freight
transportation & logistics, outsource
solutions, produce sourcing, and informationservices
worldwideClark Hange, General Manager 1905
18. Shuttle Logistics, Inc.94 E. Seneca St., Suite 61C-1Sherrill, NY 13461(315) 693-0187/ shuttlelog.com
21 Logistics logistics provider for companies worldwide
worldwideJeff Smith, President
Wayne Southworth, VP Sales2008
THE LIST:
TRUCKING, EQUIPMENT & LOGISTICS COMPANIES
7B
The Central New York Business Journal269 W. Jefferson St.Syracuse, N.Y. 13202-1230
Presorted StandardU.S. Postage Paid
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BRIEFS 2
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PEOPLE ON THE MOVE 11
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Coveringall 16CNYCounties
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CENTRAL NEW YORK BUSINESS JOURNALWEEKLY EDITION I VOL. 31 I No. 48 I DECEMBER 4, 2017 I $2.50
SPECIAL REPORT: Year-End Planning. Section B.
PHOT
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AAA REPORT FORECASTSHIGHEST YEAREND PUMPPRICES SINCE 2014
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DANNIBLE OFFERS 10SUGGESTIONS FOR IMPROVINGBUSINESS PROFITABILITY
PAGE 2B
tin woodman'sflask opens inchittenango
READY TO FLY: Syracuse airport offers holiday travel tips.
Page 3B.
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schumer pushes bill to restore cuts to teamsters' pensions
2 I BUSINESS JOURNAL NEWS NETWORK I DECEMBER 4, 2017CNYBJ.COM
M&T Bank Corp. (NYSE: MTB) recently an-nounced that it has declared a quarterly cash divi-dend of 75 cents per share on its common stock.
The dividend will be payable on Dec. 29 to shareholders of record at the close of business on Dec. 1.
The dividend amount is the same that the Buffalo–based banking company has paid in each quarter of 2017, after it boosted the divi-dend by 5 cents a share, or 7 percent, from the previous 70 cents a share that M&T had paid
quarterly since September 2007.M&T Bank in mid-October reported that its net
income in this year’s third quarter totaled $356 million, up 2 percent from the $350 million it generated in the third quarter of 2016.
The banking company operates branches in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia.
M&T Bank ranks number one in deposit mar-ket share in the 16-county Central New York area.
NEWS ALERTS
WRITERS/EDITORS:
Eric [email protected]
Norman [email protected]
Adam RombelEditor-in-Chief [email protected]
Maria CarbonaroAssociate Editor [email protected]
CNYBJ Briefs
CNYBJ Data & Details CNYBJ CANVASSHere are the results of the latest poll on cnybj.com:
Total Responses:
129
CNYtweetsDon’t let high #startup costs keep you from yourdream of owning a #smallbiz. Tips to keep costs
under control: http://bit.ly/2jmFHQL
Dawn Gribble / Virtual Solutions @Dawn_VirtualS
Small businesses have a big impact on America’s economy. Learn about our new
@SBIRGov funding opportunity to help #smallbiz research and develop the energy
tech of tomorrow: https://go.usa.gov/xnkFt #AmericanEnergy
Dan Brouillette @EnergyDepSec
It’s hard to assess the performance of your #accounting & #finance function without some way to measure & compare it to what other companies are doing. That’s why we created this report: http://ow.ly/gLnC30gEFCu
Robert Half MR @RobertHalfMR
10 Proven Ways to #Delegate - http://bit.ly/2indwAv / By @FSonnenberg #Manage-
ment #Leadership
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Which of these 2 New York politicians has a better chance to be the 2020 Democratic Party nominee for president?
COMING UP:December 11 List: Commercial Real-Estate FirmsDecember 11 Special Report: Energy/Enivronment & Sustainability
December 18 List: Highest-Paid Public O�cialsDecember 18 Special Report: Year In Review/Education & Training
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January 8 List: Colleges & Universities January 8 Special Report: Employee Bene�ts/HR/Insurance/Recruiting Tool
What Kind Of Posts Should A Business Blog Have?http://bit.ly/2zHnT9Q via @amandamricks
Mitch Mitchell @Mitch_M
Just in time for winter.....Taking a Hot Bath Burns As Many Calories as a 30-minute Walk, Study Says #momlife #tips http://bit.ly/2A0WNKf
Mom Gets Organized @momgetsorganize
Use these 5 smart tips to help your #smallbiz succeed at #blogging: http://xsoc.so/151305
iNeXsys @iNeXsys_LTD
40%Andrew Cuomo
M&T Bank to pay quarterly dividend of 75 cents a share in late December
60%Kirsten Gillibrand
26 #tips for successful #SEO consulting vía @aleydahttps://www.aleydasolis.com/en/search-engine-optimization/successful-seo-consulting-tips/ …
SE-onthebeach @seonthebeach
The Dangers Of #SocialMedia #Platitudes +12 #Tips For #Living A #Fulfilling #Life In The 21st Century http://bit.ly/2iPrGrA
Integerus Advisors @integerus
ADAM
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M&T Bank’s branch on Route 5 in Auburn.
Dr. David M. Albala, medical director of Associated Medical Professionals (AMP), was re-cently elected to LUGPA’s 2018 board of directors.
Albala oversees the clinical operations of 30 physicians at AMP, the organization said in a news release. He is also chief of urology at Crouse Hospital, where he focuses on robotic, laparoscop-ic, stone, and endourological research.
LUGPA (lugpa.org) is an association represent-ing independent urology group practices in the U.S. It includes more than 2,300 physicians who make up over one-fourth of the nation’s practic-ing urologists, and provide more than 30 percent of the total urologic care in the U.S. Albala is the associate editor of Reviews in Urology, the official
journal of LUGPA.“Dr. Albala’s diverse back-
ground in both academic medicine and private practice has thoroughly prepared him to assist this organization in furthering urologic collabora-tion, cooperation and commit-ment,” Celeste Kirschner, CEO of LUGPA, said in the release.
Albala was previously director of minimally invasive and robotic urologic surgery at Duke University Medical Center. He received his doctor-ate from Michigan State University after obtaining his bachelor’s degree from Lafayette College.
Associated Medical Professionals’ Albala is elected to national board of association for urology group practices
Albala
Follow us on Twitter at
@cnybj
Central New York Business JournalCNY’s one and only source of business news.
Briefs
40%Andrew Cuomo
Kirsten Gillibrand
quarterly since September 2007.M&T Bank in mid-October reported that its net
income in this year’s third quarter totaled $356 million, up 2 percent from the $350 million it generated in the third quarter of 2016.
The banking company operates branches in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia.
M&T Bank ranks number one in deposit market share in the 16-county Central New York area.
M&T Bank to pay quarterly dividend of 75 cents a share in late December
M&T Bank’s branch on Route 5 in Auburn.
journal of LUGPA.“Dr. Albala’s diverse back
ground in both academic medicine and private practice has thoroughly prepared him to assist this organization in furthering urologic collaboration, cooperation and commitment,” Celeste Kirschner, CEO of LUGPA, said in the release.
Albala was previously director of minimally invasive and robotic urologic surgery at Duke University Medical Center. He received his doctorate from Michigan State University after obtaining his bachelor’s degree from Lafayette College.
Associated Medical Professionals’ Albala is elected to national board of association for urology group practices
BUSINESS JOURNAL NEWS NETWORK I DECEMBER 4, 2017BUSINESS JOURNAL NEWS NETWORK I DECEMBER 4, 2017
quarterly since September 2007.M&T Bank in mid-October reported that its net
income in this year’s third quarter totaled $356 million, up 2 percent from the $350 million it generated in the third quarter of 2016.
The banking company operates branches in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia.
M&T Bank ranks number one in deposit mar-ket share in the 16-county Central New York area.
CNYtweetsCNYtweetsCNY
Don’t let high #startup costs keep you from yourdream of owning a #smallbiz. Tips to keep costs
under control: http://bit.ly/2jmFHQL
Dawn Gribble / Virtual Solutions @Dawn_VirtualS
Small businesses have a big impact on America’s economy. Learn about our new
@SBIRGov funding opportunity to help #smallbiz research and develop the energy
tech of tomorrow: https://go.usa.gov/xnkFt #AmericanEnergy
Dan Brouillette @EnergyDepSec
It’s hard to assess the performance of your #accounting & #finance function without some way to measure & compare it to what other companies are doing. That’s why we created this report: http://ow.ly/gLnC30gEFCu
Robert Half MR @RobertHalfMR
10 Proven Ways to #Delegate - http://bit.ly/2indwAv / By @FSonnenberg #Manage-
ment #Leadership
Hannah Morgan @careersherpa
Sometimes you win, sometimes you learn #entrepreneur #smallbiz #business
Real Marsha Wright @marshawright
Some recent tweets that came across the @cnybjTwitter feed, o�ering various business, career,personal, and digital/social-media tips:
What Kind Of Posts Should A Business Blog Have?http://bit.ly/2zHnT9Q via @amandamricks
Mitch Mitchell @Mitch_M
Just in time for winter.....Taking a Hot Bath Burns As Many Calories as a 30-minute Walk, Study Says #momlife #tips http://bit.ly/2A0WNKf
Mom Gets Organized @momgetsorganize
Use these 5 smart tips to help your #smallbiz succeed at #blogging: http://xsoc.so/151305
iNeXsys @iNeXsys_LTD
M&T Bank to pay quarterly dividend of 75 cents a share in late December
60%Kirsten Gillibrand
26 #tips for successful #SEO consulting vía @aleydahttps://www.aleydasolis.com/en/search-engine-optimization/successful-seo-consulting-tips/ …
SE-onthebeach @seonthebeach
The Dangers Of #SocialMedia #Platitudes +12 #Tips For #Living A #Fulfilling #Life In The 21st Century http://bit.ly/2iPrGrA
Integerus Advisors @integerus
ADAM
ROM
BEL/
BUSI
NESS
JOUR
NAL N
EWS N
ETW
ORK
M&T Bank’s branch on Route 5 in Auburn.
“Dr. Albala’s diverse back-“Dr. Albala’s diverse back-“Dr. Albala’s diverse background in both academic medicine and private practice has thoroughly prepared him to assist this organization in furthering urologic collabora-tion, cooperation and commit-ment,” Celeste Kirschner, CEO of LUGPA, said in the release.
Albala was previously director of minimally invasive and robotic urologic surgery at Duke University Medical Center. He received his doctor-ate from Michigan State University after obtaining his bachelor’s degree from Lafayette College.
Associated Medical Professionals’ Albala is elected to national board of association
Albala
Follow us on Twitter at
@cnybj
PRINT EDITION 6,000 copies
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WHAT’S NEW IN 2018?
CENTRAL NEW YORK BUSINESS JOURNAL Print + PDF sent to 44,000 – 51 Issues
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NATIVE TACTICS VS. “NEWER”
What has been the key to Downtown Syracuse’s revitaliza-tion and what role has your organization and/or project played in it?
The key is seeing opportunity and acting on it. As BHG began to outgrow our previous space, we looked at moving to Franklin Square and saw opportunity to rebuild, reinvigorate and grow even more. We took four dilapidated, abandoned buildings and turned them into two modern, beautiful buildings; an employee �tness center; and a parking lot. It’s important to us to be close to downtown to help attract young talent that wants to be near the action. It’s been exciting to be part of the transformation in our neighborhood.
Describe your project (and/or organization) and what is distinctive about it?
We’re experts in healthcare professionals’ borrowing needs. We understand their hectic schedules and their oftentimes immediate needs for working capital, which is why we make the loan appli-cation and funding processes as fast and convenient as possible. Since our founding 16 years ago in Syracuse, we’re proud to have become the leading provider of �nancial solutions for healthcare professionals. We’ve enjoyed growing our business in Syracuse and are fortunate to have incredibly smart, talented people driving our success and making BHG a great place to work.
Where is downtown Syracuse heading in the future and what challenges remain?
Organizations like Centerstate CEO and Downtown Committee of Syracuse need to help drive a successful future for Syracuse. The challenge is attracting businesses in such a high tax climate. Something has to be changed to make doing business in Syracuse, and New York State as a whole, a�ordable for owners. We also need to make Syracuse more family-friendly by improving the schools and o�ering more family-centric activities. And as more couples start their families, what can be done to keep them downtown?
What is next for your organization and what is its outlook?BHG is driven by innovation, and we have exciting new o�erings
planned for 2018. We have a very positive outlook and forecast continued growth, maintaining our upward momentum over the past 16 years. Beyond �nancial success, BHG is focused on increasing our sta� and expanding our locations in Syracuse.
BHG Looks Toward Continued Growth in 2018
ABOUT US:
Bankers Healthcare Group Financial Headquarters, Syracuse
Bankers Healthcare Group CEO Al Crawford
Company name: Bankers Healthcare Group
Address: 201 Solar St. Syracuse, N.Y. 13204
Phone: 866.297.4664
Website: www.bankershealthcaregroup.com
Type of business:Financial services
Number of employees: 120Annual revenue: $138 million
Products and services: Working capital loans, patient �nancing, student loan re�nancing, business & personal credit cards for healthcare professionals
Key o�cers: CEO/Co-Founder: Al CrawfordCFO: Ed DurantSVP/General Counsel: Chris Cali, Esq.CMO: Chris PanebiancoChief Credit O�cer: April Brissette
ASK THE EXPERT
Workers’ Compensation Changes in 2018
E mployers across New York State will be impacted by changes that will be coming in 2018.
The NY Compensation Insurance Rating Board approved an average rate decrease of 4.5%. Each w.c. class code has a loss cost. The loss cost is the starting point that the insurance companies usewhen pricing a workers’ compensation policy. In-surance companies then multiply the loss cost by the loss cost multiplier (their expense factor). This is the rate employers see on their policies. For em-ployers whose class codes went down, they shouldsee a rate decrease on their 2018 workers’ compen-sation policies.
The second change is aimed at tackling the drug issue that is impacting workers’ compensation. This includes both opioids and over prescribing of medication. The NYS Workers’ Compensation Board is developing a comprehensive pharmacy prescription drug formulary. This formulary will al-low physicians to prescribe drugs on the approved
list. If they want to prescribe drugs outside the list, they will need to obtain a variance. The goal is to reduce the cost of prescription drugs on a workers’ compensation claim and address the opioid/addic-tion issue. This is something that is being done in all areas of health care.
A third change that will impact workers’ com-pensation claims in 2018 are new permanent im-pairment guidelines. The permanent impairment guidelines are used to evaluate claims where there may be permanency and the worker is entitled to a schedule loss of use. The NYS Workers’ Compen-sation Board has developed new guidelines that will incorporate advances in medicine that result in better outcomes for injured workers. There has been much debate from both sides as to the ben-e�ts of the new guidelines. Time will tell if this is negative or positive impact.
There are many di�erent factors and parties in-volved in workers’ compensation. Employers don’t have control over all of these. They should focus their e�orts on what they can control and that is being proactive within their organization. Good Luck in 2018!Published by Tony D’Amato, Senior Client Advisor at CH. Consult with your independent agent or broker to learn more and with any questions or concerns.
Let’s Talk. (315) 234-7500 To read more, please visit chinsurance.cc
Consult with your independent agent or broker to learn more and with any questions or concerns.
Joe Convertino, Jr President
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BJNN is the #1 content generator in Central New York.
In today’s world that relies so much on the importance of relevant content generation, many companies struggle with how to get a third party to generate content to help with SEO (Search Engine Optimization) rankings, as well as add credibility to their business.
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Six Key Guidelines for Email Security
By Jeremy Stewart Head of IT & Data Security, Strategic Financial Services, Inc.
Basic tips to protect your business, employees and customers from online attacks.
As the Head of IT and Data Integrity at Strategic, Jeremy oversees all aspects of the firm’s technical infrastructure. He provides leadership for the continued enhancement and development of a robust and secure information technology environment throughout the firm. Jeremy is currently pursuing his Masters of Science in Cybersecurity.
OPEN WITH CARE - Do not open attachments from known or unknown sources that you are not expecting.
HOVER AND INSPECT - Always mouse over a link within an email to determine its destination is legitimate and matches the source of the email.
CONFIRM BEFORE CLICKING - If an email comes from a known source, but you are not expecting it, or it is just out of the ordinary, call the sender before clicking on a link or opening an attachment.
GO TO THE SOURCE - Use your web browser to go directly to any site that requires you to log in, do not access them through an email link.
DON’T TAKE THE BAIT - Companies usually do not send unsolicited email to verify your account information, nor do they request immediate action be taken or you risk the termination or suspension of your account. These are standard phishing tactics, delete the message immediately.
SEND SAFELY - When sending an email that contains PII (Personally Identifiable Information), use a secure email system such as Citrix Sharefile or Zix.
investstrategic.com
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Workers’ Compensation Changes in 2018
E mployers across New York State will be impacted by changes that will be coming in 2018.
The NY Compensation Insurance Rating Board approved an average rate decrease of 4.5%. Each w.c. class code has a loss cost. The loss cost is the starting point that the insurance companies use when pricing a workers’ compensation policy. In-surance companies then multiply the loss cost by the loss cost multiplier (their expense factor). This is the rate employers see on their policies. For em-ployers whose class codes went down, they should see a rate decrease on their 2018 workers’ compen-sation policies.
The second change is aimed at tackling the drug issue that is impacting workers’ compensation. This includes both opioids and over prescribing of medication. The NYS Workers’ Compensation Board is developing a comprehensive pharmacy prescription drug formulary. This formulary will al-low physicians to prescribe drugs on the approved
list. If they want to prescribe drugs outside the list, they will need to obtain a variance. The goal is to reduce the cost of prescription drugs on a workers’ compensation claim and address the opioid/addic-tion issue. This is something that is being done in all areas of health care.
A third change that will impact workers’ com-pensation claims in 2018 are new permanent im-pairment guidelines. The permanent impairment guidelines are used to evaluate claims where there may be permanency and the worker is entitled to a schedule loss of use. The NYS Workers’ Compen-sation Board has developed new guidelines that will incorporate advances in medicine that result in better outcomes for injured workers. There has been much debate from both sides as to the ben-e�ts of the new guidelines. Time will tell if this is negative or positive impact.
There are many di�erent factors and parties in-volved in workers’ compensation. Employers don’t have control over all of these. They should focus their e�orts on what they can control and that is being proactive within their organization. Good Luck in 2018!Published by Tony D’Amato, Senior Client Advisor at CH. Consult with your independent agent or broker to learn more and with any questions or concerns.
Let’s Talk. (315) 234-7500 To read more, please visit chinsurance.cc
Consult with your independent agent or broker to learn more and with any questions or concerns.
Joe Convertino, Jr President
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BJNN ADVERTISER REPORT
Dony KuriakoseMarketing Campaign Manager
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Marny NesherPresident
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