Gd and Topics

7/29/2019 Gd and Topics

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noRole Brief Description Compensation Recommended Skill Sets Location

1. Sales ManagerManaging a team of Business Development Executives. Drivingsales target through the team.

5 Lakhs Fixed +Incentives

Specialization in Marketing & Finance.Good communication skills.Candidates with previous workexperience will be preferred for thisrole.

Mumbai , DNCR or Anin India

2. Sales Manager

Aspira

Identify and manage the relationship with Corporates for the

Corporate Salary product & wealth management services.Understand the need of the corporate and recommend suitableproducts


Specialization in Marketing & Finance.Good communication skills , to dealwith Corporates and seniorManagement.


3.Relationship ManagerTrade & ForeignExchange

Acquire Customers who are dealing in International Trade , &Foreign Exchange Customer


Specialization in Marketing & Finance.Good communication skills.Basic Understanding of internationaltrade.


4.

5.

Relationship ManagerBusiness Banking

Sales Manager-Mortgages

Acquire and manage the business relationship with Small and

medium businesses.

Acquire and Manage Retail Homeloans and Loan againstProperties, through Direct channel /Indirect Channels.



Specialization in Marketing & Finance.

Good communication skills.Ability to understand Balance Sheet ,credit proposals , recommend financialproducts to SMEs.

Specialization in Marketing & Finance.Good communication skills.Ability to understand Balance Sheet



gd topics.

about ING.

ING Vysya Bank(Kannada:..) is aBangalore-based private bank

with retail, wholesale and private banking platforms formed from the 2002 acquisition of majorstake in Indian Vysya Bank by DutchING Group. This merger marks the first between an Indian

bank and a foreign bank.

[3]

Prior to this transaction, Vysya Bank had a seven-year old strategicalliance with erstwhile Belgian bankBanque Bruxelles Lambertwhich was acquired by INGGroup in 1998. The bank has total assets of INR 487.28 billion as on June 30, 2012 andoperates a pan-India network of over 1,000 outlets (including 527 branches) servicing over twomillion customers.[4]

ING Group, the highest-ranking institutional shareholder, currently holds a 44% equity stake inING Vysya Bank, followed byAberdeen Asset Management, private equity firmChrysCapital,Morgan Stanley, andCitigroup, respectively.[5]ING Group also maintains a
http://en.wikipedia.org/wiki/Kannadahttp://en.wikipedia.org/wiki/Kannadahttp://en.wikipedia.org/wiki/Kannadahttp://en.wikipedia.org/wiki/Bangalorehttp://en.wikipedia.org/wiki/Bangalorehttp://en.wikipedia.org/wiki/Bangalorehttp://en.wikipedia.org/wiki/ING_Grouphttp://en.wikipedia.org/wiki/ING_Grouphttp://en.wikipedia.org/wiki/ING_Grouphttp://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-2http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-2http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-2http://en.wikipedia.org/wiki/Banque_Bruxelles_Lamberthttp://en.wikipedia.org/wiki/Banque_Bruxelles_Lamberthttp://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-3http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-3http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-3http://en.wikipedia.org/wiki/Aberdeen_Asset_Managementhttp://en.wikipedia.org/wiki/Aberdeen_Asset_Managementhttp://en.wikipedia.org/wiki/Aberdeen_Asset_Managementhttp://en.wikipedia.org/wiki/Morgan_Stanleyhttp://en.wikipedia.org/wiki/Morgan_Stanleyhttp://en.wikipedia.org/wiki/Morgan_Stanleyhttp://en.wikipedia.org/wiki/Citigrouphttp://en.wikipedia.org/wiki/Citigrouphttp://en.wikipedia.org/wiki/Citigrouphttp://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-4http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-4http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-4http://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-4http://en.wikipedia.org/wiki/Citigrouphttp://en.wikipedia.org/wiki/Morgan_Stanleyhttp://en.wikipedia.org/wiki/Aberdeen_Asset_Managementhttp://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-3http://en.wikipedia.org/wiki/Banque_Bruxelles_Lamberthttp://en.wikipedia.org/wiki/ING_Vysya_Bank#cite_note-2http://en.wikipedia.org/wiki/ING_Grouphttp://en.wikipedia.org/wiki/Bangalorehttp://en.wikipedia.org/wiki/Kannada


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presence in India through shareholding inING Vysya Life Insurance Companyand INGInvestment Management (India).

http://www.ingvysyabank.com/pdf%27s/INGVysyaBank_MARCH2012.pdf

Q 3 PROFITS--

CEO- mr. shalendra bhandari

profile briefingSales manager..

The sales manager job description is a common request at www.salescareersonline.com. Typically,

sales managers direct a company's sales program. They assign sales territories, set goals, and establish

training programs for their sales representatives. Sales managers may also advise their sales

representatives on ways to improve their sales performance, achieve goals and obtain expected quotas.

Resolve customer complaints regarding sales and service.

2) Monitor customer preferences to determine focus of sales efforts.

3) Direct and coordinate activities involving sales of manufactured products, services, commodities, real

estate or other subjects of sale.

4) Determine price schedules and discount rates.

5) Review operational records and reports to project sales and determine profitability.

6) Direct, coordinate, and review activities in sales and service accounting and recordkeeping, and in

receiving and shipping operations.

Sales manager (aspira)..

Source new Corporates which qualify the product norms* Complete relationship documentation including ROF and KYC of signatories* Open first set of employee accounts

2. Relationship Handling* Maintain relationships with the Corporates and a smooth handover to Relationship Team after theprescribed timelines* Ensure first salary upload in the relationship/accounts sourced by himself/herself

3. Point of sale Cross-sell* Do point of sale cross-sell. E.g. credit cards, SOE, Mabile Banking etc. in first set of employee accounts* Give the leads to service manager if there is any requirement of any other cross-sell
http://en.wikipedia.org/wiki/ING_Life_Indiahttp://en.wikipedia.org/wiki/ING_Life_Indiahttp://en.wikipedia.org/wiki/ING_Life_Indiahttp://www.ingvysyabank.com/pdf%27s/INGVysyaBank_MARCH2012.pdfhttp://www.ingvysyabank.com/pdf%27s/INGVysyaBank_MARCH2012.pdfhttp://www.salescareersonline.com/http://www.salescareersonline.com/http://www.ingvysyabank.com/pdf%27s/INGVysyaBank_MARCH2012.pdfhttp://en.wikipedia.org/wiki/ING_Life_India


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Relationship Manager Trade & Foreign Exchange..

Preparing detailed credit files for approvals at the various credit committees, through in-depth analysis ofcompanies and industries, focusing on financial, business and overall credit risks

Presenting credit proposals to the credit committees and addressing queries/concerns raised there-in

Ensuring minimum TAT for clients with regard to sanction and execution

Preparing credit analysis in accordance to prescribed ING Vysya standards and in line with the Credit Policynorms and other Regulatory and Internal guidelines

Addressing queries raised by Risk to their satisfaction

Ensuring no pending reviews

Ensuring smooth execution of sanctioned credit lines and security documentation in line with regulatory andinternal guidelines. This will be done by supporting Credit Administration Cell through effective liasioning

between Credit Administration and clients

Efficient maintenance of company files and ensuring proper audit trail

Undertaking regular on/offsite monitoring (QIS Analysis, conducting regular unit visits, etc) to trackdevelopments therein and judge their financial health

Tracking covenant compliance to prompt early warning signs

Tap new business opportunities with existing and new clients/ recovery of processing fees etc

banking concepts

How to Deal with High Oil Prices?Good afternoon all of you as we know that we are suffering from oil price hike and allare want to resolve this problem but it's really can happen that we overcome on thissituation in my point of view there are some problems that never can be finished oilprice hike is one of them because no one is responsible for this situation neithergovernment or nor us because it is a uncontrolled situation of economy we can not

finish this problem we can only apply some habits in our daily life which could reducethis problem like 1) we can use public vehicle 2) we can turn off our vehicle whiletraffic.

I know this things are very normal things but it's hard to follow them if we follow thistype of thing in our daily routine probably we can overcome of this situation. Thankyou.

Multinational Corporations: Are they Devils in Disguise?MNC's are playing main role in India. The MNC'S are giving lot of opportunities to thestudents and people. By the improvement of these companies, we can reduceunemployment problem in our country and economy rate also increase. MNC'S not

only providing jobs they developing the needs of the people in rural areas. Thatmeans providing medical care, development of education facilities and alsodeveloping transportation facilities. Lot of disadvantages also there but benefits aremore when we compare than.

In my opinion it is better to develop MNC's in our country.

MNC's Providing us Good Salary, It has standardized our economy, it parrotedwestern culture to our Indian culture, reduced unemployment, all the benefitwhich MNC's creating is looking good if we see from the front But from the back.
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An Engineer who is earning 7,000 just 10 years back is earning 50,000 now, itmotivate the employee to spend more, Opening of Star Hotel's will increases,Many Automobile Industries like manufacturer of different bike's, Car's of foreigncompany will placed their business in India, The Percentage of Bike Holder's &Car Holder's when compared to last 10 years has increased 4 time's.

The more the number of bike's & car's running on the road, the more thedemand for petrol & diesel, As usual the demand for Petrol & Diesel Prices rises.

For breathing in this world, we need basic necessaries like food, Water, Air. Ifdiesel price's rises Transportation cost for distribution of agricultural product'sincreases, it is increases all the retail & whole sale trader's will increase theprice's, the hotel owner's will increase the price, this will affect our economystructure and result's in Inflation.

An employee of MNC will earn more and can able to pay more rent & canpurchase an apartment & site with high value, here again the demand from theengineer's for purchase of site's & apartment increase's, this will result's inincrease in price of land and apartment. Hardly, there are 5% of the employee'sdepended on MNC's, the inflation of price's these 5% employee's creating on

economy will be suffered by all 100% of the population.

Air is contaminating due to more utilization of vehicle's, ozone layer's are gettingaffected by utilization of air conditioner & fridge in MNC's to large extent. Smallhole's in ozone layer's unfit to filter the heat from the sun which may result's indirect sun light to the earth which create's global warming.

Many Necessary product's such has Soap's, Shampoo's, detergent's, differentkind of clothe's which fit's for the standard's of MNC Company employee's whichmay result more manufacture of product's with new design's will destroy thepurity of drinking water, as the factories will disburse the wastage's to riverwater or to the drainage may be but that will sorely mixed up with the water

releasing for agriculture and drinking water.

More utilization of computer's in MNC's result's in many health problem's toemployee's after crossing the age of 30 years. Whatever the employee's savedhas to spend to recoup their health.

If it continuous, our next generation will survive only for 40 years due tocontaminated air, water, food etc.

We are indirectly destroying our-self by inventing lot's of thing's which make'sour work easier & faster, but the same technology which is affecting our basicnecessaries like food, water, air etc.

Are Indians Less Quality Conscious?In my point of view we cannot say that Indians are less Quality conscious becauseevery individual have their own concept of acquiring it. Some people wants toacquire large quantity while some want to acquire a good quality product even thequantity is less. The most important thing is that people should be aware of whatquality is actually.

I would like to make a note that Indians are not much conscious about the quality ofa product. They just get attracted to the ads and buy the product if they like it,blindly. ! Its not a problem for the ones who are economically high in standard but itmatters for the ones who strive for a day meal or the ones who cannot really affordit. And they are forced into a situation to buy low quality product. They cannot be
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blamed for this but what I feel is if the good quality product is at affordable price forlower middle class people, then am damn sure people of India would choose the bestquality.

Ethics in Business are just a Passing FadHello! Everyone in my point of view if any company want long term success andprofit it depend only Ethics values of organisation. Mean that every member of an

organisation fellow the Ethics value for the success of an organisation.

Basically ethics is the moral principal and values which determines the path foryourself as well as society.

The main objective of any business is profit and profit can't be earn without the trust

of customer toward us. May be unethical practices can provide you instant profit butcan't give you long term remain. For example 2G scam, common wealth scam,satyam scam etc. Is the result of unethical practices. Without the ethics a person islike a body without soul. TATA is known for trust because he always follow ethicalpractices once the adoption of unethical practices can eat all your goodwill so thekey element behind any organization's success is ethical practices.

It is important for every business to work ethically if they want the long term profit,

if they are in the market just for the survival for the short term they can earn itunethically for example satyam have opted unethical behavior after that theycompletely lost the market. On the other hand to build trust among consumers isimportant to developed through ethical practices only. There are so many examplesin which companies have tried unethically practices and they all went in vain likeenron, satyam etc. Ethical practices and behavior is important for long termrelationships, to grab market share, maintaining goodwill, brand image, to have jointventures, to take credits for short term in the market for all these it is important forthe company to follow ethical behavior.

Is the Consumer really the King in India?Yes, I do agree with the statement "Consumer is king in India". The profit of any

goods producing company solely depends upon its usage by the consumers. So thecompany try its best to woo the customers, and a normal human nature is to'impress the boss' and thus it totally signifies the statement.

And now a days, we have lots of brand producing same goods, so its oblige on thecompanies to provide the goods in according to the needs, requirements, and the

type of the consumers it is targeting, thus it is totally visible that the planning ordeveloping of any goods revolve around the consumers.

So we can say that 'yes consumer is real king in India'.

Hi according to my opinion in India customers are the real kings because thecompetition in Indian markets are high so every time the companies are making

their products according to the consumer wish. When the competition is high amongthe companies then they try to attract consumers to improve their sales and at thesame time consumer can demand for their products because they have many otheroptions i.e, the companies which produces same product required by the consumer.

Commercialization of Health Care: Good or Bad?Commercialization of Health care can make it more cost-effective, more accessibleand can improve quality of service. WHO reports show that most of the civilhospitals/government hospitals in the country do not have proper equipment andfacilities and the ratio of number of beds to population of that city is very low foreach of them. Increased accessibility is the major benefit of Commercialization.

I am agree with all the points mentioned above that commercialization is good
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because it lead to good health care facility but the main problem is that it leads toincrease in cost and poor people can not afford. AS we know Government isspending money on hospitals but the money is not able to utilize properly so in myopinion that money should be utilize properly so that poor people can also havebetter health care facilities. Some strict rules should be made so that money can bespend on right thing not on self benefit. This will lead to proper facilities ingovernment hospital also.

Is there any Point in having a Business Strategy when the World changesfrom Month to Month?Be it a company or an individual, Strategy is a way to achieve the goal. In ever-changing conditions or dynamic market, strategy of using Scenario Planning helps usimprove our competitive position based on each and every move of the competitor.

In my point of view, process of developing strategy is continued from the very firstday when you think to do business. Now it's success is solely dependent on theprudent market strategy which you adopted and then onward sustain in the marketyou must have capture the interest of community of your target market.

And it's only possible when probe the desire of people and share of your peercompetitors in the market, control the operational cost of your product, development

in the product marketing and so on by every moment, is the chain for growth of anybusiness in a long run.

That's called business strategy which is required changing in itself at every step forsuccessful business.

Is the Patents Bill Good for India?Yes the patent bill might be good to country & the world as well but it has severalside-effects on the developing nations. Developing nations lack funds 2 carry outresearch on their traditional knowledge. Developed nation with their capital researchtraditional knowledge of a developing nation & then commercially exploit it by takinga patent based on that traditional knowledge.

Yes the patent bill might be good to country & the world as well but it has severalside-effects on the developing nations. Developing nations lack funds 2 carry out

research on their traditional knowledge. Developed nation with their capital researchtraditional knowledge of a developing nation & then commercially exploit it by takinga patent based on that traditional knowledge.

Through patent law, the inventor will have a recognition and right over his product.So, this inspires them and also many people to invent something useful. Patents aregood not only for India, but for the whole world. Every individual who contributedsomething original to the society must get his due recognition whether in India orelsewhere. In country like India, where 50% of the population are still illiterate, weneed to bring about awareness in the matters of patents. And each one of us need to

know, how patent laws can affect a country and how we fought cases concerningpatent rights of Basmati rice, neem and turmeric. Many of our natural resources orindigenous products of our farmers can be at stake, if we are unaware of patentrights.

Is the Business of Business only Business?If business is about long term then pursuance of profit should not be the onlyobjective rather satisfaction of stakeholders which also involves society. If evencompanies do CSR activities for branding they are serving to the society in a waywhich is a win win situation for both sides. To focus on long term growth, companiesshould broaden their view and think beyond profit objective only.

Before discussing I would like to get your attention to one incident which is happent

kerala, ther is actualy a hill station and most of the people living there are labours of
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tea plants, most of the children of them are causing mental disability. Only reasonfor that is the pesticides used in the plants. Due to the hike of mental disablechildren the company had built a special school, so can we call it as socialcommitment?This is the reality, what they really have to do is stop using of thatpesticide but what they really do is helping people after causing serious issues. Nowthe business of business become a business.

Public Sector being a Guarantor of Job Security is a MythAfter getting the job in this sector person have full job security and no tension ofloosing job. , This is the reality that most of the person who get government jobthey are intelligent and hard worker but after getting the job in the governmentsector they become lazy and they don't work properly. I think 100% job security isthe problem for the government sector performance. In comparing with the private

sector there is not much burden of work not much competition no target of theperformance, unfortunately this type benefits and security reduce the performanceof the government servant performance and make them corrupt, as taking bribe andincongruous behavior with the General people.

I agree public sector gives job security 100 %. The person who is working in a publicsector is not lazy but is more intelligent than other. Most of the time people workingin a public sector mark their attendance in their office and then come to their home

and run their own business because they know nobody is their who care about thatthey came or not. So by this they earn from both side. That is why everyone wantsto go in public sector because their income is fix.

Capitalism is a very Flawed System but the others are so much worse

Capitalism and Socialism are two opposite economic environments. Each economicenvironment has its own flaws in aggregate view, but a good economic environmentis one which has less flaws when compared to other.

Difference: Socialism is complete control of government over individual andcapitalism lets an individual to his free will. This clearly implies that socialism is abreach of human rights and freedom thus having no scope for the word

independence in a socialistic nation. To ensure human rights we must employcapitalism.

Problem with capitalism: There are problems with capitalism too. Individuals canthrive natural resources, the increase in the gap between rich and poor.

Solution: Natural resources are those which belongs to everyone. So governmentshould control the areas which are essential for survival like food and medicine.

Government should give subsidies to those who are really poor. A developed countryis a country in which citizens are well developed. So it is a chance given to citizens todevelop or not. If citizens are reluctant for development, government can't develop.When government is giving subsidies poor people are very happy to live like poor.

So it is left to the poor whether to leave their poverty by working or not. If theycan't work, government is still giving them subsidies, they can use the previliges butthey must not remain in poverty so long.

And finally government should give equal opportunity to both rich and poor. Itshould not concern more about rich or poor. Both should be equal beforegovernment.

The most important of all that government must do is to educate its citizens abouttheir rights and law.

Socialism + Democracy is joke but Capitalism + Democracy is an act of preservinghuman rights. Indian system (mixed economy) is a good system but it must be more
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capitalistic to be excellent. I think the two main problems with India are uneducatedpoor and the delay in taking decisions in government.

I am uninterested in commenting on nations but here is fact. China is now facing sexratio problems. The ratio of women : men is deminishing due to its policy one ornone.

How can a Business get rid of the Bad Name that it has earned? In my opinion life is a mixture of good and bad, happy and sad, friends and enemies,success and failures.

What I want to say is for every problem there is a solution, if a company gets badname.

Yes I am pretty sure that it will takes lot of time to recover (get good name) ratherthan to get bad name, First it had to collect the reasons for that and employeesplays a vital role in developing a company and it's business. Even it is success orfailure they must share.

So knowing the customer needs and providing products which will fulfill those needsmay be the better way to get rid of bad name.

sharing my points below :

1. First Of all it needs to find the actual reasons behind it.2. It may involve multiple persons & various issues (Who did it & why did it ? ).3. Then we need to find out how much impact it has on outsider world, & how muchit effected the org (i.e. estimate the long term & short term impact, In case of majorimpact a larger scale of re-shuffle of governing body needed ).4. Start to fix d situation.5. Need to sack or get rid of d corrupted people.6. Need a better planning so that this type of situation never arises in future.7. Strong Laws & regulations need to be constructed, violation of which should leadsto highest level of punishment.8. Actually in practical world lots of Sacrifice, hard-work ,patience , discipline ,

dedication & determination needed to awake from a lost battlefield.Government Pumping Money into the Economy is not the Solution for ourEconomic ProblemsPumping of money in economy indirectly speaks extra money. Extra money comesfrom people in rural areas. Because all the peoples of India are in rural areas. Theyspend their life on cultivating crops. So in that way our government encourage themlike provide more quality subsidy and provide fertilizers for less cost. So we increaseour growth.

I would like to share my thoughts on this subject, First I would like to ask one

question, What Govt need to pump money in economy, the answer is obviouslybecause of less liquid cash in the market, now why this cash is not sufficient becauseour many politician people earned money from black business and they depositmoney into outside the country like Swiss bank, and this is the main reason our govt

now facing the problem of liquidity in cash, secondly now a days many people useplastic money instead of hard cash and that is also the reason like all hard cashmoney is hidden and no one can ready to spend it. So my conclusion on this topic isdefinitely pumping money into economy is not the solution but yes if our govt canconcentrate on increasing new business and giving maximum job opportunity to theyoung crowed. INDIA is based on agricultural so yes 75% population is belong tovillage area and they are depend on farm and cattiness so govt has to launch somescheme or package which helps them and ultimately its effected to all nation.
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That's all from my side, thanks you so much for giving me chance and please rectifyme if I am wrong.

Is the Budgeting Exercise of any Use?In my point budgeting exercise useful to raise GDP of our country, Budget isprepared to future growth and reduce the expenses. So the overall budget decidedgrowth of India. But the fund has not properly utilized in Indian country, all benefits

are not properly reached by people, so there is no growth in our country. Corruptionis main reason, the government and people has to follow the rules and regulationstrictly then only we can avoid the corruption.

Here budget is not merely concerned with only union budget. Simply budget meansthe planning about the distribution, utilization of the resource. Like on the household

level, if there is a limited resource of money and lots of spending need, in that caseif we don't plan the the allocation of resource, the it will be difficult to manage thespending and saving.

In the same way, if union budget is not exercised properly, then country can beaffected by economic crisis. Budgeting is done on the basis of need and requirementof the individual sector to achieve the target gdp of the country, and the properdevelopment and fulfillment of the human resource. So the vast and democratic

country like India, a proper planning of the public money is needed through itsproper budgeting.

Should Agricultural Subsidies be stopped?as per my opinion Government Should Give Subsidy on Agriculture but Government

need to work on The channel to provide Subsidy to farmer. because the CurrentChannel to serve the Subsidy is not properly reach to Farmers .only 25% is reach tofarmer & remaining 75 % Subsidy is Utilized By the Mediates

Large Percentage of Farmer have less land also illiterate & less Educated ,there are alot of Obstacles to reach the Subsidy

the Another benefit of Subsidy is that Subsidy in cash basis which Generate Moreemployment as well as increase Satisfactory level in to the beneficiary & also

At percent time Agriculture passing from a challenging way that is to providing theFood all the population which is increasing very fast. we have Limited Source(Agriculture Land),that by we need to farming with modern Agriculture technology

to adopt the Modern technology which is Very Costly for Small & marginal Farmer sothey Need Financial(Subsidy) from Government

Agriculture role in Country GDP is 18% So this is the Big Nos & Also need to Boost inThe way of Subsidy

According to me the answer to this question is partly "yes" and partly "no"depending upon the type of farmers being talked about. Govt should givesubsidies to only the small and marginal farmers who engage in agriculture forsubsistence and are really in need of financial assistance to make their ends meet.

On the other hands government should refrain from granting subsidies to thefarmers engaged in large scale farming and those having huge amount of funds attheir disposal. It's a welcome step on part of the govt, to grant subsidies to the poorfarmers in order to prevent the gap between haves and have-nots from widening.

Is MNCs Superior to Indian Companies?Earlier my POV was, the difference between Indian co's and MNC's are that Indianco's follow the same old architecture of working 9 to 5, doing the same kind of workagain and again, not doing something different to get pace with markets and otherMNC's and most importantly Growth.
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But If you see the facts and figures, how Indian companies have changed theirtrends. Even they are working very hard and also doing many things different likegiving chance to young talents, hiring from Tops B schools and other good colleges.

Regarding timings and job security, only thing matter is the "Work", so If you workfor either MNC or for govt co's, no need to hamper for job security.

I am not going against MNC's as they are fulfilling the needs of us, providingemployment to our friends, brothers and sisters.

And most importantly, It is very tough to get government job as compared to MNCjob.

As we have seen how the MNC companies follow there business strategies and howthey are effective to control any problems and how they are using Indian man powerto save there cost. So this is the good learning for us to make our county companiesto that level and use the same planning like MNC. In future time should come thatwe should outsource to other countries.

Advertising is a Waste of Resources

I think advertisement good for public because every company try to promote hisproduct through advertisement then if company does this activity then company willprovide good quality because company don't want to give low quality product ifcompany give low quality product then it is loss their market because companyspread there information. So advertisement is good its aware for public of adoptquality product.

Hi everybody! nice to see so many views regarding the topic. I do agree thatadvertisements is kind of wastage of resources. Though its essential for launch andsuccess of any product, but the money spent on it is enormous and waste. Becausethese days, companies try to promote their products using celebs in ads. Not onlythat people are misguided and lured into using the products which their favoritestars or celebs use.

Also there are certain ads which are not to seen by children. They tend to affect theirtiny minds. Children are future pillars of a nation, and they are affected by violencein the media. Children, these days are obstinate and ask their parents to providethings what they see in ads.

Advertisements must show the quality and originality of the products, should bedone in a way that does not affect the social harmony and peace.

Privatization will lead to Less CorruptionWhether you are in private or government domain its persons self discipline whichcan change the fate of society.

People if take pledge that they will not take or give bribe for their self interest onlythan we can say we have overcome it & change will be visible automatically in thesociety.

Privatization may minimize the corruption for few month or years, becausecorruption rises due to the economical falls whether of the country or enterprise.Enterprise or big rich people try to maintain their brand status in society or market.So when they feels that coming months or year their might be economical falls(mostly few years before the election time).

They hide some money to maintain their status which is the seeds for the corruptionand its roots spread when they share that amount with the other people to hide
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these corruption.

These corruption might add to the economical falls in the country and even in theglobal market.

So with the privatization, a better managerial strategies should also be developed tohandle the economical falls of the country or an enterprise.

Should India break Diplomatic Ties with Pakistan?I strongly feel that we should implement some tough decisions and needs to reformour foreign policies with countries like Pakistan. Pakistan as a nation has failed tocurb terrorism and is thus declared as a failed state (A country where governmentagencies like ISI continue to perpetuates cross border terrorism across various

states of INDIA and the rest of the WORLD). It is a high time that we should indulgein bilateral dialogues with Pakistan and make a very strong, effective move againstthis menace.

Hello! Friends according to me India should not break the relationship with Pakistan.If we today break the relation, for how long we would be against to each other.Common friends rather breaking the relationship we should ponder how the Pakistantoo become a terror free country, so that it would not be danger for other countries

also. We are all human before being the element of our country.Use of Force by Banks to Recover LoansIn My Opinion. This is a Wrong way to use Force by Bank to recover Loans.

Because There Are Different types of Peoples in India According their Profession.

Some Peoples Are Good Business Man, Some Are Employee, Some are Farmer &Other Are Poor & unemployment.

First of All. If a Person Do not Repaying their Loans Payment, a Bank Should KnowAbout Why He/She is not Repaying their Loan Payment. If His Condition is Critically

So A Bank Should Create A Settlement letter to recover their Loans. If After theSettlement Letter, Person do not repay their Bank Loan Payment. Then A BankShould Send a NOTICE to a Person Who take the Loan as Legally.

If After that He/She is not able to Pay Their Loans Payment. Then A Bank ShouldCreate A Legal Notice That If A Person Have Son/Daughter, if He/She is above Age

Or Under Age of 18, Then He/She Would Fulfill His Father/Mother Loans PaymentsTime To Time. If His Son/Daughter Will Not Repay Their Payment then Company WillTake A Strict Action Against Him/Her.

& A Bank Will be Liable To Seize His/Her Whole & any type of Property Legally.

Hi Friends, According to me three types of people are exist in India. One who are

able pay their loan and they are even paying on time 2nd thosse who want to payloan but they are not able to do because of some financial problem And Last one arethose who never want to repay their loan. So I Think Bank should be careful whenthey are giving Loan to people. And bank should give much more time to 2nd type of

people to pay their loan before taking any strong action But immediate take strongaction against 3rd type of people.

Skilled Manpower Shortage in IndiaI'm agree with this fact that although India has no dearth of manpower but it islargely unskilled. It is due to our education system which focus on rote learning andpassing exams. There is lack of practical training and skills needed to get a job. Thispoint has proved by various studies that about only one-fourth engineeringgraduates are capable for jobs. This trend will only broke when there will be

application based learning.
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I think that India doesn't have a shortage of skilled manpower the only thing thatIndia lacks are opportunities, best platform, better compensations for our skilledpersons that's the reason why most part of our skilled manpower resides in othercountries other than India. The blames of this doesn't goes to the education systemit goes to the government who are not utilizing their revenues in building bettercareer aspects for our skilled persons. There must be a organized scrutinizing

systems in order to acquire or know peoples skills and use them to improve Indiaimage from developing country to develop country obviously by providing betteropportunities and salary that these people deserve.

Technology Creates Income DisparitiesI think technology has actually created income disparities. The best example is

computer which is also one of the reasons for the disparity. Proficient in computermeans you need to b acquianted with each and every language. The persons adroitin these languages are always preferred in any IT company and hence provided withhigh income than those who have just a basic computer knowledge and got a job insmall sectors.

One more example that I would like to set is the private institute be it a coachinginstitute or retailing sectors. In coaching classes, the technology has enabled the

students present in some state, to view their teacher and his lectures delivered insome other state. For which the institute has to charge more from their students tocompensate for their extra expenses. That has also created more income disparitiesbetween the these lavish institutes and conventional institutes.

Another instance is the various kinds of equipments that hospitals are using andtherefore it actually adds to their income because they have to charge more for anyoperations or any examination treatment like x- rays etc. Although the technologyhas always proved beneficial to everybody. But on the same floor, it has createdincome disparity.

In our economic matters, there is an excessive tendency towards thethinking rather than doing.The problem with our countrymen is we give a lot of importance in understandingthings but not so much for implementing what we have understood. Here the

situation is like these because in India its very common and an strategy of politiciansthat at the time of election they all made promises related to make progress invarious fields including economy but after the elections they forget their promises

and also they don't know how to implement their own promises.

Hi Friends, According to me India is a democratic country. Thinking before doing isreally essential and good. If we do something before thinking may be harmful for us.But too much thinking and not doing anything is completely useless. Lots of bills arepending to pass but government always says we are thinking but result is zero.

Every cloud has a silver liningClouds are generally dark. But still there seem to be a silver lining around them. Soeverything and everyone in this world possess both positive and negative. Howpositive or negative they may look, the still have the other shade in them. But it is

up to one's own attitude how he would ultimately emerge into-either a good one whoultimately emerges as a responsible citizen like the cloud which results in showersand make the people happy, or the other one like a cloud with no purpose and justpasses by.

Hello friends, I really support this topic, its a very beautiful fact. Everyone says thatonly your shadow remains with you but when darkness comes even your shadowleaves you. It means during the time of challenge if you learn how to stand alone,you will get success in every walk of life. Talking about the people who are suffering

from fatal disease, Death is certain, you may get it today or some other day. Just
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learn what best you can do during that time to make yourself happy and how youcan fight with your disease. Rather being victim of problem start facing problem.Your life will change.

Is disinvestment really that good for India or is a rethink in order?Hi Friends, Now today's is the time of competition. Everyone is part of thiscompetition. Private sectors are growing very fast to compete with them public

sector are coming forward and result is public and private sector partnership isgrowing. Private sectors are making the stratgic plans and public sector are investingmoney in them for public growth. That is good but government should keep on eyethe whole procee means private sector may not create monopoly for that processshould be in favor of people not for big and rich people.

Disinvestment is good if we talk about India because of following reasons-.

1) Government will generate funds spontaneously if needed.

2) It will help poor in long run because government do disinvestment only in thehope of generating good returns which will be used for the improvement of thecountry in upcoming budgets.

3) As private owners will run the business it will be helpful for the infrastructure alsoas India's infrastructure is very much depends on private companies.

4) New technology will be used which will reduce the wastage of resources, presentlywhich is not there in government comp.

Are co-operatives relevant in today's globalised environment?Hi Friends, According to me co-operatives are still relevant in today's globalenvironment. India is a developing country. Their are two types of co-operativesexist in our country. First those who work for their their economic growth and secondthose who work only for their people welfare and child labor etc. NGO's come undersecond one. India more than 35% people are living under the poverty line they don't

know their rights even. In this case the co-operatives who are working only forpeople welfare help them. Now the public and private sectors are working togetherfor the company growth that is really essential for our country.

Hi Friends, According to me co-operatives are relevant in today's globalization. Indiais a big country more than 35% people are living below the poverty line they are

uneducated also. They even don't know their rights also. So in our country two typesof co-operatives are exist one who think for their own profit others who think onlyfor people welfare only. NGO'S work for people welfare, help to remove the problemslike child labor etc. In co-operative world people are working together to achievegoal in same direction. It also help to improve the confidence in people and also helpto remove corruption, monopoly etc.

Foreign aid is a dangerous drug that can stimulate in small doses but become fatallyaddictive in larger doses.Hi Friends, I would like to share my views on this endless topic. According to meIndia is a developing country. For their growth they always need help from other

country. Everything in small quantity or in limited quantity is not dangerous butaddiction of anything is really harmful. E. G. If we get sick doctor gave us medicineto recover soon but if we take medicine on regular basis means digestion, sleepingetc. We will addict of that which is really dangerous for health. Similarly we have

seen that some outer countries completely dependent on other country. In that casecountry rural on other country. So Foreign aid little bit is good but addiction is reallyharmful in my view.

Here I would like to say as in India if we are the hosting country it is must to be aholding country in this regard. As it is a developing country it needs financial as well
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as technological aid from foreign countries to build its roots. To support fdi less than50 %should be allowed and by this foreign means will be well utilized in ourdevelopment.

Government should clean its own hands before pointing finger at the privatesector for corruption.Its true privatization has less corruption, it because of good management. Owner of

company want to lead in whole market in same way if government don't wants tolead in global they give more priority to his party then his country. That's by theycome forward to save his leader. Peoples are so busy in his family and they don'thave a second for his country and consequent of it corruption.

Corruption one among the crucial problem now the society is facing. Everyone has

his own view on corruption. Somebody says its because the people are corrupted.But the thing is corruption starts when peoples are not provided with the rights toovercome it. Consider a democratic country like India. Here we can express ourthoughts. We can form a group. But the law is if such groups are found doingmischief things the group has to be banned. Here the politicians are utilising it. Theyban such groups by saying they are misbehaving the government law. So they are tobe suppersed. A clear example of it is facebook. The are misusing the laws that areprovided.

Reforms have to grow up.Yes, its high tine that the Govt should take some steps. In our country politiciansmake promises and then after getting elected try to keep their position secure.Reforms necessarily include taking some bold steps but our lame Govt is not ready

to take it. Their myopic mission is affecting our national interest. Now we are in asituation of huge crisis and GDP rate is below 7%. Some bold steps likeimplementation of GUST, Direct income tax bill is required and Lokpal bill is alsoutmost important. In a hugely populated country like India implementing Lokpal billits not a easy task but it will surely reduce the black money. How many of us cotethe exact amount for any real estate while registration.

So So in-short I am saying that reforms have to grow up and its our duty as well forthe govt to see whether the implementation of the proposed reforms is going in aproper way or not.

Globalization vs. NationalismHello friends. At first let me tell you what globalization is? Globalization is a platformwhere many nations come together and share their ideas, views, represent theirvalues and ethics, have trade and business, share and gain knowledge. Globalizationis not only important but it is the need of time especially for developing countriessuch as India.

On the other hand, nationalism is the feeling what we feel for our nation, culture andvalues. If we don't have this feeling of nationalism then how can we represent ournation globally. Hence, these two are different but related terms.

Economic freedom not old fashioned theories of development will lead togrowth and prosperity

Today is the era of globalization and liberalization where Indian establishments arein competition with some of the best international players. This has been possiblebecause of the free market policies set by the Indian government which helped Indiabecome one of the strongest economies if the world ever since the License Raj Era of'90.

During the License Raj era, entrepreneurs were not allowed to start organizationsthanks to extremely cumbersome legal procedures and the entire decision makingpower was in the hands of the bureaucracy which was extremely corrupt and
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narrow-minded. Also since there were very few private players and since competitionwas hardly present, there was no incentive to develop higher quality products andinnovate.

But during the post '91 period, India has seen a number of much needed economicreforms focusing on economic freedom, free trade policies, foreign investment in theform of FIIs and FDIs, which has helped India develop and become a market for

international trade and business.

Providing economic freedom is necessary to promote entrepreneurship, which hasbeen one of the mainstays of the Indian economy. This has led to the establishmentof several private players like the Tata Group, WIPRO, Birla, MAhindra & Mahindra,KIngfisher, Infosys, e. T. C. All of which are competent players in the internationalmarket and are flag runners for Indian economic growth.

Hence I believe that it is important to give economic freedom rather than followingold-fashioned theories of development.

Should businessmen run the finance ministry?Hi Friends,According to my view Running a business or running a country iscompletely different.A businessman can think only for their own profit.He couldn't

think for country.A finance minister think for a normal people.He take decision afterrecognize all fields not only economy fields.A finance minister will take decision aftertaking experience from all fields like PWD,Education etc.A finance minister has aresponsibility to think for whole country.A businessman can think for profit if he willtake wrong decision in their business that ruined their money only it doesn't effectothers but if a finance minister take wrong decision it effects whole country or wecan say "NO RECAP" for their wrong decision.

Should important services like transport be left to market forces?.I believe that there should be a certain amount of private ownership for the basicservices like transport, electricity e. T. C.

There are tremendous needs for development of infrastructure in our country andthere is a huge fiscal burden on the government because of this. India is currentlyable to contribute only 4% of its GDP to infrastructure development, compared to

countries like China, where 9% of GDP is spent. This is where the private sector cancome in and contribute to infrastructure development in the form of partnershipswith the government.

We have all seen the public-private cooperation during the development of the $400million BAngalore international airport where the government partnered withSiemens and a Swiss group for its construction and maintenance by means of equitypartnerships and because of this the government had to support only 18% of thetotal expenditure.

I believe that there are lots of room for development for our basic services.Electrification has been a big burden for the government because of rising populationand the present condition of the central and state electricity departments are poor.Rural electrification has also been a big problem in implementation.

Also in the transportation sector, an infusion of private investment and technologywill help in the modernization of Indian railways, faster development of roads andthis combined with government monitoring to ensure that the citizens are benefitedthe most for these ventures, is the ultimate solution for our much-neededinfrastructure development.

However they should not be completely left in the hands of the free market, asmajority of India is below the poverty line and doing so may result in high prices for
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the basic necessities which the majority may not be able to afford. Hence closegovernment monitoring of the prices is needed so that every common person mayhave the freedom to live with dignity and pride.

SO I believe that there should be a certain amount of private ownership for the basicservices like transport, electricity e. T. C.

Who says MNCs are superior to Indian companies?I m agree with all of you. But if MNC company now try to business in our countrythen why we go there. They see money and manpower in India but it is un utilized.So the only problem is there is every thing available in our country we have to find.

HI FRIENDS, In mine opinion MNC are far better than Indian companies. As we think

level of competitions are more in MNC rather than Indian companies. If a person justgetting govt job letter of it's life he doesn't grow as his thought become limited.(making corruption, bribes). As we think we can establish and grow in MNC's arethere is transparency. I better to take MNC.

What we need to reduce scams is better regulatory bodies.Let me define "scam". Scam is irregularity - by a single or group of people - in publicresource (money, land, license, food, medicine etc) for their own needs. Before

moving to the cause of scam, its effects and treatment by regulatory bodies. I wouldlike to ask to question to all my dear spectators that How many of us haven't givenbribe (not even a single time) for fulfillment of our own desire ? I think everyonehas. Another question. How many of us has voted without taking money from party

worker or without any influence of caste and religion ? You will get countable no. Ofpeople who has not taken note for vote or has given vote without coming underinfluence of caste or religion. There is the problem and there itself is the solution.Before pointing to finger towards others we should correct our self. Some or theother way we are the culprits of this curse. We as individual should take step whereever we find corruption.

Now talking about the regulatory bodies.

1. Most important point is the regulatory body should be an independent body (Like

SC and EC) , otherwise it will not take much time to become a handful key forgovernment to treat for their own benefits (like CBI).

2. There should be a quick channel (like website. One of my friend has suggestedalready) to launch such complaints.

3. The complaint launched should have a verification team (like a third partyverification to tackle false complaints) which should submit their report within 15days of time.

4. After its been verified, the complaints should get approved by this verificationteam and it should be processed further for investigation team with a time line basedupon the size of issue. Please note that, this all steps are to be carried throughwebsite with mail triggering at each step to maintain transparency.

5. Investigation team should start their work immediately as soon the complaint isapproved, and daily progress should be registered on site.

If govt. Really want to eradicate corruption they should come up with such kind ofideas. And being a true citizen of a country we should bring changes in our viewsalso to step ahead. One more point, corruption can't be eradicated 100% but at leastby 60 to 70 percent. Because there may be huge chance that member of regulatorybody them self are corrupt. But I am very much sure that it will reduce by huge
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margin as compare to current situation.

Trade can help the poor?Hi All, According to me trading definitely help poor. Because India is a big country. Avery large percentage people in India is come under poverty line. Even govt.Couldn't provide standard of jobs to everyone. Jobs in private and public sectors arelimited. But with help of trading people can improve their standard of living. They

manage themselves in society. Best point in trading is that not of very educatedpeople is required. Little bit educated even uneducated people also do that. If theyget little training they can be good trader. Trading not only help people to improvetheir standard of living but getting tax from that also help in our economy growth.Trading is definitely good for poor people and also improve their standard of living.

Hai friends I agree all the above discussion, in my opinion trade can help the poorpeople because of the educated peoples have the lot of opportunities to do the job.But in the case of poor people if we can consider our country most of the peoples arethe illiterates they don't have opportunities to do the jobs.

Actually trade basically buying and selling this could be inter country or intra countryit not requiring any qualification to do the job it requiring only minimum knowledge

to the work and capability for the management.

The world which is the responsible for rich and poor peoples. And the difference b/wthe literates and illiterates with out considering all these trade only give the theopportunities for the poor persons. The trade only weapons to fight against theunemployment. Trading will result the increasing the gross GDP growth of aneconomy. And also the trading we are providing job opportunities for the others andthe finally unemployment can be reduced by the trade only. Thanks for readingpatience.

Water resources should be nationalisedAccording to me the water resources should be nationalized because water is the

most important part of life for every human being living on this planet. We arelooking for life on mars also but with the availability of the water this shows thatwater is very important for us to live our life. If water resources are nationalized

then there will not be any conflict between the peoples as India is a place ofdiversity. The authority of water should be given into the hands of the centralgovernment and as there is the department of electricity there should be a

department of water.

Where people can sit together and make decisions regarding the supply and usage ofwater in the country and there should be a water meter and water bill for everyhouse as there is a electricity bill. The process of water harvesting should be madecompulsory so that water can be conserved. Water is the right of every human beingbut in India it has been violated by some people so if water gets nationalized this

violation done to people in urban villages can be abolished. It has somedisadvantages too such as corruption, increased waste product in water by industrieswill make it polluted, fighting for probational land around the side of river banks etc.But at the same time it has got the advantages, which will help in the growth of the

nation with increase in the productivity.

Are Co-operatives Relevant in Today's Global Environment?Yes co-operative sector plays an important role in today's environment, co-operativesector means group of members come together & make a team & run the business.The members are raw material producers ex : hand loom, fishery, diary productscomes under co-operative sector. Such sectors decreases the unemployment rate,they come out with good quality products at cheaper price to the customers, whichwill contribute to decrease in the food inflation.
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Government of India has taken several inattentiveness like providing financialassistance, & credit facilities to the co-operative sector, conducting programswherein they will educate the member & provides complete information relating tothe particular field.

Indian villages - our strength or our weakness?My opinion is villages are playing major role in India. Before the we are

independence, in India villages have lack of facilities but now villages are still indevelopment compare with before independence.

Villages are backbone or strength to the India why means.

1. Villages are having gorgeous role in India tourism.

2. In case of agriculture, agriculture plays a key role in our GDP.

3. In India some large scale sectors also established in villages.

4. Every one needs to live our life we take some energy it comes from many formsone of this is.

Crop. This crop is growing by the former's in villages. Now a day's former's are goingto the.

Daily work instead of growing the crop because of them has lack of facilities like dueto.

Lack of power, finance problem, water problem.

Finally my opinion is villages are backbone to the India and in India villages morenumber of families depends on the agriculture. So the government have aresponsibility to provide the water, finance and power facilities.

Space Missions are a Wastage of Resources for a Resource-Starved Nationlike IndiaHello Friends, I would like to patronize the people who said that space missions are

not a wastage of resources. I would like to provide a solid exposition for thisstatement. Space is not an encumbered subject to study, it has no definedboundaries, There are a lot more things to be explored. And space is just not mere

squandering which leads to nothing. Space research has many pros which outweighits cons.

1) We can expect to find water on Mars, which would open a new era of life forhumans. Moreover because of the global warming we cannot rely on the conjecturethat earth is going to survive for million more years, and if we do not have any otheroption we would seriously be in a predicament.

So space research and alternate options for life seems a pretty good rationale forspending on space research.

2) As of poverty, Unemployment and other problems, These can be tackled bygetting rid of corruption as our leaders have blocked money more than what wespend on space research. So to ameliorate things we have to uproot corruption.Moreover the govt is ready to provide enough help to the poor, but the help is notable to reach the impoverished sections of the society only because of the corrupt.

3) Also, Space research gives as a social stature in the world of cut-throatcompetition. It will make the world see that we are capable of creating avant-gardeinventions.
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4) As many of you have already mentioned, Space research helps in weatherforecasting, thus making us less prone to the damage of the most hazardousdisasters. It will assist us in saving millions of lives and resources worth millions.

5) It is important for us to know about our universe. Example. Because now weknow about the sun and its properties, we can avoid sunburns. Now we know about

rotations and revolutions, we are able to set our standard times.

So when we interpret the above information we can clearly make out that spaceresearch is advantageous. It provides us with a great array of other resources.

Satyam Scandal would Impact Foreign Investments in IndiaHi friends ! This is a wonderful topic to discuss upon.

Yes, it's true that the Satyam Scandal has brought a lot of disgrace to our nation.Certainly, the foreign investors would think twice or thrice while investing hugemoney in our country.

In our childhood days we have definitely listen that a dirty apple makes the otherapple dirty too under the condition that they are in same basket. Same thing applies

over here, Satyam scandal hamper the image of other companies which areoperating in India.

Yes friends. Satyam scandal, such a stain for India. Foreign invester loose trust onidian companies cz of this satyam scandal. But according to my point of view, whenever one thing published in the news paper, the effect of that is being live in humanbeing jst for a week. At this day, 22nd feb, 2012. No one cares about satyamscandle, even they forget the name also. So, my meaning to say is, forget the pastand live in present. Yaa this thing is also for the foreginors. Indian economy is notaffected by this scandal, and this true, no one cares what happend in the past.

Indian economy suggest the higest values of sensexs, gold, silver. Today sensex is18500. What this suggest?is there a recession time?no ofcource not. So, forgetsatyam, focus on present. Thats it. Thnks.

Private Participation in Infrastructure is Highly DesirableWell friend, as we know very well that fiscal deficit of the country is going to be5.6% in 2012 announced by kotak. It means government debt is incresing day by

day, and this government debt is increasing day by day due to these corruptpolitician who is doing such a big scam like satyam scam, 2g scam, . Etc. And wealso know it very well that in infrastructure we need a lot of investment and Indiangovernment has not such amount to invest in infrastructure so definitly privateparties involvement is necessary. And those involvement should be ppp (publicprivate partnership). It means government will provide them fascility and they willinvest the money. Because for any developing country to be a developed country

basic need is trade and without infrastructure trade is impossible. So privateparticipation is required.

Developing Countries need Trade, not Aid

Developing countries play a major & vital role in the trade market, it is beneficial tothe country in all the means like in economy & in the development of the country.Every time a country cannot go for a aid, it should start developing on its own, soTRADE is the only means & the way through which the country can be successful inits FUTURE.

Trade is better than aid because trade improves the efficiency of a country sincethere are some products which may be being found in the developed countries butnot in the developing ones therefore I will go for trade and not aid.
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Definitely trade is better than aid as the aids given in form of funds are not utilizedproperly for development and large sum of money goes inside the pocket ofministers. But with the trade any developing country can be benifited in two waysone it will get money for growth and development and secondly it will abridge thegap between a developing country and developed country.

Poverty in Third World Countries is due to Prosperity in First World

CountriesI don't accept this statement. In our INDIA, people have talent but lack of guidance,lack of resources, they are not going forward and mainly now a days, youngstudents are addicting to drugs and other bad habbits. They are not showing intereston nation development. They fall in enjoyment of western culture. In my view.Students are not showing interest on development of nation. Just they want money

and they want enjoyment. I'm not considering all the students. Some students areobedient so that still we are living.

According to me one thing is clear that increase in density of population leads toraise in poverty of that country. But there is still one more factor that leads to raisein poverty, i.e. unity among the people and their interest in improving theeconomical conditions of our country.

Indian Economy: Old Wine in New Bottle!

Hi freinds, according to me India is growing economically well, but what is hepeningthat we pepole are not doing our own job in good manner i.e. self responsibility.Beside blaming to other just see inside how much we are shouldering ourresposiblity, everybody running behind the money. Rationialisation on growth no

body is giving attention. If we stop black marketing, give proper eductation to thevillagers to know about their right. Stop export items which more in demands in ourcountry import essential commodity.

India's economy has suffered mainly for our political leaders, they are worstlycorrupted and did'nt join the politics to help our nation but for them. They can notmake firm decisions to improve our economy rather they prefer babri masjid, godhra

or recent assam-mumbai riots. All parties have their strong vision in this sector notin economy. We don't have the strength to hold all the nation in one stand. We aredivided and polarised and therefore not stable. For good economy we need a very

good social understanding and devotion. We only see our profit not as a whole nationor people. If we overcome this then only India can become a real healthysuperpower in economy. Otherwise it will also grow but not as a whole country but

for certain people. Commons will be where they are.

Is Globalization Really Necessary?Well, globalization a word which describes a movement with harmful effects on thewhole world. Most people think its a helpful movement because the media onlyshows it's advantages and never shows it's disadvantages.

Anyhow, globalization slowly destroys the cultures, the languages, and it stop usfrom thinking differently.

globalization divides the whole world into three groups : The rich people, the middle-

class and the poor people.

The rich people : are the people who created this movement in order to collectmoney from the middle-class people, it's like they just make their wealth grow upmore and more. And those people pay no tax and do none of the hard work.

The middle-class people : are the people who thinks this movement is perfect andthey are trying to be rich. Anyway those people do all the hard work and pay all thetax. And this kind of people includes me and you.
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The poor people : are only there to scare the middle-class people.

What shall we do about our Ever-Increasing Population?Population is an asset to a country but only when that population is literate andyoung enough to work and take challenges. As in the case of the United States wecan see that the country is not overpopulated but their working force is ofcomparatively older age, around 39 years, so they need a younger population. On

the other hand average age of Indian population is about 22 years which is certainlya boon to the country but the bulk of this young population is illiterate which makesit useless.

I think that the biggest reason behind the so much population of India is poverty andilletrecy. Because poor people thought if they will have more children then their

children will support them when they will become young because more children willearn more. And due to illetercy the village person thought if they have more childrenthen everyone will affraid from them and no one will take mess from them.

And other reason is marriage in childhood because in India many person get marryin their childhood so obviously they will have more children. So our governmentshould make such type of rule such that no one can get married before 25-30 yearsand no one can have more than two children. Then we will be able to control the

population.Banning of Trade Unions will be Beneficial in Growth of the EconomyTrade union is an association for protecting the socio-economic condition of theworkers through collective action. Trade union is the important players in today's

industrialized world. The Industrial relation atmosphere depend heavily on tradeunion activism.

Workers may have various issues related to the work and it is not possible for themanagement to reach each and every workers. So, if the Trade union is banned,then the workers won't be able to put their problems which may result in thedissatisfaction in doing work, resulting in the loss of profitability of the company.

So, instead of banning trade union, if the relation and approach should be changed.That may result in healthy relationship between the two in an effective and

productive manner.

Trade union is a weapon of the disrupted workers. Whenever industrial authority

tortures workers to work inhumanly and deprive them from their financial support,helpless workers will be speechless audience due to social and financial impact of themanagement authority. Growth of economy does mean growth of garner of countrywith people from different sectors. If workers are deprive of their financial justice,their children will suffer from lack of nutrition, education etc. Food, cloth, home isman's primitive demand. If they deprived of it, they can not work most efficiently.Then also industrial product will be less than the previous. So growth of economy will

be victim of it.

We also keep in mind that workers are not like commodities sold in the market. Theyalso have their right to protest against injustice. Besides growth of economy does

no

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