24
1 sDkgL P]g, @)^# cGtu{t ;+:yflkt tyf a}+s tyf ljQLo ;+:yf ;DjGwL P]g, @)&# adf]lhd ljQLo sfd sf/f]jf/ ug{ Ohfhtkq k|fKt gf/fo0fL 8]enkd]06 a}+s lnld6]8 Narayani Development Bank Ltd. g]kfn /fi6« a}+saf6 …vÚ ju{sf Ohfhtkq k|fKt ;+:yf skf]{/]6 sfof{no, js'nx/ rf]s, /Tggu/ !, lrtjg, g]kfn kmf]gM )%^-%^!@%*.%^)^)* km\ofS;M %^-%^!^&) O{–d]nM [email protected] Web Site http://www.ndbl.com.np sf] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx¿Æ o; ljQLo ;+:yfsf] ltg cf=j= sf] jf:tjLs tyf cufdL ltg cf=j= sf] k|If]lkt ljQLo ljj/0fM ljj/0f jf:tljs cf=a=* @)&&÷&* cflZjg d;fGt ;Ddsf] ckl/is[t k|If]lkt cf=j=)&$÷&% cf=j=)&%÷&^ cf=j=)&^÷&& cf=j=)&&.÷&* cf=j=)&*÷&( cf=j=)&(÷*) z]o/ ;+Vof -xhf/df_ 65 65 65 65 262 501 501 k|lt z]o/ g]6jy{ (20.46) (20.93) 73.01 54.68 72.19 91.92 101.93 ;l~rt d'gfkmf÷-gf]S;fg_ -?= xhf/df_ (2,15,157) (2,09,422) (2,07,504) (2,12,209) (1,97,271) (1,74,697) (1,38,158) xfn sfod r'Qmf k"FhL ¿=^,%^,!^,())/- sf] Ps z]o/ a/fa/ Ps z]o/ -! M !_ -cyf{t\ ljBdfg Ps lsQf ;fwf/0f z]o/ a/fa/ gofF Ps lsQf ;fwf/0f z]o/_ sf] cg'kftdf ;fljssf z]o/wgLx¿sf] nflu ¿=^,%^,!^,())/- a/fa/sf] k|lt z]o/ ¿=!))÷—c+lst b/sf ^,%^,!^( lsQf xsk|b z]o/ lgisfzg ug{sf] nflu k|sflzt . b/vf:t;fy k|lt ;fwf/0f z]o/ ¿=!))÷— sf b/n] ztk|ltzt e'QmfgL dfu ul/Psf] . lwtf]kq lgisfzg tyf laqmL k|aGwssf] pb3f]if0fM xfdLnfO{ gf/fo0fL 8]enkd]06 a}+s lnld6]8 tyf o;sf ;+:yfks÷;~rfnsx¿n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx¿sf] cfwf/df To; ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL JoJf:yf tyf ljj/0fx¿Æ df n]lvPsf cfly{s ljj/0fx¿ / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x¿nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx¿Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ cg'?ksf] of]Uotf k'u]sf] k|ltj4tfkq -8\o" 8]lnh]G; ;l6{lkms]6_ k|:t't u/]sf 5f}+ . O:o"/ /]l6Ë ;DaGwL ljj/0f M o; ljj/0f cg';f/ lgisfzg ul/g] ;fwf/0f z]o/sf] nflu lwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&# -t];|f] ;+zf]wg ;lxt_ df ePsf] Joj:yf adf]lhd sDkgLsf] O:o'/ /]l6Ë u/fpg' kg]{ ePsf]n] qm]l86 /]l6Ë lgodfjnL, @)^* sf] lgod # adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 O:o'/ /]l6Ë u/fO{ æ[ICRANP-IR] C 1 Æ (pronounced as ICRA NP Issuer rating single C)Æ k|df0fkq k|fKt u/]sf] 5 . æ[ICRANP-IR] C 1 Æ n] ;dodf ljQLo bfloTj k"/f ug{ r'Sg] ;DaGwdf Hofb} pRr hf]lvd -æConsidered to have Very High Risk of Default Regarding Timely Servicing of Financial ObligationsÆ_ eGg] hgfpF5. O{qmf g]kfn ln=n] ICRANP-IR AA b]lv ICRANP-IR C ;Ddsf] /]l6Ë k|bfg ub{5 . O:o"/ /]l6Ë u|]8 k|bfg u/]sf] ldlt M@)&&÷)&÷@% -tbg';f/ gf]e]Da/ !), @)@)_ axfn /xg] cjlw @)&*÷)&÷@$ -tbg';f/ gf]e]Da/ )( @)@!_ nufgLdf x'g] hf]lvd ;DaGwL pb\3f]if0f M lwtf]kqdf ul/g] nufgLdf hf]lvd x'g] ePsf]n] To:tf] hf]lvdsf] d'NofÍg ug]{ k|d'v bfloTj nufgLstf{ :jo+sf] x'g]5 / lwtf]kqsf] lgisfzg d'Non] ;'lrs/0f kZrft lwtf]kq ahf/df x'g] sf/f]af/ d'No ghgfpg] x'Fbf o; æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx¿Æ sf] bkmf -y_ df pNn]lvt hf]lvdx¿ ;d]tsf] cWoog u/]/ dfq nufgL ;DaGwL lg0f{o lng ;'emfj ul/G5 . g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] ldlt M @)&&÷)( ÷@) ut] . xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt M @)&&÷!) ÷!# ut] . xsk|b z]o/ lgisfzg aGb x'g] ldlt M @)&&÷!!÷)# ut] . -a}+lsª ;do kZrft\_ . lwtf]kq lgisfzg tyf laqmL k|aGws Unf]an cfOPdO{ SofkL6n lnld6]8 kf]=a=g+=@!%((, /fli6«o gfr3/ -t];|f] tNnf_ hdn, sf7df08f}+ . kmf]g g+= $@@@$^) ˆofS; g+=$@@@%#$ Email:[email protected] web: www.globalimecapital.com

gf/fo0fL 8]enkd]06 a}+s lnld6]8...lwtf]kqdf ul/g] nufgLdf hf]lvd x'g] ePsf]n] To:tf] hf]lvdsf] d'NofÍg ug]{ k|d'v bfloTj nufgLstf{ :jo+sf] x'g]5 / lwtf]kqsf] lgisfzg d'Non] ;'lrs/0f

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  • 1

    sDkgL P]g, @)^# cGtu{t ;+:yflkt tyf

    a}+s tyf ljQLo ;+:yf ;DjGwL P]g, @) adf]lhd ljQLo sfd sf/f]jf/ ug{ Ohfhtkq k|fKt

    gf/fo0fL 8]enkd]06 a}+s lnld6]8

    Narayani Development Bank Ltd. g]kfn /fi6« a}+saf6 …vÚ ju{sf Ohfhtkq k|fKt ;+:yf

    skf]{/]6 sfof{no, js'nx/ rf]s, /Tggu/ !, lrtjg, g]kfn

    kmf]gM )%^-%^!@%*.%^)^)* km\ofS;M %^-%^!^&)

    O{–d]nM [email protected] Web Site http://www.ndbl.com.np

    sf]

    æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx¿Æ

    o; ljQLo ;+:yfsf] ltg cf=j= sf] jf:tjLs tyf cufdL ltg cf=j= sf] k|If]lkt ljQLo ljj/0fM

    ljj/0f

    jf:tljs cf=a=* @)&&÷&*

    cflZjg d;fGt

    ;Ddsf] ckl/is[t

    k|If]lkt

    cf=j=)&$÷&% cf=j=)&%÷&^ cf=j=)&^÷&& cf=j=)&&.÷&* cf=j=)&*÷&( cf=j=)&(÷*)

    z]o/ ;+Vof -xhf/df_ 65 65 65 65 262 501 501 k|lt z]o/ g]6jy{ (20.46) (20.93) 73.01 54.68 72.19 91.92 101.93 ;l~rt d'gfkmf÷-gf]S;fg_ -?= xhf/df_ (2,15,157) (2,09,422) (2,07,504) (2,12,209) (1,97,271) (1,74,697) (1,38,158)

    xfn sfod r'Qmf k"FhL ¿=^,%^,!^,())/- sf] Ps z]o/ a/fa/ Ps z]o/ -! M !_ -cyf{t\ ljBdfg Ps lsQf ;fwf/0f z]o/ a/fa/ gofF Ps

    lsQf ;fwf/0f z]o/_ sf] cg'kftdf ;fljssf z]o/wgLx¿sf] nflu ¿=^,%^,!^,())/- a/fa/sf] k|lt z]o/ ¿=!))÷—c+lst b/sf ^,%^,!^( lsQf xsk|b z]o/ lgisfzg ug{sf] nflu k|sflzt .

    b/vf:t;fy k|lt ;fwf/0f z]o/ ¿=!))÷— sf b/n] ztk|ltzt e'QmfgL dfu ul/Psf] .

    lwtf]kq lgisfzg tyf laqmL k|aGwssf] pb3f]if0fM

    xfdLnfO{ gf/fo0fL 8]enkd]06 a}+s lnld6]8 tyf o;sf ;+:yfks÷;~rfnsx¿n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx¿sf] cfwf/df To;

    ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL JoJf:yf

    tyf ljj/0fx¿Æ df n]lvPsf cfly{s ljj/0fx¿ / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x¿nfO{ nufgL ;DaGwL lg0f{o

    lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx¿Æ :jLs[ltsf nflu g]kfn lwtf]kq

    af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)Æ cg'?ksf] of]Uotf k'u]sf] k|ltj4tfkq -8\o" 8]lnh]G;

    ;l6{lkms]6_ k|:t't u/]sf 5f}+ .

    O:o"/ /]l6Ë ;DaGwL ljj/0f M

    o; ljj/0f cg';f/ lgisfzg ul/g] ;fwf/0f z]o/sf] nflu lwtf]kq btf{ tyf lgisfzg lgodfjnL, @) -t];|f] ;+zf]wg ;lxt_ df ePsf]

    Joj:yf adf]lhd sDkgLsf] O:o'/ /]l6Ë u/fpg' kg]{ ePsf]n] qm]l86 /]l6Ë lgodfjnL, @)^* sf] lgod # adf]lhd g]kfn lwtf]kq af]8{af6

    cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 O:o'/ /]l6Ë u/fO{ æ[ICRANP-IR] C1Æ (pronounced as ICRA NP Issuer rating single C)Æ k|df0fkq k|fKt u/]sf] 5 . æ[ICRANP-IR] C1Æ n] ;dodf ljQLo bfloTj k"/f ug{ r'Sg] ;DaGwdf Hofb} pRr hf]lvd -æConsidered to have Very High Risk of Default Regarding Timely Servicing of Financial ObligationsÆ_ eGg] hgfpF5.

    O{qmf g]kfn ln=n] ICRANP-IR AA b]lv ICRANP-IR C ;Ddsf] /]l6Ë k|bfg ub{5 . O:o"/ /]l6Ë u|]8 k|bfg u/]sf] ldlt M@)&&÷)&÷@% -tbg';f/ gf]e]Da/ !), @)@)_ axfn /xg] cjlw @)&*÷)&÷@$ -tbg';f/ gf]e]Da/ )( @)@!_

    nufgLdf x'g] hf]lvd ;DaGwL pb\3f]if0f M

    lwtf]kqdf ul/g] nufgLdf hf]lvd x'g] ePsf]n] To:tf] hf]lvdsf] d'NofÍg ug]{ k|d'v bfloTj nufgLstf{ :jo+sf] x'g]5 / lwtf]kqsf] lgisfzg

    d'Non] ;'lrs/0f kZrft lwtf]kq ahf/df x'g] sf/f]af/ d'No ghgfpg] x'Fbf o; æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx¿Æ sf]

    bkmf -y_ df pNn]lvt hf]lvdx¿ ;d]tsf] cWoog u/]/ dfq nufgL ;DaGwL lg0f{o lng ;'emfj ul/G5 . g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] ldlt M @)&&÷)( ÷@) ut] .

    xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt M @)&&÷!) ÷!# ut] . xsk|b z]o/ lgisfzg aGb x'g] ldlt M @)&&÷!!÷)# ut] . -a}+lsª ;do

    kZrft\_ .

    lwtf]kq lgisfzg tyf laqmL k|aGws

    Unf]an cfOPdO{ SofkL6n lnld6]8

    kf]=a=g+=@!%((, /fli6«o gfr3/

    -t];|f] tNnf_ hdn, sf7df08f}+ .

    kmf]g g+= $@@@$^) ˆofS; g+=$@@@%#$

    Email:[email protected]

    web: www.globalimecapital.com

    mailto:[email protected]://www.globalimecapital.com/

  • 2

    of] æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx¿Æ lwtf]kq lgisfzg tyf laqmL k|aGwssf] Website: www.globalimecapital.com, gf/fo0fL

    8]enkd]06 a}+s lnld6]8sf] Website:www.ndbl.com.np / g]kfn lwtf]kq af]8{sf] website: www.sebon.gov.np af6 ;d]t x]g{ ;Sg' x'g]5 .

    -s_ ;+ul7t ;+:yfsf] gfd M gf/fo0fL 8]enkd]06 a}+s lnld6]8 (Narayani Development Bank Ltd.)

    -v_ ;+ul7t ;+:yfsf] /lhi68{ sfof{noM o; 8]enkd]G6 a}+ssf] /lhi68{ sfof{no js'nx/ rf]s, /Tggu/ !, lrtjg, g]kfndf /x]sf] 5 .

    -u_ sf/f]af/ :yfgM o; 8]enkd]G6 a}+sn] a}+s tyf ljQLo ;+:yf ;DjGwL P]g, @) -tTsflng @)^#_ cg';f/ ævÆ ju{sf] ljQLo

    ;+:yfsf] ?kdf ljQLo sf/f]jf/ ug]{ u/L g]kfn /fi6« a}+saf6 cg'dlt k|fKt u/]sf] xf] . xfn o; 8]enkd]G6 a}}+ssf] lrtjg lhNnf

    ;f}/xf rf]s, /Tggu/ !, g]kfn l:yt /lhi68{ -skf]{/]6_ sfof{no / ljleGg ef}uf]lns If]q ;d]l6g] u/L tk;Ln adf]lhdsf zfvf

    sfof{nox¿af6 ;d]t ljQLo sf/f]jf/ ub}{ cfO{/x]sf] 5 . g]kfn /fi6« a}+saf6 hf/L ul/Psf] lgb]{zgsf] clwgdf /lx cfjZostf

    cg';f/ eljiodf zfvf pkzfvf jf cGo sfof{no vf]nL b]zsf cGo efudf klg ljQLo sf/f]jf/ lj:tf/ ub}{ hfg] nIo lnPsf]

    5 .

    tk;LnM

    qm=;= zfvfsf] gfd / 7]ufgf ;Dks{ g+= k|b]z g+=

    != /Tggu/ !, js'nx/, 6fF8L, lrtjg )%^-%^)^)*,%^!@%* k|b]z g+= #

    @ lj=lk=s]=Pd=SofG;/ xl:k6n, e/tk'/ &, lrtjg . )%^-%(#*(% k|b]z g+= #

    #= e/tk'/ xl:k6n sDkfp08, e/tk'/ lrtjg . )%^-%@#)!! k|b]z g+= #

    -3_ ;+ul7t ;+:yfsf] ;+lIfKt kl/ro / p2]Zo M

    o; ljQLo ;+:yfsf] ;+lIfKt Oltxf; M

    o; 8]enkd]G6 a}+sn] ldlt @)%* ;fn cflZjg !@ ut] sDkgL /lhi6«f/sf] sfof{nodf gf/fo0fL cf}Bf]lus ljsf; a}+s lnld6]8sf]

    gfddf sDkgL btf{sf] k|df0fkq k|fKt u/]sf] lyof] . a}+s tyf ljQLo ;+:yf ;DjGwL P]g, @)^# adf]lhd -v_ ju{sf] ljQLo sf/f]jf/

    ;~rfng ug{ g]kfn /fi6«« a}+saf6 ldlt @)%* ;fn c;f]h #) df :jLs[lt k|fKt u/L ldlt @)%* sflt{s ! ut]b]lv sf/f]jf/

    ;~rfng ub}{ cfO/x]sf] 5 .

    sDkgLsf] ldlt @)^$ r}q !% df ;DkGg 5}7f}+ jflif{s ;fwf/0f ;efsf] lg0f{ofg';f/ sDkgLsf] gfd kl/jt{g u/L gf/fo0fL

    8]enkd]06 a}+s lnld6]8 /fVg] lg0f{o ePsf]df sDkgL /lhi6«f/sf] sfof{noaf6 @)^% ;fn a}zfv @# ut] ;f] sf] :jLs[lt k|fKt

    ePsf] xf] .

    o; 8]enkd]G6 a}+ssf ;+:yfksx?df pBf]uL, Jofkf/L, a}+s/, clwjQmf, lgdf{0f Joj;foL, lj1fkg Ph]G;Ldf ;+nUg Joj;foL,

    lj1fkg Ph]G;Ldf ;+nUg Joj;foL, dgL 6«fG;km/ Joj;foL cflb /x]sf 5g\ .

    o; ljQLo ;+:yfsf] d'Vo p2]Zox¿ M

    o; 8]enkd]G6 a}+ssf]] k|jGw kq tyf lgodfjnLsf] bkmf $ df pNn]v ul/P adf]lhd g]kfn /fi6« a}+s P]g, @)%*, a}+s tyf

    ljQLo ;+:yf ;DaGwL P]g, @), sDkgL P]g, @)^# / cGo k|rlnt g]kfn sfg"gsf] clwgdf /xL ljQLo sf/f]af/ ug]{ o;

    ljQLo ;+:yfsf] d'Vo p2]Zo b]xfo adf]lhd /x]sf] 5 .

    -s_ lgIf]kstf{ tyf z]o/wgLx?sf] xs lxt ;+/If0f / ;Da4{g ub}{ :j:Yo k|lt:kwf{af6 ;j{;fwf/0fnfO{ u'0f:t/Lo tyf e/kbf]{

    n3'ljQ ;]jf pknJw u/fpg] .

    -v_ s[lif, pBf]u, ;]jf, Jofkf/ tyf cGo Joj;flos ?kn] ;DefJo b]lvPsf pTkfbgzLn Joj;fosf] :yfkgf, ljsf;,

    lj:tf/ / Ifdtf Pjd\ pTkfbsTj a[l4sf nflu cfjZos ljQLo ;fwg cfGtl/s tyf afXo ;|f]taf6 h'6fO{ b]zsf]

    cf}Bf]lus, Jofkfl/s Pj+ s[lif If]qsf] ljsf;df ultlzntf Nofpg ;xof]u k'¥ofpg] .

    -u_ pknJw zLk, >d tyf k"FhL nfO{ plrt ?kdf kl/rfng u/L u|fdL0f tyf zx/L If]qdf pTkfbg Pjd\ /f]huf/Ld"ns

    Joj;fosf] :yfkgf, ;~rfng, ljsf;, lj:tf/ Pjd\ k|aw{g ug]{ sfo{sf nflu cfjZos ljQLo ;fwg, k|fljlws tyf

    Joj:yfksLo k/fdz{ ;]jf, tflnd tyf k|ljlw pknJw u/fO{ u/LaL lgjf/0fsf nflu ;lqmo ?kdf ;+nUg eO{ ;xof]u

    k'¥ofpg] .

    -3_ d'n'sdf 5l/P/ /x]sf] k"FhLnfO{ Plss[t u/L ;+:yfut nufgL tyf :j:y k|lt:k|wf{sf] dfWodaf6 ljQLo dWo:ytfsf] ;]jf

    pknAw u/fpg] .

    -ª_ z]o/ k"FhLsf] ;+/rgf M

    -s_ clws[t kF"hL : o; 8]enkd]G6 a}+ssf] clws[t kF"hL ¿=%#,)),)),)))÷— -cIf/]kL lqkGg s/f]8 dfq_ /x]sf] 5 . h;nfO{ k|lt z]o/ ¿=!))÷— sf b/n] hDdf %#,)),)))÷— -lqkGg nfv_ lsQf ;fwf/0f z]o/df ljefhg ul/Psf]

    5 .

  • 3

    -v_ hf/L kF"hL : o; 8]enkd]G6 a}+ssf] hf/L kF"hL ¿=!#,!@,##,*))÷— -cIf/]kL t]X s/f]8 afX nfv t]QL; xhf/ cf7 ;o dfq_ /x]sf] 5 . h;nfO{ k|lt z]o/ ¿=!))÷— sf b/n] hDdf !#,!@,##* -t]X nfv afX xhf/ tLg ;o

    clt{; dfq_ lsQf ;fwf/0f z]o/df ljefhg ul/Psf] 5 .

    -u_ r'Qmf kF"hL : xfn o; 8]enkd]G6 a}+ssf]] r'Qmf kF"hL ¿=^,%^,!^,())÷— -cIf/]kL 5 s/f]8 5kGg nfv ;f]X xhf/ gf} ;o dfq_ /x]sf] 5 . h;nfO{ k|lt z]o/ ¿= !))÷— sf b/n] hDdf ^,%^,!^( -5 nfv 5kGg xhf/ Ps ;o

    pgfG;t/L dfq_ lsQf ;fwf/0f z]o/df ljefhg ul/Psf] 5 . o; ljj/0f dfkm{t xsk|b z]o/ lgisf;g u/L

    afF8kmfF6 u/] kZrft o; 8]enkd]G6 a}+ssf] r'Qmf kF"hL ¿=!#,!@,##,*))÷— -cIf/]kL t]x| s/f]8 afx| nfv

    t]lQ; xhf/ cf7 ;o dfq_ x'g]5 .

    -r_ xsk|b z]o/ lgisfzg ug{'k"j{ / lgisfzg kZrft\ ;+ul7t ;+:yfsf] r'Qmf k"+hLsf] l:ylt M

    xsk|b z]o/ lgisf;g ug'{ k"j{ ;+ul7t ;+:yfsf] r'Qmf k"FhLsf] ;+/rgf M

    qm=

    ;+= ;d"x z]o/wgLx¿ Zf]o/ ;+Vof

    r'Qmf /sd

    -¿=_

    kF"hL

    ;+/rgf Ü

    E'fQmfgL

    k|ltzt

    != æsÆ ;+:yfks z]o/wgLx¿ $,%(,#!* $,%(,#!,*)) &)=))Ü ztk|ltzt

    @= ævÆ ;j{;fwf/0f z]o/wgLx¿ -sd{rf/Lx¿ ;d]t_+ !,(^,*%! !,(^,*%,!)) #)=))Ü ztk|ltzt

    hDdf ^,%^,!^( ^,%^,!^,()) !))Ü

    xsk|b z]o/ lgisf;g u/L afF8kmfF6 u/] kZrft x'g] sDkgLsf] r'Qmf kF"hLsf] ;+/rgf M

    qm=

    ;+= ;d"x z]o/wgLx¿ Zf]o/ ;+Vof

    r'Qmf /sd

    -¿=_

    kF"hL

    ;+/rgf Ü

    E'fQmfgL

    k|ltzt

    != æsÆ ;+:yfks z]o/wgLx¿ (,!*,^#^ (,!*,^#,^)) &)=))Ü ztk|ltzt

    @= ævÆ ;j{;fwf/0f z]o/wgLx¿ -sd{rf/Lx¿ ;d]t_+ #,(#,&)@ #,(#,&),@)) #)=))Ü ztk|ltzt

    hDdf !#,!@,##* !#,!@,##,*)) !))Ü

    -5_ xfnsf z]o/wgLx¿sf] ;d"x v'Ng] u/L ;+:yfksx¿sf] xsdf lghx¿sf] gfd, 7]ufgf tyf pgLx¿n] lnPsf]

    z]o/ ;+Vof M

    qm=

    ;+=

    gfd

    kb

    z}lIfs of]Uotf cg'ej / k|:tfljt

    Jofkf// Joj;fodf cg'ej

    pd]/

    /fli6«otf

    7]ufgf

    z]o/

    :jfldTj

    ! >L g]q k|;fb kGt

    - ;fwf/0f n]vk9 Jofkf/ %( g]kfnL lrtjg /Tggu/ g=kf !@

    1,641

    @ >L lgd{nf xf8f

    - cfO= P @) aif{ a}lsË ;]jf ^@ g]kfnL nlntk'/ d=g=kf=# 657

    # >L tLy{/fd >]i7 - la=sd #! aif{ a}lsË ;]jf $# g]kfnL sf=d=g=kf !) sf7df08f}+

    25,431

    $ >L l/t]z xf8f - la=la=P; n]vf kl/If0f #& g]kfnL nlntk'/ =d=g=kf=#

    986

    % >L g'tgfgGb a}B - la=P;=l; lgdf{0f ;+DaGwL sfo{ *) g]kfnL sf=d=g=kf !! 2,954

    ^ >L gLg' a}B - O=sDKo'6/ cWoog/t #( g]kfnL sf=d=g=kf !! 329

    & >L Effg' eQm kf]v/]n - la=Pn sfg'g JofjzfoL %$ g]kfnL lqo'uf g=kf ! pbok'/ 236

    * >L lj/]Gb| >]i7 - cfO=sd= @# aif{ a}lsË ;]jf ^) g]kfnL /Tggu/ g=kf=! lrtjg

    329

    ( >L uDeL/ dfg >]i7 - la=la=P; $ aif{ a}lsË ;]jf $# g]kfnL /Tggu/, g=kf=!rtjg 236

    !) >L led axfb'/ xdfn - P;=Pn=l; @* aif{ a}lsË ;]jf ^^ g]kfnL e/tk'/, g=kf=$ lrtjg

    329

    !! >L ;Gh' >]i7 - la=sd $ aif{ a}lsË ;]jf $# g]kfnL /Tggu/, g=kf ! lrtjg

    329

    !@ >L >Ls'df/ >]i7 - P;=Pn=l; Gff]s/L dxfgu/kflnsf sf7df08f}

    #* g]kfnL sf=d=g=kf=@%

    sf7df08f}+

    329

    !# >L lw/]Gb| d}gfnL - Pd=la=P lj1fkg tyf Aoj:yfkg $* g]kfnL sf=d=g=kf= @$ sf7df08f}+

    24,611

    !$ >L tgf]h /fh hf]zL - la=P k|aGws ;+rfns ls|i6n jN8{ jfO8 dlg PS;k]|;

    ^) g]kfnL sf=d=g=kf=

    !^sf7df08f}+

    4,923

    !% >L Uff]kfn sdf{rfo{ - la=P lgjt{dfg cWoIf p=af=;+3 /Tggu/

    ^^ g]kfnL /Tggu/, g=kf=@

    lrtjg

    9,845

    !^ >L Xl/ axfb'/ xdfn - Pd=O OlGhlgol/ª k]zf $( g]kfnL e/tk'/, g=kf=$ lrtjg

    6,563

    !& >L cg'iff r's] - bz sIff u[x0fL $@ g]kfnL e/tk'/ $, lrtjg 16,407

    !* >L ;'lgn >]i7 - la=sd Jofkf/ $# g]kfnL e/tk'/ @, lrtjg 16,407

    !( >L pQd k|;fb åf - la=sd k|aGws ;+rfns s]ld 8«u OG8l6«h

    %) g]kfnL e/tk'/ g=kg=$,

    lrtjg

    52,500

  • 4

    @) >L /fh]z s'df/

    sdf{rfo{

    - la=sd Jofkf/ %) g]kfnL e/tk'/ g=kf= !, lrtjg

    16,407

    @! >L cNkgf >]i7 { - la=P cWoog/t @( g]kfnL n=k'= pk=d=g=kf=# emdl;v]n, nlntk'/

    47,282

    @@ >L ;Hhg /fh

    /fhe08f/L

    - la=P Jofkf/ ^# g]kfnL sf=d=g=kf=#!, sf7df08f}+

    11,486

    @# >L ljho axfb'/

    /fhe08f/L

    - la=P Jofkf/ ^# g]kfnL nlntk'/ 6,563

    @$ >L clgtf >]i7 - P;=Pn=l; !* aif{ a}lsË ;]jf %& g]kfnL sf=d=g=kf=@&, sf7df08f}+

    4,923

    @% >L c~h' b]jL >]i7 - cfO=P JofjzfoL %( g]kfnL n=k'= pk=d=g=kf=# emdl;v]n, nlntk'/

    94,335

    @^ >L/f]kf OGe]i6d]06

    k|f=ln=

    - g]kfnL Affub/jf/, sf7df08f}+ 55,782

    @& >L nj k|;fb dfNnL - cfO=P Jofkf/ JofjzfoL ^) g]kfnL sf=d=g=kf=@$ sf7df08f}+

    49,220

    @* >L d'Gg' >]i7 - P;=Pn=l; @& aif{ a}lsË ;]jf ^$ g]kfnL sf=d=g=kf= !) gofF afg]Zj/,sf7df08f}+

    3,282

    @( >Ldlt rrL{ >]i7 - ;fdfGo n]vk9 u[x0fL &) g]kfnL n=k'=pk=d=g=kf=! s'kG8f]n, nlntk'/

    4,923

    hDdf -;+:yfks z]o/wgLx¿_ æsÆ $,%(,@$%

    ;j{;fwf/0f z]o/wgLx¿ -sd{rf/L ;lxt_ ævÆ !,(^,(@$

    s"n hDdf ^,%^,!^(

    -h_ lgisf;g ul/g] xsk|b z]o/sf] ;+Vof tyf To;sf] cg'kft M

    o; ljj/0f dfkm{t xfn sfod r'Qmf k"FhL ¿=^,%^,!^,())÷— sf] Ps z]o/ a/fa/ gofF Ps z]o/ -!M !_ -cyf{t\ ljBdfg

    Ps lsQf ;fwf/0f z]o/ a/fa/ gofF Ps lsQf z]o/_ sf] cg'kftdf ;fljssf z]o/wgLx¿sf] nflu ¿=^,%^,!^,())/- a/fa/sf] k|lt z]o/ c+lst d"No ¿= !))÷— b/sf ^,%^,!^( lsQf xsk|b z]o/ lgisf;g ul/g]5 .

    -em_ lwtf]kq lgisf;g ug]{ ;DaGwdf ;fwf/0f ;efn] u/]sf] lg0f{o tyf ;fwf/0f ;ef ;DkGg ePsf] ldlt M

    ldlt @)&&÷)^÷!^ df ;DkÌ cf=a=)&%÷)&^ sf] ;fwf/0f ;efaf6 kfl/t eP adf]hd af]g; z]o/ hf/L u/] kZrft sfod

    x'g] r'Qmf kF"hLsf] !))Ü k|ltztn] x'g] ¿=^,%^,!^,())/- xsk|b z]o/ hf/L ug]{ laifo pk/ 5nkmn x'Fbf ;f] nfO{ ;j{;Ddltaf6 kfl/t ul/of] .

    ;fwf/0f ;ef ;DkGg ePsf] ldlt M @)&&÷)^÷!^ ut] ;DkGg !* cf}+ aflif{s ;fwf/0f ;ef .

    -`_ ;~rfns tyf sfo{sf/L k|d'vsf] gfd, 7]ufgf, z}lIfs of]Uotf tyf cg'ej M

    o; 8]enkd]G6 a}+ssf] ;~rfns ;ldltdf xfn b]xfo adf]lhdsf ;~rfnsx¿n] k|ltlglwTj ug'{ ePsf] 5 .

    qm=;+= gfd kb z}lIfs of]Uotf cg'ej / k|:tfljt Jofkf/÷Joj;fodf cg'ej pd]/

    != ;'/]Gb| jfUn] cWoIf :gfts

    ldlt @)$^÷)%÷)! b]lv g]kfn :6s PS;r]Gh lnld6]8df

    ;]jf k|j]z u/L sf=d'= pkk|aGws, pRr Joj:yfkg kbfwLsf/L

    kbdf /xL sfo{ u/L @)&&÷)@÷)( jf6 cjsfz k|fKt tyf

    @)&) kf}if b]vL g]kfn l;=l8=P; P08 lSnol/ª ln= df k|d'v

    ;+rfns clws[t x'b} lg= k|d'v sfo{sf/L clws[tsf] ?kdf sfo{

    u/]sf] .

    %#

    @= /fd k|;fb /f]kfv]tL ;~rfns :gfts ldlt @)@( b]lv @)%) ;Dd /fli6«o jfl0fHo a}+sdf clws[t

    kbdf /xg' ePsf] . ^*

    #= /d]z kf}8n ;~rfns :gfts

    ldlt @)&@ b]lv @)&^ ;Dd u|f086]s k|f= ln= df clws[t

    kbdf /xg' ePsf] .

    ldlt @) b]lv xfn;Dd gf/fo0fL 8]enkd]G6 a}+s ln= df

    ;~rfnssf] kbdf /xg' ePsf] .

    #*

    Gff]6M l/Qm /x]sf] ;~rfns kb ;+Vof b'O{ -@_ sf] nflu o; xsk|b z]o/ afF8kmfF6 kZrft a:g] ;~rfns ;ldltsf] a}7sn] lgo'Qm ug]{ / pQm lgo'lQmnfO{

    cfufdL ;fwf/0f ;efaf6 cg'df]bg u/fpg] .

    k|d'v sfo{sf/L clws[tsf] gfd, 7]ufgf, of]Uotf tyf cg'ej ;DaGwL ljj/0f M

    gfd M– kz'klt kf}8]n

    7]ufgf M– kf}jfb'8df uf=kf= ltjf/Le~Hofª @, ef]hk'/ .

  • 5

    z}lIfs of]Uotf M– :gftsf]Q/

    cg'ej M– ldlt @)^( b]lv @)&% ;Dd P;=le=Ps]8]dL, a'4gu/ . l;=l;=cf/=l; sn]h, jfns'df/L, . cfOl8on sn]h d}h'axfn, Go'6fpg sn]h, gf/fo0f6f/, lgnaf/fxL p=df=lj= sflndf6Ldf k|Wofkssf] ?kdf sfof{g"ej . ldlt 2073 kmfNu"0f !# ut]b]lv 2074

    cflZjg # ut];Dd gf/fo0fL 8]enkd]G6 a}+s ln=df ;~rfnssf] kbdf /xg" ePsf] . ldlt 2074 cflZjg 4 ut]b]lv 2075 kf}if ^ ut];Dd gf/fo0fL 8]enkd]G6 a}+s ln=df cWoIfsf] kbdf /xg" ePsf] . ldlt 2076 sflt{s 26 ut]b]lv xfn;Dd gf/fo0fL

    8]enkd]G6 a}+s ln=df k|d'v sfo{sf/L clws[tsf] kbdf /xg" ePsf] .

    -6_ ;~rfns ;ldltsf] agf}6 M

    o; 8]enkd]G6 a}+ssf] lgodfjnLsf] ePsf] Joj:yf cg';f/ % -kfFr_ hgf ;~rfnsx¿ /x]sf] ;~rfns ;ldlt b]xfo

    adf]lhd u7g x'g]5 M

    -s_ ;d"xsf ;+:yfks z]o/wgLx¿sf] k|ltlglwTj ug]{ u/L lgjf{lrt ;~rfnsx¿ @ hgf

    -v_ ;d"xsf ;j{;fwf/0f z]o/wgLx¿sf] k|ltlglwTj ug]{ u/L lgjf{lrt ;~rfnsx¿ @ hgf

    -u_ ;~rfns ;ldltsf] l;kmfl/;df ;fwf/0f ;efaf6 lgo'Qm :jtGq ;~rfns ! hgf

    hDdf % hgf

    o; 8]enkd]G6 a}+ssf] ;~rfnssf] kbdf lgo'Qm x'gsf nflu cfˆgf] gfddf o; ljQLo ;+:yfsf] Go"gtd !)) lsQf z]o/ lnPsf]

    x'g' kg]{5 o:tf] z]o/ aGwsdf /x]sf] x'g' x'Fb}g . t/ ;+ul7t ;+:yfsf] k|ltlglwTj ug]{ ;~rfns, :jtGq ;~rfns, tyf a}slNks

    ;~rfnssf] xsdf pk/f]Qm Joj:yf nfu' x'g]5}g .

    -7_ lng'kg]{ Go"gtd z]o/ ;+Vof / b/vf:t ;fy k7fpg' kg]{ k]ZsL /sd M

    xsk|b z]o/ lgisfzg k|of]hgsf] nflu sDkgLn] xsk|b z]o/ lgisfzg k"j{ ;fj{hlgs ;"rgf dfkm{t hfgsf/L u/fPsf] ldlt

    ;Dddf z]o/ vl/b u/L sfod ePsf ;fljs z]o/wgLx¿n] cfˆgf] gfddf sfod /x]sf] ;fwf/0f z]o/sf] Ps z]o/ a/fa/ gofF

    Ps z]o/ -! M !_ sf] cg'kftdf k|lt z]o/ ¿= !))÷— sf b/n] x'g cfpg] Psd'i6 /sd e'QmfgL u/L cfj]bg lbg ;Sg]5g\ .

    ;fljs z]o/wgLn] rfx]df cfˆgf] sfod xs eGbf sd xsk|b z]o/ vl/b ug{ cfj]bg lbg ;Sg]5 / o;/L cfk \mgf] xs eGbf

    sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx¿sf] xsdf b/vf:tdf dfu u/] adf]lhd g} xsk|b z]o/ afF8kmfF6

    ul/g]5 .

    -8_ ;fljssf z]o/wgLx¿n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ afFsL /xg uPsf z]o/x¿sf] laqmL ug]{

    ;DaGwL Joj:yf M

    ;fljssf z]o/wgLx¿n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ afFsL /xg uPsf z]o/x¿sf] ;DaGwdf ælwtf]kq lgisfzg

    tyf afF8kmfF6 lgb]{lzsf, @)&$Æ df ePsf] Aoj:yf cg';f/ ;~rfns ;ldltn] cToGt kf/bzL{ tl/sf -h:t}MlznaGbL

    af]nkq4f/f lnnfd a9fa9_ af6 laqmL ug]{5 . o;/L laqmL ubf{ vl/b ug{ rfxg] nufgLstf{ ;a}nfO{ ;dfg cj;/ k|bfg

    ul/g]5 .

    -9_ xsk|b z]o/ eP ;f] sf] cg'kft eGbf a9L z]o/ vl/b ug{ kfpg]÷gkfpg] ;DaGwL Joj:yf M

    o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b z]o/sf] nflu cfˆgf] sfod xs eGbf a9L xsk|b z]o/sf] nflu b/vf:t lbg kfOg]

    5}g . t/ ;fljs z]o/wgLn] cfˆgf] sfod xs eGbf sd xsk|b z]o/ vl/b ug{ cfj]bg lbg ;Sg]5 / o;/L cfk\mgf] xseGbf

    sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx¿sf] xsdf b/vf:tdf dfu u/] adf]lhd g} xsk|b z]o/ afF8kmfF6 ul/g]5.

    -0f_ ;+ul7t ;+:yfsf] ;~rfng cjlw tLg jif{ Joltt e};s]sf] cj:yfdf ljut tLg jif{sf] / tLg jif{ Joltt eO{

    g;s]sf] cj:yfdf ;~rfng cjlwsf] ljQLo ljj/0f -;xfos sDkgL eP ;dli6s[t ¿kdf_ tyf cfufdL #

    jif{sf] k|If]lkt ljQLo ljj/0fsf] ;fy} k|If]lkt k|lt z]o/ cfDbfgL -O=lk=P;_, k|lt z]o/ g]6jy{, g]6jy{df

    k|ltkmn / lgisfzgk"j{sf] k|lt z]o/ cfDbfgL sfod /fVg a[l4 x'g] g]6jy{df cfjZos k|ltkmn M

    jf;nft

    -¿=xhf/df_

    ljj/0f

    af:tljs

    cf=a=* @)&&÷&*

    cflZjg d;fGt

    ;Ddsf]

    ckl/is[t

    k|If]lkt**

    cf=a= cf=a= cf=a= cf=a= cf=a= cf=a=

    2074/75 2075/76 2076/77 2077/78 2078/79 2079/80

    gub tyf

    gub ;dfg 85,399 52,639

    1,04,101

    94,640 1,01,282 2,10,076 3,47,580

    g]kfn /fi6«

    a}+sdf /x]sf]

    df}Hbft tyf

    lng' kg]{

    jSof}tf 36,251 4,460

    4,460

    9,460 8,772 17,499 26,249

  • 6

    a}+s tyf

    ljQLo ;+:yfdf

    /x]sf] df}Hbft - -

    -

    - - - - 8]l/e]l6e

    ljQLo

    pks/0f - -

    -

    - - - -

    cGo Jofkfl/s

    ;DklQx? - -

    -

    - - - - a}+s tyf

    ljQLo

    ;+:yfnfO{

    lbPsf] shf{ - -

    -

    - - - -

    u|fxsnfO{ shf{

    tyf ;fk6L 2,695 3,193

    2,994

    3,190 3,52,638 7,55,746 9,14,618

    lwtf]kqdf

    nufgL 25,601 5,987

    271

    283 3,760 7,500 11,250

    rfn' s/

    ;DklQ 8,309 9,266

    9,632

    9,632 10,407 10,800 11,626

    ;xfos

    sDkgLdf

    nufgL - -

    -

    - - - - ;Da4

    sDkgLdf

    nufgL - -

    -

    - - - -

    ;DklQdf

    nufgL 8,868 7,983

    7,983

    7,983 3,991 1,996 -

    ;DklQ tyf

    pks/0f 2,207 1,479

    752

    644 14,961 12,029 8,638 u'8jLn -

    VoftL_ / cd"t{

    ;DklQ - -

    -

    - 4,577 4,012 3,334

    :yug s/

    ;DklQ - -

    -

    - - - -

    cGo ;DklQ 3,898 5,911

    4,062

    5,284 5,039 1,353 3,421

    s'n ;DklQ 1,73,226 90,917 1,34,254

    1,31,115 5,05,427 10,21,011 13,26,715

    bfloTj a}+s tyf

    ljQLo

    ;+:yfnfO{{ ltg{

    jfFsL - -

    -

    - - - -

    g]kfn /fi6«

    a}+snfO{ ltg{

    jfFsL - -

    -

    - - - - 8]l/e]l6e

    ljQLo

    pks/0f - -

    -

    - - - -

    u|fxsaf6

    lgIf]k bfloTj 1,00,856 25,768

    25,849

    27,430 2,50,637 4,99,981 7,49,981

    ;fk6L - -

    -

    - - - -

    rfn’ cfos/ bfloTj - -

    -

    - - - -

    Joj:yf 43,820 40,343

    40,750

    40,750 40,750 40,750 40,750

    :yug s/

    bfloTj 6,087 3,362

    1,948

    1,955 2,763 2,463 2,163

    cGo bfloTj 33,834 33,077

    25,134

    25,102 20,350 15,547 21,352

  • 7

    hf/L ul/Psf]

    C0fkq - -

    -

    - - - - ;'/If0f

    g/flvPsf]

    cfjlBs

    bfloTj - -

    -

    - - - -

    s'n bfloTj 1,84,597 1,02,550 93,680

    95,237 3,14,500 5,58,741 8,14,246

    k"FhL

    z]o/ k"FhL 65,617 65,617

    65,617

    65,617 2,62,468 5,01,313 5,01,313

    z]o/ lk|ldod - -

    -

    - - - -

    ;+lrt d'gfkmf (2,15,157)

    (209,422.0)

    (207,504)

    (2,12,209) (1,95,864) (1,73,290) (1,36,750)

    hu]8f sf]ifx? 1,38,170 1,32,173

    1,82,461

    1,82,470 1,24,624 1,34,246 1,47,906

    z]o/wgLx?nfO{

    afF8kmFf8 s"n

    k"FhL (11,371) (11,633) 40,574

    35,878 1,90,928 4,62,270 5,12,469

    u}/ lgolGqt

    :jfy{ - - -

    - - - -

    s'n k"FhL (11,371) (11,371) 40,574

    35,878 1,90,928 4,62,270 5,12,469

    hDdf bfloTj

    / k"FhL 1,73,226 90,917 1,34,254

    1,31,115 5,05,427 10,21,011 13,26,715

    ljQLo ;+:yfsf] ljut # jif{sf] jf:tljs tyf cfufdL # jif{sf] k|If]lkt gfkmf gf]S;fg lx;fa

    -?= xhf/df_

    ljj/0f

    af:tljs

    cf=a=*

    k|If]lkt** @)&&÷&*

    cf=a= cf=a= cf=a=

    cflZjg d;fGt

    ;Ddsf] ckl/is[t cf=a= cf=a= cf=a=

    2074/75 2075/76 2076/77 2077/78 2078/79 2079/80

    Jofh cfDbfgL 14,564 2,374 2,378

    155 25,698 78,600 1,30,830

    Jofh vr{ 2,615 716

    495

    136 10,568 30,025 49,998

    v'b Jofh

    cfDbfgL 11,949 1,658 1,883 19 15,130 48,575 80,832

    z'Ns tyf

    sldzg

    cfDbfgL - - - - 4,427 6,369 4,428

    z'Ns tyf

    sldzg vr{ - - - - - 125 138

    v'b z'Ns /

    sldzg

    cfDbfgL - - - - 4,427 6,244 4,290

    v'b Jofh,

    z'Ns /

    sldzg

    cfDbfgL 11,949 1,658 1,883 19 19,557 54,944 85,259

  • 8

    v'b Jofkfl/s

    cfDbfgL - - - - - - -

    cGo ;+rfng

    cfDbfgL 23,629 1,416 641 5 1,996 999 999

    hDdf ;+rfng

    cfDbfgL 35,578 3,074 2,524 24 21,554 55,943 86,258

    shf{ hf]lvdsf]

    Joj:yf÷-

    lkmtf{_ tyf

    cGo gf]S;fgL (38,448) (6,131) (1,737) 5 (7,720) 3,015 8,002

    v'b ;+rfng

    cfDbfgL 74,026 9,204 4,262 19 29,273 52,929 78,256

    ;+rfng vr{ -

    sd{rf/L vr{ 3,985 2,984 2,285

    1,135 6,916 13,121 15,940

    cGo ;+rfng

    vr{ 6,127 6,772 3,831

    3,478 6,542 7,196 7,916

    x|f; s6\6L /

    kl/iff]wg 728 728 728

    108 2,401 5,192 5,510

    ;+rfng

    d'gfkmf 63,186 (1,279) (2,583) (4,702) 13,414 27,419 48,890

    u}/ ;+rfng

    cfDbfgL 6,606 - sss- - - 5,165 1,996

    u}/ ;+rfng

    vr{ 7,676 - - - 1,119 - -

    cfo s/

    cl3sf] d'gfkmf 62,116 (1,279) (2,583)

    (4,702) 12,296 32,584 50,886

    cfos/ vr{ -

    rfn' s/ - - - -

    :yug s/

    vr{÷cfDbfgL 2,477 (2,219) (1,446) 3 (599) (300) (300)

    o; cjlwsf]

    d'gfkmf

    59,639 940 (1,137)

    (4,705) 12,894 32,894 51,186

    gfkmf afF8kmfF8 -

    a}+ssf]

    z]o/wgL 59,639 940 (1,137)

    (4,705) 12,894 52,884 51,186

    u}/ lgolGqt

    :jfy{ (Non

    Controlling

    Interest) - - - - - - o; cjlwsf]

    d'gfkmf

    59,639 940 (1,137)

    (4,705) 12,894 52,884 51,186

    gub k|jfxsf] ljj/0f ->fj0f !, @)&% b]lv cfiff9 #!, @)&^ ;Ddsf]_ -? xhf/df_

    ljj/0f af:tljs

    cf=a=*

    k|If]lkt** @)&&÷&*

  • 9

    cf=a= cf=a= cf=a=

    cflZjg d;fGt

    ;Ddsf] ckl/is[t cf=a= cf=a= cf=a=

    2074/75 2075/76 2076/77 2077/78 2078/79 2079/80

    sf/f]jf/

    ;+rfngaf6

    gub k|jfx

    Jofh cfDbfgL 13,494 2374 2,378

    155 25,698 78,600 1,30,830

    z'Ns tyf

    cGo cfDbfgL - - - - - - -

    nfef+z k|fKtL - - - - - - -

    cGo sf/f]jf/

    ;+rfngaf6

    k|fKtL 23,604 8,719 6495 5 6,423 7,368 5,427

    Jofh vr{ (2,661) (716) (495)

    (136) (10,568) (30,025) (49,998)

    sldzg tyf

    z'Ns vr{ - - - - - - -

    sd{rf/Lx?nfO{

    gub e'QmfgL (4,156) (3,103) (2,285)

    (1,135) (5,636) (8,468) (7,350)

    cGo vr{ (6,127) (6,423) (3,831)

    (3,478) (6,542) (7,321) (8,053)

    ;+rfng

    ;DklQ /

    bfloTjsf]

    kl/jt{g

    cl3sf]

    ;+rfng gub

    k|jfx 24,154 851 2261

    (4,589) 9,376 40,154 70,855

    ;+rfng

    ;DjlGw rfn'

    ;DklQdf

    36÷-a9_ -

    g]kfn /fi6«

    a}+saf6 jfFsL

    /x]sf] df}Hbft - - - - - - -

    a}+s tyf

    ljQLo

    ;+:yfx?df

    /x]sf] df}Hbft - - - - - - -

    cGo Jofkfl/s

    ;DklQ -

    10,623 (31) - - - -

    a}+s tyf

    ljQLo

    ;+:yfx?nfO{

    lbOPsf] shf{

    tyf ;fk6L - - - - - - -

    u|fxsnfO{

    lbOPsf] shf{

    tyf ;fk6Ldf

    36÷-a9_ 90,016 3,502 2343

    (201) (3,48,418) (4,03,784) (1,60,690)

    cGo ;DklQ (4,368) (3,638) 1,482

    (1,221) (976) 3,686 (2,068)

    ;+rfng

    ;DjlGw rfn"

    ;DklQdf -

    36_÷a9 85,649 10,487 3,794 (1,422) (3,49,394) (4,00,098) (1,62,758)

  • 10

    ;+rfng

    ;DjlGw rfn"

    bfloTjdf -

    36_÷a9 a}+s tyf

    ljQLo

    ;+:yfx?nfO{

    lbg' kg]{ jfFsL

    /sd - - - - - - -

    g]kfn /fi6«

    a}+snfO{ lbg'

    kg]{ jfFsL

    /sd - - - - - - -

    u|fxssf]

    lgIf]k (95,016) (75,088) 81

    1,581 2,24,788 2,49,344 2,50,000

    C0f ;fk6L - - - - - - -

    cGo bfloTj (25,430) (800) (7,943)

    (32) (6,064) (6,896) 3,961

    ;+rfng

    ;DjlGw rfn"

    bfloTjdf -

    36_÷a9 (1,20,446) (75,888) (7,863) 1,549 2,18,724 2,42,449 2,53,961

    cfos/

    cuf8Lsf]

    ;+rfng

    ultljwLaf6

    v'b gub

    k|jfx

    (10,644)

    (64,550)

    (1,807)

    (4,461) 1,21,294 (1,17,495) 1,62,058

    cfos/

    e'QmfgL - - - - (775) (393) (826)

    sf/f]jf/

    ;+rfngaf6

    v'b gub

    k|jfx (10,644) (64,550) (1,807)

    (4,461) (1,22,070) (1,17,888) 1,61,232

    nufgL

    sf/f]jf/df

    gub k|jfx -

    nufgL vl/b - - - - - - -

    nufgL ljlqm - - - - - - -

    l:y/

    ;DklQsf]

    vl/b - - - - - - -

    l:y/

    ;DklQsf]

    ljqmLaf6

    k|fKtL - - - - (3,489) (3,740) (3,750)

    cd"t{

    ;DklQsf]

    vl/b - - - - (21,188) (1,695) (1,441)

    nufgLdf

    ;DklQsf]

    vl/b - - - - - - -

    nufgLsf]

    ;dklQsf]

    ljqmLaf6 k|fKt - - - - 10,780 1,999 (9,787)

    Jofh cfDbfgL - - - - - - -

  • 11

    nfef+z

    cfDbfgL - - - - - - -

    nufgL

    sf/f]jf/df v'b

    gub k|jfx - - - (13,896) (3,436) (14,978)

    ljQLo >f]t

    sf/f]jf/af6

    gub k|jfx

    -

    C0fkq

    lgisfzgaf6

    k|fKtL - - - - - - -

    C0fkqsf]

    e'QmfgL - - - - - - -

    c;'/lIft

    bfloTjsf]

    lgisfzgaf6

    k|fKt - - - - - - -

    ;'/If0fdf

    g/flvPsf]

    bfloTjsf]

    e'QmfgL - - - - - - -

    z]o/

    lgisfzgaf6

    k|fKtL - - - - 1,96,851 2,38,846 -

    nfef+z

    e'QmfgL - - - - - - -

    Jofh vr{ - - - - - - -

    cGo

    k|fKtL÷e'QmfgL - - - - (59,391) - -

    ljQLo >f]t

    sf/f]jf/af6

    v'b gub

    k|jfx - - 53,269 - 1,37,459 2,38,846 -

    gub tyf

    gub ;dfgdf

    ePsf] v'b

    36÷a9 (9,462) (64,550) 51,462

    (4,461) 1,494 1,17,521 1,46,254 gub tyf

    gub ;dfgdf

    /x]sf] z'?jftL

    df}Hbft 1,31,111 1,21,649 57,099

    108,561 1,08,561 1,10,054 2,27,576 gub tyf

    gub ;dfgdf

    ljlgdo b/df

    ePsf]

    km/saf6

    cfDbfgL/vr{ - - - - - - -

    gub tyf

    gub ;dfgdf

    /x]sf] clGtd

    df}Hbft 1,21,649 57,099 1,08,561

    1,04,099 1,10,054 2,27,576 3,73,829 gf]6M NFRScg';f/ ljQLo ljj/0f tof/ kfl/Psf] x'gfn] gfkmf gf]S;fg afF8kmfF8 lx;fa ;+nUg gx'g] .

  • 12

    ;~rfng cjlwsf] tyf cfufdL tLg jif{sf] k|If]lkt k|lt z]o/ cfDbfgL (EPS), k|lt z]o/ g]6jy{,

    ljj/0f

    jf:tljs cf=a=* @)&&÷&*

    cflZjg

    d;fGt

    ;Ddsf]

    ckl/is[t

    Kf|If]lkt**

    cf=a=

    2074/75 cf=a=

    2075/76 cf=a=

    2076/77 cf=a=

    2077/78 cf=a=

    2078/79 cf=a=

    2079/80

    k|lt z]o/ cfDbfgL

    -¿=_ 107.32 1.69 (2.05) (8.47) 4.91 6.56 10.21

    k|lt z]o/ g]6jy{ (17.33) (17.73) 61.83 54.68 72.74 92.21 102.23

    cg'dflgt ljQLo ljj/0fxX¿ tof/ ubf{sf cfwf/x¿ M

    ljj/0f

    cf=a=

    2077/78 cf=a=

    2078/79 cf=a=

    2079/80 != s"n lgIf]kdf cf}ift a[l4b/ 869.63% 99.48% 50% @= s"n shf{ tyf ;fk6df cf}ift a[l4b/ 2,971.91% 112.12% 21.03% #= s"n cfodf cf}ift a[l4b/ 964% 168% 58% $= s"n vr{df cf}ift a[l4b/ 260.05% 110.61% 42.84% %= ;+rfng vr{ tyf s"n cfDbfgL cg'kft 82.27% 64.74% 58.35% ^= v'b d'gfkmfdf cf}ift a[l4b/ 1,233.92% 155.02% 55.66% &= shf{ tyf ;fk6sf] cf}ift Jofhb/ 13% 13% 13% *= cfos/ b/ 30% 30% 30% (= clgjfo{ df}Hbft (CRR) 39.94% 48.27% 40.85% !)= k"FhLsf]if kof{Kttf -CAR_ 39.19% 47.47% 40.13%

    != k|If]k0f cjlwe/ shf{ tyf ;fk6df cf}ift !#Ü Aofh tyf a}+s lgIf]kdf cf}ift %Ü Aofh cg'?k Jofh cfDbfgL

    x'g] cg'dfg ul/Psf] 5 .

    @= k|If]k0f cjlwe/ shf{ tyf ;fk6df !Ü shf{ Joj:yfkg z'Ns cg'dfg ul/Psf] 5 .

    #= k|If]k0f cjlwe/ cf}ift *Ü Jofh vr{ x'g] cg'dfg ul/Psf] 5 . $= zfvf lj:tf/ of]hgfaf6 x'g] sd{rf/L vr{ j[l4 afx]s k|If]k0f cjlwe/ sd{rf/L vr{ cf=j= @)&^÷)&* cjlwdf

    cToflws @%)Ü n] j[l4 x'g -a}+ls+u ultljlwx?sf] k'g?b\wf/ dfGb}_ / To; kl5sf cfufdL jif{df aflif{s !%)Ü-!))Ü n] j[l4 x'g] cg'dfg ul/Psf] 5 .

    %= x|f;s§L tyf dd{t÷;+ef/ vr{ afx]s ;~rfng vr{ cf=j= @)&^÷)&* df cToflws j[l4 x'g] -a}+ls+u ultljlwx?sf] k'g?b\wf/ dfGb}_ / To; kl5sf cfufdL jif{df ;~rfng vr{ aflif{s !)Ü n] j[l4 x'g] cg'dfg

    ul/Psf] 5 . ^= shf{ gf]S;fgL Joj:yf g]kfn /fi6« a}+saf6 xfn ;f] ;DalGwt hfl/ lgb]{zg adf]lhd ul/Psf] 5 .

    &= sd{rf/L af]g; vr{ xfnsf] af]g; P]gsf] k|fjwfg cg'?k ul/Psf] 5 .

    *= cfos/ vr{ xfnsf] cfos/ P]gsf] k|fjwfg cg'?k Joj:yf ul/Psf] 5 .

    ( ;+sngsf] pknJw ;Ldfsf] k"0f{ pkof]usf] x'g] ul/ k|If]k0f cjlwe/ lgIf]kx? ;+sng x'g] cg'dfg ul/Psf] 5 . !) ljt/0fsf] pknJw ;Ldfsf] k"0f{ pkof]u x'g] ul/ k|If]k0f cjlwe/ shf{ tyf ;fk6 ljt/0f x'g] cg'dfg ul/Psf] 5 .

    !!= l:y/ ;DklQdf zfvf lj:tf/ of]hgf cg'?k l:y/ ;DklQ yk ul/Psf] 5 . k|To]s jif{ zfvf lj:tf/ of]hgf cg'?k

    l:y/ ;DklQ yk x'g] cg'dfg ul/Psf] 5 .

    !@= shf{ tyf ;fk6sf] aflif{s Jofh cfDbfgL dWo] aiff{Gt ;Dddf Ps dlxgfsf] Jofh cfDbfgL p7\g afsLF x'g] cg'dfg

    ul/Psf] 5 .

    !#= l:y/ ;DklQ tyf cGo zfvf lj:tf/ ;DalGwt vr{x? k|If]k0f cjlwe/ k|Tos aif{ @ zfvf yk ug]{ of]hgf cg'?k

    yk ul/ k|:t't ul/Psf] 5 .

    @)&%÷&^ kl5sf k|If]k0fsf nflu @)&%÷&^ df xsk|b z]o/ lg:sfzg kl5sf] ;+:yfsf] cfly{s cj:yfnfO{ ;|f]t dflg k|If]k0f

    k|:t't ul?Psf] 5 .

    ljut tyf cfufdL # jif{sf] g]6jy{df ePsf] cf};t k|ltkmn M -xhf/df_

    ljj/0f

    jf:tljs cf=a=* @)&&÷&*

    cflZjg

    d;fGt

    ;Ddsf]

    ckl/is[t

    Kf|If]lkt**

    cf=a= 2074÷75

    cf=a= 2075÷76

    cf=a= 2076÷77

    cf=a= 2077÷78

    cf=a= 2078÷79

    cf=a= 2079÷80

    r'Qmf kF"hL 55,572 55,572 55,572 55,572 2,62,468 5,01,313 5,01,313

    hu]8f, sf]if tyf ;+lrt gfkmf -76,988_ -77,249_ -25,043_ -29,749_ -71,540_ -39,043_ 11,156

  • 13

    ljj/0f

    jf:tljs cf=a=* @)&&÷&*

    cflZjg

    d;fGt

    ;Ddsf]

    ckl/is[t

    Kf|If]lkt**

    cf=a= 2074÷75

    cf=a= 2075÷76

    cf=a= 2076÷77

    cf=a= 2077÷78

    cf=a= 2078÷79

    cf=a= 2079÷80

    k|:tfljt af]g; z]o/ 10,045 10,045 10,045 10,045 – – –

    hDdf -11,341_ -11,633_ 40,574 35,878 1,90,928 462,270 512,469

    ckn]vg ug{ af+sL vr{ – – – – – – –

    hDdf -g]6jy{_ -11,341) -11,633) 40,574 35,878 1,90,928 4,62,270 5,12,469 z]o/ ;+Vof -xhf/df_ 65 65 65 65 262 501 501

    k|lt z]o/ g]6jy{ (17.33) (17.73) 61=83 54=68 72=74 92=21 102=23 g]6jy{df k|ltkmn (524%) (8%) (3%) (13%) 7% 7% 10% g]6jy{df cf};t k|ltkmn (178%) (13%) 8%

    lgisf;g k"j{sf] k|lt z]o/ cfDbfgL -EPS_ sfod /fVg a[l4 x'g] g]6jy{df cfjZos k|ltkmn Ö @=@^% -Minimum Return on Increased Networth Required to Maintain Pre Issue (EPS)

    gf]6* M Aoj:yfkgaf6 k|dfl0ft ckl/is[t ljQLo ljj/0f .

    ** k|If]lkt ljQLo ljj/0f o; 8]enkd]06 a}+s cfkm}n] tof/ kf/]sf] / ;f] ljj/0f oyf{yk/s /x]sf] egL k|dfl0ft ussg]{ lj1df Pkm=l;=P=;'a|t 9sfn, PdljP;l8 P08 P;f]l;P6\; rf6{8{ Psfp06]06 ;+:yf, eujltjxfn, gS;fn,

    sf7df08f}+ /x]sf] 5 .

    -t_ ;+ul7t ;+:yfsf] kl5Nnf] aif{sf] n]vfkl/If0f ePsf] jf;nft / gfkmf gf]S;fg lx;fjsf] ljj/0f M

    -s_ ljQLo ;+:yfsf] cf=j= @)&%/&^ sf] jf;nft, gfkmf-gf]S;fg lx;fj tyf gub k|jfxsf] ljj/0f ;fwf/0f

    ;efaf6 kfl/t eO{ b]xfo adf]lhd /x]sf] 5 : jf;nft

    @)&^ ;fn cfiff9 d;fGtsf]

    -¿= xhf/df_

    ljj/0f /sd

    1 gub tyf gub ;dfg 52,639

    2 g]kfn /fi6« a}+sdf /x]sf] df}Hbft tyf lng' kg]{ jSof}tf 4,460

    3 a}+s tyf ljQLo ;+:yfdf /x]sf] df}Hbft -

    4 8]l/e]l6e ljQLo pks/0f -

    5 cGo Jofkfl/s ;DklQx? -

    6 a}+s tyf ljQLo ;+:yfnfO{ lbPsf] shf{ -

    7 u|fxsnfO{ shf{ tyf ;fk6L 3,193

    8 lwtf]kqdf nufgL 5,987

    9 rfn' s/ ;DklQ 9,266

    10 ;xfos sDkgLdf nufgL -

    11 ;Da4 sDkgLdf nufgL -

    12 ;DklQdf nufgL 7,983

    13 ;DklQ tyf pks/0f 1,479

    14 u'8jLn -VoftL_ / cd"t{ ;DklQ -

    15 :yug s/ ;DklQ -

    16 cGo ;DklQ 5,911

    s'n ;DklQ 90,917

    bfloTj

    1 a}+s tyf ljQLo ;+:yfnfO{{ ltg{ jfFsL - 2 g]kfn /fi6« a}+snfO{ ltg{ jfFsL -

    3 8]l/e]l6e ljQLo pks/0f -

  • 14

    4 u|fxsaf6 lgIf]k bfloTj 25,768

    5 ;fk6L - 6 rfn' cfos/ bfloTj - 7 Joj:yf 40,343

    8 :yug s/ bfloTj 3,362

    9 cGo bfloTj 33,077

    10 hf/L ul/Psf] C0fkq - 11 ;'/If0f g/flvPsf] cfjlBs bfloTj -

    s'n bfloTj 1,02,550

    k"FhL

    1 z]o/ k"FhL 65,617 2 z]o/ lk|ldod - 3 ;+lrt d'gfkmf (2,09,422) 4 hu]8f sf]ifx? 1,32,173 z]o/wgLx?nfO{ afF8kmFf8 s"n k"FhL (11,633) 5 u}/ lgolGqt :jfy{ -

    s'n k"FhL (11,633)

    hDdf bfloTj / k"FhL 90,917

    gfkmf–gf]S;fg lx;fa @)&^ cfiff9 d;fGt ;Ddsf]

    -? xhf/df_

    ljj/0f /sd

    1 Jofh cfDbfgL

    2,374

    2 Jofh vr{

    716

    v'b Jofh cfDbfgL

    1,658

    3 z'Ns tyf sldzg cfDbfgL

    -

    4 z'Ns tyf sldzg vr{

    -

    v'b z'Ns / sldzg cfDbfgL

    -

    v'b Jofh, z'Ns / sldzg cfDbfgL

    1,658

    5 v'b Jofkfl/s cfDbfgL

    -

    6 cGo ;+rfng cfDbfgL

    1,416

    hDdf ;+rfng cfDbfgL 3,074 7 shf{ hf]lvdsf] Joj:yf÷-lkmtf{_ tyf cGo gf]S;fgL (6,131)

    v'b ;+rfng cfDbfgL 9,204 ;+rfng vr{ 8

    sd{rf/L vr{ 2,984

    9 cGo ;+rfng vr{

    6,772

    10 x|f; s6\6L / kl/iff]wg

    728

    ;+rfng d'gfkmf

    (1,279)

    11 u}/ ;+rfng cfDbfgL

    -

    12 u}/ ;+rfng vr{

    -

    cfo s/ cl3sf] d'gfkmf

    (1,279)

    cfos/ vr{

    13 rfn' s/

    -

    14 :yug s/ vr{÷cfDbfgL

    (2,219)

  • 15

    o; cjlwsf] d'gfkmf 940

    gfkmf afF8kmfF8 15

    a}+ssf] z]o/wgL 940

    16 u}/ lgolGqt :jfy{ (Non Controlling Interest) -

    o; cjlwsf] d'gfkmf 940

    gub k|jfxsf] ljj/0f @)&^ cfiff9 d;fGt ;Ddsf] -? xhf/df_

    ljj/0f

    /sd

    sf/f]jf/ ;+rfngaf6 gub k|jfx 2,374

    Jofh cfDbfgL -

    z'Ns tyf cGo cfDbfgL -

    nfef+z k|fKtL -

    cGo sf/f]jf/ ;+rfngaf6 k|fKtL 8,719

    Jofh vr{ (716)

    sldzg tyf z'Ns vr{ -

    sd{rf/Lx?nfO{ gub e'QmfgL (3,103)

    cGo vr{ (6,423)

    ;+rfng ;DklQ / bfloTjsf] kl/jt{g cl3sf] ;+rfng gub k|jfx 851

    ;+rfng ;DjlGw rfn' ;DklQdf 36÷-a9_

    g]kfn /fi6« a}+saf6 jfFsL /x]sf] df}Hbft -

    a}+s tyf ljQLo ;+:yfx?df /x]sf] df}Hbft -

    cGo Jofkfl/s ;DklQ 10,623

    a}+s tyf ljQLo ;+:yfx?nfO{ lbOPsf] shf{ tyf ;fk6L -

    u|fxsnfO{ lbOPsf] shf{ tyf ;fk6Ldf 36÷-a9_ 3,502

    cGo ;DklQ (3,638)

    ;+rfng ;DjlGw rfn" bfloTjdf -36_÷a9

    a}+s tyf ljQLo ;+:yfx?nfO{ lbg' kg]{ jfFsL /sd -

    g]kfn /fi6« a}+snfO{ lbg' kg]{ jfFsL /sd -

    u|fxssf] lgIf]k (75,088) C0f ;fk6L -

    cGo bfloTj (800) cfos/ cuf8Lsf] ;+rfng ultljwLaf6 v'b gub k|jfx (64,550)ssss

    cfos/ e'QmfgL -

    sf/f]jf/ ;+rfngaf6 v'b gub k|jfx (64,550)

    nufgL sf/f]jf/df gub k|jfx

    nufgL vl/b -

    nufgL ljlqm -

    l:y/ ;DklQsf] vl/b -

    l:y/ ;DklQsf] ljqmLaf6 k|fKtL -

    cd"t{ ;DklQsf] vl/b -

    nufgLdf ;DklQsf] vl/b -

    nufgLsf] ;dklQsf] ljqmLaf6 k|fKt -

    Jofh cfDbfgL -

    nfef+z cfDbfgL -

    nufgL sf/f]jf/df v'b gub k|jfx -

  • 16

    ljQLo >f]t sf/f]jf/af6 gub k|jfx

    C0fkq lgisfzgaf6 k|fKtL -

    C0fkqsf] e'QmfgL - c;'/lIft bfloTjsf] lgisfzgaf6 k|fKt - ;'/If0fdf g/flvPsf] bfloTjsf] e'QmfgL

    -

    z]o/ lgisfzgaf6 k|fKtL -

    nfef+z e'QmfgL -

    Jofh vr{ - cGo k|fKtL÷e'QmfgL -

    ljQLo >f]t sf/f]jf/af6 v'b gub k|jfx - gub tyf gub ;dfgdf ePsf] v'b 36÷a9 (64,550)

    gub tyf gub ;dfgdf /x]sf] z'?jftL df}Hbft 1,21,649 gub tyf gub ;dfgdf ljlgdo b/df ePsf] km/saf6 cfDbfgL/vr{ -

    gub tyf gub ;dfgdf /x]sf] clGtd df}Hbft 57,099

    -v_ cfly{s jif{ ;dfKt ePkl5 xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx¿ k]z u/]df, cfly{s jif{ ;dfKt

    ePsf] ldltaf6 k]z u/]sf] ldlt;Dddf jf;nftsf] ldlt kl5sf] 36gfsf] jf/]df 5'§} hfgsf/L ljj/0fkqdf

    ;dfj]z ug'{ kg]{ M

    cflZjg d;fGt @)&& sf] jf;nft

    -¿= xhf/df_

    ljj/0f /sd

    1 gub tyf gub ;dfg 94,640

    2 g]kfn /fi6« a}+sdf /x]sf] df}Hbft tyf lng' kg]{ jSof}tf 9,460

    3 a}+s tyf ljQLo ;+:yfdf /x]sf] df}Hbft

    4 8]l/e]l6e ljQLo pks/0f 5 cGo Jofkfl/s ;DklQx? 6 a}+s tyf ljQLo ;+:yfnfO{ lbPsf] shf{

    7 u|fxsnfO{ shf{ tyf ;fk6L 3,190

    8 lwtf]kqdf nufgL 283

    9 rfn' s/ ;DklQ 9,632

    10 ;xfos sDkgLdf nufgL -

    11 ;Da4 sDkgLdf nufgL -

    12 ;DklQdf nufgL 7,983

    13 ;DklQ tyf pks/0f 644

    14 u'8jLn -VoftL_ / cd"t{ ;DklQ -

    15 :yug s/ ;DklQ -

    16 cGo ;DklQ 5,284

    s'n ;DklQ 1,31,115

    bfloTj

    1 a}+s tyf ljQLo ;+:yfnfO{{ ltg{ jfFsL - 2 g]kfn /fi6« a}+snfO{ ltg{ jfFsL -

    3 8]l/e]l6e ljQLo pks/0f -

    4 u|fxsaf6 lgIf]k bfloTj 27,430 5 ;fk6L - 6 rfn' cfos/ bfloTj - 7 Joj:yf 40,750

  • 17

    8 :yug s/ bfloTj 1,955 9 cGo bfloTj 25,102

    10 hf/L ul/Psf] C0fkq - 11 ;'/If0f g/flvPsf] cfjlBs bfloTj -

    s'n bfloTj 95,237

    k"FhL

    1 z]o/ k"FhL 65,617 2 z]o/ lk|ldod - 3 ;+lrt d'gfkmf (2,12,209) 4 hu]8f sf]ifx? 1,82,470 z]o/wgLx?nfO{ afF8kmFf8 s"n k"FhL 35,878 5 u}/ lgolGqt :jfy{ -

    s'n k"FhL 35,878

    hDdf bfloTj / k"FhL 1,31,115

    cflZjg d;fGt @)&& sf] gfkmf–gf]S;fg lx;fa -? xhf/df_

    ljj/0f /sd

    1 Jofh cfDbfgL 155

    2 Jofh vr{ 136

    v'b Jofh cfDbfgL 19

    3 z'Ns tyf sldzg cfDbfgL -

    4 z'Ns tyf sldzg vr{ -

    v'b z'Ns / sldzg cfDbfgL -

    v'b Jofh, z'Ns / sldzg cfDbfgL 19

    5 v'b Jofkfl/s cfDbfgL -

    6 cGo ;+rfng cfDbfgL 5

    hDdf ;+rfng cfDbfgL 24 7 shf{ hf]lvdsf] Joj:yf÷-lkmtf{_ tyf cGo gf]S;fgL 5

    v'b ;+rfng cfDbfgL 19 ;+rfng vr{ - 8

    sd{rf/L vr{ 1,135 9

    cGo ;+rfng vr{ 3,478 10

    x|f; s6\6L / kl/iff]wg 108

    ;+rfng d'gfkmf

    11 u}/ ;+rfng cfDbfgL -

    12 u}/ ;+rfng vr{ -

    cfo s/ cl3sf] d'gfkmf (4,702)

    cfos/ vr{ -

    13 rfn' s/ -

    14 :yug s/ vr{÷cfDbfgL 3

    o; cjlwsf] d'gfkmf (4,705)

    gfkmf afF8kmfF8 15

    a}+ssf] z]o/wgL (4,705)

  • 18

    16 u}/ lgolGqt :jfy{ (Non Controlling Interest)

    o; cjlwsf] d'gfkmf (4,705)

    cflZjg d;fGt @)&& sf] gub k|jfxsf] ljj/0f -? xhf/df_

    ljj/0f

    /sd

    sf/f]jf/ ;+rfngaf6 gub k|jfx

    Jofh cfDbfgL 155

    z'Ns tyf cGo cfDbfgL -

    nfef+z k|fKtL - cGo sf/f]jf/ ;+rfngaf6 k|fKtL 5 Jofh vr{ (136)

    sldzg tyf z'Ns vr{ -

    sd{rf/Lx?nfO{ gub e'QmfgL (1,135) cGo vr{ (3,478)

    ;+rfng ;DklQ / bfloTjsf] kl/jt{g cl3sf] ;+rfng gub k|jfx (4,589)

    ;+rfng ;DjlGw rfn' ;DklQdf 36÷-a9_ (1,422)

    g]kfn /fi6« a}+saf6 jfFsL /x]sf] df}Hbft -

    a}+s tyf ljQLo ;+:yfx?df /x]sf] df}Hbft -

    cGo Jofkfl/s ;DklQ - a}+s tyf ljQLo ;+:yfx?nfO{ lbOPsf] shf{ tyf ;fk6L -

    u|fxsnfO{ lbOPsf] shf{ tyf ;fk6Ldf 36÷-a9_ (201) cGo ;DklQ (1,221)

    ;+rfng ;DjlGw rfn" bfloTjdf -36_÷a9 1,549

    a}+s tyf ljQLo ;+:yfx?nfO{ lbg' kg]{ jfFsL /sd -

    g]kfn /fi6« a}+snfO{ lbg' kg]{ jfFsL /sd - u|fxssf] lgIf]k 1,581 C0f ;fk6L - cGo bfloTj (32)

    cfos/ cuf8Lsf] ;+rfng ultljwLaf6 v'b gub k|jfx (4,461) cfos/ e'QmfgL -

    sf/f]jf/ ;+rfngaf6 v'b gub k|jfx (4,461)

    nufgL sf/f]jf/df gub k|jfx

    nufgL vl/b

    nufgL ljlqm

    l:y/ ;DklQsf] vl/b

    l:y/ ;DklQsf] ljqmLaf6 k|fKtL cd"t{ ;DklQsf] vl/b

    nufgLdf ;DklQsf] vl/b nufgLsf] ;dklQsf] ljqmLaf6 k|fKt

    Jofh cfDbfgL

    nfef+z cfDbfgL

    nufgL sf/f]jf/df v'b gub k|jfx

    ljQLo >f]t sf/f]jf/af6 gub k|jfx

  • 19

    C0fkq lgisfzgaf6 k|fKtL C0fkqsf] e'QmfgL c;'/lIft bfloTjsf] lgisfzgaf6 k|fKt ;'/If0fdf g/flvPsf] bfloTjsf] e'QmfgL z]o/ lgisfzgaf6 k|fKtL

    nfef+z e'QmfgL

    Jofh vr{ cGo k|fKtL÷e'QmfgL

    ljQLo >f]t sf/f]jf/af6 v'b gub k|jfx

    gub tyf gub ;dfgdf ePsf] v'b 36÷a9 (4,461) gub tyf gub ;dfgdf /x]sf] z'?jftL df}Hbft 1,08,561 gub tyf gub ;dfgdf ljlgdo b/df ePsf] km/saf6 cfDbfgL/vr{ -

    gub tyf gub ;dfgdf /x]sf] clGtd df}Hbft 1,sssss04,099

    -u_ lwtf]kq lgisfzg v'Nnf x'g' k"j{ :jLs[t ePsf] xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx¿df

    pNn]lvt ljj/0fdf ;DalGwt lgodg lgsfosf] lgodg Joj:yf, lgb]{zg jf cGo s'g} sf/0faf6 Joj;fo

    ;~rfngsf] qmddf x'g] ;fdfGo kl/jt{g afx]s nufgLstf{sf lg0f{odf vf; c;/ kg]{ u/L tflTjs kl/jt{g

    ePdf To:tf] kl/jlt{t ljj/0f ;dfj]z u/L cfjZos ;'wf/ P+j ;+zf]wg ug'{ kg]{ ePdf ;f] ;DjGwL

    ljj/0f M

    o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx¿Æ df ;DalGwt lgodg lgsfosf] lgodg Joj:yf, lgb]{zg jf

    cGo s'g} sf/0faf6 nufgLstf{nfO{ c;/ kg]{ vfnsf tflTjs kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f æxsk|b z]o/ lgisf;g

    ;DaGwL Joj:yf tyf ljj/0fx¿Æ df ;dfj]z ul/g] / cfjZos ;'wf/ Pj+ ;+zf]wg ;d]t ul/g]5 . ;fy} lgisf;g ;DaGwL sfo{

    ug'{ k"j{ ;f] ;DaGwL cfjZos :jLs[tL ;d]t af]8{af6 lnO{g]5 .

    -y_ ;+ul7t ;+:yfn] ug]{ ePsf] sfddf lglxt ;+efljt hf]lvdx¿ M

    -s_ ljBdfg 8]enkd]G6 a+}sx¿ / gofF 8]enkd]G6 a}+sx¿sf] k|j]zaf6 x'g] k|lt:kwf{af6 x'g ;Sg] hf]lvdx¿ .

    -v_ 8]enkd]G6 a}+sn] k|bfg u/]sf] shf{ v/fa shf{df kl/0ft x'g uPdf x'g] hf]lvdx¿ .

    -u_ b]zsf] df}lb|s gLlt tyf g]kfn /fi6« a}+sn] ug]{ lgod lgb]{zgsf] ck|Toflzt kl/jt{gaf6 >[h{gf x'g ;Sg] ;Defljt

    hf]lvdx¿ .

    -3_ b]zsf] /fhg}lts cl:y/tfaf6 cfpg ;Sg] hf]lvdx¿ .

    -ª_ b]zsf] cfly{s cj:yfdf cfpg] ptf/ r9fjaf6 x'g ;Sg] hf]lvdx¿ .

    -r_ b]zsf] a}b]lzs Aofkf/ gLltdf x'g ;Sg] kl/jt{g tyf ljb]zL d'b|fsf] ljlgdo b/df 36a9 eO{ pTkGg x'g ;Sg]

    ;Defljt hf]lvdx¿ .

    -5_ lgIf]ksf] Aofh b/df cfpg] kl/jt{gaf6 pTkGg x'g;Sg] hf]lvdx¿ .

    -h_ k"FhL ahf/sf] cj:yfdf cfpg] ptf/ r9fjaf6 kg{ ;Sg] hf]lvdx¿ .

    -em_ g]kfn ;/sf/ tyf g]kfn /fi6« a}+ssf] cfly{s tyf ljQLo gLlt lgoddf x'g] kl/jt{gaf6 >[lht x'g;Sg] hf]lvdx¿.

    -`_ cGo ck|Toflzt 36gfaf6 ;[hgf x'g ;Sg] hf]lvdx¿ .

    lwtf]kqsf] d"No kl/jt{g ;DaGwL hf]lvd

    k|lt z]o/ c+lst d"No ¿= !))÷– b/n] lgisfzg ul/Psf] z]o/ d"Non] ;"rLs/0f kZrft\ g]kfn :6s PS;r]Gh lnld6]8df x'g]

    sf/f]jf/ d"No ghgfpg] ePsf]n] z]o/ d"Nodf x'g;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .

    ;Defljt cfly{s hf]lvdx¿nfO{ Go"gLs/0f ug{ Aoa:yfkgn] lgDg pkfox¿ cjnDag ub}{ hfg]5 .

    8]enkd]G6 a}+ssf] shf{ tyf nufgL v/fa eO{ x'g ;Sg] hf]lvdx¿sf] nflu 8]enkd]G6 a}+sn] shf{ tyf nufgLsf] nflu hf]lvd

    Aoxf]g]{ sf]ifsf] Aoj:yf u/]sf] 5 . 8]enkd]G6 a}+sn] ljQ ahf/df x'g] k|lt:kwf{sf] nflu hgzlQm 8]enkd]G6df Wofg k'¥ofpg'sf]

    ;fy} cGo Aoj;flos hf]lvdx¿af6 l;h{gf x'g ;Sg] gf]S;fgLsf] nflu Aoj:yfkg rgfvf] eO{ ;Defljt xfgL gf]S;fgL sd ug{

    ;Ifd / k|ltj4 /x]sf] 5 . o;sf] cnfjf cfˆgf] ;]jfnfO{ cem u'0f:t/Lo / k|lt:klw agfO{ pkef]Qmfd'lv ;]jfx¿ k|bfg u/L

    dWosflng tyf lb3{sflng shf{ ;fk6Lx¿ v/fa shf{df kl/0ft eO{ pTkGg x'g] hf]lvd sd ug{sf nflu 8]enkd]G6 a}+sn]

    k|efjsf/L shf{ gLlt cjnDjg u/]sf] 5 . To:t} cGo ljleGg hf]lvdx¿ Go"lgs/0fsf nflu k|efjsf/L cfGtl/s lgoGq0f k|0ffnL,

    ;do cg';f/sf] cfw'lgs k|ljlw, :ki6 gLlt tyf lgodx¿sf] lgdf{0f P+j ;do cg';f/ cfˆgf] ;]jf tyf ;'ljwfx¿df kl/jt{g

    ub{} nfg] gLlt 8]enkd]G6 a}+ssf] /x]sf] 5 .

    -b_ lwtf]kq afF8kmfF6 ;DaGwL Aoj:yf M

  • 20

    o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b z]o/ k|rlnt ælwtf]kq lgisfzg tyf afF8kmfF6 lgb{]lzsf, @)&$Æ df ePsf] Aoa:yf

    cg';f/ xsk|b z]o/sf] lgisfzg aGb ePsf] ldltn] a9Ldf kGw| -!%_ sfo{ lbgleq afF8kmfF6 u/L cef}lts (Demat) ¿kdf ;DalGwt z]o/wgLsf] vftfdf z]o/ hDdf u/] kZrft /fli6«o:t/sf] b}lgs klqsfdf ;"rgf k|sflzt ul/g]5 .

    -w_ ;+ul7t ;+:yfsf] k|aGwkq, lgodfjnL, kl5Nnf] jif{sf] n]vfk/LIf0f ePsf] jf;nft, gfkmf gf]S;fg lx;fa,

    n]vfk/LIf0f k|ltj]bg lg/LIf0f ug{ kfOg] ;do / :yfg M

    sfof{no ;doleq lgDg lnlvt :yfgx¿df ;Dks{ /flv sDkgLsf] k|aGwkq, lgodfjnL, jf;nft, gfkmf—gf]S;fgsf] ljj/0f

    lg/LIf0f ug{ ;lsg]5 M

    -s_ sDkgLsf]] /lhi68{ sfof{no, js'nx/ rf]s, /Tggu/ !, lrtjg .

    -v_ lwtf]kq lgisfzg tyf laqmL k|aGws M Unf]an cfOPdO{ SofkL6n lnld6]8, hdn, sf7df8f} .

    -g_ lgisfzg x'g] lwtf]kq k|Tofe"lt u/]sf] eP ;f] sf] ljj/0f M

    lgisfzg ul/g] xsk|b z]o/sf] nflu s'g} k|Tofe'lt ul/Psf] 5}g .

    -k_ z]o/ ;"lrs/0f u/fpg] ;DaGwL Joj:yf M

    o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b z]o/ ælwtf]kq lgisfzg tyf afF8kmfF6 lgb]{lzsf, @)&$Æ sf] bkmf ^ df pNn]v eP

    cg';f/ g]kfn lwtf]kq af]8{af6 lwtf]kq lgisfzgsf] nflu :jLs[t ePsf] & -;ft_ sfo{ lbgleq lwtf]kq ;"lrs/0f tyf

    cef}ltsLs/0fsf nflu g]kfn :6s PS;r]Gh ln= tyf l;l8P; P08 lSnol/Ë ln= df lgj]bg lbOg]5 .

    -km_ ;+ul7t ;+:yfsf] sf/f]af/df c;/ kg]{ s'g} ljjfb÷d'2f dfldnf eP ;f] sf] ljj/0f M ;f] gePsf] .

    -a_ lwtf]kq vl/b ug{ rfxg] cfj]bsn] kfngf ug'{kg{] d'Vo s'/fx¿ M

    -!_ xsk|b z]o/ vl/b ug{sf nflu xsk|b z]o/sf] lgisfzg k"j{ sDkgLn] ;fj{hlgs ;"rgf dfkm{t\ hfgsf/L u/fPsf]

    ldlt ;Dddf z]o/ vl/b u/L sfod ePsf ;fljs z]o/wgLx¿n] dfq xsk|b z]o/ vl/b ug{ cfj]bg lbg

    kfpg]5g\ .

    -@_ xsk|b z]o/ vl/b ug{sf nflu cfj]bg lbFbf cfk\mgf] gfddf btf{ /x]sf] z]o/ ;+Vof, z]o/ k|df0fkq gDa/, z]o/wgL

    gDa/ tyf cfkm"n] lng rfx]sf] xsk|b z]o/ ;+Vof ;d]t vf]nL sDkgLåf/f tf]lsPsf] 9fFrfsf] cfj]bg kmf/fd e/L

    b/vf:t lbg' kg{]5 .

    -#_ xsk|b z]o/ vl/bsf nflu lbOg] cfj]bg kmf/fddf b]xfosf ljj/0f v'nfpg' kg]{5 .

    -s_ cfj]bssf] k"/f gfd -g]kfnL tyf cË|]hL b'j}df_ pNn]v ug'{kg]{5 .

    -v_ cfj]bssf] afa', cfdf tyf afh]sf] gfd pNn]v ug'{kg]{5 .

    -u_ cfj]bs ljjflxt ePdf >Ldfg\ jf >LdtLsf] gfd pNn]v ug'{kg]{5 .

    -3_ cfj]bssf] :yfoL 7]ufgf pNn]v ug'{kg]{5 .

    -ª_ cfj]bssf] ;Dks{ 7]ufgf / 6]lnkmf]g jf df]jfOn gDa/ pNn]v ug'{kg]{5 .

    -r_ cfj]bssf] vftf /x]sf] a}Í jf ljQLo ;+:yfsf] gfd, 7]ufgf tyf vftf gDa/ pNn]v ug'{kg]{5 .

    -5_ lwtf]kq cef}ltlss/0f ug]{ -l8Dof6_ vftf gDa/ pNn]v ug'{kg]{5 .

    -h_ cfj]bsn] lng rfx]sf] z]o/ ;ª\Vof tyf ;f] jfkt hDdf u/]sf] /sd :ki6 pNn]v ug'{kg]{5 .

    -em_ cfj]bssf] x:tfIf/ -gfafnssf] xsdf cleefjssf] x:tfIf/_ x'g'kg]{ .

    -`_ cfj]bg kmf/fd a'emfPsf] ;Íng s]G›sf] gfd tyf 7]ufgf pNn]v ug'{kg]{5 .

    -6_ cfj]bg kmf/fd a'emfPsf] ldlt pNn]v ug'{kg]{5 .

    -$_ xsk|b z]o/sf nflu cfj]bg lbFbf cfkm"n] lng rfx]sf] z]o/ ;+Vof jfkt k|lt z]o/ c+lst d"No ¿=!))÷— b/n] x'g]

    Psd'i6 /sd tf]lsPsf] ;+sng s]Gb|x¿ jf lgisfzg a}+ssf] vftfdf hDdf u/L ;f] sf] ;Ssn ef}r/ ;fy} /fvL

    cfj]bg lbg' kg{]5 .

    -%_ ;+o'Qm gfddf /x]sf ;fljs z]o/wgLx¿n] cfj]bg lbFbf ;+o'Qm ?kdf g} xsk|b z]o/ vl/bsf nflu b/vf:t lbg'

    kg{]5 .

    -^_ xsk|b z]o/ afF8kmfF6 ubf{ h'g ;d"xsf] z]o/wgL xf], ;f] z]o/wgLnfO{ ;f]xL ;d"xsf] z]o/sf] cg'kftdf afF8kmfF6

    ul/g]5 .

    -&_ tf]lsPsf] ;doleq xsk|b z]o/ vl/bsf nflu cfj]bg k]z gug{] tyf b/vf:t ;fy z]o/ afktsf] /sd bflvn

    gug{] ;fljs z]o/wgLx¿n] kl5 xsk|b z]o/sf] nflu s'g} lsl;dsf] bfjL ug{ kfpg] 5}g .

    -*_ xsk|b z]o/ ;DaGwL s'g} ljjfb ePdf jf k/]df o; 8]enkd]G6 a}+ssf] ;~rfns ;ldltn] u/]sf] lg0f{o clGtd x'g]5.

    -(_ o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b z]o/ k|fKt ug]{ l8Dof6 vftf (DMAT Account/BOID No.) ePsf cfj]bsx¿nfO{ gLhx¿n] rfx]sf] v08df lwtf]kqsf] k|df0fkq cef}lts ?kdf ;d]t pknAw u/fpg] Aoa:yf ul/g]

    x'Fbf gLhx¿n] z]o/ vl/bsf nflu cfj]bg lbFbf cfkm\gf] l8Dof6 vftf (DMAT Account/BOID No.) ;d]t cfj]bg kmf/fddf :ki6 ?kdf pNn]v ug'{ kg]{5 . ;fy} s'g} klg z]o/wgLsf] ef}lts tyf cef}lts -l8Dof6_ ?kdf

    z]o/ sfod /x]sf] z]o/ cg';f/ xsk|b z]o/ ebf{ To:tf z]o/wgLsf] z]o/ ef}lts tyf cef}lts -l8Dof6_ h'g

    ¿kdf sfod /x]sf] ePtf klg Pp6} dfq cfj]bg kmf/fd e/L b/vf:t lbg' kg]{5 .

  • 21

    -!)_ lwtf]kq cef}ltlss/0f ul/ ;Sg' ePsf z]o/wgLx?n] CASBA dfkm{t MEROSHARE af6 ;d]t xsk|b z]o/sf

    nflu cfj]bg lbg ;Sg' x'g]5 .

    -e_ cfˆgf] xs cGo JolQmnfO{ x:tfGt/0f ug]{ u/L dgf]gog u/]sf] cj:yfdf kfngf ug'{kg]{ s'/fx¿M

    cfkm\gf] xs cGo JolQmnfO{ x:tfGt/0f ug]{ ul/ dgf]gog ubf{ ;+:yfks z]o/wgLx?sf] xsdf o; sDkgLsf] s]lGb|o

    sfof{no /Tggu/ !, js'nx/, 6fF8L, lrtjg tyf ;j{;fwf/0f z]o/wgLx?n] lgisf;g tyf ljqmL k|jGws >L Unf]jn

    cfOPdO{ SofkL6n lnld6]8, hdn, sf7df08f}+df ;Dks{ /flv cfkm'n] k|fKt u/]sf] xsk|b z]o/ vl/b ug{ kfpg] ;Dk"0f{

    jf cf+lzs xs cGo JolQm jf ;+:yfnfO{ x:tfGt/0f ug{ ;Sg] 5 . ;f] sf] nflu lgDgfg';f/sf] Joj:yf kfngf ug'{ kg]{

    x'G5 .

    s_ s'g} klg JolQmn] cfkm\gf] ;Dk"0f{÷cf+lzs xs s'g} Ps JolQm jf ;+:yfnfO{ dfq k|of]u ug]{ u/L lbg ;Sg]

    5 .

    v_ xs x:tfGt/0f ;DaGwL sf/f]af/ ubf{ Go"gtd !) lsQf eGbf sd gx'g] ul/ dgf]gog ug'{ kg]{ 5 . u_ xsk|b z]o/ vl/b ug]{ xs c?nfO{ dgf]lgt ug]{ z]o/jfnfn] c? z]o/jfnfsf] xs lnO{ dgf]lgt x'g kfOg]

    5}g, t/ cfkm\gf] k'/} xs pkof]u ug]{n] eg] c?sf] xs ;d]t dgf]lgtsf] ?kdf lng ;Sg]5 .

    3_ xs x:tfGt/0f ul/ z]o/ lng dgf]lgt x'g] z]o/jfnf xs x:tfGt/0f x'g' klxn] jf xs x:tfGt/0f kl5 u|x0f

    ul/g] z]o/ ;d]t s"n z]o/ ;+Vofsf] !% k|ltzt eGbf a9L gx'g] ul/ dgf]lgt ePsf] x'g'kg]{ 5 . ª_ ;+:yfks ;d"xsf] z]o/ xs x:tfGt/0f ubf{ k|rnLt sfg"gsf] clwgdf /lx ;+:yfks ;d"xsf] z]o/ ;+:yfks

    ;d'xsf] z]o/jfnfdf / ;j{;fwf/0f ;d'xsf] z]o/ ;j{;fwf/0f z]o/jfnfx?df /xg] u/L dfq x:tfGt/0f ug{

    ;Sg] 5g\ . xs x:tfGt/0f ubf{ sDkgLsf] z]o/ :jfldTjsf] ;+/rgf / ;+rfns ;ldltsf] agf}6df s'g}

    kl/j{tg x'g]5}g . k|To]s z]o/jfnfsf] Ps z]o/ a/fj/ Ps dt x'g]5 .

    r_ k|:tfljt ;+:yfks ;]o/wgLn] cfˆgf] nufgLsf] ;|f]t v'Ng] sfuhftsf ;fy} kl5Nnf] cfly{s jif{sf] s/ r'Qmf

    k|df0fkq jf s/ bflvnf u/]sf] lg:;f ;d]t k]z ug'{ kg]{5 .

    5_ k|rlnt sfg"g adf]lhd dgf]lgt x'g] JolQm jf ;+:yf sfnf] ;"rLdf g/x]sf] tyf sfg"g jdf]lhd cof]Uo

    gePsf] x'g'kg]{ 5 .

    h_ xsk|b z]o/ ;DaGwL xs x:tfGt/0f xsk|b z]o/ ljqmL v'Nnf ePsf] cjlwleq ug]{ ul/ dgf]gog ePsf] x'g'

    kg]{5 .

    em_ z]o/wgLn] cfkm'n] kfPsf] xs c? s;}nfO{ dgf]gog ubf{ tf]lsPsf] 9fFrfdf sDkgLdf lgj]bg lbg' kg]{ 5 .

    ;fy} x:tfGt/0f u/L lnOg] lwtf]kqsf] r'Qmf /sdsf] Ps k|ltztn] x'g cfpg] /sd dgf]gog ul/lbg]

    z]o/wgLn] a'emfpg' kg]{5 .

    `_ ;+rfns tyf cfwf/e"t z]o/wgLn] cfkm"n] xs x:tfGt/0f ug]{ ePdf b/vf:t v'Nnf x'g'eGbf tLg lbg cufl8

    xs x:tfGt/0f ul/ lgisf;g a}+sdf /sd hDdf ug'{ kg]{5 / cGosf] xsdf xsk|b z]o/ ;DaGwL xs

    x:tfGt/0f xsk|b z]o/ ljqmL v'Nnf ePsf] cjlwleq ug]{ ul/ dgf]gog ePsf] x'g' kg]{5 .

    -6_ s'g} klg z]o/wgLx?sf] z]o/ a}+s tyf ljlQo ;+:yf jf cGo lgsfoaf6 /f]Ssf /x]sf] ;DaGwdf xs x:tfGt/0fsf]

    nflu lgj]bg k]z ubf{sf avt /f]Ssf ug]{ ;DalGwt ;+:yf jf lgsfosf] :jLs[lt kq clgjfo{ ?kdf k]z ug'{

    kg]{5 .

    -d_ ;+ul7t ;+:yfsf] n]vfk/LIfs, sDkgL ;lrj, ljQLo ljj/0f k|If]k0f ug]{ ljz]if1, k|If]lkt ljj/0fsf]

    k|If]k0f÷cg'dfgsf] cfwf/ tyf tl/sf af/] k'g/fjnf]sg u/L ;Gt'i6 ePsf] /fo AoQm ug]{ ljz]if1, æxsk|b

    z]o/ lgisf;g ;DaGwL Joj:yf tyf ljj/0fx¿Æ tof/ ug]{ ljz]if1 tyf lgisfzg tyf laqmL

    k|aGwssf] gfd, 7]ufgfM

    -s_ sDkgLsf] c7fcf}+ aflif{s ;efsf] lg0f{o adf]lhd cf=a=@)&%÷)&^ sf] afXo n]vfk/LIf0f sfo{ ug{sf] nflu l;=P= >L

    ;ltz rGb| nfn, Pn=P;=kL= P;f]l;P6\;, rf6{8 PsfpG6]06; nlntk'/+nfO{ lgo'Qm ul/Psf] 5 .

    -v_ o; 8]enkd]G6 a}+ssf] sDkgL ;lrjdf Joj:yfkgdf :gftssf]Q/ z}lIfs of]Uotf xfl;n ug'{ ePsf kf}jfb'8df uf=kf=

    ltjf/Le~Hofª @, ef]hk'/ lgjf;L >L kz'klt kf}8]n x'g'x'G5 .

    -u_ o; sDkgLsf] ljQLo ljj/0f k|If]k0f ljut jif{x¿sf] sf/f]af/sf] cfwf/df lgisfzgstf{ 8]enkd]G6 a}+s cfkm\}n] tof/

    u/]sf] xf] . pQm ljQLo ljj/0f tyf k|If]k0fsf] cg'dfg tyf cfwf/x¿ xfnsf] ljQLo ahf/sf] l:ylt, lgisfzgstf{

    8]enkd]G6 a}+ssf] xfnsf] bIftf / lgisfzgstf{ 8]enkd]G6 a}+sn] k|fKt u/]sf] xfn;Ddsf] sfo{ k|ultsf] cfwf/df

    k'g/fjnf]sg u/L ljj/0f 7Ls 5 egL k|dfl0ft ug]{ ljz]if1df rf6{8{ Psfp06]06 >L ;'a|t 9sfn, PdljP;l8 P08

    P;f]l;P6\; rf6{8{ Psfp06]06 ;+:yf, eujlt axfn, gS;fn, sf7df08f}+ /x]sf] 5 .

    -3_ o; æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx¿Æ Aofj;flos ;+:yf >L Unf]an cfOPdO{ SofkL6n

    lnld6]8, hdn, sf7df08f}+n] tof/ u/]sf] xf] .

    -ª_ o; xsk|b z]o/ lgisfzgsf nflu lwtf]kq lgisfzg tyf laqmL k|aGwsdf g]kfn lwtf]kq af]8{af6 lgisfzg tyf

    laqmL k|aGwssf] k|df0fkq k|fKt lwtf]kq Joj;foL >L Unf]an cfOPdO{ SofkL6n lnld6]8, hdn, sf7df08f}+ /x]s]f

    5 .

  • 22

    n]vfkl/If0f eO{;s]sf ljQLo ljj/0fx? 7Ls 5 egL k|dfl0ft ug]{ rf6{8{ Psfp06]06 ;+:yf >L PdljP;l8 P08 P;f]l;P6\; rf6{8{ Psfp06]06 ;+:yf, eujlt axfn, gS;fn, sf7df08f}+sf] tkm{af6 >L ;'a|t 9sfn, Pkm=l;=P n] k|dfl0ft

    ug'{ ePsf] 5 . o; 8]enkd]06jf6 lgisf;g ug{ nfluPsf] ;fwf/0f z]o/ vf]Ng] sfo{df cGo ljljw sf/0fn] l9nf x'g uPdf k|If]k0f ul/Psf cfDbfgL tyf vr{sf glthfx? s]xL km/s kg{ hfg] /fo /x]sf] 5 .

    -o_ xsk|b z]o/ hf/L ug'{sf] p2]Zo M

    -!_ sDkgLsf] k"FhLut of]hgf adf]lhdsf] k"FhL k'/\ofpg] p2]Zo cg'?k ldlt @)&&÷)^÷!^ ut] ;DkGg c7fcf}+ aflif{s

    ;fwf/0f ;efaf6 Ps z]o/ a/fa/ gofF Ps z]o/ -! M !_ sf] cg'kftdf xsk|b z]o/ hf/L u/L k"FFhL j[l4 ug]{ lg0f{o

    u/]sf]n] ;f]xL adf]lhd k"FhL ;+sng ug{ .

    -@_ sDkgLn] ;]jf lj:tf/ ug]{ qmddf nufgL a9fpg tyf ljQLo Pj+ cfly{s ultljlwnfO{ lj:tf/ ug{sf nflu cfjZos

    k"FFhL ;+sng ug{ .

    -#_ sDkgLsf] k|aGwkqdf pNn]v ul/Psf] p2]Zox¿ cg'?k ug'{kg]{ sfo{x¿sf] nflu sDkgLsf] ;+:yfsf] zfvf lj:tf/

    u/L sf/f]af/ j[l4 ug{ cfjZos k"FFhL h'6fpg / sDkgLsf] k"FhL cfwf/nfO{ dha't t'NofO /fVg .

    -$_ o; afx]s sDkgLn] tkl;n adf]lhdsf] of]hgf ;lxt xsk|baf6 k|fKt /sd k|of]u ug]{ lg0f{o u/]sf] 5 .

    qm=;+= ljj/0f /sd -¿=_

    != nufgL clea[l4 $,%(,#!,*#)=))

    @= ef}lts k"jf{wf/ tyf zfvf lj:tf/ !,(^,*%,)&)=))

    hDdf ^,%^,!^,())=))

    -/_ xsk|b z]o/ laqmL v'Nnf cjlw M

    xsk|b z]o/sf] nflu b/vf:t lng] sfo{ slDtdf @! -PSsfO;_ lbgsf nflu v'Nnf /flvg]5 . ;f] ;dofjlw leq ;Dk"0f{ xsk|b

    z]o/sf] nflu cfj]bg gk/]df ælwtf]kq btf{ tyf lgisfzg lgodfjnL,@)Æ sf] lgod !* -@_ adf]lhd g]kfn lwtf]kq af]8{nfO{

    clu|d hfgsf/L lbO{ ;+ul7t ;+:yfn] ;"rgf k|sfzg u/L cfj]bg v'Nnf ePsf] ldltn] a9Ldf yk !% -kGw|_ lbg ;Ddsf nflu

    lwtf]kqsf] b/vf:t v'Nnf /fVg ;lsg]5 .

    -n_ xsk|b z]o/ vl/bsf nflu b/vf:t kfO{g], /sd hDdf ug]{ / cfj]bg a'emfpg] :yfgx¿sf ;fy} xsk|b

    z]o/ vl/bsf nflu tof/ ul/Psf] æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx¿Æ k|fKt ug{ jf

    x]g{ ;Sg] :yfgx¿ M

    != Unf]an cfOPdO{ SofkL6n lnld6]8, hdn, sf7df08f} .** @= o; 8]enkd]G6 a}+ssf] /lhi6{8{ sfof{no tyf zfvf sfof{nox¿M–

    qm=;= zfvfsf] gfd / 7]ufgf ;Dks{ g+= k|b]z g+=

    != /Tggu/ !, js'nx/, 6fF8L, lrtjg )%^-%^)^)*,%^!@%* k|b]z g+= #

    @ lj=lk=s]=Pd=SofG;/ xl:k6n, e/tk'/ &, lrtjg . )%^-%(#*(% k|b]z g+= # #= e/tk'/ xl:k6n sDkfp08, e/tk'/ lrtjg . )%^-%@#)!! k|b]z g+= #

    ** r]saf6 dfq b/vf:t a'lemlng] Joj:yf ul/Psf] 5 .

    #= g]kfn lwtf]kq af]8{af6 Ohfht k|fKt l;—cf:jf ;]jfdf ;xeflu a}+s tyf ljQLo ;+:yfx¿ .

    pk/f]Qm :yfgx¿sf] cnfjf xsk|b lgisfzgsf] qmddf 8«fkm\6 ;+nUg u/L b/vf:t lbg kfOg] / o;/L b/vf:tjfnfx¿n]

    b/vf:t lbg rfx]df z]o/ lgisfzg aGb x'g] cl3sf] ldlt;Dddf Unf]an cfOPdO{ SofkL6n ln=sf] gfddf lvlrPsf]

    Psfp06k]oL (A/c Payee) 8«fˆ6sf ;fy z]o/sf] b/vf:t kmf/fd g]kfn ;/sf/, x'nfs ;]jf dfkm{t /lhi6«L u/L

    Unf]an cfOPdO{ SofkL6n ln=, hdn, sf7df08f}+df k7fO{Psf] lgj]bgnfO{ dfq afF8kmfF6df ;dfj]z ul/g]5 . g]kfn

    lwtf]kq af]8{af6 :jLs[t k|fKt l;—cf:jf ;]jfdf ;xefuL cGo a}+s jf ljQLo ;+:yfx¿df ;d]t l;—cf:jf k|0ffnL

    dfkm{t z]o/ b/vf:t kmf/fd a'emfpg ;lsg]5 . z]o/ laqmL aGb ePsf] & -;ft_ lbgkl5 k|fKt 8«fˆ6 / cfj]bg

    kmf/fdnfO{ afF8kmfF6df ;dfj]z ul/g]5}g . xsk|b z]o/ vl/bsf nflu b/vf:t kmf/fd lgisfzgstf{ sDkgL gf/fo0fL

    8]enkd]06 a}+s ln= sf] j]j;fO6 www.ndbl.com.np jf lwtf]kq lgisfzg tyf laqmL k|jGws Unf]an cfOPdO{ SofkL6n ln= sf] j]j;fO6 www.globalimecapital.com af6 ;d]t 8fpgnf]8 u/L e/]/ k7fpg ;lsg]5 / z]o/wgLx¿n] cfkm\gf] xs ;DaGwL ljj/0f lgisfzgstf{ 8]enkd]06 a}+ssf] j]j;fO6 www.ndbl.com.np tyf lgisf;g tyf laqmL k|aGwssf] j]j;fO6 www.globalimecapital.com af6 x]g{ ;lsg]5 .

    lgisf;g a}+s ;DaGwL Aoa:yf M

    l;=g+= lgisf;g a}+ssf] gfd, 7]ufgf Vfftfsf] gfd Vfftf gDa/

    != Unf]an cfOPdO{ a}+s ln=, sdnfbL, sf7df08f} . GICL-BTI Narayani Right 0101010007798

  • 23

    -j_ cfkm\gf] Aoj;fo;Fu ;DjlGwt P]g, lgod, sDkgL P]g, tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx¿sf] k"0f{

    kfngf u/]sf] ;DaGwdf pb\3f]if0f M

    sDkgLn] ug]{ Joj;fo;Fu ;DjlGwt P]g, lgod, a}s tyf ljQLo ;+:yf ;DjGwL P]g, @), sDkgL P]g, @)^# tyf cGo lgodg

    lgsfon] lbPsf] lgb]{zgx¿sf] k"0f{ ?kdf kfngf ul/Psf] 5 / ;f]xL bfo/fleq /xL cfˆgf] sf/f]af/ ub}{ cfO/x]sf] 5 . ;fy} o;

    sDkgLsf] ;~rfnsx¿ Pj+ ;+:yfksx¿ sDkgL P]g, @)^#, a}+s tyf ljQLo ;+:yf ;DjGwL P]g, @) tyf cGo k|rlnt g]kfn

    sfg"gdf ePsf] Joa:yf cg';f/ sfnf];"rLdf ;dfj]z /x]sf] hfgsf/L k|fKt gx'g'sf ;fy} of]Uo /x]sf] pb\3f]if0f sDkgLsf] /x]sf]

    5 . ;fy} ;+:yfn] sDkgL P]g adf]lhd sDkgL /lhi6«f/ sfof{nodf cf=a= &%÷&^ ;Ddsf] a'emfpg' kg{] ;Dk"0f{ ljj/0f a'emfO{

    sDkgL /lhi6«f/ sfof{nosf] ldlt @)&&÷)&÷)# ut]sf] kqfg';f/ cf=a= &%÷&^ ;Dd sDkgL cBfjlws /x]sf] 5 .

    qm]l86 /]l6Ë ;DaGwL ljj/0f M

    o; ljj/0f cg';f/ lgisfzg ul/g] ;fwf/0f z]o/sf] nflu lwtf]kq btf{ tyf lgisfzg lgodfjnL, @) -t];|f] ;+zf]wg

    ;lxt_ df ePsf] Joj:yf adf]lhd sDkgLsf] O:o'/ /]l6Ë u/fpg' kg]{ ePsf]n] qm]l86 /]l6Ë lgodfjnL, @)^* sf] lgod #

    adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf O{qmf g]kfn ln=, l8NnLahf/, sf7df08f}+af6 O:o'/ /]l6Ë u/fO{ æ[ICRANP-IR] C1Æ (pronounced as ICRA NP Issuer rating single C)Æ k|df0fkq k|fKt u/]sf] 5 . æ[ICRANP-IR] C1Æ n] ;dodf ljQLo bfloTj k"/f ug{ r'Sg] ;DaGwdf Hofb} pRr hf]lvd -æConsidered to have Very High Risk of Default Regarding Timely

    Servicing of Financial ObligationsÆ_ eGg] hgfpF5 . O{qmf g]kfn ln=n] ICRANP-IR AA b]lv ICRANP-IR C (+ plus, -

    minus) ;Ddsf] /]l6Ë k|bfg ub{5 .

    -z_ kl5Nnf] # aif{sf] clwstd, Go"gtd, clGtd ahf/ d"Nosf ;fy} sf/f]af/ ePsf] ;+Vof ;DaGwL ljj/0f M

    cfly{s aif{ clwstd z]o/

    d"No -¿=_

    Go'gtd z]o/

    d"No -¿=_

    clGtd ahf/

    d"No -¿=_

    z]o/ sf/f]af/ ;+Vof

    -xhf/df_

    )&$÷)&% g]kfn /fi6« a}+saf6 ldlt @)&).!@.@& b]lv ;d:ofu|it 3f]if0ff u/]sf] x'gfn] .

    )&%÷)&^ g]kfn /fi6« a}+saf6 ldlt @)&).!@.@& b]lv ;d:ofu|it 3f]if0ff u/]sf] x'gfn] .

    )&^÷)&& g]kfn /fi6« a}+saf6 ldlt @)&).!@.@& b]lv ;d:ofu|it 3f]if0ff u/]sf] x'gfn] .

    kl5Nnf] # dlxgfsf] clwstd, Go"gtd, clGtd ahf/ d"Nosf ;fy} sf/f]af/ ePsf] ;+Vof ;DaGwL ljj/0f

    cfly{s aif{ clwstd z]o/

    d"No -¿=_

    Go'gtd z]o/

    d"No -¿=_

    clGtd ahf/

    d"No -¿=_

    z]o/ sf/f]af/ ;+Vof

    -xhf/df_

    @)&& >fj0f g]kfn /fi6« a}+saf6 ldlt @)&).!@.@& b]lv ;d:ofu|it 3f]if0ff u/]sf] x'gfn] .

    @)&& efb| g]kfn /fi6« a}+saf6 ldlt @)&).!@.@& b]lv ;d:ofu|it 3f]if0ff u/]sf] x'gfn] .

    @)&& cflZjg g]kfn /fi6« a}+saf6 ldlt @)&).!@.@& b]lv ;d:ofu|it 3f]if0ff u/]sf] x'gfn] .

    b|i6Jo Mo; sDkgLsf] cBfjlws ahf/ d"No g]kfn :6s PS;r]Gh lnld6]8n] k|sflzt ug]{ ahf/ d'No;"rLaf6 k|fKt ug{

    ;lsg]5 .

    if_ o; æxsk|b z]o/ lgisfzg ;DaGwL JoJf:yf tyf ljj/0fx¿Æ df pNn]v ePsf] ljj/0fx¿ tYo, k"0f{ 5g\, ;f] df

    s'g} km/s k/]df xfdL ;~rfnsx¿ k"0f{ ?kdf lhDd]jf/ x'g]5f}}+ egL ;lx 5fk ug]{ ;~rfnsx¿sf] gfd, b:tvt .

    l;=g+= ;~rfnsx¿sf] gfd Kfb

    b:tvt

    != ;'/]Gb|/fh jfUn] cWoIf

    @= /fd k|;fb /f]kfv]tL ;~rfns

    #= /d]z kf}8]n ;~rfns

    Gff]6M l/Qm /x]sf] ;~rfns kb ;+Vof b'O{ -@_ sf] nflu o; xsk|b z]o/ afF8kmfF6 kZrft a:g] ;~rfns ;ldltsf] a}7sn] lgo'Qm

    ug]{ / pQm lgo'lQmnfO{ cfufdL ;fwf/0f ;efaf6 cg'df]bg u/fpg] .

    -;_ lgisf;g tyf laqmL k|aGwssf] pb\3f]if0f M

    xfdLnfO{ gf/fo0fL 8]enkd]06 a}+s lnld6]8 tyf o;sf ;+:yfks÷;~rfnsx¿n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx¿sf]

    cfwf/df To; ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b

    z]o/ lgisfzg ;DaGwL JoJf:yf tyf ljj/0fx¿Æ df n]lvPsf cfly{s ljj/0fx¿ / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n]

    nufgLstf{x¿nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/ lgisfzg ;DaGwL

  • 24

    Aoj:yf tyf ljj/0fx¿Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg

    lgodfjnL, @)Æ cg'?ksf] of]Uotf k'u]sf] k|ltj4tfkq -8\o" 8]lnh]G; ;l6{lkms]6_ k|:t't u/]sf 5f}+ .

    g]kfn lwtf]kq af]8{af6 :jLs[t ePsf] æxsk|b z]o/ lgisfzg ;DaGwL Aoj:yf tyf ljj/0fx¿Æ ;fj{hlgs lgisfzgsf] nflu

    k|sfzg ug{' @ lbg cuf8L ;f] sf] Ps k|lt (Soft Copy) g]kfn lwtf]kq af]8{sf] j]e;fO6df /fVg] k|of]hgsf] nflu pknAw u/fOg]5 .