GIVING YOUR BUSINESS AN EDGE

Expand your business with new connections and informed cash flow decisions

WU® EDGE PLATFORM

The challenge of a growing global marketplace

In an increasingly globalized economy more and more businesses find themselves in a stagnant international payment cycle.

LIMITED INSIGHT INTO TRANSACTION FEES and exchange rates

DIFFICULT TO MANAGE cash flow and

budgets

LIMITED UNDERSTANDING

of currency risk management

INVOICES COST MORE than forecast

RESOURCES ARE DRAINED

by invoice tracking and

reporting

90%OF SMES

are negatively affected when the

cost of payables run higher than planned

Source: East and Partners Study

Transform insight into action with the WU® EDGE platform

FREE TECHNOLOGY, AND FEE-FREE GLOBAL PAYMENTS*

Expand your business globally while helping reduce the expense, time, and resources it takes to manage international transactions.

You can access the WU® EDGE platform at no cost. It facilitates fee-free, real-time transactions in 51 currencies*, and allows you to leverage our global bank network to make payments in over 130 currencies. Conduct quick and easy analysis of your transactions, and budgeted rates to help maximize your cash flow. Increase efficiency with a smart, 2-click payments flow designed to reduce the time it takes to transact.

CONNECT TO GROW

WU® EDGE connects buyers and sellers across a global B2B network. Find and create new relationships, make the right connections to grow your business globally, and benefit from real-time transactions between your WU® EDGE contacts.

Connect, grow and empower on the WU® EDGE platform

CONNECT

EMPOWER

GROW

FEE-FREE REAL-TIME PAYMENTS in 51 currencies* with your partners on the WU® EDGE Network

CONTROL FX COSTS and help protect profits

FIND NEW BUSINESS PARTNERS and be FOUND

SAVE TIME AND MONEY on global transactions

BUSINESS INTELLIGENCE that helps you make powerful business decisions

HEDGE TO PAY use Forward Contracts to fund payments

EFFICIENT PAYMENTS easily pay multiple invoices at once

SIMPLIFY ACCOUNTS PAYABLES by capturing, submitting and tracking invoices with partners in-platform

HOLD AND MANAGE CASH BALANCES across multiple currencies

managing international payments instead of other important business activities

AN SME LOSES AN EMPLOYEE FOR

1E V E R Y W E E K

Source: East and Partners Study

FULL DAY

Maximize cash flow, reduce expense and improve efficiency

Use the WU® EDGE platform to take control of cash flow and help protect your profits.

FEE-FREE PAYMENTS IN REAL TIME*Invite your global partners to join WU® EDGE at no cost. Benefit from fee-free real-time payments in 51 currencies* to 14 countries. Outside of WU® EDGE, you can leverage our bank network to send payments in over 130 currencies to 170+ countries.

COLLABORATION CENTERA central hub for your account information, where you can easily access and collaborate with us on your account documents. Get fast online support for all account queries, and track their status and resolution.

CONNECT WITH PARTNERS AND SIMPLIFY ACCOUNTS PAYABLESConnect with current trading partners, and find new ones on the WU® EDGE network. Easily capture, submit, track and pay invoices with your partners in-platform, to avoid spreadsheets and email overload. Your cash flow dashboard is automatically updated with this data so you can quickly forecast budgets and assess risk.

POWERFUL CURRENCY RISK INSIGHTConsult with our FX and Hedging specialists for help understanding currency risk. Use our hedging products to help protect your bottom line from currency fluctuations, and easily track their performance within the WU® EDGE platform.

CASH FLOW VISIBILITY Maximize your cash flow by simulating currency risks with the Volatility Slider tool, and transacting at known, exchange rates. See the cost of your invoices in local currency and know up front how much you’ll pay.

TURN INSIGHTS INTO POWERFUL BUSINESS DECISIONS Use the Forecasting Tool and customizable reporting to know your cash flow inside-out, and identify trends. Easily review transaction history and the impact of currency fluctuation to conduct ‘what if’ analysis of your budgets.

WU® EDGE WILL ALSO HELP YOU:• Track all foreign currency holding balances and

activity statements at a glance

• Hold and manage funds across multiple currencies with holding balances

• Gain complete visibility of payment status and full reconciliation details

© 2017 Western Union Holdings Inc. All rights reserved.

Western Union Business Solutions (WUBS) is a business segment of The Western Union Company and operates through local affiliates in a number of countries around the world. For a full list of WUBS operating entities, licensing information and relevant country information please visit www.business.westernunion.com/wubsglobaldisclaimers/

* Transaction fee-free Edge Network Payment services are available between fully accredited WUBS customers that have registered to use the WU® EDGE platform and are authorized by a WUBS affiliate to access WUBS services in USA, Canada, United Kingdom, France, Italy, Austria, Germany, Poland, Czech Republic, Singapore, Hong Kong, Australia, New Zealand or in other WUBS operating countries where customers have been specifically granted access to such service. WUBS does not charge a license fees to access or use the WU® EDGE platform. In the event that a transaction that is initiated through the WU® EDGE platform involves a currency conversion a WUBS affiliate will apply a foreign currency exchange rate, which includes a margin set by WUBS. Transaction fees may also apply to transactions other than Edge Network Payment services that are initiated through the EDGE platform.

Find out how to revolutionize your business with WU® EDGE

business.westernunion.ca/wuedge