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India’s Leading Payment Solution Provider Company A Group Company of GI Retail

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Indias Leading Payment Solution Provider CompanyA Group Company of GI Retail

Executive SummaryCompany OverviewOur BrandsIndias Largest Domestic Money Transfer (DMT) company Second Largest Online Travel B2B2C Company in India and Philippines

One of the largest Retail Agent terminal (ATs) network for DMT, Payments and Travel in India and Philippines80,000 ATs in India7,000 ATs in Philippines

Award winning Online Transaction platform for DMT, Payments and Travel Winner Best Online Travel Portal in the South Indian Travel Awards and Hospitality India and Explore the World in 2014Winner NPCIs National Payments Excellence Awards 2014 from RBI Dy. Governor for highest transactions on IMPSWinner Best Payment System Operator in 2013 by FIPS, IndiaWinner Financial Inclusion through Innovation in 2014 at Financial Inclusion Conference

Conversion Rate: US$ 1 = INR 62The only profitable company in this space

Pre-paid Payment instrument (PPI / wallet) approved by Reserve Bank of India (RBI) (regulator)Distribution Platform (neighborhood stores) for DMT, payments and travelTravel Distribution platform - India- PhilippinesQuick FactsFounded and Operational in 2007 (India), Philippines (2012)Ownership: Above 80% with Founders

Benefits:Reserve Bank of India approved payment system.Strong technology and adoption of new technology.Safe money transfer GuaranteedMoney transferred to beneficiary within 24-48hrs for utility bills and instant transfer for payment gateway Icash card .Innovation in payment spaceNo waiting in long queuesStrong Banking Relationship17 Lac unique Wallet/ICash users 80,000 The smart shop counters in india, approx 4000 in Delhi.

TechnologyPayment Solutions and Transaction Processing Company

Our StrengthTechnology and adoption of newer technologyInnovation in payment spaceStrong Banking RelationshipRBI approvals for 5 YearsDirect Relationship with NPCI and other Regulatory BodiesFirst Prepaid Company to have ASP license from NPCI We can onboard any Bank or Financial Institution to IMPS transactions using our Network and ConnectivityStrict Compliance and Monitoring TeamDirect customer connectIn-House domain expert and Support TeamSuccessful deployment of our services for various partners17 Lac unique Wallet/ICash users

TechnologyPayment Solutions and Transaction Processing Company

Group - Quality ComplianceISO 9001 certified for operations

ISO 27001 (BS 7799) certified operations in its datacenter.

TechnologyPayment Solutions and Transaction Processing Company

Our Clients

Company StrengthsWhat we are good atDomain ExpertiseSuperior Business and Service Delivery Model -Hybrid model - Use of Technology + The Smart Shop/ICASH CENTER Agent Assisted Delivery of servicesDigital distribution of Analog Services Convenience - better accessibility, ease of use, safe

Well Poised for future growth opportunitiesOne of few companies which did Cash Out Pilot. Applied for Payment Bank license and Bharat Bill Payment System (BBPOU - Consumer Aggregator)

Achieved market leaderships in Travel by consolidating fragmented travel agents market& bringing nontraditional agents to our platformDMT through superior execution &roll out in key DMT corridors across the country and a world class technology.

Group enjoys a rock solid, reliable reputation with customer, franchises, regulators and bankers Prepaid and Wallet SolutionsDomestic Money Transfer and E-KYCAssisted BankingPaymentsOnline TravelOther Service Distribution

Core StrengthsInnovative deployment of technology Nation wide distribution networkPrior Expertise in Managing Large volume businessesSuccessful Promoters Track report own and seed funded ventures in the past have been successful

FIPS Awards - Best Payment System in 2013 & 2014

Payment Excellence Award Received from Deputy Governor Sri H.R. Khan (2014)Awards ReceivedManagementRamu Ramasamy, Chief Executive Officer Leads the Group focusing on the strategic vision, social innovation, and expansion of business in new markets, products to capture higher profitability and positioning by being in the Top 5% in each stated industry vertical. Has oversight of administration. Transformed the Group from a technology company into a multi product Corporate House focusing on DMT, Payments and Travel.. An alumni of BITS, Pilani and post college briefly in asset administration at Morgan Stanley before joining the family paper trade. Palani Ramasamy, Chief Technology Officer Owns full lifecycle of product development from design to delivery (customer acceptance). Empowers the wide variety of professionals employed by the Group; provides direction and purpose to execute the companys mission. Also supports technical/commercial aspects of proposal authoring and approval. An engineering graduate from PSG Tech, Coimbatore. Easily adapts to technology landscape challenges, envisions change, and ensures stable (optimized) performance of products/technologies in the marketplace.

Ably supported by ONE large strong TEAM

ManagementL. Selvaraj, Chief Financial Officer Highly effective executive overseeing the Groups finance and accounting functions. Responsible for monitoring the key financial metrics and working with founders to achieve projected results. Selvaraj enables trust with the airlines while procuring bulk volume deals and provides absolute confidence to our bankers. He is both a distinguished well respected licensed professional among the Chartered Accountancy fraternity with more than 20 years experience.

Subhash Kumar, Chief Operating Officer A committed and seasoned executive, Subhash joined the Group as a business development manager 15 years back. In addition to day to day ops responsibility, as the COO he cultivates strategic relationships with all principals, Regulators and Banks. Subhash has oversight function of the Groups sales with emphasis on technology products to banks, financial institutions and large travel partners.

Ably supported by ONE large strong TEAM

Contact for Business tieup and AlliancewithICASH CARD & GI TECHNOLOGYfor-Utility bill payment-Payment gateway eCommerce Website Abhishek SinhaBusiness Development Manager9873547147Email ID:- [email protected] YOU