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    GOOD TIMES

    FREE

    BOOMER

    MEMORIES •TRIVIA •CROSSWORD FUN•FINANCIAL ADVICE

    •AND MUCH MORE

    Celebrating Winter!Artic Ice Festival, Sandusky

    Snow Fest, Frankenmuth

    JANUARY 2014

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    2 – GOOD TIMES • January 2014

     GOOD

    TIMES Vol. 8 No. 4

    Nancy Spencer, Editor

    A monthly publication forAllen, Auglaize, Putnam,

    Logan, Mercer and Van Wert Counties.

    For editorial information:1-800-589-6950 Ext. 136

    Email - [email protected]

    For advertising information:

     1-800-589-6950

    Don Hemple Ext. 128

    Marilyn Hoffman Ext. 131

    A DELPHOS HERALD

    PUBLICATION405 N. Main St.,

    Delphos, Ohio 45833

    Contents

    Birthday trivia answers1. John Paul Jones2. Victoria Principal3. Stephen Stills

    4. Betty White5. Maury Povich6. Bill Bixby

    1. I was born on January 3, 1946 in England. Iam a multi-instrumentalist and songwriter whoco-founded the rock band Led Zeppelin. JimmyPage and I wrote “Stairway to Heaven.” Who amI?

    2. I was born January 3, 1950 in Japan. I am a TVactress who played the role of Pamela Ewing on

    the television series, Dallas. Who am I?

    3. I was born on January 3, 1945 in Texas. I wasranked #28 in Rolling Stone Magazine’s 2003list of The 100 Greatest Guitarists of All Time.Before fame I joined The Continentals, the bandthat became The Eagles. I then became a singer-songwriter with Crosby, Stills, Nash, and Young.Who am I?

    4. I was born January 17, 1922 in Illinois. I am abeloved comedic actress from Mary Tyler MooreShow and The Golden Girls. I also starred in Hot

    in Cleveland. Who am I?

    5. I was born January 17, 1939 in DC. I ama TV talk show host and husband of ConnieChung. My daytime show ( a competitor of JerrySpringer) has been running since 1991. Who amI?

    6. I was born January 22, 1934 in Calfornia. I am aTV actor who played roles in My Favorite Martianand The Incredible Hulk and The Courtship ofEddies Father. Who am I?

    Birthday Trivia

     •If you remember when girls could notwear slacks, jeans etc.

    to public school.

    •You remember lining up in the schoolgymnasium to get the new vaccinations and you have a scar on your arm to prove it.

    You know you are a boomer when...

    3....... CASE OF THE MISSING MONKEE 

    CROSSWORD FUN: 2013 in Review

    4 ......CELEBRATING WINTER-Ice and Snow Festivals making winter fun! 

    5 ......FROZEN WORLD CHAMPIONSHIPS

      Taking snow and ice sculpting

    to a new level 

    6 ......WHY YOU MAY NEED TO THINK

    ABOUT LONG-TERM COVERAGE

    7 ...... I RESOLVE...AGAIN  A humorous look at a yearly endeavor

    7 ......HOCKING HILLS MAKES

    INTERNATIONAL MUST SEE LIST

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    January 2014 • GOOD TIMES – 3

     By Paul NeimanA couple yars ago, there was a story out

    of India that the last typewriter factory hasust shut its doors for good. The reason?

    Typewriters are becom-

    ing obsolete since mosttyping is now done on acomputer. It turns out thatthe story wasn’t entirelyaccurate, as there are a fewcompanies that still makeelectric typewriters.

    Back in 1956, a ladynamed Bette Nesmithworked as a typist for abank. She wasn’t a verygood typist, though, andfound herself erasing herfrequent mistakes with apencil eraser. When her em-ployer switched over to elec-tric typewriters, she could no longer eraseher mistakes on the new type of ribbon, soshe set out to invent a product that wouldallow her to paint over her mistakes. Bettecreated the invention of Liquid Paper,which was originally known as MistakeOut, to help her in her job.

    Bette experimented with many differ-ent combinations of ingredients until she

    found the right formula. Later, after she hadalready begun selling bottles of her LiquidPaper, she was red from her job. The r-

    ing turned out to be a blessing, though, asit enabled her to devote all of her time toher Liquid Paper business. Sales beganto skyrocket and, in an attempt to ll the

    demand while keeping her

    costs down, Bette had herson, Robert, help her ll thebottles of Liquid Paper.

    By 1975, her company,the Liquid Paper Corpora-tion, employed 200 peopleand produced 25 millionbottles of Liquid Paper thatwere sold in 31 countries.She later sold her companyto Gillette for $47 millionplus royalties.

    I don’t mean to changethe subject, but back in1997, the 1960’s pop band,

    The Monkees, staged their 30th Anniver-sary Reunion Tour. Only three of the origi-nal four band members participated. DavyJones, Micky Dolenz and Peter Torkinson,a.k.a. “Tork,” were all there, but what hap-pened to the fourth Monkee? Why wouldhe skip their reunion tour?

    Could it be because the missing Mon-kee was in much better nancial shape

    than the other Monkees? If so, how did hebecome wealthier than the others?

    Remember when I men-tioned that Bette Nesmith’sson, Robert, helped her llthe bottles with Liquid Pa-per in the 1950’s?

    Robert is his rst name,but he goes by his middlename of Michael. Youprobably remember him asMichael Nesmith, guitar-

    ist for The Monkees. Youknow … Bette’s boy.

    Congratulations …you’ve just solved the“Case of the Missing Mon-kee.”

    Case of themissing Monkee

    The Trophy Center Engraving, A Specialty Since 1950

    419.222.08411175 W. North St.

    Lima, OH 45805

    www.trophycenter.net 

    We also have wedding party gifts! 

    CROSSWORD FUN:

     2013 IN REVIEW  ACROSS1. Fancy tie6. *Amanda Bynes wore ablue one in court9. A woman at Harvard after

    197713. Star Wars attacker 14. Big time15. Artillery burst16. Rhino relative17. Brit. iers18. E.T., e.g.19. *New prince of Cam-bridge21. *Leno’s successor 23. And not24. Dispatched25. What hernias do28. Yamaguchi’s court30. *Football HOFer, ______ Jones, died35. Web ____37. Butcher’s cut39. Eye _____40. Truth alternative41. One affected by Han-sen’s disease43. Deuce topper 44. Be in harmony46. Urban legends, e.g.47. Kitten’s plaything48. *Kind of care

    50. Rich soil52. French “lake”53. Place to moor a boat55. Gourmet mushroom57. Female peafowl60. Jewish village, historical63. Elks’ hangout64. Augment66. Fear-inspiring68. MPH69. Bull’s mate70. Sheep-like71. Hibernation stations

    72. *Kourtney and Kim73. Cause aversionDOWN1. *Jennifer Lawrence won fordoing it2. Smelting waste3. Endure4. *Satire newspaper thatstopped printing5. Reign of ______6. “The Way We ___”7. Gershwin or Levin8. Blooper 

    9. “____ Me Maybe”10. Assortment11. Fifty-fty12. *___ Draper of “Mad Men”went to L.A.15. Some chips are this, someare not20. Done on a barbie

    22. Plus24. Biathlete’s equip-ment25. Jerusalem’sancient land26. Cell phone bill

    item27. It’s rma29. Season to be jolly31. Bohemian32. Reef constructor 33. Met’s offering34. *Boy group,reunited36. Movie ____38. Agrippina’s slayer 42. Boxer’s stat45. Engraved49. Clod chopper 51. *Cause of Chely-abinsk’s disaster 54. Sweater style56. Pet annoyance57. *The new one is from Argentina58. “I Dream of Jeannie” star 59. Long, long time60. Tailored

    61. *Artist Banksy took one toNew York62. Country dance formation63. a.k.a. acid65. Ornamental carp67. Unagi

    Answer on page 11

    Nesmith

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    4 – GOOD TIMES • January 2014

     Artic Ice FestivalFebruary 1 & 2, 2014Sandusky, Ohio

    from 10am - 4pm both days.Lake Erie in the winter? Bring your fam-

    ily for a fun and educational weekend ofwinter activities! Arctic Ice Festival takesplace along the Sandusky waterfront at theMaritime Museum, the Sandusky SailingClub and the Erie County Senior Center.This year’s Arctic Ice Festival is offering

    activities like ice skating, ice carving, iceboat racing, ice diving demonstration andmore. Some events are weather-permitting.Events are held indoors and outdoors, dresswarm!

    Visitors will also be able to tour theMaritime Museum. Also at the MaritimeMuseum on both Saturday and Sunday willbe craft activities.

    The Erie County Senior Center willhave a Soup Cook-Off on Saturday. Admis-

    sion is $3 and you will be able to sample allthe soups in the competition.

    Zehnder’s Snowfest 2014January 22-27, 2014

    Frankenmuth, Mich.Zehnder’s Snowfest has been host to one

    of the top snow sculpting events in North

    America for the past 22 years. Visitors haveenjoyed larger-than-life snow sculpturesand beautifully detailed ice carvings eachyear

    Zehnder’s Snowfest is also host to theNational Collegiate Ice Carving Champion-ship and the High School Snow SculptingCompetition.

    In addition, Zehnder’s Snowfest willhave entertainment for the entire family inthe warming tent, a reworks display, pet-

    ting zoo and children’s activities. Plan nowto attend Zehnder’s Snowfest 2014.

    Featuring:• World Class Double & Single Block

    Snow Sculpting Championships• State of Michigan Snow Sculpting

    Competition• 100-Block Ice Carving Exhibition

    • U.S. National Collegiate Ice CarvingCompetition

    - Children’s Snow Sculpting at Fran-kenmuth Riverplace

    - Zehnder’s Snowfest Warming TentOpen 10 a.m. – 5 p.m. Food, Refresh-ments, Exhibit Booths & Entertainment 10a.m. – 4 p.m. Michigan’s Favorite AppleRecipe Contest

    - Professional Ice Exhibition Specta-(Continued on page 5)

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     There might be snow, it might be cold, but it doesn’t really maer. It’s time to play outside and celebrate the season. Many communities offeropportunities to turn our winter blues into a fun and joyous time of the year!

    Here are just a couple of very popular festivals you may want to check out!

    Celebrating Winter “I wonder if the snow loves the trees and fields, that it kisses them so

     gently? And then it covers them up snug, you know, with a white quilt; and

     perhaps it says “Go to sleep, darlings, till the summer comes again.” – Lewis Carroll, Alice’s Adventures in Wonderland & Through the Looking Glass

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    5/8January 2014 • GOOD TIMES – 5

    (Continued from page 4)-tors will be entertained and amazedas Greg Butauski, Award WinningCertied Master Ice Sculptor andhis team create the TV-5 NewsDesk and a 100-block masterpiecefeaturing Pure Michigan artistry.Located in Zehnder’s Parking Lotbehind Rau’s Country Store.

      Children’s Play Area Open –Next to Frankenmuth Toy Compa-ny. Free Petting Zoo & Children’sPony Rides.

      Observers walk the streets of Frankenmuth checking our snowsculptures.

    The World Ice Art Championships is an icesculpting contest in Fairbanks, Alaska put on byIce Alaska, a non-prot corporation started in1989. The contest is the largest of its kind in theworld and attended by more than 100 sculptorsfrom 30 different countries every year. The con-

    test also draws tens of thousands of spectators;Ice Alaska put on its rst ice art championshipin 1991; it featured 16 sculpting teams and lasteda week. Today the event lasts a month and fea-tures 75 teams from around the world. Through2011, the ice festival took place on a 20-acre siteacross the Chena River from Pioneer Park, whichthe organizers leased from the Alaska Railroad.

    The event now takes place at the George Horn-er Ice Art Park. Ice blocks are harvested from an

    80-foot-deep pond called O’Grady Pond Too; theice is so clear it is referred to as “arctic diamond”.In addition to sculptures on view, the event fea-tures a Kids Park sculpted out of ice, including iceslides, an ice maze and an ice rink.

    FROZEN WORLDCHAMPIONSHIPS

    The regional snow and ice exhibitions

    not enough for you? 

    Check out these WORLD CHAMPIONSHIPS

    in Alaska and Colorado.

     International SnowSculpture Championshipsare held in Breckinridge,

    Colorado each January and February.

    Putt Putt Golf Course with a

    Jamaica Theme at Zehnders–Open 3 – 8 p.m. Everyone iswelcome to play a 9-hole puttputt golf course where each holehas a different ice carvingchallenge to play through.

    An ice boat sails across the frozen waters near Cedar Point.

    Ice Diving demonstrationsat Sandusky’s Artic Ice Fest.

    Wh o ma need to think

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    6/86 – GOOD TIMES • January 2014

    One of the greatest chal-lenges when it comes toplanning for retirementis trying to predict futurehealthcare expenses. Ad-ditionally, many people are

    living longer – well into their80s or 90s – which makesthe need for long-term careincreasingly likely for manyAmericans. But the realityis that many people have notyet evaluated whether or notlong-term care insurance isa good option for them.

    What exactly is long-term care? At its most basiclevel, long-term care is dened as ser-

    vices a person might need at some pointin life – usually, but not exclusively at anolder age – to help perform many of theactivities of daily living. These servicescan be delivered in the home or in placeslike a nursing home or assisted living fa-cility.

    No matter what kind of long-term careyou or your family member requires,there are potentially signicant costs as-

    sociated with it. Accord-ing to the U.S. Departmentof Health and Human Ser-vices, the average cost ofcare in a private room ata nursing home for one

    year was $83,000 in 2010.It also reports that 70 per-cent of those turning age65 will need some formof long-term care in theirremaining years. Most ofit may occur in the homewhere it is typically morecost-effective (but still ex-pensive), while about one-third of Americans over

    65 will require nursing home care.

    Look beyond the numbersAll too often, the numbers alone aren’t

    enough to motivate people to considerplanning for these costs in advance. Afterall, who doesn’t think that we’ll be able tobeat the odds and not require expensivecare during our lives?

    Even if you feel like you can take thechance, there is a more important reasonto consider obtaining some kind of long-

    term care protection – to help protect youfrom becoming a burden to your spouse,children or others who might be respon-sible for your care. Having some form of

    long-term care insurance gives you moreoptions for care when you need it and re-lieves others of that physical and nan-cial responsibility. The strain on thosewho nd themselves in the caregiver rolecan be tremendous. Having an insurancestrategy in place may help limit the stresson your loved ones.

    The options availableMany have the mistaken impression

    that government programs like Medi-care* will pay for their long-term care

    needs later in life, but Medicare only cov-ers certain services and care, and only fora limited period of time. Also, Medicaidwill likely only provide benets once youspend down your assets.

    You’ll likely need to consider a pro-tection plan of your own. There are dif-ferent ways you can approach long-termcare coverage:

    •Self-funding – to do this, you needsufcient savings to cover potential futureexpenses, which can be several hundredthousand dollars. This isn’t a realistic orvery reliable option for most people.

    •Traditional long-term care insurance – this provides reimbursement up to astated daily maximum and for a set pe-riod of time for long-term care expensesyou incur. It helps protect your personalsavings from the dramatic impact of careexpenses. Policies vary, so you need toseek the level of coverage that’s appro-priate for you.

    •A combination policy – you also canconsider a life insurance policy that in-cludes a component that provides long-term care coverage.

    While you’re considering your choic-es, be sure to fully read the ne print andunderstand the terms of the coverageavailable so you know what type of pro-tection is right for you.

    Choosing the right courseBefore making any decisions, be sure

    to:•Determine if insurance is appropriate

    for your situation and if so, how muchinsurance is enough. First, consider theresources you may have available to helpfund long-term care and understand therealistic costs for services where you live.Then determine what kind of coverage isbest for you.

    •Understand that care costs in the fu-ture will likely be signicantly higherthan they are today due to ination. Youmay want to ensure your policy addressesthis.

    •Assess how long-term care premiumst into your budget and your long-termnancial goals.

    If you determine that insurance isright for you, remember that the sooneryou can purchase coverage, the lowerthe premiums will typically be. For helpevaluating your insurance options or de-termining how insurance ts within yourlong-term nancial plan, consider meet-ing with a nancial advisor.

    ###*Medicare coverage varies by state.

    Source: Health and Human Services; http://long-termcare.gov/the-basics/

    JoAn M. Smith, CFP®, is a Financial Advisor withAmeriprise Financial Services, Inc. in Delphos, Ohio.She specializes in fee-based nancial planning and as-set management strategies and has been in practice 26years. To contact her, call 419-695-7010 or visit 227North Main Street, Delphos, OH 45833.

    Any benets and guarantees are subject to theclaims paying ability of the issuing insurance company.

    Ameriprise Financial does not offer tax or legal ad-

    vice. Consult with a tax advisor or attorney.

    Brokerage, investment and nancial advisory ser-vices are made available through Ameriprise FinancialServices, Inc. Member FINRA and SIPC.

    © 2013 Ameriprise Financial, Inc. All rights re-served.

    File # 771377

    Why you may need to think

    about long-term care coverage

    By JoAn Smith, CFP

    Ohi St t P k G

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    7/8January 2014 • GOOD TIMES – 7

    Year after year the publiccounts down the seconds until thenew year arrives. At the stroke ofmidnight, people embrace, glassesare hoisted and resolutions aremade. Many people make the sameresolutions year after year, largelybecause resolutions are not always

    easy to keep. The following are themost common New Years resolu-tions...again.

    1. Lose weight2. Manage stress3. Quit smoking4. Get out of debt5. Find a better job6. Save money7. Volunteer to help others8. Spend more time with

    family9. Get organized10. Improve tness

    ANSWERS to

    CROSSWORD

    PUZZLE PAGE 3

    Yeserday, everybody smoked his las cigar, ook his las drink andswore his las oah. oday, we are a pious and exemplary communiy.

    Tiry days om now, we shall have cas our reformaion o he winds and gone o cuting our ancien shorcomings considerably shorer han ever.~ Mark wain ~

     A New Year’s resoluion is somehing ha goes in one year and ou heoher.

     May all your roubles las as long as your New Year’s resoluions!~ Joey Adams ~

     May his New Year be full of joy, may your resoluions las as long as your cravings for unhealhy food, and may you feel he magic of he NewYear in your hear. Le his New Year fill you wih hope insead of cookies,wih joy insead of ice cream, and wih wonder insead of poao chips.

     May he nex year find your waisline slimmer, your walle fater, yourcholeserol lower, and your olerance level higher.

    I resolve....again....

    This New Year, make resolutions that you are going to keep...like this one: “I will break my other New Years resolutions withinthe rst week” is at least one that is accurate, as is “I will diet fortwo weeks and go back to eating pretty much anything I want afterthat”.

    COLUMBUS, OH — OhioState Parks was once again iden-tied as having one of the topmust-see destinations in the world.Hocking Hills State Park was the

    only location in the United Statesidentied in Buzzfeed’s list of the“22 Stunning Under-The-RadarDestinations to Add to YourBucket List in 2014.”  The otherdestinations were scattered acrossthe globe and included exotic lo-cales from Norway, Brazil, NewZealand and French Polynesia.

    “We are always excited whenpeople discover what Ohioanshave long known, that Ohio is

    truly home to some of the mostbeautiful places in the world,” saidOhio Department of Natural Re-sources (ODNR) Director JamesZehringer.

    In August, CNN Travel recog-nized Headlands Beach State Parkin Mentor, located in northeastOhio along the southern shore ofLake Erie, as one of 20 ‘can’t-miss’ U.S. beaches. Ohio StateParks have consistently receivedexcellent national recognition forhaving some of the nation’s great-est natural treasures.

    It’s never too late to plan yournext getaway.

    Ohio State Parks offer cabinsat 15 state parks. Cabins and cot-tages offer amenities ranging fromreplaces and microwaves to cabletelevision, WiFi and air condition-

    ing. Ohio State Parks gift cardscan also be used at eight of Ohio’sstate park lodges: Burr Oak, DeerCreek, Hueston Woods, MaumeeBay, Mohican, Punderson, SaltFork and Shawnee. Each lodgeboasts an array of amenities, in-cluding spacious rooms, ne din-ing, swimming pools, quality golfcourses, as well as traditional out-door pursuits like hiking and boat-ing.

    Ohio State Park GarnersInternational Acclaim

    1. Jericoacoara, BrazilJericoacoara is a small shing vil-

    lage turned mecca for water lovers.It’s most well-known for its epony-mous beach.2. Lofoten Islands, Norway

      Lofoten offers shing, hiking,rafting, and the charms of small vil-lage life. Because of its location, it’salso a great place to see the NorthernLights.3. Ipiales, Colombia

    Although there aren’t many typi-cal tourist attractions in Ipiales, theone that there is - Las Lajas Sanctuary- is worth the trip. The Sanctuary is astunning example of neo-Gothic archi-tecture located in a forested gorge nearthe border with Ecuador.4. El Djem, Tunisia

    El Djem is a city in northern Tu-nisia lled with architecture fromthe days of the Roman Empire. TheAmpitheatre of El Djem in particularis recognized as a fantastic example of

    Roman ruins in North Africa.5. Surigao del Sur, Philippines

    Located on the southern island ofMindanao, the province of Surigao delSur is best known for its spectacularTinuy-an Falls, considered to be the“Niagara Falls of the Philippines.”6. Ladakh, India

    Ladakh is one of the safest areasin the contested region of Kashmir.Along its border with Tibet, you willnd the beautiful lake Pangong Tso.7. Kampong Thom, Cambodia

    The Cambodian province of

    Kampong Thom contains amazingcomplexes such as Sambor Prei Kuk,which includes over 100 temples.8. Plitvice Lakes National Park,Croatia

     A UNESCO World Heritage Site,Plitvice Lakes National Park containsa multitude of lakes, caves, and foreststhat have been formed by natural geo-logical processes over thousands of

    years.9. Mount Sanqing, China

    Mount Sanqing is part of MountSanqingshan National Park. MountSanqing itself is known for its connec-tion to Taoist spirituality.10. Lombok, Indonesia

    Lombok has all of the beauty ofBali without nearly as many crowds.It’s a great spot for both surng andsnorkeling.11. Port Campbell, Australia

    Port Campbell is a seaside vil-lage best known for the 12 Apostles,a series of limestone rocks protrudingfrom the ocean oor.12. Rangiroa, French Polynesia

    Less frequented than other Polyne-sian islands like Tahiti or Bora Bora,Rangiroa, the second largest atoll inthe world, is still replete with naturalbeauty.13. Rotorua, New Zealand

    A hotbed of traditional Maori cul-ture and plentiful geothermal pools.

    14. Schönau am Königsee,Germany

    Sitting right on the border withAustria, Schönau am Königsee pro-vides the culture of small-town Ba-varia alongside natural wonders likeLake Königssee.15. Hinterbrühl, Austria

    This Austrian town is most well-known for the underwater caves ofSeegrotte, located in a former gypsummine.16. Ometepe, Nicaragua

    Ometepe is an island comprised of

    two volcanoes located in the middleof the Lake of Nicaragua. One of thevolcanoes, Concepción, is still activetoday.17. Orchid Island, Taiwan

    Also called Lanyu, Orchid Islandis one of Taiwan’s southernmost lo-cales. The island is culturally uniquefrom the rest of Taiwan, inhabited bythe Yami ethnic group who speak their

    own language and consider the land tobe sacred.18. Şanlıurfa, Turkey

    Also known as Urfa, and formerlyknown as Edessa, Şanlıurfa is a histor-ic city containing fortresses, bazaars,and, according to Turkish legend, thecave where Abraham was born.

    19. Hocking Hills, Ohio; USA Hocking Hills State Park is a must

     for nature lovers, lled with cliffs, gorges, and waterfalls. The area was formerly inhabited by Native Ameri-can tribes such as the Delaware andShawnee.20. Kobarid, Slovenia

    In addition to being ridiculouslygorgeous, Kobarid is also a perfectdestination for history buffs, contain-ing archaeological sites dating to the

    Iron Age as well as a museum com-memorating the town’s importanceduring World War I.21. Shirakawa-gō and Gokaya-ma, Japan

    These historic villages are famedfor their traditional gassho-zukurifarmhouses. Because of this, the areahas been declared a UNESCO WorldHeritage Site.

    2014 STUNNING UNDER-THE RADAR DESTINATIONS Here are some slightly different, but mostly true looks at resolutions:

  • 8/13/2019 Good Times Jan 14

    8/88 – GOOD TIMES • January 2014

    Could YOU havehearing loss…

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      1 Stay safer at home and on the road.

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      6 Lower your risk for independance-robbing falls

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