FREEGOYO FITNESSTRACKER

Falling ill happens unexpectedlyIf you’re SMART, you can be prepared

Getting the best treatments and medicine for your loved ones can be expensive. When you or a family member falls ill, you cannot be thinking twice about your finances. Therefore it is crucial that you stay prepared for any such situation in advance. That’s why Union Smart Health Plus is your best solution when facing such unexpected situatons.

One of the largest providers of innovative life insurance solutions in the country, Union Assurance now introduces Union Smart Health Plus, a single protection for the entire family.

If a member of your family suddenly falls ill or meets with an accident and needs hospitalization, the Union Smart Health Plus cover offers you the benefit of reimbursing your medical expenses.Union Smart Health Plus can be added to Union Life Advantage as an extra protection.It covers your whole family. Be it you, your spouse and your children you are all covered under one protection.

Union Smart Health Plus

Features of Union Smart Health Plus

Overseas Cover

Union Smart Health Plus cover is available for treatments within Sri Lanka, India, Thailand, Singapore and Malaysia for covers with rider sum assured of Rs. 2,000,000/- and above. You can also enjoy the convenience of the cashless card service when you experience overseas treatments under Union Smart Health Plus.

No Claim Bonus

25% increase in the rider sum insured on an annual basis in case of no claim in the policy year from any family member within the family floater plan. Maximum multiplier benefit can be up to 100% of the initial rider sum insured, without any corresponding increase in premiums.

Reinstatement Benefit (Revive Benefit)

In case of complete exhaustion of the rider sum insured, 100% of additional rider sum insured is available, in case if the reason for hospitalization is not related to any of the preceding causes of hospitalization from all family members within the family floater plan..

Ambulance charges Prosthesis and Implants - Maximum of 20% of rider sum insuredFamily or individual – You can select either “Family Cover’ or “Individual” cover as per your need.Organ Donor expensesConvenience of choosing the cover that suits you within a wide range from Rs. 100,000/- to Rs. 20,000,000/-.

Free GOYO fitness tracker

If the rider sum insured is Rs. 500,000/- and above (Quarterly, half yearly, annual modes only) you will receive a free GOYO Fitness tracker.

Other special benefits

Deductible Options

Enjoy a special discount on your insurance premium when you select any one of the annual deductible options of Rs. 50,000/-, Rs. 100,000/- or Rs. 150,000/-.

Cashless Service

You will receive a cashless card with your Union Smart Health Plus cover and during hospitalization all you need to do is call the number mentioned on the card and your cashless service will be activated.

Benefits covered under Union Smart Health Plus

Plan Option Plan 01 Plan 02 Plan 03 Plan 04 Plan 05 Plan 06 Plan 07 Plan 08 Plan 09

Benefit Amount (per policy Year)

LKR100,000/-

LKR2,000/-

LKR200,000/-

LKR4,000/-

LKR6,000/-

LKR8,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR30,000/-

LKR20,000/-

LKR40,000/-

LKR60,000/-

LKR80,000/-

LKR100,000/-

LKR150,000/-

LKR200,000/-

LKR250,000/-

LKR300,000/-

LKR2,000/-

LKR4,000/-

LKR6,000/-

LKR8,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR30,000/-

LKR5,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR37,500/-

LKR50,000/-

LKR62,500/-

LKR75,000/-

LKR5,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR37,500/-

LKR50,000/-

LKR62,500/-

LKR75,000/-

LKR4,000/-

LKR8,000/-

LKR12,000/-

LKR16,000/-

LKR20,000/-

LKR30,000/-

LKR40,000/-

LKR50,000/-

LKR60,000/-

LKR300,000/-

LKR400,000/-

LKR500,000/-

LKR750,000/-

LKR1,000,000/-

LKR1,250,000/-

LKR1,500,000/-

Daily hospitalroom and

board benefit

Daily ICUhospital room

and board benefit

Ambulance charges

Surgical benefit &miscellaneous

hospital servicesand supplies benefit

Day care treatment(Hospitalization for

an in patient forless than 24 hours)

Post-hospitalizationexpenses benefit

Organ donorexpenses

Pre-hospitalizationexpenses benefit

Prosthesis andimplants

LKR500/-

LKR1,000/-

LKR1,500/-

LKR2,000/-

LKR2,500/-

LKR3,750/-

LKR5000/-

LKR6,250/-

LKR7,500/-

Within Sri Lanka

Subject to the charge of the provider’s usual fee for a service that does not exceed the customary fee in Sri Lanka. It will be reasonable, based on the circumstances.

(i) Coveres only for surgeries or treatments within Sri Lanka, subject to a sub-limit of rider sum insured. (ii) Coverage is limited to covered list of day care surgeries. (iii) Out-patient procedures or treatments are not covered under the

plan.

Covered within the overall rider sum Insured of the Donee and payable only for hospitalization expenses for the Donor.

Per day benefit for Hospitalization in a

non-paying ward(Public hospitals or similar)

Falling ill happens unexpectedlyIf you’re SMART, you can be prepared

Getting the best treatments and medicine for your loved ones can be expensive. When you or a family member falls ill, you cannot be thinking twice about your finances. Therefore it is crucial that you stay prepared for any such situation in advance. That’s why Union Smart Health Plus is your best solution when facing such unexpected situatons.

One of the largest providers of innovative life insurance solutions in the country, Union Assurance now introduces Union Smart Health Plus, a single protection for the entire family.

If a member of your family suddenly falls ill or meets with an accident and needs hospitalization, the Union Smart Health Plus cover offers you the benefit of reimbursing your medical expenses.Union Smart Health Plus can be added to Union Life Advantage as an extra protection.It covers your whole family. Be it you, your spouse and your children you are all covered under one protection.

Union Smart Health Plus

Features of Union Smart Health Plus

Overseas Cover

Union Smart Health Plus cover is available for treatments within Sri Lanka, India, Thailand, Singapore and Malaysia for covers with rider sum assured of Rs. 2,000,000/- and above. You can also enjoy the convenience of the cashless card service when you experience overseas treatments under Union Smart Health Plus.

No Claim Bonus

25% increase in the rider sum insured on an annual basis in case of no claim in the policy year from any family member within the family floater plan. Maximum multiplier benefit can be up to 100% of the initial rider sum insured, without any corresponding increase in premiums.

Reinstatement Benefit (Revive Benefit)

In case of complete exhaustion of the rider sum insured, 100% of additional rider sum insured is available, in case if the reason for hospitalization is not related to any of the preceding causes of hospitalization from all family members within the family floater plan..

Ambulance charges Prosthesis and Implants - Maximum of 20% of rider sum insuredFamily or individual – You can select either “Family Cover’ or “Individual” cover as per your need.Organ Donor expensesConvenience of choosing the cover that suits you within a wide range from Rs. 100,000/- to Rs. 20,000,000/-.

Free GOYO fitness tracker

If the rider sum insured is Rs. 500,000/- and above (Quarterly, half yearly, annual modes only) you will receive a free GOYO Fitness tracker.

Other special benefits

Deductible Options

Enjoy a special discount on your insurance premium when you select any one of the annual deductible options of Rs. 50,000/-, Rs. 100,000/- or Rs. 150,000/-.

Cashless Service

You will receive a cashless card with your Union Smart Health Plus cover and during hospitalization all you need to do is call the number mentioned on the card and your cashless service will be activated.

Benefits covered under Union Smart Health Plus

Plan Option Plan 01 Plan 02 Plan 03 Plan 04 Plan 05 Plan 06 Plan 07 Plan 08 Plan 09

Benefit Amount (per policy Year)

LKR100,000/-

LKR2,000/-

LKR200,000/-

LKR4,000/-

LKR6,000/-

LKR8,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR30,000/-

LKR20,000/-

LKR40,000/-

LKR60,000/-

LKR80,000/-

LKR100,000/-

LKR150,000/-

LKR200,000/-

LKR250,000/-

LKR300,000/-

LKR2,000/-

LKR4,000/-

LKR6,000/-

LKR8,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR30,000/-

LKR5,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR37,500/-

LKR50,000/-

LKR62,500/-

LKR75,000/-

LKR5,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR37,500/-

LKR50,000/-

LKR62,500/-

LKR75,000/-

LKR4,000/-

LKR8,000/-

LKR12,000/-

LKR16,000/-

LKR20,000/-

LKR30,000/-

LKR40,000/-

LKR50,000/-

LKR60,000/-

LKR300,000/-

LKR400,000/-

LKR500,000/-

LKR750,000/-

LKR1,000,000/-

LKR1,250,000/-

LKR1,500,000/-

Daily hospitalroom and

board benefit

Daily ICUhospital room

and board benefit

Ambulance charges

Surgical benefit &miscellaneous

hospital servicesand supplies benefit

Day care treatment(Hospitalization for

an in patient forless than 24 hours)

Post-hospitalizationexpenses benefit

Organ donorexpenses

Pre-hospitalizationexpenses benefit

Prosthesis andimplants

LKR500/-

LKR1,000/-

LKR1,500/-

LKR2,000/-

LKR2,500/-

LKR3,750/-

LKR5000/-

LKR6,250/-

LKR7,500/-

Within Sri Lanka

Subject to the charge of the provider’s usual fee for a service that does not exceed the customary fee in Sri Lanka. It will be reasonable, based on the circumstances.

(i) Coveres only for surgeries or treatments within Sri Lanka, subject to a sub-limit of rider sum insured. (ii) Coverage is limited to covered list of day care surgeries. (iii) Out-patient procedures or treatments are not covered under the

plan.

Covered within the overall rider sum Insured of the Donee and payable only for hospitalization expenses for the Donor.

Per day benefit for Hospitalization in a

non-paying ward(Public hospitals or similar)

Falling ill happens unexpectedlyIf you’re SMART, you can be prepared

Getting the best treatments and medicine for your loved ones can be expensive. When you or a family member falls ill, you cannot be thinking twice about your finances. Therefore it is crucial that you stay prepared for any such situation in advance. That’s why Union Smart Health Plus is your best solution when facing such unexpected situatons.

One of the largest providers of innovative life insurance solutions in the country, Union Assurance now introduces Union Smart Health Plus, a single protection for the entire family.

If a member of your family suddenly falls ill or meets with an accident and needs hospitalization, the Union Smart Health Plus cover offers you the benefit of reimbursing your medical expenses.Union Smart Health Plus can be added to Union Life Advantage as an extra protection.It covers your whole family. Be it you, your spouse and your children you are all covered under one protection.

Union Smart Health Plus

Features of Union Smart Health Plus

Overseas Cover

Union Smart Health Plus cover is available for treatments within Sri Lanka, India, Thailand, Singapore and Malaysia for covers with rider sum assured of Rs. 2,000,000/- and above. You can also enjoy the convenience of the cashless card service when you experience overseas treatments under Union Smart Health Plus.

No Claim Bonus

25% increase in the rider sum insured on an annual basis in case of no claim in the policy year from any family member within the family floater plan. Maximum multiplier benefit can be up to 100% of the initial rider sum insured, without any corresponding increase in premiums.

Reinstatement Benefit (Revive Benefit)

In case of complete exhaustion of the rider sum insured, 100% of additional rider sum insured is available, in case if the reason for hospitalization is not related to any of the preceding causes of hospitalization from all family members within the family floater plan..

Ambulance charges Prosthesis and Implants - Maximum of 20% of rider sum insuredFamily or individual – You can select either “Family Cover’ or “Individual” cover as per your need.Organ Donor expensesConvenience of choosing the cover that suits you within a wide range from Rs. 100,000/- to Rs. 20,000,000/-.

Free GOYO fitness tracker

If the rider sum insured is Rs. 500,000/- and above (Quarterly, half yearly, annual modes only) you will receive a free GOYO Fitness tracker.

Other special benefits

Deductible Options

Enjoy a special discount on your insurance premium when you select any one of the annual deductible options of Rs. 50,000/-, Rs. 100,000/- or Rs. 150,000/-.

Cashless Service

You will receive a cashless card with your Union Smart Health Plus cover and during hospitalization all you need to do is call the number mentioned on the card and your cashless service will be activated.

Benefits covered under Union Smart Health Plus

Plan Option Plan 01 Plan 02 Plan 03 Plan 04 Plan 05 Plan 06 Plan 07 Plan 08 Plan 09

Benefit Amount (per policy Year)

LKR100,000/-

LKR2,000/-

LKR200,000/-

LKR4,000/-

LKR6,000/-

LKR8,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR30,000/-

LKR20,000/-

LKR40,000/-

LKR60,000/-

LKR80,000/-

LKR100,000/-

LKR150,000/-

LKR200,000/-

LKR250,000/-

LKR300,000/-

LKR2,000/-

LKR4,000/-

LKR6,000/-

LKR8,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR30,000/-

LKR5,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR37,500/-

LKR50,000/-

LKR62,500/-

LKR75,000/-

LKR5,000/-

LKR10,000/-

LKR15,000/-

LKR20,000/-

LKR25,000/-

LKR37,500/-

LKR50,000/-

LKR62,500/-

LKR75,000/-

LKR4,000/-

LKR8,000/-

LKR12,000/-

LKR16,000/-

LKR20,000/-

LKR30,000/-

LKR40,000/-

LKR50,000/-

LKR60,000/-

LKR300,000/-

LKR400,000/-

LKR500,000/-

LKR750,000/-

LKR1,000,000/-

LKR1,250,000/-

LKR1,500,000/-

Daily hospitalroom and

board benefit

Daily ICUhospital room

and board benefit

Ambulance charges

Surgical benefit &miscellaneous

hospital servicesand supplies benefit

Day care treatment(Hospitalization for

an in patient forless than 24 hours)

Post-hospitalizationexpenses benefit

Organ donorexpenses

Pre-hospitalizationexpenses benefit

Prosthesis andimplants

LKR500/-

LKR1,000/-

LKR1,500/-

LKR2,000/-

LKR2,500/-

LKR3,750/-

LKR5000/-

LKR6,250/-

LKR7,500/-

Within Sri Lanka

Subject to the charge of the provider’s usual fee for a service that does not exceed the customary fee in Sri Lanka. It will be reasonable, based on the circumstances.

(i) Coveres only for surgeries or treatments within Sri Lanka, subject to a sub-limit of rider sum insured. (ii) Coverage is limited to covered list of day care surgeries. (iii) Out-patient procedures or treatments are not covered under the

plan.

Covered within the overall rider sum Insured of the Donee and payable only for hospitalization expenses for the Donor.

Per day benefit for Hospitalization in a

non-paying ward(Public hospitals or similar)