Great American LifeAn American Company

date

Family of Companies

•Great American Life Insurance Company

•Annuity Investors Life Insurance Company

* For Illustrative purposes only – not a legal entity chart

GALIC ratings AM Best A S&P A+ Moody’s A3

Fixed-indexed annuities

From Great American Life

Safe Return

Modified single premiumfixed-indexed annuities

Bailout cap

Available for indexed strategies

Allows clients to withdraw money without penalty if the cap for an indexed strategy ever falls below its bailout cap

Ensures clients’ opportunity for growth

Return of premium (ROP)(Safe Return only)

Clients are guaranteed return of premium at any time, less the sum of prior withdrawals

Included at no charge

Ensures clients’ money is protected

Safe Return

Fixed-indexed annuity

Issue ages18-85 Q; 0-85 NQ

10-year declining10, 9, 8, 7, 6, 5, 4, 3, 2, 1%

Minimum purchase payment- $25,000- Additional purchase payments

accepted in first two months of contract

GMSV 1% on 100% of purchase payments1

Product features

Bailout feature Return of premium guarantee 10% penalty-free withdrawal beginning in first contract

year No MVA Death benefit is greatest of the account value, GMSV

or return of premium

Extended Care and Terminal Illness Waivers (where available)

S&P 500®

1 Less any withdrawals and the applicable early withdrawal charge rate multiplied by the account value.

Safe Return

1 Less any withdrawals and the applicable early withdrawal charge rate multiplied by the account value. Rate as of 5/21/13.

Annual pt-to-pt4.25% cap

3.75% bailout cap

Monthly avg. cap

4.25% cap3.75% bailout cap

GMSV1 100% @ 1.00%

Declared rate 1.00%

Safe Return

Commission options: Safe Return

Comp comparison: Safe ReturnExample: For a Safe Return sale with a purchase payment of $100,000 to a 65-year-old…

For illustrative purposes only.

This example assumes a $100,000 single premium purchase payment made by a 65-year old who has placed all money in the indexed strategies earning 5% per year for 10 contract years.

You could

earn…

Internal Sales Team

Sales support

Agent field training

Case consultation and product development

In-house proposals and product illustration

All sales associates are licensed agents and registered

(800) 438.3398, ext. 11999

Monday – Friday (8 a.m.–5:30 p.m. ET)

We’re committed to your clients’ retirement as well as the success of our independent

distribution partners.

Thank you!