Greater ThanCorporate overview

Greater Than’s mission is to make driving safe by ­identifying­­risks­and­improving­driving­behaviour.­­ We­do­it­with­the­help­of­our­deep­learning­AI­tech-nology­and­end-to-end­white­­label­solutions.­­ We price risk per vehicle in real-time­for­auto­ insurance­carriers­&­car­manufactures.­ By­using­our­solution,­car accidents and claims cost will decrease by 40% and CO2 emissions by 20%.

Greater­Than’s­mission­is­to­make­driving­safe­by­identifying­risks­and­improving­driving­behavior.­We­do­it­with­the­help­of­our­AI.­We­are­devoted­to­adding­value­and­to­serve­our­­costumers­with­the­highest­level­of­innovation,­service­and­user­experiences­in­all­we­do­-­that’s­why­we’re­named­Greater­Than.

We­take­pride­in­our­capacity­to­bring­innovate­solutions­for­world­leading­brands.

We’re driven by the power of­goals­and­we­create­the­right­conditions­for­great­results.

We­are­keen­problem­­solvers,­continually­looking­for­new­opportunities­to­add­value­for­our­clients.

Guiding principles

We follow our guiding principles as a way for our customers, colleagues, shareholders and communities to flourish.

Our uniqeness

Our companyOur­vision­is­to­continually­harness­driving­data­until­our­AI­can­identify­car­accidents­before­they­happen­and­enable­our­customers­to­provide­risk­predictions.­This­in­the­pursuit­of­a­much­safer­road­environment­and­to­support­our­customers­strategic­businesses­opportunities. Greater­Than­has­developed­AI­that­price­risk­per­vehicle­in­real-time,­helping­auto­insurance­carriers­and­car­manufacturers­to­reduce­claims­cost,­support­new­business­models­and­enable­behavioral­based­pricing­for­new­mobility.­The­company’s­flagship­product­Enerfy­Global­is­a­platform­with­over­480­white­label­solutions,­including­AI­pricing,­digital­insurances,­gamifica-tion­and­driver­influencing­apps.­ Greater­Than­partner­with­global­insurance­carriers­and­is­the­platform­for­the­FIA­competition,­the­FIA­Smart­Driving­Challenge­‒­the­first­global­challenge­in­safe­and­smart­driving.­­ Greater­Than­is­listed­on­NASDAQ­First­North­Growth­Markets. We­serve­customers­in­these­markets:

Insurance providers Fleets Car manufacturers

AI based real-time insightsWe­predict­and­price­risk­­individually­per­car­in­­real-time

With­no­IT­integration­requirements,­we­open­up­for­new­business­­opportunities­in­a­swift

Consists­of­over­500­­million­driving­profiles

Integrated white label solutions

World’s largest driving database

Deep market expertise

We­know­the­markets­and­customers­we­serve,­and­we­give­them­the­innovation­they­need

Insurance providers

We­serve­car­insurance­­providers­with­risk­insight­tools,­high­end­white­­label­solutions­and­end-user­­offerings­and­interfaces.­ The­powerful­mix­of­analytics,­assessment­and­new­prising­of­risk­improve­growth,­business­opportunities­and­end-user­engagement.

lower claims cost

We­combine­several­­offerings­in­the­value­chain­for­car­­manufacturers­including­­connected­insurance­­solutions,­gamification,­real­time­­driving­data.­We­empower­car­manu-facturers­with­robust­AI,­new­mobility­and­new­revenue­streams.

Car manufacturers

white label solutions

48040%

Our market

Fleets

By­providing­completely­new­ways­and­tools­to­identify­risk­per­individual­car­in­real­time,­fleets­gains­completely­new­cost­control­and­opportunities­to­price­and­reward­individual­driving­behavior

99.98%real-time accuracy

Our partners

Greater Than in figuresCorporate metricsWhite label solutions

480­white­label­apps­and­functions

launch­of­the­first­insurance­solution

Greater­Than­AS­foundedAI­training­started

FIA­appointed­Greater­Than­as­the­only­reliable­global­

standard­to­measure­safe­and­smart­driving

net­sales­increase­compared­to corresponding­period­in­2018

50­insurance­solutions

one­click­onboarding

end-to-end­solution

monthly­subscription­per­end­user

the­solution­is­independent­of­car­type­and­geographical­position

19 %

2014

2004

calendar-alt

AI technology

decrease­of­CO2­emissions

20%

accuracy­of­factual­risk­in­real­time

99.98 %

man­years­trained­AI

118.500

driving­profiles­–­ world’s­largest­database

500.000.000

kms­analyzed­several­times­each­second

50 Bn

lower­claims­cost

40 %

protected­by­patents

7

2004­AI­training­started

2017

2018listed­on­NASDAQ­First­North­

Growth­Markets

Strengthening­our­inter­national­team­with­­people­from­different­countries,­diverse­­backgrounds,­different­talents­and­expertises. Cultivating­an­organizational­culture­of­­openness,­innovation­and­collaboration. Maintaining­a­working­environment­to­make­­every­employee­feel­a­true­sense­of­­contribution­and­belonging.

Our­employees­share­Greater­Than’s­drive­to­­success­and­its­commitment­to­contribute­to­a­more­sustainable­world­by­a­meaningful­work.

Our people

Corporate social responsibilityWe­act­with­resolve­to­promote­environmental­responsibility,­support­actions­and­initiatives­for­road­safety­globally­and­achieve­operational­integrity.

Environmental Social GovernanceWe­are­committed­to­continuously­address­environmental­challenges­through­our­sphere­of­influence­and­our­services­to­powerfully­contribute­to­the­reduction­of­CO2­emissions.

We­support­and­enhance­our­culture­of­inclusion,­diversity,­and­­belonging.­Our­employees­comes­from­over­ten­­different­countries­and­we­encourage­­diversity­within­gender,­culture­and­language.

Our­executives­are­committed­to­ensure­quantitative,­transparent,­and­performance-based­decisions.­We­continue­to­strengthen­our­data­­security­through­investment,­­awareness,­and­training.

We believe in:

Team-work

Respect­f

or­

the­indiv

idual

Confidence

IntegrityExcellence

Passion

Self improvement

Exploring

Our awards and recognitions

MISSION­INNOVATION­100­GLOBAL­SOLUTIONS

ACCENTURE­INNOVATION­AWARDS

RUSHLIGHT­CLEAN­ENERGY­TRANSPORTATION­AWARD

FIA­SMART­DRIVING CHALLENGE­(FIA­SDC)­

INSURANCE­NEXUS­IOT­ EUROPE­AWARDS

RUSHLIGHT­POWERED TRANSPORTATION­AWARD­

In­final­of­Mission­Innovation­100­Global­solutions.­Nomi-nated­by­WWF.­The­solutions­will­each­have­the­­potential­to­reduce­carbon­dioxide­emissions­by­10­million­CO2e/year­or­more­by­2030­and/or­be­of­strategic­importance.

Top­25­of­the­Accenture­Innovation­awards.­Nominated­in­the­category­Mobility

Greater­Than­was­chosen­as­supplier­for­FIA:s­new­chal-lenge,­FIA­Smart­Driving­Challenge.­FIA­SDC­is­endorsed­by­the­United­Nations.

Greater­Than­was­praised­as­one­of­top­4­in­Europe­through­the­cooperation­with­Moderna­Försäkringar.­­The­award­­valuates­an­insurer­who­has­broken­the­mould­in­IoT­adoption­and­galvanised­a­path­for­the­industry.­

CLIMATE­SOLVER­ NORDIC­CLEANTECH­OPEN­The­World­Wildlife­Fund,­together­with­the­Swedish­Energy­Agency,­has­estimated­that­Greater­Thans­technology­can­contribute­to­a­global­reduction­of­CO2­emissions­by­over­100­million­tons­per­year.­Greater­Than­received­this­prize­in­May,­2017.­

Greater­Than­was­acclaimed­and­honored­during­the­Nordic­Cleantech­Open­on­several­occasions.­In­2017,­­Greater Than­was­praised­as­one­of­the­top­10­cleantech­companies­in­the­Nordic­and­Baltic­countries.­

WINNER 2016

EPRIZEGreater­Than­was­praised­for­its­green­technology­platform,­Enerfy,­which­contributes­to­more­sustainable,­safe­and­­environmentally­friendly­Transport.­The­prize­was­received­during­Veckans­Affärers­Sustainability­Day.

Karlavägen 60 114 49, Stockholm Sweden +46 (0)8 555 932 00 info@greaterthan.eu

More­information: For­more­information­about­us www.greaterthan.eu Learn­more­about­our­clean­tech­perspective https://greaterthan.eu/cleantech/ For­investor­relations https://greaterthan.eu/investor-relations/

Liselott Johansson, CEO Liselott.johansson@greaterthan.eu