Hamilton Resale Home & Condo - 27 Apr., 2013

Your Best Source for Homes & CondosHamilton-Halton-Haldimand-Brantford Edition

3 CAR GARAGE BUNGALOW - $278,300 - Hagersville, 60' WIDE LOT, 2 full bathrooms. Close to hospital, schools and park. Open Sat & Sun 12-4pm. Other furnished models. www.plouffehomes.ca Donald Plouffe, Broker of Record, Donald Plouffe Ltd. Real Estate Brokerage. 905-632-5940.

LAKEFRONT OPPORTUNITIES AWAIT YOU! $447,900 - Located in Port Colborne on the shores of Lake Erie this property has a multitude of uses! Zoned as a duplex you could live on one floor and rent the other to help pay the mortgage or perhaps join with family members and purchase as a family cottage/getaway! Regardless what you decide to use this property for... it will surely be enjoyed! This large 2 storey brick home is quality throughout! Feel the warmth of the in-floor heating as you walk into the gorgeous cherry kitchen featuring granite countertops. The bright and spacious living room is inviting and overlooks Lake Erie. The second storey will have you mesmerized with views from every window, gleaming hardwood floors and a huge family kitchen! The yard is landscaped nicely and offers a private decked swim spa for the early morning exercise enthusiast! Whether a family home, a vacation spot or a bed and breakfast business... there is a lot to be appreciated and enjoyed at 41 Lakeshore Road in Port Colborne. Tammy Carpenter, Sales Representative, RE/MAX Riverside Realty, Brokerage 905-774-4444 www.TammyCarpenter.ca

4313_KIMRI_8000

1313_KIMRI_0049

artists conception

EXCLUSIVE LISTING! 519 WENTWORTH ST. N VALUE PRICED STARTER - ONLY $119,900 - Here's what you have been waiting for! Brick exterior, paved parking for 2, hardwood flrs, dining rm, 2+1 bedrms, recreation rm, large shed w/ hydro, 100 AMP, C/Air, patio in fenced rear yard & incl 5 apliances. Call to arrange private viewing! Call Marilyn O' Blenis, Sales Representative, RE/MAX ESCARPMENT Realty Inc., Brokerage 905-573-1188. www.MarilynOblenis.com

1713_KIMRI_0008

SCOTLAND $219,900 - 3+1 bedrm ranch style home. Finished basement w/ bedrm & finished rec rm. Double garage - great for home business. 4 storage sheds, beautiful newer deck, gazebo. Updates incl. C/A (2012) and mostly new windows. Only 30 mins from Hamilton. Vendor Motivated!! Call today Dan Pope, Broker of Record & Ann Pope, Sales Representative. Century 21 Valley Ridge Realty, Brokerage. 905-521-2121. MLS H3101902 1713_KIMRI_0001

Apr. 27 - May. 11, 2013 Volume 13 Issue 08ON ANY DEVICEVIEW

US ResaleHomeAndCondoGuide.ca

OPEN HOUSE APRIL 28, SUNDAY 2-4PM

41 LAKESHORE RD, PORT COLBORNE

2G

Call Darren’s SELL phone 905-978-SOLD (7653) for a FREE Home Evaluation!www.HaldimandHomes.ca for virtual tours & custom home plans online!

1126

0444

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3

Loaded w/yesteryear’s charm! Dble brick century home lovingly restored w/3 bedrms & 2 bthrms on a huge 66’x165’ lot offers 22’x24’ garage/workshop w/hydro & nat gas rough-in - great for the hobbyist plus 2 lrg wrap arnd decks, interlock patio w/gazebo, privacy fenced yard w/perennial Victorian garden. Everything old is new again. Simply gorgeous inisde and out! Call Darren Papineau to view. MLS H3103351

OPEN

HOUSE

SUN 2-

4 MAY

5

25 TALBOT ST. WEST, JARVIS $259,900

1713

_KIM

RI_3

_003

5

Stunning 3 bedroom open concept “Viceroy” home w/cedar exterior. Features vaulted ceilings, loads of windows, skylight, rear Muskoka room addition (07), finished basement w/cozy wood stove fireplace and bar area. Beautifully decorated & immaculately kept with updated bathrooms and recent hardwood flooring. Situated on a private 3/4 ac treed lot with large shed and boat storage. Near Highway 54 about 30 min to Hamilton. Worth the drive! Call Darren Papineau to view. MLS H3103100

OPEN

HOUSE

SUN 2-

4 APR

IL 28

195 TOWNLINE ROAD E, CAYUGA $309,900

1713

_KIM

RI_1

_005

8

Immaculate 3 bdrm, 2.5 stry brick home, over 1/2 AC w/ 36’ x 34’ shop/gar. Completely reno’d w/ 2 bths, oak kitch, o/con din/liv, huge finished loft + m/bdrm that can be converted back to 2 bdrms. Extras incl conc patio off dinrm, rear mudrm, cov’d frnt veranda, repl wndws, h/eff furn (11), pool liner (10), a/grnd pool, 100 amp hydro, pvd drive & brick shed. Great family home w/ over 2000sf + finished bsmnt! Call Darren Papineau. MLS H3102097.

+ DET’D

WORKSH

OP

6267 RAINHAM RD, DUNNVILLE. $259,900

1713

_KIM

RI_1

_004

2

Vacation at home! Lakefront at tip of Peacock Point with spectacular Lake Erie view! Fully winterized and lived in year round by current owner. Features open concept living/dining/kitchen w/oak cabinets & pine ceiling, 2 bedrooms w/recent Berber carpet, updated 4 pc bathroom & mnflr laundry. Upgrades include decor, shingles-07, concrete shoreline protection, new shed, exterior doors & wndws, gas f/place, nat gas furnace, 200amp brkrs, cistern & full septic bed. MLS H3105443.

2 WILCOX DRIVE, PEACOCK POINT $244,900

1713

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RI_1

_004

3

Affordable 2 bedroom one floor home on a 63’ x 132’ lot with detached garage and storage loft, fenced rear yard, wrap around rear deck, great location. Offers E.I. kitch open to livrm, mnflr lndry/utility rm, updated furnace and 100 amp brkrs, recent roof shingles, alum windows, newer entry door plus a paved driveway. Great for starters or empty nesters! Call Darren Papineau to view. MLS H3107170.

TOWN

164 FAIRVIEW AVE, E. DUNNVILLE $139,900

1713

_KIM

RI_0

042

Affordable 3 bedrm vintage 2 storey on large lot, backs onto green space. Features huge principal rooms, reno’d bathrms & kitchen, newer capret & flooring, front porch (05), 30x10 rear deck (11). Most newer windows & ext. doors, full walk up attic. Great property for first time buyers! Call Darren Papineau to view. MLS H3104884.

COUN

TRY

16 PARK ST. WEST, SELKIRK $139,900

1713

_KIM

RI_0

057

Immaculate 3 bedrm country home w/30’x30’ workshop heated w/wd stove. Finished lower level offers in-law setup w/2nd kitchen, 3 pc bath, 2 more bedrms, famrm w/built in desk & wd stv. Features oak kitchen, hrdwd flrs, dinette w/patio drs to multi-level deck, elect f/place, updated windows, new metal roof, recent furnace and water heater, c/air, u/v light and filter water treatment, alarm system, 2 sheds, wd storage, treed lot, paved drive w/iron gates. Located 30 min south of Hamilton and 10 min to Lake Erie. Call Darren Papineau to view.

+ DET’D

WORKSH

OP

955 CONCESSION 3, FISHERVILLE $369,900

1713

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RI_1

_003

7

Stylish 1.5 stry 3 bdrm country home plus det 1.5 car gar w/conc flr & hydro. Thousands of dollars recently spent incl new kitch w/granite cntrs, updated bthrms, h.eff furn, 100 amp brkrs, 3000 gal cistern, repl wndws, drs + trim, vinyl + laminate flrs, freshly painted int decor. Eat-in kitch, o/c liv/din, mnfl pwdr rm, partly fin bsmt w/recrm, wd stv f/p, c/vac, stl roof & encl back deck. Call Darren Papineau to view. MLS H3102097

COUN

TRY

4745 RAINHAM ROAD, SELKIRK. $214,900

1713

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RI_1

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2

Prestigious development 30 min south of Hamilton near Binbrook includes 39 country sized lots, all over 1 acre. bring your own custom floor plan or work with ours to build your Dream Home! Subject to Architectural design, landscaping & size standards. Call Darren Paineau for more details or visit www.EmpireCountryEstates.com MLS H3065048

1 AC B

LDG LO

TS

EMPIRE COUNTRY ESTATES, YORK, LOTS STARTING AT $109,900

1713

_KIM

RI_7

714

NEW PRICE

Magnificent executive brick/stone bungalow on a 1-1/4 AC ravine lot with walkout basement, custom built by Lucchetta Homes in 2010 w/exquisite attention to detail. Features quality craftsmanship throughout with crown mouldings, tray ceilings, architectural columns, travertine tile, maple hard-wood, custom cherry kitchen w/granite counters and dinette with access to covered elevated deck. Offers approx. 4100 sqft of fin’d living space w/5 bedrms, 3-1/2 baths, great rm w/gas f/place. Home office, formal dining, home theatre nd exercise room. Experience a luxurious lifestyle in Empire Country Estates, an exclusive enclave of architecturally controlled custom homes, located about 20 mins south of Hamilton. Unlock the door to exceptional real estate value! Call Darren Papineau for a personal tour. MLS H3106269.

11 ALEXANDER BOULEVARD, YORK $999,900

1713_KIMRI_0058 1713_KIMRI_0059

COUN

TRY

LAKEFR

ONT

NEW PRICE

Gorgeous raised ranch on 13 acres set up for horses includes 5 stall 50’x30’ barn w/hydro and concrete floor w/drain. 40’x20’ heated tack rm (former dog kennel), 30’x24’ run-in shelter, 3 pastures w/recent oak, electric fence & pond. Home features 2+2 bedrms, 2 bthrms, modern kitchen w/brkfst bar o/concept dining/livrm w/wood f/place & finished basement. Features hi/eff furnace, c/air, drilled well w/water softening system, 200 amp service w/backup generator panel and heated double car garage w/new overhead doors. Located 5 min south of Binbrook. Call Darren Papineau to view. MLS H3106641

NEW LI

STING

3100 HALL ROAD, BINBROOK $599,00017

13_K

IMRI

_2_0

038

13 ACREHORSE HOBBY FARM

NEW PRICE

NEW PRICE NEW LISTING

3G

10403538_1713

STATE REALTY BROKERAGEIndependently Owned and Operated

905-774-7631905-774-8144TOP 1% IN CANADA FOR ROYAL LEPAGE 18 YEARS

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ISAAC PHILLIPSSales Representative

Check outour website for

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$239,900 Wow - Must see inside! Large living room, spacious eat-in oak kitchen w/built-in appliances, patio door walk out to large rear deck, main bath has jacuzzi tub & walk in shower, 25’ x 24’ recroom w/FP & bar, oversize double garage. Dunnville. Call Isaac Phillips. 1713_KIMRI_0045

UPDATED COZY HOME!

$164,900 Since 2009 new kitchen cabinets, terrace doors, vaulted ceilings, bathrooms, vinyl replacement windows, vinyl siding, roof shingles, doors, garage door, electrical plumbing, drywall trim, insulation, fl ooring - a pleasure to view! Across from “railtrail” & short walk to Riverfront park! Dunville! Call Isaac Phillips.

NEW

LISTIN

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1713_KIMRI_0046

UPGRADED TOP TO BOTTOM!

$249,900 Silverthorne built, quiet court, close to community park/centre, oak kitchen has patio door walkout to backyard deck, gas fi replace, lower level bath with ceramics & granite. Dunnville. Call Isaac Phillips.

NEW

LISTIN

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1713_KIMRI_0047

OPEN CONCEPT!

$184,900 Dunnville - Owned and lived in by same owner for 30+ years, large lot backs onto greenspace, separate utilities, many updates!

NEW

LISTIN

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1713_KIMRI_0048

DUPLEX!

$209,900 Spacious home on mature lot west side of Dunnville, 2012 hi-eff furnace, also features gas FP on stone hearth, large oak kitchen w/built in appliances, 3+1 bedrooms, recroom + games room, onground pool, large private deck and more. Call Isaac Phillips. 1713_KIMRI_0049

BRICK BUNGALOW!

$449,900 Just South of Caistorville, secluded setting, 45 acres of crop land, 45 acres mature hardwood bush, large frontage on Bradshaw Creek, (60’ x 30’) metal clad barn w/high ceiling, rolling fi elds & pan-oramic views. Call Isaac Phillips. 1713_KIMRI_0050

91 ACRES!

$119,000 Cute & cozy home, recent upgrades include decor, ceramic tile, laminate, 2 bedrooms, eat in kitchen, main fl oor laundry, lots of windows, private back yard, detached garage, Dunnville. Call Isaac Phillips. 1713_KIMRI_0051

GREAT STARTER!

$174,900 Extra wide lot along quiet street, formerly a duplex, currently single family, ideal in-law suite, 2 kitchens, updated laminate fl oors & decor, hardwood on 2nd fl oor, basement walk out to backyard, Dunnville. Call Isaac Phillips. 1713_KIMRI_0052

GREAT VALUE!

$529,900 Amazing 2002 lakefront 1,400 SF custom home, 354’ frontage, walls of glass overlook panoramic lake views, 9 foot ceilings, open concept plan, ceramic tile, solid laminate fl oors, heavy oak trim, fi breglass windows, oversize double garage, South Cayuga. Call Isaac Phillips. 1713_KIMRI_0053

1.63 ACRES ON LAKE ERIE!

$299,900 Raised ranch 3 bedroom by “Silverthorne Homes”, just completed, open concept main fl oor, maple cabinets, covered deck overlooks backyard, oversize 2 car garage. Many custom features, high bright basement, quiet court location surrounded by trees, North of Dunnville. Price includes HST - rebate to builder. Call Isaac Phillips.

NEW HOME!

$379,900 Designer decor throughout this 4+1 bedroom, 3 bath custom home! Gleam-ing hardwood fl oors, oak kitchen with large eating area, patio door walk out to tiered deck in fenced back yard, pool, outstanding entertainment area in lower level complete with bar & games area, ceramics, glass showers, and so much more. No disappoint-ments here! Quiet court lot in Dunnville. Call Isaac Phillips. 1713_KIMRI_0055

TOP QUALITY!

$229,900 Amazing pure sand beach, dining room sliding doors lead to lakeside deck, recent propane wall furnace, solid concrete breakwall with steel reinforcing, South Cayuga. Call Isaac Phillips.

1713_KIMRI_0056

SANDY BEACH!

NEW

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G

1713_KIMRI_0054

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Ontario’s First Super Closing Centre

Serving the Areas of Hamilton - Burlington, Halton, Greater Toronto Area, Niagara & Golden Triangle

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FINLEGAL GROUPWhere Finance and Law Meet

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www.theoreillyteam.com 905.525.3737 1.877.648.4451

2010-2012 2011-2012

1122 Wilson St. W. Ancaster, Ontario L9G 3K9

PAM O’REILLY DAVE O’REILLY LUKE O’REILLY Sales Representatives Broker

THE O’REILLY TEAM

THE DUNDAS HOME EVERYONE STOPS TO STARE AT!

Stunning & stucco custom built beauty just one block from the downtown core. This professionally decorated home is absolutely loaded - will not disappoint! 9’ ceilings, open concept, 3 beds all with ensuites, gourmet kitchen, gorgeous hardwood, full in-law or “nanny” quarters with separate entrance, mature lot with fenced yard, wrap around deck at rear, detached garage/coach house with storage loft & double drive. Over 3,000 square feet plus the fi nished basement. All the “I wants” one could dream of.

1713_KIMRI_0025 $799,900

DREAM HOME IN ANCASTER

This gorgeous 2+2 bedroom, 3 bathroom bungalow has over 3400 square feet of fi nished living space and sits on a mature 80x225 foot lot. Upgrades include a gourmet kitchen with granite countertops, wire brushed hardwood fl ooring, marble tiling, wainscotting, oversized baseboards, crown mouldings, vaulted/coffered ceilings, 100+ pot lights, 2 fi replaces with stone mantles, glass showers, a security system, expansive windows, skylights, and updated roof shingles/furnace/central air/plumbing/electrical. The lower level features 2 spacious bedrooms, a gorgeous 3 piece bath with a vessel sink, 2 separate recreation rooms and laundry facilities. This home offers a solid brick and stone exterior fi nish, 2 separate front entrances, sliding door at rear, a newly paved front drive, and professional landscaping with fl agstone. The attention to detail found in this home is outstanding!

1713_KIMRI_5000

ATTENTION FIRST TIME BUYERS

Great 2 bedroom, 1 1/2 bath starter home in convenient central mountain location close to all amenities. Many updates over the years including doors, some windows, basement waterproofi ng, lower level rec room/games room/2 piece bath, kitchen, some fl ooring and more! Parking for several cars at rear. Large 44’ x 133’ lot. Rear deck.

1713_KIMRI_0078 $209,900

JUST MOVE RIGHT IN!

Lovely 2 storey home in small survey bordering Ancaster & West Mountain. This 3 bedroom, 2 1/2 bath home has a professionally fi nished lower level rec room, hardwood & ceramic on main level, master with 4 piece ensuite, pebbled concrete walkways/steps, fenced yard with deck, double garage and driveway.

1713_KIMRI_0079 $339,900

PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main fl oor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

1713_KIMRI_1_0023 $749,900

ESCAPE TO LAKE ERIE

Escape the city to your very own private retreat at Lake Erie. Welcome to 3 Turner Drive, a sharp 3 bedroom, fully winterized bungalow in prestine condition. This home has alot of warmth and charm and must be seen to fully appreciate it. This home has been updated over the years; including windows (vinyl clad), maple kitchen, cabinetry/counter tops, 4 piece bath, fl ooring, front/rear decks, rear fence, rear shed, furnace, water heater, propane fi replace, paved driveway, electrial panel and more. Taxes in 2012 were only $1472.74. Just a short walk to a private beach.

1713_KIMRI_1_0066 $179,900

$799,900

Volume 13 Issue 07 Resale Home & Condo Guide - Hamilton & Halton Edition

Please say you saw it in Resale Home & Condo Guide

1

RHH_1713.indd 1 4/25/13 6:29:13 PM

April 27 – MAy 11, 2013

04. Editor’s NotE

14. YoUr HoME Green living: only fools rush in by Yan Gurevich

20. iN tHE NEws First-time buyers expect to spend $300,000, with average down payment of $48,000: BMO Home Buying report

22. AroUNd tHE HoUsE CiBC poll: Canadian homeowners spending $15,000 on average for home renovations in 2013

25. iN tHE NEws 75 Ontario secondary schools achieve academic improvement in Fraser institute rankings

27. FiNANcEs A mortgage comes with risk and responsibility

29. HoMEbUYErs’ HElp you love the home, see what you can afford!

InsIde thIs Issue

22

14

27

Hamilton/Halton/Haldimand/Brantford

HamiltonBurlingtonBrantfordDunnvilleJarvisAncasterPuslinchOakville

GrimsbyHagersvilleDelhiDundasStoney CreekParisSimcoeCayuga

WaterdownMiltonCaledoniaPort DoverFlamborough& surrounding areas

Next advertisiNg deadliNe

thursday May 2nd 2013

OAKVILLE

BRANTFORDHAMILTON

HALDIMAND-NORFOLK

BURLINGTON

WATERDOWN

HALTON

GRIMSBY

Coverage area:

issue date: May 11th, 2013 – 2-WEEK ISSUE

#500-401 The West Mall Etobicoke, ON M9C 5J5 t. 416.784.5060 toll-free 1.877.269.8257 f. 416.789.9705viCe-PresideNt, wall2wall Media Jacqueline Hilleditor-iN-Chief, NatioNal real estate

Susan Leggeeditor Elisa Krovblit, Lydia McNutt (on leave)CoNtributiNg editors

Sara Duck, Wayne KarlseNior sales MaNager

Larry GregorisMedia CoNsultaNt

Kim Richardssales CoordiNator

Jennifer Mardini, Nobia Bhatti (on leave)NatioNal aCCouNt MaNager, Mediative

Paul SlizysProduCtioN MaNager

Bala GnanapandithangraPhiC desigNers

Dhaval Naik, Mike TerentievProduCtioN CoordiNators

Deenisha Doodnath Lindsey Maindonald

terMs Advertisers and Resale Home & Condo Guide are not responsible for typographical errors, mistakes or misprints.Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard.Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

For advertising information, contact Kim richards phone: 905.383.8118 | toll-free 1.800.268.0077cell: 905.730.5658 | fax: 905.383.4667 [email protected]

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

Resale Home & Condo Guide - Hamilton & Halton Edition


2 Volume 13 Issue 8

RHH_1713.indd 2 4/25/13 6:29:19 PM

April 27 – MAy 11, 2013

04. Editor’s NotE

14. YoUr HoME Green living: only fools rush in by Yan Gurevich

20. iN tHE NEws First-time buyers expect to spend $300,000, with average down payment of $48,000: BMO Home Buying report

22. AroUNd tHE HoUsE CiBC poll: Canadian homeowners spending $15,000 on average for home renovations in 2013

25. iN tHE NEws 75 Ontario secondary schools achieve academic improvement in Fraser institute rankings

27. FiNANcEs A mortgage comes with risk and responsibility

29. HoMEbUYErs’ HElp you love the home, see what you can afford!

InsIde thIs Issue

22

14

27

Hamilton/Halton/Haldimand/Brantford

HamiltonBurlingtonBrantfordDunnvilleJarvisAncasterPuslinchOakville

GrimsbyHagersvilleDelhiDundasStoney CreekParisSimcoeCayuga

WaterdownMiltonCaledoniaPort DoverFlamborough& surrounding areas

Next advertisiNg deadliNe

thursday May 2nd 2013

OAKVILLE

BRANTFORDHAMILTON

HALDIMAND-NORFOLK

BURLINGTON

WATERDOWN

HALTON

GRIMSBY

Coverage area:

issue date: May 11th, 2013 – 2-WEEK ISSUE

#500-401 The West Mall Etobicoke, ON M9C 5J5 t. 416.784.5060 toll-free 1.877.269.8257 f. 416.789.9705viCe-PresideNt, wall2wall Media Jacqueline Hilleditor-iN-Chief, NatioNal real estate

Susan Leggeeditor Elisa Krovblit, Lydia McNutt (on leave)CoNtributiNg editors

Sara Duck, Wayne KarlseNior sales MaNager

Larry GregorisMedia CoNsultaNt

Kim Richardssales CoordiNator

Jennifer Mardini, Nobia Bhatti (on leave)NatioNal aCCouNt MaNager, Mediative

Paul SlizysProduCtioN MaNager

Bala GnanapandithangraPhiC desigNers

Dhaval Naik, Mike TerentievProduCtioN CoordiNators

Deenisha Doodnath Lindsey Maindonald

terMs Advertisers and Resale Home & Condo Guide are not responsible for typographical errors, mistakes or misprints.Payment in full must accompany the insertion order by cheque or money order only. Insertion by phone: we accept Visa and Mastercard.Please check your ad for accuracy the first issue it appears. If you find an error, report it immediately. Resale Home & Condo Guide will not be responsible for more than one incorrect insertion. Published by

Copyright 2013 Copyright covers the contents of this publication and prevents reproduction in whole or in part: offenders will be prosecuted. We reserve the right to refuse any advertising, to make changes or edit advertising as necessary. Care will be taken to ensure copy accuracy but no warranty is implied or given by the publisher. Views/data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.

For advertising information, contact Kim richards phone: 905.383.8118 | toll-free 1.800.268.0077cell: 905.730.5658 | fax: 905.383.4667 [email protected]

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.



3

RHH_1713.indd 3 4/25/13 6:29:21 PM

budget is incredibly important. You need to know what you can afford. Accuracy counts. It would seem easy enough just to focus on list prices, but there’s a lot more involved. Closing costs, upgrades, repairs and moving

expenses all add up! You need to decide if you want to create a house purchase and closing cost budget

with separate budgets for renos, furnishing purchases and emergencies – or if you want to put all your available capital towards the purchase price.

Buying at the top end of your budget has its pros and cons. On the pro side, you get the most house for your money. If it allows you to get that extra bedroom or get into that prime neighbourhood it may be worth signing on the dotted line. It may make the difference determining how long you’ll stay in that house and it ups the potential for being a better financial investment in the long term.

But the con side is that you’re extended financially as far as you can go. At the top end of the budget there’s no room for expensive repairs – you’ll have to rely heavily on doing your due diligence with a home inspection and some personal introspection. You want to be sure you’re not going to have any surprise to the tune of tens of thousands of dollars. You also want to be comfortable with the fact that you likely won’t have the extra money to splurge on renovations and upgrades or furnishings. Anything that’s not in the house when you buy it – that backyard oasis or that finished basement – may have to wait for some time.

Decide on your budget and then let us help you find that perfect home. We’ve got extensive listings plus great articles and advice to help you make your move.

Elisa KrovblitEditor [email protected]

Follow me on Twitter at Twitter.com/ElisaKrovblit

the Bank of Canada’s latest announcement to hold its bank rate at one per cent is good news for home shoppers, but it’s anyone’s guess how much longer they will be able to resist an increase. Some analysts say rates will need to rise soon –

perhaps even early next year.In light of this, you’d be wise to shop for a mortgage now. There are many excellent

mortgage products available from banks and brokers that will suit your individual needs and that are likely lower than posted bank rates. With a pre-approved mortgage in hand, you’re protected if rates rise or if rates go down.

A pre-approval can be a win-win situation for shoppers since it means you don’t have to wait to get financing approval on a home when you put in an offer. This is an especially good tool to have in markets that are hot right now. Removing the “conditional on financing” clause can mean your offer is accepted first since you already have your financing in place.

So when will rates rise? “The Bank [of Canada] sets rates based on an inflation target of between one and three per cent, and it normally leans against inflation by raising interest rates,” said Gregory Klump, Chief Economist for the Canadian Real Estate Association. “Leaving rates on hold in the face of higher inflation will likely become a communication challenge for the Bank. While the Bank said currently low interest rates will be raised ‘eventually’, there was little to suggest that the Bank is in any rush to do so.”

The Bank will make its next scheduled rate announcement on May 29, but don’t wait until the last minute to get pre-approved for a mortgage. It can take a few days or even longer. Many lenders now offer online pre-approvals to make the process easier.

Susan Legge Editor-in-chiEf Wall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

bESt ratE

budgEt

Shop now for the

A comfortable

editor’snoteResale Home & Condo Guide - Hamilton & Halton Edition


4 Volume 13 Issue 8

Gorgeous Country Executive Home! $749,850 Situated on 1 acre lot, only minutes to town, 2500 sf of luxurious living space, outstanding great room with 15’ vaulted ceilings & panoramic country views, stunning gourmet kitchen with granite, 3 br, 2 bath, triple car garage. Shows like a model home!

1513_KIMRI_0060

Waterfront Community! $559,850Stunning Stoney Creek home just steps to Lake Ontario, premium lot w/200 foot frontage, enjoy the best of everything...designer gourmet kitchen with granite, master bed w/luxury ensuite, main flr den and laundry, huge media loft, oversized double car garage, lot professionally landscaped...call to view this beauty today...shows 10+++! 1713_KIMRI_7715

SOuth EaSt BEauty!Solid two storey home in family friendly area, lots of character and charm with orig hardwood flrs, stain glass windows, featuring 4 bedrooms, 1.5 baths, formal living room and dining room, side drive and large rear yard.

1513_KIMRI_0068

$259,850

StEPS tO GaGE PaRK! Renovated and ready to move in! Gorgeous new kitchen with stainless steel appl, living room with gorgeous gas fireplace, formal dining room, two bedrooms and a 4 piece bath on the main floor and a super huge master bedroom on the upper level with 3 pc ensuite. Don’t wait..this one won’t last!

1513_KIMRI_0069

$219,850

EXtENSIVE RENOVatIONS! huge 2.5 storey home in central hamilton featuring brand new eat in kitchen w/stainless steel appliances, formal living room and dining room with new hardwood floors, 4 bedrooms, 2.5 bath, huge master bed w/4 piece ensuite. Quick possession available!

1513_KIMRI_0070

$219,850

1126

5155

_171

3

RHH_1713.indd 4 4/25/13 6:29:23 PM

budget is incredibly important. You need to know what you can afford. Accuracy counts. It would seem easy enough just to focus on list prices, but there’s a lot more involved. Closing costs, upgrades, repairs and moving

expenses all add up! You need to decide if you want to create a house purchase and closing cost budget

with separate budgets for renos, furnishing purchases and emergencies – or if you want to put all your available capital towards the purchase price.

Buying at the top end of your budget has its pros and cons. On the pro side, you get the most house for your money. If it allows you to get that extra bedroom or get into that prime neighbourhood it may be worth signing on the dotted line. It may make the difference determining how long you’ll stay in that house and it ups the potential for being a better financial investment in the long term.

But the con side is that you’re extended financially as far as you can go. At the top end of the budget there’s no room for expensive repairs – you’ll have to rely heavily on doing your due diligence with a home inspection and some personal introspection. You want to be sure you’re not going to have any surprise to the tune of tens of thousands of dollars. You also want to be comfortable with the fact that you likely won’t have the extra money to splurge on renovations and upgrades or furnishings. Anything that’s not in the house when you buy it – that backyard oasis or that finished basement – may have to wait for some time.

Decide on your budget and then let us help you find that perfect home. We’ve got extensive listings plus great articles and advice to help you make your move.

Elisa KrovblitEditor [email protected]

Follow me on Twitter at Twitter.com/ElisaKrovblit

the Bank of Canada’s latest announcement to hold its bank rate at one per cent is good news for home shoppers, but it’s anyone’s guess how much longer they will be able to resist an increase. Some analysts say rates will need to rise soon –

perhaps even early next year.In light of this, you’d be wise to shop for a mortgage now. There are many excellent

mortgage products available from banks and brokers that will suit your individual needs and that are likely lower than posted bank rates. With a pre-approved mortgage in hand, you’re protected if rates rise or if rates go down.

A pre-approval can be a win-win situation for shoppers since it means you don’t have to wait to get financing approval on a home when you put in an offer. This is an especially good tool to have in markets that are hot right now. Removing the “conditional on financing” clause can mean your offer is accepted first since you already have your financing in place.

So when will rates rise? “The Bank [of Canada] sets rates based on an inflation target of between one and three per cent, and it normally leans against inflation by raising interest rates,” said Gregory Klump, Chief Economist for the Canadian Real Estate Association. “Leaving rates on hold in the face of higher inflation will likely become a communication challenge for the Bank. While the Bank said currently low interest rates will be raised ‘eventually’, there was little to suggest that the Bank is in any rush to do so.”

The Bank will make its next scheduled rate announcement on May 29, but don’t wait until the last minute to get pre-approved for a mortgage. It can take a few days or even longer. Many lenders now offer online pre-approvals to make the process easier.

Susan Legge Editor-in-chiEf Wall2Wall Media, [email protected]

Follow me on Twitter at Twitter.com/SusanLegge

bESt ratE

budgEt

Shop now for the

A comfortable

editor’snote

Gorgeous Country Executive Home! $749,850 Situated on 1 acre lot, only minutes to town, 2500 sf of luxurious living space, outstanding great room with 15’ vaulted ceilings & panoramic country views, stunning gourmet kitchen with granite, 3 br, 2 bath, triple car garage. Shows like a model home!

1513_KIMRI_0060

Waterfront Community! $559,850Stunning Stoney Creek home just steps to Lake Ontario, premium lot w/200 foot frontage, enjoy the best of everything...designer gourmet kitchen with granite, master bed w/luxury ensuite, main flr den and laundry, huge media loft, oversized double car garage, lot professionally landscaped...call to view this beauty today...shows 10+++! 1713_KIMRI_7715

SOuth EaSt BEauty!Solid two storey home in family friendly area, lots of character and charm with orig hardwood flrs, stain glass windows, featuring 4 bedrooms, 1.5 baths, formal living room and dining room, side drive and large rear yard.

1513_KIMRI_0068

$259,850

StEPS tO GaGE PaRK! Renovated and ready to move in! Gorgeous new kitchen with stainless steel appl, living room with gorgeous gas fireplace, formal dining room, two bedrooms and a 4 piece bath on the main floor and a super huge master bedroom on the upper level with 3 pc ensuite. Don’t wait..this one won’t last!

1513_KIMRI_0069

$219,850

EXtENSIVE RENOVatIONS! huge 2.5 storey home in central hamilton featuring brand new eat in kitchen w/stainless steel appliances, formal living room and dining room with new hardwood floors, 4 bedrooms, 2.5 bath, huge master bed w/4 piece ensuite. Quick possession available!

1513_KIMRI_0070

$219,850

1126

5155

_171

3



5

RHH_1713.indd 5 4/25/13 6:29:23 PM



6 Volume 13 Issue 8

Executive Free Hold Townhomes

• Double Garage w/man Door to 150 ft. Deep Lot • Garage Door Opener • Quality Kitchens

• 9 ft. Ceilings • Central Air • Bedroom Level Laundry • Paved Driveways • Sodded Lots

One Storey - 1400 sq. ft.

Escarpment Realty BrokerageIndependently Owned & Operated

Barb Rendall, Sales Representative Ron Taylor, Sales Representative

905-575-5478

To View Call:

1127

4728

_171

3

No Condo Fees • Walking Distance to all Amenities

Two Storey - 1850 sq. ft.

$329,900$325,900

OPEN HOUSE: Saturday & Sunday 2-4pmDirections: Take Hwy 6 South to Caledonia and turn east on Haddington

Honesty & Integrity Foremost

Call Rick to LIST and SELL

SALES REPRESENTATIVERick Poziomka905-575-7070 [email protected]

GROUP®

Sutton Group Innovative Realty, Brokerage

INDEPENDENTLY OWNED AND OPERATED

11204455_1713

3 bedroom, 1.5 baths brick home with hard-wood, ceramics, fi replace, newer furnace, roof, paint and more on peaceful cul-de-sac backing onto escarpment and steps away from Bruce

Trail, Beamers Conservation Park and town centre.

Please call Rick Poziomka, Sales Rep, Sutton Group Innovative Realty Inc. (905) 575-7070.

NATURE LOVER’S PARADISE

GRIMSBY SEMI - $224,900

Quality 2 bedroom open concept 7 yr old home with covered upper level deck with

access from master bedroom & dining room, unspoiled insulated bright basement with walk-

out at grade with lots of room for 2 extra bedrooms + rec room.

Please call Rick Poziomka, Sales Rep, Sutton Group Innovative Realty Inc. (905) 575-7070.

JUST LISTED

1.61 acre creek lot on quiet road only 25 mins. to Hamilton. No building permit

available without signifi cant engineering work. Buy this for recreational use or as an investment not for building at present. Please call Rick Poziomka, Sales Rep.,

Sutton Group Innovative Realty Inc. (905) 575-7070

CAISTOR CENTRE

1713

_KIM

RI_0

064

1713

_KIM

RI_0

065

SMITHVILLE BUNGALOW $316,900 COUNTRY LOT $49,900

FOR SALE

RHH_1713.indd 6 4/25/13 6:29:25 PM



7

9489

143_

1713

THINK SOLD... THINK MARGARET & WALDI NIBURSKIWE MAKE DREAMS AFFORDABLE

[email protected]@sutton.com

Sutton Group Innovative Realty Inc., Brokerage*Independently Owned & Operated

www.hamiltonhomes-for-sale.comfor Hamilton & Area Estate Market Reports

Visit

905-575-7070

MARGARET (MALGORZATA)

NIBURSKI B.SC. SALES REPRESENTATIVE

WALDI (WALDEMAR)

NIBURSKI M.SC. SALES REPRESENTATIVE

YOUR LISTING ADVERTISED ON

40+ WEBSITES

$144,900

HAMILTON CENTRAL

$379,900!

TRENDY AND DESIRABLE, WESTDALE!

$149,900

1313_KIMRI_0035

GREAT STARTER IN A PERFECT LOCATION

Attention Seniors! Great building • close to all amenities! Spacious one bedroom with plenty • of renos!Oversized balcony with great view!• Ready to move-in!!! •

$114,900

1313_KIMRI_1_6007

EAST HAMILTON OUTSTANDING CONDO APARTMENT!!!

Affordable 3 bedroom bungalow • for sale!! 3 bedrooms! • Brick exterior• Eat-in kitchen• Garage and side drive•

www.hamiltonhomes-for-sale.com

Just minutes to McMaster • University! Westdale West Hamilton.5+1 bedrooms!• Presently set up as a student rental • with great income!Brick exterior• Garage• Spacious rooms• Some upgrades!•


1313

_KIM

RI_0

034

1313

_KIM

RI_0

033

Near Gage Avenue. • 3 bedrooms• Brick exterior• Spacious rooms• Great convenient location• Plenty of parking at the back•


Ever wonder how the Hamilton Real Estate Market is doing? Visit our web site www.hamiltonhomes-for-sale.com for the answer and Margaret’s newest and

up-to-date real estate market activity reports for Hamilton, Ancaster, Stoney Creek and all the sourrounding areas!!!

Kimberley LeoneBrokerTonya Potts,

Sales Representative

Scott Bouman,


Fabulous one of a kind home! This custom built home has endless possibilities! Perfect for large or extended families. Featuring cathedral ceilings on main and upper levels. Huge main fl oor family room with gas fi replace and bar area (could be used a second kitchen) with patio doors leading to private fenced yard with deck and custom built shed. Two master suites with Ensuite bathrooms, (one with French Doors to balcony overlooking yard), two more bedrooms with shared 5 piece ensuite bath. Second storey foyer overlooks main fl oor family room and two storey entrance. Fully fi nished basement offers huge Rec Room with 2nd gas fi replace, 5th bedroom and 3 piece bath. Many upgrades throughout. This home must be viewed! Call Tonya Potts, Sales Representative.

WEST MOUNTAIN - 4+1 BED, 4.5 BATH

Stunning 4 bed, 3.5 bath home in new Waterdown subdivision. Gleaming hardwood in main fl oor Living Room/Dining Room, hallway and main fl oor family room with gas fi replace. Spacious kitchen with island and granite countertops, oak staircase leads to 4 spacious bedrooms (3 with walk-in closets). Huge master with 4 piece ensuite & massive walk-in closet. Unspoiled basement with bathroom rough in. Property is directly across from brand new Catholic School. No disappointments!! Call Tonya Potts, Sales Representative.

WATERDOWN - BRAND NEW 4 BEDROOM

www.HarveyRealEstate.ca

Advertised commission rates are not available by All Registrants of Your Choice Realty Corp.

1124

7501

_171

3

Why Pay 5% Commission When

We Provide Full Service For 3%*

[email protected]

*No upfront fees*No fees until SOLD

RHH_1713.indd 7 4/25/13 6:29:27 PM

SERVICE THAT MOVES YOU

9189

912_

1713

escarpment realty inc. Brokerageindependently Owned & Operated

FRANK RADMAN(905)545-1188


Email: [email protected]

“Call Frank today - the First step in making the right house your home!”

This open concept home offers an oversized kitchen w/granite counters & cappuccino cabinets & island, large master bedrm w/full ensuite, main flr laundry, full finished bsmnt w/marble finished ceilings and prem flooring. Enjoy the two tier deck w/access to kitchen. Extras incl. new carpeting, stamped concrete drive, double garage and great curb appeal.

ATTENTION TO METICULOUS DETAILS ON UPGRADES

1713_KIMRI_0061

MOUNT HOPE

Astonishing upgraded home w/great layout. Premium high end finishes, newer kitchen w/quartz countertops. Large rear yard w/patio & pergola. More updates incl; roof, interlock driveway & walkways, new garage door, fresh modern decor, light fixtures, marble & hardwood flrs & ss appliances. Move in & enjoy!

EXQUISITE THROUGHOUT WITH PROFESSIONALLY FINISHED BASEMENT

1713_KIMRI_0062

ANCASTER

4 BEDRMS &

3.5 BATHRMS

Start your day with coffee in your nice and bright sunroom and walk to work to nearby Concession Street. End your day with a cool cocktail on your big covered deck in your large private backyard. Offset your living expenses by sharing your home with a family member or co-worker by offering them the separate in-law suite on the lower level (separate entrance). Upgrades include: renova-tions done throughout including newly installed in-law suite, new ceramics, kitchens, bathrooms, basement, mostly thermopane windows, refin-ished hardwood floors, laundry room, 100 amp, potlights, new sod, 4 car parking, separate entrances, new fridge and stove. Not a drive-by, must be seen inside! To view or put in your offer, call Frank Radman.

ATTENTION JURAVINSKI HOSPITAL EMPLOYEES!

1713_KIMRI_2_0010

IN-LAW SUITE

WITH SEPARATE

ENTRANCEVER

Y SHORT

WALK

TO JU

RAVINSKI

HOSPITA

L ENTR

ANCE

Grimsby Grandeur! Gorgeous “Losani” built home with modern open concept along w/ 3+1 bedrms, 3.5 bathrms & finished bsmnt. Highlights incl. custom kitchen, SS appl, huge master bedrm w/ walk-in closet & chic ensuite. California shutters on main floor, prof decor and premium “after build” flooring throughout. A great home!

GORGEOUS UPGRADED BEAUTY WITH FINISHED BASEMENT

1713_KIMRI_0060

GRIMSB

Y3+1 BEDRM &

3.5 BATHRM

FEATURE PROPERTY OF THE MONTH

4 BEDRM &

2.5 BATHRM

Updated family friendly 2 storey home. Prime location close to schools & amenities. Offers sep. dining, family & living, rms, eat-in kitchen & bsmnt level rec rm. Side door entrance for possible lower level in law unit or home office. Detached 11x22 shop/garage w/hydro. Updates incl new windows, roof shingles (2012), n. gas furnace (2010). New carpeting (2012) & more. Plenty of space for the growing family!

POTENTIAL INLAW SUITE & DETACHED GARAGE

1713_KIMRI_0063

HAMILTON EA

ST

MOUNTAIN

5+1 BEDRM &

3 BATHRMS

1286 Upper James St., Hamilton, L9C 3B4

9255

435_

1713

For All Your Real Estate Needs

905-388-5133FAX: 905-388-7583

Residential Commercial Investment

4 level backsplit located on 42 ft x 110 ft lot. 3+1 bedrooms, 2 baths, L-shaped Living room and Dining room. Eat in kitchen with ceramic floors and a large recreation room. Updated furnace and new windows. Priced at $239,900. 1713_KIMRI_0009 1713_KIMRI_0014

Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133

West Mountain Location!

Stunning 3 bedroom Freehold Townhouse. Dark hardwood on main floor, master bedroom & upper hall. Kitchen with breakfast bar. Basement framed with electrical work completed, 9 ft ceilings. Inside entry to garage. Fully fenced yard with 16x21 wooden deck & newer rod iron gate. Easy access to Hwy.

1713_KIMRI_0010

Please call LYNDA GILLESPIE, Sales Representative, 905.388.5133

3 Bedroom brick with hardwood floors, eat-in kitchen, separate dining room and main floor den. Basement has walkout to rear yard. Same owner for 30 years. Priced at $145,000.

1713_KIMRI_0011

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Open Concept! Starter Home!

3 bedrooms, 2 baths with new granite counter and kitchen cabinets. Fully finished basement, new roof and concrete stairs at front entrance in 2012.

1713_KIMRI_0013

To view please call ASARHADOUN KATTINA, Sales Representative, 905.388.5133

Large home featuring hardwood, ceramic tiles & laminated flooring throughout. Oak kitchen cabinets, pocket doors built-in china cabinet, claw foot tubs, patio doors to sundeck & fenced yard. In-law suite with separate entrance. Priced at $159,900.

1713_KIMRI_0077

Please call LINDA WELSH, Sales Representative, 905.388.5133

East End! End Unit Townhouse!



8 Volume 13 Issue 8

RHH_1713.indd 8 4/25/13 6:29:34 PM

SERVICE THAT MOVES YOU

9189

912_

1713

escarpment realty inc. Brokerageindependently Owned & Operated

FRANK RADMAN(905)545-1188


Email: [email protected]

“Call Frank today - the First step in making the right house your home!”

This open concept home offers an oversized kitchen w/granite counters & cappuccino cabinets & island, large master bedrm w/full ensuite, main flr laundry, full finished bsmnt w/marble finished ceilings and prem flooring. Enjoy the two tier deck w/access to kitchen. Extras incl. new carpeting, stamped concrete drive, double garage and great curb appeal.

ATTENTION TO METICULOUS DETAILS ON UPGRADES

1713_KIMRI_0061

MOUNT HOPE

Astonishing upgraded home w/great layout. Premium high end finishes, newer kitchen w/quartz countertops. Large rear yard w/patio & pergola. More updates incl; roof, interlock driveway & walkways, new garage door, fresh modern decor, light fixtures, marble & hardwood flrs & ss appliances. Move in & enjoy!

EXQUISITE THROUGHOUT WITH PROFESSIONALLY FINISHED BASEMENT

1713_KIMRI_0062

ANCASTER

4 BEDRMS &

3.5 BATHRMS

Start your day with coffee in your nice and bright sunroom and walk to work to nearby Concession Street. End your day with a cool cocktail on your big covered deck in your large private backyard. Offset your living expenses by sharing your home with a family member or co-worker by offering them the separate in-law suite on the lower level (separate entrance). Upgrades include: renova-tions done throughout including newly installed in-law suite, new ceramics, kitchens, bathrooms, basement, mostly thermopane windows, refin-ished hardwood floors, laundry room, 100 amp, potlights, new sod, 4 car parking, separate entrances, new fridge and stove. Not a drive-by, must be seen inside! To view or put in your offer, call Frank Radman.

ATTENTION JURAVINSKI HOSPITAL EMPLOYEES!

1713_KIMRI_2_0010

IN-LAW SUITE

WITH SEPARATE

ENTRANCEVER

Y SHORT

WALK

TO JU

RAVINSKI

HOSPITA

L ENTR

ANCE

Grimsby Grandeur! Gorgeous “Losani” built home with modern open concept along w/ 3+1 bedrms, 3.5 bathrms & finished bsmnt. Highlights incl. custom kitchen, SS appl, huge master bedrm w/ walk-in closet & chic ensuite. California shutters on main floor, prof decor and premium “after build” flooring throughout. A great home!

GORGEOUS UPGRADED BEAUTY WITH FINISHED BASEMENT

1713_KIMRI_0060

GRIMSB

Y3+1 BEDRM &

3.5 BATHRM

FEATURE PROPERTY OF THE MONTH

4 BEDRM &

2.5 BATHRM

Updated family friendly 2 storey home. Prime location close to schools & amenities. Offers sep. dining, family & living, rms, eat-in kitchen & bsmnt level rec rm. Side door entrance for possible lower level in law unit or home office. Detached 11x22 shop/garage w/hydro. Updates incl new windows, roof shingles (2012), n. gas furnace (2010). New carpeting (2012) & more. Plenty of space for the growing family!

POTENTIAL INLAW SUITE & DETACHED GARAGE

1713_KIMRI_0063

HAMILTON EA

ST

MOUNTAIN

5+1 BEDRM &

3 BATHRMS

1286 Upper James St., Hamilton, L9C 3B4

9255

435_

1713

For All Your Real Estate Needs

905-388-5133FAX: 905-388-7583

Residential Commercial Investment

4 level backsplit located on 42 ft x 110 ft lot. 3+1 bedrooms, 2 baths, L-shaped Living room and Dining room. Eat in kitchen with ceramic floors and a large recreation room. Updated furnace and new windows. Priced at $239,900. 1713_KIMRI_0009 1713_KIMRI_0014

Please call DAN GIES, Broker of Record, or KEN GIES, Broker, 905.388.5133

West Mountain Location!

Stunning 3 bedroom Freehold Townhouse. Dark hardwood on main floor, master bedroom & upper hall. Kitchen with breakfast bar. Basement framed with electrical work completed, 9 ft ceilings. Inside entry to garage. Fully fenced yard with 16x21 wooden deck & newer rod iron gate. Easy access to Hwy.

1713_KIMRI_0010

Please call LYNDA GILLESPIE, Sales Representative, 905.388.5133

3 Bedroom brick with hardwood floors, eat-in kitchen, separate dining room and main floor den. Basement has walkout to rear yard. Same owner for 30 years. Priced at $145,000.

1713_KIMRI_0011

Please call KEN GIES, Broker or DAN GIES, Broker of Record, 905.388.5133

Open Concept! Starter Home!

3 bedrooms, 2 baths with new granite counter and kitchen cabinets. Fully finished basement, new roof and concrete stairs at front entrance in 2012.

1713_KIMRI_0013

To view please call ASARHADOUN KATTINA, Sales Representative, 905.388.5133

Large home featuring hardwood, ceramic tiles & laminated flooring throughout. Oak kitchen cabinets, pocket doors built-in china cabinet, claw foot tubs, patio doors to sundeck & fenced yard. In-law suite with separate entrance. Priced at $159,900.

1713_KIMRI_0077

Please call LINDA WELSH, Sales Representative, 905.388.5133

East End! End Unit Townhouse!



9

RHH_1713.indd 9 4/25/13 6:29:34 PM

Moulton West Lincoln Dunn Ancaster Caistor

Stoney Creek Flamborough Caledonia

Seneca Canborough Hamilton Smithville

Dundas Rainham Oneida Glanbrook Cayuga

Waterdown Sherbrooke Dunnville Grimsby

Burlington Hagersvi l le Moulton West Lincoln Dunn Ancaster Caistor Stoney Creek

Flamborough Caledonia Seneca Canborough

Hamilton Smithville Dundas Rainham Oneida

Glanbrook Cayuga Waterdown Sherbrooke

Dunnville Grimsby Burlington Hagersvi l le










Dunnvil le Grimsby Burl ington Hagersville


REALTORS® Proudly Serving

YOUR Community

www.rahb.ca

8313166_1713

905-388-1110

www.1110 .ca

Rob McDowel lBroker , BA/SRES

Paul McDowel lSales Representa t ive

8547

409_

1713

MOUNTAIN COMMERCIAL OPPORTUNITY

1713_KIMRI_0015

THANK YOU AGAIN!

New Owner! New Opportunities! Same million dollar views from escarpment edge! 2,400 sq ft. 400 sq ft terrace. Private elevator entry in each suite. 3 designs. Prices starting from $695,000. Call Rob or Paul for viewing of our newly furnished suite. MLS #H3079836

NEW LISTING

1713_KIMRI_1_0010

Just listed - well priced townhome offering brand new quality broadloom, attractive neutral decor, fireplace, finished lower level, nice yard with gazebo! Super complex! $239,900. Call Rob today!

WALK TO THE LAKE

1713_KIMRI_0016

30% SOLD FIRM OR

CONDITIONAL

Seniors Specialist Designation

Great location, south of Barton Street, less than 1 block from The Shopping Centre. No backyard neighbours, side drive. Full partial-finished base-ment. Close to buses and all amenities. Lots of potential but needs some work. Book a viewing today! 104 Frederick Ave. Only $119,500. CALL PAUL or ROB. MLS #H3104413

ATTENTION RENOVATORS

1713_KIMRI_1_0032

Build your dream home on this 50 x 101 foot residential building lot. Great location in Old Stoney Creek, south of King Street and a walk to town amenities & new community centre. Asking $160,000. CALL PAUL OR ROB MLS #H3102187

OLD STONEY CREEK

1713_KIMRI_1_0013

How difficult is it to find an affordable com-mercial property on the mountain? Just listed. $199,900. Retail or office use with apartments at rear. 3 car parking. CALL PAUL OR ROB. MLS #H3106603.

To all our friends & clients for putting their

trust in us! #1 and #3

in sales for April at our Mountain Office!

SOLDSOLD

Rob & Paul McDowel l



10 Volume 13 Issue 8

RHH_1713.indd 10 4/25/13 6:29:39 PM



11























YOUR Community

www.rahb.ca

8313166_1713

905-388-1110

www.1110 .ca

Rob McDowel lBroker , BA/SRES

Paul McDowel lSales Representa t ive

8547

409_

1713

MOUNTAIN COMMERCIAL OPPORTUNITY

1713_KIMRI_0015

THANK YOU AGAIN!

New Owner! New Opportunities! Same million dollar views from escarpment edge! 2,400 sq ft. 400 sq ft terrace. Private elevator entry in each suite. 3 designs. Prices starting from $695,000. Call Rob or Paul for viewing of our newly furnished suite. MLS #H3079836

NEW LISTING

1713_KIMRI_1_0010

Just listed - well priced townhome offering brand new quality broadloom, attractive neutral decor, fireplace, finished lower level, nice yard with gazebo! Super complex! $239,900. Call Rob today!

WALK TO THE LAKE

1713_KIMRI_0016

30% SOLD FIRM OR

CONDITIONAL

Seniors Specialist Designation

Great location, south of Barton Street, less than 1 block from The Shopping Centre. No backyard neighbours, side drive. Full partial-finished base-ment. Close to buses and all amenities. Lots of potential but needs some work. Book a viewing today! 104 Frederick Ave. Only $119,500. CALL PAUL or ROB. MLS #H3104413

ATTENTION RENOVATORS

1713_KIMRI_1_0032

Build your dream home on this 50 x 101 foot residential building lot. Great location in Old Stoney Creek, south of King Street and a walk to town amenities & new community centre. Asking $160,000. CALL PAUL OR ROB MLS #H3102187

OLD STONEY CREEK

1713_KIMRI_1_0013

How difficult is it to find an affordable com-mercial property on the mountain? Just listed. $199,900. Retail or office use with apartments at rear. 3 car parking. CALL PAUL OR ROB. MLS #H3106603.

To all our friends & clients for putting their

trust in us! #1 and #3

in sales for April at our Mountain Office!

SOLDSOLD

Rob & Paul McDowel l

RHH_1713.indd 11 4/25/13 6:29:40 PM

YOUR REAL ESTATE SOURCE

1127

4702

_171

3

PINNACLE REAL ESTATE

BROKERAGE

905-928-2848877-938-1110 TOLL FREE

NIKOLABUCALO

SALESREPRESENTATIVE

JOHN BUCALOBROKER

SASHA BUCALOMARKETING &TECHNOLOGY

Each office independently owned and operated

TOP PRODUCERS FOR 2012COLDWELL BANKER PINNACLE All Offi ces Thank You

ST. CATHARINES, HAMILTON, BURLINGTON, OAKVILLE, TORONTO & AREA

905.928.2848 I 1.877.938.1110 I 905.331.7556

CALLUS

John or

Nikola

WE HAVE BUYERSWE NEED: RESIDENTIAL, INDUSTRIAL, LAND, FARMS & INVESTMENT (MULTI-UNITS)

Mechanic’s dream in this commercial property consisting of a 2,000 sq. ft. brick garage with 2 bays & huge working area.

Call exclusively John or Nikola

at 905-928-2848

GRIMSBY/HAMILTON GARAGE, CORNER LOT

Prices below $1,000,000 (one million) and open to offers. All large and bright apartments with some updates. Plenty of parking. Excellent rental area.

Call John Bucalo, Commercial Broker

905-928-2848

12 LARGE UNITS

Great opportunity to have or open a business! Excellent location! Main � oor offers visibility & accessibility on a busy, well-travelled street in the heart of Stoney Creek. In-cludes private office, reception or waiting room, heat, hydro & internet included. Call John or Nikola 905-928-2848.1713_KIMRI_0028

STONEY CREEK LEASE

Quality steel building in con-venient growing industrial area offers � exible M2 zoning. Excellent deep 253’ lot & very accessible to Hwy/QEW. Solid concrete � oor & 200 amp. Could be a huge storage facil-ity and/or truck repair. Building divided in 2 different units. Call John or Nikola 905-928-28481713_KIMRI_0029

STONEY CREEK

Fantastic only 2 years new 4 bedrooms, 2 1/2 baths 2 storey upgraded home with over 2100 sq ft of “Losani” quality & comfort w/California ceilings & shutters, modern open concept in a quiet mature yet convenient location & excellent neighbourhood. Priced to sell, owners have bought & moving. Our offer did not go, try yours with � exible closing. Contact John 905-928-2848.

1713_KIMRI_0030

BINBROOK “NEW”

1713_KIMRI_0034

25 acres Stoney Creek - SOLD

5 acres of land with 300 ft. frontage. The only one with building permit next to other million dollar views!

Country and privacy a deal at $595,000.

46 acres near Hamilton SOLD

Also, 5 acres of agricultural land with no building permit $149,000

24 acres with frontage on 2 roads near the city SOLD

For more land and farms, just call John or Nikola at 905-928-2848

LANDS, LOTS & FARMS

1713_KIMRI_0032

WINONA HISTORICAL Stunning 4 level side split completely redone with brand new kitchen, baths, � ooring, windows, furnace with central air. Finished lower level with walk-up to a huge treed backyard. Fabulous quiiet court location. Best part of the city and its conveniences and much, much more. Priced to sell in 2 weeks. Beat the rush & call John or Nikola today! 905-928-28481713_KIMRI_0033

ST. CATHARINES SUPERB

Dover model (1920 sq ft), 4 bedrooms, 3 baths, 2 storey brick, stone & siding home in nice mature location. 7 years new value packed with many features/upgrades; hardwood � oors, ceramics, extra windows, huge Eat-in Kitchen, � nished rec room (28 x 16) & more. Call John or Nikola 905-928-2848 today!

1713_KIMRI_0031

MOUNT HOPE

Nice 3 bedroom 2 storey home in good Central/East end of the city. 2nd � oor opened up as Living & Dining Room combo. Quality � ooring & many other updates.

Call John 905-928-2848!

COMING UP SOON

Reduced by $35,000 - over $100,000 in upgrades. Over 1800 sq ft of comfort and living space on main level. 3 large bedrooms, 2 full bathrooms (included ensuite). Bright eat-in kitchen & dinette all with 9 ft ceilings. Fam-ily room with 12 ft ceiling, gas f/p and more! French doors lead to a balcony & large patio. Gleaming cherry & walnut hardwood � ooring. Fully � nished 1200 sq ft lower level ideal for in-laws with rec rm. Large 52’x125’ lot! Call John or Nikola 905-928-2848.

GLANBROOK AREA “BETTER THAN NEW”

1713_KIMRI_0026 1713_KIMRI_0027

Almost 100 year old estate consists of original, history � lled large 6 bedrooms, 6 baths, 6 � replace home with fully functional over 2000 sq ft basement. Main � oor approx. 2000 sq ft 2nd � oors offers large & bright Bedrooms & Baths. “Coach House” has 2-3 bedrooms rented apts. Great investment and pride to own over 2.3 acres. John 905-928-2848!

SOLDMechanic’s dream in this commercial property

SOLDMechanic’s dream in this commercial property consisting of a 2,000 sq. ft. brick garage with 2

SOLDconsisting of a 2,000 sq. ft. brick garage with 2 bays & huge working area. SOLDbays & huge working area.

Call exclusively John or Nikola SOLDCall exclusively John or Nikola

SOLD1800 sq ft of comfort and living space on main level.

SOLD1800 sq ft of comfort and living space on main level. 3 large bedrooms, 2 full bathrooms (included ensuite).

SOLD3 large bedrooms, 2 full bathrooms (included ensuite). Bright eat-in kitchen & dinette all with 9 ft ceilings. Fam-

SOLDBright eat-in kitchen & dinette all with 9 ft ceilings. Fam-ily room with 12 ft ceiling, gas f/p and more! French SOLDily room with 12 ft ceiling, gas f/p and more! French doors lead to a balcony & large patio. Gleaming cherry SOLDdoors lead to a balcony & large patio. Gleaming cherry & walnut hardwood � ooring. Fully � nished 1200 sq ft SOLD& walnut hardwood � ooring. Fully � nished 1200 sq ft

SOLDsq ft of “Losani” quality & comfort w/California

SOLDsq ft of “Losani” quality & comfort w/California ceilings & shutters, modern open concept in a

SOLDceilings & shutters, modern open concept in a quiet mature yet convenient location & excellent

SOLDquiet mature yet convenient location & excellent

SOLDneighbourhood. Priced to sell, owners have SOLDneighbourhood. Priced to sell, owners have bought & moving. Our offer did not go, try yours SOLDbought & moving. Our offer did not go, try yours

SOLDPrices below $1,000,000 (one million) and

SOLDPrices below $1,000,000 (one million) and open to offers. All large and bright apartments

SOLDopen to offers. All large and bright apartments with some updates. Plenty of parking. Excellent

SOLDwith some updates. Plenty of parking. Excellent rental area. SOLDrental area.

Call John Bucalo, Commercial Broker SOLDCall John Bucalo, Commercial Broker LEAS

EDGreat opportunity to have or

LEASED

Great opportunity to have or open a business! Excellent

LEASED

open a business! Excellent location! Main � oor offers

LEASEDlocation! Main � oor offers

visibility & accessibility on a

LEASEDvisibility & accessibility on a

busy, well-travelled street in

LEASEDbusy, well-travelled street in

the heart of Stoney Creek. In-LEASED


SOLDvenient growing industrial

SOLDvenient growing industrial area offers � exible M2 zoning.

SOLDarea offers � exible M2 zoning. Excellent deep 253’ lot & very

SOLDExcellent deep 253’ lot & very accessible to Hwy/QEW. Solid SOLDaccessible to Hwy/QEW. Solid concrete � oor & 200 amp. SOLDconcrete � oor & 200 amp. SOLD

SOLDbedrooms, 3 baths, 2 storey

SOLDbedrooms, 3 baths, 2 storey brick, stone & siding home in

SOLDbrick, stone & siding home in nice mature location. 7 years

SOLDnice mature location. 7 years new value packed with many SOLDnew value packed with many features/upgrades; hardwood SOLDfeatures/upgrades; hardwood SOLD

Brokerage

905-318-3800 Results Realty Inc. BrokerageIndependently Owned & Operated Realtor®

ww

w.s

carl

etth

omes

.com

HOMELIFE RESULTS REALTY INC.

9189

931_

1713

1713_KIMRI_1_0031

318 CRERAR DRIVE - HAMILTON

Ultimate luxury rare fi nd beauty that you have been waiting for. This stunning Scarlett 4 bedroom home has been loaded with upgrades. Features in-clude: Main fl oor with 10’ ceilings, main fl oor fam-ily room with custom wall unit and fi replace mantle, show stopping gourmet

kitchen with island and granite counters. Also beautiful hardwood, many potlights, master with spa like ensuite and much much more.....A must see....RSA....DONNA RAKAS* 905-318-3800

$7

49

,90

0

1713_KIMRI_1_0039

151 CHAMBERS DRIVE - ANCASTER2 storey all brick 4+1 bed-room, 2.5 bath home. Large 15x20 deck above garage. Open concept kitchen/dinette/family room. P r o f e s s i o n -ally landscaped

backyard with fi shpond, waterfall/rock garden. New roof 2011 with lifetime warranty.....HELENA WERNER* 905-318-3800 1713_KIMRI_1_0038

20 TAYWOOD COURT - DUNDASNicely loaded with all the right upgrades. Includes: Granite counter in kitchen/powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-

in maple wall unit, gas fpl, hwd fl oors in dining, family and upper hall, coffered ceiling, decorative columns. Oak stairs w/wrought iron spindles, master ensuite w/dble sink, shower w/half glass walls and seat. 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconces, iron and glass insert for front doors, central air, 3 piece RI bath for bsmt...CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1713_KIMRI_1_0059

167 CHAMBERS DRIVE-ANCASTER

$3

89

,90

0

1713_KIMRI_1_0007

200 CHARTWELL CIRCLE- HAMILTON

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model ap-prox 2551 sq. ft., 4 bed-rooms, 2.5 baths, 9 ft main fl r. ceilings, kitchen w/ fl at maple cabinets, granite

countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main fl oor family room with fi replace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$4

19,9

00

1713_KIMRI_1_0078

220 CHARTWELL CIRCLE - HAMILTON LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main fl oor family room with fi replace, main fl oor

laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eat-in kitchen, hardwood fl oors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1713_KIMRI_1_0011

44 CHARTWELL CIRCLE - HAMILTON LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner

angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood fl oors. There is a window opening toward the family room w/gas fi replace with oak mantle, 9 ft. ceilings on main fl oor, oak staircase, hardwood fl oors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more....CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1713_KIMRI_1_0015

36 CHARTWELL CIRCLE-HAMILTON

Inventory sale quick closing. Price includes granite counter in kitchen, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, di-nette cabinetry, family

room w/built-in maple wall unit, gas fpl, hwd fl oors, coffered ceil-ing, dining rm w/hdw, main fl oor laundry, oak stairs...CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLO-VERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5PM.

$54

9,9

00

1713_KIMRI_1_0036

183 CHAMBERS DRIVE ANCASTER LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main fl oor ceil-ings, 4 bedrooms, 2.5 baths, main fl oor family room w/fp,

separate dining room, hardwood fl oor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1713_KIMRI_2_0015

212 CHARTWELL CIRCLE - HAMILTON

LOT 24...New home by Scar-lett Homes, new site on Ham-ilton Mountain, the Snowfl ake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main fl oor family room with gas fi replace, separate formal living and dining rooms, had-wood fl oors, granite coun-

tertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

Very spacious huge 4 level backsplit suitable for a large family. New kitchen, new roof, updated windows, bathroom and electrical panel. All levels fi nished. Driveway holds 5-6 cars. Close to QEW, Shopping, Parks,

Schools and all amenities. RSA...MAZHAR ROSHAN* 905-318-3800 1713_KIMRI_0035

27 JEROME CRESCENT - HAMILTON

$2

19

,90

0

1713_KIMRI_1_0035

Model home avail-able soon! New design has everything on the “Wants” list. Granite counter in kitchen, raised maple cabinets, undermount sink, up-grade faucet, under-

mount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl., hwd fl oors, cof-fered ceiling, dining rm w/hdwd....CHARENE LOTTRIDE* 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$54

9,9

00

171 CHAMBERS DRIVE ANCASTER

**Broker of Record *Sales Representative

$4

20

,90

0

1713_KIMRI_1_0009

24 CHARTWELL CIRCLE - HAMILTONLOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bed-rooms, 2.5 baths, 9 ft. main fl oor ceilings, kitchen with fl at maple cabinets, granite countertops with stainless steel undermount sink, pan-

try, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main fl oor family room with fi replace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$4

26

,90

0

$5

54

,90

0

INVENTORY HOME SALE

Beautiful Georgian style home in a quiet, highly sought after Aldershot neigh-borhood! Some upgrades include, hardwood fl oors in living/dining/den/upper hall, maple staircase with

wrought iron spindles, 18” tile in kitchen, upgraded cabinets with granite counter tops, see B listing for more...Kohler fi xtures throughout, GE cafe fridge, stove, dish-washer, heated bathroom fl oors, 200 amp service, lighting fi xtures, door/hardware, built- in sound system as well as security with cameras and monitoring equipmnet. This quality built home leaves little to desire and exudes charm and character with its classic trim, molding and colour package as well as landscaping and detached fi nished garage, RSA... BORIS KRESINA* 905-318-3800. 1713_KIMRI_2_0031

693 CEDAR AVENUE - BURLINGTON

$1

,41

5,0

00

LOT 7....To be built by Scarlett Homes, Kings-ton II model. Approx 2557 sq. ft., 4 bedrooms, 2.5 baths, main fl oor family room with gas fi replace, maple kitchen cabinets, granite coun-tertops, crown mould-

ing, pots/pan drawer, hardwood fl oors in separate dining room & upper hall, master bedroom with walk in closet, ensuite, much more.....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 1713_KIMRI_3_0031


$4

19

,90

0

$4

09

,90

0

AVAILABLE IMMEDIATELY

$4

22

,90

0

L O C A T I O N L O C A T I O N L O C A T I O N Heart of Mountain. Close to Limeridge Mall and exit to Linc. All brick, lovely 3 bedroom, 2.5 bath. House for young or growing family. New furnace,

hardwood, oak stairs, two level deck, BBQ gas, FP in rec room. Good house, good location, good value. RSA.... BOZENA RADENKOVIC* 905-318-3800

$3

07

,80

0

$5

09

,00

0




RHH_1713.indd 12 4/25/13 6:29:42 PM

YOUR REAL ESTATE SOURCE

1127

4702

_171

3

PINNACLE REAL ESTATE

BROKERAGE

905-928-2848877-938-1110 TOLL FREE

NIKOLABUCALO

SALESREPRESENTATIVE

JOHN BUCALOBROKER

SASHA BUCALOMARKETING &TECHNOLOGY

Each office independently owned and operated

TOP PRODUCERS FOR 2012COLDWELL BANKER PINNACLE All Offi ces Thank You

ST. CATHARINES, HAMILTON, BURLINGTON, OAKVILLE, TORONTO & AREA

905.928.2848 I 1.877.938.1110 I 905.331.7556

CALLUS

John or

Nikola

WE HAVE BUYERSWE NEED: RESIDENTIAL, INDUSTRIAL, LAND, FARMS & INVESTMENT (MULTI-UNITS)

Mechanic’s dream in this commercial property consisting of a 2,000 sq. ft. brick garage with 2 bays & huge working area.

Call exclusively John or Nikola

at 905-928-2848

GRIMSBY/HAMILTON GARAGE, CORNER LOT

Prices below $1,000,000 (one million) and open to offers. All large and bright apartments with some updates. Plenty of parking. Excellent rental area.

Call John Bucalo, Commercial Broker

905-928-2848

12 LARGE UNITS

Great opportunity to have or open a business! Excellent location! Main � oor offers visibility & accessibility on a busy, well-travelled street in the heart of Stoney Creek. In-cludes private office, reception or waiting room, heat, hydro & internet included. Call John or Nikola 905-928-2848.1713_KIMRI_0028

STONEY CREEK LEASE

Quality steel building in con-venient growing industrial area offers � exible M2 zoning. Excellent deep 253’ lot & very accessible to Hwy/QEW. Solid concrete � oor & 200 amp. Could be a huge storage facil-ity and/or truck repair. Building divided in 2 different units. Call John or Nikola 905-928-28481713_KIMRI_0029

STONEY CREEK

Fantastic only 2 years new 4 bedrooms, 2 1/2 baths 2 storey upgraded home with over 2100 sq ft of “Losani” quality & comfort w/California ceilings & shutters, modern open concept in a quiet mature yet convenient location & excellent neighbourhood. Priced to sell, owners have bought & moving. Our offer did not go, try yours with � exible closing. Contact John 905-928-2848.

1713_KIMRI_0030

BINBROOK “NEW”

1713_KIMRI_0034

25 acres Stoney Creek - SOLD

5 acres of land with 300 ft. frontage. The only one with building permit next to other million dollar views!

Country and privacy a deal at $595,000.

46 acres near Hamilton SOLD

Also, 5 acres of agricultural land with no building permit $149,000

24 acres with frontage on 2 roads near the city SOLD

For more land and farms, just call John or Nikola at 905-928-2848

LANDS, LOTS & FARMS

1713_KIMRI_0032

WINONA HISTORICAL Stunning 4 level side split completely redone with brand new kitchen, baths, � ooring, windows, furnace with central air. Finished lower level with walk-up to a huge treed backyard. Fabulous quiiet court location. Best part of the city and its conveniences and much, much more. Priced to sell in 2 weeks. Beat the rush & call John or Nikola today! 905-928-28481713_KIMRI_0033

ST. CATHARINES SUPERB

Dover model (1920 sq ft), 4 bedrooms, 3 baths, 2 storey brick, stone & siding home in nice mature location. 7 years new value packed with many features/upgrades; hardwood � oors, ceramics, extra windows, huge Eat-in Kitchen, � nished rec room (28 x 16) & more. Call John or Nikola 905-928-2848 today!

1713_KIMRI_0031

MOUNT HOPE

Nice 3 bedroom 2 storey home in good Central/East end of the city. 2nd � oor opened up as Living & Dining Room combo. Quality � ooring & many other updates.

Call John 905-928-2848!

COMING UP SOON

Reduced by $35,000 - over $100,000 in upgrades. Over 1800 sq ft of comfort and living space on main level. 3 large bedrooms, 2 full bathrooms (included ensuite). Bright eat-in kitchen & dinette all with 9 ft ceilings. Fam-ily room with 12 ft ceiling, gas f/p and more! French doors lead to a balcony & large patio. Gleaming cherry & walnut hardwood � ooring. Fully � nished 1200 sq ft lower level ideal for in-laws with rec rm. Large 52’x125’ lot! Call John or Nikola 905-928-2848.

GLANBROOK AREA “BETTER THAN NEW”

1713_KIMRI_0026 1713_KIMRI_0027

Almost 100 year old estate consists of original, history � lled large 6 bedrooms, 6 baths, 6 � replace home with fully functional over 2000 sq ft basement. Main � oor approx. 2000 sq ft 2nd � oors offers large & bright Bedrooms & Baths. “Coach House” has 2-3 bedrooms rented apts. Great investment and pride to own over 2.3 acres. John 905-928-2848!

SOLDMechanic’s dream in this commercial property

SOLDMechanic’s dream in this commercial property consisting of a 2,000 sq. ft. brick garage with 2

SOLDconsisting of a 2,000 sq. ft. brick garage with 2 bays & huge working area. SOLDbays & huge working area.

Call exclusively John or Nikola SOLDCall exclusively John or Nikola

SOLD1800 sq ft of comfort and living space on main level.

SOLD1800 sq ft of comfort and living space on main level. 3 large bedrooms, 2 full bathrooms (included ensuite).

SOLD3 large bedrooms, 2 full bathrooms (included ensuite). Bright eat-in kitchen & dinette all with 9 ft ceilings. Fam-

SOLDBright eat-in kitchen & dinette all with 9 ft ceilings. Fam-ily room with 12 ft ceiling, gas f/p and more! French SOLDily room with 12 ft ceiling, gas f/p and more! French doors lead to a balcony & large patio. Gleaming cherry SOLDdoors lead to a balcony & large patio. Gleaming cherry & walnut hardwood � ooring. Fully � nished 1200 sq ft SOLD& walnut hardwood � ooring. Fully � nished 1200 sq ft

SOLDsq ft of “Losani” quality & comfort w/California

SOLDsq ft of “Losani” quality & comfort w/California ceilings & shutters, modern open concept in a

SOLDceilings & shutters, modern open concept in a quiet mature yet convenient location & excellent

SOLDquiet mature yet convenient location & excellent

SOLDneighbourhood. Priced to sell, owners have SOLDneighbourhood. Priced to sell, owners have bought & moving. Our offer did not go, try yours SOLDbought & moving. Our offer did not go, try yours

SOLDPrices below $1,000,000 (one million) and

SOLDPrices below $1,000,000 (one million) and open to offers. All large and bright apartments

SOLDopen to offers. All large and bright apartments with some updates. Plenty of parking. Excellent

SOLDwith some updates. Plenty of parking. Excellent rental area. SOLDrental area.

Call John Bucalo, Commercial Broker SOLDCall John Bucalo, Commercial Broker LEAS

EDGreat opportunity to have or

LEASED

Great opportunity to have or open a business! Excellent

LEASED

open a business! Excellent location! Main � oor offers

LEASEDlocation! Main � oor offers

visibility & accessibility on a

LEASEDvisibility & accessibility on a

busy, well-travelled street in

LEASEDbusy, well-travelled street in



SOLDvenient growing industrial

SOLDvenient growing industrial area offers � exible M2 zoning.

SOLDarea offers � exible M2 zoning. Excellent deep 253’ lot & very

SOLDExcellent deep 253’ lot & very accessible to Hwy/QEW. Solid SOLDaccessible to Hwy/QEW. Solid concrete � oor & 200 amp. SOLDconcrete � oor & 200 amp. SOLD

SOLDbedrooms, 3 baths, 2 storey

SOLDbedrooms, 3 baths, 2 storey brick, stone & siding home in

SOLDbrick, stone & siding home in nice mature location. 7 years

SOLDnice mature location. 7 years new value packed with many SOLDnew value packed with many features/upgrades; hardwood SOLDfeatures/upgrades; hardwood SOLD

Brokerage

905-318-3800 Results Realty Inc. BrokerageIndependently Owned & Operated Realtor®

ww

w.s

carl

etth

omes

.com

HOMELIFE RESULTS REALTY INC.

9189

931_

1713

1713_KIMRI_1_0031

318 CRERAR DRIVE - HAMILTON

Ultimate luxury rare fi nd beauty that you have been waiting for. This stunning Scarlett 4 bedroom home has been loaded with upgrades. Features in-clude: Main fl oor with 10’ ceilings, main fl oor fam-ily room with custom wall unit and fi replace mantle, show stopping gourmet

kitchen with island and granite counters. Also beautiful hardwood, many potlights, master with spa like ensuite and much much more.....A must see....RSA....DONNA RAKAS* 905-318-3800

$7

49

,90

0

1713_KIMRI_1_0039

151 CHAMBERS DRIVE - ANCASTER2 storey all brick 4+1 bed-room, 2.5 bath home. Large 15x20 deck above garage. Open concept kitchen/dinette/family room. P r o f e s s i o n -ally landscaped

backyard with fi shpond, waterfall/rock garden. New roof 2011 with lifetime warranty.....HELENA WERNER* 905-318-3800 1713_KIMRI_1_0038

20 TAYWOOD COURT - DUNDASNicely loaded with all the right upgrades. Includes: Granite counter in kitchen/powder, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, dinette cabinetry, family room w/built-

in maple wall unit, gas fpl, hwd fl oors in dining, family and upper hall, coffered ceiling, decorative columns. Oak stairs w/wrought iron spindles, master ensuite w/dble sink, shower w/half glass walls and seat. 19 interior potlights, 5 exterior, 2 shower lights, 2 wall sconces, iron and glass insert for front doors, central air, 3 piece RI bath for bsmt...CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1713_KIMRI_1_0059

167 CHAMBERS DRIVE-ANCASTER

$3

89

,90

0

1713_KIMRI_1_0007

200 CHARTWELL CIRCLE- HAMILTON

LOT 29...To be built by Scarlett Homes, new site on Hamilton Mountain, the Florence model ap-prox 2551 sq. ft., 4 bed-rooms, 2.5 baths, 9 ft main fl r. ceilings, kitchen w/ fl at maple cabinets, granite

countertops w/ stainless steel, undermount sink, pantry, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hdwd in separate dining rm & upper hall, main fl oor family room with fi replace, 4 interior/4 exterior potlights, much more ... MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$4

19,9

00

1713_KIMRI_1_0078

220 CHARTWELL CIRCLE - HAMILTON LOT 11...To be built by Scarlett Homes, new site on Hamilton Mountain, the Aurora model approx 2660 sq.ft., 4 bedrooms, 2.5 baths, main fl oor family room with fi replace, main fl oor

laundry room, separate dining room, master bedroom with walk-in closet and ensuite, eat-in kitchen, hardwood fl oors, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1713_KIMRI_1_0011

44 CHARTWELL CIRCLE - HAMILTON LOT 9...New home by Scarlett Homes, new site on Hamilton Mountain, The Kingston model to be built, the Redwood model features 2,630 sq. ft. plus double car garage. Kitchen with peninsula, granite counter and maple cabinets, built- in pantry, corner

angled upper cabinet, a bank of pots and pan drawers and crown moulding. Separate w/2 decorative columns, a coffered ceiling and hardwood fl oors. There is a window opening toward the family room w/gas fi replace with oak mantle, 9 ft. ceilings on main fl oor, oak staircase, hardwood fl oors in dining room and upper hallway, 4 exterior pot lights, 4 interior pot lights, dinette walk-out with terrace doors much more....CHARENE LOTTRIDGE* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM 1713_KIMRI_1_0015


Inventory sale quick closing. Price includes granite counter in kitchen, raised maple cabinets, undermount sink, upgrade faucet, undermount lighting, crown moulding, di-nette cabinetry, family

room w/built-in maple wall unit, gas fpl, hwd fl oors, coffered ceil-ing, dining rm w/hdw, main fl oor laundry, oak stairs...CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLO-VERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5PM.

$54

9,9

00

1713_KIMRI_1_0036

183 CHAMBERS DRIVE ANCASTER LOT 27...New home by Scarlett Homes, Riverstone model approx 2400 sq. ft., 4 bedrooms, 2.5 baths, 9’ main fl oor ceil-ings, 4 bedrooms, 2.5 baths, main fl oor family room w/fp,

separate dining room, hardwood fl oor, granite/raised maple kitchen, pantry, pots/pans drawer, crown moulding, potlights, oak stairs....CHARENE LOTTRIDGE* @ 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM 1713_KIMRI_2_0015

212 CHARTWELL CIRCLE - HAMILTON

LOT 24...New home by Scar-lett Homes, new site on Ham-ilton Mountain, the Snowfl ake model approx 2257 sq. ft., 4 bedrooms, 2.5 baths, main fl oor family room with gas fi replace, separate formal living and dining rooms, had-wood fl oors, granite coun-

tertop in kitchen with crown moulding, undermount sink, pantry, master bedroom with walk in closet & ensuite, bedroom level laundry, many more upgrades, closing date Oct/Nov 2012....BOZENA RADENKOVIC* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

Very spacious huge 4 level backsplit suitable for a large family. New kitchen, new roof, updated windows, bathroom and electrical panel. All levels fi nished. Driveway holds 5-6 cars. Close to QEW, Shopping, Parks,

Schools and all amenities. RSA...MAZHAR ROSHAN* 905-318-3800 1713_KIMRI_0035

27 JEROME CRESCENT - HAMILTON

$2

19

,90

0

1713_KIMRI_1_0035

Model home avail-able soon! New design has everything on the “Wants” list. Granite counter in kitchen, raised maple cabinets, undermount sink, up-grade faucet, under-

mount lighting, crown moulding, dinette cabinetry, family room w/built-in maple wall unit, gas fpl., hwd fl oors, cof-fered ceiling, dining rm w/hdwd....CHARENE LOTTRIDE* 905-318-3800 OR VISIT SITE MODEL @ 71 CLOVERLEAF ANCASTER/MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM.

$54

9,9

00

171 CHAMBERS DRIVE ANCASTER

**Broker of Record *Sales Representative

$4

20

,90

0

1713_KIMRI_1_0009

24 CHARTWELL CIRCLE - HAMILTONLOT 6...To be built by Scarlett Homes, new site on Hamilton Mountain, the Belair model approx 2646 sq. ft., 4 bed-rooms, 2.5 baths, 9 ft. main fl oor ceilings, kitchen with fl at maple cabinets, granite countertops with stainless steel undermount sink, pan-

try, pots & pans drawer, crown moulding, breakfast bar, oak staircase, hardwood in separate dining room & upper hall, main fl oor family room with fi replace, 4 interior/4 exterior potlights, much more....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6PM/CLOSED FRIDAYS/SAT-SUN 1-5PM

$4

26

,90

0

$5

54

,90

0

INVENTORY HOME SALE

Beautiful Georgian style home in a quiet, highly sought after Aldershot neigh-borhood! Some upgrades include, hardwood fl oors in living/dining/den/upper hall, maple staircase with

wrought iron spindles, 18” tile in kitchen, upgraded cabinets with granite counter tops, see B listing for more...Kohler fi xtures throughout, GE cafe fridge, stove, dish-washer, heated bathroom fl oors, 200 amp service, lighting fi xtures, door/hardware, built- in sound system as well as security with cameras and monitoring equipmnet. This quality built home leaves little to desire and exudes charm and character with its classic trim, molding and colour package as well as landscaping and detached fi nished garage, RSA... BORIS KRESINA* 905-318-3800. 1713_KIMRI_2_0031

693 CEDAR AVENUE - BURLINGTON

$1

,41

5,0

00

LOT 7....To be built by Scarlett Homes, Kings-ton II model. Approx 2557 sq. ft., 4 bedrooms, 2.5 baths, main fl oor family room with gas fi replace, maple kitchen cabinets, granite coun-tertops, crown mould-

ing, pots/pan drawer, hardwood fl oors in separate dining room & upper hall, master bedroom with walk in closet, ensuite, much more.....MOJGAN MOSHIRI* 905-318-3800 OR VISIT SITE MODEL @ 819 RYMAL ROAD E./MON-THURS 1-6 PM/CLOSED FRIDAYS/SAT-SUN 1-5 PM. 1713_KIMRI_3_0031


$4

19

,90

0

$4

09

,90

0

AVAILABLE IMMEDIATELY

$4

22

,90

0

L O C A T I O N L O C A T I O N L O C A T I O N Heart of Mountain. Close to Limeridge Mall and exit to Linc. All brick, lovely 3 bedroom, 2.5 bath. House for young or growing family. New furnace,

hardwood, oak stairs, two level deck, BBQ gas, FP in rec room. Good house, good location, good value. RSA.... BOZENA RADENKOVIC* 905-318-3800

$3

07

,80

0

$5

09

,00

0



13

RHH_1713.indd 13 4/25/13 6:29:44 PM

yourhome

Green LivinG

B y ya n g u r e v i c h

A Real Estate Sales Representative with Harvey Kalles Real Estate, Yan shares his creativity, sales, finance and negotiating skills with his colleagues and clients. Email: [email protected]; Phone: 647.209.4004;Twitter: @brokeryan

only fools rush in

LLike a forced diet, environmentally conscious living is both a conscious choice and a forced adaptation. Chances are, government agencies, my employer, my kids’ school, and even my mother-in-law has altered my treatment of the environment. So why do I feel the pressure to do more? And if I do more, how

sustainable is this effort? My own family faced an internal clash of approaches to Greener Living that made

me hit the “pause” button. We decided to take a sober point of view.

FOOLS RUSH IN: Going Green should be a gradual movement, not a crash diet. We have three kids a nanny and two SUV’s. We produce our share of garbage and an amount of carbon monoxide I don’t want to admit to. The packaging of our kids’ toys and snacks is so enormous that on birthdays we have more cardboard, plastic and wrapping than our two large recycling bins can hold. But shifting to smaller, more fuel efficient cars will take time. Buying snacks in bulk, using re-sealable bags and containers, versus pre-packaged smaller portions is not often a practical or affordable option.

IF YOU BUILD IT, THEY “MAY” COME: Larger scale residential developments have a greater chance of building an affordable “Green Home” than if you and I started to replace portions of our home with Green materials and appliances. Today’s home buyers consider location, price, neighborhood and neighbors, well before factoring in how green the structure may be. Many don’t plan to stay in the new homes or condos long enough to take full advantage of the green effect. If they build it green, will you pay more to move to that community?

RENO –“WHAT”? Our own renovation, saved energy and lowered our monthly energy bill. New windows, sliding backyard doors and the front door prevented air leakage, and made the home more comfortable for the little ones. The furnace had to go because it sounded like a tractor trailer, but like our aged air conditioner, had it operated perfectly, the added cost of replacing it wouldn’t be justifiable.

IN YOUR FACE: Start with recycling. Chances are your garage, or apartment building came with a number of recycling options. As I explained to my own wife... the town we live in picks up recycling every week, but the garbage man comes once every two weeks. That huge garbage bag need not sit in our garage for two weeks, when most of the stuff in it is recyclable and can be gone in half the time. That is just a practical effort at no additional cost. A great place to start.

WHO’S GONNA PAY FOR ALL THIS? The cost associated with buying Greener products, changing our vehicles, adjusting our commute schedules, switching lighting and energy sources, all add up to a huge up front bill. Despite the long term potential savings and benefit to environment, there are plenty of financial woes for Canadians to deal with today. Budget for your moves, and make sure that your larger investments like solar panels, more efficient appliances, AC and Furnaces have a reasonable chance of saving energy and are affordable.

FOLLOW THE LEADER: If interested in purchasing homes with environmentally friendly materials or that actually carry a certain Green standard, your Real Estate agent should be able to identify such properties for you.

For more information on Green Building and Home Designations go to www.yanguru.com/greenliving




Rare fi nd property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms, 2-4 pc. bath w/hot tubs. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop, full basement under garage. Priced at only $569,000.

Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257,Virtual Tour and Property Showcase at www.74PowerlineRoad.com

ONE OF A KIND!!! WEST OF ANCASTER!!

1713_KIMRI_3_0044

“Discover the Difference”www.gabrielriverso.com

Escarpment Realty Inc., BrokerageIndependently Owned & Operated

11268797_1713

Gabriel RiversoBroker


905-545-1188

1713_KIMRI_3_0044

A “Losani” Built Home!!! Well kept, all brick 3+1 bedroom, a great style of home, with curved staircase. It offers ensuite bath in master bedroom. Many upgrades. Large pie-shaped lot. Beautiful Florida sunroom. Totally fi nished lower level. Main fl oor family room. $359,000. Easy access to highway.

Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257,Virtual Tour and Property Showcase at www.87JanetCourt.com

WALK TO EASTGATE SQUARE!!!

1713_KIMRI_3_0043

1713_KIMRI_2_0045

UNIQUE HOME!!! Custom built over 2100 sq. ft. of living area, plus over 2 acres lot. GREAT and UNIQUE energy effi cient “Blue Max” construction ranch style home. Super insulated (R40) steel

reinforced concrete. Under fl oor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window., asking

$539,000. Come to view!!!Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257,

Virtual Tour at www.gabrielriverso.com

MINUTES TO ANCASTER!!!

1713_KIMRI_4_0044

SOLD!SOLD!LET’S SELL YOURS!!LET’S SELL YOURS!!

RHH_1713.indd 14 4/25/13 6:29:48 PM

yourhome

Green LivinG

B y ya n g u r e v i c h

A Real Estate Sales Representative with Harvey Kalles Real Estate, Yan shares his creativity, sales, finance and negotiating skills with his colleagues and clients. Email: [email protected]; Phone: 647.209.4004;Twitter: @brokeryan

only fools rush in

LLike a forced diet, environmentally conscious living is both a conscious choice and a forced adaptation. Chances are, government agencies, my employer, my kids’ school, and even my mother-in-law has altered my treatment of the environment. So why do I feel the pressure to do more? And if I do more, how

sustainable is this effort? My own family faced an internal clash of approaches to Greener Living that made

me hit the “pause” button. We decided to take a sober point of view.

FOOLS RUSH IN: Going Green should be a gradual movement, not a crash diet. We have three kids a nanny and two SUV’s. We produce our share of garbage and an amount of carbon monoxide I don’t want to admit to. The packaging of our kids’ toys and snacks is so enormous that on birthdays we have more cardboard, plastic and wrapping than our two large recycling bins can hold. But shifting to smaller, more fuel efficient cars will take time. Buying snacks in bulk, using re-sealable bags and containers, versus pre-packaged smaller portions is not often a practical or affordable option.

IF YOU BUILD IT, THEY “MAY” COME: Larger scale residential developments have a greater chance of building an affordable “Green Home” than if you and I started to replace portions of our home with Green materials and appliances. Today’s home buyers consider location, price, neighborhood and neighbors, well before factoring in how green the structure may be. Many don’t plan to stay in the new homes or condos long enough to take full advantage of the green effect. If they build it green, will you pay more to move to that community?

RENO –“WHAT”? Our own renovation, saved energy and lowered our monthly energy bill. New windows, sliding backyard doors and the front door prevented air leakage, and made the home more comfortable for the little ones. The furnace had to go because it sounded like a tractor trailer, but like our aged air conditioner, had it operated perfectly, the added cost of replacing it wouldn’t be justifiable.

IN YOUR FACE: Start with recycling. Chances are your garage, or apartment building came with a number of recycling options. As I explained to my own wife... the town we live in picks up recycling every week, but the garbage man comes once every two weeks. That huge garbage bag need not sit in our garage for two weeks, when most of the stuff in it is recyclable and can be gone in half the time. That is just a practical effort at no additional cost. A great place to start.

WHO’S GONNA PAY FOR ALL THIS? The cost associated with buying Greener products, changing our vehicles, adjusting our commute schedules, switching lighting and energy sources, all add up to a huge up front bill. Despite the long term potential savings and benefit to environment, there are plenty of financial woes for Canadians to deal with today. Budget for your moves, and make sure that your larger investments like solar panels, more efficient appliances, AC and Furnaces have a reasonable chance of saving energy and are affordable.

FOLLOW THE LEADER: If interested in purchasing homes with environmentally friendly materials or that actually carry a certain Green standard, your Real Estate agent should be able to identify such properties for you.

For more information on Green Building and Home Designations go to www.yanguru.com/greenliving

Rare fi nd property, beautiful 5 acres of country rolling lands, with large pond, pine forest walking trails. California ranch with plenty of natural light. 2+2 bedrooms, 2-4 pc. bath w/hot tubs. Large porch and a huge deck 55’ balcony/deck. Walk-out for the lower level! Double garage and workshop, full basement under garage. Priced at only $569,000.

Call Gabriel Riverso at 905-545-1188, Toll free 1-800-563-6257,Virtual Tour and Property Showcase at www.74PowerlineRoad.com

ONE OF A KIND!!! WEST OF ANCASTER!!

1713_KIMRI_3_0044

“Discover the Difference”www.gabrielriverso.com


11268797_1713



905-545-1188

1713_KIMRI_3_0044

A “Losani” Built Home!!! Well kept, all brick 3+1 bedroom, a great style of home, with curved staircase. It offers ensuite bath in master bedroom. Many upgrades. Large pie-shaped lot. Beautiful Florida sunroom. Totally fi nished lower level. Main fl oor family room. $359,000. Easy access to highway.

Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257,Virtual Tour and Property Showcase at www.87JanetCourt.com

WALK TO EASTGATE SQUARE!!!

1713_KIMRI_3_0043

1713_KIMRI_2_0045

UNIQUE HOME!!! Custom built over 2100 sq. ft. of living area, plus over 2 acres lot. GREAT and UNIQUE energy effi cient “Blue Max” construction ranch style home. Super insulated (R40) steel

reinforced concrete. Under fl oor radiant heating/air return system. Offers 3 bedrooms, a large living room and nice family size kitchen. There is tons of natural light & view from every window., asking

$539,000. Come to view!!!Call Gabriel Riverso at 905-545-1188, toll free 1-800-567-6257,

Virtual Tour at www.gabrielriverso.com

MINUTES TO ANCASTER!!!

1713_KIMRI_4_0044

SOLD!SOLD!LET’S SELL YOURS!!LET’S SELL YOURS!!



15

RHH_1713.indd 15 4/25/13 6:29:48 PM

Escarpment Realty Inc., BrokerageIndependently owned and operated

221A - 550 Fennell Ave. E. Hamilton, ON L8V 4S9

(905) 575-5478

Call Peter today for more information on any of these listings...**Not intended to solicit properties currently listed for sale.

E-mail: [email protected] Website: www.vandendool.com“Inducted in 2005”2003-20102011 2010

VANDENDOOLPeter


1127

1124

_171

3

Gorgeous custom built home in Caledonia’s newest sub-division. Loaded with extras including gorgeous kitchen, granite counters, hardwood flooring, crown moulding, 9’ ceilings, stone facade, lavish ensuite and twin walk-in closets in the master as well as a triple insulated garage to name a few. Must be seen.

NEW LISTING CALEDONIA $529,900

1713_KIMRI_0074

This spacious 1 1/2 storey country home offers an awesome 3 car garage & loads of parking for additional vehicles. Bright open concept living offered by the huge living room & kitchen areas. Lower level is professionally finished and offers 2 additional bedrooms. Easy access to Hamilton, Simcoe and the US.

NEW LISTING NELLES CORNERS $309,900

1713_KIMRI_0075

Terrific 1 floor commercial building on busy main street in Jarvis. Offers onsite parking for 6 cars and additional street parking. Approximately 1,400 sq. ft.

JUST LISTED JARVIS $189,900

1713_KIMRI_0076

Get ready for summer fun in this stunning 4 bedroom home. Loaded with upgrades including gorgeous in-ground pool, hot tub, granite counters, generous use of hardwood flooring, 2 fireplaces including one in the master bedroom, stunning ensuite bath, heated garage and much more. All on a huge corner lot.

NEW LISTING WEST MOUNTAIN $409,900

1713_KIMRI_0072

Oversized version of the stunning 4 level back-split built new in 2010, Features a custom built wall to wall entertainment unit, triple car garage, ensuite bath, upper level laundry, 3 very large bedrooms, fenced yard, paved drive and C/A. Like new, you won’t believe the space, must be seen.

ALMOST NEW HAGERSVILLE $309,900

1713_KIMRI_1_0046

Stunning Summit Park home. Loaded with upgrades including gorgeous Maple kitchen with granite counters, center island and backsplash. Additional features include hardwood, ceramics, oak stairs, wrought iron railings, luxurious ensuite features a corner whirlpool tub, separate shower and the list goes on.

STUNNING 2 YEAR NEW HOME $409,900

1713_KIMRI_1_0001

This is country living at its optimum. Located on a gorgeous 1.8 acre treed and rolling lot set well back from the road, offering scenic views and privacy. Features a large 3 bdrm, 2 bthrm home with an attached garage as well as a detached double car garage plus a drive. Just 15 mins to 403, Brantford.

COUNTRY LIVING $279,900

1713_KIMRI_1_0002

To be built 2892 sq. ft plan features 17’ ceilings in family room & dinette w/tall windows & hardwood. Gourmet kitchen offers a breakfast bar, granite counters, under cabinet lighting & triple pantries. The master bedroom has a walk-in closet & a gorgeous ensuite with a huge walk-in shower & corner soaker tub. This home offers amazing value on a large pie- shaped court lot.

SIMILAR TO BE BUILT, PORT DOVER $378,990

1713_KIMRI_1_0056

One of the best lots available. Located on a quiet street beside a pond. Features a 1,458 sq. ft. open concept bungalow with a luxurious ensuite, hardwood flooring, C/A, maple kitchen, gorgeous fireplace, main floor laundry, coffered ceilings and double car garage. Come and view the model at 83 Kolbe Dr.

TO BE BUILT PORT DOVER $303,990

1713_KIMRI_1_0057

Spotless 4+2 bedroom home in desirable east end neighbourhood. Features gleaming hardwood flooring, natural wood trim, oak stairs, 2 full bathrooms, full height basement, cold room, beautiful covered front porch and a detached brick double garage. All on a generous size corner lot.

NEW LISTING EAST HAMILTON $289,900

1713_KIMRI_0073

SOLD

SOLD



(905) 575-5478



VANDENDOOLPeter


1127

0380

_171

3

Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Crestron electronics providing automated lighting, entertainment, security and more. Offering approx 10,000 sq ft of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1700 sq. ft. garage features a unique door system that opens to 14’ x 17’ high opening. Must be seen.

INCREDIBLE LAKE FRONT PORT DOVER

1713_KIMRI_4_0043

Desirable and immaculate brick bungalow featuring large principal rooms and a generous size lot. Lots of great features including oak kitchen, gas f/p, 3 bathrooms, main floor laundry, finished basement, insulated garage, long paved driveway, open concept design, large deck and fenced yard.


1713_KIMRI_3_0058

Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

EDWARDS CUSTOM HOMES, JARVIS $299,900

1713_KIMRI_2_0047

Beautifully designed home features 1458 sq. ft. of modern open concept living. Loaded with extras, includes maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A,

IMMEDIATE POSSESSION PORT DOVER $279,990

1713_KIMRI_1_0051

This 1269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

LUXURY TOWNHOUSE PORT DOVER $238,803

1713_KIMRI_2_0052

Stunning end unit quality built by Willik Homes Ltd. Offers over 1200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more.

END UNIT PORT DOVER $247,468

1713_KIMRI_1_0053

Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment. Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot. Additionalyy the owner will stub the sewer line into the potential lot.

INVESTMENT PROPERTY MOUNT HOPE $499,900

1713_KIMRI_2_0046

Desirable modern bungalow approximately 1,400 sq. ft. Features 1 1/2 bathrooms, 2 bedrooms, double garage, main floor laundry room and family room. Unique layout has a large eat-in kitchen, patio doors to deck, double garage and a concrete drive. Updates include furnace 09 and shingles 11. Quick possession possible.

DESIRABLE BUNGALOW, CALEDONIA $279,900

1713_KIMRI_4_0045

Totally renovated from the studs out. Improvements include insulation, wiring, plumbing, drywall, windows, kitchen, granite counters, flooring, bathrooms including 1 with a whirlpool tub, totally finished basement, 2 garden sheds, fenced yard & more. Not a flip all renovations were done with long term ownership in mind.

NEW LISTING HAMILTON $269,900

1713_KIMRI_2_0059

SOLDSOLD

1713_KIMRI_2_0058




RHH_1713.indd 16 4/25/13 6:29:51 PM



(905) 575-5478



VANDENDOOLPeter


1127

1124

_171

3

Gorgeous custom built home in Caledonia’s newest sub-division. Loaded with extras including gorgeous kitchen, granite counters, hardwood flooring, crown moulding, 9’ ceilings, stone facade, lavish ensuite and twin walk-in closets in the master as well as a triple insulated garage to name a few. Must be seen.


1713_KIMRI_0074

This spacious 1 1/2 storey country home offers an awesome 3 car garage & loads of parking for additional vehicles. Bright open concept living offered by the huge living room & kitchen areas. Lower level is professionally finished and offers 2 additional bedrooms. Easy access to Hamilton, Simcoe and the US.

NEW LISTING NELLES CORNERS $309,900

1713_KIMRI_0075

Terrific 1 floor commercial building on busy main street in Jarvis. Offers onsite parking for 6 cars and additional street parking. Approximately 1,400 sq. ft.

JUST LISTED JARVIS $189,900

1713_KIMRI_0076

Get ready for summer fun in this stunning 4 bedroom home. Loaded with upgrades including gorgeous in-ground pool, hot tub, granite counters, generous use of hardwood flooring, 2 fireplaces including one in the master bedroom, stunning ensuite bath, heated garage and much more. All on a huge corner lot.

NEW LISTING WEST MOUNTAIN $409,900

1713_KIMRI_0072

Oversized version of the stunning 4 level back-split built new in 2010, Features a custom built wall to wall entertainment unit, triple car garage, ensuite bath, upper level laundry, 3 very large bedrooms, fenced yard, paved drive and C/A. Like new, you won’t believe the space, must be seen.

ALMOST NEW HAGERSVILLE $309,900

1713_KIMRI_1_0046

Stunning Summit Park home. Loaded with upgrades including gorgeous Maple kitchen with granite counters, center island and backsplash. Additional features include hardwood, ceramics, oak stairs, wrought iron railings, luxurious ensuite features a corner whirlpool tub, separate shower and the list goes on.

STUNNING 2 YEAR NEW HOME $409,900

1713_KIMRI_1_0001

This is country living at its optimum. Located on a gorgeous 1.8 acre treed and rolling lot set well back from the road, offering scenic views and privacy. Features a large 3 bdrm, 2 bthrm home with an attached garage as well as a detached double car garage plus a drive. Just 15 mins to 403, Brantford.

COUNTRY LIVING $279,900

1713_KIMRI_1_0002

To be built 2892 sq. ft plan features 17’ ceilings in family room & dinette w/tall windows & hardwood. Gourmet kitchen offers a breakfast bar, granite counters, under cabinet lighting & triple pantries. The master bedroom has a walk-in closet & a gorgeous ensuite with a huge walk-in shower & corner soaker tub. This home offers amazing value on a large pie- shaped court lot.

SIMILAR TO BE BUILT, PORT DOVER $378,990

1713_KIMRI_1_0056

One of the best lots available. Located on a quiet street beside a pond. Features a 1,458 sq. ft. open concept bungalow with a luxurious ensuite, hardwood flooring, C/A, maple kitchen, gorgeous fireplace, main floor laundry, coffered ceilings and double car garage. Come and view the model at 83 Kolbe Dr.

TO BE BUILT PORT DOVER $303,990

1713_KIMRI_1_0057

Spotless 4+2 bedroom home in desirable east end neighbourhood. Features gleaming hardwood flooring, natural wood trim, oak stairs, 2 full bathrooms, full height basement, cold room, beautiful covered front porch and a detached brick double garage. All on a generous size corner lot.

NEW LISTING EAST HAMILTON $289,900

1713_KIMRI_0073

SOLD

SOLD



(905) 575-5478



VANDENDOOLPeter


1127

0380

_171

3

Rarely do waterfront homes of this caliber come available to purchase. This home is fully automated by Crestron electronics providing automated lighting, entertainment, security and more. Offering approx 10,000 sq ft of living space features an elevator, indoor lap pool, radiant heat throughout including the walkways, garage and artificial turf. The 1700 sq. ft. garage features a unique door system that opens to 14’ x 17’ high opening. Must be seen.

INCREDIBLE LAKE FRONT PORT DOVER

1713_KIMRI_4_0043

Desirable and immaculate brick bungalow featuring large principal rooms and a generous size lot. Lots of great features including oak kitchen, gas f/p, 3 bathrooms, main floor laundry, finished basement, insulated garage, long paved driveway, open concept design, large deck and fenced yard.


1713_KIMRI_3_0058

Be the 1st to own this exciting new design. This 1 1/2 storey 3 bedroom home features a main floor master bedroom ensuite, walk-in closet, pantry, main floor laundry and a dramatic great room with soaring ceilings. All this finished to Edwards Custom Homes high standards. Call today for the floor plans.

EDWARDS CUSTOM HOMES, JARVIS $299,900

1713_KIMRI_2_0047

Beautifully designed home features 1458 sq. ft. of modern open concept living. Loaded with extras, includes maple kitchen with island and pendant lighting, under cabinet lighting, glass tile backsplash & pot drawers. The great room features tray ceilings, engineered hardwood flooring and a cozy gas fireplace. Lots of extras including C/A,

IMMEDIATE POSSESSION PORT DOVER $279,990

1713_KIMRI_1_0051

This 1269 sq. ft. home features a fantastic floor plan with 2 large bedrooms, cozy gas fireplace, main floor laundry room, upgraded maple kitchen with a lazy Susan, under cabinet lighting, pot drawers and convenient garbage pull out. Must be seen.

LUXURY TOWNHOUSE PORT DOVER $238,803

1713_KIMRI_2_0052

Stunning end unit quality built by Willik Homes Ltd. Offers over 1200 sq. ft. of modern open concept living on the main floor. Features include hardwood flooring, maple kitchen ensuite bathroom, main floor laundry room, coffered ceiling, cozy gas fireplace and more.

END UNIT PORT DOVER $247,468

1713_KIMRI_1_0053

Fantastic investment opportunity. This property offers a well maintained main house with an addition featuring a totally separate in-law apartment. Located in an area of new construction offering 145’ of frontage with potential of severing a 60’ x 217’ lot. Additionalyy the owner will stub the sewer line into the potential lot.

INVESTMENT PROPERTY MOUNT HOPE $499,900

1713_KIMRI_2_0046

Desirable modern bungalow approximately 1,400 sq. ft. Features 1 1/2 bathrooms, 2 bedrooms, double garage, main floor laundry room and family room. Unique layout has a large eat-in kitchen, patio doors to deck, double garage and a concrete drive. Updates include furnace 09 and shingles 11. Quick possession possible.

DESIRABLE BUNGALOW, CALEDONIA $279,900

1713_KIMRI_4_0045

Totally renovated from the studs out. Improvements include insulation, wiring, plumbing, drywall, windows, kitchen, granite counters, flooring, bathrooms including 1 with a whirlpool tub, totally finished basement, 2 garden sheds, fenced yard & more. Not a flip all renovations were done with long term ownership in mind.

NEW LISTING HAMILTON $269,900

1713_KIMRI_2_0059

SOLDSOLD

1713_KIMRI_2_0058



17

RHH_1713.indd 17 4/25/13 6:29:53 PM

9189934_1713

Westdale 905.522.3300Ancaster 905.648.6800Locke St. 905.529.3300

* Denotes Sales Representative **Denotes Broker

Fabulous floor plan featuring living and dining room, huge eat-in kitchen with movable island, family room with gas fireplace & sunroom overlooking beautifully landscaped 130' deep yard. Hardwood floors, California shutters, 3 bedroom upstairs plus den.

UNIQUE MEADOWLANDS HOME

1713_KIMRI_0036

$519

,900

Call Krista Hann* at 905.648.6800 or email: [email protected]

Custom built home on a quiet cul-de-sac has room to spare! Situated on a large lot with a finished basement, full size 2 car garage, sunroom, granite tile counter tops and family room with wet bar. Close to Grand River. Brant Conservation area, bike trails and shopping. This home has it all.

BRANTFORD CUSTOM BUILT!

1713_KIMRI_0037

$495

,900

Call Tony Ascroft* at 905.648.6800 or email: [email protected]

Impeccably maintained executive 3 bdrm, 4 bath townhome backing onto greenspace and golf course steps away. Open concept LR/DR & kitchen with island and granite counters. Fully finished lower level complete with 3 pc bath and walkout to private patio.

HAMILTON SOUTHWEST

1713_KIMRI_0038

$369

,000

Call Julie Valevicius* at 905.648.6800 or email: [email protected]

Home is in immaculate move-in condition. Recent upgrades include kitchen cupboards, counter, flooring, and lighting, main floor 4 piece bath, newer windows, furnace and A/C, upgraded electrical, plus a tiered deck from sunroom addition - refinished floors, 2+1 bedroom, 2 baths. Don't wait!

MOUNTAIN AREA

1713_KIMRI_0039$3

39,0

00Call Michael O' Connor* at 905.648.6800 or

email: [email protected]

Charming 1.5 storey home with 3 bedrooms minutes to the QEW and a short stroll to the shores of Lake Ontario. Situated on a large pool-sized fully fenced lot. The home has updated mechanical systems including roof 2010, furnace, & C/Air. The interior has also been beautifully updated and features a newer kitchen, updated bathrooms, hardwood floors and ceramics in the kitchen & foyer.

GREAT GRIMSBY LOCATION

1713_KIMRI_0040

$314

,900

Call Tom Fleming* at 905.522.3300 or email: [email protected]

Stunning & spacious, this freehold "Bungaloft" end unit with large fenced private yard and decorative steel gate is a must visit! Upgraded lighting, cathedral ceiling, antique oak flooring, custom window treatments and a magnificent fireplace work to make this home "MOVE-IN SPECTACULAR". Family friendly neighbourhood offers parks and recreation advantages within steps.

SUMMIT PARK BEAUTY

1713_KIMRI_0041

Call Roz Niewland* at 905.648.6800 or email: [email protected]

$329

,900

11270441_1713

Sean MorrisonSALES REPRESENTATIVE

DIRECT: 289-439-2447TOLL FREE: 1-877-574-7441

[email protected]

STATE REALTY BROKERAGEIndependently Owned & Operated

Fantastic 9 year old Family home in one of Dundas’ most prestigious neighbourhoods. Offering 4+1 large bedrooms, 2 1/ 2 baths, fi nished basement, main fl oor laundry, eat in maple kitchen, separate dining room, ensuite bath with separate tub and shower, C-Vac, designer interior, 2 car garage, professional landscaping, under ground sprinklers, custom shed and escarpment views. Walk to shopping, close to conservation areas, transit, Dundas driving park and so much more. Don’t miss this one! Check www.openhouses.ca for open house information.

119 SUNDIAL CRESCENT, DUNDAS

1713_KIMRI_0018

$549,900

1713_KIMRI_0019

Spacious End unit new build live/work Townhouse in the picturesque downtown Waterdown. This unit features a 2420 sq foot town offering 3 bedrooms, 2 1/2 baths large eat in kitchen, huge living room and dining room, double car garage complete with a 763 sq foot retail store front, fronting on Griffi n Street. Perfect for a business owner or investor. 2 other units available. $10,000 if free upgrades available. Call today for your private showing of Waterdowns newest community! Go to www.waterdowncourtyard.com for more information

WATERDOWN COURTYARD UNIT 1

1713_KIMRI_0020

$749,900

Excellent investment opportunity to own this 2 unit mixed use property. This property features a 2 bedroom apartment on top of a Retail store front, fronting on Barton St E close to Hamilton General hospital and directly on a transit line. The property is fully leased currently with the retail tenant being there for over 6 years and the residential tenant being there approx. 1 year. Call 905-662-6666 for details.

561 BARTON STREET EAST, HAMILTON

1713_KIMRI_0021

$139,900

Beautiful renovated historic building in the heart of the Village of Waterdown. This building was formerly the Waterdown Post offi ce and more recently a Tea Room. The tasteful renovations bring all the modern touches to this grand old home without disturbing its historic charm. Featuring a 1400 sq foot retail space with 2 washrooms and kitchenette and a 805 sq foot self contained apartment fronting on Main Street South. 2 separate meters, furnaces and water tanks live in one unit rent the other! Go to www.waterdowncourtyard.com for more info


1713_KIMRI_0022

$644,900




RHH_1713.indd 18 4/25/13 6:29:55 PM

9189934_1713

Westdale 905.522.3300Ancaster 905.648.6800Locke St. 905.529.3300

* Denotes Sales Representative **Denotes Broker

Fabulous floor plan featuring living and dining room, huge eat-in kitchen with movable island, family room with gas fireplace & sunroom overlooking beautifully landscaped 130' deep yard. Hardwood floors, California shutters, 3 bedroom upstairs plus den.

UNIQUE MEADOWLANDS HOME

1713_KIMRI_0036

$519

,900

Call Krista Hann* at 905.648.6800 or email: [email protected]

Custom built home on a quiet cul-de-sac has room to spare! Situated on a large lot with a finished basement, full size 2 car garage, sunroom, granite tile counter tops and family room with wet bar. Close to Grand River. Brant Conservation area, bike trails and shopping. This home has it all.

BRANTFORD CUSTOM BUILT!

1713_KIMRI_0037

$495

,900

Call Tony Ascroft* at 905.648.6800 or email: [email protected]

Impeccably maintained executive 3 bdrm, 4 bath townhome backing onto greenspace and golf course steps away. Open concept LR/DR & kitchen with island and granite counters. Fully finished lower level complete with 3 pc bath and walkout to private patio.

HAMILTON SOUTHWEST

1713_KIMRI_0038

$369

,000

Call Julie Valevicius* at 905.648.6800 or email: [email protected]

Home is in immaculate move-in condition. Recent upgrades include kitchen cupboards, counter, flooring, and lighting, main floor 4 piece bath, newer windows, furnace and A/C, upgraded electrical, plus a tiered deck from sunroom addition - refinished floors, 2+1 bedroom, 2 baths. Don't wait!

MOUNTAIN AREA

1713_KIMRI_0039

$339

,000

Call Michael O' Connor* at 905.648.6800 or email: [email protected]

Charming 1.5 storey home with 3 bedrooms minutes to the QEW and a short stroll to the shores of Lake Ontario. Situated on a large pool-sized fully fenced lot. The home has updated mechanical systems including roof 2010, furnace, & C/Air. The interior has also been beautifully updated and features a newer kitchen, updated bathrooms, hardwood floors and ceramics in the kitchen & foyer.

GREAT GRIMSBY LOCATION

1713_KIMRI_0040

$314

,900

Call Tom Fleming* at 905.522.3300 or email: [email protected]

Stunning & spacious, this freehold "Bungaloft" end unit with large fenced private yard and decorative steel gate is a must visit! Upgraded lighting, cathedral ceiling, antique oak flooring, custom window treatments and a magnificent fireplace work to make this home "MOVE-IN SPECTACULAR". Family friendly neighbourhood offers parks and recreation advantages within steps.

SUMMIT PARK BEAUTY

1713_KIMRI_0041

Call Roz Niewland* at 905.648.6800 or email: [email protected]

$329

,900

11270441_1713

Sean MorrisonSALES REPRESENTATIVE

DIRECT: 289-439-2447TOLL FREE: 1-877-574-7441

[email protected]

STATE REALTY BROKERAGEIndependently Owned & Operated

Fantastic 9 year old Family home in one of Dundas’ most prestigious neighbourhoods. Offering 4+1 large bedrooms, 2 1/ 2 baths, fi nished basement, main fl oor laundry, eat in maple kitchen, separate dining room, ensuite bath with separate tub and shower, C-Vac, designer interior, 2 car garage, professional landscaping, under ground sprinklers, custom shed and escarpment views. Walk to shopping, close to conservation areas, transit, Dundas driving park and so much more. Don’t miss this one! Check www.openhouses.ca for open house information.

119 SUNDIAL CRESCENT, DUNDAS

1713_KIMRI_0018

$549,900

1713_KIMRI_0019

Spacious End unit new build live/work Townhouse in the picturesque downtown Waterdown. This unit features a 2420 sq foot town offering 3 bedrooms, 2 1/2 baths large eat in kitchen, huge living room and dining room, double car garage complete with a 763 sq foot retail store front, fronting on Griffi n Street. Perfect for a business owner or investor. 2 other units available. $10,000 if free upgrades available. Call today for your private showing of Waterdowns newest community! Go to www.waterdowncourtyard.com for more information


1713_KIMRI_0020

$749,900

Excellent investment opportunity to own this 2 unit mixed use property. This property features a 2 bedroom apartment on top of a Retail store front, fronting on Barton St E close to Hamilton General hospital and directly on a transit line. The property is fully leased currently with the retail tenant being there for over 6 years and the residential tenant being there approx. 1 year. Call 905-662-6666 for details.

561 BARTON STREET EAST, HAMILTON

1713_KIMRI_0021

$139,900

Beautiful renovated historic building in the heart of the Village of Waterdown. This building was formerly the Waterdown Post offi ce and more recently a Tea Room. The tasteful renovations bring all the modern touches to this grand old home without disturbing its historic charm. Featuring a 1400 sq foot retail space with 2 washrooms and kitchenette and a 805 sq foot self contained apartment fronting on Main Street South. 2 separate meters, furnaces and water tanks live in one unit rent the other! Go to www.waterdowncourtyard.com for more info


1713_KIMRI_0022

$644,900



19

RHH_1713.indd 19 4/25/13 6:29:56 PM

inthenews

According to the BMO First-Time Home Buyer’s Report, the average amount Canadians planning to buy their first home in the next five years plan to spend

is approximately $300,000, with an average down payment amount of $48,000 (16 per cent).

The report also revealed:› On average, first-time homebuyers expect

to be mortgage free in 20 years, with 20 per cent estimating it will take between 10 and 19 years

› Those planning to enter the real estate market for the first time are twice as likely to choose a fixed rate over a variable rate mortgage (46 per cent versus 20 per cent)

› Furthermore, first-timers who expect interest rates to stay the same or decrease over the next five years, still prefer fixed rate over variable rate mortgages (39 per cent versus 23 per cent)

“Buying a home is one of the most important financial decisions one can make,” says Laura Parsons, mortgage expert, BMO Bank of Montreal. “It’s crucial that those planning to enter the market are well prepared – not only to manage their costs, but also to pay off their mortgage as soon as possible. Determining what your mortgage payments and overall costs of home ownership will look like, and then living in that financial reality for a year before entering the market, can be an effective strategy.”

Parsons adds that it is encouraging to see that buyers say they are in a position to pay down their mortgage in 20 years or fewer. “Homebuyers can shorten that timeline further by choosing a shorter amortization and taking advantage of accelerated payment options.”

According to the report, two-thirds of first-time buyers (66 per cent) say the latest changes to mortgage regulations – which included reducing the maximum amortization for government-insured mortgages to 25 years from 30 years – have not affected their buying timeline, while one-in-five (19 per cent) say they will have to wait longer before buying as a result.

“A shorter amortization is the most responsible approach to home financing; it’s something BMO has been encouraging their customers to consider for years, as it means becoming debt-free sooner,” says Parsons. Additional findings include:› Six-in-10 (63 per cent) first-time buyers have

made cutbacks to their lifestyle to save for their first home, with just one-in-four (27 per cent) expecting their parents or other family members to help them pay for their first home

› The majority (59 per cent) of first-time buyers have had to hold off buying their first home because of increasing housing prices

› The same number (59 per cent) wish they had bought their first home five years ago.

First-time buyers expect to spend $300,000, with average down payment of $48,000: BMO Home Buying Report

Average Spend on First Home NS bcmb AbONNFld SkqcNb

AverAge HOuSe Price by PrOviNce *

$300,000 $211,772 $295,588 $271,912 $392,962 $259,397 $280,915 $378,685 $529,922$156,119




RHH_1713.indd 20 4/25/13 6:29:56 PM

inthenews

According to the BMO First-Time Home Buyer’s Report, the average amount Canadians planning to buy their first home in the next five years plan to spend

is approximately $300,000, with an average down payment amount of $48,000 (16 per cent).

The report also revealed:› On average, first-time homebuyers expect

to be mortgage free in 20 years, with 20 per cent estimating it will take between 10 and 19 years

› Those planning to enter the real estate market for the first time are twice as likely to choose a fixed rate over a variable rate mortgage (46 per cent versus 20 per cent)

› Furthermore, first-timers who expect interest rates to stay the same or decrease over the next five years, still prefer fixed rate over variable rate mortgages (39 per cent versus 23 per cent)

“Buying a home is one of the most important financial decisions one can make,” says Laura Parsons, mortgage expert, BMO Bank of Montreal. “It’s crucial that those planning to enter the market are well prepared – not only to manage their costs, but also to pay off their mortgage as soon as possible. Determining what your mortgage payments and overall costs of home ownership will look like, and then living in that financial reality for a year before entering the market, can be an effective strategy.”

Parsons adds that it is encouraging to see that buyers say they are in a position to pay down their mortgage in 20 years or fewer. “Homebuyers can shorten that timeline further by choosing a shorter amortization and taking advantage of accelerated payment options.”

According to the report, two-thirds of first-time buyers (66 per cent) say the latest changes to mortgage regulations – which included reducing the maximum amortization for government-insured mortgages to 25 years from 30 years – have not affected their buying timeline, while one-in-five (19 per cent) say they will have to wait longer before buying as a result.

“A shorter amortization is the most responsible approach to home financing; it’s something BMO has been encouraging their customers to consider for years, as it means becoming debt-free sooner,” says Parsons. Additional findings include:› Six-in-10 (63 per cent) first-time buyers have

made cutbacks to their lifestyle to save for their first home, with just one-in-four (27 per cent) expecting their parents or other family members to help them pay for their first home

› The majority (59 per cent) of first-time buyers have had to hold off buying their first home because of increasing housing prices

› The same number (59 per cent) wish they had bought their first home five years ago.

First-time buyers expect to spend $300,000, with average down payment of $48,000: BMO Home Buying Report

Average Spend on First Home NS bcmb AbONNFld SkqcNb

AverAge HOuSe Price by PrOviNce *

$300,000 $211,772 $295,588 $271,912 $392,962 $259,397 $280,915 $378,685 $529,922$156,119



21

`

DREAM HOMES

HSTIncluded

Visit Our Model Home or View at www.zeinahomes.ca Fabulous West Mountain LocationUpper Paradise - South of Rymal Rd.

1126

7152

_171

3

3LOCATIONS

Hamilton, Oakville, Dundas/

Greensville

40, 45 &

50 FT. LOTS

PhaseIII

NowOpen

Specializing in Custom New Homes

Sat. & Sun 1-5pmMon-Thurs 2-6pm

or by appt.*Prices quoted are for Hamilton Area

Dennis J. Petis, Broker

Leanne Johnny, Sales Representative

905.574.3038Homelife Macro Realty Inc. Brokerage Independently Owned & Operated


Brokerage

14 Superb Zeina Designs

OR Custom Build from

$419,900

2013siteplan sheet_Layout 1 13-03-27 1:08 PM Page 1

Ontario’s First Super Closing CentreOntario’s First Super Closing CentreReal Estate • Wills • Estates • Corporations

Home Warranty & Home Closing Protection

Serving the Areas of Hamilton - Burlington, Halton, Greater Toronto Area, Niagara & Golden Triangle

289.755.0322k.crea@� nlegalgroup.com

www.� nlegalgroup.com

Draft ing & Negotiating Agreements for Purchase or Sale

Home Warranty & Home Closing Protection

SOLDSOLD

Real Estate TransactionsResidential & Commercial

Acting for Buyers or Sellers for New Homes, Resale, Investment & Commercial Real Estate Purchases

Representing Borrowers & Lenders for Mortgage Transactions or for Purchase or Sale

11273603_1713

FINLEGAL GROUPWhere Finance and Law Meet

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Client : YELLOW PAGES Nº dossier : 28-1258GDescription : Annonce Homes & CondosPublication : Nº annonce : 28-4804aDate parution : —Infographiste : FCNom du fichier : 28-1258_YPG_Single.indd

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IDENTICA BRANDING ET DESIGN 2100, rue Drummond, Montréal (Québec) H3G 1X1 Tél: 514 845-4040 Fax: 514 282-4745

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Real estate lawyers and anyone else you need to buy your condo or home can be found quickly in the Yellow PagesTM directory or at YellowPages.caTM.

Are you, the reader of this ad,

and or your spouse, married or

common law, on this day ____ of

this month ____ of this year____ ,

seeking the representation and or

consultation, of a lawyer of real

estate laws?

RHH_1713.indd 21 4/25/13 6:29:59 PM

Previous CIBC research shows that Canadians named paying down debt as their top financial priority for 2013, suggesting that those Canadians taking on a home renovation will need to keep a close eye on their renovation budget to stay on track towards their financial goals.

“Most people taking on a renovation have a clear vision of how they want their home to look when it’s done. Our message is you need the same clear plan for repaying any debt you might incur along the way,” added Ms. Delaney.

HGTV’s Scott McGillivray Notes that Planning is Key to a Successful Renovation

Scott McGillivray, host of HGTV’s “Income Property”, also stressed the benefits of planning when it comes to making improvements to your home while managing your budget.

“The most important part of a renovation is the planning. It sounds cliché, but planning really is half the battle. In my experience, the homeowners who plan ahead are also more likely to be happy with the end result, and are better at sticking to their budget.”

For Canadians looking to stretch their renovation budget, it’s important to prioritize your renovations by mapping out where you are going to invest within your home, and how much money you will need to allocate to each job.

“Kitchens and bathrooms are always value-adds, so if you’re prioritizing your renovations and looking to make your dollars go further, plan on doing those rooms first,” added Mr. McGillivray “I also like to add an income suite in where possible, but that’s a personal choice.”

Renovation Tips from Scott McGillivray:To make sure you stick to your renovation budget, while getting the greatest return on your investment, Mr. McGillivray offers the following tips:Plan THe WoRk You don’t want to be in the middle of a home renovation project when you realize you are unable to meet your timeline or budget, especially if you are operating with a tight budget.SeT youR PRIoRITIeS If you are taking on multiple renovations, decide which ones are the most important to you, and tackle those first. Kitchens and bathrooms make good choices for a renovation because of the potential to add value to your home.exPeCT THe unexPeCTed Regardless of how much you plan in advance, leave a cushion in your budget for the unexpected. You should aim to have a cushion of 20 per cent to over any unexpected costs.GeT IT In WRITInG You should always get quotes from contractors before any work starts, have a signed agreement on the scope of work they will be doing and everything that’s included. You also need to be clear on what’s not included so that you’ll know about any expenses that will be your responsibility.

Financing advice from CIBC:To help fund their home renovation, CIBC offers the following tips:

dRaW on SavInGS - if you are able to draw on savings to fund part or all of your renovation, it may be the best option. Be sure to leave yourself some emergency funds in your savings account so that you still have a cushion against other unexpected expenses that can arise.

CHooSe a loW CoST BoRRoWInG oPTIon A secured line of credit, like CIBC’s Home Power Plan, offers Canadians with equity in their homes a low cost borrowing solution that can be used to finance expenses such as home improvements. CIBC’s Home Power Plan provides Canadians the fixed payment schedule of a mortgage with the flexibility of a line or credit, and the ability to access the funds whenever you need them, should you need to make a future repair or in the event of an emergency.

An Unsecured Line of Credit (UPLC) is another option that can be used to finance home renovations. An Unsecured Line of Credit represents a good option for borrowing of smaller amounts with a plan in place to repay the amount owing.

Scott McGillivray is host of television’s Income Property airing Thursdays at 9 p.m. ET/PT on HGTV

A fantastic kitchen is one of the most effective ways to up the value of your home and attract a great tenant. There are lots of quick and easy ways to upgrade your kitchen that don’t have to cost the bank.

A new CIBC (TSX: CM) (NYSE: CM) Poll conducted by Harris/Decima reveals more than one-third of Canadian homeowners plan to take on some form of home renovation project this year, with an average expected renovation cost of just over $15,000.

Highlights of the poll include:›› $15,300 is the amount Canadian homeowners say they will spend on their

home renovations this year, on average

CIBC Poll: Canadian homeowners spending $15,000 on average for home renovations in 2013HGTV’s Scott McGillivray offers advice on keeping your renovation budget in check

aroundthehouse

›› 39 per cent of Canadian homeowners say they plan to renovate their home in the next 12 months

›› Among Canadian homeowners planning to renovate, Alberta homeowners plan to spend the most on their home renovations this year ($22,900 on average), while Atlantic Canadians say they plan to spend among the least ($11,000 on average)

›› Regionally, Alberta residents are among the most likely (52 per cent) to say they plan to renovate their home in the next 12 months, while British Columbians are among the least likely with only 25 per cent of home owners saying they plan to renovate

›› Among demographics, Canadians aged 45-54 plan to spend among the most on their home renovations this year ($18,300 on average), nearly $3,000 more than the national average

“Whether it’s replacing an old roof or updating a kitchen, home renovations can help you get more out of your property, but you do need to consider how the costs will fit with your overall financial plan,” said Colette Delaney, Executive Vice President of Mortgage, Lending, Insurance and Deposit Products, CIBC.




RHH_1713.indd 22 4/25/13 6:30:01 PM

Previous CIBC research shows that Canadians named paying down debt as their top financial priority for 2013, suggesting that those Canadians taking on a home renovation will need to keep a close eye on their renovation budget to stay on track towards their financial goals.

“Most people taking on a renovation have a clear vision of how they want their home to look when it’s done. Our message is you need the same clear plan for repaying any debt you might incur along the way,” added Ms. Delaney.

HGTV’s Scott McGillivray Notes that Planning is Key to a Successful Renovation

Scott McGillivray, host of HGTV’s “Income Property”, also stressed the benefits of planning when it comes to making improvements to your home while managing your budget.

“The most important part of a renovation is the planning. It sounds cliché, but planning really is half the battle. In my experience, the homeowners who plan ahead are also more likely to be happy with the end result, and are better at sticking to their budget.”

For Canadians looking to stretch their renovation budget, it’s important to prioritize your renovations by mapping out where you are going to invest within your home, and how much money you will need to allocate to each job.

“Kitchens and bathrooms are always value-adds, so if you’re prioritizing your renovations and looking to make your dollars go further, plan on doing those rooms first,” added Mr. McGillivray “I also like to add an income suite in where possible, but that’s a personal choice.”

Renovation Tips from Scott McGillivray:To make sure you stick to your renovation budget, while getting the greatest return on your investment, Mr. McGillivray offers the following tips:Plan THe WoRk You don’t want to be in the middle of a home renovation project when you realize you are unable to meet your timeline or budget, especially if you are operating with a tight budget.SeT youR PRIoRITIeS If you are taking on multiple renovations, decide which ones are the most important to you, and tackle those first. Kitchens and bathrooms make good choices for a renovation because of the potential to add value to your home.exPeCT THe unexPeCTed Regardless of how much you plan in advance, leave a cushion in your budget for the unexpected. You should aim to have a cushion of 20 per cent to over any unexpected costs.GeT IT In WRITInG You should always get quotes from contractors before any work starts, have a signed agreement on the scope of work they will be doing and everything that’s included. You also need to be clear on what’s not included so that you’ll know about any expenses that will be your responsibility.

Financing advice from CIBC:To help fund their home renovation, CIBC offers the following tips:

dRaW on SavInGS - if you are able to draw on savings to fund part or all of your renovation, it may be the best option. Be sure to leave yourself some emergency funds in your savings account so that you still have a cushion against other unexpected expenses that can arise.

CHooSe a loW CoST BoRRoWInG oPTIon A secured line of credit, like CIBC’s Home Power Plan, offers Canadians with equity in their homes a low cost borrowing solution that can be used to finance expenses such as home improvements. CIBC’s Home Power Plan provides Canadians the fixed payment schedule of a mortgage with the flexibility of a line or credit, and the ability to access the funds whenever you need them, should you need to make a future repair or in the event of an emergency.

An Unsecured Line of Credit (UPLC) is another option that can be used to finance home renovations. An Unsecured Line of Credit represents a good option for borrowing of smaller amounts with a plan in place to repay the amount owing.

Scott McGillivray is host of television’s Income Property airing Thursdays at 9 p.m. ET/PT on HGTV

A fantastic kitchen is one of the most effective ways to up the value of your home and attract a great tenant. There are lots of quick and easy ways to upgrade your kitchen that don’t have to cost the bank.

A new CIBC (TSX: CM) (NYSE: CM) Poll conducted by Harris/Decima reveals more than one-third of Canadian homeowners plan to take on some form of home renovation project this year, with an average expected renovation cost of just over $15,000.

Highlights of the poll include:›› $15,300 is the amount Canadian homeowners say they will spend on their

home renovations this year, on average

CIBC Poll: Canadian homeowners spending $15,000 on average for home renovations in 2013HGTV’s Scott McGillivray offers advice on keeping your renovation budget in check

aroundthehouse

›› 39 per cent of Canadian homeowners say they plan to renovate their home in the next 12 months

›› Among Canadian homeowners planning to renovate, Alberta homeowners plan to spend the most on their home renovations this year ($22,900 on average), while Atlantic Canadians say they plan to spend among the least ($11,000 on average)

›› Regionally, Alberta residents are among the most likely (52 per cent) to say they plan to renovate their home in the next 12 months, while British Columbians are among the least likely with only 25 per cent of home owners saying they plan to renovate

›› Among demographics, Canadians aged 45-54 plan to spend among the most on their home renovations this year ($18,300 on average), nearly $3,000 more than the national average

“Whether it’s replacing an old roof or updating a kitchen, home renovations can help you get more out of your property, but you do need to consider how the costs will fit with your overall financial plan,” said Colette Delaney, Executive Vice President of Mortgage, Lending, Insurance and Deposit Products, CIBC.



23

RHH_1713.indd 23 4/25/13 6:30:01 PM

inthenews

75 OntariO secOndary schOOls achieve academic improvement in Fraser Institute rankings.

The GTA boasts seven public schools and six Catholic schools that are among the top 20 fastest-improving secondary schools in Ontario, according to the Fraser Institute’s annual school rankings.

Three secondary schools in Southwestern Ontario, three in Eastern Ontario, and one in North Central Ontario also rank among the top 20 fastest improvers province-wide.

“Our report card consistently shows that school improvement is occurring all over Ontario, from Timmins in the north to Chatham in the south and from Sault Ste. Marie in the west to Hawkesbury in the east,” says Peter Cowley, Fraser Institute director of school performance studies.

“Every school is capable of improvement, regardless of its geographic or socioeconomic challenges. With individual school results going back five years, the Fraser Institute’s annual school rankings help parents and educators measure improvement in specific subject areas and prioritize improvement plans for the year ahead.”

The Report Card on Ontario’s Secondary Schools 2013 rates 725 public, private and Catholic secondary schools based on seven academic indicators using data from the annual province-wide tests of literacy and math managed by Ontario’s Education Quality and Accountability Office (EQAO).

The report card also includes important information about each school’s make-up, including parents’ average income, the percentage of ESL students and the percentage of special needs students.

The complete results for all 725 secondary schools are available at compareschoolrankings.org

Of the 20 Ontario secondary schools showing the fastest academic improvement over the past five years, 10 are public schools where the parental income is below average. At four

of those schools, special needs students account for more than 20 per cent of school enrolment. The complete list follows.

Top 20 FasTesT-ImprovIng onTarIo secondary schools

›› Bloor (Public), toronto›› Mère-teresa (catholic), hamilton›› st. Patrick (catholic), toronto›› st. Mary’s (catholic), toronto›› le sommet (Public), hawkesbury›› central commerce (Public), toronto›› st. edmund campion (catholic), Brampton›› nouvelle-alliance (catholic), Barrie›› Walkerville (Public), Windsor›› e.J. lajeunesse (catholic), Windsor›› Father henry carr (catholic), toronto›› Monarch Park (Public), toronto›› Thistletown (Public), toronto›› ascension of Our lord (catholic), Mississauga›› Jeanne-lajoie (catholic), Pembroke›› north Grenville (Public), Kemptville›› victoria Park (Public), toronto›› east york (Public), toronto›› Pope John Paul ii (catholic), toronto›› West humber (Public), toronto

75 Ontario secondary schools

achieve academic improvement in Fraser Institute rankings

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RHH_1713.indd 24 4/25/13 6:30:05 PM

inthenews

75 OntariO secOndary schOOls achieve academic improvement in Fraser Institute rankings.

The GTA boasts seven public schools and six Catholic schools that are among the top 20 fastest-improving secondary schools in Ontario, according to the Fraser Institute’s annual school rankings.

Three secondary schools in Southwestern Ontario, three in Eastern Ontario, and one in North Central Ontario also rank among the top 20 fastest improvers province-wide.

“Our report card consistently shows that school improvement is occurring all over Ontario, from Timmins in the north to Chatham in the south and from Sault Ste. Marie in the west to Hawkesbury in the east,” says Peter Cowley, Fraser Institute director of school performance studies.

“Every school is capable of improvement, regardless of its geographic or socioeconomic challenges. With individual school results going back five years, the Fraser Institute’s annual school rankings help parents and educators measure improvement in specific subject areas and prioritize improvement plans for the year ahead.”

The Report Card on Ontario’s Secondary Schools 2013 rates 725 public, private and Catholic secondary schools based on seven academic indicators using data from the annual province-wide tests of literacy and math managed by Ontario’s Education Quality and Accountability Office (EQAO).

The report card also includes important information about each school’s make-up, including parents’ average income, the percentage of ESL students and the percentage of special needs students.

The complete results for all 725 secondary schools are available at compareschoolrankings.org

Of the 20 Ontario secondary schools showing the fastest academic improvement over the past five years, 10 are public schools where the parental income is below average. At four

of those schools, special needs students account for more than 20 per cent of school enrolment. The complete list follows.

Top 20 FasTesT-ImprovIng onTarIo secondary schools

›› Bloor (Public), toronto›› Mère-teresa (catholic), hamilton›› st. Patrick (catholic), toronto›› st. Mary’s (catholic), toronto›› le sommet (Public), hawkesbury›› central commerce (Public), toronto›› st. edmund campion (catholic), Brampton›› nouvelle-alliance (catholic), Barrie›› Walkerville (Public), Windsor›› e.J. lajeunesse (catholic), Windsor›› Father henry carr (catholic), toronto›› Monarch Park (Public), toronto›› Thistletown (Public), toronto›› ascension of Our lord (catholic), Mississauga›› Jeanne-lajoie (catholic), Pembroke›› north Grenville (Public), Kemptville›› victoria Park (Public), toronto›› east york (Public), toronto›› Pope John Paul ii (catholic), toronto›› West humber (Public), toronto

75 Ontario secondary schools

achieve academic improvement in Fraser Institute rankings



25

RHH_1713.indd 25 4/25/13 6:30:06 PM

finances

Being ready for a mortgage involves more than simply qualifying for a loan. Because of the amount of money you borrow and the time it takes to repay, taking a

mortgage comes with risks. It’s important to know what these risks are and to be financially prepared for them. Therefore, before you shop for a mortgage, make sure you take a close look at your situation – your finances, future plans and lifestyle – and consider how much debt you can comfortably afford.

Over long periods, financial setbacks may arise, and not just when the economy is weak. Demands on your income increase for example, when you start a family, change career paths, launch a business, mismanage expenses, become ill, lose your job, get divorced or lose a partner. According to

A mortgage comes with

risk and responsibilitythe Financial Services Commission of Ontario (FSCO) – the government agency responsible for overseeing the mortgage brokering industry in Ontario – these are important things to consider if you’re thinking of getting a mortgage.

Whether you’re late making mortgage payments, or cannot make them at all, not being able to meet your mortgage payments can have serious consequences. Before getting a loan, make sure you are fully aware of the default consequences.























YOUR Community

www.rahb.ca

8477700_1713




RHH_1713.indd 26 4/25/13 6:30:07 PM

finances

Being ready for a mortgage involves more than simply qualifying for a loan. Because of the amount of money you borrow and the time it takes to repay, taking a

mortgage comes with risks. It’s important to know what these risks are and to be financially prepared for them. Therefore, before you shop for a mortgage, make sure you take a close look at your situation – your finances, future plans and lifestyle – and consider how much debt you can comfortably afford.

Over long periods, financial setbacks may arise, and not just when the economy is weak. Demands on your income increase for example, when you start a family, change career paths, launch a business, mismanage expenses, become ill, lose your job, get divorced or lose a partner. According to

A mortgage comes with

risk and responsibilitythe Financial Services Commission of Ontario (FSCO) – the government agency responsible for overseeing the mortgage brokering industry in Ontario – these are important things to consider if you’re thinking of getting a mortgage.

Whether you’re late making mortgage payments, or cannot make them at all, not being able to meet your mortgage payments can have serious consequences. Before getting a loan, make sure you are fully aware of the default consequences.



27























YOUR Community

www.rahb.ca

8477700_1713

RHH_1713.indd 27 4/25/13 6:30:08 PM

homebuyers’help

Homebuyers’ ResouRce sectionYou love the home, see what you can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

Most homebuyers need a mortgage and it’s therefore important to comparison shop. Terms and conditions differ from lender to lender, so shop around, compare and select the mortgage that best suits your needs. The FSCO suggests taking as much time as needed to understand all of your options. When talking to a potential mortgage provider, broker or agent, for example, you may wish to use this checklist to get answers to the most important questions:

What type of mortgage is best for my needs? In particular:» a fixed-, variable- or adjustable-rate mortgage» an open, closed or convertible mortgage

What mortgage features and options are best for my needs?» a short- or long-term mortgage» a short or long amortization period» frequent or less-frequent mortgage payments» the ability to make prepayments or lump-sum payments» the option to transfer your mortgage to another home

How will different factors influence the total cost of my mortgage?» How can I save on interest charges?» How can I change the size of my mortgage payments?» What fees are involved in setting up, discharging or renewing my

mortgage and how are they calculated?» What are my options if I cannot make a payment?» Is there a fee if a payment is late?» What penalty charges apply if I want to break or renegotiate my

mortgage contract?

Your individual needs and preferences will likely raise other questions too. For more helpful information on mortgages and the mortgage brokering sector, visit website at fsco.gov.on.ca. NC

A cHecklIst Is Helpful WHen sHoppIng for A mortgAge

When you’re shopping for a mortgage, keep in mind the following tips:» Read the entire mortgage agreement

and get answers to any questions you may have.

» Consider getting legal advice before signing the mortgage agreement.

» If you are using the services of a mortgage brokerage, broker or agent, make sure:

• the business and individual are licensed to deal or trade in mortgages in Ontario;

• the material risks of your mortgage are disclosed to you in writing and in plain language;

• you are given at least two business days to review the mortgage disclosure statement before you sign it, or before you make a mortgage payment, whichever is earlier.


28 Resale Home & Condo Guide - Hamilton & Halton Edition Volume 13 Issue 8

RHH_1713.indd 28 4/25/13 6:30:10 PM

homebuyers’help

Homebuyers’ ResouRce sectionYou love the home, see what you can afford!

Compare mortgage rates for your best deal

Calculate your mortgage payments using the mortgage payment calculation chart

Most homebuyers need a mortgage and it’s therefore important to comparison shop. Terms and conditions differ from lender to lender, so shop around, compare and select the mortgage that best suits your needs. The FSCO suggests taking as much time as needed to understand all of your options. When talking to a potential mortgage provider, broker or agent, for example, you may wish to use this checklist to get answers to the most important questions:

What type of mortgage is best for my needs? In particular:» a fixed-, variable- or adjustable-rate mortgage» an open, closed or convertible mortgage

What mortgage features and options are best for my needs?» a short- or long-term mortgage» a short or long amortization period» frequent or less-frequent mortgage payments» the ability to make prepayments or lump-sum payments» the option to transfer your mortgage to another home

How will different factors influence the total cost of my mortgage?» How can I save on interest charges?» How can I change the size of my mortgage payments?» What fees are involved in setting up, discharging or renewing my

mortgage and how are they calculated?» What are my options if I cannot make a payment?» Is there a fee if a payment is late?» What penalty charges apply if I want to break or renegotiate my

mortgage contract?

Your individual needs and preferences will likely raise other questions too. For more helpful information on mortgages and the mortgage brokering sector, visit website at fsco.gov.on.ca. NC

A cHecklIst Is Helpful WHen sHoppIng for A mortgAge

When you’re shopping for a mortgage, keep in mind the following tips:» Read the entire mortgage agreement

and get answers to any questions you may have.

» Consider getting legal advice before signing the mortgage agreement.

» If you are using the services of a mortgage brokerage, broker or agent, make sure:

• the business and individual are licensed to deal or trade in mortgages in Ontario;

• the material risks of your mortgage are disclosed to you in writing and in plain language;

• you are given at least two business days to review the mortgage disclosure statement before you sign it, or before you make a mortgage payment, whichever is earlier.



29

RHH_1713.indd 29 4/25/13 6:30:10 PM

1. Calculate the combined monthly before-tax income between you and your spouse.

2. Divide by three. This figure is the monthly payment you can afford to make on your home.

3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization).

5. Multiply this figure by the amount you need to borrow. Divide by 1,000.

6. Add to this your estimated monthly heating costs and monthly property taxes.

7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

You love the home,

see what You can afford!

CalCulate your mortgage payments

total pre-tax inCome

monthly pre-tax inCome

spouse’s pre-tax inCome+ =

amount of mortgage(priCe – down payment)

divide by 3affordable

monthly payments

=

amortization amountChart figure

amount of mortgage

divided by 1,000x =

monthly payments

amortization amount

estimated monthly

taxes & heat+ =

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

use this guide to see if You’ll qualifY for a mortgage oN Your dream home

5.00% 10.58 7.88 6.57 5.82 5.345.25% 10.70 8.01 6.74 5.96 5.495.50% 10.82 8.14 6.85 6.10 5.645.75% 10.94 8.27 6.98 6.25 5.796.00% 11.07 8.40 7.12 6.40 5.956.25% 11.19 8.53 7.26 6.55 6.116.50% 11.31 8.66 7.41 6.70 6.266.75% 11.43 8.80 7.55 6.85 6.427.00% 11.56 8.93 7.69 7.00 6.597.25% 11.68 9.07 7.84 7.16 6.757.50% 11.81 9.21 7.99 7.32 6.917.75% 11.94 9.34 8.14 7.47 7.088.00% 12.06 9.48 8.28 7.63 7.258.25% 12.19 9.62 8.44 7.79 7.428.50% 12.32 9.76 8.59 7.95 7.598.75% 12.45 9.90 8.74 8.12 7.769.00% 12.58 10.05 8.86 8.28 7.939.25% 12.71 10.19 9.05 8.45 8.10 9.50% 12.84 10.33 9.20 8.62 8.289.75% 12.97 10.48 9.36 8.78 8.4510.00% 13.10 10.63 9.52 8.95 8.6310.25% 13.24 10.77 9.68 9.12 8.8010.50% 13.37 10.92 9.84 9.29 8.9810.75% 13.50 11.06 10.00 9.46 9.1611.00% 13.64 11.22 10.16 9.63 9.3411.25% 13.77 11.36 10.32 9.80 9.5211.50% 13.91 11.52 10.49 9.97 9.70 11.75% 14.04 11.66 10.65 10.15 9.8812.00% 14.18 11.82 10.81 10.32 10.0612.25% 14.32 11.97 10.98 10.49 10.2512.50% 14.46 12.13 11.15 10.67 10.4312.75% 14.59 12.28 11.31 10.85 10.61

mortgage payment calculation cHart% 10 years 15 years 20 years 25 years 30 years

homebuyers’help

Buying a Home | the first steps

arrange for a mortgage select a home inspector select a real estate agent select a lawyer

after Buying: home insurance warranties

selling a Home | the first steps

select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

staging for prospective Buyers: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

key players aBout tHe property

agent’s name:phone number:email: broker’s name:phone number:email: lawyer’s name:phone number:email: inspector’s name:phone number:email: reno expert’s name (1):phone number:email: reno expert’s name (2):phone number:email: nice to have:

deal breakers:

property:list price:property taxes/year: Neighbourhood closest main intersection:

elementary schools:high schools:hospitals:clinics:

shopping (supermarkets/malls):

banks:

public transportation:

closest highway:

distance from work/school:occupancy:heating: CoNdo amenities:

maintenance fees:




RHH_1713.indd 30 4/25/13 6:30:11 PM

1. Calculate the combined monthly before-tax income between you and your spouse.

2. Divide by three. This figure is the monthly payment you can afford to make on your home.

3. Take the total price of the home and subtract the amount of money you expect to make as a down payment. This is the money you will have to borrow.

4. Refer to the chart below. Look down the left column and locate the interest rate you expect to pay. Line this up with the amortization period of your choice. (Most first-time buyers choose the 25-year amortization).

5. Multiply this figure by the amount you need to borrow. Divide by 1,000.

6. Add to this your estimated monthly heating costs and monthly property taxes.

7. If this figure is equal to or less than one-third of your gross monthly income (calculated in Step 2), you’ll qualify for a mortgage on your dream home.

You love the home,

see what You can afford!

CalCulate your mortgage payments

total pre-tax inCome

monthly pre-tax inCome

spouse’s pre-tax inCome+ =

amount of mortgage(priCe – down payment)

divide by 3affordable

monthly payments

=

amortization amountChart figure

amount of mortgage

divided by 1,000x =

monthly payments

amortization amount

estimated monthly

taxes & heat+ =

Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.

use this guide to see if You’ll qualifY for a mortgage oN Your dream home

5.00% 10.58 7.88 6.57 5.82 5.345.25% 10.70 8.01 6.74 5.96 5.495.50% 10.82 8.14 6.85 6.10 5.645.75% 10.94 8.27 6.98 6.25 5.796.00% 11.07 8.40 7.12 6.40 5.956.25% 11.19 8.53 7.26 6.55 6.116.50% 11.31 8.66 7.41 6.70 6.266.75% 11.43 8.80 7.55 6.85 6.427.00% 11.56 8.93 7.69 7.00 6.597.25% 11.68 9.07 7.84 7.16 6.757.50% 11.81 9.21 7.99 7.32 6.917.75% 11.94 9.34 8.14 7.47 7.088.00% 12.06 9.48 8.28 7.63 7.258.25% 12.19 9.62 8.44 7.79 7.428.50% 12.32 9.76 8.59 7.95 7.598.75% 12.45 9.90 8.74 8.12 7.769.00% 12.58 10.05 8.86 8.28 7.939.25% 12.71 10.19 9.05 8.45 8.10 9.50% 12.84 10.33 9.20 8.62 8.289.75% 12.97 10.48 9.36 8.78 8.4510.00% 13.10 10.63 9.52 8.95 8.6310.25% 13.24 10.77 9.68 9.12 8.8010.50% 13.37 10.92 9.84 9.29 8.9810.75% 13.50 11.06 10.00 9.46 9.1611.00% 13.64 11.22 10.16 9.63 9.3411.25% 13.77 11.36 10.32 9.80 9.5211.50% 13.91 11.52 10.49 9.97 9.70 11.75% 14.04 11.66 10.65 10.15 9.8812.00% 14.18 11.82 10.81 10.32 10.0612.25% 14.32 11.97 10.98 10.49 10.2512.50% 14.46 12.13 11.15 10.67 10.4312.75% 14.59 12.28 11.31 10.85 10.61

mortgage payment calculation cHart% 10 years 15 years 20 years 25 years 30 years

homebuyers’help

Buying a Home | the first steps

arrange for a mortgage select a home inspector select a real estate agent select a lawyer

after Buying: home insurance warranties

selling a Home | the first steps

select a lawyer select an agent – contract – negotiate commission assess the market value of your home renovate to increase the value of your home

staging for prospective Buyers: clean (walls, doors, baseboards) store personal items clear clutter front yard – clean, no debris paint if needed kitchen bathroom

key players aBout tHe property

agent’s name:phone number:email: broker’s name:phone number:email: lawyer’s name:phone number:email: inspector’s name:phone number:email: reno expert’s name (1):phone number:email: reno expert’s name (2):phone number:email: nice to have:

deal breakers:

property:list price:property taxes/year: Neighbourhood closest main intersection:

elementary schools:high schools:hospitals:clinics:

shopping (supermarkets/malls):

banks:

public transportation:

closest highway:

distance from work/school:occupancy:heating: CoNdo amenities:

maintenance fees:



31

RHH_1713.indd 31 4/25/13 6:30:12 PM

ATB Financial 2.6 4 3.1 3.14 3.55 4.39 3.04 6.30op 6.30op 6.50op

Alterna Svgs/Alterna Bk 2.85 4 3.05 3.09 3.09 2.99 3.09 6.30op 6.30op

Bank of Montreal 3.1 4 3 3.04 3.55 4.54 3.09 6.30op 6.30op

Bank of Nova Scotia 3 4.55 3.75 2.69 3.99 2.99 4.99 6.45op 6.50op

Canadian Western Bank 4 3 3.04 3.55 4.54 5.14 6.45op 6.30op

CIBC 3.2 3 3.14 3.55 2.99 5.14 6.70op 6.35op

HSBC Bank Canada 3 4.45 2.7 3.95 2.98 4.99 3.49 6.20op 6.35op

ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.44

ING Direct 3 3 3 2.79 2.99 3.08

Laurentian Bank n/a 4.4 3.09 3.14 3.55 4.54 5.14 6.70op 6.30op

Manulife Bank 3 4.45 3 3.05 3.1 3.1 3.09 4.00op

MonCana Bank 2.79 2.79 2.79 2.89 2.99

National Bank n/a 4 3.1 3.14 3.55 4.54 3.39 6.70op 6.30op

President’s Choice Finan 3.2 3.2 3.24 3.35 3.44

Royal Bank 3 4 3 3.04 3.55 4.54 5.14 6.30op 6.30op

TD Canada Trust 3.2 3 3.04 3.55 4.54 5.14 6.30op

TRUST COMPANIES

AGF Trust n/a 2.99 3.1 3.5 3.64 3.09

Community Trust n/a 6.5 3.1 3.35 3.95 4.64 5.24

Effort Trust n/a 4.45 3.25 3.6 3.9 4.5 4.95 6.30op 6.30op

Home Trust Company 3.2 3.95 2.74 2.49 2.89 2.99 2.99

Investors Group Trust n/a 4 3 3.14 3.55 4.54 5.14 6.50op 6.30op

MTCC 3 4.55 3.75 2.69 3.99 2.99 4.99 6.45op 6.50op

OTHER FINANCIAL INSTITUTIONS

Airline Financial C.U. 4 2.99 3.25 3.29 3.09 3.49 6.25op

Comtech Credit Union 2.79 6.6 2.99 3.25 3.29 3.19 3.09 8.40op 9.00op

First National Fin. LP 3.95 2.74 2.69 2.79 2.99 2.99

FirstOntario C.U. 2.79 2.99 3.14 3.19 3.24 2.97 6.34op 6.34op

London Life n/a 4 3 3.14 3.55 4.54 5.14 6.50op 6.30op

MCAP 2.9 3.6 3.95 4.35 4.89 5.14 7.00op

Meridian Credit Union 2.85 4.45 3.1 3.14 3.7 2.98 3.19 6.30op

Parama Credit Union 2.9 3 3.05 3.15 3.25 3.4

Steinbach Credit Union 2.4 2.4 2.5 2.7 2.8 3

Teachers Credit Union 4 4.45 2.99 3.04 2.79 3.89 3.19 6.30op 6.50op

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEApril 8, 2013. Prepared By Fiscal Agents Financial Information Services 905.844.7700




RHH_1713.indd 32 4/25/13 6:30:12 PM

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1122 Wilson St. W. Ancaster, Ontario L9G 3K9

PAM O’REILLY DAVE O’REILLY LUKE O’REILLY Sales Representatives Broker

THE O’REILLY TEAM

THE DUNDAS HOME EVERYONE STOPS TO STARE AT!

Stunning & stucco custom built beauty just one block from the downtown core. This professionally decorated home is absolutely loaded - will not disappoint! 9’ ceilings, open concept, 3 beds all with ensuites, gourmet kitchen, gorgeous hardwood, full in-law or “nanny” quarters with separate entrance, mature lot with fenced yard, wrap around deck at rear, detached garage/coach house with storage loft & double drive. Over 3,000 square feet plus the fi nished basement. All the “I wants” one could dream of.

1713_KIMRI_0025 $799,900

DREAM HOME IN ANCASTER

This gorgeous 2+2 bedroom, 3 bathroom bungalow has over 3400 square feet of fi nished living space and sits on a mature 80x225 foot lot. Upgrades include a gourmet kitchen with granite countertops, wire brushed hardwood fl ooring, marble tiling, wainscotting, oversized baseboards, crown mouldings, vaulted/coffered ceilings, 100+ pot lights, 2 fi replaces with stone mantles, glass showers, a security system, expansive windows, skylights, and updated roof shingles/furnace/central air/plumbing/electrical. The lower level features 2 spacious bedrooms, a gorgeous 3 piece bath with a vessel sink, 2 separate recreation rooms and laundry facilities. This home offers a solid brick and stone exterior fi nish, 2 separate front entrances, sliding door at rear, a newly paved front drive, and professional landscaping with fl agstone. The attention to detail found in this home is outstanding!

1713_KIMRI_5000

ATTENTION FIRST TIME BUYERS

Great 2 bedroom, 1 1/2 bath starter home in convenient central mountain location close to all amenities. Many updates over the years including doors, some windows, basement waterproofi ng, lower level rec room/games room/2 piece bath, kitchen, some fl ooring and more! Parking for several cars at rear. Large 44’ x 133’ lot. Rear deck.

1713_KIMRI_0078 $209,900

JUST MOVE RIGHT IN!

Lovely 2 storey home in small survey bordering Ancaster & West Mountain. This 3 bedroom, 2 1/2 bath home has a professionally fi nished lower level rec room, hardwood & ceramic on main level, master with 4 piece ensuite, pebbled concrete walkways/steps, fenced yard with deck, double garage and driveway.

1713_KIMRI_0079 $339,900

PRESTIGIOUS LOVERS LANE AREA OF ANCASTER

You will be amazed at this beautifully renovated and updated 4200+ square foot home on mature, treed 75’x158’ lot with inground pool. This stunning home is perfect for your large family. 4 spacious bedrooms, all with walk-in closets. Master with luxurious 5 piece ensuite bath, 2 other bedrooms share an ensuite and one more bathroom for the 4th bedroom. The main fl oor will WOW you! Eat-in kitchen with solid maple cabinetry, island, granite counters, built-in appliances and abundance of pot lights is open to huge sunken family room - the perfect place to entertain. The lower level is complete with kitchen, family room, 2 bedrooms and 2 bathrooms - a complete in-law set up. Loaded with upgrades throughout. Not to be missed.

1713_KIMRI_1_0023 $749,900

ESCAPE TO LAKE ERIE

Escape the city to your very own private retreat at Lake Erie. Welcome to 3 Turner Drive, a sharp 3 bedroom, fully winterized bungalow in prestine condition. This home has alot of warmth and charm and must be seen to fully appreciate it. This home has been updated over the years; including windows (vinyl clad), maple kitchen, cabinetry/counter tops, 4 piece bath, fl ooring, front/rear decks, rear fence, rear shed, furnace, water heater, propane fi replace, paved driveway, electrial panel and more. Taxes in 2012 were only $1472.74. Just a short walk to a private beach.

1713_KIMRI_1_0066 $179,900

$799,900

7G

Situated on 1 acre lot, only minutes to town, 2500 sf of luxurious living space, outstanding great room with 15’ vaulted ceilings & panoramic country views, stunning gourmet kitchen with granite, 3 br, 2 bath, triple car garage. Shows like a model home!

1513_KIMRI_0060

Stunning Stoney Creek home just steps to Lake Ontario, premium lot w/200 foot frontage, enjoy the best of everything...designer gourmet kitchen with granite, master bed w/luxury ensuite, main flr den and laundry, huge media loft, oversized double car garage, lot professionally landscaped...call to view this beauty today...shows 10+++! 1713_KIMRI_7715

SOUTH EAST BEAUTY!Solid two storey home in family friendly area, lots of character and charm with orig hardwood flrs, stain glass windows, featuring 4 bedrooms, 1.5 baths, formal living room and dining room, side drive and large rear yard.

1513_KIMRI_0068

$259,850

STEPS TO GAGE PARK! Renovated and ready to move in! Gorgeous new kitchen with stainless steel appl, living room with gorgeous gas fireplace, formal dining room, two bedrooms and a 4 piece bath on the main floor and a super huge master bedroom on the upper level with 3 pc ensuite. Don’t wait..this one won’t last!

1513_KIMRI_0069

$219,850

EXTENSIVE RENOVATIONS! Huge 2.5 storey home in central Hamilton featuring brand new eat in kitchen w/stainless steel appliances, formal living room and dining room with new hardwood floors, 4 bedrooms, 2.5 bath, huge master bed w/4 piece ensuite. Quick possession available!

1513_KIMRI_0070

$219,850

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*Not intended to solicit clients currently under contract.

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11247604_1713

Andrea Maddox

[email protected]

State Realty BrokerageIndependently Owned & Operated

SALES REPRESENTATIVE

Great value on the West Mountain! 3 bedroom town-

home. Spacious, open concept. Finished family-room in base-ment. Private yard. Appliances included. Prime location close to Hwy 403, schools, parks, shopping and cycle route.

1713_KIMRI_0002

Fabulous West Mountain loca-tion! 4 level backsplit on deep

143’ lot. Kitchen overlooks familyrm w/walkout to beauti-ful backyard. Pool and patio for your summer enjoyment. Get

ready to move!

1713_KIMRI_0003

$369,900

$159,900

Donna LavinSales Representative


221A-550 Fennell, Hamilton ON L8V 4S9

Totally restored and beautifully fi nished cottage with wide pine plank fl oors, open kitchen to dining room, separate living room, family room, 2 BR + den, fi nished rec rm and laudry + double drive and garage. Excellent private landscaped property with escarpment views! A short walk to everything. Don’t miss this opportunity!

NEW LISTING DUNDAS $599,000 VERY RARE FIND!

1313

_KIM

RI_0

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everything. Don’t miss this opportunity!

Spring has arrived early in Real Estate!Many buyers are lining up to live in this community. If you are thinking of selling now is the perfect time

to get top dollar quickly for your property. Let’s get started - Call me today!

905-628-WORK (9675)www.DonnaLavin.com

Call Donna Lavin today to Get This Sign on your lawn!

SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVERSHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER

Escarpment Realty Inc., BrokerageIndependently owned & operated

221A-550 Fennell Ave. E., Hamilton, ON L8V 4S9

(905) 628-WORK (9675)www.donnalavin.com

www.homesingoldenhorseshoe.com

Inducted in 200420042009ACCREDITED BUYER

REPRESENTATIVEACCREDITED

STAGING PROFESSIONAL

CALL DONNA LAVIN TODAY TO GET THIS SIGN ON YOUR LAWN!

* Not intended to solicit properties currently listed for sale

“Serving the real estate needs of the community since 1979.”

DONNA LAVINSales Representative

CA$H BUYERS Looking for homes in Dundas, West Hamilton and Flamborough!

Bright spacious and charming bunga-low offers 3 BRs. 2 baths, hardwood floors, cove ceilings, recent shaker kitchen with granite CT. fin. Rec. rm. and private property with beautiful per-ennial gardens! $ 419,900.00

1.5 Sty 3BR. 1.5 bath brick home single ga-rage, double drive, main floor master, Arts & Crafts eat in kitchen, formal dining room with beamed ceiling, sunfilled family room addition, hardwood floors, leaded and stained glass. Updated roof, C/A, Boiler, and wiring.WOW! $429,900.00

Downtown Dundas & The Driving Park Just Listed Downtown Dundas

Donna LavinSales Representative

221A-550 Fennell, Hamilton ON L8V 4S9

11254693_1713

SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER
















SHOW YOUR PROPERTY WHERE IT WILL SELL HERE IN COLOUR AND ON THE COVER
















www.donnalavin.comwww.homesingoldenhorseshoe.com

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2012

[email protected] or 1.877.574.7441

Lynn VienneauBusiness Associate

Rick SharmaBroker

Reisha DassTeam Mnger/Sales Rep.

STATE REALTY BROKERAGEINDEPENDENTLY OWNED & OPERATED

Top 1% NationallyFOR ROYAL LEPAGE

2006-Present

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Hidden gem in this amazing Pinecrest area of Ancaster. Great bungalow w/spectacular views of landscaped backyard. Hardwd & ceramic flrs throughout (No carpets). Finished top to bottom. 3+1 bedrms, 1.5 bathrms. Walking distance to golf courses, shopping malls etc. & easy access to #403 hwy. Great lot size. H3104560

ANCASTER

1713_KIMRI_1_0004

Brick 4 level back split with 3 bedrm & 2 bathrm. Exceptional decor throughout w/newer eat-in kitchen. Fully finished with corner gas fireplace in familyroom. Loads of room. Nothing to do but move in. H3102473

STONEY CREEK MOUNTAIN

1713_KIMRI_1_0005

Beautifully kept historic home (1827) on lrg lot. Backing on ravine w/great views. Pine plank floors, beamed ceilings, huge screened in verandah overlooking ravine, kitchen & bathrm updated, cozy family room w/fireplace all bedrms tastefully & uniquely decorated. Meticulously manicured gardens & in ground pool. Spotless & stunning. H3103125

DUNDAS

1713_KIMRI_1_0006

Executive end unit in prime, private complex of Stoney Creek. Unit backs on to park, hence; Creates more privacy. Finished top to bottom w/hardwd flrs in Diningrm & Livingrm w/bay window. Walkout to backyard via sliding doors from diningrm. Master w/3 pc ensuite & walk-in closet. Walk to schools, churches, buses, shops. Easy access to QEW. H3107325

STONEY CREEK

1713_KIMRI_2_0007

$399,999 $299,999 $489,999 $214,999

Documents

Hamilton Resale Home & Condo - 27 Apr., 2013