Handa Ka Funda - Banking Awareness

7/22/2019 Handa Ka Funda - Banking Awareness

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2014

Ravi

Handa

Banking Awareness for SBI PO


2/13

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Hi,

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Present Heads of Financial Institutions

Organization Designation Name

Allahabad Bank Chairman & MD Rakesh SethiAxis Bank MD & CEO Shikha SharmaBank of Baroda Chairman & MD S S MundraBank of India Chairperson & MD Vijayalakshmi R. IyerBombay Stock Exchange MD & CEO Ashishkumar ChauhanCanara Bank Chairman & MD R K DubeyCentral Bank of India Chairman & MD Rajeev RishiCrisil MD & CEO Roopa KudvaFederal Bank MD & CEO Shyam SrinivasanHDFC MD Renu Sud KarnadHDFC Vice Chairman & CEO Keki MistryHDFC Bank Chairman C M VasudevaHDFC Bank MD Aditya PuriHSBC India Country Head Naina Lal KidwaiICICI Bank Chairman K V KamathICICI Bank MD & CEO Chanda KochharICRA Chairman & CEO P K ChoudhuryIndusInd Bank Chairman R. SeshasayeeKotak Mahindra Bank Vice Chairman & MD Uday KotakLife Insurance Corporation Chairman S K RoyMulti Commodity Exchange MD & CEO Manoj VaishNABARD Chairman H K BhanwalaNational Stock Exchange MD & CEO Chitra RamkrishnaOriental Bank of Commerce Chairman & MD S L BansalPunjab National Bank Chairman & MD K R KamathReserve Bank of India Governor Raghuram RajanState Bank of India Chairperson Arundhati BhattacharyaYes Bank MD & CEO Rana Kapoor


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Timeline of Indian Banking

1875Bombay Stock Exchange1895PNB

1906Bank of India, Canara Bank1908Bank of Baroda1911Central Bank of India1935Reserve Bank of India1943Oriental Bank of Commerce

1955ICICI Bank, SBI

1956LIC

1977HDFC1995Axis Bank2003MCX

--- Turn of the Century ---

--- Independence Day (1947) ---

--- Declaration of the Emergency (1975) ---


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Taglines of Financial Institutions

Company Slogan

Allahabad Bank A Tradition of TrustBank of Baroda India's International BankBank of India Relationship beyond Banking

BNP Paribas The bank for a changing worldBombay Stock Exchange Experience the NewDena Bank Trusted Family BankDeutsche Bank Passion to PerformErnst and Young Building a better working worldHSBC The world's local bankMax New York Life Insurance Khushiyon ki PlanningMCX Trade with Trust

Oriental Bank of Commerce Where every individual is committedPunjab National Bank The name you can bank uponState Bank of India Safe Banking with SBIUCO Bank Honours Your TrustUnion Bank of India Good people to bank withVijaya Bank A friend you can bank uponCentral Bank of India Central to you since 1911Mastercard There are some things money can't buy


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Business and Economic Abbreviations

AAGR: Average Annual Growth Rate

AAR: Average Annual Return

ADR: American Depository Receipts

AGM: Annual General Meeting

ADSL: Asymmetric Digital Subscriber Line

ASSOCHAM: Associated Chambers of Commerce and Industry

B2B: Business to Business

B2C: Business to Consumer

BPO: Business Process Outsourcing

BPR: Business Process Re-engineering

BSE: Bombay Stock Exchange

CAGR: Compounded Annual Growth Rate

CEO: Chief Executive Officer

CFO: Chief Financial Officer

CII: Confederation of Indian Industries

CRISIL: Credit Rating Information Services of India Ltd.

CRR: Cash Reserve Ratio


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EMI: Equated Monthly Installment

EPS: Earnings Per Share

ESOP: Employee Stock Ownership Plan

FDI: Foreign Direct Investment

FICCI: Federation of Indian Chambers of Commerce and Industry

FII: Foreign Institutional Investor

GDP: Gross Domestic Product

GDR: Global Depository Receipt

GNP: Gross National Product

ICRA: Investment Information and Credit Rating Agency of India

IPO: Initial Public Offering

JIT: Just In Time

JV: Joint Venture

KPI: Key Performance Indicators

LIBOR: London Inter-bank Offered Rate

LIFO: Last In, First Out

M1: Money supply with public

MNC: Multi National Corporation

MOU: Memorandum of Understanding


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NABARD: National Bank of Agriculture and Rural Development

NASDAQ: National Association of Securities Dealers Automated

Quotation

NASSCOM: National Association of Software and Service Companies

NAV: Net Asset Value

NPA: Non Performing Assets

NSE: National Stock Exchange

NYSE: New York Stock Exchange

OPEC: Organisation of Petroleum Exporting Countries

PLR: Prime Lending Rate

PPP: Purchasing Power Parity

RBI: Reserve Bank of India

SEBI: Securities and Exchange Board of India

SENSEX: Sensitivity Index (of Share Price on BSE)

SEZ: Special Economic Zone

SLR: Statutory Liquidity Ratio

SME: Small and Medium Enterprises

SWOT: Strengths, Weakness, Opportunities and Threats

VAT: Value Added Tax


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Miscellaneous Information

Axis Bank Founded In: 1995Founder(s): Government of India HQ: MumbaiTrivia:

The name of the bank was changed from UTI because of thepressure on UTI Bank to shed its brand name after the split of the

erstwhile UTI. There were several other companies using the UTIbrand and the board members wanted to separate themselves fromthe other entities. Another reason, which is often cited, is that theboard members wanted to show that they are a private bank, animage that the name UTI failed to convey.

Shikha Sharma was in line for the top post at ICICI before shemoved to Axis Bank as CEO in 2009

Bank of Baroda Founded In: 1908Founder(s): Government of India HQ: Mumbai, IndiaTrivia:

Sayajirao Gaekwad III,Maharaja ofBaroda State,set up Bank ofBaroda with its first branch in Ahmedabad.

Bank of India Founded In: 1906

Founder(s): Government of India HQ: MumbaiTrivia:

Sassoon David, the lead promoter, came from the Baghdadi Jewcommunity.

Ratanji Dadabhoy Tata was on the first Board of Directors of BoI. At least three other banks had used the name Bank of India prior to

this and had failed. They were incorporated in Kolkata in 1828,London in 1836 and Mumbai in 1864.
http://en.wikipedia.org/wiki/Maharajahttp://en.wikipedia.org/wiki/Baroda_Statehttp://en.wikipedia.org/wiki/Baroda_Statehttp://en.wikipedia.org/wiki/Maharaja


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Bombay Stock Exchange Founded In: 1875Founder(s): - HQ: Dalal Street, MumbaiTrivia:

The Bombay Stock Exchange is the oldest exchange in Asia. The BSE is currently housed in Phiroze Jeejeebhoy Towers at Dalal

Street, Fort area.

The word SENSEX (SENSitive indEX) was coined by DeepakMohoni to represent the BSE30 stocks.

One of the long-lasting traditions on the BSE is of Muhurat Tradingin which brokers trade for a period of one hour on Diwali evening. It

dates back to over a century when the BSE began. It started when 4 Gujarati and 1 Parsi stockbroker would gather

under banyan trees in front of Mumbai's Town Hall. The groupeventually moved to Dalal Street in 1874 and in 1875 became anofficial organisation known as 'The Native Share & Stock BrokersAssociation'.

Canara Bank Founded In: 1906Founder(s): Ammembal Subba Rao Pai HQ: BangaloreTrivia:

It opened a 'Mahila Banking Branch', first of its kind at Bangalore, forcatering exclusively to the financial requirements of women clientele.

Central Bank of India Founded In: 1911Founder(s): HQ: Mumbai

Trivia: It claims to have been the first commercial Indian bank completely

owned and managed by Indians.


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HDFC Ltd. Founded In: 1977Founder(s): Hasmukhbhai Parekh HQ: MumbaiTrivia:

At 68, when Hasmukhbhai Parekh had already received manyhonours and was stepping down from ICICI, he started a newinstitution, the HDFC, the first of its kind for housing finance inIndia.

HDFC Bank Founded In: 1994Founder(s): HDFC HQ: Mumbai

ICICI Bank Founded In: 1955Founder(s): World Bank, the Government of India and representativesof Indian industryHQ: MumbaiTrivia:

ICICI Bank and Mohun Bagan have presented the ICICI BankMohun Bagan Credit Card. They are the third club in the world to

have launched a co-branded credit card in their name afterManchester United and Barcelona FC.

Life Insurance Corporation of India Founded In: 1956Founder(s): Government of India HQ: MumbaiTrivia:

In 1955, parliamentarian Amol Barate raised the matter of insurancefraud by owners of private insurance companies. In the ensuinginvestigations, one of India's wealthiest businessmen, Ram Kishan

Dalmia, owner of the Times of India newspaper, was sent to prison

for two years. This led to the creation of LIC by consolidating the life

insurance business of 245 private life insurers and other entities

offering life insurance services.


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Multi Commodity Exchange Founded In: 2003Founder(s): HQ: Mumbai, IndiaTrivia:

The highest traded commodity in MCX is Gold. MCX is India's No. 1 commodity exchange with 83% market share in

2009.

It is currently going through a turmoilOriental Bank of Commerce Founded In: 1943Founder(s): Late Rai Bahadur Lala Sohan Lal HQ: Delhi, India

Trivia: It was founded in Lahore but the headquarters had to be shifted to

Amritsar because of partition. The then chairman, Karam ChandThapar (who also founded the Thapar Group) in a unique gesturehonoured the commitments made to the depositors from Pakistanand paid every rupee to its departing customers.

Punjab National Bank Founded In: Lahore (1895)Founder(s): Sardar Dayal Singh Majithia, Lala Lalchand, Kali ProsannaRoy, Lala Harkishan Lal, EC Jessawala, Lala Prabhu Dayal, Bakshi JaishiRam, Lala Dholan DassHQ: New Delhi, IndiaTrivia:

Lala Lajpat Rai was one of the founding fathers of PNB. He was alsothe first to open an account with the bank when it was founded in

Lahore. It started with an ambition of a Swadeshi Bank with Indian capital

and management representing all sections of the Indian community.


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Reserve Bank of India Founded In: 1935Founder(s): Government of India HQ: MumbaiTrivia:

After India-Pakistan partition, the Reserve Bank served as the centralbank for Pakistan until June 1948 when the State Bank of Pakistancommenced operations.

The Reserve Bank of India was set up on the recommendations ofthe Hilton Young Commission.

Reserve Bank of India, Delhi has sculptures of the Yaksha and theYakshini representing mythical beings attendant on Kuber, the Godof Wealth.

State Bank of India Founded In: 1955Founder(s): Government of India HQ: Mumbai, Maharashtra,IndiaTrivia:

The symbol of State Bank of India is a circle and not a keyhole and asmall man at the centre of the circle. Circle depicts perfection and the

common man being the centre of the banks business. The Bank of Calcutta, and two other Presidency banks, namely, the

Bank of Bombay and the Bank of Madras were amalgamated and thereorganized banking entity was named the Imperial Bank of India on27 January 1921. The Reserve Bank of India, which is the centralbanking organization of India, in the year 1955, acquired a controllinginterest in the Imperial Bank of India and the Imperial Bank of Indiawas christened on 30 April 1955 as the State Bank of India.

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Handa Ka Funda - Banking Awareness