Health Insurance for Parents with pre-existing

What is pre-existing?

Existing diseases Conditions Sign/symptoms Past Hospitalizations/surgeries

Step 1: Apply for the policy Fill out the proposal form Pay the required premium

Step 2: Evaluation Additional Info Tele-Underwriting Medical Checkup

Steps to buy the policy

Step 3: Based on Step 2 Either accept the case “as is” Accept with additional premium Decline

Steps to buy the policy

HBA1c SGPT SGOT Serum creatine PSA USG The tread mill test Stress tests

List of Medical Tests

Take proper medication. Don’t fall ill on the day of

the tests Avoid last minute

anxiety!

Before Medical Tests

Top 5 plans

Last option Available till the age of

69/70 Personal follow-up/visits

Bank Mediclaim Policies

What Many Do Not Know

Accepted cases with PeD = Denial cases

Do Not Hesitate asking for a policy