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Healthy Employees . . . Healthy Business1
Tips and Techniques
for getting the most from
your
BlueAccount HSAPresented to:
Evangelical Presbyterian Church2012
Healthy Employees . . . Healthy Business2
Today’s Objectives
• Online management of your Benefits Plan and Health Savings Account– How to:
• Open your HSA with BNY Mellon• Manage your medical claims online• Manage your HSA• Manage your HSA investments
Healthy Employees . . . Healthy Business3
BlueAccount HSA
Accessing the Highmark website
&
Opening Your HSA
Healthy Employees . . . Healthy Business4
Access www.highmarkbcbs.com
Click “Members” tab to proceed to the Log-In / Registration page
Healthy Employees . . . Healthy Business5
Log-In & Registration Page
• Enter User ID & Password in the Log In box, or
• For new registrants click “Register Now”
• New Registrants will receive a PIN to allow complete site access
• Getting started is easy!
Healthy Employees . . . Healthy Business6
Registration Page
Have your Highmark ID Card available and complete this simple page to Register on the site
Healthy Employees . . . Healthy Business7
How to open an HSA
As soon as Registration is complete,The member may click on the “Your Spending” tab
Remember, you must be enrolled in the HDHP and have
opened your HSA before expenses may be reimbursed on
a tax-advantaged basis.
Healthy Employees . . . Healthy Business8
From this page you may:
Access your “Bank” account
Justify HSA transactions
Link to a variety of Spending Account resources
Scroll down to the“Open a Health Savings Account”
Your Spending
Healthy Employees . . . Healthy Business9
BNY Mellon ApplicationThe Online Application will appear. The Introduction contains general information and disclosure of the monthly fees.
To continue, the member clicks upon the “Apply Online Now” link.
Here they will specify contribution and reimbursement preferences and indicate beneficiaries.
Healthy Employees . . . Healthy Business10
BlueAccount HSA Withdrawal Options
• I will submit withdrawals via the web or mail only• Manual Submission
• I would like to establish a Debit Card for my HSA• Manual Submission with Debit Card
• I would like my health plan and it subsidiaries and affiliates to auto-submit any member responsibility and pay me, the participant
• Automatic Submission with Payment to Member
• I would like my health plan and it subsidiaries and affiliates to auto-submit any member responsibility and make payments to the medical service provider
• Automatic Submission with Payment to Provider
Customization of withdrawal and reimbursement options allows the member to determine how their account will respond to
health care liabilities
Healthy Employees . . . Healthy Business11
BlueAccount HSA
Managing Claims Online
Healthy Employees . . . Healthy Business12
www.highmarkbcbs.com
From the “Your Spending” tab, you will gain access to your claims history and your spending account
From the “Your Spending” page, click “View Your Claims”
Healthy Employees . . . Healthy Business13
From this page you may:
Access your “Bank” account
Justify HSA transactions
Link to a variety of Spending Account resources
Scroll down to the“Open a Health Savings Account”
Your Spending
Healthy Employees . . . Healthy Business
Claim Activity
14
And, from this page you may:
View medical and pharmacy claims
Download EOB’s & EOP’s
Request reimbursement
Healthy Employees . . . Healthy Business15
BlueAccount HSA
Managing Your HSA
Healthy Employees . . . Healthy Business16
Manage Your BlueAccount HSA
From the Account Overview page you may check your account balance, and the rate of interest available through the FDIC portion of the account.
On the left are links to many account resources.
Healthy Employees . . . Healthy Business17
HSA Account Overview
Scrolling down on this page shows the available mutual fund options and the value of each.
A fund prospectus and information sheet may be downloaded.
Healthy Employees . . . Healthy Business18
Disbursement Methods
When you established your HSA, you elected preferences that direct withdrawal options.
This page will show you the preferences you selected.
Healthy Employees . . . Healthy Business19
Redeem Function
Use the Redeem function to request reimbursement for non-plan expenses such as out-of-pocket vision and/or dental expenses.
Remember to keep a copy of the bill and the Explanation of Payment with your tax records.
Healthy Employees . . . Healthy Business20
Questions ?