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insurance risk management employee benefits Employee Benefits Group TM Client Focused. Results Driven.

HGI Employee Benefits

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Henriott Group's Strategy, Service and Execution for Employee Benefits

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Page 1: HGI Employee Benefits

It is easy for consultants to over-promise and under-deliver — and that’s where

we come in.

We back up our promises by our Milestone Service Timeline, a service contract

that we develop in collaboration with you to establish and monitor our mutual

commitments and priorities. This service timeline, along with our annual

stewardship report, will allow you to objectively evaluate our performance

and make sure we’re “earning our keep.”

implementation | dependable service

collaborative approach | solutions oriented

research | employee education | benchmarking

transparency | advanced technology

Your Trusted Advisor. [email protected]

8 North Third Street, Suite 101Lafayette, IN 47901 Group

TM

Client Focused. Results Driven.insurance risk management employee benefits

Employee Benefits

GroupTM

Client Focused. Results Driven.

Employee Benefits Solutions

∙ Medical benefits, including fully-insured,

self-funded and partially self-funded plans

∙ Consumer driven health plans

∙ Ancillary coverages:

∙ Retirement savings plans:

∙ Executive benefits

∙ COBRA and FSA administration

∙ Limited medical plans

∙ Key person life

Including 401(k), 403(b) and Simple plans

Dental

Vision

Life insurance

AD&D

Short and long-term disability

Cafeteria plans

Pre-paid legal

Voluntary worksite products

Travel accident

Employee assistance programs

Employee Benefits

Employee Benefits Execution

AccountabilityPromises, promises. How many times have you met with brokers or other consultants and they all say and promise the same thing, onlyto fall short of those expectations once they win your business.

We created the Milestone Service Timeline, a system-driven projectmanagement tool, to keep us on task and accountable for our promises to you.

“We’re thinking about or working on our employee benefit programall year, whether it is open enrollment time, promoting wellnessinitiatives or reviewing cost saving strategies. Having theMilestone Service Timeline in place with Henriott hasbeen a big help in keeping all these balls in theair!” – Mandi, Corporate Treasurer

Page 2: HGI Employee Benefits

GGrroouuppTMTM

Client Focused. Results Driven.

Employee Benefits Service

Employee benefit plans can be complicated for even the most knowledgeable

users, so just think about how the majority of your employees must feel.

That’s where we come in. We dedicate a team of specialists to ensure that you

and your employees understand and get the most out of your benefit plans.

Through assisting with difficult claims, conducting employee meetings,

distributing educational material and providing HR resources, among

many other services, our team is there every step of the way.

HR resources | legislative compliance

employee education | dedicated service team

custom communications | benchmarking | online resources

claims resolution specialist | service timeline

Knowledge & ExpertiseWe can have a great strategy, understand your long-term benefit needs and budgetary constraints, but without a team of professionals on staff to respond immediately to your questions and concerns, proactively bring ideas to the table and to advocate on your behalf…well, how much is that strategy really worth?

“Our company has benefited greatly from doing businesswith Henriott. They cover the marketplace from a carrierperspective to ensure we see the best options. The longtenure of their employees gives us an opportunity todevelop relationships with their staff which is extremelyimportant. The service is first rate! My inquiries havealways been answered quickly and accurately. I’m afan!” – Jane, HR Manager

Employee Benefits Strategy

Business owners and managers should focus on doing what they do best —

running their business.

The area of employee benefits is quickly becoming one of the most complex

and costly items in your organization’s budget, demanding ongoing planning,

analysis and resources, both human and financial. That’s where we come in,

turning the conventional practice of buying insurance into a consultative,

solutions-oriented process that delivers employee benefits your people

will value.

customized strategic plan | budgeting | funding | creative ideas

trends | health promotion | data mining | competitive analysis

consumer driven products | contribution strategies

CollaborationHealth Care Reform, consumer-driven plans, rising costs of healthcare, competition for employees, wellness... the listgoes on. Most of our clients prefer to focus on operating their business and need a partner to help them maneuver their way through the maze that is today’s healthcare environment.

“The service we receive from members of the Henriottteam is outstanding. It's refreshing to have someoneworking for us. We appreciate the willingness todeal with difficult issues and identify soundsolutions.” – Lina, HR Executive

Employee Benefits Introduction

Today’s business climate is as challenging as ever and requires all of

your attention. That’s where we come in.

Our job is simply stated—to help guide your organization through the

ever-changing and costly area of employee benefits. By using a sound

strategy, supported by proactive and professional service and backed

up by a written plan of execution, we can put it all together to

achieve the results you expect and deserve.

Your Henriott team will see that your plan evolves and continues to

offer maximum value to your business and your employees.

Our Mission...

Client Focused. Results Driven.Our tagline says it all…our focus is on the unique, ever-changing needs of our clients. Once we understand your needs and concerns, our attention turns to delivering the results you expect.

“When we started our company, we had a very short timeframe for implementing an employee benefits package andenrolling more than 150 employees across the nation.Having worked with Henriott Group’s people before, weknew they could deliver – and, like true professionals,that’s just what they did. Honestly, it is the contributionsof individuals like them that have helped make ourcompany so successful.” – Derek, CEO

Page 3: HGI Employee Benefits

GGrroouuppTMTM

Client Focused. Results Driven.

Employee Benefits Service

Employee benefit plans can be complicated for even the most knowledgeable

users, so just think about how the majority of your employees must feel.

That’s where we come in. We dedicate a team of specialists to ensure that you

and your employees understand and get the most out of your benefit plans.

Through assisting with difficult claims, conducting employee meetings,

distributing educational material and providing HR resources, among

many other services, our team is there every step of the way.

HR resources | legislative compliance

employee education | dedicated service team

custom communications | benchmarking | online resources

claims resolution specialist | service timeline

Knowledge & ExpertiseWe can have a great strategy, understand your long-term benefit needs and budgetary constraints, but without a team of professionals on staff to respond immediately to your questions and concerns, proactively bring ideas to the table and to advocate on your behalf…well, how much is that strategy really worth?

“Our company has benefited greatly from doing businesswith Henriott. They cover the marketplace from a carrierperspective to ensure we see the best options. The longtenure of their employees gives us an opportunity todevelop relationships with their staff which is extremelyimportant. The service is first rate! My inquiries havealways been answered quickly and accurately. I’m afan!” – Jane, HR Manager

Employee Benefits Strategy

Business owners and managers should focus on doing what they do best —

running their business.

The area of employee benefits is quickly becoming one of the most complex

and costly items in your organization’s budget, demanding ongoing planning,

analysis and resources, both human and financial. That’s where we come in,

turning the conventional practice of buying insurance into a consultative,

solutions-oriented process that delivers employee benefits your people

will value.

customized strategic plan | budgeting | funding | creative ideas

trends | health promotion | data mining | competitive analysis

consumer driven products | contribution strategies

CollaborationHealth Care Reform, consumer-driven plans, rising costs of healthcare, competition for employees, wellness... the listgoes on. Most of our clients prefer to focus on operating their business and need a partner to help them maneuver their way through the maze that is today’s healthcare environment.

“The service we receive from members of the Henriottteam is outstanding. It's refreshing to have someoneworking for us. We appreciate the willingness todeal with difficult issues and identify soundsolutions.” – Lina, HR Executive

Employee Benefits Introduction

Today’s business climate is as challenging as ever and requires all of

your attention. That’s where we come in.

Our job is simply stated—to help guide your organization through the

ever-changing and costly area of employee benefits. By using a sound

strategy, supported by proactive and professional service and backed

up by a written plan of execution, we can put it all together to

achieve the results you expect and deserve.

Your Henriott team will see that your plan evolves and continues to

offer maximum value to your business and your employees.

Our Mission...

Client Focused. Results Driven.Our tagline says it all…our focus is on the unique, ever-changing needs of our clients. Once we understand your needs and concerns, our attention turns to delivering the results you expect.

“When we started our company, we had a very short timeframe for implementing an employee benefits package andenrolling more than 150 employees across the nation.Having worked with Henriott Group’s people before, weknew they could deliver – and, like true professionals,that’s just what they did. Honestly, it is the contributionsof individuals like them that have helped make ourcompany so successful.” – Derek, CEO

Page 4: HGI Employee Benefits

GGrroouuppTMTM

Client Focused. Results Driven.

Employee Benefits Service

Employee benefit plans can be complicated for even the most knowledgeable

users, so just think about how the majority of your employees must feel.

That’s where we come in. We dedicate a team of specialists to ensure that you

and your employees understand and get the most out of your benefit plans.

Through assisting with difficult claims, conducting employee meetings,

distributing educational material and providing HR resources, among

many other services, our team is there every step of the way.

HR resources | legislative compliance

employee education | dedicated service team

custom communications | benchmarking | online resources

claims resolution specialist | service timeline

Knowledge & ExpertiseWe can have a great strategy, understand your long-term benefit needs and budgetary constraints, but without a team of professionals on staff to respond immediately to your questions and concerns, proactively bring ideas to the table and to advocate on your behalf…well, how much is that strategy really worth?

“Our company has benefited greatly from doing businesswith Henriott. They cover the marketplace from a carrierperspective to ensure we see the best options. The longtenure of their employees gives us an opportunity todevelop relationships with their staff which is extremelyimportant. The service is first rate! My inquiries havealways been answered quickly and accurately. I’m afan!” – Jane, HR Manager

Employee Benefits Strategy

Business owners and managers should focus on doing what they do best —

running their business.

The area of employee benefits is quickly becoming one of the most complex

and costly items in your organization’s budget, demanding ongoing planning,

analysis and resources, both human and financial. That’s where we come in,

turning the conventional practice of buying insurance into a consultative,

solutions-oriented process that delivers employee benefits your people

will value.

customized strategic plan | budgeting | funding | creative ideas

trends | health promotion | data mining | competitive analysis

consumer driven products | contribution strategies

CollaborationHealth Care Reform, consumer-driven plans, rising costs of healthcare, competition for employees, wellness... the listgoes on. Most of our clients prefer to focus on operating their business and need a partner to help them maneuver their way through the maze that is today’s healthcare environment.

“The service we receive from members of the Henriottteam is outstanding. It's refreshing to have someoneworking for us. We appreciate the willingness todeal with difficult issues and identify soundsolutions.” – Lina, HR Executive

Employee Benefits Introduction

Today’s business climate is as challenging as ever and requires all of

your attention. That’s where we come in.

Our job is simply stated—to help guide your organization through the

ever-changing and costly area of employee benefits. By using a sound

strategy, supported by proactive and professional service and backed

up by a written plan of execution, we can put it all together to

achieve the results you expect and deserve.

Your Henriott team will see that your plan evolves and continues to

offer maximum value to your business and your employees.

Our Mission...

Client Focused. Results Driven.Our tagline says it all…our focus is on the unique, ever-changing needs of our clients. Once we understand your needs and concerns, our attention turns to delivering the results you expect.

“When we started our company, we had a very short timeframe for implementing an employee benefits package andenrolling more than 150 employees across the nation.Having worked with Henriott Group’s people before, weknew they could deliver – and, like true professionals,that’s just what they did. Honestly, it is the contributionsof individuals like them that have helped make ourcompany so successful.” – Derek, CEO

Page 5: HGI Employee Benefits

It is easy for consultants to over-promise and under-deliver — and that’s where

we come in.

We back up our promises by our Milestone Service Timeline, a service contract

that we develop in collaboration with you to establish and monitor our mutual

commitments and priorities. This service timeline, along with our annual

stewardship report, will allow you to objectively evaluate our performance

and make sure we’re “earning our keep.”

implementation | dependable service

collaborative approach | solutions oriented

research | employee education | benchmarking

transparency | advanced technology

Your Trusted Advisor. [email protected]

8 North Third Street, Suite 101Lafayette, IN 47901 Group

TM

Client Focused. Results Driven.insurance risk management employee benefits

Employee Benefits

GroupTM

Client Focused. Results Driven.

Employee Benefits Solutions

∙ Medical benefits, including fully-insured,

self-funded and partially self-funded plans

∙ Consumer driven health plans

∙ Ancillary coverages:

∙ Retirement savings plans:

∙ Executive benefits

∙ COBRA and FSA administration

∙ Limited medical plans

∙ Key person life

Including 401(k), 403(b) and Simple plans

Dental

Vision

Life insurance

AD&D

Short and long-term disability

Cafeteria plans

Pre-paid legal

Voluntary worksite products

Travel accident

Employee assistance programs

Employee Benefits

Employee Benefits Execution

AccountabilityPromises, promises. How many times have you met with brokers or other consultants and they all say and promise the same thing, onlyto fall short of those expectations once they win your business.

We created the Milestone Service Timeline, a system-driven projectmanagement tool, to keep us on task and accountable for our promises to you.

“We’re thinking about or working on our employee benefit programall year, whether it is open enrollment time, promoting wellnessinitiatives or reviewing cost saving strategies. Having theMilestone Service Timeline in place with Henriott hasbeen a big help in keeping all these balls in theair!” – Mandi, Corporate Treasurer

Page 6: HGI Employee Benefits

It is easy for consultants to over-promise and under-deliver — and that’s where

we come in.

We back up our promises by our Milestone Service Timeline, a service contract

that we develop in collaboration with you to establish and monitor our mutual

commitments and priorities. This service timeline, along with our annual

stewardship report, will allow you to objectively evaluate our performance

and make sure we’re “earning our keep.”

implementation | dependable service

collaborative approach | solutions oriented

research | employee education | benchmarking

transparency | advanced technology

Your Trusted Advisor. [email protected]

8 North Third Street, Suite 101Lafayette, IN 47901 Group

TM

Client Focused. Results Driven.insurance risk management employee benefits

Employee Benefits

GroupTM

Client Focused. Results Driven.

Employee Benefits Solutions

∙ Medical benefits, including fully-insured,

self-funded and partially self-funded plans

∙ Consumer driven health plans

∙ Ancillary coverages:

∙ Retirement savings plans:

∙ Executive benefits

∙ COBRA and FSA administration

∙ Limited medical plans

∙ Key person life

Including 401(k), 403(b) and Simple plans

Dental

Vision

Life insurance

AD&D

Short and long-term disability

Cafeteria plans

Pre-paid legal

Voluntary worksite products

Travel accident

Employee assistance programs

Employee Benefits

Employee Benefits Execution

AccountabilityPromises, promises. How many times have you met with brokers or other consultants and they all say and promise the same thing, onlyto fall short of those expectations once they win your business.

We created the Milestone Service Timeline, a system-driven projectmanagement tool, to keep us on task and accountable for our promises to you.

“We’re thinking about or working on our employee benefit programall year, whether it is open enrollment time, promoting wellnessinitiatives or reviewing cost saving strategies. Having theMilestone Service Timeline in place with Henriott hasbeen a big help in keeping all these balls in theair!” – Mandi, Corporate Treasurer