8
Vol. 5, #1 Office: 613.935.7503 - [email protected] Tel: 613-933-7992 Cell: 613 330-6520 Fax: 613-933-0351 [email protected] Diane Mainville Senior Mobile Mortgage Specialist • Home • Auto • Life • Exit Realty International recognizes Henrietta Duvall Owner/Sales Representative Direct line: 613-930-5372 www.homescornwall.ca 506 Pitt Street, Cornwall Office: 613-937-4445 Call Henrietta Today @ 613-930-5372 Thinking of a career in Real Estate? Call Henrietta today! Top 100 for sales in North America in 2011. Thank you! AVONMORE - Home with large kitchen, living rooms and a main level family room. This home is a great place to get started and offers a pellet stove for cozy evenings. $76,000 LONG SAULT Offering main level family room, 3 bedrooms, 2 baths and fenced back yard in great neighbourhood. Close to schools, churches, beaches and bike path. Call Henrietta @ 613-930-5372 $142,000 Luc Poirier, Broker/Courtier Direct: 613-936-3778 465 rue Pitt Street, Cornwall Office/Bureau: 613-938-2121 [email protected] SHIELD REALTY LTD. BROKERAGE Independently Owned & Operated LANCASTER - Commercial office building. High traffic location in the centre of town and just minutes to the 401. Property is very cozy with gas fireplace that adds the overall appeal to this property. $109,900. We know our neighbourhoods-We live here! Rates are moving! Don't get left behind! CALL NOW - Tel: (613)930-2592 EMAIL: [email protected] 702 SECOND STREET EAST, CORNWALL, ON UPPER CANADA MORTGAGE #10128 BAINSVILLE - CLOSE TO QUEBEC BORDER Retreat for all seasons with over 50 acres of mostly forest and trails. Very attractive 4 bedroom bung. with hardwood floors, 2 baths and kitchen with in floor heating. Enjoy yourself with the heated in ground pool and the incredible views. $394,000 Ault Island LOTS From $36,900 to $41,900 EXIT REALTY SEAWAY REAL ESTATE BROKERAGE INDEPENDENTLY OWNED & OPERATED 72 LEFEBVRE AVENUE CORNWALL - $104,900 RENOVATED DUPLEX FEATURING NEW KITCHEN IN EACH UNIT, NEW FLOORING & NEW ELECTRICAL PANEL FOR EACH RESPECTIVE UNIT. GOOD TENANTS. NEW LISTING 122 EIGHTH ST. W., CORNWALL, Better than new. Move-in, totally updated 1780sf home + bas. 3 bthrm. Det gar/utility shop. $259,900 COBURN REALTY BROKERAGE Independently Owned and Operated Dave Duprau Sales Representative 21 Thorold Lane, Ingleside Office: 613-537-2000 Cell: 613-662-7355 Email: [email protected] GO TO daveduprau.com TO SEE ALL OF OUR LISTINGS! SUNDAY, MARCH 10TH FROM 1-2:30PM 733 LYNN STREET, CORNWALL - $134,900 This townhouse features 3+1 bedrooms, 1 1/2 bathroom, ceramic in entrance, hardwood in living room, kitchen/dining combo with patio door leading to fenced yard backing into a park. Lower level has a finished rec room, an extra bedroom and the laundry room. 1225 BROOKDALE AVENUE, CORNWALL - $1,095,000 Well establish restaurant with liquor licence on high traffic location. A great location for development sites. Located close to Hwy 401 and HWY 138. Fronts on the purpose Brookdale extension St. Andrews by-pass. 100 Acres +- OPEN HOUSE Helping Buyers and Sellers to make Smooth Moves since 1987! 3780 CTY. RD. #45, ALEXANDRIA Impressive Executive Ranch Style 3 bdrm hm on 4 Acres. Dbl attached gar. 1000sf workshop. Geothermal heating & cooling. $369,900 4851 CTY. RD. #14, OSNABRUCK CENTER 2 bedroom, office, wheelchair accessible. Double Lot, heated garage, wood shed. $129,900 7 MOULINETTE RD., LONG SAULT 1344 sq ft building. Basement for rent for extra income. Long term tenant. Parking. $189,900 March 7th - 14th SOLD

Homefinder Cornwall SD&G March7to14_2013

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Vol. 5, #1

Office: 613.935.7503 - [email protected]

Tel: 613-933-7992Cell: 613 330-6520Fax: 613-933-0351

[email protected] MainvilleSenior Mobile Mortgage Specialist

• Home • Auto • Life •

Exit Realty International recognizes

Henrietta DuvallOwner/Sales Representative

Direct line: 613-930-5372www.homescornwall.ca

506 Pitt Street, CornwallOffice: 613-937-4445

Call Henrietta Today @ 613-930-5372

Thinking of a career in Real Estate?Call Henrietta today!

Top 100 for sales in North America in 2011.

Thank you!

AVONMORE - Home with large kitchen, living rooms and a main level family room.

This home is a great place to get started and offers a pellet stove for cozy evenings. $76,000

LONG SAULTOffering main level family room, 3 bedrooms, 2 baths

and fenced back yard in great neighbourhood. Close to schools, churches, beaches and bike path.

Call Henrietta @ 613-930-5372 $142,000

Luc Poirier, Broker/Courtier Direct: 613-936-3778465 rue Pitt Street, Cornwall Office/Bureau: 613-938-2121 [email protected]

SHIELD REALTY LTD.BROKERAGE

Independently Owned & Operated

LANCASTER - Commercial office building. High trafficlocation in the centre of town and just minutes to the

401. Property is very cozy with gas fireplace that addsthe overall appeal to this property. $109,900.

We know our neighbourhoods-We live here!Rates are moving! Don't get left behind!

CALL NOW - Tel: (613)930-2592

EMAIL: [email protected]

702 SECOND STREET EAST, CORNWALL, ON UPPER CANADA MORTGAGE #10128

BAINSVILLE - CLOSE TO QUEBEC BORDERRetreat for all seasons with over 50 acres of mostly forest andtrails. Very attractive 4 bedroom bung. with hardwood floors, 2 baths and kitchen with in floor heating. Enjoy yourself withthe heated in ground pool and the incredible views. $394,000

Ault Island LOTSFrom $36,900 to $41,900

EXIT REALTY SEAWAYREAL ESTATE BROKERAGE

INDEPENDENTLY OWNED & OPERATED

72 LEFEBVRE AVENUECORNWALL - $104,900

RENOVATED DUPLEX FEATURING

NEW KITCHEN IN EACH UNIT,

NEW FLOORING & NEW ELECTRICAL

PANEL FOR EACH RESPECTIVE UNIT.

GOOD TENANTS.

NEW LISTING

122 EIGHTH ST. W.,CORNWALL,

Better than new. Move-in,totally updated 1780sf

home + bas. 3 bthrm. Detgar/utility shop. $259,900

COBURN REALTY BROKERAGEIndependently Owned and Operated

Dave DuprauSales Representative

21 Thorold Lane, InglesideOffice: 613-537-2000Cell: 613-662-7355 Email: [email protected]

GO TO daveduprau.com TO SEE ALL OF OUR LISTINGS!

SUNDAY, MARCH 10TH FROM 1-2:30PM733 LYNN STREET, CORNWALL - $134,900This townhouse features 3+1 bedrooms, 1 1/2bathroom, ceramic in entrance, hardwood inliving room, kitchen/dining combo with patio

door leading to fenced yard backing into a park.Lower level has a finished rec room, an extra

bedroom and the laundry room.

1225 BROOKDALE AVENUE, CORNWALL - $1,095,000

Well establish restaurant with liquor licence

on high traffic location.

A great location for development sites.Located close to Hwy 401 and HWY 138.

Fronts on the purpose Brookdale extension St. Andrews by-pass.

100 Acres +-

OPENHOUSE

Helping Buyers and Sellers to make Smooth Moves since 1987!

3780 CTY. RD. #45,ALEXANDRIA

Impressive Executive Ranch Style3 bdrm hm on 4 Acres. Dbl attachedgar. 1000sf workshop. Geothermal

heating & cooling. $369,900

4851 CTY. RD. #14,OSNABRUCK CENTER

2 bedroom, office, wheelchair accessible.

Double Lot, heated garage,wood shed. $129,900

7 MOULINETTE RD.,LONG SAULT

1344 sq ft building. Basement for rent for extraincome. Long term tenant.

Parking. $189,900

March 7th - 14th

SOLD

2 HOMEFINDER WEEKLY Reference Guide Inc. Cornwall/S.D. & G. 613.935.7503 www.homefinderweekly.com March 7th to March 14th, 2013

#304-33 CUMBERLAND ST.Downtown 2yr old 1174 sq.ft. 2br,

2 bath condo on 3rd floor w/ensuitelaundry, all laminate floors.

$214,900 MLS J3079

35A FIRST ST W #6 Upper level downtown 2 bedroomcondo with cathedral ceilings, gas

fireplace and private balcony$166,900 MLS J3627

2219 HERON COURTBrand new 1200 sq.ft. 2 br home

w/custom kitchen, main floor laundry. $249,900 net HST incl.

MLS J2649

1304 ARBA COURTBrand new custom finished 2 br

w/central air and paved drive. $232,900net HST incl. MLS J0706

1308 ARBA COURTNew home with high efficency FAGas furnace, hardwood &ceramic floors on main level.$239,900 net HST incl. MLS

1316 ARBA COURTBrand new 1170 sq.ft. 2br

w/double attached garage and finished family room in bsmt.

$255,000 net HST incl. MLS J1693

200 BALMORAL AVEWell maintained 3br brick

bungalow with in-law suite set up.FAG furnace, central air.$179,000 MLS K0189

INCOME PROPERTYWell maintained duplex in

centre town with updated roof(2009) and most windows.

$105,000 MLS K0399

REDUCED TO BE SOLDNow priced @ $82,500

9,600 sq.ft. commercial zoned condo/gymnasium with other

allowable commercial uses undercurrent zoning. MLS J3200

5341 CTY RD 15Great 2.4 acre country hilltop setting just west of Cornwall.Open concept, 3br, separate

garage. $264,000 MLS K0598

722 Pitt St., Suite 111, Cornwall

DaveMcDonaldSales Representative

Office: 613-938-3860

105 WESTMOORELANDRoomy split level set on a

professionally landscaped lot inpopular Riverdale

neighbourhood. Fenced yard,garage, gas heat, central air, heatedinground pool and lots of upgrades.

Flexible possession. See it now!

Asking $222,500

12820 COUNTY RD. 43 W.The former

Maple Ridge Public School.Solid 23,000 sq. ft. building

set on 10.6 acreson a highly visible county road.Currently zoned ‘Institutional’.

Asking $239,000

Direct: 613-330-4104

A variety of serviced building lots in South Lancaster, some waterfront, up to half an acre,

priced from $49,000 - $105,000

18251 COUNTY ROAD 2

Uncommon Opportunity - A mixed commercial-residentialproperty only 3 miles east of Cornwall. 4000 sq. ft.

shop/business area, plus 2 large residential apartments.ASKING $549,000

Lower amortizationis money inyour pocketWhen I started in the mortgageindustry, the maximun amortizationwas 25 years.

A lower amortization rate may seem way out of your budget,

but adjusting your spending can help you save a lot in the end.

Since then, it’s moved to 40

years, to 35 years and now the

maximum of 30 years.

Changes to amortization carry

concerns for some, so I thought I

would give you some more details

to assist you in understanding

how lower amortizations can

equate to a lot of money in your

pocket and help build equity in

your home at a faster rate.

Some concerns clients have are:

No longer being able to qualify

for a mortgage based on the lower

amortization, or a lower amortiza-

tion means a big increase to

payments and negatively impacts

your buying power. This is not

true; rates were much higher

when all we had was 25-year

amortizations.

In fact, rates were as high as

21% and people still purchased

homes.

To illustrate this, let’s look at a

mortgage based on $100,000 at

5%. The payment increases by

$47,91 when we move from a

30-year amortization to 25 years.

To be more relevant, on a

$400,000 mortgage at 5%, the

payment increases by $191,66 but

you can save more than $70,000

in interest costs.

That means some people are

giving away significant portions

of their hard-earned salary for the

longer amortization.

Choosing a 25-year amortization

as opposed to a 30-year amortiza-

tion will speed up the rate in

which you build equity in your

home.

Some budgets are tighter than

others, but when was the last time

you reviewed your spending

habits?

Can you find $48 a week, which

is the additional payment amount

needed to save up to $70,000 in

interest? Take the time to review

your budget.

Tools such as BMO’s Money

Logic provide ways of tracking

and managing your spending,

even on a daily basis. It can

provide you the intricate details of

how you spend your money.

Once you have reviewed your

spending, use MoneyLogic to

help you stay on track by

providing you with alerts once

you have gone over your spending

budget. Take time to sit down

with a mortgage specialist

annually to review your situation.

I encourage you to visit your

banker and understand how so

little can save you so much.

Steven Soule is the area mortgagespecialist for BMO Bank ofMontreal. If you have a questionabout home financing, reach him [email protected] call 613-676-0461

BMO Bank of Montreal

SOLD

NEWLISTING

March 7th to March 14th, 2013 HOMEFINDER WEEKLY Reference Guide Inc. Cornwall/S.D. & G. 613.935.7503 www.homefinderweekly.com 3

Maurice Sauvé

Broker of Record

613-525-294039 Main St. N., AlexandriaSAUVÉ REAL ESTATE LTD BROKERAGEFor these listings and more, please visit

www.sauverealestate.ca

WILLIAMSTOWN

ALEXANDRIAATTRACTIVE 2,400 SQ.FT. COUNTRY HOME ON 13.8

ACRES LOCATED A FEW MINUTES WEST OF ALEXAN-DRIA. BEAUTIFUL HARDWOOD FLOORS, SPACIOUS LIV-ING ROOM, 3 UPSTAIRS BEDROOMS WITH CATHEDRALCEILINGS, 5 PC BATHROOM WITH WHIRLPOOL TUB &

SKYLIGHT. NEW BASEMENT REC ROOM. BIG ATACHED 3SEASON SUNROOM WITH PATIO DOOR FROM

KITCHEN/DINING ROOM LEADS TO OUTSIDE DECK &ABOVE GROUND SWIMMING POOL. COMBINATIONWOOD & ELECTRIC FURNACE. NICE LANDSCAPING

WITH MANY TREES & PARTIAL VIEW OF MIDDLE LAKE.$285,000

IMPRESSIVE NEWLY BUILT SPACIOUS VILLAGE HOME, 2,300 SQ.FT. MOSTLYWOOD FLOORS, LARGE ROOMS, POCKET DOORS. NATURAL GAS FIREPLACEIN LIVING ROOM & DINING ROOM. STORAGE BASEMENT 4FT 8 INCHES ' HIGH,

SMOOTH CEMENT FLOOR, ALL INSULATED. VERANDA ON NORTH SIDE OFHOUSE & DECK ON FRONT. KOI POND 15 X 25, FILTERED, BEAUTIFULLY LAND-SCAPED, DOUBLE WATERFALL, HAS NIGHT TIME LIGHT. TRIPPLE DRIVEWAY.INSULATED GARAGE-SHOP 15 X 23. EXCELLENT DRILLED WELL 18 GALLONSPER MINUTES. BIONEST SEPTIC SYSTEM 2008. NATURAL GAS $1,200/YEAR.

ELECTRICITY $2,400/YEAR. CLOSE TO STORE, RESTAURANT, LIBRARY, TENNISCOURT, SOCCER FIELD, OUTDOOR RINK, FAIR GROUNDS, RAISIN RIVER &

HOME OF ONE OF THE OLDEST FAIR IN ONTARIO. $315,000

BAINSVILLE

ELEGANT SPACIOUS COUNTRY HOME.STONE FIREPLACE, CATHEDRAL CEILINGS,SPACIOUS COUNTRY KITCHEN, BIG LIVING

ROOM, PATIO DOOR TO SCREENED-INPORCH, LARGE MASTER BEDROOM

WITH WALK-IN CLOSET. MOSTLY RECENTWINDOWS. BEAUTIFULLY LANDSCAPED

WITH MANY MATURE TREES. IN MOVE-INCONDITION. $198,800

EXCELLENT COUNTRY PROPERTY ON 3.5 ACRES, TREED &LANDSCAPED. VERY WELL BUILT RAISED BUNGALOW WITH

ATTACHED GARAGE. BRICK FIREPLACE IN LIVING ROOM, WOODSTOVE IN BASEMENT. ALL VARNISHED HARDWOOD FLOORS.

PATIO DOOR TO SCREENED-IN DECK. SIX YEAR OLD ELECTRICFURNACE WITH HEAT PUMP AND AIR CONDITIONING. BASEMENTHAS LARGE WINDOWS & ACCESS TO GARAGE. NEW 4 YEAR OLDDRILLED WELL. SEPTIC EMPTIED 2 YEARS AGO. ROOF 6 YEARS

OLD. BIG STORAGE SHED WITH ELECTRICITY. ABOUT 1 ACREWOOD AT BACK. ELECTRIC COST ABOUT $1,300. & ABOUT 5

CORDS OF WOOD. FRONT DOOR, PATIO DOOR & FRONT PIC-TURE WINDOW 3 YEARS OLD. $188,800

WILLIAMSTOWN

ATTRACTIVE CENTURY BRICK HOME CENTRAL-LY LOCATED. THIS 3,350 SQ.FT. HOME HAS SPA-

CIOUS ROOMS WITH MOSTLY HARDWOODBIRCH FLOORING & ORIGINAL TRIM. WOOD

FIREPLACE IN FORMAL LIVING ROOM & WOODSTOVE IN DEN. ORIGINAL STAIRCASE. BASE-

MENT HAS WORKSHOP & STORAGE. BIG BACKYARD & LARGE DECK. STILL HAS COMMERCIALAREA OF 3 OR 4 OFFICES AT NORTH ADDITION.

ZONED SPU 20. SEPERATE ENTRANCE. $328,000

CORNWALLIMPRESSIVE, SPACIOUS VICTORIAN TYPE HOME

BUILT IN 1914. CLASSY INTERIOR WITH FORMAL DIN-ING ROOM & LIVING ROOM. ALL HARDWOOD FLOORS,ORIGINAL WOOD WORK & MOULDINGS. WOOD POCK-

ET DOORS. BEAUTUFUL STAIRWAY. NEW KITCHEN.RECENT WINDOWS. PELLET STOVE IN FAMILY ROOM.OIL FURNACE IN 2008. ATTRACTIVE BIG LANDSCAPED

LOT WITH LOTS OF PERENIAL FLOWERS, TREES,ROCK GARDEN. TERACOTA WALKWAY. FRONT

VERANDA. EASY COMMUTE TO MONTREAL. $228,800

BAINSVILLETWO COTTAGES ON SAME LOT OF 105 X 150

FEET, BOTH IN VERY GOOD CONDITION. EACHHAS A DUG WELL AND A HOLDING SEPTIC TANK.EACH COTTAGES HAS A KITCHEN, LIVING ROOM,

2 BEDROOMS AND A 2 PC BATHROOM. TWODRIVEWAYS. EAST COTTAGE IS 21 X 31.5 FEET.WEST COTTAGE IS 25.5 X 33 FEET. ACCESS TO

LAKE ST FRANCIS & TO CREEK. BOTH COT-TAGES ARE FURNISHED. $73,800

NORTH GLENGARRYLAKE ST. FRANCIS WATERFRONT PROPERTY. BEAUTIFUL

LOT OF 100 X 704 FEET, 100 FEET WATER FRONTAGE.SWIMMING, BOATING, FISHING. ALL NEW DECKING ALONG

THE WATER, MANY TREES & SHRUBS. ATTRACTIVE ALLBRICK BUNGALOW 1800 SQ FT. BUILT IN 1997. LARGE DECK

FACING LAKE WITH PATIO DOORS FROM DINING NOOK &KITCHEN. FAMILY ROOM HAS FIREPLACE & INCLUDES A 42INCH WALL T.V. HARDWOOD & CERAMIC FLOORS. FINISHEDBASEMENT WITH LARGE REC ROOM HAS GAS FIREPLACE

STOVE. DOUBLE INSULATED GARAGE. $549,000

LANCASTER

NEWPRICE

321 NINTH STREET EAST,CORNWALL - $159,000

3 bedroom home. Natural gas fireplace in living room,patio doors lead to deck with above ground pool. Fenced

in yard with 8x12 utility shed. Ceramic, hardwood &floating floors. Bedrooms are on upper level with a large

spa like bathroom. A nice cozy rec room in basementwith laundry room & 2pc extra powder room space.

Suite 111, 722 Pitt St., CornwallCell: 613.362.2305

Office Telephone: 613.938.3860Fax: 613.933.3860

Toll-free: 866.938.3860Email: [email protected]

www.moniquedrake.ca

Monique Drake, Sales Representative

16495-16499 CEDARVALE RD., NEWINGTON - $189,500House has 2 bdrms on main floor with 3rd in basement being used for office

at present. Family room with bar area, spacious laundry with plenty of storage. Double

paved driveway & detached garage 24' x 24'. Across the 1.73 acre lot there's a propane

heated shop 2700 sq/ft with 5 bays, 1 hoist incl. A paint booth. Many potential uses!

IF YOU ARE THINKING OF

BUYING OR SELLING

WHILE THE INTEREST

RATES ARE GREAT...

CALL

MONIQUE 1ST

301 BELMONT STREET,CORNWALL - $119,000

2 storey, 3 bdrm home with hardwood floors throughout, new forced air gas furnace, 200 amp service, extra insulationblown in the exterior walls and freshly painted outside all in

July 2012. Three season enclosed front porch. Full,dry, insulated basement with laundry. Detached single car garage

with garage door opener, paved drive and fenced yard.

SUNDAY, MARCH 10TH FROM 1-3PM

OPENHOUSE

SOLDOffice: 613-938-3860

Suite 111, 722 Pitt St., Cornwall

ROYAL LEPAGE

NATIONAL SALES AWARD2007-2012

Stephen Kyte

Broker

I have investors wanting to purchase income property. Duplex, triplex, fourplex, etc.

are in great demand.

Contact me today!

Jim Standing

Broker

Cell: 613-936-3860Email: [email protected]

Call Jim Standing!

"YOUR MLS CONNECTION"

4 HOMEFINDER WEEKLY Reference Guide Inc. Cornwall/S.D. & G. 613.935.7503 www.homefinderweekly.com March 7th to March 14th, 2013

Direct: 613-662-3948 Email: [email protected]

TomDunne,

Broker

TracyWheeler,Sales RepresentativeDirect: 613-577-1948 Email: [email protected]

Direct: 613-363-3052 Email: [email protected]

Laurin (Moe)Maurais,Sales Representative

Direct: 613-360-4645 Email: [email protected]

DeanMacdonell,

Broker

329 ANDRE AVENUE,CORNWALL

Good Starter home with 2 bedrooms, large modernkitchen on a comfortable lot with detached garage

and usable basement.$119,900

Direct: 613-330-9162 Email: [email protected]

AaronFortier,

Sales Representative

6326 MURRAY CRT., CRAIG’S QUAY, BAINSVILLE

Bungalow right on the canal. Viewsof the lake and mountains. Windowsand shingles replaced very recently.

1+2 bedrooms and two 3 piece baths.10Km from QC. $174,500

16121 NORTHFIELD RD.,LUNENBERG

1.5 storey, 4 bedroom home and 3 outbuildings are nestled on 3.51 acreswith 460 feet frontage. Dug and a drilled

well. Heated by an efficient wood burning exterior furnace. $125,900

6270 - 94TH AVE,BAINSVILLE

Less than 10km from the QC border!Move in condition! Hardwood andceramic floors with lots of built in

cabinetry throughout. Quiet, parklikesetting on Lac St. Francis! $369,900

18420 KENYON CONC. 12 I.L.Hobby Farm!14.75 acre hobby farm,

1/4 km west of Apple Hill. Renovated1860's home with a 1984 addition.

2,200 sq ft, 4 bedroom home. Lots ofroom for a growing family. Set backfrom the road with lots of privacy!

Only $205,000

17351 HWY. 43, MONKLAND1525 sq ft, 3 bedroom home. Many renovations. Landscaped yard and

separate fully fenced yard. Also featuresdetached 20' x 40' garage for the handy

man to play in and another 16' x 24' former bank building that could havemany possible uses. Only $159,900

238 ST. FELIX ST., CORNWALLDuplex with good income!

Main floor 2 bedroom and upper level 1 bedroom close to the college.

Private driveway. Great for the investor or live in one unit and rent out then other to pay the mortgage!

Only $79,900

THINKING OF BUYING OR SELLING?

SPRING MARKET HAS BEGUN! LOOK AT WHAT’S AVAILABLE!

1776 ELGIN ST., CORNWALL

Dont miss this one. 4 Bedroom raised bungalow in North end on quiet street.

Paved drive with attached garage.Large bedrooms on main floor,

rec/entertainment room in basement.Go to realtor.ca MLS#K0630

to view interior photos.

105 TOLLGATE RD. W.,CORNWALL

3 Bedroom, open concept kitchen,dining and livingroom. Recent

updates include kitchen, flooring,light fixtures, windows, doors and so much more that makes this an

ideal first home. $139,900

NEWLISTING

NEWLISTING

26 SPRUCE STREET, INGLESIDEBeautifully maintained Tudor style home

featuring built in appliances, wood and gas fireplaces, Sun-room and recent updates

including roof, gas furnace and "Man-Cave" inpart of the heated double garage. Call today foryour private viewing!! MLS# J2835 $234,900

1410 PITT STREET, CORNWALLGreat business location with high traffic exposure.

Possibility of combined commercial/residential.Ideal for medical practice due to close proximity

to clinic and pharmacy. Would fit many other business models as well.Call me for your private

viewing! MLS# K0075 $209,900

Direct: 613-362-2461 Email: [email protected]

R. BrockFrost,

Sales Representative

CASH FLOW, CASH FLOW

Unique 5-plex in the heart of the city.

Heated by natural gas, separate meters,

tenants pay own utilities.

$229,000

56 DICKINSON DRIVE, INGLESIDELiving room w/ gas fireplace, kitchen with ample

cupboard space. Large master w/ walk-in closet and sitting area. Small rec room, washroom/laundry roomand workshop. High efficiency gas furnace with air

conditioning and the roof was replaced in 2009. Newwiring has also been installed in the garage. $159,000

78 HICKORY STREET, INGLESIDE

3+1 bdrm raised bungalow withopen concept kitchen, dining andliving room, 2 baths and finished

basement. Double pave drivewith 20x40 garage. $239,900

68 CHARLES STREET, CRYSLEROn Going Business opportunity! Crysler Home

Center is a well established hardware Store. Offers all aspects needed; plumbing, electrical,

hardware, tools, paint, seasonal items, kitchenware,propane refill station, giftware, sporting goods,lighting and fixtures, automotive, pet supplies,

audio/visual, electronics, cleaning supplies, whatmore could you need? Current owners celebrating

their 37th Anniversary in the business. Make the next one yours?

BUILDING LOTS - Several locations (Avonmore, Newington, Finch)

and sizes to choose from! Call for detailed info to each lot!

30 MAIN STREET, NEWINGTONThis 2009 energy efficient bungalow with open concept cathedral ceiling living area, 4 bedroom

2 bath home is awaiting a new family! Along withthis beautiful home sits a horse stable with 4 box

stalls, 3 tie stalls, tack room and storage. All this sitson just over 6 acres of land with fenced pastures.While sitting on your front deck enjoying your morning coffee, curl up with a book and gaze

at your horses all in a quiet setting. Call today for full details!

14755 SANDTOWN ROAD, NEWINGTON - $399,900

Beautiful Hobby Farm located on a paved road. 3 Bedroom, 2 Bath home with a great country kitchen

boasting nice oak cupboards. The barn is suitable for cows or horses with fenced pastures

and many updates. The machine shed is any hobbiest dream work area!

Pictures can not tell enough about this great property, come out and see for yourself!

16330 FAIRVIEW DR., AVONMOREGreat open kitchen and dining room, large living

room with great wood stove for heat! Call today to come out and see this property

for it’s full potential! $84,000

NEW PRICE

20 HARRISON STREET, ALEXANDRIABeautiful 3+1 bedroom home on a quiet street.

Come and enjoy your morning coffee overlooking the Mill Pond.

23 VICTORIA STREET, FINCHThis family home has 4 bedrooms along with 2 fullbaths. Den area on the main floor as well as a greatrec room on the second level. Head outside to the

deck out back leading to an in-ground pool!

Direct: 613-913-0891

Office: [email protected]

www.ISellHomes4You.com

www.performancerealty.com

111-722 Pitt Street Cornwall K6J 3R9

Hilda Buiting, Sales Representative

March 7th to March 14th, 2013 HOMEFINDER WEEKLY Reference Guide Inc. Cornwall/S.D. & G. 613.935.7503 www.homefinderweekly.com 5

Phone: 613 938-5635 Cell: 613 676-0461

Email: [email protected]

ShrinkyourmortgageBe mortgage free sooner,only from BMO®

2.99%APR

1

STEVEN SOULEMobile Mortgage Specialist

Be confident you’ll be protected if ratesrise, with a great 5-year fixed rate.And with a maximum amortization

of 25 years, you’ll pay off your mortgagefaster. Now that’s smart borrowing.

1The Annual Percentage Rate (APR) for the 5-year low-rate fixed closed mortgage is 2.99%. APR assumes nofee(s) apply. If we require you to obtain an appraisal, the appraisal fee would increase your APR. Funds must beadvanced within 90 days from the date of application. Offer may be changed, withdrawn or extended at any time

without notice. Applications are subject to meeting Bank of Montreal’s usual credit creteria. Some conditions mayapply. This offer is not available for Homeowner ReadiLine®. ®Registered trade-marks of Bank of Montreal.

Cornwall: 613.935-7503Prescott: 613.925.5538Toll Free: [email protected]

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Call for your quote today!"TARGET YOUR MARKET"ATTENTION REAL ESTATE AGENTS!

Place your business card here!

Contact:

[email protected]

or call 613-935-7503

STORM REALTY CORNWALLReal Estate Brokerage Independently Owned and Operated

Tracy Wheeler, Sales Representative408 Pitt Street, Cornwall, ON K6J 3R2

Office: 613-932-4663 Fax: 613-932-3600

www.stormrealtycornwall.com

www.wheeler4homes.com

[email protected]

Direct: 613-577-1948

425 HOOPLE AVENUE,CORNWALL

2 bdrm home. Wellmaintained and movein ready with many

updates. Kitchen withample cabinets, formal

dining, recroom inbasement large fully

fenced yard, anddetached garage.

$144,90016 OTTAWA STREET,

MORRISBURG

Waterview, 2 Storey 3 bedroomhome near boat launch, close topark and all community events.Home features eat in kitchen,

livingroom with hardwoodfloors, family room,

2 bathrooms,fenced yard withabove ground pool and a largedetached garage with ample

parking. $194,500

Home features, a largekitchen, dining and livingroom with gas fireplace,

finished lower level, a largermaster bedroom with gas

fireplace and separate accessto rear deck with water view.Large double attached garage,

multi level decks, aboveground pool, and docking in

your own back yard. $469,000 21 VIN VISTA DRIVE,

INGLESIDE

OPEN HOUSESUNDAY, MARCH 10TH, 1-3PM

3219 MAIN STREET,AVONMORE

Better than renting. Good starter home inthe quiet village of

Avonmore. 2 Bedroomhome, spacious kitchen,dining and living room.Home is cute and cozywith lots of potentialand detached garage.

$89,500

111, 722 Pitt St. CornwallPhone: 613.938.3860 Fax: 613.933.3860

Mobile: 613.363.8304 [email protected]

Susan Helmer,Sales Representative

AULT ISLAND! WATERFRONT!A SLICE OF ST. LAWRENCE HEAVEN!

This one of a kind 4 Bdrms, 3 Baths, was built in2000. Features 2 Master Suites, with one being on

the main floor. Quality construction with pocket doors,crown moulding, hardwood and ceramic floors.

Spacious main rooms for entertaining the crowds. Why wait until Spring? Call for more details. $810,000

RIVERDALE NEIGHBOURHOODAA most lovely Riverdale bungalow, situated on a fenced 75' x 100' site.

Many, recently well integrated improvements, including the front deck and the covered rear deck.

Economical gas heating and central air. The home is readyfor a nice family and in move-in condition. Bus stop nearby.

View it today! You'll like what you'll see. $178,900

LOOKING FOR SOMETHING OUT OF THE ORDINARY?THIS IS IT!

Sprawling and unique in design, this Ault Island propertyis situated on the forest's edge, where you can hike, bike or just walk the beautiful trails. Thousands spent

on creating a serene permanent home/weekend retreat.Note the spacious kitchen and living room - perfect for

entertaining the crowds. $399,900

CENTRAL LOCATION!

Well maintained 3 bedroom centrally located homeloaded with charm and character. Features hardwood throughout, updated kitchen, updated bath,

gas heat with central air, central vacuum. Home is situated on an IRR lot 33' x 176'.

$162,900

Presented by

OPEN HOUSESYour guide to...

The Homefinder Weekly

Only Open Houses from licensed Real Estate Brokers, Sales Reps, and licensed developers or builders will be featured in this section.

You can download and print this section online at

www.homefinderweekly.com/openhouses

Office: 613-938-3860

Monique Drake,Sales Representative

SUNDAY, MARCH 10TH,1-3PM

16495-16499 CEDARVALE RD., NEWINGTON

$198,000

Office: 613-933-3283

Sandy Cameron, Broker of Record

SUNDAY, MARCH 10TH,1-3PM

$239,900

1308 ARBA CRT., CORNWALL

Office: 613-933-3283

Bud Arthur, Broker

SUNDAY, MARCH 10TH,1-3PM

$249,900

2219 HERON CRT., CORNWALL

Office: 613-935-5777

Maryse Gagnon-Ruest, Broker

SUNDAY, MARCH 10TH,1-2:30PM

733 LYNN STREET, CORNWALL

$134,900

INC. BROKERAGE

Office: 613-937-4445

Diego Delgado, Sales Representative

SUNDAY, MARCH 10TH1-2:30PM

823 CUMBERLAND ST., CORNWALL

$88,000

Office: 613-937-4445

Norma Lamoureux, Sales Representative

SUNDAY, MARCH 10TH1-2:30PM

240 EIGHTH ST. EAST, CORNWALL

$119,900

Office: 613-932-4663

Tracy Wheeler, Sales Representative

SUNDAY, MARCH 10TH,1-3PM

16 OTTAWA ST., MORRISBURG

STORM REALTY CORNWALLReal Estate Brokerage Independently Owned and Operated

$194,500

Feature your

OPEN HOUSE in this practical Guide! 

Ask your Realtor to advertise in the HOMEFINDER!

[email protected]

6 HOMEFINDER WEEKLY Reference Guide Inc. Cornwall/S.D. & G. 613.935.7503 www.homefinderweekly.com March 7th to March 14th, 2013

PROPERTIES FOR SALE

LOT FOR SALE11 acres building lot on Glenroy Road, mostly cleared with some mixed bush.

Some financing available.

Asking $45,000 613-551-2593

CORNWALL SD&G

www.homefinderweekly.com

PICK UP YOURFREE COPY WEEKLY!

LOOK FOR OURBLUE OUTDOOR BOXat your Real Estate agencies!

WEEKLY REAL ESTATE PUBLICATION

www.eslconstruction.ca [email protected] / 613-551-1088

GREAT LOCATION on Abagail Crescent in Long Sault (Off Moulinette Road) near the St. Lawrence River.Fully serviced lots. Just minutes from Cornwall & USA border & one hour from Montreal & Ottawa.

Lot size varies from 60x120 to 60x175 price starting $49,900.00

What is staging? Who needs it?Staging is preparing the stage (your house) for a grand finale performance (for sale). Home staging is about

illusions. It's beyond decorating and cleaning. It's about perfecting the art of creating moods. Staging makes

your house look bigger, brighter, cleaner, warmer, more loving and, best of all, it makes home buyers want

to buy it.

Liz’ Tips (part 2)

Liz’ TipsBy: Liz Quinn of Design’in-MindMaximum Impact with Minimal InvestmentBrockville, Ontario

Use Your Senses

Stagers offer this tip for those staging for an open house:

Bake some bread or cookies. They say a comforting smell

makes buyers feel at home when considering a purchase.

And don't forget the sense of taste -- pros say offering

those freshly baked cookies and some coffee encourages

people to stick around and consider your home for a

little longer.

How much value does home staging add?

According to some pros, a staged home can bring in 6 to

20 percent more than the same home without staging

[source: Staged Homes]. In a slumping market, however,

the goal may be to retain as much of the original price as

possible. If you want (or need) to quickly unload your

property, you might have to lower the asking price -- but

home staging could help you avoid that. Real-estate

agents usually recommend lowering the home price about

3 percent after a few months [source: National Associa-

tion of Realtors]. On a $250,000 home, that's

a reduction of $7,500. Most professional home

stagers charge less than $5,000. According to Staged-

Homes.com, 91 percent of homes staged by accredited

professionals sell in one month or less. So, if your staged

home sells quickly, you could be saving yourself from a

price reduction.

According to the National Association of Realtors,

national home sales for October 2007 were down 5.1

percent compared to the previous year. If a home is on

the market for a year, the homeowner would have to cut

the price by an average of 5 percent, so a $250,000 home

would be reduced about $12,000.

Most reputable stagers and real-estate agents agree

that staging can only help so much, though. If no one is

coming to look at the house, it's the fault of the price.

But if a lot of people are looking but not making offers,

staging can help. The buyers just need an incentive -- and

if they see a more attractive house, they can imagine it

being worth the price.

How Much Does it Cost?

Prices vary depending on where you live and the local

demand for professional home staging. Coastal areas and

large metropolitan cities where home staging has been

prevalent for years command higher prices. Some rea

estate agents help sellers stage the home themselves. Most

listing agents agree, however, that vacant homes show

better with staging and will encourage sellers to hire a

professional stager. Fees* range from $280 depending

on square footage, the amount of work needed, and the

number of rooms staged. Normally, in an average 1,400

sq ft home, staging takes one hour per room: if a stager

spends less in one room (ie. bathroom), the next room

(ie. family room) might need more time. *additional

travel fees might apply if outside service area

What can a Vendor do to help defray staging fees?

A stager is also available for a minimum 3-hour* consul-

tation. This allows the stager to walk through each room

with the homeowner and discuss the work / de-cluttering

that needs to be done prior to staging. After the

de-cluttering is complete, the home can hire a profes-

sional to stage the home. *additional travel fees might

apply if outside service area

What is the end result?

Staging will provide your house “the stage” for that grand

finale performance… The end result is hanging up the

“Sold” sign & sending out “here’s our new address” cards

to your friends!

For “Maximum Impact with Minimal Investment”call Liz Quinn Design’in-Mind 613 342 4141

After

Before

BUILDING LOTS FOR SALEWE CAN BUILD YOUR DREAM HOME

OR BUILD YOUR OWN HOME

HHeerree’’ss mmyy ccaarrdd

Your Industry Professionals

Looking to reach home owners? Place your business card in front of

home buyers and sellers

and watch your business grow!

ONLY

$$1177WEEKLY

Where's YOUR card? To advertise, call Sylvie Legault at 613-935-7503

or email Jessica Campbell at [email protected]

March 7th to March 14th, 2013 HOMEFINDER WEEKLY Reference Guide Inc. Cornwall/S.D. & G. 613.935.7503 www.homefinderweekly.com 7

Mortgage Specialists Real Estate LawyersWelcome to a

more comfortable financing experience!

Branch hours when you need us most:Monday to Friday: 8am – 8pm,

Saturday 8am – 4pm, Sunday 12pm – 4pm613-933-1433, Ext 234

Cornwall Square

Real Estate Lawyers

Roger R. DubéAVOCATS & NOTAIRES

BARRISTERS & SOLICITORS

www.dubelawcornwall.com

Roger R. Dubé, LL.B

[email protected]

26 - 9TH ST. EAST

CORNWALL, ONTARIO

K6H 2T8

Eric Dubé, B.Soc. Sc., M.S.T., LL.B

[email protected]

OFFICE: 613 938-2857

FAX: 613 938-6784

P.O. Box 910 Oak StreetLancaster, OntarioK0C 1N0

Paul D. SyrdukBARRISTERS, SOLICITORS, NOTARY PUBLIC

Serving S.D.&G. and Prescott-Russell

613-347-2423(9 a.m. - 5 p.m. Daily)

Fax: [email protected]

Kitchen Renovations

30 Years Experience

We Fix Ugly

Kitchens

Come See Us At Our Showroom

12 Sixth Street East, Cornwall, ON 613-938-7160

[email protected] www.morrisburgkitchencabinets.com

SnowRemoval

Kim Racine

MovingCompanies

Electrical Contractors

Stephane St DenisOwner/Operator

Residential-Commercial· SERVICE UPGRADES ·

· RE-WIRE ·

· NEW CONSTRUCTION ·

· FIRE ALARM SYSTEMS ·

· AND MUCH MORE... ·

613 [email protected]

ECRA/ESA lic. # 7009315

Heating& Cooling

exitrealtyseaway.com506 Pitt Street Cornwall. Office: 613-937-4445

Judi AugerBroker of Record

Cell: 613-930-3536

Dawna BamfordSales RepresentativeCell: 613-330-6238

Brian CarterSales RepresentativeCell: 613-360-3494

Ron CorbettSales RepresentativeCell: 613-330-8094

Robert CrumpSales RepresentativeCell: 613-930-5076

Norma LamoureuxSales RepresentativeCell: 613-551-8788

Joan MacKenzieSales RepresentativeCell: 613-551-5869

Harold DoumaSales RepresentativeCell: 613-363-9423

Paul BourgonBroker

Cell: 613-551-8436

Diego DelgadoSales RepresentativeCell: 613-363-7596

Chad ColeSales RepresentativeCell: 613-861-2653

506 Pitt Street Cornwall. Office: 613-937-4445

Jessica AugerSales RepresentativeCell: 613-577-3375

“Working from sign up

till sign down”

Henrietta DuvallOwner/Sales Representative

Office: 613-937-4445Direct: 613-930-5372www.homescornwall.ca

End your search here! This large and spacious home offers a large living room warmed with awood burning fireplace, separate dining rooms, updated eat in kitchen and main level laundry.Craftsman style stairs lead to upper level offers 4 good sized bedrooms, updated family bath,

with entrance to Master bedroom, lots of bright windows and hardwood floors. The basement is unspoiled and a great place for additional utility. Many updates to this

home including furnace, decking, siding and so much more. The large insulated garage will offer lots of space for cars or workshop area. Utility shed available for additional storage of lawn

maintenance equipment. Spacious yard and located next to recreational area. $219,000. Call Henrietta @ 613-937-4445 today to arrange your private viewing.

16354 NICHOLAS ST., AVONMOREGreat starter home. Main level offers large kitchen,

living room and nice sized family room. Upper level has 2 bedrooms and 1 bath.

Call Joan today 613.551.5869

276 NORTHWOODS CRESCENT, CORNWALL $285,500

Looking for a raised bungalow in a great area? Look no further! This open concept 2+2 Bed home features hardwood flooring

and a finished basement. You won't want to miss this one, call Chad at 613-861-COLE (2653) and book your viewing today!

OPEN HOUSE: SUNDAY, MARCH 10TH FROM 1-2:30PM823 CUMBERLAND STREET, CORNWALL $88,000

Centrally Located, Good Starter HomeCall Diego Delgado

613-363-7596

497 WICHERS WAY, WINCHESTER $199,900This affordable 3 bedroom bungalow is located on a very quiet street

with a backyard that backs on to farm fields. The newly renovatedfloors, doors, and paint make for a bright and airy living area.

The I.C.F. foundation contributes to a lower heating cost. Total energycost for 2012 was approx. $2800. Call Harold at 613-363-9423

OPEN HOUSE: SUNDAY, MARCH 10TH FROM 1-2:30PM240 EIGHTH ST. EAST, CORNWALL $119,900

GREAT CENTRAL LOCATION, LARGE LOT, DETACHED GARAGE AND DRY BASEMENT. QUICK POSSESSION AVAILABLE. FURNACE (2012),

SHINGLES (2012) HOT WATER TANK (2012). Call Norma 613-551-8788

Rediscover LivingIN ARROWHEAD ESTATES

Irene CameronSales Representative

Office: 613-937-4445 Direct: [email protected]

17235 NORMAN DR, MOOSE CREEK - $374,900

Ideally located for commuters. Newly constructed hobby farm(2006) 3 bedrooms, two bathrooms, picturesque views from

all vantage points. This immaculate, open concept bungalow isperfect for entertaining with its bright kitchen opening up to

the dining room and living room where you will find cathedralceilings and beautiful views of the well landscaped yard and

the surrounding fields. The large master bedroom with sittingarea, walk-in closet, and ensuite bath. 32 acre property is well equipped for farming as a business or a hobby with a

large barn, a machinery shed and a drive shed.

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Only8 7LotsLeft!

Build Your Dream Home! Only 1hr from Ottawa

For more information visit www.ArrowheadDevelopment.com

or www.exitrealtyseaway.com

2217 PITT STREET, CORNWALL $179,900Fully renovated 2 storey home in north end

2 bdrms upstairs , living room and dining room with bamboo hrdwd, redone kitchen,

finished basement with extra bdrm and bath. 11/2 car garage, pool, play structure.

NEWPRICE

OPENHOUSE

OPENHOUSE

Keith MacCuaigSales Representative

Direct: 613-363-3782www.keithmaccuaig.com

6 Trade Up Mistakes To Avoid

Unlike the experience of buying a first home,when you’re looking to move-up,

and already own a home, there are certain factors that can complicate the situation.

lt’s very important for you to consider theseissues before you list your home for sale. Not only is there the issue of financing to

consider, but you also have to sell your pres-ent home at exactly the right time in order to

avoid either the financial burden of owning twohomes or, just as bad, the dilemma of having

no place to live during the gap betweenclosings. Call 613-363-3782 for more info.

10 MONACO CRESCENT, CORNWALLVictorian Style R2000, executive home. Quality, style, spectacular open concept kitchen,

granite counters, inlaid counter table, hardwood floors thru out, screened in veranda and gazebo. 3+1 bedroom home in a prestigious neighbourhood, professionally

landscaped, tastefully decorated, entertainment perfect and designed for family living.Call 613-363-3782 for your appointment.