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Horizontal Analysis Quarterly
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Sheet12011201020092008
2008Item Unit Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q11-E-banking Infrastructure Real Time Online Branches (RTOB) Number 7416708970366727667166346587611960405961585754215857542152825124Automated Teller Machines (ATM) Number 5200494847344562446543754217405539993783352332753523327531213021Point of Sale (POS) Number 405394053944383483625204951577509205168549715483994894446666489444666643903428602- Credit Cards Transactions Credit cardsThousand 1385138415641677161316061632164516641674178517531785175317771551Outstanding Amount **1 Million Rs. 2462624839257992686828280293453125733828435533375874052343860405234386044427445633-Debit Cards **2 Thousand 11990113481091086978140808675556898639558345985514559855145490546804-E-banking Transactions No of transactions Thousand 66234596975642552585533675027046381462824449440039375883766237588376623377330456Value of Transactions Billion Rs. 62325800546246504821447741373898388636053235364632353646411933525-ATM Transactions No of TransactionsThousand 39237348313265730934311422939827255278812523922529214092194821409219481902016385Value of TransactionsBillion Rs.349305287263250233211212189168153158152.85158.28129.46109.916-POS Transactions No tions of Transaction Thousand 3831345036183427366436973895441746654388467045574670455742644373Value of Transactions Billion Rs18162016171718232422222321.6822.7720.2217.17-RTOB Transactions No of transactions Thousand 204781923418204164591736915943142241307913701123621076410452107641045298889121Value of Transactions Billion Rs. 57855425510843294517418538673634365033973043344830433448395432108-Other E-banking Channels **3 No of transactions Thousand 2687218319461765119212321007906889759745705745705601577Value of Transactions Billion Rs. 80534843384240302419181717.9616.714.7514.99Growth Rate 2011Growth Rate 2010 Growth Rate 2009Growth Rate 2008Growth Rate Growth Rate 2009Item Q4 vs Q3Q3 vs Q2Q2 vs Q1Q1 vs Q4 Q4 vs Q3Q3 vs Q2Q2 vs Q1Q1 vs Q4 Q4 vs Q3Q3 vs Q2Q2 vs Q1Q1 vs Q4 Q4 vs Q3Q3 vs Q2Q2 vs Q1Q1 vs Q4 1-E-banking Infrastructure Real Time Online Branches (RTOB) 4.610.754.590.840.560.717.651.311.331.788.04-7.448.042.633.08Automated Teller Machines (ATM) 5.094.523.772.172.063.754.001.405.717.387.57-7.047.574.933.31Point of Sale (POS) 0.00-8.66-8.23-7.080.921.29-1.483.962.72-1.114.88-4.654.886.292.43
2- Credit Cards Transactions Credit cards0.07-11.51-6.743.970.44-1.59-0.79-1.14-0.60-6.221.83-1.791.83-1.3514.57Outstanding Amount **1 -0.86-3.72-3.98-4.99-3.63-6.12-7.60-92.231058.73-7.25-7.618.23-7.61-1.28-0.31
3-Debit Cards **2 5.664.0125.456.840.677.039.527.879.62-2.5216.33-14.0416.334.894.81
4-E-banking Transactions No of transactions 10.955.807.30-1.476.168.380.214.0211.136.52-0.200.20-0.2011.5210.89Value of Transactions 7.456.1917.46-3.557.688.226.130.317.7911.44-11.2712.70-11.27-11.4822.88
5-ATM Transactions No of Transactions12.656.665.57-0.675.937.86-2.2510.4712.035.23-2.462.52-2.4615.3916.08Value of Transactions14.436.279.135.207.3010.43-0.4712.1712.509.80-3.163.37-3.4322.2617.79
6-POS Transactions No tions of Transaction 11.04-4.645.57-6.47-0.89-5.08-11.82-5.326.31-6.042.48-2.422.486.87-2.49Value of Transactions 12.50-20.0025.00-5.880.00-5.56-21.74-4.179.090.00-4.356.09-4.7912.6118.25
7-RTOB Transactions No of transactions 6.475.6610.60-5.248.9412.098.75-4.5410.8314.852.99-2.902.995.708.41Value of Transactions 6.646.2117.99-4.167.938.226.41-0.447.4511.63-11.7513.31-11.75-12.8023.18
8-Other E-banking Channels **3 No of transactions 23.0912.1810.2548.07-3.2522.3411.151.9117.131.885.67-5.375.6717.304.16Value of Transactions 50.9410.4211.6313.16-9.525.0033.3325.0026.325.565.88-5.357.5413.22-1.60
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