8/13/2019 Hot Reply Solicitor Letter to Send*** Has Bite

1/2

00 April 2011

Solicitors

Re: Scum Banking PLC

Account Number: 123456789876

To Whom it may concern:

Its clear to me that you have not read my last letter to your selfs even though it was

delivered and signed for on the 00th April.I have said all along I will pay this alleged debt once I have the relevant documents to

support its lawfulness and I have asked for these several times from all who seam to be

involved and if you look through the CCA 1974 you will find that the agreement does not

meet the criteria set down by the CCA.I will also be putting a counter claim against Scum banking plc and DCs Europe for

unpaid bills I have sent them, which including late fees is adding up..

So to make my self clear please read carefully, I have even made the text bold for easyviewing.

I do not acknowledge ANY debt to your company.

I require you to supply the following documentation before I will correspond further on

this matter.

1. You must supply me with a true signed copy of the alleged Agreement you refer to.

This is my right under your obligation to supply a copy of the Agreement under the

legislation contained within Section.78 (1) Consumer Credit Act 1974 (s.77 (1) for fixed

sum credit) - your obligation also extends to providing a fully itemised Statement ofAccount.

2. You must supply me with a signed true copy of the Deed of Assignment of the abovereferenced Agreement that you allege exists.

3. you are notified that you are obliged to supply these documents, whether you are theoriginal Creditor or not under Section 189 of the Consumer Credit Act 1974.

Non-compliance with my request is a criminal offence under the above Act and will

result in a report being submitted to the relevant Statutory Authorities.

As you are aware, a 'Credit Agreement' that is not properly documented and signed by the

customer is totally unenforceable under the Consumer Credit Act and therefore is a

complete defence to any court claim that is issued.

Your License to operate as a Debt Collection Agency could be revoked if you fail to

adhere to my requests and I take Legal Action against you.

8/13/2019 Hot Reply Solicitor Letter to Send*** Has Bite

2/2

Take note at this stage, that any legal action you may contemplate taking against me will

be both vigorously defended and contested.

Sincerely,

by: authorized party