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Do more, live more, pay less!Multiply is a wellness and rewards programme that encourages you to participate in activities that promote physical, financial and lifestyle wellness. Clients receive excellent discounts on products and services from a number of well-known brands. You can save money on gym membership, travel, leisure, gadgets, products from the online shop and much more.
How it works is simpleMultiply rewards you with great discounts for doing the everyday things you should be doing to ensure a healthy and happy life:• Follow a physically and financially healthy lifestyle. You get access to physical and financial wellness tools either for free or at discounted prices.• Earn Multiply points for using these tools to look after your wellbeing and enjoy great rewards on a wide range of products and services.• Earning more points can improve your Multiply status, which means you get access to even bigger rewards.
Why improve my status?Multiply offers five status levels. When you improve your Multiply status by earning more points, you receive bigger discounts and rewards from our reward partners. Simply put: The more points you earn, the higher your status, the greater the benefits. This means a healthier and happier life – by doing the basic health and fitness activities – and more money in your pocket.
It’s a win-win situation.
Please note that the point thresholds differ for single and family memberships.
How do I earn points?Taking care of our health, fitness and finances is something we should all be doing regularly. With Multiply, you earn points for doing the everyday things that enable you to live a healthy, active and prosperous life. Great rewards for minimum effort – as simple as that. • Get Started• Get Financially Well• Get Moving• Get Healthy
How to EARN points and IMPROVE your status
BronzeSingle | 0Family | 0
SilverSingle | 25 000Family | 50 000
GoldSingle | 45 000Family | 85 000
PlatinumSingle | 60 000
Family | 110 000
Private ClubSingle | 75 000
Family | 130 000And a Multiply member for 2 years
wellness & rewards
| 2
Get Started
By just joining Multiply, you already start earning Multiply points. So, register on the Multiply website and choose to receive your communication electronically - the points will start rolling in.
Event Conditions Provider Points per event
Single member
points limit
Family membership points limit
Maximum category cap 10 000 15 000
Join Multiply Once only Multiply 2 000 2 000 2 000
Register or update your contact details online
Once a yearMomentum
website1 500 1 500 3 000
Complete the About You form online
Once a year Multiply 1 500 1 500 3 000
Talk to me electronicallyOnce a month
Momentum website
250 3 000 6 000
Log on to Momentum’s website
My RewardsPer page visited (Once a day)
Momentum website
50 3 000 6 000My Momentum
YourFinancialWellness
| 3
Get Financially Well
With the global and local economy constantly in the spotlight, it might be easier just to stick your head in the sand when it comes to your finances. We recommend a different approach.
Assess how financially fit you are, be financially aware and budget. We can help you do this and you will earn Multiply points in the process.
Event Conditions ProviderPoints
per event
Single member
points limit
Family membership points limit
Maximum category cap 30 000 50 000
Use myScore to understand your lifestyle needs
Short term
Once a yearMomentum
website/myScore
500
5 000 10 000
Life cover 500
Medical aid 500
Financial savvy 500
Critical illness and functional impairment
500
Retirement 500
Estate planning 500
Income protection 500
Bonus points on completion of all categories
1 000
Capture, manage and protect your documents with myFiling
Per document uploadedMomentum
website/myFiling
100 1 000 2 000
Manage your finances with myFinTrack
Once a monthMomentum
website250 3 000 6 000
Determine the impact of your financial decisions with mySmarts
Save a calculator Per calculator
savedMomentum
website50 500 1 000
Get sound financial advice
Life cover
Points awarded for each
completed category, once a year, only if
claimed within 3 months of completion
Momentum Financial Advisors/
Independent Advisors
1 000
12 000 24 000
Critical illness and functional impairment
1 000
Retirement 1 000
Estate planning 1 000
Income protection 1 000
Medical aid 1 000
Short term 1 000
Bonus points on completion of 5 out of 7 categories
5 000
| 4
Event Conditions ProviderPoints
per event
Single member
points limit
Family membership points limit
Get rewarded for having Momentum policies
Max of 1 point for every R5 recurring premium paid or 1 point for every R1 000 fund value
Once a month
Momentum policies/
Qualifying Medical
Schemes
Variable per month
Single: Max 250 per product per
monthFamily: Max 500 per product per
month
9 000 18 000
Review investment portfolios or switch investments online
Twice a yearFundsAtWork
(FAW)400 800 800
Use FlexiCovers to increase or decrease your insurance cover
Only if Death, Disability and Critical Illness FNA or Financial Wellness Score is completed
Once a year for any benefit
FundsAtWork(FAW)
800 800 1 600
Keep your beneficiary forms updated
Complete for the first time or verify that it is still correct
Once a yearFundsAtWork
(FAW)800 800 1 600
Keep your Will updated and safe with Momentum Fiduciary Services
Year 1
Drafting , nominating Momentum
as executors/co-executors AND having
your Will in safe
custody with Momentum
Fiduciary Services
Momentum Wills/Trusts
5 000 5 000 10 000
Year 2
Have a Will in Safe Custody
AND (Complete MyScore Estate
Planning OR FNA for Wills and
Trusts OR Amend
Will)
| 5
There are hundreds of reasons why exercise is good for you. It’s great for your heart, reduces complications of many diseases, helps to prevent cancer, boosts energy, improves sleep patterns etc. To reap the rewards, you don’t have to be a tri-athlete. According to the American Congress of Sports Medicine (ACSM), you should try to accumulate approximately 30 minutes of moderately intense exercise most days of the week. The health benefits will be significant.
With Multiply, you can earn points for going to gym, walking with a pedometer or taking part in sports events.
Event Conditions Provider Points per event
Single member
points limit
Family membership
annual points limit
Maximum category cap 30 000 50 000
Get active and know your Best of Activity Level
Achieved Level 1Best of activity level achieved over a range of
activity categories
Once a month
Gym / Pedometer /
Multiply FitTrack Index / Fitness Assessment / Special Events
0
9 600 19 200
200Achieved Level 2
400Achieved Level 3
600Achieved Level 4
800Achieved Level 5
Go for a Fitness Assessment
Per fitness assessment
(max 2 per year, minimum 5
months apart)
VLC Fitness Assessment / Wellness Coaching
Network Fitness Assessment
3 000 6 000 12 000
Do the Personal Wellness Assessment online
Family medical history
Once a year Multiply Website
500
4 000 8 000
Health activity 500
Healthy nutrition 500
Healthy mind and body
500
Healthy habits 500
Workplace wellness 500
Bonus points on completion of all 6 categories
1 000
Log your completed sport events via Entrytime /EnterOnline
Events completedPer event with an official finish time
entrytime.com 1 000 6 000 12 000
Visit the gym and stay active
Gym visit Once a dayVirgin Active / Planet Fitness
25 per event 3 500 7 000
Walk 10 000 steps with your Omron pedometer
Reach 10 000 steps per day (aerobic steps double counted)
Once a day Multiply 25 per event 3 500 7 000
Get Moving
| 6
Event Conditions Provider Points per event
Single member
points limit
Family membership
annual points limit
Take part in a Fitness Activity from a select group of partners
Complete a fitness activity
Once a day
Multiply affiliated gyms
/ Adventure Boot Camp /
Preggie Bellies / Momentum World of Golf
gym / PWC Cycle Park / Super Cycling Park
75 per event 6 000 12 000
Get Healthy
The first step on your road to a healthy lifestyle is to know where you stand. The easiest way to do this is to go for a Multiply Health Assessment and check the basics - such as your blood pressure, cholesterol and glucose. You will have a clear idea of what you need to focus on to improve your overall health.
Event Conditions Provider Points per event
Single member
points limit
Family membership annual points
limit
Maximum category cap 30 000 50 000
Go for a Full Health Assessment
Cholesterol
Once a year
Corporate Wellness Day / Pharmacy
network / As part of VLC Fitness
Assessment / As part of Wellness
Coaching Network Fitness
Assessment / Qualifying
Medical Scheme / Myriad
Underwriting
1 000
3 000 6 000
Glucose 1 000
Blood Pressure 500
BMI 500
Go for monthly Health Assessment check-ups
Cholesterol
Once a month
Corporate Wellness Day / Pharmacy
network / As part of VLC Fitness
Assessment / As part of Wellness
Coaching Network Fitness
Assessment / Qualifying
Medical Scheme / Myriad
Underwriting
50 per assessment
2 000 4 000
Glucose
Blood Pressure
Body Fat %
BMI
| 7
Event Conditions Provider Points per event
Single member
points limit
Family membership annual points
limit
Know your Healthy Heart Score
Your Healthy Heart Score is Red
Once a year for best result
achieved (award for improvement)
Multiply
4 000
8 000 16 000Your Healthy Heart Score is Amber 6 000
Your Healthy Heart score is Green 8 000
Sign your non-smoking declaration
Once a year
Multiply Online / Corporate
Wellness / VLC / Wellness Coaching Network
2 500
Join and complete a smoke cessation programme
Smoke cessation programme joined
Once off
Health24 / SmokeEnders
500
2 500 5 000Smoke cessation programme completed
Once off 2 000
Do Health Platform pre-authorisation on Momentum Health’s web- or mobi –site
Per authorisationQualifying
Medical Scheme500 2 000 4 000
Go for an annual general physical examination
Once a yearAny Provider
Automatic points allocation: Myriad
/ Qualifying Medical Scheme
Manual points allocation: Other
(Members to submit proof by
email)
1 000 1 000 2 000
Get yourself and your family immunised
Flu vaccineOnce a year per family member,
max of 51 000 1 000 5 000
Child immunisation Children < 12 years 3 000 3 000 6 000
Pneumococcal vaccine
Once a year per family member,
max of 5 1 000 1 000 5 000
HPV immunisationOnce off per family
member1 000 1 000 5 000
| 8
Event Conditions Provider Points per event
Single member
points limit
Family membership annual points
limit
Go for your annual dental check-up
Once a year per family member,
max of 5
Any ProviderAutomatic points allocation: Myriad
/ Qualifying Medical Scheme
Manual points allocation: Other
(Members to submit proof by
email)
1 000 1 000 5 000
Prepare for your baby by attending antenatal classes
Expectant mother on Medical
Scheme (Principal member or
partner only)
2 000 2 000 2 000
Go for an annual mammogram
Females only Once a year
2 000 2 000 4 000
Go for an annual pap smear
Females only Once a year
2 000 2 000 4 000
Go for an annual prostrate screening test
Males onlyOnce a year 2 000 2 000 4 000
Go for a glaucoma test
Once a year 2 000 2 000 4 000
Go for a cholesterol test at your nearest pathologist
Once a year 2 000 2 000 4 000
Go for a blood sugar test at your nearest pathologist
Once a year 2 000 2 000 4 000
Go for an eye test
Once a year per family member,
max of 51 000 1 000 5 000
Go for a bone density scan
Once a year per family member,
max of 51 000 1 000 5 000
Go for a HIV/AIDS test and sign a declaration
Once a year 5 000 5 000 10 000
Read health related articles on Health24
For every article read (max 3 per month)
Per article read Health24 100 2 500 5 000
Engage with a nutrition programme
Online Health24 nutrition programme progress update
Once a week Health24 100 2 000 4 000
Attend eatForLife®
sessionPer session eatForLife® 200 2 000 4 000
| 9
Carry Over Points
Carry over points Event Condition
Multiple Membership
Duration% Carry Over Single member
points limit
Family membership points limit
Carry Over (January 2015)
% of points carried over into the next calendar year
Once a year
Carry over at end of 1st year
10%
20 000 35 000
Carry over at end of 2nd year
15%
Carry over at end of 3rd year
20%
Carry over at end of 4th year and
thereafter25%
*The points listed on this document are effective from 1 January 2015
V911
2014
SPH
