Upload
others
View
3
Download
0
Embed Size (px)
Citation preview
January: • Martin Luther King Jr. Day January20th AllJSCFCUBranchesClosed
February: • Valentine's Day February14th
• Presidents Day February17th AllJSCFCUBranchesClosed
Visit www.jscfcu.org for details
lAUNCHING YOUR F INANCIAL FUTURE
January/February 2o14
Haveyouearnedmoneyorreceiveditasagift?Whatdoyoudowithit?Runrightoutandspendit?Youhavelotsofchoices.Youcan:
•Spendallofit•Saveallofit•Savesomeofitandspendtherest.
Butyoucandoevenmorewithyourmoney.AnyonecanSPENDmoney.That’seasy.Butthenyoudon’treallyhaveanymoneyinyourbankwhenyouneedit.
The idea is not to SPENDmoney but to be moneysmartandlearnhowtoHANDLEIT.Here’showsmartpeopleusethemoneytheyhave.
Little things. Wanttobuyasnackatschool?Wanttorentavideogame?Gotothemovies?Ifyouhaveenoughmoney savedup, youcan. In fact, themoreyousave,themoreyoucando.
Bigger items.Doyoudreamofgettinganewbikeoranew, fungame?Thenyou’ll needevenmoretime
tosavebecausetheseitemscostmoremoney.Keepsaving!Evensmallamountsaddup.Howabout
presents for others? You need to save forbirthdayandholidaygifts,too.
Giving. Do you feel that helping othersis important?Then,savesomemoney forgiving, too. You can help those who run
animal shelters,protect forests,or lookfor medical cures. Your money can help
payforthiswork.Ormaybeyouwanttogivemoneytohelppeoplewhoneedmoney.
Emergencies. Youforgetyourjacketatsoccerpractice, and someone steals it. Or youforgettolockupyourbike,anditdisappears.If you have a history of being careless, yourparentswillexpectyoutohelppurchasethenewcoatorbike.Ifyoudon’thavesomemoneysetasideforsuchemergencies,youhaveaproblem.
Courtesy: The Mint www.themint.org
HOw to Use Your SAvings
Presidents DAyPresidents Day is coming up on February17th, here are some interesting fact youmaynotknow:
• Presidents Day is celebrated on thethird Monday of February. According to History.com, when the holiday was firstimplemented in the 1800s, it was named"Washington'sBirthday"andwascelebratedon February 22nd to commemorate firstPresidentGeorgeWashington'sbirthdate.
• According to the National Archives,CongressdeclaredWashington'sBirthdayafederalholidayin1879,makinghimthefirstAmericancitizentohavesuchaholiday.
• In 1968, Congress passed the UniformMondayHolidayBill,whichmovedanumberof federalholidays toMondays -- including
Washington'sBirthday--sonowtheholidayisnevercelebratedonhisactualbirthday.
• Every year since 1896, the Senatehas observed Washington's Birthday byselecting one of its members to read hisFarewellAddress.Partiesarealternatedforthe delivery of the 7,641-word statement,whichtakesnearly45minutes.
• Alexandria, Virginia, is the home of TheLargest Parade Celebrating Washington'sBirthday in theUSA. Since 1923, the townhas hosted an annual George WashingtonBirthdayParadethatfeaturesbands,floats,wagons,horsesandhistoricreenactments.
Courtesy: Victoria Leigh Miller
1330 Gemini Houston, TX 77058
PRESORTSTDUSPOSTAGE
P A I DWEBSTER,TX
PERMITNO.184
WHAT YOU NEED:
•6flourtortillas
• Canolaorvegetableoilforbaking
• Confectioners'sugar
• Edibleglitter(optional)
WHAT YOU NEED:
•Bakedcupcake•AlmondJoy®candy•Whitefrosting•Whitejellybeans•Blackdecorators'gel•Watermelonslicecandy•BrownM&M's®Minis•Chocolatecookie
1 Heattheovento400degrees.Warmthetortillas(about15seconds)inthemicrowave.
2 Individuallyfoldthetortillasinhalfonceandtheninhalfagain,sothatyouendupwithashapethatresemblesawedgeofpie(itwillbethick).Usingcleanscissors,cuttriangles,circles,orsquaresoutoftheedges,asifyouweremakingpapersnowflakes.Unfoldthetortillas.
3 Lightlybrushthetopsofthesnowflakeswithcanolaorvegetableoilandplacethemonacookiesheetslightlyapart.
4 Bakethemuntillightlybrownedandcrisp(about4minutes).Siftconfectioners'sugaronthesnowflakeswhilewarm.Foranextrasparkleeffect,youcansprinkleonabitofedibleglitter.Makes6
Sweet Tortilla Snowflakes
Courtesy: www.spoonful.com
Groundhog Day CupcakeOnFebruary2nd,acertaingroundhoginPennsylvaniawillemergefromhiswinterburrow.Legendsaysanearlyspringisonitswayifhedoesn'tseehisshadow,butit'ssixmoreweeksofwinterifhedoes.WhateverPunxsutawneyPhilpredicts,youwillsurelyenjoythistastyGroundhogCupcake.
1 RemoveapieceofcakethewidthofanAlmondJoy®candyfromthecenterofabakedcupcake.Setthecandyuprightinthehole,thenspreadalayerofwhitefrostingonthecupcake.
2 Forthegroundhog'seyes,trimtheendsfromawhitejellybean,sticktheminplacewithfrosting,thendotthemwithblackdecorators'gel.Addatinytrianglecutfromawatermelonslicecandyforanose,brownM&M's®Minisforearsandcheeks,andatinyrectangularpieceofwhitejellybeanforteeth.Sprinklechocolatecookiecrumbsaroundthepartiallyemergedgroundhog,andhe'sreadytogreethisfans.
Courtesy of FamilyFun Magazine