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Identity Theft
The Nation’s Fastest Growing Crime
•Estimated 700K victims per year (Justice Department)
•1997 consumers lost $745 million
•3,000 calls a week to FTC Identity Theft theft hotline
How Common Is Identity Theft?
•Identification Fraud
•Credit Card Fraud
•Computer Fraud
•Mail Fraud
•Phone/Utility Fraud
Schemes to Commit
Identity Theft
•Financial Institution Fraud
•Employment Related Fraud
•Thieves get your Social Security Card
•Thieves get your financial data
•Thieves assume your identity
•Thieves make fraudulent credit charges
How Does Identity Theft
Occur?
•Thieves get loans and open bank accts
•Thieves write bad checks on your acct
•Thieves commit crimes in your name
•Thieves work in your name
How Does Identity Theft
Occur?
•Fraudulent credit card charges
•Fraudulent vehicle purchases & home loans
•Average $18K loss per victim
Consequences for Victims
•Pre-Paid Legal Services Inc.–pioneer in legal services
•Kroll Inc – world’s leading independent risk consulting company
Identity Theft Identity Theft ShieldShield
Four Basic ServicesCredit Reports – monitored on your
behalf by Kroll Inc.Regular Monitoring of Credit
ActivitiesIdentity Theft RestorationInsurance
See Product Contract for more information
Identity Theft Identity Theft ShieldShield
On average victims spend more than 175 hours and $1,500 in out-of-pocket expenses to clear their names. (Privacy Rights Clearinghouse and FTC)
$9.95 covers both the member and the member’s spouse.
See Product Contract for more information
Identity Theft Identity Theft ShieldShield
THE COMPENSATION
Executive Director
Director
Manager
Senior Associate
Associate
$90.90 $16.20
$74.70
$62.65
$49.80
$37.35
$12.45
$12.45
$12.45
Personal Sales Advance Bonus Override Advance$249.00
Investment
Advanced Commissions on the $12.95 IDT SHIELD
THE COMPENSATION
Executive Director
Director
Manager
Senior Associate
Associate
$168.47 $30.00
$138.47
$115.39
$92.31
$69.24
$23.08
$23.08
$23.08
Personal Sales Advance Bonus Override Advance$249.00
Investment
Advanced Commissions on the $24 Family Plan
THE COMPENSATION
Executive Director
Director
Manager
Senior Associate
Associate
$238.32 $42.44
$195.88
$163.23
$130.58
$97.95
$32.65
$32.65
$32.65
Personal Sales Advance Bonus Override Advance$249.00
Investment
PPL MEMBERSHIP and IDENTITY THEFT SHIELD
$24 PLAN
WITH
$9.95 ID
THEFT SHIELD
$24 PLAN WITH $9.95 ID THEFT SHIELD