If it’s worth storing, it’s worth insuring!

We care about what you care about. www.cowangroup.cawww.cowangroup.ca

What can be insured?

Typical household and/or business contents including: •Furniture •Clothing •Householdtools •Appliances •Lawn&gardenequipment •Electronics(subjecttoasub-limit) •Recreationalproperty

(e.g.,skis,skates,kayak,paddleboat)

What typical items aren’t insured?

•Jewellery •Preciousstones •Furs •Money&securities •Motorizedvehicles

(e.g.,cars,trucks,motorcycles) •Powerboats&sailboats •Recreationalvehicles(RVs) •Trailers

Not all losses are insured.

Typicalexamplesinclude: •Vermindamage •Moldormildewdamage •Breakageoffragileitems •Mysteriousdisappearance •Waterseepageorcondensationdamage •War,riotorterrorism •Illegalactivities

What am I covered for?

Weprovidethebroadestcoverageavailableand, inmostcases,providethereplacementcostfor yourproperty.

Everylossisindividuallyevaluated.Typicalcoveredlosses include: •Fire&flood •Theft&burglary •Windstorm&tornadoes •Surfacewater&sewerbackup

0316

Have insurance questions?

TalktoaCowanSelfStorageinsuranceexpertat:

1-866-912-6926 self.storage@cowangroup.ca

Thedetailscontainedhereinareexamplesonly,andarenotaninclusivelistofcoverage,limitationsorexclusions,anddoesnotreplacethepolicywordings.Cowancanprovidepolicywordingsforyourreviewbeforepurchaseanduponrequest.

StorageShieldTM

About Cowan Insurance Group

With over 450 employees operating out of 10 locations in Ontario, Cowan provides insurance and risk management products and services to businesses, organizations and individuals.

Cowan’s Brokerage Division is one of the largest privately-owned insurance brokerage operations in Canada, specializing in business and personal insurance. As an independent broker, Cowan represents many leading insurance companies, so you can be sure we’ll be your advocate, sourcing the best insurance solution for you.

www.cowangroup.ca

About Northbridge Insurance

Northbridge Insurance is a leading commercial property and casualty insurance management company that’s been helping to protect Canadian businesses for more than 90 years. Northbridge is a 100% Canadian owned company, and is wholly-owned by Fairfax Financial Holdings Limited.

www.nbfc.com

Did you know?

• Most personal insurance policies that include off-site coverage only have a 30-day storage limit.

• A claim for your stored belongings under your home insurance will likely increase your home insurance premiums.

• The cost to insure your belongings is far less than the cost to replace them.

We can help

StorageShield™ is a convenient program that protects your contents for as long as you use the self-storage unit, plus it’s available at a low cost!

Arrange coverage with your self-storage facility representative.

If it’s worth storing —it’s worth insuring

If it’s worth storing—it’s worth insuring

StorageShield™

Self-Storage Tenant

Insurance

www.storageshield.ca We care about what you care about.

If it’s worth storing —it’s worth insuring

If you use a self-storage facility you might be surprised to learn that your personal property is not insured by the storage facility for loss or damage.Most homeowners or tenant insurance policies do not provide adequate coverage for your personal property while in storage.

Although your storage facility may be taking steps to minimize risks, you still need to insure your personal property. Get peace of mind with StorageShield™—the dedicated coverage you need for your belongings in storage. After all, if it’s worth storing, it’s worth insuring!

Why tenants choose StorageShield• Our experience. We’ve been providing

self-storage protection for over 30 years.• Low monthly cost. Affordable option to

protect what’s important to you. • Best-in-class coverage. We cover fire

and water damage and theft.• No time limit. Protect your belongings

for as long as you need. What StorageShield covers*

We provide appropriate protection on your personal property including:• Coverage for fire, water, burglary, wind,

and more• $500 deductible, unless otherwise stated

on your certificate of insurance• Replacement cost on most settlements

versus depreciated value• Customize limits based on your property

replacement value

*Some exclusions apply.

How to protect your propertyAsk your self-storage facility about StorageShield, insurance for your stored goods available through Cowan.

What to do if you have a claim

1. Notify your storage facility manager about the circumstances of your loss.

2. If applicable, report burglary or theft of your stored personal property to the police.

3. Contact Cowan at 1-866-912-6926 to report a claim.

Important to know

• Any claims for loss or damage must be made before you vacate your self-storage unit.

• Don’t dispose of your belongings until you talk to the insurer.