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1
IMANUWALI EPHATHELENE NOKUTHOLA ULWAZI
OLUKU-FINANCIAL SECTOR CONDUCT AUTHORITY
YENZIWE NGOKWENGXENYE 14 YOMTHETHO WOKUKHUTHAZA UKUTHOLWA
KOLWAZI, NO 2 KA-2000 (NGOKWESICHIBIYELO)
2
ITHEBULA LOKUPHAKATHI
1. ISETHULO .............................................................................................................................. 3
2. I-FSCA ..................................................................................................................................... 3
3. IMISEBENZI YE-FSCA ........................................................................................................... 3
4. UHLAKA LWE-FSCA .............................................................................................................. 5
5. I-INFORMATION OFFICER YE-FSCA ................................................................................... 6
6. UMHLAHLANDLELA WOKUSEBENZISA I-PAIA .................................................................. 6
7. IZIGABA ZAMAREKHODI AKU-FSCA ................................................................................... 8
8. INQUBO YOKUFAKA IZICELO ............................................................................................ 31
9. UKUKHOKHWA KWEZIMADLANA ZEZINDLEKO .............................................................. 31
10. UKUCABANGELA ISICELO ................................................................................................. 32
11. ISINQUMO SE-FSCA ........................................................................................................... 32
12. ILUNGELO LOKUFAKELA ISINQUMO INSELELE ............................................................. 32
13. UKUTHOLAKALA KWEMANUWALI .................................................................................... 33
14. UKUBUKEZWA KWEMANUWALI ........................................................................................ 33
3
1. ISETHULO
1.1. Le manuwali yenziwe ngokoMthetho Wokukhuthaza Ukutholwa Kolwazi, No 2 ka-2000
(“uMthetho”). UMthetho wenza ukuba lisebenze ilungelo elingokomthethosisekelo
lokuthola ulwazi elisengxenyeni 32 yoMthethosisekelo waseRiphabhuliki yaseNingizimu
Afrika.
1.2. NgokoMthetho, izinhlangano zomphakathi kudingeka zenze imanuwali
engumhlahlandlela walabo abacela ulwazi. Le manuwali ibuye ibonise uhlobo
lwamarekhodi aku-Financial Sector Conduct Authority (“i-FSCA”) kanye nokutholakala
kwalawo marekhodi ku-FSCA, njengenhlangano yomphakathi.
2. I-FSCA
2.1. I-FSCA iyinhlangano yezomthetho eyamiswa ngokuhambisana ne-Financial Sector
Regulation Act 9 ka-2017 (“Mthetho weFSR”).
2.2. Imigomo ye-FSCA yilena:
2.2.1. Ukuthuthukisa ukusebenza ngokuphumelelayo nobuqotho bezimakethe zezimali,
2.2.2. Ukukhuthaza ukuphathwa ngokulunga kwamakhasimende yizinhlangano
zezimali,
2.2.3. Ukunikeza imfundo yezezimali nokukhuthaza ukuba nolwazi lwezezimali, kanye
2.2.4. Nokusiza ekulondolozeni ukusimama kwezezimali.
3. IMISEBENZI YE-FSCA (S 14(1)(a) PAIA)
3.1. I-FSCA ingumlawuli wendlela izimakethe eziziphatha ngayo oqondene nazo nje
kuphela, onegunya elingokomthetho phezu kwazo zonke izinhlangano zezimali
eNingizimu Afrika.
3.2. I-FSCA inamandla okwenza izimiso zokuziphatha ngaphansi koMthetho we-FSR,
ngaphezu nje kwamandla enawo ngaphansi kwemithetho eyenzelwe lo mkhakha
kuphela.
3.3. Imisebenzi ye-FSCA ngokuhambisana noMthetho we-FSR yilena elandelayo:
3.3.1. Ukulawula nokuqondisa, ngokuhambisana nemithetho yomkhakha
wezezimali, ukuziphatha kwezinhlangano zezimali,
3.3.2. Ukubambisana, nokusiza, i-South African Reserve Bank, i-Financial Stability
Oversight Committee, i-Prudential Authority, i-National Credit Regulator,
kanye ne-Financial Intelligence Centre, njengoba kufuneka ngokoMthetho
we-FSR,
4
3.3.3. Ukubambisana ne-Council for Medical Schemes ekusingatheni izindaba
ezinenjongo efanayo,
3.3.4. Ukukhuthaza, ngokwezinga elihambisana nokufinyelela umgomo we-FSCA,
ukuncintisana okusimeme ekuhlinzekeni imikhiqizo yezezimali namasevisi
ezezimali, kuhlanganisa ukubambisana nokusebenzisana neKhomishini
Yezokuncintisana,
3.3.5. Ukukhuthaza ukufakwa kwabo bonke kwezezimali,
3.3.6. Ukubukeza sikhathi sonke ukukhulu nezinto ezifakwayo emithethweni
yomkhakha wezezimali, futhi ithathe izinyathelo zokuxazulula ubungozi
obuboniwe ukuze kufinyelelwe umgomo wayo noma ukwenziwa
ngokuphumelelayo kwemisebenzi yayo,
3.3.7. Ukuqondisa ukuqoqwa kwamalevi kanye nokusabalaliswa kwezimali
ezamukelwe mayelana namalevi,
3.3.8. Ukwenza nokushicilela ucwaningo oluphathelene nomgomo wayo,
3.3.9. Ukuqapha izinga isimiso sezezimali esinikeza ngayo imiphumela enokulunga
kumakhasimende ezezimali, ngokugxila ekubeni nokulunga nokufaneleka
kwemikhiqizo yezezimali namasevisi ezezimali kanye kanye nezinga
ahlangabezana ngalo nezidingo nezinto ezisesilinganisweni ezilindelwe
ngamakhasimende ezezimali, kanye
3.3.10. Nokwenza nokusebenzisa amasu nezinhlelo zemfundo yezezimali
yomphakathi jikelele.
5
4. UHLAKA LWE-FSCA - (S 14(1)(a) yoMthetho Uhlaka olusebenzayo lwe-FSCA yilolu olulandelayo:
Commissioner
Deputy
Commissioner
Deputy
Commissioner
Divisional Executive: Conduct of Business
Supervision
Divisional Executive:
Licensing and Business Centre
Divisional Executive:
Market Integrity Supervision
Divisional Executive:
Retirement Fund Supervision
Divisional Executive:
Specialist Support
Divisional Executive: Investigations and
Enforcement
Divisional Executive:
Corporate Centre
Chief Financial
Officer
Divisional Executive:
Regulatory Policy
Chief Information
Officer
Commented [AK1]: Put cursur on bottom right-hand
corner and drag block bigger to type your translation over
the English.
Please ensure that all blocks are more or less the same size
when done.
Alet, I suggest we retain these official titles of the posts in
English here in the Organogram.
6
5. I-INFORMATION OFFICER YE-FSCA - (S14 (1) (b) yoMthetho
5.1. UKhomishane we-FSCA, uMnu. Abel Moffat Sithole, uyi-Information Officer emisiwe ye-
FSCA. Imininingwane yokuthinta i-Information Officer yilena elandelayo:
Igama Izinombolo zokumthinta I-email address
Mnu. Abel Moffat Sithole +2712 428 8068 (ucingo) [email protected]
5.2. I-Information Officer, ngokwengxenye 17 yoMthetho, iphathise amandla ayo ngaphansi
kwe-PAIA o-Deputy Information Officer abalandelayo:
Igama Izinombolo zokumthinta I-email address
[email protected] Nksz. Kamcilla Naidoo +2712 367 7882
Nksz. Ziyanda Mshunqane +2712 367 7195
5.3. I-Information Officer ne-Deputy Information Officer be-FSCA banekheli lendawo neleposi
elifanayo njengoba liboniswe ngezansi:
Ikheli Lendawo Ikheli Leposi
Block B, Riverwalk Office Park
41 Matroosberg Road (Corner
Garstfontein and Matroosberg Roads)
Ashlea Gardens, Ext 6
Menlo Park
Pretoria
0081
P O Box 35655
Menlo Park
0102
5.4. Iwebhusayithi ye-FSCA ithi www.fsca.co.za
5.5. Izicelo zokuthola ulwazi kanye nokubona amarekhodi angatholakali kalula, zingase
zenziwe ngokuthinta noma yimuphi ko-Deputy Information Officer.
6. UMHLAHLANDLELA WOKUSEBENZISA I-PAIA (S 14(1)(c) yoMthetho
6.1. I-South African Human Rights Commission (“SAHRC”) kungumsebenzi wayo futhi iye
yenza umhlahlandlela ngolimi ngalunye ezilimini eziyishumi nanye zaleli zwe, onolwazi
lwendlela yokusebenzisa i-PAIA. Lo mhlahlandlela uyatholakala kuwebhusayithi ye-
7
SAHRC.
6.2. Noma yiluphi ulwazi noma imibuzo emayelana nalo mhlahlandlela kufanele iqondiswe ku:
The South African Human Rights Commission
The Research and Document Department
PAIA Unit
Private Bag 2700
Houghton 2041
Ucingo: +27 11 877 3600
Ifeksi: +27 11 403 0625
Iwebhusayithi: www.sahrc.org.za
I-Email: [email protected]
8
7. IZIGABA ZAMAREKHODI AKU-FSCA (S 14(1)(d) e-PAIA) NOKUKWAZI UKUTHOLA LAWO
MAREKHODI (S 14(1)(e) ukufunde kukanye ne-S 15(2) ye-PAIA)
7.1. Amarekhodi aku-FSCA atholakala ngokuqondiswa kwemisebenzi nezinqubo zayo
eziyinhloko njengoba kuyalelwe yimithetho eyiqondisayo. La marekhodi ahlanganisa
amarekhodi amasu kanye nalawo emisebenzi yokusekela eyehlukahlukene ngaphakathi
kwe-FSCA.
7.2. Imisebenzi nezigaba zamarekhodi aku-FSCA kubhalwe futhi kwabekwa ngezigaba
ezinhlwini ezithi “Imisebenzi” noluthi “Isigaba Solwazi olukhona” ethebuleni elingezansi
ngokwamadivishini ahlukahlukene e-FSCA, ahlanganisa iminyango esebenzelanayo.
7.3. NgokweNgxenye 15 yoMthetho, i-FSCA kudingeka ishicilele uhlu lolwazi olukuyo
olutholakala kalula olwenzelwe ukudalulelwa amalunga omphakathi.
7.4. Lolu lwazi lubhalwe ngezansi ohlwini oluthi “Ulwazi olutholakala kalula” ethebuleni
elingezansi. Lolu lwazi akudingeki lufakelwe isicelo ngokuhambisana ne-PAIA kodwa
lungase lucelwe ngokuqondile ku-FSCA, ngokusebenzisa le email address:
7.5. Ukuthola noma yimaphi amanye amarekhodi angabhaliwe kuleli Thebula, kumelwe
kufakelwe isicelo ngokuhambisana noMthetho, futhi isicelo singase sithunyelwe kule email
address: [email protected].
9
ITHEBULA
IDIVISHINI: ISIKHUNGO SAMALAYISENSE NAMABHIZINISI
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana yokuthola
ulwazi olutholakala
kalula
• Ukuhlaziywa nokusetshenzwa kwawo
wonke amalayisense / izicelo
zokubhaliswa njengoba kufunwa
yimithetho eyahlukahlukene yomkhakha
wezezimali eyenganyelwe yi-FSCA.
• “Iyindawo okuqalwa kuyo” ngabo bonke
ababambiqhaza bangaphandle ku-FSCA,
kuhlanganisa abanemibuzo nezikhalo
(ezivela emithonjeni eyahlukahlukene),
ukuthunyelwa kwamaphepha
angokomthetho, ukukhishwa
kwamalayisense nezinye izicelo, kanye
nezimpendulo zezicelo zolwazi
lweziqondiso.
• Ukuhlolwa nokuthuthukiswa
okuqhubekayo kwezinqubo zamabhizinisi
ezisetshenziswa yiDivishini Yesikhungo
Samalayisense Namabhizinisi, kanye
nezindawo ezifeza imisebenzi ze-FSCA.
• Izinhlu nolwazi olungokoqobo,
amarekhodi nemininingwane
ephathelene nalabo abasabheke
ukuthola amalayisense kanye
nalabo asebenawo njengamanje,
kuhlanganisa nolwazi
lwemininingwane yomuntu
lwabantu abangokoqobo abafake
izicelo noma ingxenye yezicelo
okumelwe zicatshangelwe futhi
zigunyazwe yi-FSCA ezitholwe
kwabafake izicelo noma kweminye
imithombo yangaphandle enikeza
usizo.
• Izinhlu nolwazi olungokoqobo,
amarekhodi nemininingwane
ephathelene nalabo abasabheke
ukuthola amalayisense kanye
nalabo asebenawo njengamanje
abawathole kwezinye izinhlangano
kuhlanganise izinhlangano
eziqondisayo kanye neziphethe
• Uhlu lwabagunyaziwe:
o Abeluleki bezezimali
kanye nabaxhumanisi
o Amabhange,
abahlinzeki
bezikweletu
nabenkokhelo
o Izinkampani
zomshwalense
o Izinkampani eziphatha
izinzuzo
zomhlalaphansi.
o Izinkampani
zezokungcwaba
o Abahlinzeki
botshalomali.
o Amalungiselelo
otshalomali lwe-CIS.
o Izikimu zotshalomali
oluhlanganiswe
ndawonye zakuleli
nezaphesheya.
10
ngokuphathelene nalabo
abasabheke ukuthola
amalayisense kanye nalabo
asebenawo njengamanje.
• Izinhlu nolwazi olungokoqobo,
amarekhodi nemininingwane
ephathelene nalabo abasabheke
ukuthola amalayisense kanye
nalabo asebenawo njengamanje,
kuhlanganisa nolwazi
lwemininingwane yomuntu
lwabantu abangokoqobo abafake
izicelo noma ingxenye yezicelo
okumelwe zicatshangelwe futhi
zigunyazwe yi-FSCA ezitholwe
kwabafake izicelo noma kweminye
imithombo yangaphandle enikeza
usizo,
• Izinhlu nolwazi olungokoqobo,
amarekhodi nemininingwane
ephathelene nalabo abasabheke
ukuthola amalayisense kanye
nalabo asebenawo njengamanje
abawathole kwezinye izinhlangano,
kuhlanganise izinhlangano
eziqondisayo kanye neziphethe,
ngokuphathelene nalabo
abasabheke ukuthola
amalayisense kanye nalabo
asebenawo njengamanje
o Abahlinzeki bamasevisi
ezezimali, kanye nohlu
lwabantu abayinhloko,
abameleli nezisebenzi
zokugcinwa komthetho
zabahlinzeki
bamasevisi ezezimali
abagunyaziwe.
o Izikhwama
zomhlalaphansi.
o Izinkampani
ezikhethiwe.
• Uhlu lwabo bonke abantu
abavinjelwe
• Uhlu lwamalayisense
ahoxisiwe ezinhlangano
zezimali.
• Uhlu lwabo bonke abantu i-
FSCA eye yenqaba
ukubagunyaza ukuba
ngabahlinzeki bamasevisi
ezimali.
• Imininingwane ephathelene
nokukhanselwa noma
ukumiswa kokubhaliswa
komphathi wesikimu
sotshalomali
oluhlanganiswe ndawonye.
• Izicelo ezintsha
11
okubhekwa yi-FSCA
njengokudingekile nokufanelekile
ngezinjongo zokucabangela izicelo
zamalayisense.
zamalayisense.
• Izicelo zokwenza ushintsho
kumalayisense
• Icizelo zokukhululwa
• Izikhalo
• Izitatimende zezimali
• Imibiko yokwenza
ngokuvumelana nomthetho.
• Amaphepha okuziphatha
kwamabhizinisi
IDIVISHINI: IPHOLISI YEZIQONDISO
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukubukezwa nokuthuthukiswa
okuqhubekayo kwezinhlaka eziqondisayo
(izimiso namanye amathuluzi
namadokhumenti afanele okuqondisa).
• Ukubonisana okuphakathi kwabaqondisi
bezindaba zakuleli nezamazwe omhlaba,
kuhlanganisa ukulandisa ngokwenza
nokulondoloza amamemorandamu
okuqonda phakathi kwabaqondisi;
ukwenza nokuthumela imibiko,
ukuthunyelwa kwezinto kanye
nezimpendulo zokucelwa kolwazi
kumaforamu amazwe omhlaba;
ukuxhumanisa ukubamba iqhaza kwe-
FSCA kumaforamu amazwe omhlaba.
• Ukwenza ucwaningo oluqhubekayo
• Izindlela zokuqondisa kanye
neminye imithetho engaphansi,
eyenziwa ngaphansi kwemithetho
yemikhakha yezimali njengoba
ichazwe kuyi-Financial Sector
Regulation 2017 (FSRA);
• Amadokhumenti okukhulunywe
ngawo engxenyeni 98(1)(a) no-
100(1)(a) we-FSRA;
• Amadokhumenti okukhulunywe
ngawo engxenyeni 104(1) no-(2)
we-FSRA;
• Izicelo zolwazi ezenziwe
ngaphansi kwengxenye 131(1) ye-
FSRA;
• Izaziso zeziqondiso ezenziwe
• Izindlela zokuqondisa kanye
neminye imithetho
engaphansi, eyenziwa
ngaphansi kwemithetho
yemikhakha yezimali
njengoba ichazwe kuyi-
Financial Sector Regulation
2017 (FSRA), eshicilelwe
kuwebhusayithi ye-FSCA;
• Amadokhumenti
okukhulunywe ngawo
engxenyeni 98(1)(a) no-
100(1)(a) we-FSRA
ashicilelwe kuwebhusayithi
ye-FSCA;
• Amadokhumenti
12
lokuthatha izinyathelo nokuqapha
imikhuba yomkhakha wezezimali kanye
nobungozi bokuziphatha kwezimakethe
ezisathuthuka.
• Ukuqapha okuqhubekayo, ucwaningo
nokuhlolwa kwemikhuba
yezobuchwepheshe nokusungulwa
kwezinto ezintsha ukuze kuqondwe
indlela ezithonya ngayo izinqubo
zebhizinisi lomkhakha wezimali, umklamo
wemikhiqizo nezixazululo kanye
nemiphumela kumakhasimende, ukuze
abaqondisayo nabaphathi basabele
ngokushesha nangokufanelekile ezintweni
ezintsha zobuchwepheshe ezenziwayo.
• Ukuhlinzeka umgomo we-FSCA
wokufundiswa kwamakhasimende; kanye
nokuthuthukiswa kwendlela enamasu ye-
FSCA yokufundiswa kwabathengi,
kuhlanganisa nokumelelwa kwe-FSCA
emikhankasweni ebanzi yepholisi
yokufundiswa ngezimali. Ibuye futhi
ilandise ngomsebenzi wokusebenzisa
nokuhlinzeka imisebenzi yokufundisa
abathengi be-FSCA.
ngaphansi kwengxenye 141 ye-
FSRA (noma ngaphansi
kwengxenye efanayo emthethweni
womkhakha wezezimali);
• Ukuchazwa kwezahlulelo
okukhulunywa ngazo engxenyeni
142 ye-FSRA;
• Izigaba ezengeziwe zokugcinwa
komthetho okukhulunywa ngazo
engxenyeni 279(1) ye-FSRA;
• Amasekhula/izincwadi zolwazi,
izicelo zolwazi, iziqondiso
ezivamile noma amadokhumenti
afana nalawo ngaphambi kokuba i-
FSRA iwasebenzise;
• Izaziso ezishicilelwe yi-FSCA
kuGazethi kanye/noma
kuwebhusayithi ye-FSCA,
kuhlanganisa nezaziso
ezingokomthetho mayelana
nokukhululwa, izinqumo,
izimemezelo, iziqondiso kanye
nokunye okunjalo okwenziwe
ngaphansi kwemithetho
yomkhakha wezezimali;
• Ukukhishwa kolwazi yimboni kanye
nezimemezelo zabezindaba noma
ukukhishwa kolwazi okunjalo,
ngokuphathelene nepholisi
okukhulunywe ngawo
engxenyeni 104(1) no-(2)
we-FSRA ashicilelwe
kuwebhusayithi ye-FSCA;
• Izicelo zolwazi ezenziwe
ngaphansi kwengxenye
131(1) ye-FSRA
ezishicilelwe
kuwebhusayithi ye-FSCA;
• Izaziso zeziqondiso
ezenziwe ngaphansi
kwengxenye 141 ye-FSRA
(noma ngaphansi
kwengxenye efanayo
emthethweni womkhakha
wezezimali) ezishicilelwe
kuwebhusayithi ye-FSCA;
• Ukuchazwa kwezahlulelo
okukhulunywa ngazo
engxenyeni 142 ye-FSRA
okushicilelwe
kuwebhusayithi ye-FSCA;
• Izigaba ezengeziwe
zokugcinwa komthetho
okukhulunywa ngazo
engxenyeni 279(1) ye-
FSRA ezishicilelwe
kuwebhusayithi ye-FSCA;
• Amasekhula/izincwadi
13
yeziqondiso noma ukuthuthukiswa
kohlaka;
• Ingxoxo, Isikhundla, Ipholisi noma
amaphepha oCwaningo;
• Izinkulumo ezenziwe yi-FSCA
kubabambiqhaza/nakwabanye
bangaphandle ezithangamini
zomphakathi ngokuphathelene
nepholisi kanye/noma
ukuthuthukiswa kweziqondiso;
• Uhlelo oluwuhlaka lwanoma iyiphi
kumadokhumenti okukhulunywa
ngawo ngenhla;
• Abantu abathintwayo
kwabomshwalense.
• Izimpendulo zezinhlolo-vo, imibuzo
nezinye izicelo ngolwazi
oluhlobene namaphrojethi
ocwaningo.
• Imiphumela nemibiko yokugcina
yamaphrojekthi ocwaningo.
• Imininingwane yokuthintana
yababambiqhaza kuma-workshop
okunika usizo asingathwa
ngumnyango.
• Amabhuku okubhala abebekhona
emisebenziqni yokufundiswa
kwabathengi
• Amaphuzu emihlangano ebanjwe
zolwazi, izicelo zolwazi,
iziqondiso ezivamile noma
amadokhumenti afana
nalawo ashicilelwe
kuwebhusayithi ye-FSCA
ngaphambi kokuba i-FSRA
iwasebenzise;
• Izaziso ezishicilelwe yi-
FSCA kuGazethi
kanye/noma
kuwebhusayithi ye-FSCA,
kuhlanganisa nezaziso
ezingokomthetho mayelana
nokukhululwa, izinqumo,
izimemezelo, iziqondiso
kanye nokunye okunjalo
okwenziwe ngaphansi
kwemithetho yomkhakha
wezezimali;
• Ukukhishwa kolwazi
yimboni kanye
nezimemezelo zabezindaba
noma ukukhishwa kolwazi
okunjalo, ngokuphathelene
nepholisi yeziqondiso noma
ukuthuthukiswa kohlaka,
okushicilelwe
kuwebhusayithi ye-FSCA;
• Ingxoxo, Isikhundla, Ipholisi
14
nababambiqhaza
• Uhlu lwemininingwane
yokuthintana yababambiqhaza
bakuleli nabamazwe omhlaba
kwezemfundo yabathengi
• Imibiko yokuqapha nokuhlolwa
kwemisebenzi yokufundiswa
kwabathengi
• Imininingwane yocwaningo
• Imibiko yocwaningo
noma amaphepha
oCwaningo okushicilelwe
kuwebhusayithi ye-FSCA;
• Izinkulumo ezenziwe yi-
FSCA
kubabambiqhaza/nakwaban
ye bangaphandle
ezithangamini zomphakathi
ngokuphathelene nepholisi
kanye/noma
ukuthuthukiswa
kweziqondiso okushicilelwe
kuwebhusayithi ye-FSCA;
• Uhlelo oluwuhlaka lwanoma
iyiphi kumadokhumenti
okukhulunywa ngawo
ngenhla ashicilelwe
kuwebhusayithi ye-FSCA.
• Uhlu lwama-Memorandums
of Understanding (MoUs)
angenelwe phakathi kwe-
FSCA kanye nabanye
abaqondisi.
• Amaphepha ocwaningo
okugcina agunyaziwe
• Incwajana 1 Yemfundo
Yomthengi enesihloko esithi
“A Basic Money Guide for
South Africans”
15
• Incwajana 2 Yemfundo
Yomthengi enesihloko esithi
“A Financial Guide for
South Africans”
• Incwajana 3 Yemfundo
Yomthengi enesihloko esithi
“The Path to a secure
Future for South Africans”
• Isu Lemfundo Yomthengi le-
FSCA.
• Umbiko We-Finlit
• Incwajana Yezemingcwabo
Ye-FSCA
• Izihloko Zemfundo
Yomthengi
• Imibiko Yamaphrojekthi
Emfundo Yomthengi
• Ipholisi elawula
ukusetshenziswa
kwezimpawu ze-FSCA
IDIVISHINI: EZOKUQONDISWA KOKUZIPHATHA KWAMABHIZINISI
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukuqondisa ukuziphatha kwebhizinisi
kwezinhlangano ezigunyazwe ukuhlinzeka
imikhiqizo yokubhenka nezinhlangano
ezigunyazwe ukuhlinzeka amasevisi
enkokhelo.
• Ukuqondisa ukuhlinzekwa kwezikweletu
• Iziqondiso, Imihlahlandlela, Izaziso,
Izimiso Zokuziphatha Nezimiso
Ezihlanganisiwe ngokuhambisana
ne-Short-Term Insurance Act 53
ka-1998, Long-Term Insurance Act
52 ka-1998, Financial Sector
• Iziqondiso, Imihlahlandlela,
Izaziso, Izimiso
Zokuziphatha Nezimiso
Ezihlanganisiwe
ngokuhambisana ne-Short-
Term Insurance Act 53 ka-
16
ngamabhange; kanye nokuqondisa
iseluleko namasevisi okuxhumanisa
anikezwa ngamabhange.
• Ukuqondisa ukuziphatha kwebhizinisi
kwezinhlangano ezigunyazwe ukukhipha
imikhiqizo yomshwalense nezinhlangano
ezigunyazwe ukuphatha inzuzo
yesikhwama somhlalaphansi.
• Ukuqondisa iseluleko namasevisi
okuxhumanisa anikezwa yizinkampani
zomshwalense.
• Ukuqondisa ukuziphatha kwebhizinisi
kwezinkampani ezincane zomshwalense
kanye nezinye izinhlangano zamasevisi
ezimali ezisebenza emkhakheni
wamabhizinisi “amancane” noma “access
product”. Ukuthi “access products”
kuhlanganisa amapholisi ezinkampane
zomshwalense ezincane, amapholisi
okungcwaba (kuhlanganisa amapholisi
okungcwaba athengiswa yizinkampani
zomshwalense ezivamile), kanye
nemikhiqizo ehlinzekwa yizinhlangano
zobungane, amabhange
emifelandawonye nezinhlangano zezimali
zemifelandawonye.
• Ukuqondisa ukuziphatha kwebhizinisi
kwezinhlangano ezinemvume yokunikeza
iseluleko sezimali, nezinhlangano
Regulation Act 9 ka-2017 kanye
ne-Insurance Act, 2017 (kanye
nemithetho engaphansi kwalena);
• Uhlu lwezinhlangano zezimali
ezigunyaziwe ezinelayisense
yomshwalense;
• Imininingwane ephathelene
nesinyathelo sokuphoqelela
umthetho esithathwe yi-FSCA
ngokumelene nenkampani
yomshwalense enelayisense,
kuhlanganisa izijeziso ezithinta
ukuphatha ibhizinisi nezinyathelo
eziphoqelelwayo okumelwe
izithathe;
• Ama-Annexure C no-D bama-13B
Benefit Administrator
• Izaziso zabaqondisi
nabaninimasheya abasha zama-
13B Benefit Administrator.
• Izicelo zokukhululwa
nokwenezelwa isikhathi zama-13B
Benefit Administrator
• Uhlu lwamalayisense ahoxisiwe
nezizathu zalokho,
• Uhlu lwamalayisense amisiwe
nezizathu zalokho,
• Uhlu lwabantu abenqatshelwe
nezizathu zalokho,
1998, Long-Term Insurance
Act 52 ka-1998, Financial
Sector Regulation Act 9 ka-
2017 kanye ne-Insurance
Act, 2017 (kanye
nemithetho engaphansi
kwalena);
• Uhlu lwezinhlangano
zezimali ezigunyaziwe
ezinelayisense
yomshwalense
• Imininingwane ephathelene
nesinyathelo sokuphoqelela
umthetho esithathwe yi-
FSCA ngokumelene
nenkampani yomshwalense
enelayisense noma
umphathi womshwalense
wezinzuzo, kuhlanganisa
izijeziso ezithinta ukuphatha
ibhizinisi nezinyathelo
eziphoqelelwayo okumelwe
izithathe;
• Imininingwane ephathelene
nenkampani yomshwalense
noma umphathi
womshwalense wezinzuzo
onikwe ilungelo
lokukhululeka kunoma
17
ezigunyazwe ukuthengisa imikhiqizo
nokwenza imisebenzi engadingi ukunikwa
iseluleko, lapho inhlangano
ingagunyaziwe ukuba ikhiphe lowo
mkhiqizo ngokwayo.
• Ukuqondisa ukuziphatha kwebhizinisi
kwezinhlobonhlobo zezinhlangano
zezimali ezigunyazwe ukwenza
imisebenzi eyahlukahlukene ephathelene
notshalomali. Le misebenzi ihlanganisa
ukuqondisa:
o Ukuziphatha kwebhizinisi
kwezinhlangano ezigunyazwe ukuba
notshalomali oluhlanganiswe
ndawonye oluhlelwe lwaba yizikimu
zotshalomali ezihlanganiswe
ndawonye;
o Ukuziphatha kwebhizinisi
kwabaphathi botshalomali abathatha
izinqumo ngokubona kwabo;
o Ukuziphatha kwebhizinisi
kwezinhlangano ezenza umsebenzi
wokuphatha amasevisi ahlobene
notshalomali;
o Ukuziphatha kwebhizinisi
kwezinhlangano ezigunyazwe
ukwenza ama-hedge fund ongoti
abatshalimali, kanye nalawo ma-
hedge fund, kanye nabaphathi bama-
hedge fund otshalomali abaphatha
• Imiyalelo yokuvinjelwa,
• Ulwazi lokusingathwa kwezikhalo,
• Imibiko yokuhlolwa okwenziwa
esikhungweni
• Izitatimende zezimali,
• Imibiko yokugcinwa komthetho,
• Imibiko yokwephulwa kwezimiso
yiliphi ilungiselelo lomthetho
emkhakheni wezezimali.
• Imibiko yababhekeleli
abagunyaziwe etholakalayo
emphakathini
18
ama-hedge fund ongoti abatshalimali.
• Ukwenza imisebenzi yokuqondisa ye-
FSCA ngaphansi kwe-Financial
Intelligence Centre Act.
IDIVISHINI: EZOKUQONDISWA NGOBUQOTHO BEZIMAKETHE
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula
• Ukuqondiswa nokunikwa amalayisense
kwengqalasizinda yezimakethe
nokuqashwa kwesimakethe ukuze
kubonwe ukuxhashazwa kwezimakethe.
• Ukumisa ukulawula okunokwethenjwa
nokubeka izinto obala, izinqubo
zokwengamela nokulandisa zenqubo
eyisibonelo okuhlolwa ngayo izinto,
kuhlanganisa ukukhishwa
kwamalayisense nokuphathwa
kwabahlinzeki abayisibonelo.
• Ukuqondisa nokunika amalayisense
izinkampani ezigunyazwe ukunikeza
amasevisi okuhlola izilinganiso
zezikweletu.
• Ukuqondisa nokunika amalayisense
abahlinzeki bama-OTC derivative labo
isici somsebenzi wabo esivamile
siwukwenza ama-OTC derivative noma
ukwenza imakethe ngama-OTC
derivative.
• Uhlu lwezingqalasizinda
zezimakethe ezinamalayisense:
o JSE Limited
o JSE Clear (Pty) Ltd
o A2X (Pty) Limited
o Equity Express Securities
Exchange (Pty) Ltd
o 4 Africa Exchange (Pty) Ltd
o ZARX (Pty) Ltd
o Strate (Pty) Ltd
o Strate Associated Clearing
House
o Granite CSD (Pty) Ltd
• Uhlu lwamaphepha
angokomthetho athunyelwe kanye
nezinye izicelo, kanye
nezimpendulo zezicelo zolwazi
lweziqondiso.
• Uhlu lwezijeziso ezinikezwe
izingqalasizinda zezimakethe
ezinamalayisense
nakubabambiqhaza bezimakethe
abenze imisebenzi engalawuliwe.
• Uhlu lwabantu abanikezwa
amalayisense ama-
exchange.
• Umhlahlandlela
womsebenzisi wababhalisa
ku-Inthanethi wama-Credit
Rating Agency;
• Izaziso zezicelo
zokubhalisela ukuba yi-
credit rating agency;
• Amafomu ezicelo nezitifiketi
zokubhaliswa zama-credit
rating agency abhalisiwe;
• Uhlu lwama-Credit Rating
Agency abhalisiwe;
• Imininingwane yama-Credit
Rating Agency okubhaliswa
kwawo kwamiswa noma
kwakhanselwa;
• Iziqondiso ezikhishwa
yisiPhathimandla kuma-
Credit Rating Agency
ukuqinisekisa ukuvikelwa
19
• IziPhathimandla zizogcina ibhuku
lomphakathi kuwebhusayithi yazo
equkethe:
o imininingwane echaza
abaphathi abagunyaziwe
noma ababhalisiwe abakuyo
yonke le Riphabhuliki;
o imininingwane echaza
abaphathi abasemazweni
asathuthuka
abahlangabezana
nezimfuneko ezifana
nezalapha kanye nohlu
lwezinqubo zabo abalinganisa
ngazo ezingase
zisetshenziswe kule
Riphabhuliki;
o imininingwane echaza
abaphathi abasemazweni
asathuthuka abaye
baqashelwa yisiPhathimandla
kanye nohlu lwezinqubo zabo
abalinganisa ngazo ezingase
zisetshenziswe kule
Riphabhuliki;
o uhlu lwezinqubo zokulinganisa
olunikezwa ngumphathi
osezweni elisathuthuka eziye
zagunyazwa ngumphathi
okule Riphabhuliki zokuba
kwabatshalizimali, labo
abangase babe
abatshalizimali noma
umphakathi jikelele;
• Izaziso Zokukhululwa
ezikhishwa
yisiPhathimandla kuma-
Credit Rating Agency
ezisetshenziswa
nguwonk’uwonke noma
ezisebenza ezinhlotsheni
ezithile ngokuqondile zama-
credit rating agency
abhalisiwe;
• Izaziso Zikawonk’uwonke,
izimemezelo zabeziNdaba
nabamaPhephandaba
ezishicilelwa
yisiPhathimandla mayelana
nokuphathwa
nokucwaningwa kwama-
Credit Rating Agency;
• Imibiko Yaminyaka Yonke
yama-credit rating agency
abhalisiwe;
20
zisetshenziswe kule
Riphabhuliki;
• Umhlahlandlela womsebenzisi
wababhalisa ku-Inthanethi wama-
Credit Rating Agency;
• Izaziso zezicelo zokubhalisela
ukuba yi-Credit Rating Agency
• Amafomu ezicelo nezitifiketi
zokubhaliswa zama-Credit Rating
Agency abhalisiwe;
• Uhlu lwama-Credit Rating Agency
abhalisiwe;
• Imininingwane yama-Credit Rating
Agency okubhaliswa kwawo
kwamiswa noma kwakhanselwa;
• Imininingwane yamaBhodi
Abaqondisi, Abaphathi
Abaphezulu, I-Compliance Officer
nabaSebenzi Abayinhloko
ababandakanyekile kumasevisi
okulinganiswa kwezikweletu ama-
Credit Rating Agency abhalisiwe;
• Iziqondiso ezikhishwa
yisiPhathimandla kuma-Credit
Rating Agency ukuqinisekisa
ukuvikelwa kwabatshalizimali, labo
abangase babe abatshalizimali
noma umphakathi jikelele;
• Izaziso Zokukhululwa ezikhishwa
21
yisiPhathimandla kuma-Credit
Rating Agency ezisetshenziswa
nguwonk’uwonke noma
ezisebenza ezinhlotsheni ezithile
ngokuqondile zama-credit rating
agency abhalisiwe;
• Izaziso Zikawonk’uwonke,
izimemezelo zabeziNdaba
nabamaPhephandaba ezishicilelwa
yisiPhathimandla mayelana
nokuphathwa nokucwaningwa
kwama-Credit Rating Agency;
• Izitatimende Zezimali Zaminyaka
Yonke Ezicutshunguliwe zama-
credit rating agency abhalisiwe;
• Imibiko Yaminyaka Yonke yama-
credit rating agency abhalisiwe;
• Imibiko Yaminyaka Yonke
Yokwenza Ngokuvumelana
Nomthetho yama-Credit Rating
Agency abhalisiwe;
• Ukugcina ibhuku lomphakathi
lababambiqhaza bezimakethe zayo
kanye nanoma yiziphi izijeziso
ezinikwe labo babambiqhaza
bezimakethe;
• Uhlu lwamaphepha
angokomthetho athunyelwe kanye
nezinye izicelo, kanye
22
nezimpendulo zezicelo zolwazi
lweziqondiso.
IDIVISHINI: EZOKUQONDISWA KWEZIKHWAMA ZOMHLALAPHANSI
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula
• Ukuqondiswa kwezikhwama
zomhlalaphansi, kuhlanganisa
ukwengamelwa kokugcinwa kwemithetho
yezikhwama, ukuqhuba imisebenzi
yokuqondisa ukuhlolwa kwezikhwama
okwenziwa ezikhungweni, kanye
nokwengamelwa kokuziphatha
kwabaphathiswa nezinye izici
zokulawulwa kwezikhwama zezimali.
• Ukuqondiswa ngokucophelela kwazo
zonke izikhwama zomhlalaphansi.
• Ukucubungulwa nokugunyazwa
kwezikhwama ezintsha zomhlalaphansi,
• Ukucubungulwa nokugunyazwa
kwezichibiyelo zemithetho yezikhwama
zomhlalaphansi esezibhalisiwe /
esezinikwe amalayisense kakade
(okungukuthi, izichibiyelo zemithetho
yesikhwama esikhona njengamanje),
• Ukugunyazwa kokukhululwa kanye
nokwelulelwa isikhathi
• Ukunqanyulwa kwabasebenzi ababamba
iqhaza / ukukhanselwa kwezikhwama
• Ukwenza uhlaka, ukuqapha, ukuhlaziya
nokuhlola izinzuzo zokulawula ukuze
• Ukumiswa okwenzeka eNgxenyeni
26
• Ulwazi lombhekeleli ogunyaziwe
(Curatorship)
• Imibiko yokuhlolwa okwenziwa
esikhungweni
• Izinyathelo Zeziqondiso
• Izikhalo
• Izitatimende zezimali zaminyaka
yonke, izibalo nemibiko
• Ulwazi lomuntu ovala izinkampani
• Ama-akhawunti okuvalwa
kwenkampani nokusabalaliswa
(ama-akhawunti okuqala
nawokugcina)
• Izikhalo zokuvalwa kwenkampani
kuphela
• Imibiko yokwephulwa
kwesiqondiso 28 esikhishwa njalo
ngoNyanga Ntathu.
• Ukudluliselwa kwezinto
kweNgxenye 14
• Ukuhlaziywa kwemininingwane
nemibiko
• Izaziso ezikhishwe ngokuvumelana
• Imibiko yokuhlola
okwenziwa ezikhungweni
• Izincwadi zokumiswa
okwenzeka eNgxenyeni 26
• Imibiko yembhekeleli
ogunyaziwe womphakathi
• I-akhawunti yokugcina
yemali engenayo
yesiKhwama
somhlalaphansi
esibhalisiwe
• I-balance sheet yokugcina
yesikhwama
somhlalaphansi
esibhalisiwe
• Ama-akhawunti
angaphambili okuvalwa
kwenkampani
nokusabalaliswa avulelwe
ukuhlolwa phakathi
nenkathi yokuhlola
ukuvalwa kwenkampani.
• Izaziso ezikhishwe
ngokuvumelana noMthetho
Wezikhwama Zempesheni
23
kubonwe ubungozi obuphathelene
nokulawulwa okufanele kwezikhwama;
• Ukuhlola, ukucabangela nokusebenzisa
izijeziso ezifanele kubaphathiswa
ezimweni lapho kubonwe khona izinkinga
zokuziphatha kwabaphathiswa;
• Ukunika ulwazi ngokumiswa,
ukulondolozwa nokuqashwa
kokuqeqeshwa kwabaphathiswa
nokufaneleka kwabo;
• Ukuhlongoza nokusiza ngokwenza uhlaka
lwamathuluzi okuqondisa nezaziso
zemihlahlandlela ngokuhambisana ne-
FSRA;
• Ukuqapha okunamasu kokuziphatha
kwabaphathiswa ngokuhlobene
namakhono abo okuhlinzeka imiphumela
eyisithupha ye-Treating Customers Fairly
(TCF).
• Ukwengamela ukugcina kwezikhwama
izimiso zokulawulwa okuhle kwezikhwama
zomhlalaphansi.
• Ukuhlolwa okunamasu kokusebenzi
nomphumela wemithetho engashintshi
yezikhwama zemihlalaphansi namalungu;
• Ukwengamela ukusetshenzwa nokuhlolwa
kokukhululwa kweziqondiso
ezingashintshi nezicelo ezeluliwe;
• Ukuphatha i-inbox eqondene nemibuzo
noMthetho Wezikhwama
Zempesheni
• Amasekhula ezikhwama
zempesheni namasekhula olwazi
• Uhlu lwezikhwama zempesheni
ezibhalisiwe
• Amakhophi emithetho/izichibiyelo
zemithetho zezikhwama
zomhlalaphansi ezibhalisiwe
• Izigunyazo zokukhululwa
kweziqondiso ezingashintshi
• Izitifikethi zokugcwaliswa
kweManuwali Yabaphathiswa.
• Amasekhula ezikhwama
zempesheni namasekhula
olwazi
• Uhlu lwezikhwama
zempesheni ezibhalisiwe
• Imithetho yezikhwama
zomhlalaphansi
ezibhalisiwe
24
ephathelene neziqondiso ezingashintshi;
• Umsebenzi wokugunyaza izinto
ezibhekelelwe eziqondisweni
esingashintshi;
• Ukusiza iDivishini Yezokuqondiswa
Kwezikhwama Zomhlalaphansi
ngokusetshenziswa kwezinyathelo
ezifanelekile zokuphoqelelwa komthetho
ezibhekelelwe kuChapter 10 we-FSRA;
Ukusekela iDivishini Yezokuqondiswa
Kwezikhwama Zomhlalaphansi emsebenzini
wayo ngokunikeza imibono nesiqondiso
ngendlela yokusingatha izimo ezithile.
IDIVISHINI: UKUSEKELA KWEZAZI
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukusekela amanye amadivishini e-FSCA
ngokucutshungulwa kwezibalo
kobuchwepheshe.
• Ukuqondiswa kwezingxenye ezithile
zoMthetho Wezikhwama Zempesheni,
ikakhulukazi izingxenye 15, 16 no-18
(ngokuyinhloko umsebenzi owenziwa
ngabahlaziyi bezikhwama zempesheni).
• Ukusekela amanye amadivishini e-FSCA,
ngokuhlaziya imininingwane ethunyelwe
ngezinzuzo ezingokomthetho
zokuziphatha kwezimakethe noma
amanye amasethi emininingwane
• Imibiko yokuhlolwa kwezikhwama
zomhlalaphansi
• Imininingwane yabahlaziyi
• Izicelo mayelana nezingxenye 15
no-18 zoMthetho Wezikhwama
Zempesheni
• Imininingwane (imibiko
yocwaningo) evela emithonjeni
yomphakathi.
• Isu langaphakathi
namadokhumenti epholisi.
Amadokhumenti ocwaningo avela
ezinhlanganweni zangaphandle
• Imibiko ngokuphathelene
nokukhangisa ezezimali.
25
abengahleliwe, ukuze kuqashwe
izinkomba zobungozi bokusebenza
kwezimakethe
• Ukusiza ekuklameni izinzuzo
ezingokomthetho noma ezinye izicelo
zolwazi ezenziwa yi-FSCA, ukuqinisekisa
ukuthi zizoveza imininingwane ewusizo,
kanye nokuklama nokulungiselela imibiko
yomphakathi efingqa izibalo zemboni futhi
ziveze izinkomba eziyinhloko ezikahle
kakhulu
• Ukusekela amanye amadivishini e-FSCA,
ekuhlaziyeni izinqubo zebhizinisi
nemikhiqizo yezinhlangano ezithile
zezimali.
• Ukusekela amanye amadivishini e-FSCA,
ekubukezeni ukudalulwa kwezinto,
ukukhangisa namasu okumakethwa
kwezinhlangano ezithile zezimali.
• Ukuhlolwa okuqhubekayo kwezezindaba,
kanye nokuqashwa okuqhubekayo
kwezindlela ezintsha zokukhangisa
nokumaketha.
• Ukusekela imisebenzi yabaqondisi
ngokubukezwa nokuthuthukiswa
okuqhubekayo kohlaka lweziqondiso lwe-
FSCA.
• Ukwenza ucwaningo oluqhubekayo
nokuqashwa kwezimiso nezindlela
atholakalayo emphakathini
26
zokuqondisa zakuleli nezamazwe
omhlaba.
IDIVISHINI: EZOCWANINGO NOKUPHOQELELWA KOMTHETHO
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukwenza ucwaningo njengoba kuboniswe
ku-Financial Sector Regulation Act, 2017.
• Ukwenza ucwaningo lokuxhashazwa
kwezimakethe njengoba kuboniswe kuyi-
Financial Sector Regulation Act, 2017
efundwa ikanye ne-Financial Markets
Act,19 ka-2012.
• Ukusekela eminye iminyango e-FSCA
ngokuphathelene nezindaba
eziyinkimbinkimbi ezidinga
ukuphoqelelwa.
• Imibiko yocwaningo namaphepha
asekelayo atholwe lapho
kusetshenziswa amandla
okucwaninga.
• Imibiko yezindaba ephathelene
nocwaningo.
• Imiyalelo nezahlulelo ze-FSCA
eziphathelene nocwaningo
nezindaba eziphoqelelwe
ezisingathwe ngumnyango.
• Amamanuwali emisebenzi evamile.
• Imibiko yocwaningo namaphepha
asekelayo atholwe lapho
kusetshenziswa amandla
okucwaninga.
• Imibiko yezindaba ephathelene
nocwaningo lokuxhashazwa
kwezimakethe.
• Imininingwane yabafake izicelo
zokukhokhelwa abanxeshezelwe
ngenxa yokuthinteka lapho
• Imibiko yezindaba
ephathelene nocwaningo
olwenziwe ngokuhambisana
ne-Insider Trading Act,
1998; Financial Markets
Act, 2012 kanye ne-
Financial Sector Regulation
Act, 2017.
• Imibiko yezindaba
ephathelene nezinyathelo
eziphoqelelwayo
ngokwengxenye 151 ye-
Financial Sector Regulation
Act, 2017.
• Imibiko yezindaba
ephathelene nocwaningo
olwenziwe ngokuhambisana
ne-Insider Trading Act,
1998; Financial Markets
Act, 2012 kanye ne-
Financial Sector Regulation
27
kwenziwa i-insider trading.
• AmaManuwali Emisebenzi
Evamile.
• Into ezuzwe ngelungelo
elingokomthetho njengoba sinikeza
iseluleko eMnyangweni we-I & E.
• Izitatimende ezingokomthetho
eziklanywe yiDivishini.
• Amadokhumenti aphathelene
nezindaba ezathathelwa noma
okwacatshangelwa ukuba
zithathelwe isinyathelo esithinta
ukuphatha.
• Amadokhumenti okuphatha
amayelana nokulawulwa kwansuku
zonke kweyunithi isib. ibhajethi,
izinhlelo zebhizinisi njll.
Act, 2017.
• Imibiko yezindaba
ephathelene nezinyathelo
eziphoqelelwayo
ngokwengxenye 151 ye-
Financial Sector Regulation
Act, 2017 ngokuphathelene
namacala okuxhashazwa
kwezimakethe.
• Imibiko yezindaba
ephathelene nezindaba
ezidluiselwe ku-Complex
Enforcement Unit
Imibiko Yezindaba ephathelene
neziNyathelo Eziphoqelelwayo
eziklanywe yi-Complex
Enforcement
IDIVISHINI: ISIKHUNGO SENKAMPANI
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukusekela izimfuneko ze-human
resources nemisebenzi yayo yonke
imikhakha ye-FSCA.
• Ukuhlinzekwa kwamalungiselelo
ahlanganisiwe amasevisi okuphatha
ukuze kulondolozwe, kuthuthukiswe futhi
kwamukelwe isimo somsebenzi se-FSCA,
kuhlanganise nangokuphatha
nokuqondisa ukusetshenziswa okuhle
• Uhlaka Lwezikhundla Zomsebenzi
(Organogram). Lutholakala
embikweni wamiNyaka Yonke we-
FSCA
• Imifundaze uma ikhona.
• Imininingwane ephathelene
nokufunwa kwabasebenzi;
• Amapholisi Nezinqubo;
• Amarekhodi eNdawo Yokuhlala
• Izikhangiso zezikhala
zomsebenzi ezikhangiswe
yi-FSCA.
• Uhlu lwabahlinzeki
bamasevisi
• Izincwadi zabezindaba
• Izihloko zezindaba
ezihlukahlukene
ngaphakathi
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kakhulu kwendawo, amasevisi ezakhiwo
nengqalasizinda, abantu kanye
nokuhlinzekwa kwezinto ezihlukahlukene
namasevisi.
• Ukwenza nokusebenzisa isu le-FSCA
lezokuxhumana kwangaphakathi
nangaphandle. Ibuye ibe nomsebenzi
wokuphatha idumela le-FSCA,
kuhlanganisa ukuthuthukiswa
nokusetshenziswa kwemisebenzi
yezokuxhumana yangaphandle
neyokumaketha evamile, futhi yiyo eyenza
kusetshenziswe futhi kulondolozwe ipholisi
yezolimi ye-FSCA.
Yasehhovisi;
• Amarekhodi e-OHS;
• Amasevisi Amalungiselelo;
• Izincwadi zabezindaba;
• Imibiko yaminyaka yonke ye-
FSCA;
• Kunezihloko eziphathelene
nezindaba ezihlukahlukene
kuwebhusayithi ye-FSCA;
• Amarekhodi ezingxoxo zezikhulu
ze-FSCA ezenziwa yizinhlangano
zezindaba ezihlukahlukene;
• Izincwadi zangaphakathi ze-FSCA;
• Amasekhula okuqwashisa
akhishwa yi-FSCA.
kwewebhusayithi ye-FSCA
• Amarekhodi ezingxoxo
zezikhulu ze-FSCA
ezenziwa yizinhlangano
zezindaba ezihlukahlukene.
• Amasekhula okuqwashisa
akhishwa yi-FSCA
• Izincwadi zangaphakathi
ze-FSCA
IDIVISHINI: I-CHIEF INFORMATION OFFICER
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukusebenzisa, ukuphatha, ukulondoloza
nokuqapha izinto ezilawula ezokuphepha
ze-ICT ezihloselwe ukuvikela impahla
yemininingwane kagesi yenhlangano.
• Ukuxhumana nenhlangano ukuze ibone
futhi ibhale phansi izidingo ezihlobene
nebhizinisi ze-ICT futhi idlulisele imiyazelo
eyinhloko ye-ICT enhlanganweni.
• Ukuhlinzeka, ukuphatha nokulondoloza
iplatifomu ye-ICT, eyakhiwa
ngezobuchwepheshe (i-hardware)
• Amapholisi olwazi lwangaphakathi,
izimiso nezinqubo
• Ulwazi lwangaphakathi/
izinqolobane zokugcinwa kwe-data
• Amadokhumenti anolwazi lwamasu
lwangaphakathi
• Izicelo ezihlobene ne-data yolwazi
lokugcinwa kwemfihlo
• Idokhumenti yesiTatimende
Sokugcinwa Kwemfihlo
29
nezixazululo (izinhlelo) nokuqinisekisa
ukuthi lezi zinto zihlangabezana nezidingo
zansuku zonke nezesikhathi esizayo
zemisebenzi yenhlangano.
• Ukucacisa nokusebenzisa izinhlelo
zokuthola izisebenzi ze-IT namapholisi
aklanyelwe ukwenza ukuthengwa
kwezinto ze-IT kufane futhi kuhambisane
nemikhankaso yokutholwa kwezinhlelo
ze-IT.
• Ukwakha, ukuphatha nokwengamela
imikhuba yokulawulwa kolwazi
lwenkampani lwe-FSCA, kuhlanganisa
nohlelo lokugcinwa kolwazi luyimfihlo.
• Ukuqinisekisa ukuthi kuhanjiswana
neziqondiso namapholisi mayelana
nokuvikelwa kwempahla yolwazi
lwenhlangano kuyilapho kucaciswa
izimfuneko zemijikelezo yobude
bokugcinwa kwemininingwane,
ukuhlaziywa kwe-data, nokulawulwa kwe-
data yayo yonke inhlangano. Ibuye ibe
nomsebenzi wokubhekelela amapholisi
nezinqubo zokuthi inhlangano ilwenza
kanjani, ilusebenzise, ilugcine, ilufake
ngezigaba, ilulondoloze, iluvikele, ilugodle
futhi ilahle ulwazi.
• Ukwenziwa nokuqondiswa kwezinkambiso
zebhizinisi ezinobuhlakani ze-FSCA.
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• Ukulawula ukuphathwa komjikelezo
wobude besikhathi sokugcinwa kolwazi
kwe-FSCA kusukela ekuqaleni kuze kube
yilapho lulahlwa kuhlanganisa
ukusetshenziswa kwamarekhodi, ama-
archive nezinkambiso zokuphatha
amadokhumenti. Lo mnyango uhlinzeka
nelayibhrari namasevisi okwenza
ucwaningo ngolwazi kuyo yonke i-FSCA.
• Ukuchaza nokulondoloza izimiso
zokuphatha amaphrojekthi e-FSCA
ngokuhlinzeka inethiwekhi yokumisa
izinyathelo zokubona indlela umsebenzi
owenziwa ngayo ngokusekelwe
emigomweni nasezinjongweni
zenhlangano.
IDIVISHINI: EZEZIMALI NAZO ZONKE IZINTO EZIFUNEKAYO (SUPPLY CHAIN)
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Ukusekela yonke imikhakha ye-FSCA
ezindaweni ezilandelayo:
• Ukuphathwa okuphumelelayo kwemali
esetshenziswa ekwenzeni izinto
• Ukuphathwa kokugeleza kwemali
notshalomali
• Ukuphathwa kotshalomali lwenkampani
lwesikhathi eside
• Ukuhlolwa kotshalomali oluyinhloko
• Ukulungiselelwa nokuphathwa
• Izitatimende Zezimali Ezishicilelwe
• Amapholisi Nezinqubo Ezihlobene
Nezimali Ze-FSCA.
• Ukuphathwa Kwama-akhawunti
Kwanyanga Zonke.
• Ibhajethi Ye-FSCA
• Izitatimende Zezimali Ezishicilelwe
• Amapholisi Nezinqubo Ezihlobene
Nezimali Ze-FSCA.
• Ukuphathwa Kwama-akhawunti
• Izitatimende zezimali
zaminyaka yonke
ezishicilelwe
• Ibhajethi Ye-FSCA
• Izitatimende zezimali
zaminyaka yonke
ezishicilelwe
• Ibhajethi Ye-FSCA
• Izitatimende zezimali
zaminyaka yonke
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kotshalomali namabhajethi e-capex
• Imibiko yabaphathi yanyanga zonke,
ukuhlaziywa kwemigomo
engafinyelelwanga kanye nokuthatha
izinyathelo zokulungisa
• Ukulungiselela izitatimende zezimali
zaminyaka yonke
• Ukuqinisekisa ukuba nezimiso ezinhle
zokulawulwa kwezinto ezenzeka
ngaphakathi
• Ukusekela yonke imikhakha ye-FSCA
ezindaweni ezilandelayo:
• Ukuphathwa okuphumelelayo kwama-
Trade Payable
• Ukuphathwa okuphumelelayo kwemali
esetshenziswa ekwenzeni izinto
• Ukuqinisekisa ukugcinwa komthetho we-
PFMA neziqondiso zoMgcinimafa
ngokuphathelene nokukhokhelwa
kwezinto
• Ukulungiselelwa nokuphathwa
kwamabhajethi okusetshenziswa kwemali
• Imibiko yabaphathi yanyanga zonke,
ukuhlaziywa kwemigomo
engafinyelelwanga kanye nokuthatha
izinyathelo zokulungisa
• Ukulungiselela izitatimende zezimali
zaminyaka yonke
• Ukuqinisekisa ukuba nezimiso ezinhle
Kwanyanga Zonke.
• Ibhajethi Ye-FSCA
• Izitatimende Zezimali Ezishicilelwe
• Amapholisi Nezinqubo Ezihlobene
Nezimali Ze-FSCA.
• Ukuphathwa Kwama-akhawunti
Kwanyanga Zonke.
• Ibhajethi Ye-FSCA
• Uhlu lwamaThenda akhishiwe
• Uhlu lwamaThenda Ahoxisiwe
• Amaphepha Okubhida athunyelwe
ngababhidi abahlukahlukene
• Amapholisi Okufunwa
Kwezinkampani Ezizohlinzeka
Izinto
• Izivumelwano zamasevisi
ezingenelwe phakathi kwe-FSCA
kanye nabanye
ezishicilelwe
• Ibhajethi Ye-FSCA
• Uhlu lwamathenda
akhishiwe
• Uhlu lwamathenda
ahoxisiwe.
32
zokulawulwa kwezinto ezenzeka
ngaphakathi
• Ukusekela wonke amadivishini e-FSCA
kulezi zindawo eziyinhloko ezilandelayo:
• Ukuphathwa okuphumelelayo kwamalevi
nezimadlana ezikhokhwayo
• Ukuphathwa okuphumelelayo kwama-
Payroll
• Ukuphathwa okuphumelelayo kwemali
esetshenziswa ekwenzeni izinto
• Ukulungiselelwa nokuphathwa kwemali
engenayo namabhajethi abantu ngabanye
• Imibiko yabaphathi yanyanga zonke,
ukuhlaziywa kwemigomo
engafinyelelwanga kanye nokuthatha
izinyathelo zokulungisa
• Ukulungiselela izitatimende zezimali
zaminyaka yonke
• Ukuqinisekisa ukuba nezimiso ezinhle
zokulawulwa kwezinto ezenzeka
ngaphakathi
• Ukusekela wonke amadivishini e-FSCA
kulezi zindawo eziyinhloko ezilandelayo:
o Ukumiswa kwezinkampani
ezizohlinzeka imikhiqizo namasevisi
ngokuhambisana ne-PFMA
neziQondiso zoMgcinimafa
o Ukuphathwa kwezinto ezifunekayo
kanye nezinqubo zokulahlwa
33
kwezinto ezisetshenzisiwe
o Ukuqinisekisa ukuthi izinkambiso
zokufunwa kwezinkampani
ezihlinzeka izinto zilungile,
ziyalingana, zibeka izinto obala,
zinokuncintisana futhi azibizi
o Ukuphatha izivumelwano
zabahlinzeka imikhiqizo
o Ukuqinisekisa ukuba nesimiso
esinhle sokulawulwa kwezinto
ezenzeka ngaphakathi
IDIVISHINI: IHHOVISI LEZIKHULU
Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane
yokuthintana
• Libhekelela umsebenzi wokucubungulwa
kwamabhuku ezimali e-FSCA,
umshwalense wazo zonke izinto
nomshwalense wayo webhizinisi.
• Linesibopho sokulandisa ngokwenza
uhlaka lokuphathwa kwezimo
ezinobungozi enkampanini ye-FSCA
• Linesibopho sokulandisa ngekhono le-
FSCA lokuqhubeka nebhizinisi lapho kuba
nenhlekelele noma okunye
ukuphazamiseka okungokoqobo.
• Linesibopho sokulandisa ngokugcina kwe-
FSCA yonke imithetho, kuhlanganisa
nokugcina amapholisi angaphakathi ayo i-
FSCA
Amasu:
• Uhlelo Lwamasu Lwe-FSCA;
• Uhlelo Lonyaka Lwendlela
Yokusebenza Lwe-FSCA
• Izinhlelo Zebhizinisi Ze-FSCA
• Isu lokuvimbela ukukhwabanisa
nenkohlakalo;
Amapholisi:
• Uhlaka lokuphathwa kwezimo
ezinobungozi enkampanini;
• Uhlaka Nepholisi Yokuphathwa
Kwezimo Ezinobungozi
Enkampanini
• Ipholisi Yokuhlaba Umkhosi
34
• Linesibopho sokulandisa ngokuqapha,
ukuhlola nokwenza imibiko ngendlela i-
FSCA esebenza ngayo uma
kuqhathaniswa nemigomo yayo yamasu
neyebhizinisi. Lo msebenzi ubuye
wengamele nokwenziwa kwemibiko yayo
yonke inkampani, okuhlanganisa
ukulungiselela, ukuthunyelwa
nokuxhumaniswa kwemibiko
eyehlukahlukene ehlobene nokugcinwa
kwemithatho enkampanini i-FSCA
okudingeka iyenze.
• Ukuhlinzeka amasevisi kanobhala
eKomitini Labaphathi be-FSCA,
amaKomiti Okugcinwa Komthetho kanye
nezinye izinhlaka zokuphatha eziyinhloko.
• Yilona ngokuyinhloko elithintwayo
phakathi kwe-FSCA nabezindaba, futhi
lingusomlomo kwabezindaba egameni
loKhomishana namaPhini oKhomishana.
• Lihlinzeka, nge-Office of General Counsel
yamasevisi angokomthetho e-FSCA
emikhakheni yokusekela nokuphathwa
kokumangalelwa, ukubukezwa
kwemithetho, iseluleko sezomthetho sayo
yonke inkampani namasevisi, iseluleko
somxhumanisi we-Financial Services
Tribunal kanye ne-Anti Money Laundering
/ Countering of Financing of Terrorism.
• Ipholisi Yokugcinwa Komthetho
Nomthethosisekelo Wenkampani
• Ipholisi Emayelana Nokwenziwa
Nokubukezwa Kwamapholisi
• Ipholisi Yokuphathwa
Kokuqhubeka Kwebhizinisi
Nesitatimende Sepholisi
• Ipholisi Yemininingwane Yendlela
Okusetshenzwa Ngayo
• Amadokhumenti epholisi
yomshwalense.
Imibiko:
• Imibiko Kanyanga Ntathu
Yokugcinwa Komthetho Kwezimo
Ezinobungozi Nokuqinisekiswa
• Imibiko Kanyanga Ntathu
Yomgcinimafa Kazwelonke
• Imibiko Yangaphakathi
Yokucubungulwa Kwamabhuku
Ezimali
• Imibiko Yokuqashwa Kokugcinwa
Komthetho
• Imibiko Yokuqapha Nokuhlola
• Imibiko Yokubukezwa Kwezimo
Ezinobungozi
• Imibiko Evela Kubantu Abahlaba
Umkhosi;
35
Ama-ajenda Namaphuzu
Emihlangano:
• Ama-ajenda namaphuzu e-
Transitional Management
Committee, Amakomiti Okulawula,
Amakomiti KaNgqongqoshe
nemihlangano ye-Operational Exco
ye-FSCA, OPFA ne-FAIS Ombud
Office.
• Ulwazi lwabaphathi oluvamile
• I-Terms of References (ToR)
yamakomiti
Izicelo zokuthola amarekhodi e-FSCA zingathunyelwa kubantu abafanele abasohlwini olusesigabeni 5 ngenhla.
8. INQUBO YOKUFAKA IZICELO
8.1. Noma ubani angasifaka isicelo sokuthola irekhodi e-FSCA.
8.2. Isicelo kumelwe sibhalwe eFomini A elihambisana nalemanuwali elingu-Annexure A.
8.3. Isicelo kumelwe siqondiswe ku-Deputy Information Officer kusetshenziswa imininingwane esemushwaneni 5 ngenhla.
8.4. Isicelo kumelwe sibe negama nemininingwane yokuthintana nomuntu ofaka isicelo futhi kumelwe kube nemininingwane eyanele
ezokwenza i-FSCA ikwazi ukubona ukuthi yiliphi irekhodi elicelwa. Umuntu ofaka isicelo kumelwe abonise ukuthi yiliphi ifomu
elinerekhodi acela ukulithola.
8.5. Lapho isicelo sifakwa othile esikhundleni somunye umuntu, lowo ofaka isicelo kufanele anikeze ubufakazi bokuthi kungani lowo
36
ofaka isicelo kunguyena ofuna ukuthola ulwazi, kungaba nge-afidevithi noma incwadi ebonisa ukuthi unemvume, ngendlela
ezokwanelisa ama-Information Officers.
9. UKUKHOKHWA KWEZIMADLANA ZEZINDLEKO (S 22 ye-PAIA)
9.1. Kunemadlana yokufakwa kwesicelo okufanele ikhokhelwe izicelo ze-PAIA futhi ubufakazi bokukhokhwa kwemali kumelwe
buthunyelwe ku-Deputy Information Officer. Lapho i-FSCA inqume ukuvumela ukutholwa kolwazi okuceliwe, kungenzeka i-FSCA
ifune ukuba ofake isicelo akhokhe imadlana yokuthola ulwazi.
9.2. Imadlana yesicelo ihambisana neziQondiso ezikhishwe ngokuvumelana noMthetho We-PAIA ophathelene nezinhlangano
zomphakathi.
9.3. Ukufaka imali ebhange yiyona kuphela indlela eyamukelekayo yokukhokhela izicelo ze-PAIA usebenzisa imininingwane ye-FSCA
yasebhange ethi:
First National Bank
Account No.: 62277426328
Branch Name: RMB Corporate Banking Johannesburg
Branch Code: 255005
Ref: PAIA request- IGAMA LOFAKA ISICELO
9.4. Isicelo siyokwamukelwa lapho ifomu eligcwalisiwe kanye nemadlana yesicelo eshiwo kufikile ku-Deputy Information Officer.
9.5. Lapho ithola isicelo se-PAIA, i-FSCA iyolwela ukucabangela nokunikeza impendulo yesicelo ngasinye phakathi nezinsuku
ezingamashumi amathathu (30) ezimisiwe. Uma kudingeka, i-FSCA ingase iselule isikhathi sezinsuku esingamashumi amathathu
(30) ngezinye izinsuku ezingamashumi amathathu (30) ukuze inikeze konke okufunekayo kuleso sicelo.
37
10. UKUCABANGELA ISICELO
10.1. : Izicelo zamarekhodi ngenjongo yokuqulwa kwamacala obugebengu noma omphakathi zisingathwa ngokuvumelana nengxenye 7
yoMthetho. INgxenye 7(1) ithi:
“uMthetho awusebenzi erekhodini lenhlangano yomphakathi noma inhlangano ezimele uma
(a) lelo rekhodi licelwa ngenjongo yokuqulwa kwamacala obugebengu noma omphakathi;
(b) licelwa ngemva kokuqala kokuqulwa kwamacala obugebengu noma omphakathi, kuye ngezimo;
(c) ukukhishwa noma ukufinyelelwa kwalelo rekhodi ngenjongo eshiwo esigabeni (a) ifakiwe emthethweni.”
10.2. Uma ingxenye 7(1) isebenza esicelweni, umuntu ofake isicelo kumelwe asebenzise imithetho nezinqubo zokuthola ulwazi
oluhlobene nalokho kuqulwa kwamacala okungokomthetho.
10.3. I-FSCA ingase yenqabe isicelo sokuthola ulwazi uma siwubala futhi / noma sicasula.
11. ISINQUMO SE-FSCA
11.1. Njengoba kuchazwe engxenyeni 25 yoMthetho, i-Information Officer iyonquma ukuthi iyasivuma yini isicelo sokuthola ulwazi bese
yazisa ofake isicelo. Ofake isicelo uyokwaziswa ngesinqumo ngendlela efanele.
11.2. Uma isicelo sokuthola ulwazi senqatshelwa yi-Information Officer, ofake isicelo uyonikezwa izizathu ezibhalwe phansi
zokwenqatshelwa okunjalo.
12. ILUNGELO LOKUFAKELA ISINQUMO INSELELE
12.1. I-FSCA ayiyona inhlangano yomphakathi okukhulunywe ngayo esigabeni (a) sencazelo yelithi “inhlangano yomphakathi”
engxenyeni 1 yoMthetho. Ngakho, akukho ukudluliselwa kwesikhalo kwangaphakathi okungese kwenziwe ngokumelene
nesinqumo se-Information Officer mayelana nokuthola ulwazi oluthile.
12.2. Uma umuntu ofake isicelo engavumelani nesinqumo, ofake isicelo angase afake isikhalo, kungakedluli izinsuku ezingu-180
kusukela etsheliwe ngesinqumo se-Information Officer, asidlulisele eNkantolo Ephakeme enegunya lokulawula, ukuze ikhiphe
38
umyalo ofanele.
12.3. Ofake isicelo angase adlulisele isikhalo sakhe kunoma iyiphi inkantolo enegunya lokulawula elifanele mayelana nezinqumo
ezilandelayo ze-Information Officer:
12.3.1. Inani lezimadlana okufanele zikhokhwe; kanye / noma
12.3.2. Ukwandiswa kwesikhathi ulwazi oluzonikezwa ngaso.
13. UKUTHOLAKALA KWEMANUWALI
13.1. Le manuwali iye yabhalwa ngenjongo yokubonisa ukuthi i-FSCA izibophezele ngokuhola ekuhambisaneni noMthetho-sisekelo
wethu, imithetho neziqondiso zeRiphabhuliki yaseNingizimu Afrika. Ukutholakala lwale manuwali ngeke kugcine ngokuhambisana
nezimfuneko ze-PAIA kuphela, kodwa futhi kungumzamo wokuphatha inhlangano ebeka izinto obala ehambisana futhi esekela
ilungelo elivikelwa umthetho-sisekelo lokuthola ulwazi.
13.2. Imanuwali itholakala ngamakhophi asemshinini nanyathelisiwe ngesiNgisi, isiZulu nesiVenda. Amakhophi azotholakala
nasendaweni okufikelwa kuyo e-FSCA, nakuwo wonke amadivishini e-FSCA ukuze ibonwe ngumphakathi ngesikhathi
somsebenzi. Imanuwali iyatholakala nakuwebhusayithi ye-FSCA, futhi ingatholwa yinoma ubani oyicelayo.
14. UKUBUKEZWA KWEMANUWALI
Le manuwali izobukezwa ngezikhathi ezithile kodwa okungenani kanye ngonyaka.