Insider Model1

Embed Size (px)

Citation preview

  • 8/3/2019 Insider Model1

    1/42

    !"#$%&'()*+,-./0123456789:!"#$%&'(

    )*+,-./0123456789:!"#$%&'()*+,-./0

    123456789:!"#$%&'()*+,-./012345678

    9:!"#$%&'()*+,-./0123456789:!"#$%&'()*+,-./0123456789:!"#$%&'()*+,

    -./0123456789:!"#$%&'()*+,-./012345

    6789:!"#$%&'()*+,-./0123456789:!

    "#$%&'()*+,-./0123456789:!"#$%&'()*+,-./0123456789:!"#$%&'()*+,-./01

    23456789:!"#$%&'()*+,-./0123456789

    :!"#$%&'()*+,-./0123456789:!"#$%&

    '()*+,-./0123456789:!"#$%&'()*+,-./0123456789:!"#$%&'()*+,-./0123456

    789:!"#$%&'()*+,-./0123456789:$%&

    '()*+,-./0123456789:!"#$%&'()*+,-.

    /0123456789:!"#$%&'()*+,-./0123456

    ;#7#$ ='-/# + >))2 >& (%, ?)7#$@

    A& B-7#9%'$# "(%0 + C(5%0 D$+-#$

    "#$%&'$(&% )*& +*(,- ./(0$1

    23#&' 4(156

  • 8/3/2019 Insider Model1

    2/42

    7

    E+83# ). ?)9%#9%,

    F9%$)-'6%()9 G

    H+$% F@ E0# I97($)9:#9% J

    !"#$%&'# )* A(- K#33 C60))3 K#,6$(*%()9 +9- I7+3'+%()9 L

    !"#$%&'# +* ?3+,,$)): A+*M K#,6$(*%()9 +9- I7+3'+%()9 N

    H+$% FF@ B% O($,% D3+96# P

    !"#$%&'# ,* F9%#$7(#" "(%0 A$,Q >#$/, R

    H+$% FFF@ K)9+3- SG

    !"#$%&'# -* T8,#$7+%()9, ). K)9+3- (9 ?)9%#5% U B9+3&,(, SJ

    !"#$%&'# .* F9.)$:+3 F9%#$7(#" "(%0 K)9+3- U B9+3&,(, SN

    !"#$%&'# /* C+:*3# V)$2 U B9+3&,(, WX

    H+$% FY@ K)9+3- .$): A'3%(*3# H#$,*#6%(7#,@ WG

    !"#$%&'# 0* F9%#$7(#" "(%0 A$Q >(33, WJ

    H+$% Y@ H3+99(9/ .)$ K)9+3- +9- O'%'$# K)9+3-, WZ

    1$23&45 6 73#"289'#$23 2% #:5 ;$< =95>#$23 WP

    ?5>>23 @35* 73#"289'#$23> #2 !"#$%&' )#%*+" GX

    ?5>>23 AB2* C9"D$D&4 E$# GG

    ?5>>23 A:"55* F285CB$#':$3< GL

    G$3&4 !>>5>>H53# I2"#%24$2 ,J

  • 8/3/2019 Insider Model1

    3/42

    8

    F9%$)-'6%()9

    V0#9 &)'[$# +9 #-'6+%()9 :+1)$M &)'$ 3(.# 6)9,(,%, ). + .#" 6)$# %0(9/,@ O($,% %0(9/@ \)'

    +$# +3"+&, 6):8+%(9/ +/+(9,% 6)9,%+9% :)62#$&Q C#6)9-3&M +% %(:#,M &)'$ ")$2 3)+- :+2#,

    &)' "+9% %) 6$& 3(2# + 8+8&M "0(60 3#+-, %) 6)9,(,%#9%M %(:#3& !'#,%()9, ). &)'$ 6+$##$

    60)(6#Q B, (. %0# .($,% %") "#$#9[% 8+- #9)'/0M &)' 0+7# :+9&M ,##:(9/3& #9-3#,, +33]9(/0%#$,Q ^)"#7#$M -#,*(%# %0# 9#/+%(7#, %0+% ,##: %) ,%+62 '*M %0# :),% :+/9(.(6#9% *+$%

    ). 8#(9/ +9 #-'6+%()9 :+1)$ +$# %0# 6)9,%+9% $#:(9-#$, ). "0& &)' 60),# %#+60(9/ (9 %0#

    .($,% *3+6#Q

    B, +9 #-'6+%()9 :+1)$M F[7# #9-'$#- +33 ). %0#,# %0(9/,Q \)'[$# +3"+&, )9 %0# -#.#9,#

    "0#9 *#)*3# :)62 &)' 8#6+',# &)'$ :+1)$ (, _#+,&` +9- _+9&)9# 6+9 -) (%`Q B33 83+92#%#-

    '9-#$ %0# 63(60a- _E0),# "0) 6+9[% -) %#+60Q` \)' "(33 -) +9&%0(9/ %) *$)7# %0+% &)'$

    :+1)$ (, ")$%0& +9- 9#6#,,+$&M 8'% 8#(9/ + %#+60#$ :#+9, 8#(9/ )2+& "(%0 9)% $#6#(7(9/

    *$+(,# +9- /3)$& .)$ +33 ). %0# ")$2 &)' -) 8#0(9- %0# ,6#9#,Q F[7# 6):# %) 3)7# %0+% +,*#6%

    ). :& :+1)$Q

    V0(3# %0#$# (, 9) ,0)$%+/# ). $)'/0 -+&,M -(..(6'3% *$)1#6%,M %+,2, +9- %#+$ ,#,,()9,M

    %0#$# (, +3,) +9 +8'9-+96# ). $#:(9-#$, ). "0& &)' "+9%#- %) %#+60 %) 8#/(9 "(%0Q F "#9%(9%) #-'6+%()9 8#6+',# (% .#3% $(/0% .)$ :& ,)'3M +9- F "+9%#- %) :+2# + -(..#$#96# +9-

    %0$)'/0 %0(, F;CFKIb *$)1#6%M F %$'3& .##3 +, %0)'/0 F 0+7#Q

    F% (, *$)7#9 %0+% :),% %#+60#$, (9,%$'6% %0# "+& %0#& 3(2# %) 3#+$9 8#,%Q >& 60)),(9/ +

    ,%'-#9% %0+% 3#+$9, -(..#$#9%3& %0+9 F -)M F[7# 0+- %0# #5*#$(#96# ). 3(7(9/ ,60))3 %0$)'/0

    %0+% ,%'-#9%Q A& ,%'-#9%M K)9+3-M 3(2#, %) 8# )'%,(-#M 0#[, 0+9-, )9M +9- 0# ")$2, 8#,% (9

    /$)'*,Q ^# #91)&, $#+-(9/ "0#9 (% (9%#$#,%, 0(: +9- 3)7#, 0(,%)$& +9- ,6(#96#Q K)9+3-

    #56##-#- +33 #5*#6%+%()9, F 0+- ). 0(:M +9- 0# ,'$*$(,#- :#M 8#6+',# F ,%#$#)%&*#- 0(: %)

    8# + 8+- ,%'-#9% 8#6+',# 0(, /$+-#, "#$#9[% #56#*%()9+3Q ^#[, 3+(- 8+62 +9- *)3(%#M %")

    %0(9/, "0(60 F -(-9[% #5*#6% #(%0#$Q

    V0(3# F 9#7#$ !'#,%()9#- %0+% %0(, *$)1#6% ")'3- %#+60 :# ,):#%0(9/M F -(- !'#,%()9

    "0+% %0+% ,):#%0(9/ ")'3- 8# +9- K)9+3- /+7# (% %) :#Q ^# ,0)"#- :# %0+% %0# :),%

    (:*)$%+9% *+$% ). 8#(9/ + %#+60#$ (, '9-#$,%+9-(9/ &)'$ 3#+$9#$, +9- 6+$(9/ +8)'% &)'$

    ,%'-#9%,Q F. &)'[$# 9)% 3#+$9(9/ +8)'% %0#: +9- %0#($ 9##-,M &)'[$# (9 %0# "$)9/ *$).#,,()9Q

    V0+% %0#& %+2# .$): &)' (, *+$%(+33& 8+,#- )9 0)" &)' *$#,#9% (%M +9- 0)" :'60 %0#&

    6):*$#0#9- (, ,)3#3& 8+,#- )9 0)" "#33 &)' 6)97#& %0# :#,,+/#Q B, + %#+60#$M &)'$ 1)8 (,

    %) 0#3* %0#: 3#+$9 +9- %0+% :#+9, -#%#$:(9(9/ "0+% "+& (, %0# 8#,% *),,(83# "+&Q

    E0(, *$)1#6% %+'/0% :# %0+% )96# &)' +$# + %#+60#$M &)'[$# *+$% ). + 6)::'9(%&M +9- %0+%

    )%0#$ %#+60#$, +$# #9-3#,, $#,)'$6#,Q ?)::'9(6+%()9 (, 2#& +9- *+%(#96# (, ). %0# '%:),%

  • 8/3/2019 Insider Model1

    4/42

    9

    (:*)$%+96#Q F[7# 3#+$9#- %) 8# 3#,, *$#,':*%')', +9- 8# )*#9 %) ,'//#,%()9,M 9) :+%%#$

    0)" 8(4+$$# %0#& ,##:Q B9- 3+,%3&M %) +3"+&,M +3"+&,M +3"+&, 8# 0':83#Q

    I&"# 7* A:5 K3D$"23H53#

  • 8/3/2019 Insider Model1

    5/42

    :

    F&HL9> M5>'"$L#$23 &38 KD&49$23

    E0# -$(7# %) %0# ,60))3 "+, %0# :),% %#$$(.&(9/ *+$% ). %0# #5*#$(#96#Q F 0+%# 9)%

    29)"(9/ #5+6%3& "0#$# F[: /)(9/Q F 0+7# + DHC 8'% .)33)"(9/ -($#6%()9, .$): (% +$# %#$$(83&

    +99)&(9/Q F 6):# .$): + ,:+33 +$#+M "0(60 (, :+-# '* :),%3& ). .+$: 3+9- +9- ,:+33 6)+3

    *+%60#,Q F %0)'/0% %0+% :& ,60))3 "+, (9 %0# :(--3# ). 9)"0#$#Q \)' 6)'3-9[% "+32 %) (%M +9-

    )'$ .))%8+33 ,%+-(': "+, ,'$$)'9-#- 8& :)'9%+(9,Q ;#7#$ -(- F %0(92 %0+% %0# ,60))3 F[- 8#

    )8,#$7(9/ (9 ")'3- 8# :)$# $#:)%# %0+9 %0+%M 8'% F "+, "$)9/Q A(- K#33 C60))3 (, 3(%#$+33&

    (9 +9 )*#9 .(#3-M )9 + 8+62 $)+- %) 9)"0#$#Q B33 F 6)'3- %0(92 +8)'% "+, _"0+% -) %0#,# 2(-,

    *),,(83& -) .)$ .'9c`

    V0#9 "+32(9/ (9%) A(- K#33 C60))3M F "+, ,3(/0%3& %#$$(.(#- %) ")$2 "(%0 ,(5%0

    /$+-#$,Q F9 +33 0)9#,%3&M F[: ,3(/0%3& %#$$(.(#- %0+% F[33 8# 6#$%(.(#- %) %#+60 ,#7#9%0 /$+-#

    8#6+',# #7#9 %0#& ,##: )'% ). $#+60 %) :#Q F "#9% (9%) C#6)9-+$& I-'6+%()9 8#6+',# F .##3

    +, %0)'/0 F -)9[% 0+7# %0# *+%(#96# %) -#+3 "(%0 &)'9/#$ ,%'-#9%,M 0)"#7#$M F 29)" %0+%

    )96# F[: .+6#- "(%0 %0#: (9 +9 +6%'+3 63+,,$)):M F[33 0+7# %) +-+*% +9- *'% :& 8#,% .))%

    .)$"+$- %) %$&Q F9 $#+3(%&M 0)" ).%#9 +$# "# /(7#9 ,#9()$, +9- .$## $#(/9 $(/0% +"+&cdB3:),% 9#7#$ (, %0# +9,"#$Qe

    E0(, ,60))3 ,##:, .+($3& 3+(- 8+62M -#,*(%# $#6#9% #7#9%, dC+9-& ^))2 I3#:#9%+$&eQ

    D$)"(9/ '* (9 + ,60))3 -(,%$(6% 9#+$8&M %0(, (, %0# 2(9- ). (9%#$+6%()9 F[: ',#- %)Q I7#$&)9#

    (, .$(#9-3& +9- )*#9M "0(60 :+& 8# +3+$:(9/ %) ,):#)9# 6):(9/ .$): + 3+$/#$ ,60))3

    -(,%$(6%M "0#$# &)'[$# 9)% .+:(3(+$ "(%0 +33 ). %0# .+6#, %0+% *+,, %0$)'/0Q E0# )93& %0(9/

    %0+% %0# ,60))3 -(- -) (9 %#$:, ). ,#6'$(%& "+, $#!'#,% :& 63#+$+96#, *$()$ %) :& +$$(7+3 %)

    %0# ,60))3Q F "+, + 8(% ,'$*$(,#- %0+% %0#& -(-9[% +,2 .)$ ,60))3 (-#9%(.(6+%()9 +, "#33 +, +

    -$(7#$[, 3(6#9,#M 8'% F ,(/9#- (9 +9&"+& +9- "+, )9 :& "+& %) A$,Q >#$/,[ 63+,,$)):Q

    B.)$#:#9%()9#-M F 6+:# .$): + ,60))3 $)'/03& %0(, ,(4#M "0#$# +33 ). %0# %#+60#$,

    29#" :# +9- :& .+:(3&Q F9 + "+&M F %0(92 %0+% "+, )9# ). %0# 8#,% %0(9/, %0+% 6)'3- 0+**#9

    %) :# +, + ,%'-#9% +9- *#$,)9Q >#(9/ +$)'9- *#)*3# "0) 0+7# ,) :'60 (97#,%#- (9 &)'M

    &)'$ .+:(3& +9- &)'$ 6)::'9(%& $#+33& 0#3*#- :# %) 3#+$9 +9- /$)"Q F 8#3(#7# %0+% +,

    %#+60#$,M %+2(9/ %0# %(:# %) /#% %) 29)" &)'$ ,%'-#9%, +9- 8#(9/ (97#,%#- (9 %0#($ ,'66#,, (,

    %0# )93& "+& %) %0$(7#Q

  • 8/3/2019 Insider Model1

    6/42

    ;

    ?3+,,$)): A+*M K#,6$(*%()9 +9- I7+3'+%()9

    F "#9% '* %0# ,%+($, +9- 6)'3-9[% 0#3* 8'% ,:(3# +% 0)" ,:+33 %0# -#,2, +9- %0#

    60(3-$#9 "#$#Q E0(, "+, + %)%+3 ,0)62 %) :# 8#6+',# %0# )93& (9%#$+6%()9 F[7# 0+- %0', .+$

    d%0$)'/0 )8,#$7+%()9, +9- +9)%0#$ *$)1#6% .)$ :& E#+60(9/ ?)::'9(6+%()9, 63+,, 3+,%

    ,#:#,%#$e "+, "(%0 %#9%0 %0$)'/0 %"#3.%0 /$+-#$,Q A& :+9%$+ ,))9 8#6+:#@ !"#$ '' ()

    *++, -+. /)0 !"#$ '' () 1 2"1'')3*)0 !"#$ '' () 1 ')1.3#3* )45).#)32)0

    f*)9 #9%#$(9/ %0# 63+,,$)):M F ,+" *),%#$, #7#$&"0#$#Q E0(, "+, + ,(/0% F "+,

    0+**& %) ,##Q F $#:#:8#$ %0+% :& :(--3# ,60))3 %#+60#$, 0+- *3+,%#$#- %0# "+33, "(%0

    3(%#$+%'$#M "$(%(9/ %(*,M +9- :)%(7+%()9+3g(9,*($+%()9+3 *),%#$,Q F '9-#$,%+9- %0+% %) ,):#

    ,%'-#9%, %0(, (, +9- "(33 8# + 6+',# .)$ -(,%$+6%()9M 8'% .)$ :#M (% "+, +3"+&, +9 )**)$%'9(%&

    .)$ 3#+$9(9/ :)$#Q d>#3)" (, + *(6%'$# ). )9# ). %0# 8)+$-, (9 %0# 8+62 ). %0# $)):eQ

    F 3(2# %0+% %0# 63+,,$)): "+, ,#% '* "(%0 +33 ). %0# 6)3)$, +9- *),%#$,M 0)"#7#$M F

    -(-9[% 3(2# %0+% +33 ). %0# -#,2, "#$# .+6(9/ %)"+$- %0# .$)9%Q E0# 63+,,$)): "+, *$#%%&

    ,*+6()',M ,) F .##3 +, %0)'/0 &)' 6)'3- +$$+9/# %0# -#,2, (9 + "+& %0+% #7#$&)9# 6)'3- ,##

    #7#$&)9# #3,#Q B.%#$ 0+7(9/ :'3%(*3# 63+,,#, "0#$# -(,6',,()9 +9- 3(,%#9(9/ %) )9# +9)%0#$

    (, 2#&M F .##3 +, %0)'/0 +$$+9/(9/ %0# -#,2, (9 + _f` ,0+*# (, %0# )93& "+& %) /)Q F 6)'3-

    '9-#$,%+9- 0)" %0(, 6)'3- ,##: 60+)%(6 %) ,):#Q F9 %0+% 6+,#M F ")'3- 0+7# 3(2#- %) ,## %0#

    -#,2, +$$+9/#- (9 _%#+:,` ,) %0+% %0# ,%'-#9%, 6)'3- 0+7# + ")$2 ,*+6# .)$ %0#($ /$)'*

    *$)1#6%,Q

    A$,Q >#$/, "+, 7#$& )$/+9(4#- +9- 0+- 8(9, "(%0 #7#$&%0(9/ ,#*+$+%#-Q I7#$&%0(9/

    (9 %0# 63+,,$)): "+, 63#+$3& :+$2#- (9 8)3- 3#%%#$(9/ +9- +99)'96#:#9%, "#$# +7+(3+83#

    .)$ +33 %0# ,%'-#9%, %) ,##Q F %0(92 %0(, (, (:*#$+%(7# (9 + 63+,,$)):M +9- (% :(9(:(4#,

    !'#,%()9, +8)'% %0# 3)6+%()9 ). %0(9/,Q >& 0#$ 0+7(9/ 8)5#, .)$ "0+% ,%'-#9%, :(,,#- "0#9

  • 8/3/2019 Insider Model1

    7/42

    #$/, /(7#,

    %0+% %) 0(:Q >& /(7(9/ 0(: $#,*)9,(8(3(%(#, +9- *$+(,(9/ 0(: .)$ 6):*3#%(9/ %0#:M K)9+3- (,

    3#+$9(9/ %) 8# +"+$# ). 0(, +6%()9,M "0(3# +3,) 3#+$9(9/ 0)" /))- (% .##3, %) 6):*3#%#

    ,):#%0(9/Q

  • 8/3/2019 Insider Model1

    8/42

    =

    I&"# 77* !# G$"># N4&3'5

  • 8/3/2019 Insider Model1

    9/42

    >

    F9(%(+3 F9%#$7(#" "(%0 A$,Q >#$/,

    E(:# T8,#$7+%()9,g?)97#$,+%()9

    R@XX BA B$$(7+3 +% ,60))3Q

    ? Y#$& $'$+3 ,#%%(9/

    ? >#+'%(.'3 7(#"

    ? C60))3 *$(-# #7#$&"0#$# d8+99#$,M

    -#6)$+%()9,M ,60))3 6)3)$, )9 -(,*3+&e

    R@XL BA B$$(7+3 +% A$,Q >'$/, ?3+,,$)): dN%0

    /$+-#e? >+99#$ "(%0 0#$ 9+:# )9 %0# .$)9% -))$Q

    ? I:*%& 63+,,$)):

    ? HCCB %#,%(9/

    ? >'33#%(9 8)+$-, -#6)$+%#- "(%0 b#+-(9/

    ,%$+%#/(#,M "$(%(9/ ,%$+%#/(#,M 0):#")$2M

    '*6):(9/ #7#9%,M #%6Q

    R@XN]R@SS A$,Q >'$/, -(- :),% ). %0# 8#/(99(9/ -(,6',,()9Q

    C0# +,2#- ', "0+% %0# +,,(/9:#9% "+,M %) :+2#

    ,'$# %0+% 9)%0(9/ 0+, 60+9/#-Q C0# -#6(-#- )9

    %0# ,%'-#9%, ,0# %0)'/0% ")'3- 8# %0# 8#,%

    6+9-(-+%#, .)$ %0# ,%'-&Q C(96# %0# +,,(/9:#9%

    (, %) .(9- 3#+$9#$, %0+% 0+7# -(..#$#9% ,%&3#, %0+9

    )'$,#37#,M ,0# /+7# ', 3#+$9#$, %0+% "#$# #(%0#$

    %#,%#- .)$ C*#6(+3 I-'6+%()9gh#+$9(9/

    K(,+8(3(%(#, +9- ,%(33 0+- 9) FIH )$ "#$#'9(-#9%(.(#-M -#,*(%# -(,*3+&(9/ 60+$+6%#$(,%(6,Q

    b+& i B6%'+33& (, -(+/9),#- "(%0 BK^K 8'%

    -)#,9[% 0+7# +9 FIHQ ^# /#%, 7#$& -(,%$+6%#- +9-

    6+33, )'% (9 63+,,Q Y#$& -(,$'*%(7# 8'% 0+, + /$#+%

    ,#9,# ). 0':)$M (. 0# 6)'3- 3#+$9 %) ',# (% +%

    +**$)*$(+%# %(:#,Q

    I--(# i ;) FIHj 8)$-#$3(9#Q ?)'3- !'+3(.& 8'%

    -(-9[%M :),%3& 8#6+',# 0#[, +3"+&, -)9# #9)'/0

    %) *+,, #+60 /$+-# 3#7#3Q k'(#% +9- :),% ). 0(,

    3#+$9(9/ (, )9 %0# 6):*$#0#9,()9 )93& 3#7#3Q

    K)9+3- i h)"#$ 3#7#3 %0(92(9/j hTYIC D+$&

    H+'3,#9Q C):#%(:#, 0#[, _C!'($$#3&`@ &)' %0(92

    0#[, /#%%(9/ (% 8'% (,9[%Q ^# 9##-, %) "+%60 0(,

    .(3%#$ ,&,%#:M :),%3& 8#6+',# 0# -)#,9[% 0+7#

    )9#Q O$): 3)" CICM -)#,9[% /#% ,'**)$% +% 0):#Q?)9,(,%#9%3& -)#,9[% -) 0(, 0):#")$2Q

    R@SW]SZ b+60#3 i K(-9[% 9)% !'+3(.& .)$ ,*#6(+3 #-'6+%()9

    8'% 0+, %0# 3)"#,% HCCB ,6)$#, (9 0#$ /$+-#Q C0#

    0+, 6)9,(,%#9% /+*, (9 3#+$9(9/j 8#3(#. %0+% ,0#

    "+, 1',% *+,,#- %0$)'/0Q

    C0+9# i LXJ .)$ BK^K 8'% 0#[, :+2(9/

    %$#:#9-)', *$)/$#,,Q

    B3+(9+ i O+(3(9/M '9.)6',#- +9- ,)6(+33& )--Q C0#

    ,+&, 8(4+$$# %0(9/,M -)#,9[% %$& 0+$- +9- -)#,9[%

    $#+-Q E0# 2(-, $#+33& -)9[% 3(2# %) ")$2 "(%0 0#$Q

    Kim 5/8/13 11:05 AM

    Comment [1]: @3#1 #1 A6 )#&1$ #AB&%11#*, *)

    C3*1%, 1$(/%,$D E*,'0/F G C3*1% E*,'0/ H%C'(

    0%'&,1 /#))%&%,$06 $3', A%D H($ G 1$#00 0*I% J'&6

    K'(01%, ',/ G $3*(-3$ G C*(0/ C*,,%C$ L#$3 3#A

    $3#1 '1B%C$F

    Kim 5/8/13 11:07 AM

    Comment [2]: "'$%& $3#1 #1 C*,)#&A%/ H6 H*

    E*,'0/ ',/ M&F N#001F 4% O(1$ 5%%B1 ',1L%,-

    P(%1$#*,1 H%C'(1% 3% L',$1 $3% &%C*-,#$#*,D '

    %,O*61 $3% )%%0#,- *) H%#,- -3$ QH($ L3* /*%1

  • 8/3/2019 Insider Model1

    10/42

    UV

    B33 ). %0#,# 2(-, +$# $#3'6%+9% $#+-#$,Q

    A$,Q >'$/, ,+(- %0+% %0#,# 2(-, "#$# 0+::#$#-

    "(%0 $#+-(9/ +9- ,%$+%#/(#, "0#9 %0#& "#$# (9

    &)'9/#$ /$+-#, %0+% :+-# %0#: 0+%# (%Q E0#&

    6):# .$): 0):#, "0#$# 9) )9# $#+-, +9- -)9[%

    0+7# +9& $)3# :)-#3, .)$ ,'66##-(9/ (9 3#+$9(9/Q

    E0#& -)9[% /#% %0# *$+6%(6#M ,) ,0# /(7#, (% %)

    %0#:Q C0# ,+(- (%[, +33 +8)'% .(9-(9/ "0+% %0#&

    3(2# +9- -(//(9/ -##*#$ (9%) (%Q

    R@SP]R@WJ K(,6',,()9 ). B66#3#$+%#- b#+-#$ dBbe +9- 0)"

    %) .(9- 8))2,Q C0# +3,) #5*3+(9#- %0+% Bb %#,%,

    +-- '* %) + 0'/# %#,% /$+-# .)$ %0# +$Q O)$ +33

    ). %0# 3#+$9#$, %0+% ,0# /+7# ',M ,0# %$(#, %)

    *(62, )'% %0# Bb 8))2 +9- /(7#, %0#: + ,%)$&

    :+* %) .(33 )'% "0(3# %0#&[$# $#+-(9/ ,) ,0# 6+9

    +,,'$# %0#& +$# $#+-(9/Q E0#& +3,) 0+7# %) -) +

    ,'::+$& .)$ #+60 60+*%#$Q C0# %0(92, %0+%

    ,'::+$(4(9/ (, %0# 8#,% %#609(!'# %) 60#62 .)$

    '9-#$,%+9-(9/Q

    C0# ,+(- %0+% %0#($ /)+3 (, + 8))2 *#$ "##2Q

    C0# +3,) ,+(- %0+% %0# ,60))3 "(-# /)+3 (, %) $#+-

    SXX :(9'%#,g"##2 .)$ %0#($ $#+-(9/ 3)/,Q

    R@WL]R@GS ;#5% ,0# %+32, +8)'% %0#($ A#%+6)/9(%(7# 3)/,Q

    E0#,# 3)/, +$# ,(:(3+$ %) %0# $#+-(9/ ,%$+%#/(#,

    %0+% >##$, (9%$)-'6#- (9 ?0+*%#$ ZQ E0# ,%'-#9%,

    60)),# .$): *$):*%, +9- %0#& :+2#

    6)99#6%()9, "(%0 %0# %#5%Q

    E0#& ',# *),%](%, %) :+$2 )9# ). %0$##

    6+%#/)$(#,@

    k] !'#,%()9

    H] H$#-(6%()9

    ?] ?3+$(.&

    E0#& .(33 )'% + 6):*$#0#9,()9 *+62#% "0(3#

    %0#&[$# $#+-(9/ ',(9/ 6)9%#5% +9- 63'#, +9- .(33

    )'% + *+$% ). %0# *+62#% #+60 %(:# %0#& $#+-M

    +9,"#$(9/ )9# ). %0# %0$## !'#,%()9,Q

    E#,%, /(7#9 )9 9)7#3, %0#& $#+-@

    ? E#+60 /'(-#3(9#, .)$ 0)" %) $#+- %0#

    ,%)$& 8#.)$# +9- %0#& +**3& %0#

    /'(-#3(9#, %) %0#($ $#+-(9/Q? B% %0# 8#/(99(9/ ). %0# $#+-(9/M %0#& +$#

    /(7#9 %0#,# %))3, +9- 0+7# %) +**3& %0#:

    )9 %0# %#,%Q

    ? I5Q] E0#:#M ?+',# +9- I..#6%

    E0# 3)"#$ )$-#$ ,%'-#9%, -) *))$3& )9 %0#

    #5+:, +9- 6+9[% /#% %0# ,'**)$% %0#& 9##- %)

    6+%60 '*Q

    F9 %0# #3#:#9%+$& ,60))3, %0# $#+-(9/ *$)/$+:

    (, ,)$#3& 3+62(9/M ,) %0#& ,%+$% 8#0(9- +9- ,%+&

    8#0(9-Q

    Kim 5/8/13 11:10 AM

    Comment [3]: G $3#,5 $3'$ $3#1 #1 $3% H%1$ L

    C3%C5 )*& H'1#C (,/%&1$',/#,-D H($ GR/ 0#5% $* 1%

    /* 1*A% 'C$#I#$6 L#$3 $3%A L3%&% 13% C3%C51 )

    /%%B%& C*,,%C$#*,1 Q*$3%& $3', $3% A%$'C*-,

    0*-1 H%C'(1% $3%6 /*,R$ 1%%A $* H% L*&5#,- %#

    Kim 5/8/13 11:10 AM

    Comment [4]: G /*,R$ 1%% E*,'0/ &%'/#,- '

    H**5 B%& L%%5F QW%% 1'AB0% L*&5TF X3%, 3% 0*

    #1 (1('006 )*& : $* = B'-%1F

    Kim 5/8/13 11:13 AM

    Comment [5]: YYYY@3#1 #1 $3% '11#-,A%,$ $

    E*,'0/ 1%%A%/ $* )'00 13*&$ *,F G$ #1 '0A*1$ 0#5%

    /*%1,R$ 3'I% %,*(-3 $* 1'6 Z H($ #, M&F N#001R C

    3% #1 '0L'61 ',1L%,- P(%1$#*,1 ',/ C*AA%,

    *, $*B#C1F

  • 8/3/2019 Insider Model1

    11/42

    UU

    lC&-9#& +,2, +8)'% 6)9%+6% "(%0 *+$#9%, +9-

    A$,Q >#$/, $#,*)9-#- %0+% %0# 6)9%+6% (,

    :(,#$+83#M (. %0#& #7#9 $#%'$9 &)'$ *0)9# 6+33,Q

    B% %0# :(--3# ,60))3 3#7#3M *+$#9%, +$# 3#,,

    (97#,%#-Q

    R@GW]R@GP C0# 9#5% %+32, +8)'% 3#+$9(9/ ,%&3#,j ,+(- %0#& -)

    + 3)% ). *+$%9#$ ")$2 +9- E0(92]H+($]C0+$#,

    "0#9 $#+-(9/Q

    f,'+33& (% %+2#, W -+&, %) %#+60 %0# 7)6+8 ). +

    ,%)$&M $#+-(9/ ,%$+%#/(#, +9- #3#:#9%, ). .(6%()9Q

    C0# -)#, + 3)% ). *$+6%(6(9/ +9- :)-#3(9/Q

    E0#& -) W $#+-, ). #+60 ,%)$&Q T9# (,

    (9-#*#9-#9% +9- %0# 9#5% (, "(%0 + /'(-#-

    $#+-#$ "0(60 :)-#3, 0)" %) %0(92 +8)'% "0+%

    %0#&[$# $#+-(9/Q

    C0# ,+&, %0#& ,%$'//3# (::#9,#3& "(%0 9)9

    .(6%()9 8#6+',# 2(-, -)9[% $#+- (% +9&:)$#Q V(%0

    *$)/$+:, 3(2# H)"#$ H)(9%M %0#&[$# /#%%(9/ +33

    %0# (9.)$:+%()9 .$): %0#($ %#+60#$M $+%0#$ %0+9

    .$): ,%)$(#, )$ 8()/$+*0(#,Q

    C0# ,+&, ,0# *+($, + 3)% ). /$)'*, 3(2#@ :(--3#]

    3)"M :(--3# 0(/0M 0(/0 0(/0Q C0# +,,(/9, *+($,

    *'$*),#3&Q

    C0# /(7#, + 3)% ). /'(-#- !'#,%()9,j

    ? I5 i 3))2 +% %0# %(%3# +9- 6)7#$ *(6%'$#+9- *(6%'$#, %0$)'/0)'% +9- :+2#

    *$#-(6%()9, ). "0+% &)' %0(92 %0# ,%)$&

    (, +8)'%Q

    C0# ,+&, %0(, (, (:*)$%+9% 8#6+',# (% %#+60#,

    7(,'+3(4(9/ "0(3# $#+-(9/ "0(3# 8'(3-(9/

    *$#-(6%()9 +9- -(,6',,()9 ,2(33,Q

    R@GR]R@JL C0# ,+&, %0+% :),% (:*)$%+9%3&M &)' 9##- %)

    %#+60 ,%'-#9%, %) 8# +6%(7# $#+-#$, +9- 3#+$9#$,M

    %0+% $#+-(9/ (, +9 (9%#$+6%(7# *$)6#,,Q

    C0# ,+&, 0#$ %#,%, 0(/03(/0% #7(-#96# +9- 9)"M

    $+%0#$ %0+9 _%0# 8#,% +9,"#$` %#,%, .)6', )9

    $#+,)9(9/ %) .(9- _%0# 8#%%#$ +9,"#$`

    h+,%3&M ,0# ,+(- %0+% %0#& -)9[% 0+7# bEFFQ E0+% (.

    %0#&[$# ,%$'//3(9/ "(%0 +9 (9%#$7#9%()9 ,%$+%#/&M

    %0#& -)9[% %$& +9&%0(9/ 9#"M 8'% 2##* *',0(9/%0+% ,%$+%#/& +9- (%[, 7#$& .$',%$+%(9/Q

    lV)$2 (9 H$)/$#,,l

    V# *3+99#- %) 3#+7# +9- *3+99#- )'$ 9#5% 7(,(%

    +9- #560+9/#- /))-8,Q

    E0)'/0%, F[7# 0+-@

    ? F[: %+2#9 8+62 + 3(%%3# %0+% F[: (9 + ,(5%0 /$+-# 63+,,$)):M -#,*(%# %0# .+6% %0+% F ")9[% 8#

    6#$%(.(#- %) %#+60 ,(5%0 /$+-#M 8'% ,#7#9%0 %0$)'/0 %"#3.%0Q ^)"#7#$M F %0(92 (% (, (9%#$#,%(9/

    Kim 5/8/13 11:14 AM

    Comment [6]: "'$%&D L3%, $'05#,- L#$3 E*,3% %[B&%11%1 $3'$ 3% 0#5%1 B'#& ',/ 1A'00 -&*(B

    L*&5F G L#00 (1% $3#1 $* /I% A6 #,1$&(C$#*,F

    Kim 5/8/13 11:15 AM

    Comment [7]: E*,'0/ 1'61 3% 3'1 ' 3'&/ $#A

    &%'/#,-D ',/ GRA L*,/%,- #) #$ #1 H%C'(1% 3% 3

    3'&/ $#A% I#1('0#\#,- L3'$ 3% #1 &%'/#,-F G, ' 1$

    GR/ &%'/ )*& ',*$3%& C0'11D $3% '($3*& %[B&%11%

    $3#1 1%%A1 $* H% ' A '#, #11(% L#$3 1$&(--0#,-

    &%'/%&1F

  • 8/3/2019 Insider Model1

    12/42

    U7

    %) ,## "0+% /)#, )9 (9 %0# 63+,,$)): "(%0 ,%'-#9%, 8#.)$# F /#% %0#:Q A$,Q >'$/, (, *$#%%&

    +//$#,,(7#M +9- -(- :+1)$(%& ). %0# %+32(9/M 8'% (9 -)(9/ ,)M ,0# +9,"#$#- +33 ). %0# !'#,%()9,

    F 0+- .)$ 0#$Q C0# (, 7#$& )$/+9(4#- +9- F %0(92 F 1'-/#- 0#$ + 3(%%3# 8& 0)" )9# %$+62 :(9-#-

    ,0# ,##:#-Q ^)"#7#$M "0#9 ,0# ,+(- %0+% ,0# -)#,9[% :(9- %+2(9/ %0# #5%$+ %(:# %) ")$2

    "(%0 %0#,# 2(-, %0+% +$# .+33(9/ 8#0(9-M +9- ,'**)$%(9/ %0#:M :& $#,*#6% .)$ 0#$ /$#"Q F%

    "+$:#- :& 0#+$% %0+% ,0# 0+- ,) :'60 (97#,%#- (9 0#$ 2(-,M +9- $#:(9-#- :# %0+% %0(, (,

    "0& F "+9% %) 8# + %#+60#$M 8#6+',# F .##3 %0# ,+:# "+&Q F9 + "+&M F +3,) .##3 ,)$$& .)$ 0#$

    8#6+',# ,0# 0+, %) %#+60 -($#6%3& %) %0# %#,% +9- 0#$ .)6', (, :)$# )9 8'(3-(9/ :#:)$(4+%()9

    +9- 8+,(6M 3)" )$-#$ 6):*$#0#9,()9 ,2(33,Q F9 %0# 8#/(99(9/M F :(,%))2 0#$ #9%0',(+,: .)$

    +//$#,,()9M 8'% ,0# (, 7#$& 6$#+%(7# +9- &)' 6+9 %#33 ,0# 6+$#, + 3)% +8)'% 0#$ 2(-,Q F %0(92 :&

    +%%(%'-# %)"+$- 8#(9/ "(%0 ,(5%0 /$+-#$, +..#6%#- :& +%%(%'-# %)"+$- %0# *$)1#6%M 8'% 9)"

    %0+% F[7# .(9+33& :#% "(%0 0#$ +9- $#+3(4#- "0+% F[: ")$2(9/ "(%0M F[: #56(%#- %) 0#3* %0#,#

    ,%'-#9%,Q F[: #56(%#- %) 0#3* %0#: 3#+$9 %) 3(2# %) $#+-M +9- /(7# %0#: )*%()9, .)$ 9)7#3, +9-

    ,%)$(#, %) $#+- %0+% "(33 0#3* %0#: +-7+96# %0#($ $#+-(9/ ,2(33, +, "#33Q

    !3&4O>$>*

    A$,Q >#$/, 0+, + .+9%+,%(6 6)9%$)3 )7#$ 0#$ 63+,,$)):Q C0# )..#$, :+9& -(..#$#9%

    "+&, .)$ %0# ,%'-#9%, %) 3#+$9 +9- 0+, %+2#9 )'% #5%$+ %(:# .)$ %0# ,%'-#9%, %0+% 9##- +

    3(%%3# :)$# +%%#9%()9Q C0# 0+- 9)%(.(#- :# %0+% K)9+3- :+& ,):#%(:#, +3(#9+%# 0(:,#3. (. 0#

    .##3, '96):.)$%+83#M (, :),%3& !'(#%M 8'% ,%(33 $#+60#, )'% +9- %$(#, %) :+2# 6)99#6%()9,Q B,

    0# d+9- A$Q >(33,e +3,) %)3- :#M "0#9 0#[, #56(%#- +8)'% + %)*(6M 0# *'%, +33 ). 0(, #..)$% (9%)(%Q E0+% (, %0# %0#)$& 8#0(9- B66#3#$+%#- b#+-#$ dBbe i %0+% ,%'-#9%, 0+7# %0# )*%()9, %)

    *(62 %0# 9)7#3 %0#& "+9% %) $#+-M "0(60 ,0)'3- :)%(7+%# %0#: %) .(9(,0 +9- -) "#33 )9 %0#

    !'(44#,Q f9.)$%'9+%#3&M K)9+3-[, Bb /$+-#, +$# -)"9M 8'% A$,Q >#$/, 0+, 8##9 0#3*(9/ %)

    %'$9 %0#: +$)'9- 8& *$)7(-(9/ 0(: "(%0 + 3(%%3# #5%$+ +%%#9%()9Q C0# ,+(- %0+% ,0# 6)33#6%,

    ,'::+$(#, ). 0(, 9)7#3 )96# + "##2 %) 60#62 %0+% 0#[, +6%'+33& 6):*3#%(9/ %0# +,,(/9:#9%Q

    A$Q >(33, ,+&, %0+% 0# -)#,9[% 0+7# %) 2##* )9 K)9+3- +8)'% 0(, ")$2M 8#6+',# K)9+3- (,

    %0)$)'/03& (9%#$#,%#- (9 "0+% %0#& +$# 3#+$9(9/Q H#$0+*, A$Q >(33, +9- A$,Q >#$/, 6)'3-

    %#+: '* +9- 60)),# :)$# +**$)*$(+%# 8))2, .)$ K)9+3- %) $#+-Q F 6+9[% #5*$#,, 0)" :+9&

    %(:#, F[7# 60),#9 + 9)7#3 8#6+',# F %0)'/0% (% ")'3- 8# (9%#$#,%(9/ +9- (% %'$9, )'% %) 8#

    *+(9.'3 %$&(9/ %) 6):*3#%# (%Q

    I+$3(#$M A$,Q >#$/, #5*$#,,#, %0+% ,):# ). %0#,# 3)"#$]3#7#3 ,%'-#9%, 0+7# -(..(6'3%&/#%%(9/ +3)9/ "(%0g8#(9/ 3(2#- 8& %0# )%0#$ ,%'-#9%,Q K)9+3-M /(7#9 %0# )**)$%'9(%&M

    -)#,9[%Q ^# :+2#, +9 #..)$% %) 8# "#33 3(2#- 8& 0(, *##$ /$)'*M +9- F[: +,,':(9/ %0(, (,

    8#6+',# 0# .##3, 3)9#3& +9- 3#.% )'% +% 0):#Q E0(, "(33 -#.(9(%#3& 8# ',#.'3 "0#9 *3+99(9/

    :& (9,%$'6%()9+3 +6%(7(%(#, 3+%#$Q B, A$Q >(33, :#9%()9#-M *##$, *)3(6(9/ *##$, (, + ',#.'3

    +6%(7(%&Q C):# ,%'-#9%, 6)'3- 9)% 6+$# +9& 3#,, +8)'% "0+% F d)$ %0#($ %#+60#$,e %0(92 ).

    %0#:M 8'% %0#& :+& 6+$# + /$#+% -#+3 +8)'% "0+% %0#($ *##$, 8#3(#7# ). %0#:Q ^)"#7#$M F

    %0(92 %0+% +..#6%, K)9+3-M (9 *+$%M 8'% F %0(92 %0+% 0# +3,) $#,*#6%,M +**$#6(+%#, +9- %0($,%,

    .)$ %0# +**$)7+3 ). +-'3%, 8#6+',# ). %0# 3+62 ). (9%#$+6%()9 "(%0 %0#: +% 0):#Q

    Technology Support S!, 5/5/13 11:0

    Comment [8]: "*$1 *) (1%)(0 #,)* )*& 6*( '1

    $%'C3%&!

    4*L A#-3$ 6*( '01* .KK"+ $3% $3&%% ','061%1 G

    B&*B*1%/S 2*,,%C$ $* *$3%& '&$#)'C$1 #, 6*(& C

    1$(/6S @3#1 #,$%&I#%L]*H1%&I'$#*, 1%%A1 $* )*

    A*&% -%,%&'006 *, $3% C0'11 Q&'$3%& $3', *, 6 *

    )*C'0 1$(/%,$TD H($ $3% $'05 ' H*($ &%'/#,- 1$&'$

    1%%A1 %1B%C#'006 &%0%I',$ $* $3'$ *,% *) $3% $3

    ','061%1^ '01* 1*A% *) $3% 1$()) 'H*($ $3% /#))%H%$L%%, 3*A% ',/ 1C3**0 Q0#,-(#1$#CT ',/ L3%

    ',/ 3*L $3% 1$(/%,$1 L*&5 L%00 $*-%$3%& Q0#$%&

    1B*,1*&13#BTF

  • 8/3/2019 Insider Model1

    13/42

    U8

    I&"# 777* M23&48

  • 8/3/2019 Insider Model1

    14/42

    U9

    @P>5"D$23 2% M23&48 $3 F23#5Q# 6 !3&4O>$>

    >#3)" (, + $#6)$- ). :& .($,% )8,#$7+%()9 ). :& ,%'-#9%M K)9+3-Q E0# ,*+9 ). %0(, )8,#$7+%()9 3+,%#-

    .)$ )9# 63+,, *#$()- dR]R@GXe

    I&"#$'$L&3#RA$H5 @P>5"D$23 73#5"L"5#$23

    R@XX K)9+3- ,(%, -)"9Q ^# 0+, 9))9# ,#+%#- 9#5% %) 0(: %) 2##*

    0(: .$): 8#(9/ -(,%$+6%#-

    dC+&, A$,Q >#$/,eQ

    K)9+3- :',% 8# #+,(3&-(,%$+6%#- 8& 8#(9/ ,#+%#- 9#5%

    %) )%0#$,Q ^# :+& +3,) -(,%$+6%

    )%0#$, "0#9 0#g(. 0# (, ).. %+,2Q

    R@XS]R@XL A$,Q >#$/, 0+, +33 ). %0#

    ,%'-#9%, /#% %0#($

    A#%+6)/9+%(7# h)/,Q C0# (,

    +33)%%(9/ %#9 :(9'%#, ). ")$2

    %(:# .)$ %0#,# 3)/,Q K)9+3-

    1':*, )'% ). 0(, ,#+% +9- (,

    -)(9/ + ,)$% ). -+96# (9 *3+6#Q

    ^#[, #(%0#$ #+/#$ %) /#% ,%+$%#-

    )9 0(, ")$2 )$ #+/#$ %) /#% )'%

    ). 0(, ,#+%mQF[: /)(9/ %) /)

    "(%0 %0# 3+%%#$Q

    R@XL]R@XP K)9+3- (, )9 %+,2M "$(%(9/ )'%

    +9,"#$, %) %0# :#%+6)/9(%(7#

    3)/Q

    V0#9 .($,% +,2#- %) *#$.)$: +

    %+,2M K)9+3- "(33(9/3& -)#, 0(,

    ")$2 "(%0)'% + .(/0%Q

    ^# :',% ,%+$% )'% )9 %+,2 +9-

    /#% -(,%$+6%#- #+,(3&QR@XP]R@SX K)9+3- ,%+$%, .(-/#%(9/ +$)'9-

    (9 0(, 60+($Q O($,% 0# $#*),(%()9,

    0(:,#3. %) ,(% )9 0(, .))%Q E0#9

    0(, .))% .+33, +,3##* +9- 0# %+*,

    (% )9 %0# .3))$ %) "+2# (% '*Q

    E0(, (, "0#$# K)9+3- ,%+$%, %)

    8#6):# -(,#9/+/#-Q ^# 0+-

    )93& G ,)3(- :(9'%#, ). "$(%(9/Q

    F% "+,9[% '9%(3 3+%#$M "0#9 F

    "+32#- '* +9- ,+" 0(:

    "$(%(9/M %0+% F $#+3(4#- %0+% 0#

    -(- "0+% 0# %0)'/0% %0#

    $#!'($#- +,,(/9:#9% "+,Q

    R@SS]R@SL A$,Q >#$/, 8#/+9 %) "$(%# )9

    %0# 8)+$- +9- K)9+3- "+%60#-

    0#$ (9,%#+- ). 6)9%(9'(9/ 0(,

    ")$2Q ^# 8#/+9 3))2(9/ +$)'9-

    %0# 63+,,$)):M "+%60(9/ %0#

    )%0#$ ,%'-#9%, -) %0#($ ")$2Q

    A$,Q >#$/, "$(%(9/ )9 %0#

    83+628)+$- "+, + -(,$'*%()9

    .)$ 0(: %0+% 6)9%(9'#- 0(, )..]

    %+$/#%]9#,,Q ^# "$)%# (9 %0#

    #5+:*3# 3)/ %0+% 0# /#%,

    -(,%$+6%#- 8& %0(, #+,(3&Q B, .)$

    %0# 3))2(9/ +$)'9-M K)9+3-29)", "0+% 0# ,0)'3- 8#

    -)(9/M +, 0# ,##, (% :)-#3#- .)$

    0(: 8& )%0#$ ,%'-#9%,M 8'% 0#

    6)9%(9'#, %) 8# ).. %+,2Q

    R@SL]R@SN K)9+3- (, %0# .($,% %) *'% 0(,

    9)%#8))2 +"+& +9- %0# )%0#$

    2(-, +$# %+32(9/ +8)'% %0#($

    #9%$(#, %) )9# +9)%0#$Q

    F% ,##:, %) :# %0+% K)9+3- :+&

    8# #:8+$$+,,#- %0+% 0# -(-9[%

    "$(%# %0+% :'60M )$ +9&%0(9/ 0#

    -##:, ")$%0& ). ,0+$(9/M

    "0(60 (, "0& 0# (, %0# .($,% %)

    *'% 0(, 3)/ +"+&Q

    Kim 5/8/13 1:56 PM

    Comment [9]: M ^(, ,)3(%+$& ,#+%(9/ 6)9%$+

    "0+% A$,Q >#$/, ,+(- +8)'% 0(: %0$(7(9/ -'$/$)'* ")$2Q F %0(92 %0+% #7#9 %0)'/0 0# :+&

    -(,%$+6%#- ,):# ). %0# %(:#M %0# 3+62 ). (9%#$

    "(%0 0(, *##$, :+& 8# -#%$(:#9%+3Q F %0(92 9)

    8#(9/ +83# %) %+32 %) ,):#)9# :+& :+2# 0(:

    ,)6(+3 %0+9 0# +3$#+-& (,Q

    Kim 4/27/13 8:40 PM

    Comment [10]: F 6+9 ,## %0+% K)9+3- (, +6

    +9- 3(2#, :)7(9/ +$)'9-Q E0(, "(33 8# /))- .

    3+%#$ "0#9 F[: *3+99(9/ 3#,,)9,Q

    Kim 4/27/13 8:42 PM

    Comment [11]: 4% 3'1 $* 5,*L L3'$ 3% &%

    *&/%& $* )#00 *($ $3% A%$'C*-,'$#I% 0*-F @3%1% 0

    &%P(#&% 1$(/%,$1 $* ($#0#\% 1*A% *) $3% &%'/#,-

    1$&'$%-#%1 L%RI% 0%'&,%/ #, C0'11 Q0#5% $3% B*1$

    ,*$%1 L3#0% $3%6R&% &%'/#,-TF @3#1 13*L1 $3'$ E

    #1 A'5#,- ', '$$%AB$ $* (1% 1*A% *) $3% &%'/#

    1$&'$%-#%1 $3'$ M&1F N%&-1 3'1 *($0#,%/ )*& 3#A

    Kim 4/27/13 8:43 PM

    Comment [12]: W#,C% 3% 1#$1 '0*,%D 3% 3'1

    *,% $* H'1% 3#1 L*&5 *)) *)F E(,- ' $%1$ $3#1 L

    H% 0%11 $3', /%1#&'H0%D H($ /(,- 1#0%,$ C0'11 L

    &%)%&%,C% B#%C% $* -* *)) *) )*& 3#A A#-3$ ,*$

    1(C3 ' H'/ $3#,-F G$ 1%%A1 0#5% E*,'0/ A'6 ,%%

    A*/%0 $* H'1% 3#1 L*&5F N6 B'&$,%,- 3#A L#$

    1*A%*,%D 3#1 B%%& A'6 H% 'H0% $* B(00 A*&% *

    3#A $3', 3% B($ /*L, 3#A1%0)F @3% B%%& #,$%&'

    L#00 0%I%0 $3% B0'6#,- )#%0/D #,1$%'/ *) 3#A H%#,-

    &%BA',/%/ H6 $%'C3%&1 '00 *) $3% $#A%F

    Kim 5/8/13 10:54 AM

    Comment [13]: @3% '11#-,A%,$ L'1 1#A#0'

    $3'$ *) $3% *,%1 L%RI% &%'/ #, $3% N%%&1 .&$#C0

    Q23'B$%&

  • 8/3/2019 Insider Model1

    15/42

    U:

    R@SN]R@WX A$,Q >#$/, 8#/(9, 0#$ 3#,,)9

    +9- K)9+3- *'33, )'% 0(, ,%'..

    %) "$(%# -)"9 "0+% ,0# 0+, )9

    %0# *)"#$*)(9% i 0# -)#,9[%

    "$(%# +9&%0(9/Q F 3))2 )7#$ +9-

    ,## %0+% K)9+3- (, -))-3(9/Q

    F::#-(+%#3& A$,Q >'$/, 0+,

    3),% K)9+3-Q ^# ,##:, %) 0+7#

    9) (9%#$#,% (9 %0# ,%)$& %0+% ,0#

    (, $#7(#"(9/ +9- 0# 2##*, 0(,

    :(9- 8',& 8& -))-3(9/Q

    R@WS]R@WJ K)9+3- 6)9%(9'#, %) -))-3# +9-

    (/9)$#, %0# +6%(7(%(#, /)(9/ )9

    (9 63+,,Q ^(, 63+,,:+%#, +$#

    +6%(7#3& #9/+/#- +9-

    +9,"#$(9/ !'#,%()9, +9-

    K)9+3- (, ,%(33 -))-3(9/ (9 %0#

    :+$/(9, ). 0(, 9)%#8))2Q

    F 6+9[% -#6(-# (. K)9+3- (,

    *'$*),#3& %'9(9/ #7#$&)9# )'%

    )$ (. 0# /#9'(9#3& 0+, 3(%%3# %)

    9) +%%#9%()9 ,*+9 "0#9 (%

    6):#, %) I9/3(,0Q ^# :+& +3,)

    .##3 3(2# 0# 0+, 9)%0(9/ ).

    (:*)$%+96# %) 6)9%$(8'%#Q

    R@WJ]R@WN C%'-#9%, +$# ,*3(% (9%) /$)'*,

    +9- +,2#- %) $#+- %0# ,%)$&

    +3)'- %) )9# +9)%0#$Q K)9+3-

    3#%, #7#$&)9# #3,# $#+-M 8'% (,

    ,##:(9/3& .)33)"(9/ +3)9/ (9

    0(, 8))2Q

    K)9+3- :+& .##3 6):.)$%+83# (9

    + /$)'* 8#6+',# 0# -)#,9[%

    0+7# %) -) +9& ")$2

    (9-(7(-'+33&Q

    Kim 4/27/13 8:49 PM

    Comment [16]: E**/0#,- #1,R$ $3% L*&1$ $3

    %1B%C#'006 #) $3% /**/0%1 '0#-, L#$3 L3'$ #1 H%#,

    $'(-3$ #, C0'11F K%&3'B1 L% C*(0/ $%'C3 E*,'0/

    $'5#,- 1$&'$%-#%1 $3'$ 3% C*(0/ (1% 3#1 /**/0%1

    Kim 4/27/13 8:52 PM

    Comment [17]: E*,'0/ A'6 H%,%)#$ )&*A

    'C$#I#$#%1 0#5% @3#,5?K'#&?W3'&% H%C'(1% 3%R1 -%

    $* $%1$ &(, 3#1 *B#,#*,1 H%)*&% 13',- $3%AF 4

    '01* 1'#/ A(0$#B0% $#A%1 $3'$ #) 3%R1 ,*$ #,$%&%1

    L3'$ $3%6R&% &%'/#,-D 3% /*%1,R$ B'6 '$$%,$#*,

    @3%&% 3'1 -*$ $* H% ' L'6 $* $%1$ $3'$ 3%R1 &%'/

    A'$%'0 H($ '01* #,C0(/% ' 1*&$ *) 3',/1 *, 'C$

    $* A'5% #$ A%',#,-)(0 )*& 3#AF 4% 1 %%A1 $* &%

    ,%%/ $3'$ %[$&' 0%I%0 *) &%0%I',C%F

    Kim 4/27/13 8:54 PM

    Comment [18]: X3%, B0',,#,- ' 0%11*, #,

    )($(&%D $3%&% L#00 3'I% $* H% 1*A% 'CC*(,$'H#0

    A'5% 1(&% E*,'0/ #1 B'&$#C#B'$#,- 'C$#I%06 #, $3-&*(BF 4%R1 1A'&$D L%00 1B*5%,D ',/ B*0#$%F `*&

    A*1$ B'&$D 3% O(1$ 1%%A1 (,A*$#I'$%/F GR00 3'I%

    $3#,5 *) 1*A% -&%'$ $**01 $* A*$#I'$% 3#A $* )#

    &%'/#,-F

  • 8/3/2019 Insider Model1

    16/42

    U;

    73%2"H&4 73#5"D$5B B$#: M23&48

    A& (9%#$7(#" "(%0 K)9+3- ,##:#- 3(2# (% ")'3-9[% &(#3- :'60 (9.)$:+%()9 +% .($,%M 8#6+',#

    A$,Q >#$/, ,'//#,%#- %0+% "# 6)9-'6% %0# ,'$7#&, (9 %0# 8+62 ). %0# $)):Q C0# ,+(- %0+% ,0# %#+60#,

    %0#: _3(2# + .+:(3&`M ,) %0#& ,0)'3-9[% 8# #:8+$$+,,#- %0+% %0#& "#$# 8#(9/ *'33#- ).. +9-

    !'#,%()9#-Q F 6)'3-9[% /+'/# "0#%0#$ )$ 9)% K)9+3- "+, 6):.)$%+83# "(%0 %0(,M 8'% "# *$)6##-#-

    $#/+$-3#,,Q F -#6(-#- %) ,%(62 %) .+($3& ,(:*3# !'#,%()9,M :),% ). "0(60 $'9 %)/#%0#$M +9- 3#% 0(: /)

    (9 "0+%#7#$ -($#6%()9 0# "+9%#- %)M "(%0)'% ,%)**(9/ 0(:Q F -(- %0(, (9 )$-#$ %) ,## "0#$# 0(, :(9-

    "+9-#$, "0#9 0# (, 9)% 8#(9/ *$):*%#-Q

    V0#9 A$,Q >#$/, ,'//#,%#- K)9+3- +, )9# ). %0# ,%'-#9%, "# .)6', (9 )9 (9 %0# 63+,,M F "+,

    #5*#6%(9/ + 8#3)" +7#$+/# ,%'-#9% "0) 0+- + -(,(9%#$#,% (9 3#+$9(9/ +9- ,60))3 6)9,(-#$(9/ %0#($

    *))$ /$+-#,Q ^)"#7#$M F "+, *3#+,+9%3& ,'$*$(,#- "0#9 K)9+3- #5*$#,,#- + -##* (9%#$#,% (9 ,60))3M

    ,(:*3& ,+&(9/ %0+% ,):#%(:#, %0(9/, 1',% _-)9[% 63(62 $(/0% +"+&` +9- %0+% %#+60#$, _-)9[% ,*#9-

    #9)'/0 %(:# :+2(9/ ,'$# #7#$&)9# /#%, (%Q` i >)& -)9[% F 29)" 0)" %0+% /)#,M F %0)'/0%Q F +3,)

    +,,':#- %0+% K)9+3- ")'3- 0+7# *))$ 6)::'9(6+%()9 ,2(33, +9- -(..(6'3%& #5*$#,,(9/ 0(:,#3.M ,(96#

    0(, ,6)$#, (9 "$(%(9/ "#$# +3,) .+($3& 3)"Q B/+(9M 9)% %0# 6+,#Q K)9+3- "+, .$(#9-3& +9- ,##:(9/3&

    #56(%#- %) 8# /#%%(9/ %0# #5%$+ +%%#9%()9Q

    A$,Q >#$/, 0+- .)$#"+$9#- :# %0+% 0# -(-9[% 0+7# +9 #56#33#9% 0):# 3(.#M +9- ).%#9 .#3% %0+%

    0# "+, 8#(9/ (/9)$#-Q F9 :& '9(%M F "+9% %) :+2# ,'$# K)9+3- .##3, (963'-#- +9- %0+% 0(, )*(9()9,

    +$# $#,*#6%#- +9- 9)%#-Q V0#9 &)'[$# )9# ). .)'$ 60(3-$#9M "0(60 K)9+3- (,M (% :+& .##3 3(2# &)'[$#

    8#(9/ )7#$3))2#-M )$ %0+% &)'$ +60(#7#:#9%, +$#9[% 9)%#")$%0& )$ ,*#6%+6'3+$ '93#,, %0#& +$# )7#$

    %0# %)*Q F .##3 +, %0)'/0 ,%'-#9%,M +9- %0(, (,9[% #7#$& ,%'-#9%M 9##- %0+% 8(% ). *$+(,# .)$ +60(#7(9/

    #7#$& -+& ,'66#,,#, i 6):*3#%(9/ +,,(/9:#9%,M /))- !'(4 /$+-#,M #%6Q i %0#& "(33 8#6):# :)$#

    (9%$(9,(6+33& :)%(7+%#- %) -) %0#,# %0(9/, )9 %0#($ )"9Q F. &)' -)9[% #96)'$+/# %0(, (9%$(9,(6

    :)%(7+%()9M %0# ,%'-#9% :+& 9#7#$ -#7#3)* (% .)$ +9&%0(9/ %0#& -)M :+2(9/ %0#: /#9#$+33&

    '9:)%(7+%#-Q

    F ,%+$%#- %0# (9%#$7(#" ).. 8& +,2(9/ "0+% 2(9- ). +6%(7(%(#, 0# 3(2#, %) -) (9,(-# %0#

    63+,,$)):Q ^# ,+(- %0+% 0# _3)7#, *$)1#6%,M :+2(9/ :)-#3,M +9- *),%#$, i +9&%0(9/ F 6+9 -) "(%0 :&

    0+9-,` "0(60 F #5*#6%#-M ,(96# :),% 8)&, ). %0+% +/# %#9- %) 8# 0&*#$+6%(7#M +% 3#+,%M %) :&

    #5*#$(#96# d%0)'/0 0# "+, !'(623& ,0)"(9/ :# %0+% +33 ). :& *$#7()', +,,':*%()9, +8)'% %0+% +/#

    /$)'* "#$# (96)$$#6%eQ ^# +3,) ,+(- %0+% 0# .##3, :)$# 6):.)$%+83# ")$2(9/ (9 + /$)'*Q ^# ,+(- %0+%

    0# 3#+$9, 8#%%#$ "0#9 0(, *##$, 6+9 #5*3+(9 (% %) 0(:M 8#6+',# %0#& 8$#+2 (% -)"9 6)96#*% 8&

    6)96#*%Q E0(, /+7# :# +9 (-#+ %) :+2# ,'$# F (96)$*)$+%# + 3)% ). /$)'* ")$2 (9 :& 3#,,)9,M +9-

    6)9,(-#$ *+($(9/ ,%'-#9%, 0(/0]0(/0M 0(/0]:(-M +9- :(-]3)"M +, %) 9)% 8)$# +9& ). %0# ,%'-#9%, +9-

    %) 0#3* K)9+3- +9- ,%'-#9%, 3(2# 0(: 3#+$9 .$): %0#($ *##$,Q K)9+3- +3,) %)3- :# %0+% 0# 3(2#, %)

    *+$%(6(*+%# (9 63+,,Q ^# ,+&, %0+% + 3)% ). %0# %(:# 0# /#%, %0# "$)9/ +9,"#$ 8'% 0# -)#,9[% .##3

    -(,6)'$+/#- 8& %0+% 8#6+',# 0#[, ,%(33 %$&(9/Q F %0(92 %0# .+6% %0+% K)9+3- (, ,%(33 6):.)$%+83# ,0+$(9/

    0(, (-#+, +9- +9,"#$, (, (:*$#,,(7# 8#6+',# 0# 6):#, ).. 7#$& ,0&M +% .($,%Q F +3,) %0(92 %0+% *#$0+*,

    K)9+3- 3(2#, %0# +%%#9%()9 %0+% 0# $#6#(7#, .$): 0(, *##$, +9- A$,Q >#$/, "0#9 0# *+$%(6(*+%#, (9

    63+,,Q C(96# :),% ). %0#,# ,%'-#9%, 0+7# 29)"9 #+60 )%0#$ .)$ %0# :+1)$(%& ). %0#($ 3(7#,M %0#& +$#

    :)$# 3(2#3& %) 8# $#3+5#- +$)'9- )9# +9)%0#$Q

    Technology Support S!, 5/5/13 11:1

    Comment [19]: 4*L A#-3$ 6*( Ga$&*/(C%D

    Ga1%&$ ',/ Ga$%&B&%$ $3#1 #,)*&A'$#*,S W%%A1 0

    A#-3$ ,%%/ A*&% 1B'C%]'$$%,$#*,bF

    Technology Support S!, 5/5/13 11:1

    Comment [20]: .KK"G2.@Gca!

    d%'/#,- W$&'$%-#%1]"#$%&'C6 WB*,1*&13#B

    M'5% $3#1 ','061#1 A*&% %[B0#C#$S

  • 8/3/2019 Insider Model1

    17/42

    U#$/Q ^#

    0+, 6)9.(-#96# (9 0(, ,2(33, +9- +8(3(%(#, %) 3#+$9 8'% ,(:*3& -)#, 9)% *'% (9 %0# #5%$+ #..)$%Q F .(9- %0#

    3+62 ). *+$#9%+3 *$#,#96# (9 0(, ,60))3(9/ +9- 0):# 3(.# :+& 8# *+$%(+33& %) 83+:#Q ^(, +66#*%+96#

    %0+% $#+-(9/ +9- "$(%(9/ +$# (:*)$%+9% ,2(33, %) 0+7# -#:)9,%$+%# %0+% %0# "(33*)"#$ (, %0#$#M (% 1',%9##-, %) 8# %+**#- (9%)Q F +3,) "+, 0':83#- + 8(% 8& $#+3(4(9/ %0+% + 3)% ). +,,':*%()9, F[7# :+-#

    %'$9#- )'% %) 8# ,%#$#)%&*#,M +9- (% (, #:8+$$+,,(9/ %) %0(92 %0+% #7#9 %0)'/0 F 6)9,(-#$ :&,#3. %)

    8# (96$#-(83& )*#9 :(9-#-M F ,%(33 3':* 2(-, %)/#%0#$ 8+,#- )9 /$+-#, +9- CICQ

    h#+$9(9/ +8)'% K)9+3-[, .+7)$(%# +6%(7(%(#, +9- 0(, .+7)$(%# +'%0)$M D+$& H+'3,#9M F -#6(-#-

    %) (9%#/$+%# 6.#137$ 8#39).(9%) + :(9(]'9(% %) 6+%#$ %) K)9+3-Q >#,(-#, 0(, 3)7# ). D+$& H+'3,#9M 0#

    3)7#, 9+%'$# +9- ,'$7(7+3 ,#$(#, )9 %#3#7(,()9Q >#6+',# K)9+3- #5*$#,,#- + -##* (9%#$#,% (9 ")$2(9/

    (9 /$)'*, +9- *+($,M F "(33 +33)% .)$ + %)9 ). /$)'* ")$2Q ^)"#7#$M 8#6+',# K)9+3- +3,) #5*$#,,#- +9

    (9%#$#,% (9 "$(%(9/M "0(60 (, + :)$# (9-(7(-'+3 *$)6#,,M F "(33 (96)$*)$+%# + 1)'$9+3(9/ *)$%()9 ). %0#

    :(9(]'9(%M +33)"(9/ K)9+3- %) 8# 6$#+%(7# +9- *$+6%(6+3M +,2(9/ ,%'-#9%, %) "$(%# 60+*%#$ ,'::+$(#,

    +, (. %0#& "#$# (9 >$(+9[, ,0)#,Q E0(, "(33 6+%#$ *#$.#6%3& %) K)9+3- 8#6+',# 0# ).%#9 -)#, 7#9%'$#

    )'% (9%) %0# "(3-#$9#,, +9- 6+9 +,,':# >$(+9[, *),(%()9 #+,(3& +9- #..#6%(7#3&Q

    !3&4O>$> 2% M23&48S> 73#5"D$5B*

    C*#+2(9/ "(%0 K)9+3- )*#9#- '* :& #, %) %0# 2(9- ). ,%'-#9% 0# (,M +9- "0) 0# (, )'%,(-#

    ). + 63+,,$)): ,#%%(9/Q E0(, (, +9 (9%#$#,%(9/ *#$,*#6%(7# %) /#% 8#6+',# +, ,%'-#9%, -)9[% ,## %0#($

    %#+60#$, +, *#)*3# )'%,(-# ). ,60))3M %0# ,+:# 6+9 8# ,+(- ). %#+60#$, +9- %0#($ ,%'-#9%,Q E) %0(92

    %0+% F 6+9 0+7# ,(:(3+$ (9%#$#,%, %) + ,(5%0 /$+-#$ (, :(9- 83)"(9/ +% %0# 7#$& 3#+,%Q V0#9 A$,Q >#$/,

    -#,6$(8#- K)9+3- +, + ,3)" 3#+$9#$ +9- + 3)"#$ 3#7#3 ,%'-#9%M F "+, #5*#6%(9/ ,):#)9# "(%0-$+"9

    +9- 6+$#3#,,M 8'% K)9+3- (, %0# )**),(%#Q

    K)9+3- 6+9 +$%(6'3+%# 0(, *)(9%, "#33 "0#9 /(7#9 %0# )**)$%'9(%& %) 6)9,%$'6% +9 +9,"#$Q

    E0(, "(33 0#3* "0#9 *3+99(9/ (9,%$'6%()9 .)$ K)9+3- 8#6+',# F "(33 8# ,'$# %) /(7# #9)'/0 "+(% %(:#

    "0#9 +,2(9/ 0(: !'#,%()9,Q F +3,) 3#+$9#- d.$): 8)%0 A$,Q >#$/, +9- K)9+3-e %0+% 0# (, 6):.)$%+83#

    "(%0 /$)'* ")$2 8#6+',# 0# .##3, ,+.# ,0+$(9/ 0(, )*(9()9,Q f,(9/ %0(, %) -$(7# :& (9,%$'6%()9M F "(33

    8'(3- /$)'*, (9 ,'60 + "+& %0+% K)9+3- "(33 $#:+(9 "(%0 %0# ,+:# /$)'* :#:8#$,M +, %) 8'(3- %$',%Q

    K)9+3- 8#3(#7#, %0+% 0(, /$+-#, +$#9[% +".'3M 8'% 29)", %0+% %0#& +$#9[% 0(, 8#,%Q E0(, /(7#, :# 0)*#

    %0+% K)9+3- 0+, + %$+6# ). ,#3.]:)%(7+%()9 (. /(7#9 + %(9& *',0Q >#6+',# K)9+3- )*#9#- '* %) :#

    )96# 0# .#3% %0+% 0# 6)'3- %$',% :#M F $#+3(4#- %0+% 0# :+& 1',% 9##- ,):#)9# %) %+32 %)Q K)9+3- ,+(-

    0# +3,) "$(%#,Q >)%0 ). %0#,# .+6%, 0+7# 0#3*#- :# *3+9 + 1)'$9+3 "$(%(9/ +6%(7(%& "0#$# F 6+9 $#+-

    "0+% K)9+3- "$(%#,Q F 8#3(#7# %0+% 29)"(9/ F[: /)(9/ %) $#+- "0+% 0#[, "$(%(9/ +9- /(7# 0(:

    .##-8+62 "(33 8# #56(%(9/ .)$ 0(:Q E0# #5%$+ +%%#9%()9M "0(60 "(33 %+2# 3(%%3# %) 9) #..)$% )9 :& *+$%M

    "(33 (9,%(33 + ,#9,# ). ,+.#%& +9- 6+$# (9 0(:M "0(60 F 8#3(#7# 0# ,)$#3& 9##-,Q

  • 8/3/2019 Insider Model1

    19/42

    U>

    B, .+$ +, $#+-(9/ ,%$+%#/(#, +9- $#+-(9/ /)M K)9+3- ,+&, 0# -)#,9[% 3(2# %) $#+-M 8'% "0#9 F

    +,2#- 0)" 3)9/ 0# $#+-,M 0# ,+&, +% 3#+,% +9 0)'$ + -+&Q ='-/(9/ .$): K)9+3-[, :#%+6)/9(%(7# 3)/,M

    0#[, #5+//#$+%(9/ %0# %$'%0 + %+-Q F9 $#+3(%&M 0#[, $#+-(9/ P]SX *+/#, + 9(/0%Q ^# -(- ,+& "0#9 0# (,

    (9%#$#,%#- (9 "0+% 0#[, $#+-(9/M 0# 6+9 $#+- :'3%(*3# 60+*%#$, + 9(/0%Q F[: /)(9/ %) ',# %0(,

    (9.)$:+%()9 %) 0#3* 0(: #5%#9- 0(, *#$()-, ). $#+-(9/ 8& /(7(9/ 0(: %0(9/, 0# :+& 8# (9%#$#,%#- (9Q

    ^# ,+&, %0+% 0# -(-9[% ',# +9& ,)$% ). ,'::+$(4(9/ +6%(7(%(#, 8#.)$# A$,Q >#$/, :+-# 0(:Q ^# -(-9[%

    ,##: %) %+2# (,,'# "(%0 %0(,M ,) F[: /)(9/ %) ,+& (% (, ,+.# %) +,,':# %0+% 0# -)#,9[% 6):*$#0#9- + 3)%

    %0+% 0# $#+-,Q ^# ,+(- %0+% %0# 60+$%, 0# .(33, )'% ). A$,Q >#$/, 0#3* 0(: %) '9-#$,%+9- "0+% 0#[,

    $#+-(9/ + _3(%%3#` 8#%%#$Q F %0(92 (. F 6+9 ',# %0(, (9.)$:+%()9 %) 6)9,%$'6% +9 (9%#$#,%(9/ /$+*0(6

    )$/+9(4#$ .)$ 0(: d*#$0+*, + 6+$%))9 ,%$(* *#$ 60+*%#$M ,(96# 0# 3(2#, %) -$+"o,+&, A$Q >(33,eM F "(33

    0#3* 0(: .(9- ,'::+$(4(9/ "0+% 0# (, $#+-(9/ :)$# #91)&+83#Q K$+"(9/, +9- *$#-(6%()9, :+& +3,)

    0#3* 0(: 6$#+%(7#3& #5*3)$# %0# %#5%Q D$+*0(6 )$/+9(4#$, +$# 6#$%+(93& %0# "+& %) /) 8#6+',# K)9+3-

    ,+&, 0# ,%'-(#, 8#,% ',(9/ .3+,06+$-,M "0(60 +$# 7(,'+3 $#*$#,#9%+%()9,Q

  • 8/3/2019 Insider Model1

    20/42

    7V

    C+:*3#, ). K)9+3-[, V)$2 dA#%+6)/9(%(7# h)/,eKim 5/8/13 8:52 PM

    Comment [22]: N%0*L '&% %['AB0%1 *) E*,

    M%$'C*-,#$#I% "*-F @3% C0'11D '1 ' L3*0%D &%'/

    $%[$1 &%P(#&%/ ',/ $3%, L$%1 #, $3%#&

    A%$'C*-,#$#I% 0*- 'H*($ #$F @3%6 A'6 '01* (1%

    0*-1 )*& $3%#& B%&1*,'0 H**51F

    E*,'0/R1 3',/L$#,- #1 P(#$% 0'&-% ',/ $'5%1 (

    0*$ *) 1B'C%F @3#1 C*(0/ H% H%C'(1% 3% L',$1 #$

    0**5 0#5% 3% 3'1 ' 0*$ L $$%, $3%&% *& 3% -%,(#

    H%0#%I%1 $3'$ $3#1 #1 %,*(-3 #,)*&A'$#*,F

    4% 1%%A1 $* (,/%&1$',/ $3% _20')6e B*&$#*, *

    0*- H($ $3% B&%/#C$#*, 1%%A1 0'C5#,-F

  • 8/3/2019 Insider Model1

    21/42

    7U

    Kim 5/8/13 8:58 PM

    Comment [23]: @3#1 %['AB0% #1 I%&6 1#A#0'

    ',*$3%& $3#,- L%R/ &%'/ #, $3% N%%&1 %['AB0%1

    f%%B#,- $&'C5 *) 3*L L% &%'/F @3#1 #1 '01* 1#A#

    L3%, L% 3'I% $* L'$C3 ' B'&$#C(0'& 1$(/%,$ )*

    `#I% E'6 `#%0/ g[B%%,C% K'C5%$ )*& -%,%&'0

    '/A#11#*, #,$* $3% B&*-&'AF @3#1 #1 $* '11%11 3

    )&%P(%,$06 ' 1$(/%,$ #1 *, $'15 $* 3*L )&%P(%,

    #1 *)) $'15F .1 6*( C', 1%%D E*,'0/ L$%1 $3'$ 3

    *,06 %,-'-%/ )*& 'H*($ : A#,($%1 ',/ 3%R1 *,

    &%'/ 7 B'-%1F 4% #1 1B%00#,- L*&/1 0#5% hC*,,%',/ h1$&'#-3$#-6i $3% L'6 $3%6 1*(,/D A'5#,-

    B3*,%$#C'006 /I%, 1B%00#,-1F

    +*( C', '01* 1%% $3'$ 3% #1 $&6#,- $* &%0'$% $* $3

    $%[$j

    _G (1%/ C*,,%$*#, $3'$ @'-- #1 -*#,- $* ' 3*$%0

    L%,$ $* ' 3*$%0Fe

    E*,'0/ A%,$#*,1 #, 3#1 #,$%&I#%L $3'$ 3% /*%1

    &%A%AH%&])#,/ $3#,-1 #,$%&%1$#,- (,0%11 3% C'

    &%0'$% $3%A $* &%'0 0#)%D 1* $3#1 1%%A1 $* H% $3%

    1$&'$%-6 3% (1%1 A*1$ L3%, &%'/#,-F

  • 8/3/2019 Insider Model1

    22/42

    77

    Kim 5/8/13 9:14 PM

    Comment [24]: .-'#,D $3#1 #1 (1#,- $3% kK2

    A%$3*/ $3'$ M&1F N%&-1 $'05%/ 'H*($ %'&0#%&F E

    /%)#,#$%06 3'1 $3% 20')6 /*L, ',/ C0%'&06 5,*

    L3'$ 3%R1 /*#,- L#$3 $3% P(%1$#*,#,- Z $3*(-3

    L3%$3%& *& ,*$ 3% /*%1,R$ 5,*L $3% ',1L%& ',

    O(1$ B*1#,- $3% _-3$ P(%1$#*,e #1 (,C0%'&F 4#1

    B&%/#C$#*,1 1%%A I%&6 H'1#C ',/ 0#5% 3% O(1$ L'

    -%$ 1*A%$3#,- /*L, *, B'B%&F `*& E*,'0/ $* A

    /%%B%& C*,,%C$#*,1 L#$3 $3% $%[$D 3% L#00 ,%%/

    A*&% 1B%C#)#CF

    .-'#,D E*,'0/ #,1#1$1 $3'$ 3%R1 ' -**/ &%'/%& '

    %,O*61 &%'/#,- $3#,-1 3% 0#5%1D H($ %I%, L#$3 '

    *) C3*#C%D 3% #1 *,06 &%'/#,- $L* B'-%1 #, $%,

    A#,($%1F @3%&% C*(0/ H% A',6 %[B0','$#*,1 )*

    Z )*& %['AB0%D 3% A'6 ,*$ H% #,$%&%1$%/ #, L3

    3%R1 &%'/#,-F 4% '01* A'6 O(1$ \*,% *($ L'6 $*

    %'1#06 #) 3% /*%1,R$ )%%0 0#5% 3%R1 H%#,- %,-'-%/

    K%&3'B1 G C', 3'I% 3#A /&'L L3'$ 3% $3#,51 #1

    *, #, ' 1C%,%D %[$%,/ /#'0*-(%D *& &%L$% $3% %

    #, 3#1 *L, )&'A% *) A#,/F

  • 8/3/2019 Insider Model1

    23/42

    78

    I&"# 7T* M23&48 %"2H U94#$L45 I5">L5'#$D5>

  • 8/3/2019 Insider Model1

    24/42

    79

    73#5"D$5B B$#: U"V ;$44>

    K)9+3- ,+(- %0+% 0# $#+33& 3)7#- 0(, 0(,%)$& 63+,,M ,) F %0)'/0% %0+% F[- +,2 A$Q >(33, .)$ %0#

    .(9+3 (9%#$7(#"Q V0#9 F "+32#- (9%) %0# 63+,,$)):M A$Q >(33, "+, $#+33& .$(#9-3& +9- $#+-& %) %+623#

    %0# (9%#$7(#"Q

    W2B $> M23&48 &> & >#9853# $3 O29" '4&>>X

    :+31', #$ /+.) ;#$>23 &'#$D$#$5> 82 O29 9>9&44O 82X N"29L B2"ZX I"2[5'#>X ?5'#9"5X M$>'9>>$23X

    ? ,+ 1 '+9 +- 5+&). 5+#39$ 9+ #39.+,

    ()21#$9+.= #$ 2.

  • 8/3/2019 Insider Model1

    25/42

    7:

    #/5+.91390 ? ,+ 1 '+9 +- .);#)& *1/)$ 1$ &)''0 !") A#,$ .)1''= '+;) 9")/ 13, #97$ 3+9 "1., 9+ 2+3$9.

  • 8/3/2019 Insider Model1

    26/42

    7;

    8#6+',# (% (, +3:),% 3(2# + $#"+$- ,&,%#:Q V+-(9/ %0$)'/0 %0# 8)$(9/ :+%#$(+3 "(%0 +9 (96#9%(7# .)$

    (9%#$#,%(9/ :+%#$(+3 %) .)33)" "(33 0#3* K)9+3- 3#+$9 %0+% &)' 0+7# %) -) %0(9/, &)' -)9[% "+9% %) (9

    )$-#$ %) /#% %) %0(9/, &)' -) "+9% %) -)Q E0# .+6% %0+% K)9+3- 9##-, %) /#% + .##3 )9 ,(%'+%()9, ,0)",

    %0+% 0#[, (9%'(%(7# +8)'% *#)*3#Q ^# 0+, %0# ,2(33, %) 6):*3#%# %+,2, (9-(7(-'+33& 8'% +3,) +, + /$)'*

    8'% 9##-, + 3(%%3# #5%$+ :)%(7+%()9 %) -) %0# ")$2 0# 9##-, %)Q E0(, 6+9 8# ,##9 +3,) (9 A$,Q >#$/,

    63+,,$)):Q C0# /(7#, 0(: + 3(%%3# #5%$+ :)%(7+%()9 i 0#$ +%%#9%()9o+9- 0#3*, 0(: *+,, 0(,

    B66#3#$+%#- b#+-#$ !'(44#, 8& /'(-(9/ 0(:Q C0# %+2#, %0# %"#9%& #5%$+ :(9'%#, )'% ). 0#$ "##2 +9-

    60#62, '* )9 0(:M :+2(9/ ,'$# 0# .(33, )'% + .3)" 60+$% ). %0# 9)7#3M ,) 0# 6+9 :+* )'% "0+%

    0+**#9, (9 )$-#$ %) 8#%%#$ '9-#$,%+9-Q E0(, (, + ,%$+%#/& F "(33 -#.(9(%#3& 8# '%(3(4(9/ (9 :& 3#,,)9,Q

  • 8/3/2019 Insider Model1

    27/42

    7$(+9 "+, %0# )$(/(9+3 ,'$7(7)$ :+9Q B9&%0(9/ %0+% F 9##-#- %) 29)" +8)'%,'$7(7(9/ + *3+9# "$#62 )$ %$+/#-&M F 3#+$9#- .$): D+$& H+'3,#9Q

    E0+% 8#(9/ ,+(-M H+'3,#9 (, + 8#3)7#- *+$% ). :+9& 60(3-$#9[, #-'6+%()9Q V0#9 +,2#-

    "0+% %0#($ .+7)$(%# 9)7#3 (,M &)'[- 8# +3+$:#- +% %0# +:)'9% ). *#)*3# "0) $#,*)9- "(%0

    >192")9Q A& ,%'-#9% ,##:, %) 0)3- >192")9+9- )%0#$ H+'3,#9 9)7#3, +% %0# ,+:# ,%+9-+$-

    %0+% F -)M 6$)"9(9/ 0(: 0(, .+7)$(%# +'%0)$Q E0(, (, "0+% -$)7# :# %) 60)),# 6.#137$ 8#39).

    +, %0# .)6+3 *)(9% ). :& 3#,,)9,Q

    6.#137$ 8#39). (, ,%$'6%'$#- (9 + _"0+%](.` ,6#9+$()M "0(60 .)$6#, ,%'-#9%, %)

    6)9,(-#$ +3%#$9+%# #9-(9/, %) ,(%'+%()9,Q >192")9 #9-, "(%0 >$(+9 +6%(7+%(9/ + %$+9,:(%%#$

    +9- 6+33(9/ .)$ 0#3*Q 6.#137$ 8#39).%+2#, + -(..#$#9% $)'%#M -#,6$(8(9/ "0+% ")'3- 0+**#9 (.

    >$(+9 0+-9[% .(5#- %0# %$+9,:(%%#$ +9- 0+- %) ,*#9- %0# $#:+(9-#$ ). %0# "(9%#$ (9 %0#

    "))-,Q

    E0# +3%#$9+%# #9-(9/ )..#$, ,%'-#9%, + 60)(6# %) 6)9,(-#$ %0# %0#:# ). +-+*%+%()9Q

    ^)" -) "# +-+*%c V0+% 60)(6#, -) "# 0+7# %) :+2# %) +663(:+%# %) + 9#" 6'3%'$#M "0#%0#$

    "# +$# (9 9#" 63'8, +9- )$/+9(4+%()9, )$ "# :)7# %) + 9#" ,60))3 (9 %0# :(--3# ). %0#

    +$c V# +-+*% +33 %0# %(:# +9- ,):#%(:#,M "(%0 3(%%3# %) 9) #..)$%M 8'% -) "# #7#$ 6)9,(-#$

    0)"c E0(, 9)7#3 (, + /))- %))3 %) %#+60 %0+% 8#6+',# "# 0+7# %) +-+*% )'$ 3+9/'+/# +9-

    8#0+7()$, d/$)'* 7,Q (9-(7(-'+3 ")$2e (9 %0# 63+,,$)):Q

    6.#137$ 8#39)."(33 0#3* ,%'-#9%, %) +9,"#$ %0# !'#,%()9@ >+& 13, &"= ,+ &) 1,159

    +

  • 8/3/2019 Insider Model1

    29/42

    7>

    ;$< =95>#$23*^)" +9- "0& -) "# +-+*% %0# "+& "# ,*#+2 +9- +6%

    %) *+$%(6'3+$ ,(%'+%()9,c

    \3$# N2&4>*)V C%'-#9%, "(33 -#.(9# p+-+*%qQ

    +V C%'-#9%, "(33 +**3& %0#($ 29)"3#-/# ). +-+*%+8(3(%& %) 6.#137$ 8#39).+9- %0#($ )"9

    3(7#, (9 )$-#$ %) '9-#$,%+9- 0)" "# 60+9/# %) .(% 6)9%#5%Q,V C%'-#9%, "(33 3#+$9 6)-#,"(%60(9/ (9 )$-#$ %) '9-#$,%+9- 0)" "# 60+9/# )'$ 3+9/'+/#

    ',+/# -#*#9-(9/ )9 "0) "#[$# +$)'9-Q

    -V C%'-#9%, "(33 3#+$9 0)" #7#$&)9# $#+6%, %) ,(%'+%()9, -(..#$#9%3& (9 )$-#$ %) '9-#$,%+9-

    %0+% %0#$# +$# :'3%(*3# "+&, %) ,)37# + *$)83#:Q

    .V C%'-#9%, "(33 3#+$9 0)" )'$ +-+*%+%()9, d)$ 3+62 %0#$#).e +..#6% %0# "+& "# +$#

    *#$6#(7#-Q

    ?5>>23 @P[5'#$D5>*

    ?5>>23 @35* 73#"289'#2"O ?5>>23SQ C%'-#9%, "(33 -(,6',, %0# -#.(9(%()9 ). p+-+*%q +9- "0+% (% :#+9, %) +-+*% (9 )$-#$

    WQ C%'-#9%, "(33 -$+.% ,%)$& 8)+$-, ). ,'$7(7+3 ,(%'+%()9, %) -#%#$:(9# "0+% 60+9/#, +9-

    +-+*%+%()9, )9# 0+, %) :+2# %) ,'$7(7#Q

    GQ C%'-#9%, "(33 ,0+$# ,%)$(#, +9- 8$+(9,%)$: )9 +3%#$9+%# "+&, %) ,'$7(7# (9 )$-#$ %)

    -#:)9,%$+%# -(..#$#96#, ). ,'$7(7+3 :)-# .$): *#$,)9 %) *#$,)9Q

    ?5>>23 AB2* F"5 O29" 2B3 C9"D$D&4 E$#SQ C%'-#9%, "(33 ',# %':83$ %) 6$#+%# + 7($%'+3 ,'$7(7+3 2(% (9 )$-#$ %) -#:)9,%$+%#

    29)"3#-/# ). %))3, 9#6#,,+$& %) ,'$7(7# (9 6#$%+(9 ,(%'+%()9,Q

    WQ C%'-#9%, "(33 "+%60 7(-#) 63(*, ). _A+9 7Q V(3-` +9- 9)%# ,2(33, +9- (%#:, 0# ',#, %)

    ,'$7(7# (9 )$-#$ %) '9-#$,%+9- %0# (:*)$%+96# ). ")$2(9/ "(%0 "0+% &)'[$# /(7#9Q

    GQ C%'-#9%, "(33 6$#+%# + 3(,% )9 %0# 8)+$- ). "+&, &)' 6+9 +-+*% %) .(% (9 )$-#$ %)

    '9-#$,%+9- %0+% %0#$# +$# :'3%(*3# "+&, %) ,)37# + *$)83#:Q

    ?5>>23 A:"55* F285 CB$#':$3*] C%'-#9%, "(33 -(,6',, %0# -#.(9(%()9 ). p+-+*%q +9- "0+% (% :#+9, %) +-+*% (9 )$-#$

    ] C%'-#9%, "(33 -$+.% ,%)$& 8)+$-, ). ,'$7(7+3 ,(%'+%()9, %) -#%#$:(9# "0+% 60+9/#, +9-+-+*%+%()9, )9# 0+, %) :+2# %) ,'$7(7#Q

    ] C%'-#9%, "(33 ,0+$# ,%)$(#, +9- 8$+(9,%)$: )9 +3%#$9+%# "+&, %) ,'$7(7# (9 )$-#$ %)

    -#:)9,%$+%# -(..#$#96#, ). ,'$7(7+3 :)-# .$): *#$,)9 %) *#$,)9QC#&38&"8>*

    )V ??CCQIhB]h(%#$+6&QVQNQGV$(%# 9+$$+%(7#, %) -#7#3)* $#+3 )$ (:+/(9#- #5*#$(#96#, )$#7#9%, ',(9/ #..#6%(7# %#609(!'#M $#3#7+9% -#,6$(*%(7# -#%+(3,M +9- "#33],%$'6%'$#- #7#9%

    ,#!'#96#,Q+V ??CCQIhB]h(%#$+6&QVQNQG#H$)7(-# + 6)963',()9 %0+% .)33)", .$): %0# 9+$$+%#-

    #5*#$(#96#, )$ #7#9%,QU2#$D$23&4 M5D$'5R ;544 1$3>23 !'#$D$#$5>*73#"289'#$23* ]-^J U$39#5>_C%'-#9%, "(33 -(,6',, %0#($ +9,"#$,Q F "(33 +,2 !'#,%()9, %) /'(-# -(,6',,()9M (. 9##-#-Q

    k'#,%()9, ,'60 +,@ V0#9 ")'3- &)' "+9% %) +-+*% %) ,):#%0(9/c V0+% (, &)'$ -#.(9(%()9 ).%0# ")$- p+-+*%qc ^)" -) "# +-+*% %) %0(9/,cN"29L !'#$D$#$5> dSL :(9'%#,e]F"5 & >#2"OoC%'-#9%, "(33 8# ,*3(% (9%) /$)'*, ). J]LoC%'-#9%, "(33 8# +,2#- %) 6$#+%# + ,%)$& 8)+$- 8+,#- ).. ). %0#,# J *$):*%, %0+% "(33 8#/(7#9 %) %0#: d)9# *#$ /$)'*eQ I+60 ,(%'+%()9 "(33 +,2 ,%'-#9%, 0)" %0#& ")'3- +-+*% (.%0(, #:#$/#96& )66'$$#-Q

    "h),% (9 + 8(/ 6(%&"h),% (9 %0# 1'9/3#"h),% (9 %0# -#,#$%"h),% )9 &)'$ "+& 0):# +9- &)'$ 6+$ 8$#+2, -)"9

    ]C:&"5 C#2"$5> ])` H$39#5>_oC%'-#9%, "(33 ,0+$# %0#($ ,%)$(#, "(%0 #+60 )%0#$Q

    ]F2HH53#&"OdL :(9'%#,eoC%'-#9%, "(33 8# /(7#9 %0# )**)$%'9(%& %) _6$#+%# %0#($ )"9 #9-(9/` .)$ +9)%0#$ ,6#9+$()%0+9 %0#($ )"9Q

    oF9 %0#($ 1)'$9+3,M %0#& "(33 "$(%# .)$ %") :(9'%#, ,%$+(/0% )9 + -(..#$#9% ,6#9+$() +9- 0)"%0#& ")'3- *3+& (% )'% -(..#$#9%3&Q

    oC#3#6% ,%'-#9%, "(33 ,0+$# %0#($ $#,*)9,#,

    Technology Support S!, 5/16/13 1:3

    Comment [28]: S

    Kim 4/27/13 6:47 PM

    Comment [29]: G C3*1% $3% 1$*&6 H*'&/ #/%

    H%C'(1% E*,'0/ /**/0%/ L3#0% G *H1%&I%/ 3#AM&F N#001 1'61 $3'$ E*,'0/ 0*I%1 $* /&'LF `&*A

    #,$%&I#%L L#$3 E*,'0/D G '01* 0%'&,%/ $3'$ 3% 0*

    $* L$%D 1* $3% C*AH#,'$#*, *) $3% $%[$ ',/ I#1

    '#/ 13*(0/ H% -3$ (B E*,'0/R1 '00%6F

    Kim 4/27/13 6:48 PM

    Comment [30]: .1 GRI% 1'#/ H%)*&%D E*,'0/

    3% &%'006 %,O*61 L$#,-F G '01* H%0#%I% $3'$ E*,

    L*(0/ H%,%)#$ )&*A 5,*L#,- $3'$ G L*(0/ H% &%

    3#1 O*(&,'0 ',/ B'6#,- ' 0#$$0% %[$&' '$$%,$#*, $*

    Q*& A*&% $3', 3%R1 (1%/ $*D '$ $3% I%& 6 0%'1$TF G

    $3#,5 $3'$ $3% O*(&,'0 L#00 H% H%,%)#C#'0 H%C'(1L#00 -#I% E*,'0/ ', *BB*&$(,#$6 $* 1(AA'\%D

    3% 1'61 3% 3'1 ' 3'&/ $#A% &%A%AH%& L3'$

    3'BB%,%/ '$ $3% H%-#,,#,- *) ' ,*I%0 H6 $3% %

    $3% ,*I%0F

    Kim 4/27/13 6:49 PM

    Comment [31]: N*$3 E*,'0/ ',/ M&F N#001

    1$&%11%/ 3*L A(C3 3% $3I%1 #, -&*(B L*&5D

    $3%&%)*&% '00 *) $3% 0%11*,1 L#00 #,C0(/% 1*A% )*

    *) -&*(B L*&5F

    Kim 4/27/13 6:51 PM

    Comment [32]: E*,'0/ L'$C3%1 ' 0*$ *) 1(

    13*L1F @3*(-3 $3#1 A'6 C'(1% ' 1%,1% *) '0'&A

    1*A% B%*B0%D E*,'0/ 1%%A1 $* &%'006 %,O*6 #$ '

    (1% 1*A% *) $3% $#B1 #, 3#1 *L, C'AB#,- $B1F

    H%0#%I% $3'$ 3#1 5,*L0%/-% #, 1(&I#I'0 15#001 L#0

    $3&*(-3 #, 3#1 -&*(B ',/ $3%6 L#00 H%,%)#$ )&*A

    3%0BS

    Kim 4/27/13 7:03 PM

    Comment [33]: @3% C3',C% $* O(AB '$ ',*

    1C%,'*F G) E*,'0/ 3'/ A*&% #/%'1 )*& *$3%& -&

    3%&% 3% C*(0/ L$% $3%A *($F G $3#,5 H%C'(1%

    1* I%&1%/ *, $3% $*B#C *) 1(&I#I'0D $3#1 A'6 H%

    %1$%%A H**1$ H%C'(1% 3%R1 5,*L0%/-%?'H0% *,

    $*B#CF

    Technology Support S!, 5/16/13 1:3

    Comment [34]: "*I% $3#1 W2.``c"EGaJ ',

    ',$#C#B'$#*, *) $3% $%[$ !

  • 8/3/2019 Insider Model1

    31/42

    8U

    F42>9"5 dL :(9'%#,e

    oC%'-#9%, "(33 "$(%# -)"9 )9 +9 _#5(% *+,,` 0)" %0#& :(/0% +-+*% %) :)7(9/ %) + 9#"6)'9%$&Q

    oF "(33 6)33#6% %0#,# *+,,#, )9 %0#($ "+& )'% %0# -))$Q

    !>>5>>H53#* C%'-#9%, "(33 6):*3#%# + ,%)$& 8)+$- .)$ + -#,(/9+%#- ,(%'+%()9 +9- ,0+$#

    "(%0 %0# 63+,,QSQeStudents will complete a story board to demonstrate their understanding of adaptabilityand how to adapt to survive to different situations through a different medium than the

    written word.

    WQeStudents will define in their journals to demonstrate prior knowledge.GQeStudents will create scenarios for other situations to demonstrate their instincts and

    reactions to new situations.

    W2H5B2"Zi b#+- %0# .($,% 60+*%#$ (9 6.#137$ 8#39).Q F9 &)'$ 1)'$9+3M "$(%# %0# :+(9

    #7#9%, ). %0# 60+*%#$, .$): %0# $#+-(9/ +9- 1)'$9+3 +8)'% %0#: .$): &)'$ )"9

    *#$,*#6%(7#Q V0+% ")'3- &)' -) (. &)' "#$# (9 >$(+9[, ,0)#,c V0+% ,)$%, ). %0(9/, "#$#

    &)' ,##(9/ d(9 9+%'$#M %0# %$##,M "+%#$M %0# ,9)"M #%6Qec ># *$#*+$#- %) +-- %) %0# 63+,,

    )$/+9(4#$Q

    Kim 4/27/13 6:55 PM

    Comment [35]: g[#$ B'11%1 L#00 H% H%,%)#C#

    E*,'0/ H%C'(1% ')$%& GRI% C3%C5%/ $3'$ $3%6R&%

    C*AB0%$%/D GR00 3',/ $3%A H'C5F G) G C', A','-

    3%0B 3#A 5%%B $3%1% *&-',#\%/D 3% C', &%)%& $*

    #) ,%C%11'&6F

    Technology Support S!, 5/16/13 1:3

    Comment [36]: G 0#5% $3#1 H%$$%&lA*&% ."

    L#$3 $3% $%[$ !

    Kim 4/27/13 7:07 PM

    Comment [37]: G 3'I% ' 0*$ *) 13',- $* 5%

    L#$3 M&1F N%&-1R _2*AA(,#$6e $3'$ 13%R1 #,1$'

    3%& C0'11&**AF G $3#,5 $3'$ $3% A*&% E*,'0/ 13

    Q$3&*(-3 ' -&*(BTD $3% A*&% C*A)*&$'H0% 3% L

    H%C*A%F

    Kim 4/27/13 7:09 PM

    Comment [38]: .1 GRI% 1$&%11%/ H%)*&%D GRA

    C%&$'#, #) $3#1 #1 $** A(C3 &%'/#,- )*& *,% ,#-3

    X3%, E*,'0/ /*%1 C3'B$%& 1(AA'%1 )*& M&1

    N%&-1D 3% /*%1 'H*($ : C3'B$%&1 ' L% %5F

    2*,1#/%,- 3#1 0*-1 ',/ L3'$ 3% 1'61D G $3#,5 $

    7 C3'B$%&1 ' ,#-3$ #1 'I%&'-%F G m/ 3*B% $3'$ L#

    3%0B *) %[$&' 'C$#I#$#%1 ',/ A*$#I'$#*,D 3% C*(

    &%'/#,- '$ $3% 7?8 C3'B$%& ' ,#-3$ 0%I%0 H6 $3%

    *) $3% (,#$F 4%R/ A%,$#*,%/ $3'$ L3%, 3% %,O*L3'$ 3%R1 &%'/#,-D 3% &%'/1 &%'006 )'1 $F

    Kim 5/8/13 8:22 PM

    Comment [39]: G $3#,5 $3'$ 'B'&$ )&*A 3'I

    I#1('0 #, $3%#& O*(&,'01D ' C0'11 -&'B3#C *&-',#\%

    L*(0/ H% 3%0B)(0 ',/ $3%6 L#00 )%%0 0#5% $3%6RI%

    C&%'$%/ 1*A%$3#,- $*-%$3%&F K%&3'B1 G C*(0/

    *&-',#\% #$ 1* %'C3 B%&1*, 3'1 ' C3'B$%& ',/ C

    #, $3% *&-',#\%& $3% /'6 $3%#& ,'A% #1 /&'L,F @

    L#00 C&%'$% 'CC*(,$'H#0#$6F

  • 8/3/2019 Insider Model1

    32/42

    87

    b#+-(9/ =)'$9+3

    B, &)' +$# $#+-(9/ 6.#137$ 8#39).M &)'[$# /)(9/ %) 8# 1)'$9+3(9/

    +8)'% &)'$ #5*#$(#96#,Q F:+/(9# &)' +$# (9 >$(+9[, ,0)#, i &)'

    %0)'/0% &)' "#$# ,+.# +9- )'% ). 0+$:[, "+&M )93& %) "+2# '* +9-

    $#+3(4# &)'[$# ,%(33 ,%$+9-#- (9 %0# "))-,Q ^)" -)#, %0(, :+2# &)'

    .##3c ^)" +$# &)' /)(9/ %) ,'$7(7#c

    O)$ #+60 60+*%#$ &)' "(33 (963'-#@

    ] C#%%(9/ d-#,6$(8#- +, (. &)' "#$# %0#$#e

    ] A+(9 #7#9%, d-#,6$(8#- +, (. &)' "#$# %0#$#e

    ] B *(6%'$#g-$+"(9/ ). "0+% &)' (:+/(9# >$(+9 (, ,##(9/ 8+,#-

    )9 %#5%'+3 63'#,Q

    O)$ #+60 63+,, *#$()- &)' "(33@

    ] O$## "$(%# .)$ G]L :(9'%#, d-#*#9-(9/ )9 -+&e )9 + %)*(6 F /(7#

    &)'Q

    o \)' "(33 +**3& &)'$ 29)"3#-/# ). >$(+9 +9- 0(, +6%()9,

    .)$ ,'$7(7+3 (9 %0# 9)7#3 8& $#.#$#96(9/ ,*#6(.(6 *+$%,Q

    o \)' "(33 9##- %) ',# &)'$ 29)"3#-/# ). +-+*%+8(3(%& +9-

    +**3& (% %) %0# ,(%'+%()9, &)' +$# /(7#9Q

    Y)6+8'3+$&

    ] V$(%# -)"9 ")$-, &)' ,+379 A3+&)$ 1.)379 $

  • 8/3/2019 Insider Model1

    33/42

    88

    h#,,)9 E")@@P[5'#$D5>*

    SQ C%'-#9%, "(33 ',# %':83$ %) 6$#+%# + 7($%'+3 ,'$7(7+3 2(% (9 )$-#$ %) -#:)9,%$+%#

    29)"3#-/# ). %))3, 9#6#,,+$& %) ,'$7(7# (9 6#$%+(9 ,(%'+%()9,Q

    WQ C%'-#9%, "(33 "+%60 7(-#) 63(*, ). _A+9 7Q V(3-` +9- 9)%# ,2(33, +9- (%#:, 0# ',#, %)

    ,'$7(7# (9 )$-#$ %) '9-#$,%+9- %0# (:*)$%+96# ). ")$2(9/ "(%0 "0+% &)'[$# /(7#9Q

    GQ C%'-#9%, "(33 6$#+%# + 3(,% )9 %0# 8)+$- ). "+&, &)' 6+9 +-+*% %) .(% (9 )$-#$ %)

    '9-#$,%+9- %0+% %0#$# +$# :'3%(*3# "+&, %) ,)37# + *$)83#:Q

    C#&38&"8>*

    )V_??CCQIhB]h(%#$+6&QbhQNQWK#%#$:(9# + %0#:# )$ 6#9%$+3 (-#+ ). + %#5% +9- 0)" (% (,

    6)97#- %0$)'/0 *+$%(6'3+$ -#%+(3,j *$)7(-# + ,'::+$& ). %0# %#5% -(,%(96% .$):

    *#$,)9+3 )*(9()9, )$ 1'-/:#9%,Q

    +V_??CCQIhB]h(%#$+6&QVQNQNf,# %#609)3)/&M (963'-(9/ %0# F9%#$9#%M %) *$)-'6# +9-

    *'83(,0 "$(%(9/ +, "#33 +, %) (9%#$+6% +9- 6)33+8)$+%# "(%0 )%0#$,j -#:)9,%$+%#

    ,'..(6(#9% 6)::+9- ). 2#&8)+$-(9/ ,2(33, %) %&*# + :(9(:': ). %0$## *+/#, (9 +

    ,(9/3# ,(%%(9/Q

    73#"289'#$23* ]J H$39#5>_

    )V C#9853#> B$44 %$44 $3 #:5 '4&>> 2">23 !'#$D$#$5>* ],0 H$39#5>_

    )V C0)" 7(-#) 63(*, ). ,'$7(7+3 EY ,0)", dA+9 7,Q V(3-M K)):,-+& H$#**#$,M #%6Qe

    +V B,2 ,%'-#9%, %) 6):*(3# + 3(,% ). %0(9/, %0+% ,'$7(7+3 %))3,g:#%0)-,Q

    ,V C%'-#9%, "(33 8# +,2#- %) ,0+$# ,):# ). %0#($ )8,#$7+%()9, "(%0 %0#($ 9#(/08)$,Q

    -V C%'-#9%, "(33 8# ,*3(% (9%) /$)'*, +9- "(33 6):*(3# + ,'$7(7+3 2(%Q

    .V I+60 (%#: (9 %0# ,'$7(7+3 2(% :',% 0+7# +9 #5*3+9+%()9 8#0(9- (%Q

    /V C%'-#9%, "(33 *),% *(6%'$#,g7(-#), ). (%#:, (9 %0#($ 2(%, )9%) %':83$Q6): (963'-(9/ + G]L

    ,#9%#96# #5*3+9+%()9 ). %0# (%#: +9- "0& (% (, (963'-#-Q

    0V C%'-#9%, "(33 %0#9 ,0+$# %0#($ 2(%,Q

    F42>9"5*C%'-#9%, "(33 "$(%# )9 + ,0##% ). *+*#$ 0)" %0#& ")'3- 60+9/# )9# (%#: (9 %0#($ ,'$7(7+3

    2(% (. %0#& "#$# ,%$+9-#- (9 + -(..#$#9% *3+6# d(Q#Q -#,#$%M (,3+9-M B9%+$6%(6+eQ E0#& "(33 0+9- (9 %0#,#

    #5(% *+,,#, %) :#Q

    !>>5>>H53#*E':83$ ,'$7(7+3 2(% d,## 60#623(,%e

    SQe C%'-#9%, "(33 1)'$9+3 +8)'% 0)" %0#& ")'3- +-+*% (9 + ,60))3 #97($)9:#9% %) -#:)9,%$+%#

    %0#($ $#+6%()9, %) 9#" ,(%'+%()9,Q

    Kim 4/27/13 7:10 PM

    Comment [43]: E*,'0/ 1'61 $3'$ 3% /*%1,R

    ($#0#\% $3% C*AB($%& ' 0*$D ,*& /*%1 3% B0'6 I#/

    -'A%1 Z L3#C3 )*& ' 1$(/%,$ 3#1 '-%D #, $3#1

    -%,%&'$#*,D #1 H'))0#,-F 4*L%I%&D G $3#,5 $3'$ $(

    L*(0/ H% ' -**/ 1*(&C% $* #,$&*/(C% $* 3#AD

    H%C'(1% 3% C', 13'&% $3#,-1 ',*,6A*(106D L#$L*&&6#,- 'H*($ B%*B0% O(/-#,- 3#AF 4% C*(0/ '

    (1% #$ BI'$%06D L3%&% ,* *,% C*(0/ &%'/ H($ 3

    Kim 4/27/13 7:11 PM

    Comment [44]: E*,'0/ L#00 H% )'A#0#'& L#$3

    IF X#0/F 4% %[B&%11%/ ' -&%'$ #,$%&%1$ #, $3% 13

    ',/ 1'#/ 3% (1%1 1*A% *) 3#1 1(--%1$#*,1 L3%,

    *($ #, $3% L**/1 '0*,%F

    Kim 4/27/13 7:12 PM

    Comment [45]: .-'#,D $3#1 #1 ' -&*(B 13'&%

    -#I#,- E*,'0/ $3% C*A)*&$ ',/ 1')%$6 *) ' -&*(

    *B#,#*,F

    Kim 4/27/13 7:13 PM

    Comment [46]: E*,'0/ 3'1 ' 3'&/ $#A% H%#

    #,$%&%1$%/ #, ',6$3#,- $3'$ /*%1,R$ /#&%C$06 'BB

    3#AD *& /*%1,R$ 1%%A &%'0#1$#C $* 3#AF GRA 3*B#

    $3'$D H6 $'5#,- $3% $3%A% *) '/'B$#,-D ',/ 'BB

    $* *$3%& 1#$('$#*,1 Q$3', $3% L#0/%&,%11TD E*,'

    L#00 H%-#, $* 1%% 3*L 0#$%&'$(&% A%',1 A(C3 A

    $3', L3'$ #1 0#$%&'006 1B%00%/ *($ *, B'B%&F

    Kim 5/8/13 7:17 PM

    Comment [47]: g'C3 #$%A #, $3% 1(&I#I'0 5#A(1$ H% &%0%I',$ $* N',R1 'C$#*, #, !"#$%&' )

    `*& %['AB0%D 3*L L*(0/ N', (1% $3#1 #$%A #,

    %,I#&*,A%,$ $* )#,/ )**/S W%% '$$'C3%/ '1 1#-,

    13%%$F

    Kim 4/27/13 7:15 PM

    Comment [48]: E*,'0/ L*(0/ )&%P(%,$06 '

    P(%1$#*,1 )&*A A6 #,$%&I#%L ',/ ,*$ &%'006 3'

    ',6 %[B0','$#*, H%3#,/ $3% ',1L%&1F g[F _X36

    6*( $3#,5 $3'$Se _G /*,R$ 5,*Le N6 )*&C#,- ',

    %[B0','$#*, *& O(1$#)#C'$#*, )*& %'C3 #$%AD GRA 3

    $* #,1$#00 #, E*,'0/ ' 1%,1% *) ' ,%%/ )*& O(1$#)#C

    4%R00 H% 'H0% $* ',1L%& 3#1 *L, _X36Se P(%1$#

  • 8/3/2019 Insider Model1

    34/42

    89

    WQe C%'-#9%, "(33 6$#+%# + %':83$ ,'$7(7+3 2(% %) -#:)9,%$+%# %0#($ '9-#$,%+9-(9/ ). ,'$7(7+3

    %))3, +9- :#%0)-,Q

    GQe C%'-#9%, "(33 #5*3+(9 %0#($ ,'$7(7+3 2(% %) -#:)9,%$+%# %0#($ '9-#$,%+9-(9/ +9- 1',%(.(6+%()9

    .)$ #+60 (%#:Q

    JQe C%'-#9%, "(33 0+9- (9 #5(% *+,,#, %0+% -#:)9,%$+%# %0#($ 29)"3#-/#

    W2H5B2"Z*b#+- 9#5% 60+*%#$ +9- 1)'$9+3 %0# ,+:# +, &)' -(- %0# *$#7()', 9(/0%Q >#

    *$#*+$#- %) +-- %) %0# 63+,, )$/+9(4#$ (. &)' +$# +,2#-Q

  • 8/3/2019 Insider Model1

    35/42

    8:

    C9"D$D&4 E$#

    \)' 0+7# %0# 60+96# %) ,+7# >$(+9n f,(9/ %0# 29)"3#-/# &)'[7# /+(9#- .$):

    3+,% 9(/0%[, $#+-(9/M &)' +9- + *+$%9#$ "(33 6):*(3# + 7($%'+3 ,'$7(7+3 2(%Q

    SQeD) %) """Q%':83$Q6):Q f,# &)'$ ,60))3 #]:+(3 +9- + *+,,")$- %) 3)/ (9Q

    WQeO)$ #+60 (%#: &)' "+9% %) *'% (9 %0# ,'$7(7+3 2(%M &)' "(33 _$#83)/` %0#(:+/# )$ 7(-#) 63(*Q

    GQeV0#9 &)' $#83)/M (9 %0# 6+*%()9 8)5 &)' "(33 -#,6$(8#@

    +Q V0+% %0# (%#: (,

    8Q V0& &)' 60),# %0# (%#:

    6Q B !')%#g*+,,+/# .$): %0# 9)7#3 %0+% ,'**)$%, "0& &)'[7# 60),#9

    %0# (%#:Q

    -Q ll I+60 6+*%()9 ,0)'3- 8# +% 3#+,% G ,#9%#96#,Qll

    JQe\)'[33 8# ,0+$(9/ %0#,# ,'$7(7+3 2(%, "(%0 %0# 63+,, "0#9 &)'[$# .(9(,0#-n

    ># *$#*+$#- %) 1',%(.& &)'$ -#6(,()9,n

    ?0#623(,%@

    rrrrrrrrrr L (%#:, d:(9(:':e

    rrrrrrrrrr L dG]L ,#9%#96#e #5*3+9+%()9,

    rrrrrrrrrrr L !')%#, d:(9(:':e

    Technology Support S!, 5/16/13 1:4

    Comment [49]: !

    Kim 5/8/13 8:10 PM

    Comment [50]: @* '// &%0%I',C% $* $3% 'C

    &%'/#,- *) $3% ,*I%0D E*,'0/ ' ,/ *$3%& 1$(/%,

    3'I% $* B(00 P(*$%1 ',/ B'11'-%1 )&*A $3% $%[$

    1(BB*&$ $3%#& C3*#C%1F @3#1 L#00 $%'C3 $3%A 3*L

    '/'B$ $* $3% 1#$('$#*,1 N', #1 #,F "'$%&D )*& $3

    B*&$)*0#* B&*O%C$D $3%6 L#00 3'I% $* &%$3#,5 ',/

    $3%#& C3*#C%1 $* ' /#))%&%,$ 1(&I#I'0 1#$('$#*,F

    Kim 5/8/13 7:50 PM

    Comment [51]: .1 6*( C', 1%% #, E*,'0/R1

    %['AB0% L*&5D 3% H'&%06 L$%1 U?7 1%,$%,C%1

    0#5% $* #,C&%'1% 3#1 L$#,- $* '$ 0%'1$ 8 )(00

    1%,$%,C%1F

  • 8/3/2019 Insider Model1

    36/42

    8;

    h#,,)9 E0$##@ ?)-#]C"(%60(9/gC0(.%(9/@P[5'#$D5>*

    SQ C%'-#9%, "(33 $#+- %") ,#*+$+%# *(#6#, ). "$(%(9/ +9- -#%#$:(9# "0(60 (, :)$#

    _+66#*%+83#` (9 )$-#$ %) -#6(-# "0#9 (% (, +**$)*$(+%# %) ',# .)$:+3 +9- (9.)$:+3 3+9/'+/#Q

    WQ C%'-#9%, "(33 .(33 )'% + ,'$7#& )9 3+9/'+/# %) -#:)9,%$+%# 3+9/'+/# *$#1'-(6#Q

    GQ C%'-#9%, "(33 6):*3#%# + "#8!'#,% -#,(/9#- +$)'9- 3+9/'+/# ',+/# (9 )$-#$ %) -#7#3)*

    + ,#9,# ). %0# -(..#$#9% 7+$(+%()9, ). 3+9/'+/# ',+/# +9- 0)" *#)*3# +-+*% "0#9 ',(9/

    3+9/'+/#Q

    C#&38&"8>*

    SQe??CCQIhB]h(%#$+6&QhQNQS#b#6)/9(4# 7+$(+%()9, .$): ,%+9-+$- I9/3(,0 (9 %0#($ )"9

    +9- )%0#$,s "$(%(9/ +9- ,*#+2(9/M +9- (-#9%(.& +9- ',# ,%$+%#/(#, %) (:*$)7#

    #5*$#,,()9 (9 6)97#9%()9+3 3+9/'+/#Ql

    WQe??CCQIhB]h(%#$+6&QbhQNQWK#%#$:(9# + %0#:# )$ 6#9%$+3 (-#+ ). + %#5% +9- 0)" (% (,

    6)97#- %0$)'/0 *+$%(6'3+$ -#%+(3,j *$)7(-# + ,'::+$& ). %0# %#5% -(,%(96% .$):

    *#$,)9+3 )*(9()9, )$ 1'-/:#9%,Q

    GQe??CCQIhB]h(%#$+6&QVQNQZ?)9-'6% ,0)$% $#,#+$60 *$)1#6%, %) +9,"#$ + !'#,%()9M

    -$+"(9/ )9 ,#7#$+3 ,)'$6#, +9- $#.)6',(9/ %0# (9!'($& "0#9 +**$)*$(+%#Q

    73#"289'#$23* ]J H$39#5>_

    ? C#9853#> B$44 %$44 29# #:5 F:&L#5" + >42# $3 #:5 2"

  • 8/3/2019 Insider Model1

    37/42

    8_

    )V C%'-#9%, "(33 "$(%# )9 + *(#6# ). *+*#$ "0#9 %0#& %0(92 %0#& ")'3- 60+9/# %0#($

    3+9/'+/# ',+/# +9- "0&Q

    +V C%'-#9%, "(33 ,0+$# "0+% %0#&[7# "$(%%#9 -)"9 +9- ,'8:(% %0# *+*#$ %) :# )9 %0#($

    "+& )'% %0# -))$Q

    !>>5>>H53#*

    SQeC%'-#9%, "(33 +,,#,, ,6#9+$(), +8)'% 3+9/'+/# ',+/# +9- (%[, +**$)*$(+%#9#,, (9

    )$-#$ %) -#:)9,%$+%# '9-#$,%+9-(9/ ). 6)-#g,%&3# ,"(%60(9/QWQeC%'-#9%, "(33 +,,#,, *(#6#, ). "$(%(9/ d.)$:+3 U -#%+(3#- 7,Q (9.)$:+3 +9- 3#,,

    -#%+(3#-e (9 )$-#$ %) -#:)9,%$+%# +9- #7+3'+%# %0#($ )"9 "$(%(9/Q

    GQeC%'-#9%, "(33 "$(%# +8)'% + ,(%'+%()9 %0+% ")'3- 6+',# %0#: %) 60+9/# %0#($

    3+9/'+/# ',+/# (9 )$-#$ %) -#:)9,%$+%# '9-#$,%+9-(9/ ). "0& +9- "0#9 "# 60+9/#

    %0# "+& "# ,*#+2Q

    W2H5B2"Z* ?)9%(9'# $#+-(9/ 6.#137$ 8#39).0 F9 &)'$ 1)'$9+3M "$(%#G]L *+$+/$+*0,

    ,'::+$(4(9/ %0# #7#9%, ). %0# 60+*%#$, +9- "$(%# G *$#-(6%()9, .)$ "0+% &)' %0(92 (, /)(9/

    %) 0+**#9 9#5%Q

    Kim 4/27/13 7:35 PM

    Comment [57]: . 0*$ *) $3% 'C$#I#$#%1 GRI%

    C*,1$&(C$%/ 3'I% H%%, #, B'&$,%&1D H($ G H%0#%I

    $3#1 #,/#I#/('0 L*&5 L#00 13*LC'1% E*,'0/R1 $'0

    ',/ (,/%&1$',/#,- *) $3% H'1#C C*,C%B$1F N%C'

    $3% *,06 B%&1*, L3* L#00 1%% $3#1 #1 A% DG $3#,5

    L#00 )%%0 A*&% C*A)*&$'H0% 'H*($ /*#,- $3% L*

    #,/#I#/('006F

    Kim 5/8/13 1:02 AM

    Comment [58]: .1 M&1F N%&-1 $*0/ A%D E*,

    3'1 H%%, /*#,- L%00 L#$3 3#1 .d1 1#,C% 13%R1 H%

    -#I#,- 3#A -&'B3#C *&-',#\%&1 ',/ ', *BB*&$(,

    1(AA'\% H%)06F N6 '15#,- 3#A $* 1(AA'\

    $3%, (1#,- 3#1 5,*L0%/-% *) $3% $%[$ $* A'5%

    B&%/#C$#*,1 'H*($ L3'$ C*A%1 ,%[$D E*,'0/ #1

    /%%B%& #, 3#1 ','061%1 *) $3% $%[$F

    Kim 4/27/13 7:37 PMComment [59]: @3% )#&1$ )%L C3'B$%&1 '&% H

    1%$ (B #,)*&A'$#*,F N6 $3% A#//0% C3'B$%&1D

    1$(/%,$1 L#00 3'I% 1*A% 1*0#/ )*(,/'$#*,1 $* A

    %/(C'$%/ B&%/#C$#*,1 L#$3F N%C'(1% E*,'0/ #1

    C&%'$#I%D G H%0#%I% 3% L#00 B&*/(C% 1*A% -&%'$ #

    ',/ )*&%13'/*L#,- 15#001F G) 3% #1 -3$D *& C0*1%

    H%#,- -3$D $3#1 A'6 H**1$ 3#1 C*,)#/%,C% #, 3

    L$#,-F @3#1 L#00 '01* A'5% 3#A ' H%$$%& &%'/%

    H%C'(1% 3% L#00 0**5 )*& /%$'#01 A*&% C0*1%06 #,

    $* H% A*&% 'CC(&'$% L#$3 3#1 B&%/#C$#*,1F

  • 8/3/2019 Insider Model1

    38/42

    8=

    G$3&4 ]5_^I2"#%24$2*

    7% O29 B5"5 $3 ;"$&3S> >:25> $3 !"#$%&' )#%*+"b B: B2948

    O29 :&D5 8235 #2 >9"D$D5X \>$3< #:5 &"#$%&'#> O29SD5 '"5:

    89"$3< #:$> 93$#b 85H23>#" O29" Z32B458

    #2 &8&L# #2 & >#"&3$#9$23V A:$> L2"#%24$2 B$44 P5 2% #:5 #545D$>$23 >:2B >5&>23S> >:2B B$44 P5 23 &

    85>5"#58 $>4&38V G2" 5&': &"#$%&'#b O29 B$44 P"$5%4O $3#"289'5 $#b

    #:53b $3 ,^. L&"& 29" P$< d95>#$23*

    eY:53 &38 :2B 82 B5

    +V_ ! P"$5% ])^, >53#53'5>_ $3#"289'$3< #:5 &"#$%&'#V

    ,V_ ,^. L&"&./06 ?./ :. @*2

    Kim 5/8/13 12:52 AM

    Comment [60]: .1 A(C3 '1 G 0*I% %?B*&$)*0

    1$#00 L',$ $* '00*L )*& ' 3'&/ C*B6 *B$#*,D H%C'

    1*A% B%*B0% O(1$ '&%,R$ $%C3?1'II6F G '01* /*,R

    L',$ $* B(13 E*,'0/ $* (1% $%C3,*0*-6 #) 3%R1

    C*A)*&$'H0% L#$3 #$D %1B%C#'006 1#,C% 3% /*%1,R

    1B%,/ $3'$ A(C3 $#A% L#$3 $3% C*AB($%& $* H%

    L#$3 F

    Technology Support S!, 5/16/13 1:4

    Comment [61]: "*I% $3#1 #/%'j ."GJaW L#$3

    $%[$D )#$1 L#$3 $3% W2.``c"EGaJ 6*(RI% /*,%D

    1(B%& dg"go.a@ )*& E*,'0/lB%&)%C$ !

    Technology Support S!, 5/16/13 1:4

    Comment [62]: S

    Kim 5/8/13 12:53 AM

    Comment [63]: @3#1 #1 H'1#C 1(AA'&6D L3#

    E*,'0/ #1 (1%/ $*F N6 #,$&*/(C#,- %'C3 #$%AD E

    L#00 13*L A% $3'$ 3% &%A%AH%&1 L3'$ L% /#/

    H%-#,,#,- *) $3% (,#$ ',/ $3% %,/ *) $3% (,#$F

  • 8/3/2019 Insider Model1

    39/42

    8>

    b'8$(6 .)$ K(/k'#,%()9`

    +9- (, 7+/'#

    (9 -#%+(3Q

    F963',()9

    +9-F9%$)-'6%()9

    ). B$%(.+6%,

    B33 +$%(.+6%, *$)-'6#-+$# (963'-#- "(%0 + 8$(#.

    (9%$)-'6%()9 #5*3+(9(9/%0#($ (:*)$%+96# %) %0#

    '9(%Q

    B33 +$%(.+6%,+$# *$)-'6#-

    "(%0 + 8$(#.(9%$)-'6%()9

    8'% )93&

    #5*3+(9 "0+%

    %0#& +$#$+%0#$ %0+9

    "0& %0#& +$#(:*)$%+9% %)

    %0# '9(%Q

    B33 +$%(.+6%,+$# *$)-'6#-

    8'% )93&3(,%#- +,

    6):*)9#9%,Q

    S )$ :)$#+$%(.+6% (,

    :(,,(9/Q

    B-+*%+%()9

    ). B$%(.(+6%,

    B33 +$%(.+6%, +$# +-+*%#-%) .(% + 9#" ,'$7(7+3

    ,(%'+%()9 +9-

    #5*3+9+%()9g1',%(.(6+%()9.)$ %0#($ +-+*%+%()9 (,

    (963'-#- (9 G]L*+$+/$+*0,Q

    B33 +$%(.+6%,+$# +-+*%#-

    %) .(% + 9#"

    ,'$7(7+3,(%'+%()9 8'%

    1',%(.(6+%()93+62, -#%+(3

    +9- (,

    "$+**#- '*(9 W

    *+$+/$+*0,Q

    B$%(.+6%, +$#+-+*%#- 8'%

    -)9[% ,##: %)

    8# $(/0% .)$%0# *$)*),#-

    ,(%'+%()9 +9-0+7# 3(%%3# %)

    9)

    1',%(.(6+%()9.)$ %0#

    ,%'-#9%[,

    60)(6#,Q

    T9# )$ :)$#+$%(.+6% (,9[%

    +-+*%#- +9-

    %0# +$%(.+6%,%0+% +$#

    +-+*%#- +$#9)9,#9,(6+3

    +9- 3+62

    #5*3+9+%()9Q

    ?)963',()9

    B$/':#9%

    ?)963',()9 +$/':#9% (,

    *#$,'+,(7# (9 9+%'$# +9-+**3(#, $'3#, 3#+$9#-

    ?)963',()9

    +$/':#9%.)33)", $'3#,

    ?)963',()9

    +$/':#9% (,0+$- %)

    E0#

    6)963',()9 (,3+62(9/ (9

    Technology Support S!, 5/16/13 1:4

    Comment [64]: "#5% 3*L $3#1 ."GJaW L#$3

    '11#-,A%,$ ',/ B&*I#/%1 W2.``c"EGaJ )*& 1$(

    H6 (1#,- C$%' B%/'-*-#C'006 Q&'$3%& $3', O(1

    C*(,$#,- %&&*&1 *& B'&'-&'B31T!

  • 8/3/2019 Insider Model1

    40/42

    9V

    *$#7()',3& +8)'%

    *#$,'+,(7# #,,+&,Q I,,+&(, +**$)*$(+%# .)$ %0#

    +'-(#96# +9- ',#,

    -#%+(3#- #5+:*3#, ).+-+*%+%()9 +9- '9(%

    *$)1#6%, %) :+2# + ,)3(-6+,# .)$ "0& %0# ,%'-#9%

    ,0)'3- 8# 60),#9Q

    3#+$9#-

    *$#7()',3&+8)'%

    *#$,'+,(7#

    #,,+&,Q E0##,,+&

    (963'-#,#5+:*3#,

    %0+% 3+62 (9-#%+(3 +9-:+& 9)%

    "0)33& :+2#

    ,#9,# "(%0%0# +$/':#9%

    %0#& +$#:+2(9/Q E0(,

    ,%'-#9%[,

    +$/':#9%")'3- 3#+7#

    0(:g0#$ +$'99#$ '*Q

    .)33)" 8'%

    +9,"#$, %0#*$):*%Q E0#

    6)963',()9

    (963'-#, )9#)$ %") -#%+(3,

    3#+$9#-%0$)'/0)'%

    %0# ,#:#,%#$%) *$)7(-#

    #7(-#96# .)$

    %0#($ 6+,# 8'%

    %0#& 3+62-#%+(3Q

    ,%$'6%'$# +9-

    :+2#, 3(%%3#,#9,#Q K)#,

    9)% +**3&

    $'3#, ).*#$,'+,(7#

    #,,+&, +9--)#, 9)%

    *$)7(-# +9&-#%+(3, )$

    #5+:*3#, .)$

    "0& %0#

    ,%'-#9%,0)'3- 8#

    60),#9Q

  • 8/3/2019 Insider Model1

    41/42

    9U

    RIFF INSIDER

    Chira Husky

    rians Winter How and why do we adapt the way we speak and act

    to particular situations?

    !""#$%&'%( *+',-.#"(/ G,$&*/(C$#*,D '&$#)'C$1]','061%1D #,1$&(C$#*,'0 1%P(%,C%

    0 12(#31,("

    cH1%&I'$#*,

    G,$%&I#%L Q1$(/%,$T

    G,$%&I#%L Q$%'C3%&T

    G,$%&I#%L Q*$3%&T

    W$(/%,$ L*&5

    !2(#31,( 1%1.4"'"

    "#,-(#1$#C ','061#1

    d%'/#,- 1$&'$%-#%1 ','061#1

    "#$%&'C6 ','061#1

    2*,,%C$#*,1 $* *$3%& '&$#)'C$1

    5%"(26,(#7%1. 8'96'%,'

    d'$#*,'0%]N#- k

    .11#-,A%,$

    8p "%11*,1

    ocHO%C$#I%1

    oM'$%'01

    o.C$#I#$#%1

    o.11%11A%,$Q1T

    .,,*$'$#*,1 &%0'$#,- B0',,#,- $* '&$#)'C$1

    *2#('2#7% :;< =;< >;< ?;