Internship Report on Southeast Bank Limited

7/23/2019 Internship Report on Southeast Bank Limited

http://slidepdf.com/reader/full/internship-report-on-southeast-bank-limited 1/84

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http://bankinfobd.com/banks/view/19/First_Security_Bank

http://bankinfobd.com/banks/view/19/First_Security_Bank



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jclnphq~hc~ kphqnql`~ ~k alcb# Ka~ljcjco tqkthq jc~qknxg~jkc elz lawkfph ~mh alcbhq `qke ~mh

gmlqohw k` chofjohcgh `kq gkcphqwjkc# Wk mjfh kthcjco l ch lggkxc~ hetmlwjw jw ojphc

j~mkx~ h}ght~jkc ~k jc~qknxg~kqz qh`hqhcgh lcn jc|xjqz# ^mh `kffkjco jcw~qxg~jkc jw

`kffkhn mjfh kthcjco lggkxc~9 %

J# Jc~qknxg~jkc k` Lggkxc~ ~k ah ka~ljchn `qke l qhwthg~lafh gfjhc~ lgght~lafh ~k alcb#

JJ# ^mh jc~qknxg~jkc wmlff ah ka~ljchn jc qj~jco jc ~mh qhwthg~jph gkfxec k` Lggkxc~ kthcjco

`kqe#

JJJ# @kq kthcjco wlpjcow alcb lggkxc~ k` jcnjpjnxlf hj~mhq wjcofz kq ikjc~fz tlwwtkq~w lcn

jnhc~j~z glqnw elz ah lgght~hn `kq jc~qknxg~jkc ax~ wxawh|xhc~fz tqkthq jc~qknxg~jkc elz

ah ka~ljchn#

JP# Jc~qknxg~jkc k` Gxqqhc~ Lggkxc~ az eheahqw k` ~mh w~l`` elz ah lffkhn ax~ wmlff ah

njwgkxqlohn lw `lq lw tkwwjafh#

P# Gxqqhc~ Lggkxc~ wmlff tqh`hqlafz ah jc~qknxghn az lck~mhq Gxqqhc~ Lggkxc~ mkfnhq

lgght~lafh ~k alcb#

PJ# Jc~qknxg~jkc k` Lggkxc~ mkfnhq k` k~mhq aqlcgm elz ah lgght~hn j~m glx~jkc# Jc ~ml~ glwh~mh jc~qknxghq‛w wjocl~xqh exw~ ah phqj`jhn az lx~mkqjyhn k``jghq k` ~ml~ aqlcgm lcn

lx~mhc~jgl~hn az l `kqlqnjco fh~~hq#

PJJ# Tmk~koqltmw k` lggkxc~ mkfnhq exw~ ah l~~hw~hn az ~mh jc~qknxghq#

PJJJ# Fh~~hq k` ~mlcbw ah jwwxhn ~k jc~qknxghq jc Alcb‛w w~lcnlqn wthgjehc#





Hfjojajfj~z

Qhwjnhc~ Alcoflnhwmj Cl~jkclf Loh9 <= zhlqw kq lakph Ikjc~ lggkxc~ glc ah kthchn Ejckq

lggkxc~ glc ah kthchn xcnhq ~mh wxthqpjwjkc k` mjw + mhq + ~mhjq oxlqnjlc#

@hhw & Gmlqohw

Ql~h k` Jc~hqhw~ 9 8#44(

Gmh|xh Akkb Jwwxlcgh `hh -<4 fhl`w thq akkb*9 ^lbl 04+%

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Lggkxc~ Gfkwjco Gmlqoh ^lbl 184+#

Pl~ lttfjglafh `kq lff `hhw & gmlqohw D<8(#

Kcfjch ^qlcwlg~jkcw % `qhh k` whqpjgh gmlqoh#

Wlpjcow Lggkxc~

Ahfk

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<#44

Gqkqh

^b# <#44 Gqkqh &

lakph ax~ ahfk

^b# 18#44 Gqkqh

^b# 18#44 Gqkqh &

lakph ax~ ahfk ^b#

84#44 Gqkqh

^b# 84#44 Gqkqh &

lakph ax~ ahfk ^b#

<44#44 Gqkqh

^b# <44#44

Gqkqh &

lakph

8#44( 8#18( 8#84( 0#44( :#44(



1#47 Gxqqhc~ Nhtkwj~ -GN* Lggkxc~

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@hl~xqhw lcn Ahch`j~w

Xcfjej~hn ~qlcwlg~jkcw lqh lffkhn#

Thqwkclfjyhn EJGQ Gmh|xh Akkb jw lpljflafh#

Ck j~mnqllf ck~j`jgl~jkc qh|xjqhn#

Ckejclf whqpjgh gmlqoh#

Lcz aqlcgm alcbjco `lgjfj~z -Glwm j~mnqllf lcn nhtkwj~ `qke lcz aqlcgm*

Alcb lgght~w lcn wxttkq~w W~lcnjco Jcw~qxg~jkcw#

Ckejcl~jkc `lgjfj~z jw lpljflafh ~k ckejcl~h ahch`jgjlqz `kq lggkxc~ tqkghhnw#

Gmlqoh `qhh w~l~hehc~ k` L+G Alflcgh Gkc`jqel~jkc Ghq~j`jgl~h ~jgh jc l zhlq kc

mlf` zhlqfz alwjw#

Kt~jkc jw lpljflafh ~k gkffhg~ h % W~l~hehc~ kc ekc~mfz alwjw#

Hfjojajfj~z

GN Lggkxc~ glc ah kthchn ak~m `kq Jcnjpjnxlf lcn Gkqtkql~h aknjhw GN Lggkxc~ glc ah

kthchn ak~m `kq qhwjnhc~ lcn ckc % qhwjnhc~ Alcoflnhwmj Cl~jkclfw Loh alq `kq Thqwkclf GN

Lggkxc~9 <= zhlqw kq lakph Ikjc~ lggkxc~ glc ah kthchn Ejckq lggkxc~ glc ah kthchn

xcnhq ~mh wxthqpjwjkc k` mjw + mhq + ~mhjq oxlqnjlc Lggkxc~ glc ah kthchn jc ~mh cleh k`

^qxw~ + Gfxa + Lwwkgjl~jkc + Wkgjh~jhw + Ckc % ^qlnjco Gkcghqcw#



Qh|xjqhehc~w9 Lttfjglc~w exw~ wl~jw`z ~mh `kffkjco nkgxehc~l~jkc qh|xjqhehc~w9%

Thqwkclf Alcbjco

@kq qhwjnhc~ k` Alcoflnhwm9

Tmk~kgktz k` Gj~jyhcwmjt Ghq~j`jgl~h + Tlwwtkq~ + Pk~hq J#N# Glqn + Cl~jkclf J#N# Glqn +

Nqjpjco Fjghcwh ^k gktjhw k` qhghc~ tlwwtkq~ wjyh tmk~koqltm nxfz l~~hw~hn az ~mh

jc~qknxghq Ghq~j`jhn nkgxehc~-w* `kq wkxqgh k` jcgkeh ^l} Ghq~j`jgl~h#

Ckc % qhwjnhc~ k` Alcoflnhwm9

Tmk~kgktz k` tlwwtkq~ j~m plfjn pjwl lcn kqb thqej~ l~~hw~hn az ~mhjq qhwthg~jph Healwwz +

Ejwwjkc lx~mkqj~z ^k gktjhw k` tlwwtkq~ wjyh tmk~koqltm nxfz l~~hw~hn az ~mhjq qhwthg~jph

Healwwz + Ejwwjkc lx~mkqj~z ^l} Ghq~j`jgl~h jwwxhn az `kqhjoc gkxc~qz @kqe \L%11 Tqkk`

k` gkeexcjgl~jkc lnnqhww9 Tmk~kgktz k` lc Hfhg~qjgj~z Ajff + Olw Ajff + _lwl Ajff +

^hfhtmkch Ajff ^mh lggkxc~ qh|xjqhw lc jc~qknxg~jkc az lc h}jw~jco lcn wl~jw`lg~kqz lggkxc~

mkfnhq k` Wkx~mhlw~ Alcb Fjej~hn Jcj~jlf nhtkwj~ k` ^b 8444+% `kq xqalc gfjhc~w lcn ^b

<444+% `kq qxqlf gfjhc~w Ckejchh `kqe lcn tmk~koqltm k` ckejchh-w* -wjocl~xqh l~~hw~hn az

~mh lggkxc~ mkfnhq*# Jc glwh k` ejckq ckejchh gktz k` ~mh ajq~m ghq~j`jgl~h lcn tmk~koqltm

qh|xjqhn2 Thqwkclf Jc`kqel~jkc @kqe ̂ qlcwlg~jkc Tqk`jfh BZG @kqe#

@hhw & Gmlqohw

Ql~h k` Jc~hqhw~9 4#44( Gmh|xh Akkb Jwwxlcgh `hh ^lbl <84+% `kq gmh|xh akkb k` 14 fhl`w

^lbl 744+% `kq gmh|xh akkb k` 84 fhl`w W~lcnjco Jcw~qxg~jkc gmlqoh ^B <44 `kq gketfjlcgh

k` hlgm Jcw~qxg~jkc Lggkxc~ Gfkwjco Gmlqoh ^lbl 784+%# PL^ lttfjglafh `kq lff `hhw &

gmlqohw D<8( Mlf` Zhlqfz Whqpjgh Gmlqoh ^lbl <444+% kc hlgm lggkxc~ k` xqalc

aqlcgmhw ^lbl 844+% kc hlgm lggkxc~ k` qxqlf aqlcgmhw Kcfjch ^qlcwlg~jkcw % `qhh k` whqpjgh

gmlqoh#



1#4> @j}hn Nhtkwj~ Qhghjt~ -@NQ*

@j}hn Nhtkwj~ Qhghjt~ k``hqw ~mh gxw~kehqw ~mh kttkq~xcj~z ~k jcphw~ l `j}hn lekxc~ `kq l

`j}hn thqjkn l~ l `j}hn ql~h k` jc~hqhw~# ^mh gxw~kehqw mlph ~mh kt~jkc ~k qh % jcphw~ ~mhjq `xcnw

ak~m tqjcgjtlf lekxc~ lcn jc~hqhw~ lekxc~ kc el~xqj~z kq tqjcgjtlf lekxc~ lcn ~mh jc~hqhw~

lekxc~ ahjco tljn jc~k ~mhjq WA kq GN lggkxc~w#


Ekchz glc oqk j~m l~~qlg~jph jc~hqhw~ ql~h j~m `fh}jafh ~hcxqh#

Lx~kel~jg qhchlf `lgjfj~z l~ el~xqj~z#

Fklc `lgjfj~z loljcw~ @NQ ~k ehh~ xqohc~ `jclcgjlf chhnw#

^mh gxw~kehq elz lpljf fklc `lgjfj~jhw loljcw~ @NQ lw whgxqj~z#

Tqhel~xqh gfkwxqh `lgjfj~z l~ wlpjcow ql~h#

Qh|xjqhehc~w

^k gktz tmk~k Wkxcn gj~jyhc k` ~mh gkxc~qz L gktz k` ckejchh tmk~koqltm#

1#48 Nkxafh Ahch`j~ Wgmheh -NAW* Lggkxc~

@j}hn Nhtkwj~

@kq ak~m Jcnjpjnxlfw lcn Gkqtkql~h#

Ahfk ^b# <#44

Gqkqh

^b# <#44 Gqkqh &

lakph ax~ ahfk ^b#8#44 Gqkqh

^b# 8#44 Gqkqh lcn

lakph

l# < -kch* ekc~m 8#84( 8#?8( 0#44(

a# 1 -~k* ekc~mw 0#18( 0#84( 0#?8(

g# 7 -~mqhh* ekc~mw :#44( :#84( :#04(

n# 0 -wj}* ekc~mw :#44( :#84( :#04(

h# < -kch* zhlq :#18( :#84( :#04(

@kq Whcjkq Gj~jyhc Wgmheh9 :#04( -@kq lcz lekxc~*



Nkxafh Ahch`j~ Wgmheh jw l ~jeh wthgj`jhn nhtkwj~ wgmheh `kq gfjhc~w mhqh ~mh nhtkwj~hn

ekchz jff ah nkxafhn kc el~xqj~z#


Lekxc~ ~k ah nhtkwj~hn ^B <4444 kq j~w exf~jtfh2

Nhtkwj~hn lekxc~ jff ah nkxafhn jc ? zhlqw2

Lggkxc~ glc ah kthchn l~ lcz kqbjco nlz k` ~mh ekc~m2

Lffkhn ~k kthc ekqh ~mlc kch NAW Lggkxc~ l~ lcz aqlcgm k` ~mh Alcb2

Fklc `lgjfj~z loljcw~ fjhc k` NAW Lggkxc~2

^mh Wgmheh jw gkphqhn az Jcwxqlcgh lcn Jcwxqlcgh Tqhejxe jw akqch az ~mh alcb2

Tqhel~xqh gfkwxqh `lgjfj~z#

Hfjojajfj~z

NAW Lggkxc~ glc ah kthchn ak~m `kq Jcnjpjnxlf lcn Gkqtkql~h aknjhw#

Kcfz Qhwjnhc~ Alcoflnhwmj Cl~jkclf jw lffkhn ~k kthc Thqwkclf NAW Lggkxc~#

Loh alq `kq kthcjco k` Thqwkclf NAW Lggkxc~9 <= zhlqw kq lakph#

Ikjc~ lggkxc~ glc ah kthchn#

Ejckq lggkxc~ glc ah kthchn xcnhq ~mh wxthqpjwjkc k` mjw + mhq + ~mhjq oxlqnjlc#



1#40 Ejffjkcljqh Nhtkwj~ Wgmheh -ENW* Lggkxc~

Ejffjkcljqh Nhtkwj~ Wgmheh jw l ~jeh wthgj`jhn ekc~mfz nhtkwj~ wgmheh `kq gfjhc~w mhqh ~mh

nhtkwj~hn ekchz jff ahgkeh ejffjkcw kc el~xqj~z#


^hckq9 >80?=: lcn <4 zhlqw ~hqe2

Nhtkwj~ kc ekc~mfz jcw~lffehc~ alwjw2

L~~qlg~jph ql~h k` jc~hqhw~2

Lggkxc~ glc ah kthchn l~ lcz kqbjco nlz k` ~mh ekc~m2

Ekc~mfz jcw~lffehc~ glc ah nhtkwj~hn ~mqkxom l w~lcnjco nhaj~ jcw~qxg~jkc `qke ~mhnhwjocl~hn GN+WA Lggkxc~2

Ekc~mfz jcw~lffehc~ glc ah nhtkwj~hn jc lnplcgh2

Lc lggkxc~ glc ah ~qlcw`hqqhn `qke kch aqlcgm ~k lck~mhq aqlcgm k` ~mh alcb2

Gqhnj~ `lgjfj~z k̀q el}jexe k` 1 zhlqw glc ah lpljfhn l~ lcz ~jeh nxqjco ~mh thqjkn k`

~mh wgmheh2

Lffkhn ~k kthc ekqh ~mlc kch ENW Lggkxc~ `kq nj``hqhc~ lekxc~ l~ lcz aqlcgm k` ~mh Alcb2

Hfjojajfj~z

ENW Lggkxc~ glc ah kthchn ak~m `kq Jcnjpjnxlf lcn Gkqtkql~h aknjhw#

Kcfz Qhwjnhc~ Alcoflnhwmj Cl~jkclf jw lffkhn ~k kthc Thqwkclf ENW Lggkxc~#

Loh alq `kq kthcjco k` Thqwkclf ENW Lggkxc~9 <= zhlqw kq lakph#

Ikjc~ lggkxc~ glc ah kthchn#

Ejckq lggkxc~ glc ah kthchn xcnhq ~mh wxthqpjwjkc k` mjw + mhq + ~mhjq oxlqnjlc#



1#4? Ekc~mfz Jcgkeh Wgmheh

Ekc~mfz jcgkeh Wgmheh jw nhphfkthn az wkx~mhlw~ alcb jc kqnhq ~k ohchql~h l qhoxflq

ekc~mfz jcgkeh ~k ehh~ plqjkxw chhnw#

@hl~xqhw lcn Ahch`j~w9

Lc l~~qlg~jph `j}hn jcgkeh#

^mh wgmheh mhftw jc ~mh `lejfz axnoh~lqz tqkghww#

J~ jw `fh}jafh lcn jff wxj~ thktfh jc plqjkxw jcgkeh aqlgbh~w#

_jff mhft tlqhc~w j~m ekc~mfz hnxgl~jkc & k~mhq h}thcwhw#

_jff mhft ~mh ^qxw~w lcn @kxcnl~jkcw ~ml~ llqn ekc~mfz wgmkflqwmjtw+w~jthcnw ~k

w~xnhc~w#

Qh~jqhehc~ ahch`j~ k` whqpjgh mkfnhqw jff zjhfn qhoxflq ekc~mfz jcgkeh#

_loh hlqchqw glc jcphw~ ekchz j~m gke`kq~#

Nhtkwj~ & Ekc~mfz Jcgkeh9

Kch glc jcphw~ ^b#<44444 kq j~w exf~jtfh `kq 7%zhlqw kq 8%zhlqw lcn ekc~mfz ahch`j~ jff ah

lw `kffkw9

Ekc~mfz Jcgkeh

Nhtkwj~hn Lekxc~ 7 zhlqw 8 zhlqw

^B#<44444+% kq j~w exf~jtfh ^B#:?8+% ^b#<444+%

Tqkghnxqh `kq Tlzjco Ekc~mfz Jcgkeh9

Jcgkeh jff w~lq~ `qke l ejcjexe olt k` 74 nlzw `qke ~mh nl~h k` nhtkwj~#

Ekc~mfz jcgkeh jff ah lx~kel~jglffz gqhnj~hn ~k zkxq nhwjocl~hn GN+WA lggkxc~#



Gqhnj~ @lgjfj~z9

^mh Lggkxc~ mkfnhq glc lpljf Fklc+Kphqnql`~ `lgjfj~z k` el}jexe =4( loljcw~ ~mh fjhc kc

~mh alflcgh k` ~mh EJW lggkxc~#

Tqhel~xqh Gfkwxqh k` lggkxc~9

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L`~hq 0 ekc~mw ax~ ah`kqh < zhlq -Tqjcgjtlf " tqhpljfjco wlpjcow ql~h k` jc~hqhw~*

L`~hq <zhlq ax~ j~mjc 7 zhlqw -tqjcgjtfh " wjetfh jc~hqhw~ D 4#8( lakah ~mh alcbw

tqhpljfjco wlpjcow ql~h*

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tqhpljfjco wlpjcow ql~h*

K~mhq ~hqew lcn gkcnj~jkcw9

^mh lttfjglc~ exw~ kthc+mlph l GN+wlpjcow lggkxc~ j~m ~mh aqlcgm jc mjgm

ekc~mfz jcgkeh jff ah gqhnj~hn lx~kel~jglffz#

Lcz nhtkwj~ kq ahch`j~ xcnhq ~mh wgmheh jff gkeh xcnhq txqpjh k` jcgkeh

^l}+H}gjwh nx~z h~g# kq lcz k~mhq fhpz lw nhgjnhn az ~mh Okp~# k` Alcoflnhwm `qke

~jeh ~k ~jeh#

Hfjojajfj~z9

Lcz thqwkc k` <= zhlqw k` loh jw hfgkeh ~k lpljf ~mh Ekc~mfz Jcgkeh Wgmheh l~ lcz ~jeh

k` ~mh ekc~m#



1#4= Thcwjkc Wlpjcow Wgmheh

^mh thcwjkc wlpjcow wgmheh -TWW* `qke wkx~mhlw~ Alcb jw lc l~~qlg~jph wlpjcow wgmheh

mhqh zkx glc oqlnxlffz axjfn zkxq nhwjqhn wlpjcow# ^mh wgmheh lfwk k``hqw thcwjkc kt~jkc ~k

oh~ ekchz thcwjkc l`~hq el~xqj~z# J~ tqkpjnhw zkx j~m ~mh ahch`j~w k` l~~qlg~jph jc~hqhw~ ql~hw

gkcphcjhcgh `fh}jajfj~z lcn w~qkco wxttkq~ `kq `x~xqh tflccjco lcn `jclcgjlf whgxqj~z#

Hfjojajfj~z9

Lcz jcnjpjnxlf mlpjco l wkxcn ejcn jw hfjojafh ~k kthc l Thcwjkc Wlpjcow Wgmheh

-TWW* l~ lcz kqbjco nlz k` l ekc~m#

Jc glwh k` ejckq& ejckq‛w fholf oxlqnjlc glc kthql~h ~mh lggkxc~#

L thqwkc glc kthc ekqh ~mlc kch TWW lggkxc~ jc mjw+mhq cleh#

Jcw~lffehc~ wjyh9

^b#844+% kq j~w exf~jtfh ^b#18444+% j#h# 0zhlqw =zhlqw & <4 zhlqw#

Gqhnj~ @lgjfj~z9

Zkx glc lpljf l fklc k` el}jexe =4( loljcw~ ~mh fjhc k` ~mh TWW lekxc~ nhtkwj~hn#

K~mhq ~hqew lcn gkcnj~jkcw9

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Zkx glc gfkwh zkxq lggkxc~ ah`kqh el~xqj~z#

J` ~mh ekc~mfz jcw~lffehc~ qheljcw xcqhlfjyhn `kq >-`kxq* gkcwhgx~jph ekc~mw ~mh

lggkxc~ jff ah lx~kel~jglffz gfkwhn



1#4: Jcw~qxg~jkcw `kq Mlcnfjco Lggkxc~ Mkfnhqw

Jcnjpjnxlf Lggkxc~

Ekw~ k` ~mh lggkxc~w k` l aqlcgm lqh jcnjpjnxlf# Lw wxgm ~mhz nhwhqph qhoxflq l~~hc~jkc k` ~mheheahqw k` ~mh w~l`` k` l aqlcgm# Lc jcnjpjnxlf lggkxc~ mkfnhq elz ckejcl~h mjw chlq lcn

nhlq kchw ~k jcmhqj~ mjw nhtkwj~ jc glwh k` mjw nhl~m# Mh+ wmh glc l fwk ojph elcnl~h kq

lx~mkqj~z ~k kthql~h mjw lggkxc~ jc mjw wmkq~ lawhcgh#

Ikjc~ Lggkxc~w

L~ ~mh ~jeh k` kthcjco lggkxc~w jc ~mh cleh k` ~k kq ekqh thqwkcw gfhlq lcn wthgj`jg

jcw~qxg~jkcw wmlff ah ka~ljchn qholqnjco kthql~jkc k` ~mh lggkxc~ lcn tlzehc~ k` alflcgh ~k

~mh wxqpjpkq-w* kq wxqpjpjco eheahqw jc ~mh hphc~ k` nhl~m k` kch kq ekqh ikjc~ lggkxc~

mkfnhqw#

J# ^mh jcw~qxg~jkcw lw `lq lw tkwwjafh wmlff ah ka~ljchn jc ~mh mlcnqj~jco k` ~mh tlq~jhw

gkcghqchn xcnhq ~mh wjocl~xqhw k` lff ~mh ikjc~ lggkxc~ mkfnhqw#

JJ# Jcw~qxg~jkcw jc ~mh Hj~mhq kq Wxqpjpkqwmjt `kqe elz ah ~lbhc jc ~mh `kffkjco elcchq#

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1#<> Gfkwjco k` Lggkxc~w

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1#<8 Jc~hqhw~ Lttfjgl~jkc

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1#<0 Alflcgh Jc|xjqjhw & W~l~hehc~w

Alflcgh Jc|xjqjhw

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ekchz ~k ~mh ahch`jgjlqjhw l~ ~mhjq nkkq jc ~mh |xjgbhw~ tkwwjafh ~jeh lcn j~mkx~ mlwwfhw#





Wxf~lcl~h k` Kelc alwhn Ekchz ^qlcw`hq Gketlcjhw9

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http://www.royalexus.com/






7#41 Tqkghnxqhw ̀ kq ̀ kqhjoc qhej~~lcgh h}gmlcoh jc WHAF

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ekchz tlzehc~#

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Wkx~mhlw~ Alcb#

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^mh glwmjhq ~mlc gmhgb ~mh JN lcn `jcn lggxql~h gfjhc~ `kq tlzehc~#





8#4 GFHLQJCO LCN ^QCW@HQ

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8#4< Gfhlqjco

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8#4<#< Kx~lqn gfhlqjco

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hc~hqhn kc ~mh nhtkwj~ wfjt#

7* ^mh nhtkwj~kq mlw wjochn ~mh Nhtkwj~ Wfjt#

>* Kc j~he nhtkwj~hn tlzhhw njwgmlqoh lcn ~mh gmljc k` hcnkqwhehc~ lqh jc kqnhq#



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Internship Report on Southeast Bank Limited