The Summit Point Group

Focusing your strengths with our experience.

We know the mortgage industry

The Summit Point Group is a strategic management consulting group comprised of senior-level professionals with extensive experience in all aspects of the mortgage business and associated technology. Our experts have played key roles with the GSEs, mortgage lenders, software companies, and a variety of service providers to the mortgage industry. We have been decision-makers in situations like yours, facing similar challenges. We maintain active relationships with many of the industry’s leaders and top performers. We invite you to benefit from our experience and success. Our areas of expertise range from opportunity discovery and strategy development to business process reengineering and technology leadership. We specialize in aligning strategic and technological goals to meet changing needs. We work with small businesses and global enterprises, all the while recognizing that there is no such thing as a universal template for success. Each strategic consideration is unique to the company facing it. Leverage our experience and expertise to your advantage.

The mortgage industry

is facing a period of

dramatic change. The

top performers now

accept that only

complex technology

systems will help them

meet the rising tide of

regulatory and market-

driven challenges.

How we can help your business The Summit Point Group uses its unique blend of experience and expertise to sharpen your management strengths. We work with your management team to provide a fresh look at your decision-making process, and offer industry-specific ideas tailored to your needs. The result is an objective strategy built specifically for your circumstances and goals. From strategy formation to strategic implementation, The Summit Point Group aligns your strategy with your technology goals, using effective methodologies. Let us provide a jump start to your strategic approach The mortgage industry is facing a period of dramatic change. The top performers now accept that only complex technology systems will help them meet the rising tide of regulatory and market-driven challenges. The Summit Point Group understands what’s at stake, and what it will take to succeed in this environment. Let our robust combination of hands-on experience and industry expertise help you solve the significant mortgage technology challenges you face. Whether you are evaluating the current mortgage market to validate or modify your corporate strategies, making significant budget decisions involving cost-cutting or new investment, or evaluating the latest technologies with plans to upgrade your systems, The Summit Point Group can help you implement the best decision in the most efficient manner.

www.TheSummitPointGroup.com

Our Specia l t ies

Business Strategy Our subject matter experts know the mortgage industry and understand the best strategic uses of enterprise technology systems. We can lead, facilitate, or mentor strategy development, requirements and RFP development, response to changing compliance requirements, technology selection and implementation strategies, and many other game-changing initiatives you may be facing. We are intimately familiar with standard practices in the industry, market conditions, and most importantly, the regulatory parameters which shape the competitive playing field. Business Rules and Business Rules Systems The Summit Point Group offers a unique expertise with business rules and business rules systems, a management and technology methodology now being used by many leading performers in the industry. Whether working with your management team to consider the benefits of such a strategy, or collaborating with you to select and implement the optimal system, we provide a deep understanding of the benefits and costs of using this next-generation approach to overcome next-generation challenges. Strategy Implementation The Summit Point Group can help you put your strategies into place using powerful methodologies. We routinely help companies plan for and survive times of turmoil while building capabilities required for long-term growth. We emphasize best practice methodologies such as Total Cost of Ownership and Return on Investment. Our implementation offerings include:

Demand-side analysis and evaluation of technology expense and business initiatives, providing the transparency required to make thoughtful decisions regarding cost-cutting or new investments.

Development of strategies and plans to facilitate the integration of operations and technology, particularly following an acquisition or merger.

Technology leadership to assist with complex development, integration issues or re-engineering projects.

Why consider a business rules system?

Business rules are the “truths” of your business. How your business calculates a risk score, how it makes purchase decisions and how it defines a process are all business “truths.” Although business rules and business rules systems are not new concepts, they have, until recently, been confined to single-silo approaches. In reality, companies defining and cataloguing business rules across the organization reap a number of significant benefits:

Efficiency; especially in the automation of labor and overhead-intensive manual processes Consistency; enabling organizations to consistently deploy business policy across the enterprise Compliance; ensuring up-to-date policy application Integration; tightly coupling business policies with technology Time-to- market savings; expediting rapid implementation of business change Transparency; bringing more visibility into business process and technology

Allow us to…

…show you how to use Total Cost of Ownership and Return on Investment methodologies to establish Strategic Decision-Making Frameworks.

…help you evaluate the myriad of software and service providers in the industry, and mentor the development of MISMO, or other industry standard data architecture and business rules systems.

…help you to quickly assess the impact of new regulations upon your strategy. Additionally, should you need to make new contacts or build relationships anywhere across the mortgage industry, we can help you. The Summit Point Group takes pride in its far-reaching relationships across the industry and is pleased to ’open doors’ for our clients. Entrust the success of your management strategy to our wealth of experience, our wide network of relationships, and our ability to identify and implement only the best of practices for your organizational needs.

5103 Gainsborough Drive

Fairfax, VA 22032

Contact@www.TheSummitPointGroup.com

www.TheSummitPointGroup.com