INVESTMENT PROPERTIES

Savvy Women are all about property investment, but there are so many differenttypes to choose from. Here is a little bit about each that we handle - so that you know the right investment for you.

Refurbished andRepossessed Properties

Repossessed properties enterthe market as a result of ownerdefault, and these can then bebought at auction or through anestate agent. Don't cut cornerswhen it comes to refurbishmentafter you’ve bought yourproperty; the best contractorsare the ones who will help you toget the property where you needit to be for sale. We Source awide selection of discountedrefurbishment and repossession(residential and commercial)investment properties acrossEngland, On behalf of our clientswhich includes anything from astudio to house to hotelconversions. For experienced developers wecan arrange 100% finance fordevelopment and refurbishment. Contact one our consultant tofind out more information.

Land Development. Brown and Greenfield Sites

Buying for land development involves planning permission - especially with brownfield and greenfield sites. They’re bought with the purpose of urban development, but if you don’t have the right permissions, it won’t work. Due to our experience and vast contacts in the industry, we can source land sites across the UK (and internationally) that are not available on the open market. Some examples include a former petrol station in a prime location in South West London that has full planning permission (including S106 planning) for 22 luxury apartments as well as commercial office space.

Another example includes a major site near Liverpool with outline planning permission for 100 2 bed X 2 bath apartments with waterside views. Contact one our consultant to find out more information.

Pre-Auction Property

Buying pre-auction means getting there before the auction starts. The propertiesthat are listed in the catalogue will be under contract with the auction house. You’d need to approach them directly to make an offer, where the house is then pulled from the auction. We have a unique offering where we can purchase property on behalf of clients before it goes to auction, this way the purchase canbe assessed more carefully, the buyer being away from the frenzy of the auctionroom, but more importantly without paying over the market price for it. We can also bid on previous un-sold lots for auction customers. Contact one our consultant to find out more information.

UK & International Property Portfolios

Having a diverse property portfolio is something that we can help with at Savvy Women. We know that you may want more than one property in one place, and we can help you to spread your wings. We can help you build a 1-million-pound property portfolio in 1-2 years using our "low deposit" solution. We provide a one to one service and will assist you with finding suitable tenants,financial structuring, Project management and furniture packages etc. Alternatively, those looking for an immediate passive income, we have "ready tenanted" residential and commercial portfolios for sale (not for sale on open market). For our larger portfolios, typically £5 million plus, a full management team will be put in place for you.

Our pre-tenanted portfolios consist of private, private/social and social tenants. Clients will be allowed to stipulate which tenant mix they require. We can also obtain rent guarantees schemes up to 3 years (for social tenant portfolios) on some of the developments.

Commercial Property

You may not be interested in running a business but buying up commercial property cheaply before renovating and selling on is a lucrative way to make some money! The Commercial department at Savvy Women has grown over several years. We advise clients on all aspects of commercial property, from buying, assisting with a commercial lease agreement or helping you let your commercial property in the London and South East. All of this is done in a professional and proactive manner.Our work encompasses all commercial sectors, including: Retail Offices Distribution &Industrial Motor Trade, R & D Mixed Use, Development sites (both commercial and residential) Our experienced teams are in London and Kent, enabling us to deliver a bespoke service, tailored to you. They are based in:

We believe it is of the utmost importance to have an experienced surveyor in each of our local teams with knowledge of both residential and commercial properties in the region. This helps them and their team to provide you with the very best information and service possible when it comes to commercial property in Kent and the South East. Our core services include: Sales and lettings, Acquisitions, Strategic advice, Development appraisals, Our clients range from individual investors and tenants to international investment funds, property companies and property developers.Contact one our consultant to find out more information.

HMO

Houses of Multiple Occupation - or HMO - are purchased because they’re considered to be more profitable than the standard rental property on the market. There is the requirement of a license to own one, so it’s worth doing your research. Savvy Women offers the Complete HMO Property Investment Strategy for Landlords. HMOs have become so popular over the last few years. The demand for affordable housing is increasing in most large towns and cities and there is currently a lot of pressure on the housing market to supply cheap and flexible living for different tenant types. London’s lucrative HMO market offers great investment opportunities for landlords.The idea of letting HMOs is appealing to a growing number of landlords who are attracted to the idea of collecting rent from a higher number of tenants and a more efficient way to run a rental portfolio.

Furthermore, HMOs are potentially superb investments: the demand for affordable, flexible housing as offered by multi-let properties has never been higher.Contact one our consultant to find out more information.

CONTROLLED PROPERTY INVESTMENTS

Rent-to-rent

Purchasing a rent-to-rent property means that you rent a property from a landlord, to rent it out to a tenant. However, if you’re the landlord to start with, you’re guaranteed an income because the rent will always be paid. It’s a great way to get into property quickly and start making some money! Rent to rent is probably THE most misunderstood strategy in property but it is currently now widely being used by active investors to create high cash flowing businesses from a standing start.If you are looking to create an income fast, replace the day job and establish a property business that sees you up and running with a limited start-up capital requirement, then rent to rent is a strategy you will almost certainly be utilizing.

Options to purchase, lease options, and lease purchase

Whether you go for rent-to-buy or rent-to-own, you can decide what to do with your property. It’s all about getting on the property ladder and making money while you do it! Savvy Women understands that some of our clients cannot entrythe market to purchase a property s they do not have the finance to do so. We have helped many of our clients to start earning money through options to purchase, lease options, and lease purchase. We have all the legal agreements on three separate financing documents. They're very similar, but they differ in the finer details. Contact one our consultant to find out more information.Consultation One-on-One

Savvy Women offer an alternative approach to other property investment organisations. We aim to provide a unique and pro-active one to one/ hand holding approach that cannot be achieved by reactive property clubs, property seminar companies or those whose courses can be informative but are often

costly and generalised. More importantly they don't often fulfil investor’s expectations.

We understand that some investors are new to the market, while others look at more ambitious projects, all which Savvy Women will assist you. Anyone can invest in properties. However, if you would like to maximize your profits then three key ingredients are needed.

KNOWLEDGE, EXPERIENCE AND THE RIGHT CONTACTS. - From Which Savvy Women comprises.When you work with Savvy Women, you get one on one advice every single time!

Networking Opportunities

Meet new people, get to know others you can crowdfund property with. Networking will help you to reach out to properties for sale abroad as well as in the UK. With the right networking, you can get the right property deals that workfor you.

Networking evenings where you can meet our team and find some great contacts. We can introduce you to clients who are looking to do joint venture projects etc.

In addition you can find out about innovative features and latest hot topics such as - gifted deposits, wrap deals, sale and lease back and property spread betting, lease option, HMO, rent-to-rent and much more.

FINANCE

Savvy Women has its own qualified Mortgage Brokers that will assist you with your Mortgage requirements. We will offer you competitive mortgage rates, as we are able to search the whole of the market for the best rates and deals that fit your financial requirements. Our brokers can obtain mortgages for most people even those with CCJ’s, arrears and even bankruptcy.

Types of Mortgages

New Mortgages; Re-Mortgaging; Buy to Let Mortgages; Let to Buy Mortgages; Right to Buy Mortgages; Key worker, Mortgage; Shared Ownership; Commercial Mortgages; Self Employed; developers finance Ex-Bankrupted and people with CCJ’s.

Types of Mortgages

Residential Property Crowdfunding

Anyone who is keeping an eye on the property market knows that the property prices have gone, well, a bit silly. Most ordinary folk now can't afford the luxury of buying their own home, and those that can usually need to use the help of government schemes where they don't own all the house; only a part of it.

Crowdfunding platforms have come about in the last few years, and thanks to those that are centered around the property, ordinary people can now pool their money together to buy a house. Then, everyone who pooled in gets a share based on the amount of money that they contribute. Being able to make small investments in large, highly profitable property investments is new, but it's something that can now be done. Once the property is paid for, the group of investors can then let it out before an eventual sale.

This works like buy-to-let investing, but without having to manage any tenants at the end. The good bit is that when the property is rented out, everyone gets ashare of the rent and as the house value changes, the value of your share’s changes, too. Money is made from the rent, and you get to share in the capital growth when/if the value of the property rises. You could be involved in this at lower amount, and there are so many reasons to get involved, from the fact thatthere are lower barriers to getting on the property ladder, to the ability to diversify and invest without having to dive in head first.

Peer-to-Peer Property Lending

When you want a flexible way to make a high return on your money that you getin the bank, you need to think about peer-to-peer property lending. You can get that higher return without heaps of research to worry about, and you don't need to get bogged down in all the property lingo, either!

It's becoming increasingly popular to invest in this way, with peer-to-peer lending ensuring that borrowers are secured against the underlying value of the whole property.Being able to enjoy high rates of interest in the range of 6-10% per annum with shorter loan periods, it's no wonder people like peer-to-peer lending.

There is a lot of pressure to get onto the property market, but the higher the prices get, the more people have pushed away from buying a home. The best thing to do is to invest in property that rolls over 6-12-month periods, as these are a good investment for those looking to get a foot on the ladder somewhere. The only downside is that high returns very often are paired with higher risk, so choosing a platform that is FCA regulated is vital. Their policies on late payments, legal charges, fraud and secured loans should be clear.

Property Development Investment

Putting money to the table to support the construction of new homes is another great option. It's one of the crowdfunding options out there that allow individual investors to lend money as a group and said money is secure against the land by a legal charge. Development crowdfunding is changing the way we invest in property, as it helps investors to build their property portfolio through areas that need them desperately, and they win with the reliable returns that they receive. Investors can earn up to 10% back per year; a significant return for some!

Investors that crowdfund projects in this way have the first dibs on the profits of each property, if the development has been crowdfunded 100%. There cannot be bank leverage involved; otherwise, there won't be a return at all. All the investors in the project see a return once the properties have been sold on. This is the perfect way to get building new houses and investing in the economy while being able to to own!

ASK ABOUT;

COMMERCIAL FINANCE

Commercial finance ensures that your investment business - and that’s what it is, a business - , can thrive correctly and hit the targets that you set, rather than miss out purely because you have to wait to generate enough cash to re-invest for yourself. Commercial finance is a great way to get some working capital going for your business.

PORTFOLIO FINANCE

If you have a property portfolio built to the tune of £2m or more, you need the right advice to help you to grow your portfolio in a way that’s going to be cost-effective. With Savvy Women, we have the ability to help you to do that.

DEAL STRUCTURE

A deal structure is a typical real estate (or property) finance transaction, where aloan is made to a borrower to buy a commercial property to be held for investment purposes, where that property has already been built. If you haven't had to deal with this before, it may be worth looking into for your new property investment.

New Investors Information

Historically, people have invested in properties all over the world, usually as a vehicle of long-term investment. Recently television programmer and magazine articles have helped stimulate the property market, property investment and buy to let property portfolio developments.Whether it’s buying a rundown property to renovate, off plan or new build investment property, it seems that everyone wants to get on the property ladder. And we ask why not?Since property investment has been regarded as a good investment, obviously property investment in the UK or Caribbean and Europe overseas is the right thing to do. However, property investment can have its own risks. That is why you require an expert to coach when it comes to investment properties and building a portfolio.

We will not only source the deal but offer a complete package whereas we wouldarrange the finance, furnish the property, find a tenant view one of our qualified Estate Agents and in some cases, arrange for guaranteed rent with full management.

OTHER SERVICES

There are a lot of other services that we can offer you at Savvy Women. Our advice is here, and you can contact us for more information about how we can help to make your life easier.

Letting only

If you prefer investments that are letting only, you could buy a property with thesole focus of letting it out to tenants. It’s not the same as owning your own home, as when you decide to become a landlord, you are running a small business. You will need insurance and you’ll also need to investigate the tax implications and ensure that you have the correct protection. With Savvy Women, we can talk you through all of this and get you on the road to that luxury lifestyle you crave.

Free inspection and market valuation for rental value Free advice on letting and marketing your property Advice on all legally required safety checks, certificates and legal aspects. Advertising on company and various another website Advertise when necessary in the local papers Photographs can be taken for our Property Information sheets if required We will make appointments and carry out viewing with prospective

Tenants. Accompanied viewing with a member of our staff. Obtaining references once a suitable tenant is found, including checking

their credit and status. Preparing the Tenancy Agreement and forwarding for your approval. Arranging for the Tenant to sign the Tenancy Agreement. Collecting the deposit.

The Rent Collection Service

We don’t believe in leaving you to handle everything, which is why with Savvy Women, you get a Rent Collection Service. With this, all you need to do is maintain the property, and enjoy the payday. Our Rent Collection Service can really change the game for you and make your life easier, so why not get going on your property investment journey with Savvy Women and see how your life can change?

The collection of rent throughout the Tenancy. A twice-yearly statement is prepared and sent to you. Rent paid directly into your Bank account.

Our commission is deducted monthly as the rent is collected.

Full Management Service

If you need more than just a rent collection service, then you need to go for a full management service for your property, particularly if you’re planning to rent it out and host tenants. You could choose to manage it all yourself, but if you don’t want to, you can use a full management service where your tenants are handled by our experts. The whole service is designed to take the place of a landlord, so that you know that your property is in the safest of hands. From routine visits to general maintenance, all you need to do is sit back and let your property stay managed from a distance - while you collect the rent.

Includes the services as outlined for Introduction and Rent Collection plus the following additions: -

Notifying Utility Companies of new occupants i.e. Gas, Electricity, Council Tax and Water.

Carrying out periodic inspections of the property Dealing with all management enquiries relating to the Tenancy Detailed quarterly statements of income and expenditure. Recommend Building Insurance Cover with a reputable company (Tenants

insure their own contents). Issuing the correct Housing Act Notice to end the tenancy. Deal with day to day repairs up to £100.00, consequently deducting

invoice payments from your account. Negotiating the terms for the renewal of the Tenancy Agreement. Inspection of your property during the first 4-6 weeks of a new tenancy,

then quarterly inspections. Re-advertising your property at the end of the tenancy, if required. It is strongly recommended that a comprehensive Inventory is prepared. Exercise appropriate action to ensure that the Tenant complies with the

terms of the tenancy agreement.

Guaranteed Rent Scheme

This scheme runs in a way where you sign over your property to a company for alength of time in exchange for a guaranteed monthly income. So, if for whatever reason, the tenants do not pay their share of the rent, you will still be covered for your payments. Some landlords are a fan of this scheme as they can feel financially secure, whereas others would prefer not to. Either way, you need to ensure that you continue to receive your income and maintain your lifestyle. * Your rent will be guaranteed up to 3 years regardless if your property is let or vacant. * The rent figure will be assessed upon a visit and through inspection of your property. * The Tenant's will be responsible for all bills, Gas, Electric, Council Tax and Water. * An Inventory will be taken once we have agreed a price and term. * Your rent will be paid in advance between 1 – 3 months.

INSURANCE

A vital piece of the property game, insurance needs to be purchased to ensure that you are running your property in a way that protects you and - if you decideto be a landlord - is legal. Let’s explore the various insurances you need to consider.

BUILDING INSURANCE

Insurance is designed specifically for landlords and buy-to-let owners.

Look for insurance company that offers Landlord Insurance with a high level of standard cover, options to increase limits, and extend your cover if you need to. Remember that home insurance isn’t designed for rental properties – you need specialist insurance for landlords.

Savvy Women specialist advisors will be able to assist you in getting the best insurance to cover all your needs and save you money. to look after your insurance needs from start to finish, to give that personal touch.

Contents Insurance

contents insurance isn’t mandatory under UK law, but it’s a smart insurance to invest your money in. It is a type of insurance that can protect the possessions and equipment in your premises. A typical contents insurance policy will cover damage or loss to furniture, tools and equipment as a result of a fire, flood or theft.

Rent Guarantee Insurance

Rent Guarantee insurance is not a mandatory insurance cover to have, but it’s one that you can get to help to protect you, as a landlord, from being at risk if your tenants have difficulty paying their rent. It’s like a rent guarantee scheme that you can buy into, but this is just for you!Rent Guarantee is a policy that can be invaluable for landlords who rely on the rental income to pay the mortgage. You need to invest without stress, and this isone of those insurance covers that can drastically minimize your stress. There are different policies to choose from, and they provide slightly different levels of cover. In order to purchase Rent Guarantee insurance, you must have a rental agreement in place and your tenants must be referenced.

Appliance, Boiler, pipes, plumbing insurance

Boiler and central heating cover keep you prepared and ready for when your boiler breaks down or your heating stops working. You can’t function with your income if your house is breaking down, and you need to ensure you aren’t suffering with floods and broken pipework in your home. It’s always recommended be insured this way, so that you don’t run into these issues later. appliance insurance?Appliance insurance helps to keep the things you use every day working. If you’re looking to insure your appliances, there are two types of cover to choose from.Kitchen appliance cover protects things like your washing machine or fridge.Gas appliance cover protects things like your gas fire or water heater. And we’ll come around once a year to check your appliance is working as it should.Most insurance companies will send a qualified engineers’ round to help get it running smoothly again – and cover the costs of parts and labour.

LANDLORDS RENT GUARANTEE INSURANCE protects landlords if tenants fail to pay the rent or service charges.

LANDLORDS RENT GUARANTEE INSURANCE can include legal expenses and advice. This means you are covered against a range of risks, including legal disputes surrounding the property, rent recovery,

and hotel expenses should you need alternative accommodation while you try toget possession of your property.

Legal ExpensesYou can receive up to £50,000 worth of legal expenses cover along with your rent guarantee policy, this includes cover for things like:Negotiation of your legal rights after an incident of physical damage to your property.Eviction of anyone (including squatters) who has not got your permission to be there Repossession of your property.

The Key Areas of Cover Include:Cover for rent that your tenants have not paidCover for legal defense should an incident arise from you letting your propertyProtection against legal expenses should you need legal interventionNo excess for legal protection and no excess for rent guaranteeLegal costs to recover any rent that your tenant owes youMuch more!

Life Insurance

Living your best life of luxury includes insurance for the most important person -YOU! As a homeowner, you need to cover your own back and make sure thatyour loved ones are supported should something happen to you. Paying themortgage still matters, and life insurance is still going to cover your mortgagewhen you die. Look into it today and make sure that you are ready for it! Howdoes life insurance work? - Life Insurance could pay out a cash sum if you dieduring the length of the policy. It could be used to help pay the mortgage or helpprotect the family's lifestyle and everyday living expenses. You choose theamount of cover you need and how long you need it for and unless you makeany changes, your cover amount will remain the same.

You can also choose whether to pay your life insurance monthly or annually andyour premiums won’t go up unless you alter your policy, so you’ll always knowhow much you’re paying.

Do I need life insurance? - Anyone may have a need for life insurance, forexample, those with children, a partner or spouse who depend on your income,or a mortgage on the family home. Remember, the monthly cost of lifeinsurance tends to be cheaper the earlier in life you take out a policy. It's alsoimportant to choose a premium that you can afford now and in the future.

Important information - Please be aware that life insurance is not a savings orinvestment product and has no cash value unless a valid claim is made

Additional options

Critical Illness Cover

LEGAL

Conveyance

A good conveyance solicitor is a must when it comes to property purchasing.Conveyance is the act of transferring an ownership interest in property from oneparty to another, so from the person you are buying from to you. Conveyancealso refers to the written instrument, such as a deed or lease, that transferslegal title of a property from the seller to the buyer. It’s a necessity when buyingyour own property - so make sure that you do your research and let us supportyou! Solicitors who specialise in investment properties will help you with everystage of the property investment journey from choosing the right property tofinding suitable tenants. They will help ensure that your investment is sound andtake care of all the legal aspects; from arranging searches and surveys, todrafting a vigorous tenancy agreement. buying-to-let, has different legalrequirements to buying your own home and so it is always worth speaking with asolicitor that specialises in this area.

Our preferred property solicitors provide friendly, common-sense advice for allaspects of property investment. They are experts in landlord and tenant law.They will explain what rights you have as a landlord and help you understandthe responsibilities you have regarding your tenants. For first-time landlords, ouradvice is invaluable, providing the peace of mind that everything is in place andlegally sound. https://www.qualitysolicitors.com/amphlettlissimore

PROPERTY ACCOUNTANTS AND PROPERTY TAX ADVICE

From buy-to-let landlords to large property groups, our specialist propertyaccountants and property tax advisers can help you keep one step ahead ofconstant tax changes, including the recent removal of mortgage interest relief.

We act for a range of property portfolios including buy-to-let landlords with 5+properties, HMOs, property investors, developers, construction firms, housingassociations and related businesses such as chartered surveyors, architects,consulting engineers and estate agents.

As well as providing routine accountancy and audit services, our preferredaccountancy service providers team of specialist property tax advisers canprovide constructive advice to help build your business: -

Property accountants

Comprehensive property tax advice, planning and consultancy

Personal tax advice for private BTL landlords with 5+ properties

Residential and commercial properties

Advice on the removal of mortgage interest relief and other recent tax changes

Undeclared rental income / HMRC Let Property campaign

Property VAT planning and advice

Holding properties in a limited company and mortgage considerations

Non-resident landlords (NRL)

Annual Tax on Enveloped Dwellings (ATED)

Splitting companies with both trading and property investment activities

www.marcus-bishop.comuntancy

Capital Gains and Taxes

No one enjoys paying taxes, but they are a must and a part of the property purchase that you make. Capital gains tax is the tax that you must pay on the increase in value on your property. It’s something that must be paid on an item -like a house - that is sold for a profit.

When You Pay Capital Gains Tax

There are many avenues that you would pay capital gains tax, including;● Investments, like shares and bonds, that don’t sit outside a tax wrapper● Any property in the UK that isn’t your main home● Your main home if you’ve let it out, used it for business or if it’s very large● If you are resident in the UK selling an overseas property● Most personal possessions worth £6,000 or more, apart from your car● Business assets

How Much Is CTG?

If you’re paying capital gains tax on a property that’s not your main home, such as a buy-to-let or a holiday home, the amount you’ll pay will depend on the difference between how much the property was worth when you bought it and how much it’s worth at the time of sale. As part of your property purchase, you need to be aware of CTG and how much you must pay.

You then take away your allowance to find out how much profit is in excess of your allowance. This figure will be charged capital gains tax at either 18% or 28%, depending on your total taxable income.

You pay Capital Gains Tax on the gain when you sell (or ‘dispose of’): mostpersonal possessions worth £6,000 or more, apart from your car property that’snot your main home your main home if you’ve let it out, used it for business orit’s very large shares that are not in an ISA or PEP business assets These areknown as ‘chargeable assets’.

Depending on the asset, you may be able to reduce any tax you pay by claiminga relief. If you dispose of an asset you jointly own with someone else, you haveto pay Capital Gains Tax on your share of the gain.

When you do not pay it

You only must pay Capital Gains Tax on your total gains above an annual tax-freeallowance.

You do not usually pay tax on gifts to your husband, wife, civil partner or acharity.

What you do not pay it on

You do not pay Capital Gains Tax on certain assets, including any gains you makefrom:

ISAs or PEPs

UK government gilts and Premium Bonds

betting, lottery or pools winnings

When someone dies

When you inherit an asset, Inheritance Tax is usually paid by the estate of theperson who’s died. You only have to work out if you need to pay Capital GainsTax if you later dispose of the asset.

Overseas assets

You may have to pay Capital Gains Tax even if your asset is overseas.

There are special rules if you’re a UK resident but not ‘domiciled’ and claim the‘remittance basis’.

If you’re abroad

You must pay tax on gains you make on residential property in the UK even ifyou’re non-resident for tax purposes. You do not pay Capital Gains Tax on otherUK assets, for example shares in UK companies, unless you return to the UKwithin 5 years of leaving.

Financial Planning

There’s nothing worse than trying to buy and own a property that isn’t plannedin the right way. Financial planning is important, and you need to budgeteverything from the purchase to the insurance. Savvy Women can support thatfor you and help you to plan your property purchase properly, allowing you thatfreedom in finance you crave.

We can provide a bespoke financial planning service which we believe is secondto none.

Services we provide

To learn how we could help you achieve peace of mind about your financialfuture please click on the relevant service, below:

Investments

Personal Financial Planning

Planning for Long Term Care

Retirement Planning and Pensions

In general usage, a financial plan is a comprehensive evaluation of anindividual's current pay and future financial state by using current known

variables to predict future income, asset values and withdrawal plans. This oftenincludes a budget which organizes an individual's finances and sometimesincludes a series of steps or specific goals for spending and saving in the future.This plan allocates future income to various types of expenses, such as rent orutilities, and also reserves some income for short-term and long-term savings. Afinancial plan is sometimes referred to as an investment plan, but in personalfinance a financial plan can focus on other specific areas such as riskmanagement, estates, college, or retirement.

FURNITURE PACKAGES

Savvy Women Landlord Furniture offer a full furnishing service, from acomprehensive site survey, right through to completion. Our Landlord FurniturePacks which we have put together are there to give you indications of what wecan offer you, however we also offer bespoke services for the top marketproperties you can choose alternative items to customize your furniture pack tosuit your individual needs. We strive to offer the highest levels of customerservice, we know that you need to be assured you will receive the service youexpect. We work constantly to improve the service we offer, as we believe thatgood service is just as important as quality products.

SOURING TAILORIED

DISCLAMER

SAVVY WOMEN Adheres to and complies with all financial regulations and does not offer advice on legal issues, taxation, accountancy and other regulated financial products. Third party partners provide the above.

Savvy Women Courses

Savvy Women courses (Drop down tabs with each course information)

1. Luxury lifestyle for women

2. How to become successful

3. Family and business

4. Property Education

5. Why invest in property?

6. Property Market and Finance

7. Understanding Tax rules to make & keep more money

8. Getting you started: Your strategy into the property

9. How to Make Money from Property

10.Ways to Expand on your Property Portfolio

11.Ways to market your property in the UK market

12.Retirement Plan

13.Property Sourcing Course

14.Joint Ventures Course

15.Multi-Let / Return on Investment Course

16.1 to 1 Mentorship Programme

Luxury Lifestyle for Women

In this course, we're going to talk about what it means to have a life of luxury and what your life could be like with Savvy Woman by your side. You deserve a luxury lifestyle, and our course is going to help you to achieve that.

How to Become Successful

Still feeling confused about how you can go from a small investment to large returns? Don't worry; this is the course for you. We'll walk you through the ins and outs of how to become a successful woman.

Family and Business

It's not easy to balance parenthood, partnership and business, so you need a course that will work on that with you. We'll give you help with perfecting a balance that many still strive for.

Property Education

You need to know everything about the property game, and we're going to breakit all down for you in easy to manage chunks of information. You'll learn all aboutthe property you can invest in and how to do it here.

Why Invest in Property?

You need to know why property investment is a good idea. The more you know about property investment and why you should put your money into it, the better off you will be on your journey.

Property Market and Finance

It's important to understand the property market as it stands, as well as the interest you will be able to gain per year when you invest your money correctly. To appreciate your property investment, it can help to know about the trends in the market and so, this is the course for you.

Understanding Tax Rules to Make & Keep More Money

We want to ensure that you know how to make your mark on the world legally. Taxes need to be paid, and you just need to know how to pay them while still making as much money as you can make. Take a glance at this course to get comfortable with your taxes.

Getting You Started: Your Strategy into the Property

You need a plan for your money to start coming in. So, you need a place to start,and there isn't one better than this course. We can help you to build a strategy and know your short term and long-term goals with your property investment.

How to Make Money from Property

Having a strategy in place is essential but knowing how you can get money out of your investment is what will keep you motivated. Learn how to make money from your property investment here.

Ways to Expand on your Property Portfolio

When the money is coming in, and you're finally starting to live that luxury lifestyle that you've always wanted, you may want to build on that. This is the course that will help you to expand your property portfolio.

Ways to Market your Property in the UK Market

Looking to rent out or sell on? It can help you to know the best strategies for marketing your property in the UK market so that you can get a high return and head toward that luxury lifestyle you crave.

Retirement Plan

It could help you to have a plan with the money that you're going to make, and with a solid retirement plan, you can have your future mapped out and ready to go without any worries. This is a course that will help you to lay out your new retirement plan.

Property Sourcing Course

This is a course that will cover everything that you need to know to start sourcing deals at will. You can learn how to create wealth through the sourcing ofdiscounted property. Learning how to do this can help to create security for you and your family.

Joint Ventures Course

Learn how to come together withoutside parties to work oncollaborative projects in property.We'll teach you the pitfalls and thesuccesses of joint ventures as wellas where you can make the mostmoney. We'll talk to you about whichstrategy is right for you and talkabout how joint ventures work.

Multi-Let/Return on InvestmentCourse

If you are brand new to the world ofproperty investment, then thiscourse is perfect for you. We'll talkto you about your businessstructure, the estate agents that youneed to get to know and all aboutexploring the procedures to find andkeep investors. This is a course that will also help you to decide if you want to gofor an HMO and how you can see your rental ROI increase.

1 to 1 Mentorship Programme

Our 1 to 1 mentorship programme is where you can put your money to best use,and you can ask any questions that you have.

Contact us page

Address: 8, Canterbury street, Gillingham, Kent, ME7 5TX

Contact Number: 0800-246-1289

Website: www.pbcinvestments.com

Email: info@pbcinvestments.com

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