INVESTMENT

Build a safe and secure financial future for yourself and your family with our investment products. We’ll help to grow your money so that you can enjoy life’s little treasures. Invest from as little as R500!

FIXED DEPOSITA fixed deposit allows you to invest a lump sum for a fixed period of time at a guaranteed fixed interest rate.Features: • Investment terms range from 3 months up to 60 months.• Interest can be paid out monthly / every 6 months / every 12 months or on maturity.

NOTICE DEPOSITThis deposit allows for access to some or all of your money by giving the required notice period.Features: • Notice periods range from 7, 32 or 90 days.• Minimum notice amount is R500.

ACCESS ACCUMULATOR* This unique investment product assures you the flexibility to immediately access your funds within 24 hours, while earning great interest rates that increase monthly for the duration of the investment.Features: • Interest will increase by 0.15% every month.• The initial interest on these accounts is fixed. This means that once the capital is invested at the start, the rate will never decrease for the duration of the investment.• After 24 months the investment matures and you may consider re-investment options or pay out.

TAX-FREE ACCOUNTTake advantage of the excellent and non-taxable returns on this product. See your money grow by making deposits of up to R33 000 per tax year at your own pace.Features: • Market-leading Rates – enjoy one of the best interest rates the market has to offer.• Additional deposits –achieve the R33 000 annual limit by making additional deposits at your own pace• Access – withdraw every anniversary month (the month of opening the account) partially or in full.

Tailor made producTs

INVESTMENTS / LOANS / INSURANCE

TodaY!CONSULTANT

ASK YOUR

Get more than just a loan, just Funeral cover or just an investment account.

VisiT us TodaYwww.africanbank.co.za or dial *120*225#

TO SUIT YOUR NEEdS

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Terms, conditions and affordability rules apply. Service, Initiation and Insurance Fees apply. Full terms and condition are available on African Bank Website. Standard network rates and data charges apply. African Bank reserves the right to, in its sole discretion and at any time to remove any products from its product offering. Access Accumulator, Notice Deposit interest rates are effective 15 July 2017 and Tax free rates are effective 6 November 2016 and are subject to change. *Access Accumulator terms limited to 24 months. African Bank is an authorized financial service and registered credit provider. NCR Reg No NCRCP7638. Reg No: 2014/176899/06. Insurance underwritten by Guardrisk Life Limited Reg No 1999/013922/06.

We offer a range of feature-packed, hassle-free personal loans to suit your needs and your pocket.

PERSONAL LOANTailor-made personal loans of up r200 000 for all your needs. Flexible terms of up to 72 months with fixed instalments.

CONSOLIDATION LOANSettle all your little loans into one, for more cash in your pocket and less stress on your monthly budget.

THE 15% LOANEnjoy a fixed interest rate and fixed monthly repayments on a loan from r5 000 - r50 000. Allowing you peace of mind and comfortable repayment terms from 6 - 18 months.

Initiation and Service fees apply.

VALUE ADDED DEALSWe help to keep you connected. You can now get the latest technology gadgets on credit.

View our latest range of phones, tablets and laptop bundle deals available at all our branches. To find out more speak to a consultant today.

safety tips!• Never give your card, piN or cVV number to anybody, including branch employees.• Always keep your piN a secret.• Always ensure that you receive your card back after all transactions and keep it in a safe place.

Walk in and walk out with our instant-issue credit card range. This includes the silver or Gold card, with limits up to r100 000. Get a card that suits your lifestyle and needs. We help put the power into your pocket, giving you the safest and most convenient way to purchase or pay.

BENEFITS OF OUR VISA CREDIT CARD• Up to 60 days interest-free credit on POS purchases, if you settle your outstanding balance in full by the due date.• Your card is issued instantly at an African Bank branch.• No need to carry cash. Swipe, then enter your PIN to complete the transaction.• International acceptance by millions of merchants, wherever you see the VISA logo.

LIMIT INCREASEIf you have your card for more than 4 months you could qualify for a limit increase. A new credit card assessment will be done. Ask your consultant about it, visit www.africanbank.co.za, dial *120*225# or call 0860 333 004 to apply.

LOST OR STOLEN CARDIf you’re within South Africa, immediately report the loss or theft of your card by contacting African Bank on 0861 000 555, dial *120*225# from your cellphone or visit www.africanbank.co.za

If you’re travelling outside the borders of South Africa, immediately contact the Visa Global Customer Assistance Service on Call Collect. usa – (1) – 410 581 3836.

Blue Credit Card

Black Credit Card Gold Credit Card

Credit CardsBlue, Black, Gold & Silver

Silver Credit Card

MR DM NTULI

1234 56 8 901700 0

04/20MR DM NTULI

40

EXPIRESEND

4000

04/20MR DM NTULI

4 1234 56 8 9017000 0

04/20MR DM NTULI

4 1234 56 8 9017000 0

Silver Credit Card

EXPIRESEND

4000

04/20MR DM NTULI

4 1234 56 8 9017000 0

Client Services and Lost Card +27 11 256 9988Obethur ref no.

Authorised financial services and registered credit provider.

This card may be used by the authorised signatory only subject to conditions notified. If found please return to any African Bank branch or mail to: Card Manager Private Bag X170 Halfway House, 1685. This card can be used in machines displaying the following marks:

AUTHORISED SIGNATURE - not valid unless signed. ELECTRONIC USE ONLY

Blue Credit Card

Black Credit Card Gold Credit Card

Credit CardsBlue, Black, Gold & Silver

Silver Credit Card

MR DM NTULI

1234 56 8 901700 0

04/20MR DM NTULI

40

EXPIRESEND

4000

04/20MR DM NTULI

4 1234 56 8 9017000 0

04/20MR DM NTULI

4 1234 56 8 9017000 0

Silver Credit Card

EXPIRESEND

4000

04/20MR DM NTULI

4 1234 56 8 9017000 0

Client Services and Lost Card +27 11 256 9988Obethur ref no.

Authorised financial services and registered credit provider.

This card may be used by the authorised signatory only subject to conditions notified. If found please return to any African Bank branch or mail to: Card Manager Private Bag X170 Halfway House, 1685. This card can be used in machines displaying the following marks:

AUTHORISED SIGNATURE - not valid unless signed. ELECTRONIC USE ONLY

INSURANCE

CREDIT LIFE INSURANCEFor peace of mind for life’s unexpected insurable events, we offer Credit Life Insurance underwritten by Guardrisk Life Limited. You may be covered for retrenchment, death and disability.

This insurance may be used either to settle the outstanding obligation in terms of the credit agreement or to pay instalments towards the credit agreement, depending on the insurable event.

If you are a Category A Consumer, you will be covered for the following events:• Death: We settle your loan and/ or credit card debt.• Temporary Disability: We pay your instalment or monthly credit card payment while you are disabled, up to a maximum period of 12 months.• Retrenchment: We pay your instalment or monthly credit card payment while you are retrenched, up to a maximum period of 12 months.• Short time/ Compulsory unpaid leave: Should you be placed on “short-time” or be temporarily laid off, we pay your instalment or monthly credit card payment, up to a maximum period of 12 months.If you are a Category B Consumer, you will be covered for Death only:• Death: We settle your loan and/ or credit card debt.

FUNERAL INSURANCEAfrican Bank promises to payout approved claims within 24 hours so you can focus on the things that really matter.Features: • Get cover of up to R50 000• Cover up to 16 people• Increasing cover: your premium stays the same but your cover increases.