HOLLY SPRINGS SENIOR CITIZENS HOME

• Now Accepting New Residents• Full-Time Activity Director On Staff With Stimulating Daily Activities• Variety of Beautician Services Provided Free On-Site• Two Handicap Equipped Vans For transportation• Physical & Occupational Therapy Provided By Contract• Speciality Diet Menus By Licensed Dietician• Private Room For Family Or Other Gatherings• Hospice Residents Welcome

Serving This Area Since 1978Operated By Holly Springs Baptist Church

Brent Allen • Administrator

1881 Big Island Road • Rutherfordton828-245-7781 • 828-429-5153

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Brand New Elderly Apartment Site in Spindale Now Leasing Units!!

450 West Street, Spindale, NC828-288-3738 • M-F 9am-4pm

Creekside Crossing Apartments

Units designed for persons 55+ and for disabled individuals 45+

Certifi ed Energy Star units allows for 5% discount on electric services.

Equal Housing Opportunity! Disability accessible units. Professionally managed by Partnership Property Management,

an equal opportunity employer and provider.

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Power Chairs

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MEDICAL ARTS PHARMACYHOME MEDICAL EQUIPMENT & SUPPLY

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What you need, When you need it,At the right price!

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Toll Free 1-877-627-7627or 704-487-8068

“YOUR ONE STOPMEDICAL SHOP!”

Jazzy Power Chairs • Scooters • Seat Lift ChairsComplete Home Oxygen Services, CPAP & BIPAP UnitsFree Monthly Home Delivery for Nebulizers, Nebulizer

Medications & Diabetic Supplies - Call for Details!Name Brand Diabetic Shoes & Socks - Great Selection!Medical Hosiery by Jobst, T.E.D., Futuro, Spa & Activa

What you need, When you need it,At the right price!

HOME DELIVERY & IN-HOMEDEMONSTRATIONS

Toll Free 1-877-627-7627or 704-487-8068

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P5031493

To Advertise Your Business, Please Contact Mike Marlow or Bruce Cole at 828-248-1408

HUMMOR DENTURES

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Spartanburg 1-864-582-4308

SAME DAY SERVICEFREEAdjustments

Lab onPremises

Complete Set of Dentures............from $390Partial Dentures...........................from $270Full Mouth X-ray...............................$50Simple Extraction per tooth...............$70

Insurance Claims Accepted.

Relines & RepairsWhile You Wait!

Serving the

Upstate since 1974

GoodIt’s A Life

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704-734-0001

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188 Oscar Justice Road, Rutherfordton828-286-9001

Short Term Rehabilitation& Long Term Care

Private Rooms Available

Seniors are one of the fastest-growing segments of the population, as medical advancements have increased life ex-pectancies considerably. Many Baby Boomers have entered retirement age and are joining the ranks of other seniors on fixed incomes. This means they’ll also have to implement strategies to live comfortably on less money.

Statistics Canada states that as of a 2005 survey, the av-erage net worth of individuals age 65 and older was roughly $303,000. This amount is characterized by money in savings, income provided by pensions and government assistance. In the United States, the average income of seniors in 2008 was around $29,000 according to the Congressional Research Service tabulations of data from the March 2008 Current Population Survey.

Upon retirement, many retirees are faced with quite a re-duction in income and the stark reality of making ends meet with this new level of income. Those who are successful are often those who are adapting and are able to budget cleverly. Here are some ideas to do just that.• Set priorities. What are the necessities that you absolutely cannot skimp on? These may include a mortgage or rent, utility bills and any other loan payments that have already been established. These amounts will have to be deducted from monthly income before you will discover just how much money will be leftover for other things.• Downsize. There is the option to cut back on certain things to free up more money. Many people find it is wise to sell their home and move into a smaller condo or apartment. Not only will the expenses be less, there’s a good chance the complex will offer maintenance -- further saving you on unexpected expenses. Consider downsizing your car as well. Rather than making high monthly payments for a brand-new auto at the dealership, you may be able to get a preowned vehicle for a lower payment schedule. Or you may have enough in savings to pay for the used car outright, saving you the expense of a monthly payment.• Consider shopping at consignment stores. Consignment stores are popping up in all different areas, including exclu-sive cities and towns. Shopping consignment stores no lon-ger carries the stigma it once did. Many times the merchan-

dise in consignment stores is brand new or has only been used once. This could be the ideal place to turn for housewares, cloth-ing, accessories, and even gifts for others. The prices are typical-ly marked well below retail value, and you may find some well-known brands.• Shop store sales. With the popularity of shows teaching oth-ers how to save big with coupons, many people believe this is the best way to save at grocery stores. However, the people doing the couponing are often capitalizing on buying in bulk and clipping mass amounts of coupons -- not practical for senior households. It could be in your best interest to simply shop for the items you buy frequently at the store that is selling it at the lowest price. It may increase the number of stops on your shopping trip, but you can get a really good deal in the process.• Get crafty. Sometimes things that are sold at stores for a high price can be replicated at home easily with just a few materials. From tufted headboards to curtains to decora-tive pillows, chances are with a little ingenuity you can make these items yourself. Or, enlist the help of a friend or family member to assist you in a project that is slightly beyond your level of expertise.

Courtesy of Metro Editorial

Live comfortably on a budget

Living on a fixed income can require reassessing priorities and making a few changes to

the household budget.

The older a man gets, the more ways he learns to part his hair. Some men pull what little bit of hair they have around on their head to cover their bald-ness. However, as a man gets even older, he realizes there are basically only three ways to wear his hair--parted, un-parted, and departed.