Jaise angoothi main heera toh banta hai · Mahindra Low Duration Bachat Yojana Mahindra Unnati Emerging Business Yojana Mahindra Credit Risk Yojana Mahindra Rural Bharat And Consumption

WHY INVEST IN LARGE CAPS?

Consistent Participation in Economic Growth

Represents major sectors and Trends

Reasonably valued with relatively lower volatility

Stable growth potential in long term

India’s GDP has shown a strong growth

Jaise angoothi main heera toh banta hai

Mahindra Pragati Bluechip Yojana

Large Cap Fund - An open ended equity schemepredominantly investing in large cap stocks

Vaise aapki pragati ke liye

BANTA HAI!TOH

FACTSHEET FEBRUARY 2019

For investment strategy and product labeling, refer back cover page

The MPC changed its policy stance and cut rates. The CPI and Manufacturing WPI numbers too remained very benign. We think that the markets may be overtly bothered on the Government Borrowing numbers. The benchmark 10-year gilt has a difference of more 100 bps from the repo rates. Mean differences in a historic context have been much lower than 100 bps and thus throws about interesting possibilities. In recent times, corporate bond spreads have widened significantly partly reacting to a rising risk aversion in the credit markets. We think with time, as underlying gilt stabilizes, credit spreads may start normalizing, offering the investors potentially better risk reward tradeoffs.

EQUITY MARKET OUTLOOK

FACTSHEETFebruary 2019

Overall, the third quarter results (FY19) for the NIFTY constituents have been good. In Q3 FY19, aggregate sales / EBIDTA / PAT rose 23% yoy /5% yoy/ 6% respectively. The subdued PAT growth was largely due to net losses in the telecom and auto sectors. Overall valuations have become a bit cheaper, and with investors getting more clarity on the earnings trajectory, we expect the future direction of the market to remain largely stock specific and earnings specific.

DEBT MARKET OUTLOOK

Mahindra Mutual Fund Kar Bachat Yojana

Mahindra Dhan Sanchay Equity Savings Yojana

Mahindra Mutual Fund Badhat Yojana

Mahindra Liquid Fund

Mahindra Low Duration Bachat Yojana

Mahindra Unnati Emerging Business Yojana

Mahindra Credit Risk Yojana

Mahindra Rural Bharat And Consumption Yojana

ELSS, Tax saving scheme

Scheme with portfolio mix of equity, debt and arbitrage

Diversified multi-cap multi-sector equity scheme

Liquid Fund

Low duration debt scheme

Mid Cap equity scheme

Debt scheme predominantly investing in AA and below rated corporate bonds

Equity scheme following Rural India theme

Source: Bloomberg; Data as on February 28th, 2019

How to read FactsheetFund Manager: An employee of the asset management company such as a mutual fund of the insurer, who manages investments of the scheme. He is usually part of larger team of fund managers and research analysts.Application Amount for fresh Subscription: This is the minimum investment amount for a new investor in mutual fund scheme.Minimum Additional Amount: This is the minimum investment amount for an existing investor in a mutual fund scheme.SIP: SIP or systematic investment plan works on the principle of making periodic investment of a�xed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 15th of the month in an equity fund for a period of three years.NAV: The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.Benchmark: A group of securities, usually a market index, whose performance is used as a standard or benchmark to measures investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE 200, BSE 500, 10- year GSec.Entry Load: A mutual fund may have a sales charge or load at the time of entry and / or exit to compensate the distributor / agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment.For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101. Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor.Exit load: Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1%, the redemption price would be Rs. 99 per unit.Modi�ed Duration: Modi�ed duration is the price sensitivity and the percentage change in price for unit change in yield.Macaulay Duration: It measures the average time that would be taken to receive the cash �ows from the invested instrument. It is the weighted average term to maturity of the cash �ows from an

instrument. Macaulay Duration is a measure of interest rate sensitivity of a �xed income instrument. Higher the Macaulay Duration, higher would be the interest rate risk. For a detailed understanding of calculations, please refer page no 24 of SID of Mahindra Low Duration Bachat Yojana.Standard Deviation: Standard Deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.

Sharpe Ratio: The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculating using standard deviation and excess return to determine reward per unit of risk. Beta: Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM: AUM or asset under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment �rm.Holdings: The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/ Securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme: The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Pro�le: Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating pro�le of the fund. Typically, this is a feature of debt funds.

Yield to Maturity: The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held to maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

Scheme Ready Reference

C No. 005311

( Top Ten Holdings - Issuer wise) as on February 28, 2019PORTFOLIO

AutomobileBosch LimitedBajaj Auto LimitedMaruti Suzuki India LimitedWABCO India LimitedTVS Motor Company LimitedCement & Cement ProductsACC LimitedThe Ramco Cements LimitedGrasim Industries LimitedConstructionLarsen & Toubro LimitedConsumer GoodsITC LimitedMarico LimitedColgate Palmolive (India) LimitedProcter & Gamble Hygiene and Health Care LimitedFuture Lifestyle Fashions LimitedNestle India LimitedGlaxoSmithKline Consumer Healthcare LimitedAsian Paints LimitedGodrej Consumer Products LimitedEnergyReliance Industries LimitedGAIL (India) LimitedFertilisers & PesticidesSharda Cropchem LimitedFinancial ServicesHDFC Bank Limited

11.182.762.362.222.071.77

5.572.781.531.26

3.363.36

17.953.372.872.272.101.741.731.641.141.09

5.423.202.22

1.171.17

19.946.09

This product is suitable for investors who are seeking*

Riskometer

Total Expense Ratio1

as on February 28, 2019:Load Structure:

Regular Plan: 2.43%Direct Plan: 0.63%

Date of allotment: October 18, 2016

FUND MANAGER AND EXPERIENCEFund Manager: Mr V Balasubramanian

Total Experience: 38 years

Portfolio Turnover Ratio: 0.80

Option: Dividend (Dividend Option will have onlyDividend Payout facility) and Growth

Experience in managing this fund: 7 months (Managing since 1 August, 2018)

PORTFOLIO STATS

Application Amount: Rs. 500 and in multiples of Rs.500 thereafter

Additional Purchase Amount: Rs. 500 and in multiples of Rs. 500 thereafter

Repurchase Amount: Rs. 500 or 50 units or account balance, whichever is lower

INVESTMENT OBJECTIVE

FUND FEATURES

The investment objective of the Scheme is to generate long term capital appreciation through a diversi�ed portfolio of equity and equity related securities. The Scheme does not guarantee or assure any returns.

NAV/Unit Regular Plan (In Rs.) Direct Plan (In Rs.)

NAV AS ON February 28, 2019:

Minimum Monthly SIP Amount: Rs 500 and in multiples of Rs 500 thereafter

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Rs 500 thereafter

Minimum Monthly SIP installments: 6

Minimum Quarterly SIP installments: 4

SCHEME DETAILS

SECTOR ALLOCATION (%) as on February 28, 2019 MARKET CAPITALISATION (%) as on February 28, 2019

Average AUM for the month ending February 28, 2019 (Rs. in Cr.): 305.61

AUM as on February 28, 2019 (Rs. in Cr.): 307.44

Potential Capital Appreciation: Scheme invests in a diversi�ed equity portfolio thereby o�ering the investor, possibility of growing their investments.

Tax Bene�t: Investments in this scheme are entitled for tax deduction under section 80C. Possibility of saving upto Rs. 51,480/-*.

Lock-in Feature: This feature endeavors to protect your investments from impact of short term market volatility. Lock-in of only 3 years! Other traditional tax savings options may have longer holding periods.

Benchmark: Nifty 200 Index

Issuer % of Net AssetsBajaj Finance LimitedHousing Development Finance Corporation LimitedKotak Mahindra Bank LimitedState Bank of IndiaCholamandalam Investment and Finance Company LimitedCRISIL LimitedGruh Finance LimitedIndustrial ManufacturingGrindwell Norton LimitedSKF India LimitedSiemens LimitedLakshmi Machine Works LimitedCummins India LimitedHoneywell Automation India LimitedABB India LimitedITOracle Financial Services Software LimitedTata Elxsi LimitedPharmaAurobindo Pharma LimitedP�zer LimitedGlaxoSmithKline Pharmaceuticals LimitedServicesBlue Dart Express LimitedTextilesPage Industries LimitedCASH & CASH EQUIVALENTSGrand Total

4.312.402.171.531.441.190.81

13.662.652.361.941.841.821.761.29

4.582.851.73

6.362.662.111.59

0.550.55

2.542.54

7.72100

Issuer % of Net Assets

Entry Load: N.A.Exit Load: Nil

1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

Investors understand that their principalwill be at moderately high risk

•

•

* Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.

Long term capital appreciation

Investment predominantly in equity and equity related securities

Growth

Dividend

10.9025

10.0075

11.5043

10.5582

* Assuming investor uses the entire Rs 1.50 lac limit available under section 80C of the Income Tax Act 1961 for investing in Mahindra Mutual Fund Kar Bachat Yojana. The tax bene�t is calculated on the basis of current applicable tax rate (ignoring marginal relief on surcharge, if any) for net taxable income between Rs 50 lacs and Rs 1 crore. Please consult your �nancial / tax advisor before investing.

DIVIDEND HISTORY

10-Nov-17

10-Nov-17

Regular Dividend

Direct Dividend

1.00

1.00

10

10

12.1838

12.4808

Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.

Record Date Plan(s) / Option(s)Dividend Face Value Cum-Dividend NAV

(Rs. per unit)(Rs. per unit) (Rs. per unit)

(An open ended equity linked saving scheme with a statutory lock in of 3 years and tax bene�t)

C No. 005312


As per the Market Capitalisation data provided by AMFI(In line with the applicable SEBI guidelines)

24.40-Mid Cap

65.11-Large Cap

10.49-Small Cap

0.551.17

2.543.36

4.585.425.57

6.367.72

11.1813.66

17.9519.94

0 5 10 15 20 25

ServicesFertilisers & Pesticides

TextilesConstruction

ITEnergy

Cement & Cement ProductsPharma

Cash & Cash EquivalentsAutomobile

Industrial ManufacturingConsumer Goods

Financial Services


15-Sep-1715-Sep-1715-Dec-1715-Dec-1721-Mar-1821-Mar-18

Regular DividendDirect DividendRegular DividendDirect DividendRegular DividendDirect Dividend

0.150.150.200.200.040.04

101010101010

10.831110.981411.015911.238410.355710.6337


Unhedged EquityAutomobileMaruti Suzuki India LimitedHero MotoCorp LimitedApollo Tyres LimitedEicher Motors LimitedBosch LimitedCement & Cement ProductsGrasim Industries LimitedACC LimitedChemicalsAarti Industries LimitedConstructionLarsen & Toubro LimitedThe Phoenix Mills LimitedVoltas LimitedConsumer GoodsITC LimitedHindustan Unilever LimitedZydus Wellness LimitedMarico LimitedEnergyReliance Industries LimitedGAIL (India) LimitedPower Grid Corporation of India LimitedPetronet LNG LimitedBharat Petroleum Corporation LimitedNTPC LimitedOil & Natural Gas Corporation LimitedFertilisers & PesticidesCoromandel International LimitedFinancial ServicesHDFC Bank LimitedHousing Development Finance Corporation LimitedICICI Bank LimitedAxis Bank LimitedKotak Mahindra Bank LimitedState Bank of IndiaBajaj Finserv LimitedMuthoot Finance LimitedLIC Housing Finance LimitedTI Financial Holdings LimitedIndustrial ManufacturingCarborundum Universal LimitedITInfosys LimitedTata Consultancy Services LimitedWipro LimitedLarsen & Toubro Infotech Limited

3.161.370.760.520.270.24

1.100.670.43

0.310.31

3.362.180.600.58

4.101.711.520.620.25

7.113.960.750.600.540.520.450.29

0.720.72

16.974.972.402.341.751.731.500.860.600.460.36

0.730.73

6.382.802.410.740.43


Riskometer




Date of allotment: February 1, 2017

FUND MANAGER AND EXPERIENCEFund Manager (Equity): Mr. Srinivasan RamamurthyTotal Experience: 11 years

Average Maturity^: 5.41 yearsModi�ed Duration^: 4.08Yield to Maturity1^: 8.44%

Option: Dividend (Dividend Reinvestment, Dividend Payout) and Growth

Experience in managing this fund: 7 months (Managing since 1 August, 2018)Fund Manager (Debt): Mr. Rahul PalTotal Experience: 17 yearsExperience in managing this fund: 2 years 1 month (managing since February 1, 2017)

PORTFOLIO STATS

Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafterAdditional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafterRepurchase Amount: Rs. 1,000/- or 100 units or account balance, whichever is lower


FUND FEATURES

The Scheme seeks to generate long term capital appreciation and also income through investments in equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.



SCHEME DETAILS

SECTOR ALLOCATION (%) as on February 28, 2019 MARKET CAPITALIZATION (%) as on February 28, 2019

DIVIDEND HISTORY

Average AUM for the month ending February 28, 2019 (Rs. in Cr.): 280.80AUM as on February 28, 2019 (Rs. in Cr.): 277.06

Potential capital appreciation and wealth accumulation through regular investments in the long term.Balances the risk of equity with investments in debt and derivative securities.Flexible Asset Allocation feature in dynamic market scenarios.

^For debt component

Benchmark: 55% Nifty 50 Index + 30% Crisil Composite Bond Fund Index+15% Crisil Liquid Fund Index

Issuer % of Net AssetsMetalsTata Steel LimitedPharmaAurobindo Pharma LimitedSano� India LimitedCadila Healthcare LimitedTelecomBharti Airtel LimitedSterlite Technologies LimitedUnhedged Equity TotalHedged EquityReliance Industries LimitedRaymond LimitedPunjab National BankMulti Commodity Exchange of India LimitedTata Steel LimitedJindal Steel & Power LimitedTata Global Beverages LimitedNCC LimitedIndusInd Bank LimitedEscorts LimitedIDFC LimitedUnion Bank of IndiaJain Irrigation Systems LimitedBank of IndiaMindTree LimitedThe Karnataka Bank LimitedBharti Airtel LimitedHedged Equity TotalEquity and Equity Related Total

0.440.44

2.371.030.770.57

0.950.690.26

47.70

2.531.601.491.321.231.191.181.170.870.840.840.750.580.530.420.420.26

17.2264.92


Entry Load: N.A.Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units. Any redemption in excess of the above limit shall be subject to the following exit load: An exit load of 1% is payable if Units are redeemed/switched- out on or before completion of 12 months from the date of allotment of Units; Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.

1Yield to maturity should not be construed as minimum return o�ered by the Scheme; 2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

Pursuant to payment of dividend, the NAV of the Dividend Option(s) of the Scheme/Plan(s) falls to the extent of payout and statutory levy, if any. Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. For complete list of dividends, visit www.mahindramutualfund.com.

Record Date Plan(s)/Option(s) Dividend Face Value Cum-Dividend NAV(Rs. per unit)(Rs. per unit) (Rs. per unit)


•

•


Long term capital appreciation and generation of income;

Investment equity and equity related instruments, arbitrage opportunities and debt and money market instruments

Growth

Dividend

10.7285

10.1990

11.2327

10.6679

Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafterMinimum Monthly SIP Installments: 6Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter


(An open ended scheme investingin equity, arbitrage and debt)


C No. 005313


CORPORATE BONDCoastal Gujarat Power LimitedREC LimitedHousing Development Finance Corporation LimitedTata Housing Development Company LimitedNational Bank For Agriculture and Rural DevelopmentMuthoot Finance LimitedIndian Railway Finance Corporation LimitedPower Finance Corporation LimitedGOVERNMENT BOND7.17% GOI (MD 08/01/2028)7.26% GOI (MD 14/01/2029)6.68% GOI (MD 17/09/2031)Cash & Cash EquivalentsMargin Fixed Deposit TotalHDFC Bank LimitedCash & Net Receivables/(Payables)Grand Total

CARE AA(SO)CRISIL AAACRISIL AAA

ICRA AACRISIL AAA

CRISIL AACRISIL AAACRISIL AAA

SOVSOVSOV

17.583.583.441.811.781.771.771.731.70

8.715.271.791.65

8.792.712.71

6.08100.00

Issuer Rating% of Net Assets

11.76 - Mid Cap

2.83 - Small Cap

85.41 - Large Cap

0.310.440.720.730.951.10

2.373.163.36

4.106.38

7.1116.97

0.00 2.00 4.00 6.00 8.00 10.00 12.00 14.00 16.00 18.00

ChemicalsMetals

Fertilisers & PesticidesIndustrial Manufacturing

TelecomCement & Cement Products

PharmaAutomobile

ConstructionConsumer Goods

ITEnergy

Financial Services

1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.


AutomobileMaruti Suzuki India LimitedBajaj Auto LimitedWABCO India LimitedSundram Fasteners LimitedExide Industries LimitedMRF LimitedBalkrishna Industries LimitedCement & Cement ProductsHeidelbergCement India LimitedChemicalsTata Chemicals LimitedConstructionLarsen & Toubro LimitedSobha LimitedConsumer GoodsITC LimitedProcter & Gamble Hygiene and Health Care LimitedGlaxoSmithKline Consumer Healthcare LimitedColgate Palmolive (India) LimitedJubilant Foodworks LimitedTrent LimitedWhirlpool of India LimitedAsian Paints LimitedGodrej Industries LimitedEnergyReliance Industries LimitedNTPC LimitedCastrol India LimitedGAIL (India) LimitedBharat Petroleum Corporation LimitedPetronet LNG LimitedMahanagar Gas LimitedFertilisers & PesticidesUPL LimitedFinancial ServicesHDFC Bank LimitedICICI Bank Limited

6.891.961.660.880.840.660.570.32

1.251.25

0.620.62

3.873.270.60

14.563.462.051.871.631.491.201.171.000.69

11.144.201.371.251.241.221.090.77

1.481.48

29.048.274.74


Riskometer




Date of allotment: May 11, 2017

FUND MANAGER AND EXPERIENCEFund Manager: Mr. Srinivasan Ramamurthy


Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and Growth (D)D-Default

Experience in managing this fund: 6 months (managing since September 10, 2018)

Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafterAdditional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter

Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower

Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafterMinimum Monthly SIP Installments: 6


FUND FEATURES

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversi�cation and taking low risk on business quality. The diversi�ed portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.



SCHEME DETAILS

SECTOR ALLOCATION (%) as on February 28, 2019 MARKET CAPITALIZATION (%) as on February 28, 2019



Prudent portfolio of investments across companies and sectors.

Actively managed by professional fund managers for potential long term capital appreciation.

Opportunity to participate in successful businesses through equity market.


Issuer % of Net AssetsHousing Development Finance Corporation LimitedAxis Bank LimitedKotak Mahindra Bank LimitedState Bank of IndiaCity Union Bank LimitedBajaj Finance LimitedCholamandalam Investment and Finance Company LimitedHDFC Life Insurance Company LimitedUjjivan Financial Services LimitedIndustrial ManufacturingAIA Engineering LimitedSupreme Industries LimitedCummins India LimitedThermax LimitedKEI Industries LimitedITInfosys LimitedTata Consultancy Services LimitedL&T Technology Services LimitedNIIT Technologies LimitedMedia & EntertainmentPVR LimitedMetalsHindalco Industries LimitedPharmaAurobindo Pharma LimitedAbbott India LimitedCipla LimitedServicesBlue Dart Express LimitedTelecomBharti Airtel LimitedTextilesSRF LimitedPage Industries LimitedCASH & OTHER RECEIVABLESGrand Total

3.522.462.442.431.361.271.130.820.60

5.241.371.121.100.930.72

8.924.781.911.350.88

0.440.44

0.910.91

4.812.161.720.93

0.920.92

1.261.26

1.961.310.65

6.69100


Entry Load: N.A.Exit Load: An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;- Nil if Units are redeemed / switched-out after 1 year from the date of allotment


•

•


Medium to Long term capital appreciation

Investment predominantly in equity and equity related securities including derivatives

Growth

Dividend

10.0749

10.0743

10.5211

10.4846

(Multi Cap Fund- An open ended equity schemeinvesting across large cap, mid cap, small cap stocks)

Minimum Quarterly SIP Amount: Rs 1,500 and in multiples of Re 1 thereafter



C No. 005314


PORTFOLIO STATS


21.98 - Mid Cap

6.62 - Small Cap

71.40 - Large Cap

0.440.620.910.921.251.261.481.96

3.874.815.24

6.696.89

8.9211.14

14.5629.04

0 5 10 15 20 25 30 35

Media & EntertainmentChemicals

MetalsServices

Cement & Cement ProductsTelecom

Fertilisers & PesticidesTextiles

ConstructionPharma

Industrial ManufacturingCash & Cash Equivalents

AutomobileIT

EnergyConsumer Goods

Financial Services

The logo used in this image is �ctitious and not intended to resemble with any existing logos. Any resemblance to real oractual logos, if found, shall be completely unintentional and purely coincidental.

Selection of focused sustainablebusinesses from across sectors

Active management of portfoliowith primary investments in mid-caps

Potential to generate higher riskadjusted returns in the long term

For investment strategy and product labeling, refer page no. 5

SECTOR ALLOCATION (%) as on February 28, 2019 MARKET CAPITALISATION (%) as on February 28, 2019



Growth

Dividend

8.9988

8.9984

9.2058

9.2115


AutomobileBosch LimitedWABCO India LimitedEndurance Technologies LimitedBajaj Auto LimitedExide Industries LimitedMRF LimitedSundram Fasteners LimitedCement & Cement ProductsThe Ramco Cements LimitedACC LimitedChemicalsTata Chemicals LimitedConstructionGodrej Properties LimitedVoltas LimitedCera Sanitaryware LimitedConsumer GoodsJubilant Foodworks LimitedGillette India LimitedGlaxoSmithKline Consumer Healthcare LimitedProcter & Gamble Hygiene and Health Care LimitedWhirlpool of India LimitedTata Global Beverages LimitedGodrej Industries LimitedColgate Palmolive (India) LimitedAditya Birla Fashion and Retail LimitedBerger Paints (I) LimitedRelaxo Footwears LimitedTrent LimitedAkzo Nobel India LimitedFertilisers & PesticidesBayer Cropscience LimitedCoromandel International Limited

11.832.051.991.971.921.451.251.20

3.711.991.72

1.711.71

4.181.951.250.98

20.682.792.152.042.011.971.711.641.451.241.221.080.870.51

3.471.911.56


Riskometer


as on February 28, 2019:

Load Structure:


Date of allotment: January 30, 2018

FUND MANAGER AND EXPERIENCEFund Manager (Equity): Mr V Balasubramanian


Option: Dividend (Dividend Option will have Dividend Reinvestment (D) & Dividend Payout facility) and Growth (D)D-Default

Experience in managing this fund: 7 months (managing since 1 August, 2018)

Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Repurchase Amount: Rs. 1,000/- or 100 units or account balance, whichever is lower


FUND FEATURES

The investment objective of the Scheme is to seek to generate long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in mid cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

SCHEME DETAILS


Selection of focused sustainable businesses from across sectors

Potential to generate higher risk adjusted returns in the long term

Active management of portfolio with primary investments in mid-caps

Benchmark: S&P BSE Midcap Index

Issuer % of Net AssetsFinancial ServicesBajaj Finance LimitedSundaram Finance LimitedCholamandalam Investment and Finance Company LimitedKotak Mahindra Bank LimitedCRISIL LimitedGruh Finance LimitedIndustrial ManufacturingGrindwell Norton LimitedHoneywell Automation India LimitedSchae�er India LimitedSupreme Industries LimitedABB India LimitedCummins India LimitedThermax LimitedAIA Engineering LimitedITMphasiS LimitedPharmaDivi's Laboratories LimitedGlenmark Pharmaceuticals LimitedSano� India LimitedAbbott India LimitedAlembic Pharmaceuticals LimitedServices3M India LimitedThe Indian Hotels Company LimitedBlue Dart Express LimitedThomas Cook (India) LimitedTelecomSterlite Technologies LimitedCASH & OTHER RECEIVABLESGrand Total

10.852.922.701.931.121.091.09

17.362.392.382.382.352.162.001.921.78

2.202.20

6.712.181.641.510.900.48

6.082.251.531.370.93

1.601.60

9.62100


Entry Load: N.A.

Exit Load: - An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment;

Nil if Units are redeemed / switched-out after 1 year from the date of allotment.

1 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.


•

•


Long term capital appreciation;

Investment predominantly in equity and equity related securities including derivatives of mid cap companies.

(Mid Cap Fund – An open ended equity schemepredominantly investing in mid cap stocks)

Minimum Monthly SIP Amount: Rs 500 and in multiples of Re 1 thereafter

Minimum Monthly SIP Installments: 6




C No. 005315



PORTFOLIO STATS


74.10-Mid Cap

20.09-Large Cap

5.81-Small Cap

1.601.71

2.23.473.71

4.186.08

6.719.62

10.8511.83

17.3620.68

0 5 10 15 20 25

TelecomChemicals

ITFertilisers & Pesticides

Cement & Cement ProductsConstruction

ServicesPharma

Cash & Cash EquivalentsFinancial Services

AutomobileIndustrial Manufacturing

Consumer Goods

GrowingRural

Population andDemand

Definitivesteps taken bygovernment for

agriculturalreforms

Increase inNon-Farm

income

Rise inDisposable

Income

Rise inConsumption+ + = =

For investment strategy and product labeling, refer page no. 6

15.50-Farm

44.42-Consumption

14.19-Financial Services

7.85-Rural Infrastructure

18.04-Auxiliary Rural andConsumption sectors


AutomobileBajaj Auto LimitedWABCO India LimitedMahindra & Mahindra LimitedHero MotoCorp LimitedTVS Motor Company LimitedMRF LimitedV.S.T Tillers Tractors LimitedCement & Cement ProductsShree Cement LimitedChemicalsPidilite Industries LimitedTata Chemicals LimitedConstructionLarsen & Toubro LimitedBOROSIL GLASS WORKS LIMITEDConsumer GoodsBata India LimitedVST Industries LimitedBritannia Industries LimitedJohnson Controls – Hitachi Air Conditioning India LimitedUnited Breweries LimitedWhirlpool of India LimitedITC LimitedTTK Prestige LimitedGlaxoSmithKline Consumer Healthcare LimitedFertilisers & PesticidesBayer Cropscience LimitedFinancial ServicesMahindra & Mahindra Financial Services LimitedState Bank of IndiaCholamandalam Investment and Finance Company LimitedGruh Finance LimitedIndustrial ManufacturingABB India LimitedLakshmi Machine Works LimitedSKF India LimitedSwaraj Engines LimitedCASH & OTHER RECEIVABLESGrand Total

20.363.643.503.042.892.842.681.77

3.263.26

6.593.622.97

3.783.450.33

24.674.053.533.363.203.162.231.731.711.70

3.073.07

12.143.733.382.702.33

11.663.273.002.982.41

14.47100




Load Structure:


Date of allotment: November 13, 2018

FUND MANAGER AND EXPERIENCEFund Manager: Mr V Balasubramanian


Option: Growth and Dividend (Dividend Reinvestment, Dividend Payout)

Experience in managing this fund: 4 months (managing since November 13, 2018)

Application Amount: Rs. 1,000 and in multiples of Re. 1/- thereafterAdditional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter


FUND FEATURES

The investment objective of the Scheme is to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/ or expected to bene�t from the growth in rural India. However, there can be no assurance that the investment objective of the Scheme will be achieved.





Minimum Monthly SIP installments: 6


Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.

Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.

SCHEME DETAILS

SECTOR ALLOCATION (%) as on February 28, 2019


AUM as on February 28, 2019(Rs. in Cr.): 63.72

Invests in segments with strongest contribution potential to India’s growing GDP

Focuses on segments largely insulated from global volatility

Captures under-penetration opportunities in rural India



Entry Load: N.A.Exit Load:

1Includes additional expenses charged in terms of Regulation 52(6A)(b) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

•

•


Long term capital appreciation;

Investment predominantly in equity and equity related securities including derivatives of entities engaged in and/ or expected to bene�t from the growth in rural India.

Growth

Dividend

9.6610

9.6610

9.7200

9.7203

(An open ended equity schemefollowing Rural India theme)

C No. 005316


Investors understand that their principalwill be at high risk

Riskometer

• An Exit Load of 1% is payable if Units are redeemed / switched-out upto 1 year from the date of allotment; • Nil if Units are redeemed / switched-out after 1 year from the date of allotment

*Investible sector as per SID

THEME BASED SECTOR ALLOCATION* (%) as on February 28, 2019

3.07

3.26

3.78

6.59

11.66

12.14

14.47

20.36

24.67

0 5 10 15 20 25 30

Fertilisers & Pesticides

Cement & Cement Products

Construction

Chemicals

Industrial Manufacturing

Financial Services

Cash & Cash Equivalents

Automobile

Consumer Goods


CERTIFICATE OF DEPOSIT

ICICI Bank Limited

HDFC Bank Limited

Small Industries Dev Bank of India

RBL Bank Limited

Ujjivan Small Finance Bank Limited

Axis Bank Limited

IndusInd Bank Limited

COMMERCIAL PAPER

Reliance Industries Limited

National Bank For Agriculture and Rural Development

Reliance Jio Infocomm Limited

Motilal Oswal Financial Services Limited

PNB Housing Finance Limited

Dalmia Cement (Bharat) Limited

Chambal Fertilizers & Chemicals Limited

T V Sundram Iyengar & Sons Pvt Ltd

JSW Steel Limited

TATA Realty & Infrastructure Limited

Tata Value Homes Limited

Blue Star Limited

Muthoot HomeFin India Limited

IIFL Facilities Services Limited

CARE A1+

FITCH A1+

CARE A1+

ICRA A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CARE A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CRISIL A1+

ICRA A1+

ICRA A1+

CRISIL A1+

CARE A1+

CARE A1+

/CRISIL A1+

ICRA A1+

/CARE A1+

ICRA A1+


Riskometer



Load Structure:


Date of allotment: July 4, 2016

FUND MANAGER AND EXPERIENCE

Fund Manager: Mr. Rahul Pal


Average Maturity: 20.65 Days

Modi�ed Duration: 0.06

Yield to Maturity1: 7.21%

Option: Dividend (Daily and Weekly - Reinvestment) and Growth

Experience in managing this fund: 2 years, 8 months (managing since July 04, 2016)

PORTFOLIO STATS

Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Additional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Repurchase / Redemption Amount: Rs. 1,000/- or 1unit or account balance, whichever is lower


FUND FEATURES

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.



SCHEME DETAILS

Average AUM for the month ending February 28, 2019 (Rs. in Cr.): 2,852.69

AUM as on February 28, 2019 (Rs. in Cr.): 3,009.91

Low volatility: Relatively safer during times of high market volatility as liquid funds usually invest in Commercial Papers, Certi�cate of Deposits, CBLO/ Repos and in short term debt instruments with maturity pro�le of not more than 91 days.

Easy liquidity: Investors can invest in liquid funds even for a day.

Cash Management Tool for treasuries of any size: Optimal utilization of idle cash for cash management purposes.

Benchmark: CRISIL Liquid Fund Index

Issuer Rating

15.74

4.14

3.32

2.66

2.48

1.64

1.00

0.50

70.12

4.15

4.13

3.32

3.32

3.31

3.31

3.31

3.30

2.49

2.48

2.48

2.48

2.31

2.14

% of Net Assets

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CARE A1+

ICRA A1+

ICRA A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CARE A1+

CARE A1+

CARE A1+

CARE A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

CRISIL A1+

SOV

Rating

1.98

1.91

1.80

1.80

1.66

1.66

1.66

1.66

1.65

1.65

1.65

1.65

1.64

1.24

1.16

0.83

0.83

0.82

0.17

0.17

0.17

0.17

13.97

100.00

% of Net Assets

Berger Paints (I) Limited

Magma Housing Finance

NTPC Limited

Manappuram Finance Limited

TVS SRICHAKRA LIMITED

Future Lifestyle Fashions Limited

JM Financial Properties and Holdings Limited

JM Financial Capital Limited

PTC India Limited

Piramal Enterprises Limited

Muthoot Finance Limited

Future Retail Limited

Magma Fincorp Limited

JMC Projects (India) Limited

Navneet Education Limited

JM Financial Products Limited

Fedbank Financial Services Limited

Godrej Properties Limited

Vedanta Limited

Edelweiss Commodities Services Limited

TREASURY BILL

41 Days CMB (MD 18/03/2019)

CASH & OTHER RECEIVABLES

Grand Total

Issuer


1Yield to maturity should not be construed as minimum return o�ered by the Scheme2Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.

Investors understand that their principalwill be at low risk

•

•


Regular income over short term

Investment in money market and debt instruments

Growth

Daily Dividend

Weekly Dividend

1,198.8492

1,000.3285

1,010.7349

1,203.2550

1,000.3285

1,004.3294

*Cash & Cash Equivalents includes Fixed Deposits, Cash & Current Assets and CBLO


C No. 005317

RATING PROFILE as on February 28, 2019

13.97- Cash & Cash Equivalents*

85.86 - AAA/A1+

0.17 - Sovereign

ASSET ALLOCATION (%) as on February 28, 2019

13.97 - Cash & Cash Equivalents*

70.12 - Commercial Paper

0.17 - Sovereign

15.74 - Certi�cate Of Deposit

1Yield to maturity should not be construed as minimum return o�ered by the Scheme.2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.


CERTIFICATE OF DEPOSIT

AU Small Finance Bank Limited

COMMERCIAL PAPER

Magma Housing Finance

Edelweiss Commodities Services Limited

L & T Housing Finance

JMC Projects (India) Limited

Tata Projects Limited

Muthoot HomeFin India Limited


Future Retail Limited

Manappuram Finance Limited

JM Financial Services Limited

IIFL Facilities Services Limited

JM Financial Products Limited

CORPORATE BOND

National Bank For Agriculture and Rural Development

CRISIL A1+

CRISIL A1+

CRISIL A1+

ICRA A1+

CARE A1+

CRISIL A1+

CARE A1+

CRISIL A1+

CARE A1+

CRISIL A1+

ICRA A1+

ICRA A1+

CRISIL A1+

CRISIL AAA


Riskometer



Load Structure:


Date of allotment: February 15, 2017

FUND MANAGER AND EXPERIENCEFund Manager: Mr. Rahul PalTotal Experience: 17 years

Average Maturity: 261.79 Days


Macualay Duration: 8.16 monthsYield to Maturity1: 8.62%

Option: Dividend Reinvestment (Daily, weekly, Monthly), Dividend Payout (Monthly) and Growth

Experience in managing this fund: 2 years, 1 month (managing since February 15, 2017)

PORTFOLIO STATS

Application Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafterAdditional Purchase Amount: Rs. 1,000/- and in multiples of Re. 1/- thereafter

Redemption / Switch-outs Amount: Rs.1,000/- or 1unit or account balance, whichever is lower


FUND FEATURES

The investment objective of the Scheme is to provide reasonable returns, commensurate with a low to moderate level of risk and high degree of liquidity, through a portfolio constituted of money market and debt instruments. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns



SCHEME DETAILS

ASSET ALLOCATION (%) as on February 28, 2019 RATING PROFILE as on February 28, 2019


51.29 - Corporate Bond

7.97- Cash & Cash Equivalents*

3.55 - Certi�cate Of Deposit

20.80 - AA

71.23 - AAA/A1+




Positioned between liquid funds and short-term funds with respect to the risk-return matrix.Potentially better returns than that of liquid funds through strategic shifts in the maturity pro�le.Lower volatility through relatively lower duration than short term funds.Higher �exibility in asset allocation vis-à-vis liquid funds.

Benchmark: CRISIL Low Duration Debt Index

Issuer Rating

3.55

3.55

37.19

6.35

5.70

5.32

4.74

1.90

1.90

1.90

1.89

1.88

1.88

1.88

1.85

51.29

7.69

% of Net Assets

ICRA AA

CRISIL AA

ICRA AAA

CRISIL AAA

CRISIL AAA

ICRA AA

CRISIL AAA

CRISIL AA

ICRA AA

CRISIL AAA

CRISIL AAA

CRISIL AA

CARE AAA

CRISIL AAA

Rating

5.63

5.61

3.81

3.81

3.81

3.79

3.79

1.94

1.93

1.91

1.90

1.90

1.89

1.88

7.97

100.00

% of Net Assets

Tata Housing Development Company Limited

Muthoot Finance Limited

L&T Finance Limited

Housing Development Finance Corporation Limited

Reliance Jio Infocomm Limited


REC Limited

IIFL Home Finance Limited

Dalmia Cement (Bharat) Limited

Power Grid Corporation of India Limited

Power Finance Corporation Limited

Nuvoco Vistas Corporation Limited

Small Industries Dev Bank of India

LIC Housing Finance Limited

CASH & OTHER RECEIVABLES

Grand Total

Issuer


Investors understand that their principalwill be at moderately low risk

•

•

*Investors should consult their �nancial advisers if in doubt about whether the product is suitable for them.

Regular income over short term

Investment in debt and money market instruments

Growth

Daily Dividend

Weekly Dividend

Monthly Dividend

1135.5212

1,004.3225

1,053.0544

1,112.9812

1157.9252

1,053.4311

1,030.7918

1,132.4581



Minimum Monthly SIP Installments: 6



An open ended low duration debt scheme investing in instruments such that the Macaulay

duration of the Portfolio is between 6 months and 12 months (Please refer page 29 of SID)


C No. 005318

Average Maturity: 2.33 years


Yield to Maturity1: 10.01%

PORTFOLIO STATS


COMMERCIAL PAPERFuture Retail LimitedIIFL Facilities Services LimitedCORPORATE BONDEdelweiss Commodities Services LimitedJM Financial Asset Reconstruction Company LimitedIIFL Home Finance LimitedDalmia Cement (Bharat) LimitedNayara Energry LimitedCoastal Gujarat Power LimitedTata Housing Development Company LimitedSikka Ports and Terminals LimitedReliance Jio Infocomm LimitedAsirvad Micro�nance LtdU.P. Power Corporation LimitedMuthoot Finance LimitedYes Bank LimitedCASH & OTHER RECEIVABLESGrand Total

7.613.823.79

85.977.857.827.827.777.667.627.587.467.365.773.843.803.62

6.42100.00


Riskometer




Date of allotment: August 20, 2018

FUND MANAGER AND EXPERIENCEFund Manager: Mr Rahul PalTotal Experience: 17 years

Minimum Application / Additional Purchase Amount: Rs. 1,000 and in multiples of Re. 1/- thereafter.

Experience in managing this fund: 6 months (managing since August 20, 2018)

Minimum Amount for Switch in: Rs. 1,000/- and in multiples of Re. 0.01/- thereafter.

Minimum Amount for Redemption / Switch-outs: Rs. 1,000/- or 100 units or account balance, whichever is lower in respect of each Option.

Available Plans: Direct (D) , Regular


FUND FEATURES

The investment objective of the Scheme is to generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.



Growth

Dividend

Quarterly Dividend

10.2794

10.2795

10.2793

10.3414

10.3412

10.3415

Available Options under each plan: Growth (D), Dividend

Available Facilities under Dividend Option: Dividend Reinvestment (D), Dividend Payout

Available Sub-Options under Dividend Option: Discretionary (D), Quarterly

SCHEME DETAILS

ASSET ALLOCATION (%) as on February 28, 2019



Optimum balance of safety, liquidity and yield Diversi�cation of portfolio for investors with moderate risk appetiteAlternative to traditional investment options and has potential to deliver better risk adjusted returnsIndexation bene�ts for Long Term Capital Gains Taxes#

Benchmark: NIFTY Credit Risk Bond Index


CARE A1+ICRA A1+

ICRA AAICRA AA-

CRISIL AAICRA AACARE AA

CARE AA(SO)ICRA AA

CRISIL AAACRISIL AAACRISIL A+

CRISIL A+(SO)CRISIL AAICRA AA-

Rating

Entry Load: N.A.Exit Load: 10% of the units allotted shall be redeemed without any exit load, on or before completion of 12 months from the date of allotment of Units.Any redemption in excess of the above limit shall be subject to the following exit load:• An exit load of 1% is payable if Units are redeemed / switched-out on or before completion of 12 months from the date of allotment of Units;• Nil - If Units are redeemed / switched-out after completion of 12 months from the date of allotment of Units.Redemption /Switch-Out of Units would be done on First in First out Basis (FIFO)

Investors understand that their principalwill be at moderate risk

•

•


To generate regular returns and capital appreciation over medium term

Investment predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments while maintaining the optimum balance of yield, safety and liquidity

#If the units are held for more than 36 months. Investors are advised to consult their �nancial/tax advisors before investing.

(An open ended debt scheme predominantly investing in AA and below rated corporate bonds

(excluding AA+ rated corporate bonds))

C No. 005319


RATING PROFILE as on February 28, 2019

22.43 - AAA/A1+

61.54 - AA

9.61 - A


85.97 - Corporate Bond



1Yield to maturity should not be construed as minimum return o�ered by the Scheme.2 Includes additional expenses charged in terms of Regulation 52(6A)(b) and 52(6A)(c) of SEBI (Mutual Funds) Regulations, 1996 and Goods and Service Tax.


D- Default

Performance as on February 28, 2019

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.

Mahindra Low Duration Bachat Yojana - Reg - Growth

Mahindra Low Duration Bachat Yojana - Dir - Growth

Crisil Low Duration Debt Index^

Crisil 1 Yr T-Bill Index^^

11,355

11,579

11,544

11,385

1,135.52

1,157.93

5,373.96

5,387.56

10,690

10,791

10,823

10,748

6.44

7.47

7.31

6.58

6.90

7.91

8.23

7.48

1 Year Since Inception 1 Year (`) Since Inception (`)

NAV / Index Value(as on February 28,

2019)Scheme Name

CAGR Returns (%) Value of Investment of ₹ 10,000*

Mahindra Low Duration Bachat Yojana - Managed by Rahul Pal

10.90

11.50

6,992.39

14,979.39

10,902

11,505

12,442

12,815

9,175

9,370

10,030

10,432

3.72

6.11

9.68

11.06

-8.25

-6.30

0.30

4.32

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. V. Balasubramanian is managing the Scheme since August 1, 2018. Performance Details of other schemes managed by Mr V. Balasubramanian (Mahindra Rural Bharat and Consumption Yojana) have not been provided as the schemes have not completed 1 year.



2019)Scheme Name


Mahindra Mutual Fund Kar Bachat Yojana - Reg - GrowthMahindra Mutual Fund Kar Bachat Yojana - Dir - GrowthNifty 200 Index^

Nifty 50 Index ^^

Mahindra Mutual Fund Kar Bachat Yojana - Managed by V. Balasubramanian

Mahindra Liquid Fund - Reg - GrowthMahindra Liquid Fund - Dir - GrowthCrisil Liquid Fund Index^

Crisil 1 Yr T-Bill Index^^

11,988

12,033

12,000

11,876

1,198.85

1,203.26

3,068.04

5,387.56

10,751

10,764

10,768

10,748

7.07

7.22

7.11

6.69

7.51

7.64

7.68

7.48

7.13

7.24

6.99

9.03

6.99

7.10

6.59

5.05

7.01

7.12

6.88

2.96

7 Days 15 Days 30 Days 1 Year Since Inception 1 Year (`) Since Inception (`)


2019)

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 04-Jul-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 1,000 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.

Scheme NameSimple Annualised Returns (%) CAGR Returns (%) Value of Investment of ₹ 10,000*

Mahindra Liquid Fund - Managed by Rahul Pal

C No. 0053110

10.73

11.23

9,631.86

14,979.39

10,729

11,232

12,484

12,739

9,766

9,975

10,474

10,432

3.45

5.76

11.29

12.38

-2.34

-0.25

4.74

4.32

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. Srinivasan Ramamurthy is managing the equity portion of the Scheme since August 1, 2018. Performance details of other scheme(s) managed by Mr. Rahul Pal (Mahindra Credit Risk Yojana) has not been provided as the scheme has not completed 1 year.



2019)Scheme Name


9.00

9.21

16,963.15

14,979.39

8,999

9,206

8,226

9,923

9,271

9,473

8,725

10,432

-9.31

-7.38

-16.55

-0.71

-7.29

-5.27

-12.75

4.32



2019)


Mahindra Dhan Sanchay Equity Savings Yojana - Managed by Srinivasan Ramamurthy (Equity) and Rahul Pal (Debt)

Mahindra Dhan Sanchay Equity SavingsYojana - Reg - Growth

Mahindra Dhan Sanchay Equity SavingsYojana - Dir - Growth

55% Nifty 50 Index+ 30% Crisil Composite BondFund Index+15% Crisil Liquid Fund Index^

Nifty 50 Index ^^

10.0710.52

6,992.3914,979.39

10,07410,52111,23811,754

9,3289,536

10,03010,432

0.412.866.699.38

-6.72-4.640.304.32

"^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 11-May-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years.*Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr Srinivasan Ramamurthy is managing the Scheme since September 10, 2018.



2019)Scheme Name


Mahindra Mutual Fund Badhat Yojana - Managed by Srinivasan Ramamurthy

Mahindra Mutual Fund Badhat Yojana - Reg - GrowthMahindra Mutual Fund Badhat Yojana - Dir - GrowthNifty 200 Index^

Nifty 50 Index^^

"^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 30-Jan-18.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Since inception returns of the scheme is calculated on face value of Rs. 10 invested at inception. The performance details provided above are of Growth Option under Regular and Direct Plan. Di�erent Plans i.e Regular Plan and Direct Plan under the scheme has di�erent expense structure. The performance data for 3 years & 5 years period has not been provided, since scheme is in existence for less than 3 years. *Based on standard investment of Rs. 10,000 made at the beginning of the relevant period. Mr. V. Balasubramanian is managing the Scheme since August 1, 2018. Performance Details of other schemes managed by Mr V. Balasubramanian (Mahindra Rural Bharat and Consumption Yojana) have not been provided as the schemes have not completed 1 year.

Scheme Name

Mahindra Unnati Emerging Business Yojana - Managed by V. Balasubramanian

Mahindra Unnati Emerging Business Yojana - Reg - GrowthMahindra Unnati Emerging Business Yojana - Dir - GrowthS&P BSE Mid Cap Index^

Nifty 50 Index^^

Performance as on February 28, 2019

C No. 0053111

SIP Performance - If you had invested Rs. 10,000 every month

SIP Investment Period Total AmountInvested (₹) Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)

Regular Plan Nifty 200 Index^ Nifty 50 Index^^


Direct Plan Nifty 200 Index^ Nifty 50 Index^^

Mahindra Mutual Fund Kar Bachat Yojana

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 18-Oct-16.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

1 Year

Since Inception

1,20,000

2,80,000

1,14,290

2,69,217

-8.78%

-3.24%

1,18,236

2,98,553

-2.74%

5.43%

1,20,719

3,07,558

1.12%

8.01%

1 Year

Since Inception

1,20,000

2,80,000

1,15,502

2,76,488

-6.94%

-1.05%

1,18,236

2,98,553

-2.74%

5.43%

1,20,719

3,07,558

1.12%

8.01%

1 Year

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 1-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).


Total AmountInvested (₹) Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%) Market Value (₹) CAGR Returns (%)

Regular Plan Nifty 50 Index^^

Mahindra Dhan Sanchay Equity Savings Yojana

SIP Investment Period

Since Inception

Since Inception

55% Nifty 50 Index + 30% Crisil Composite Bond Fund Index+15% Crisil Liquid Fund Index^

Direct Plan Nifty 50 Index^^55% Nifty 50 Index+ 30% Crisil Composite Bond Fund Index+15% Crisil Liquid Fund Index^

1,20,000

2,40,000

1,18,823

2,38,363

-1.83%

-0.66%

1,21,300

2,54,826

2.03%

5.91%

1,20,719

2,54,807

1.12%

5.90%

1,20,000

2,40,000

1,20,102

2,43,735

0.16%

1.50%

1,21,300

2,54,826

2.03%

5.91%

1,20,719

2,54,807

1.12%

5.90%

Note: Pursuant to SEBI Circular no. SEBI/HO/IMD/DF3/CIR/P/2018/04 dated Jan 4, 2018, the performance of the schemes has been benchmarked to Total Return Index variant (wherever available) of their respective benchmark indices.




Mahindra Unnati Emerging Business Yojana


1 Year

Since Inception

Since Inception

1 Year

S&P BSE Midcap Index^

Direct Plan Nifty 50 Index^^S&P BSE Midcap Index^

1,20,000

1,30,000

1,13,975

1,23,606

-9.26%

-8.46%

1,10,259

1,19,146

-14.82%

-14.24%

1,20,719

1,31,163

1.12%

1.56%

1,20,000

1,30,000

1,15,204

1,25,051

-7.39%

-6.56%

1,10,259

1,19,146

-14.82%

-14.24%

1,20,719

1,31,163

1.12%

1.56%^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 30-Jan-18.

Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

1 Year

Since Inception

1,20,000

2,10,000

1,16,220

2,03,797

-5.84%

-3.26%

1,18,236

2,12,172

-2.74%

1.14%

1,20,719

2,18,525

1.12%

4.45%

1 Year

Since Inception

1,20,000

2,10,000

1,14,952

1,99,691

-7.77%

-5.43%

1,18,236

2,12,172

-2.74%

1.14%

1,20,719

2,18,525

1.12%

4.45%

^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 11-May-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).




Mahindra Mutual Fund Badhat Yojana


Nifty 200 Index^

Direct Plan Nifty 50 Index^^Nifty 200 Index^



Regular Plan Crisil Low Duration Debt Index^ Crisil 1 Yr T-Bill Index^^

Direct Plan Crisil Low Duration Debt Index^ Crisil 1 Yr T-Bill Index^^

Mahindra Low Duration Bachat Yojana


1 Year

Since Inception

1,20,000

2,40,000

1,24,625

2,56,653

7.29%

6.63%

1,25,331

2,59,236

8.42%

7.65%

1,25,203

2,58,009

8.22%

7.17%

1 Year

Since Inception

1,20,000

2,40,000

1,25,226

2,59,220

8.25%

7.64%

1,25,331

2,59,236

8.42%

7.65%

1,25,203

2,58,009

8.22%

7.17%^Benchmark ^Âdditional Benchmark. CAGR – Compounded Annual Growth Rate. Inception/Allotment date: 15-Feb-17.Past performance may or may not be sustained in future and should not be used as a basis of comparison with other investments. Returns greater than 1 year period are compounded annualized. For SIP returns, monthly investment of equal amounts invested on the 1st business day of every month has been considered. CAGR Returns (%) are computed after accounting for the cash �ow by using the XIRR method (investment internal rate of return).

1 Year

1 Year

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

INVESTMENT OBJECTIVEThe investment objective of the Scheme is to provide long term capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity & equity related securities and derivatives predominantly in large cap companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

High

High

Low to Medium

80-100

0-20

0-20

Medium to High0-10

Asset Allocation Pattern

Equity and Equity related Securities of Large Cap companies^*

Equity and Equity Related instruments of other companies^

Debt and Money Market Securities^ (including CBLO, Reverse Repo)

Units issued by REITs & InvITs

*Definition of Large Cap Companies:1st – 100th company in terms of full Market Capitalization. For the purpose of this definition, the list of stocks prepared by AMFI in this regard will be adopted. încluding derivative instruments to the extent of 50% of the Net Assets of the Scheme. For detailed asset allocation refer SID of the Scheme available at www.mahindramutualfund.com or visit nearest Investor Service Centre.

ASSET ALLOCATION

INVESTMENT STYLEHigh conviction*concentrated portfolio in a staggered fashion with a focus to generate alphaTo follow blended style of investing-Growth and ValueTop down approach to identify sectors with potential across different periods based on emerging macro trendsBottom up stock selection from the Big 100 that have good governance and strong leadershipTactical calls for short to medium investment horizons

*Conviction will be based on internal evaluation and price performance position keeping investor interest in mind

*

Long term capital appreciation;Investment predominantly in equity and equity related securities including derivatives of large cap companies.Investors should consult their financial advisers if in doubt about whether the product is suitable for them.Investors understand that their

principal will be at moderately high risk

RiskometerThis product is suitable for investors who are seeking*:

Indicative Allocation(% of assets)

Risk Profile

Mahindra Pragati Bluechip Yojana

Large Cap Fund - An open ended equity schemepredominantly investing in large cap stocks

Mahindra Asset Management Company Private Limited Registered O� ce: “A” Wing, 4th Floor, Mahindra Towers,Dr. G.M. Bhosale Marg, P.K. Kurne Chowk,Worli, Mumbai 400018 India

Corporate O� ce:Sadhana House, 1st Floor, 570, P.B. Marg,Worli, Mumbai - 400018, IndiaEmail: m� [email protected]: + 91 22 66526000 | Fax: +91 22 24984170Website: www.mahindramutualfund.comToll free: 1800 419 6244

CIN: U65900MH2013PTC244758

DisclaimerThe views expressed here in this document are for general information and reading purpose only and do not constitute any guidelines and recommendations on any course of action to be followed by the reader. No representation or warranty is made as to the accuracy, completeness or fairness of the information and opinions contained herein. The views are not meant to serve as a professional guide / investment advice / intended to be an o�er or solicitation for the purchase or sale of any �nancial product or instrument or mutual fund units for the reader. This document has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. While utmost care has been exercised while preparing this document, Mahindra Asset Management Company Private Limited (Mahindra AMC) does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses and damages arising out of the use of this information. The data/statistics given in the document are to explain general market trends in the securities market, it should not be construed as any research report/research recommendation. Readers of this document should rely on information /data arising out of their own investigations and advised to seek independent professional advice and arrive at an informed decision before making any investments. Neither Mahindra Mutual Fund, Mahindra AMC nor Mahindra Trustee Company Private Limited, its directors or associates shall be liable for any damages that may arise from the use of the information contained herein.

C No. 00531

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