8/10/2019 JD Credit Assistant

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JOB DESCRIPTION OF CREDIT ASSISTANT

Designation Credit Assistant (1)

Duration 6 monthsReporting Project Coordinator

Location Rawalpindi

Salary 15,000/-

Qualification & Experience:

1. B.A/B.Com with 02 year experience in the relevant field

RESPONSIBILITIES

General Responsibilities:

2. To adapt to the changing environment of NGO sector and forces of the competitive world.

3. To maintain constructive, purposeful, trust based and sincere relations with all colleaguesworking above or under whether directly or indirectly associated.

4. To continuously upgrade own knowledge, skills, attitude and application to become morevaluable member of MAP family.

5. To update management and other concerned with any development, internal or external,which can be of help to improve quality, provide better services and effectiveness andefficiency.

6. To participate in all meetings, committees, forums, projects and assignments as requiredand expected.

7. To continuously thi nk for betterment of MAP, it’s progress and its ability to fulfill its mission.

8. To maintain highest standards of honesty and integrity in all disciplines.

Major Responsibilities: Identification of possible potential clients by making field visits in the targetedcommunity through meetings and door to door introduction.

Receive the loan applications and documents for Microfinance loan from the communitymembers.

Ensure that loan applications received properly applied and supported with all requireddocumentation as stipulated in the MAP policies and procedures and meet thestipulated criteria.

Accurate and timely processing of credit applications in accordance with lending policiesand limits.

Prepare credit cases after the initial verification of applicants and their guarantors.

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Ensure that credit arrangement offered by the borrowers is within the approvedparameters i.e, amount, period, repayment schedule and Murabaha profit etc.

Ensure that delivery of commodities to the borrowers and obtain acknowledgement (inthe shape of AQID MURHABA form) from them.

Maintain hundred percent recovery rates of all his borrowers up to 20 th of every month

and also maintain monthly Murabaha cases target. Pursuing the delayed payments and ensuing that it should not go beyond due date (Zero

tolerance) To help credit assistant in stuck recoveries.

Knowledge:The incumbent must have proficient knowledge in following areas.

Strong Knowledge about products is going on. Knowledge about other MFI and competitors in the area. Well awareness about community and local culture . Knowledge about market and fluctuation of prices.

Skills: Ability to handle minimum 200 Active Clients. Convincing and negotiating skills. Community Mobilization skills. Report writing skills. Orientation skills. Computer skills.

Candidates with relevant profile may send their detailed CVs clearly mentioning the Name of Positionin subject line at jobs@muslimaid.org.pk latest by August 17, 2014. Only shortlisted candidates will becontacted for interview.